Annexure I ‐ Bank Rate & MCLR Movement

Bank Rate Change dates HAM ROI SBI  PNB HDFC 10 Year G Sec Rate

DATE Bank Rate  Bank Rate + 3% MCLR GAP  MCLR GAP  MCLR GAP  G Sec Rate GAP 
05‐04‐2016 7.00% 10.00% 9.20% 2.20% 9.40% 2.40% 9.20% 2.20% 7.45% 0.45%
07‐06‐2016 7.00% 10.00% 9.15% 2.15% 9.40% 2.40% 9.15% 2.15% 7.48% 0.48%
09‐08‐2016 7.00% 10.00% 9.10% 2.10% 9.35% 2.35% 9.10% 2.10% 7.11% 0.11%
04‐10‐2016 6.75% 9.75% 9.05% 2.30% 9.30% 2.55% 9.05% 2.30% 6.73% ‐0.02%
07‐12‐2016 6.75% 9.75% 8.90% 2.15% 9.15% 2.40% 8.90% 2.15% 6.49% ‐0.26%
08‐02‐2017 6.75% 9.75% 8.00% 1.25% 8.45% 1.70% 8.15% 1.40% 6.75% 0.00%
06‐04‐2017 6.50% 9.50% 8.00% 1.50% 8.45% 1.95% 8.15% 1.65% 7.17% 0.67%
07‐06‐2017 6.50% 9.50% 8.00% 1.50% 8.35% 1.85% 8.15% 1.65% 6.53% 0.03%
02‐08‐2017 6.25% 9.25% 8.00% 1.75% 8.35% 2.10% 8.15% 1.90% 6.53% 0.28%
04‐10‐2017 6.25% 9.25% 8.00% 1.75% 8.15% 1.90% 8.15% 1.90% 6.92% 0.67%
06‐12‐2017 6.25% 9.25% 7.95% 1.70% 8.15% 1.90% 8.10% 1.85% 7.27% 1.02%
07‐02‐2018 6.25% 9.25% 7.95% 1.70% 8.15% 1.90% 8.20% 1.95% 7.54% 1.29%
05‐04‐2018 6.25% 9.25% 8.15% 1.90% 8.30% 2.05% 8.30% 2.05% 7.20% 0.95%
06‐06‐2018 6.50% 9.50% 8.25% 1.75% 8.40% 1.90% 8.40% 1.90% 7.95% 1.45%
01‐08‐2018 6.75% 9.75% 8.25% 1.50% 8.45% 1.70% 8.40% 1.65% 7.73% 0.98%
05‐10‐2018 6.75% 9.75% 8.50% 1.75% 8.40% 1.65% 8.65% 1.90% 8.02% 1.27%
05‐12‐2018 6.75% 9.75% 8.55% 1.80% 8.50% 1.75% 8.70% 1.95% 7.41% 0.66%
07‐02‐2019 6.50% 9.50% 8.55% 2.05% 8.55% 2.05% 8.75% 2.25% 7.38% 0.88%
04‐04‐2019 6.25% 9.25% 8.50% 2.25% 8.45% 2.20% 8.70% 2.45% 7.37% 1.12%
06‐06‐2019 6.00% 9.00% 8.45% 2.45% 8.45% 2.45% 8.70% 2.70% 7.04% 1.04%
07‐08‐2019 5.65% 8.65% 8.25% 2.60% 8.30% 2.65% 8.60% 2.95% 6.64% 0.99%
03‐10‐2019 5.40% 8.40% 8.05% 2.65% 8.25% 2.85% 8.35% 2.95% 6.47% 1.07%
05‐12‐2019 5.40% 8.40% 7.90% 2.50% 8.15% 2.75% 8.15% 2.75% 6.86% 1.46%
06‐02‐2020 5.40% 8.40% 7.85% 2.45% 8.05% 2.65% 8.15% 2.75% 6.70% 1.30%
27‐03‐2020 4.65% 7.65% 7.40% 2.75% 7.75% 3.10% 7.95% 3.30% 6.18% 1.53%
22‐05‐2020 4.25% 7.25% 7.25% 3.00% 7.75% 3.50% 7.70% 3.45% 5.75% 1.50%