ASSIGNMENT/ TUGASAN

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BBPW3103
FINANCIAL MANAGEMENT 1
PENGURUSAN KEWANGAN 1
SEPTEMBER SEMESTER 2020

SPECIFIC INSTRUCTION / ARAHAN KHUSUS

1. Answer in Malay or English. /

Jawab dalam bahasa Melayu atau bahasa Inggeris.

2. Number of words : 2500 – 3000 words excluding references. /

Jumlah patah perkataan : 2500 – 3000 patah perkataan tidak termasuk rujukan.

3. Submit your assignment ONCE only in a SINGLE file. /

Hantar tugasan SEKALI sahaja dalam SATU fail.

4. Submit your assignment ONLINE. /

Tugasan ini dihantar secara ONLINE.

5. Submission date : 15th November 2020. /

Tarikh Penghantaran : 15hb November 2020.

6. This assignment accounts for 60% of the total marks for the course. /

Tugasan ini menyumbang sebanyak 60% dari jumlah markah kursus.

1
 ASSIGNMENT QUESTION

PURPOSE
The purpose of this assignment is to enhance learners’ understanding on financial
market and institution and time value of money concept.

REQUIREMENT
You are required to prepare both assignments (Assignment 1 and Assignment 2) using
the attached rubrics. You have to submit BOTH assignments ONCE only in a SINGLE file.

[Total: 60 marks]

ASSIGNMENT 1
Financial market is an intermediary between those who have surplus funds and those
who are in need of funds. Discuss the functions and roles of money market and capital
market, and examine how these roles can affect the financial market in Malaysia.

[Total: 20 marks]

ASSIGNMENT 2
Select any TWO (2) commercial banks in Malaysia. Based on the current interest rates
offered by the banks, calculate the future value of an annuity of RM100,000 made at
the beginning of every year for 10 years. Analyse and compare the effect of the interest
rates offered by the banks on the total savings.
[Total: 40 marks]

2
 SOALAN TUGASAN

TUJUAN
Tujuan tugasan ini adalah untuk mempertingkatkan pemahaman pelajar mengenai
pasaran dan institusi kewangan dan konsep nilai masa wang.

KEPERLUAN
Anda dikehendaki menyediakan kedua-dua tugasan (Tugasan 1 dan Tugasan 2)
berdasarkan rubrik yang dilampirkan. Anda perlu menghantar KEDUA-DUA tugasan
SEKALI sahaja dalam SATU fail.
[Jumlah: 60 markah]

TUGASAN 1
Pasaran kewangan merupakan satu pengantara antara mereka yang mempunyai lebihan
dana dengan mereka yang memerlukan dana. Bincangkan fungsi-fungsi dan peranan-
peranan pasaran wang dan pasaran modal, dan kaji bagaimana peranan-peranan ini
boleh memberi kesan kepada pasaran kewangan di Malaysia.
[Jumlah: 20
markah]

TUGASAN 2
Pilih mana-mana DUA (2) bank komersial di Malaysia. Berdasarkan kadar faedah semasa
yang ditawarkan oleh bank-bank berkenaan, kirakan anuiti masa depan bagi RM100,000
yang disimpan setiap awal tahun selama 10 tahun. Analisis dan bandingkan kesan kadar
faedah yang ditawarkan oleh bank-bank berkenaan ke atas jumlah simpanan.

[Jumlah: 40 markah]

3
 ATTACHMENT
BBPW3103 FINANCIAL MANAGEMENT I /SEPT 2020/ ASSIGNMENT 1
Excellent/ Good/ Fair/ Poor/ Unsatisfactory/
*QN/ Criteria/ Weight/ Cemerlang Baik Sederhana Lemah Tidak memuaskan Max
CLO
*NS Kriteria Pemberat Marks
4 3 2 1 0
Description and explanation of the Clear and detailed Clear description and Clear but brief Vague description No description and
functions and roles of money market and description and explanation of the description and and explanation of explanation were
capital market. explanation of the functions and roles of explanation of the the functions and given.
functions and roles of money market and functions and roles of roles of money
money market and capital market. money market and market and capital
capital market. Relevant examples capital market. market. Relevant
Relevant examples were given. Relevant examples examples were
were given. were given. given.

Huraian dan penerangan tentang fungsi- Huraian dan Huraian dan Huraian dan Huraian dan Tiada huraian dan
1 1 1.5 6
fungsi dan peranan-peranan pasaran wang penerangan yang penerangan yang penerangan yang penerangan yang penerangan
dan pasaran modal. jelas dan terperinci jelas tentang fungsi- jelas tetapi ringkas kabur tentang diberikan.
tentang fungsi-fungsi fungsi dan peranan- tentang fungsi-fungsi fungsi-fungsi dan
dan peranan-peranan peranan pasaran dan peranan-peranan peranan-peranan
pasaran wang dan wang dan pasaran pasaran wang dan pasaran wang dan
pasaran modal. modal. Contoh- pasaran modal. pasaran modal.
Contoh-contoh yang contoh yang relevan Contoh-contoh yang Contoh-contoh yang
relevan telah telah diberikan. relevan telah relevan telah
diberikan. diberikan. diberikan.

1 1 Discussion on how the roles of money 3 Clear and detailed Clear discussion on Clear but brief Vague discussion on No discussion was 12
market and capital market can affect the discussion on how how the roles of discussion on how how the roles of given.
financial market in Malaysia. the roles of money money market and the roles of money money market and
market and capital capital market can market and capital capital market can
market can affect the affect the financial market can affect the affect the financial
financial market in market in Malaysia. financial market in market in Malaysia.
Malaysia. Relevant Relevant examples Malaysia. Relevant Relevant examples
examples were given. were given. examples were given. were given.

Perbincangan tentang bagaimana peranan- Perbincangan yang Perbincangan yang Perbincangan yang Perbincangan yang Tiada perbincangan
peranan pasaran wang dan pasaran modal jelas dan terperinci jelas tentang jelas tetapi ringkas kabur tentang diberikan.
boleh mempengaruhi pasaran kewangan di tentang bagaimana bagaimana peranan- tentang bagaimana bagaimana peranan-
Malaysia. peranan-peranan peranan pasaran peranan-peranan peranan pasaran
pasaran wang dan wang dan pasaran pasaran wang dan wang dan pasaran
1
 pasaran modal boleh modal boleh pasaran modal boleh modal boleh
mempengaruhi mempengaruhi mempengaruhi mempengaruhi
pasaran kewangan di pasaran kewangan di pasaran kewangan di pasaran kewangan
Malaysia. Contoh- Malaysia. Contoh- Malaysia. Contoh- di Malaysia. Contoh-
contoh yang relevan contoh yang relevan contoh yang relevan contoh yang relevan
telah diberikan. telah diberikan. telah diberikan. telah diberikan.

Summary. All of the key points Most of the key Some of the key None of the key Summary was not
of the assignment points of the points of the points of the given.
were summarised. assignment were assignment were assignment were
All the key points summarised. All the summarised. All the summarised.
were connected. key points were key points were not
somehow connected. connected.
1 1 Ringkasan. 0.5 Beberapa isi penting Tiada isi penting Ringkasan tidak 2
Kesemua isi penting Kebanyakan isi
tugasan ini telah penting tugasan ini tugasan ini telah tugasan ini telah diberikan.
diringkaskan. telah diringkaskan. diringkaskan. diringkaskan.
Kesemua isi penting Kesemua isi penting Kesemua isi penting
saling berkait. agak berkait. tidak berkait.

Total 5 20
*QN = Question Number / *NS = Nombor Soalan

2
 ATTACHMENT
BBPW3103 FINANCIAL MANAGEMENT I /SEPT 2020/ ASSIGNMENT 2
Excellent/ Good/ Fair/ Poor/ Unsatisfactory/
*QN/ Criteria/ Weight/ Cemerlang Baik Sederhana Lemah Tidak memuaskan Max
CLO
*NS Kriteria Pemberat Marks
4 3 2 1 0
Introduction of the selected commercial Clear and detailed Clear introduction of Clear but brief Vague introduction No introduction was
banks. introduction of the the two commercial introduction of the of the two given.
two commercial banks that covers the two commercial commercial banks
banks that covers the banks’ names, year banks that covers the that covers the
banks’ names, year of establishment, banks’ names, year banks’ names, year
of establishment, size, vision, mission of establishment, of establishment,
size, vision, mission and business size, vision, mission size, vision, mission
and business activities. and business and business
activities. activities. activities.
2 3 2 8
Pengenalan tentang bank-bank komersial Pengenalan yang jelas Pengenalan yang jelas Pengenalan yang jelas Pengenalan yang Tiada pengenalan
yang dipilih. dan terperinci mengenai kedua-dua tetapi ringkas kabur mengenai diberikan.
mengenai kedua-dua bank komersial yang mengenai kedua-dua kedua-dua bank
bank komersial yang meliputi nama bank, bank komersial yang komersial yang
meliputi nama bank, tahun ditubuhkan, meliputi nama bank, meliputi nama bank,
tahun ditubuhkan, saiz, visi, misi dan tahun ditubuhkan, tahun ditubuhkan,
saiz, visi, misi dan aktiviti-aktiviti saiz, visi, misi dan saiz, visi, misi dan
aktiviti-aktiviti perniagaan. aktiviti-aktiviti aktiviti-aktiviti
perniagaan. perniagaan. perniagaan.

2 3 Calculation of future value of annuity. 2.5 Able to identify Able to identify Able to identify Unable to identify No calculation was 10
(1st Bank). correctly the current correctly the current correctly the current correctly the current given.
interest rate. interest rate. interest rate. interest rate.
Correct calculation of Correct calculation of Correct calculation of Wrong calculation
future value of future value of future value of of future value of
annuity with detailed annuity with detailed annuity with annuity .
workings provided. workings provided. adequate workings No workings and
Clear and detailed Clear interpretations provided. interpretations
interpretations were were given. Clear but brief were given.
given. interpretations were
given.

3
 Dapat mengenal pasti Dapat mengenal pasti Dapat mengenal pasti Tidak dapat Tiada pengiraan
Pengiraan nilai masa depan anuiti.
dengan betul kadar dengan betul kadar dengan betul kadar mengenal pasti diberikan.
(Bank 1)
faedah semasa. faedah semasa. faedah semasa. dengan betul kadar
Pengiraan nilai masa Pengiraan nilai masa Pengiraan nilai masa faedah semasa.
depan anuiti yang depan annuiti yang depan annuiti yang Pengiraan nilai masa
betul dengan jalan betul dengan jalan betul dengan jalan depan annuiti yang
kerja yang terperinci kerja yang terperinci kerja yang mencukupi salah. Tiada
diberikan. Tafsiran diberikan. Tafsiran diberikan. Tafsiran pengiraan dan
yang jelas dan yang jelas telah yang jelas tetapi tafsiran telah
terperinci telah diberikan. ringkas telah diberikan.
diberikan. diberikan.

2 3 Calculation of future value of annuity. 2.5 Able to identify Able to identify Able to identify Unable to identify No calculation was 10
(2nd Bank). correctly the current correctly the current correctly the current correctly the current given.
interest rate. interest rate. interest rate. interest rate.
Correct calculation of Correct calculation of Correct calculation of Wrong calculation
future value of future value of future value of of future value of
annuity with detailed annuity with detailed annuity with annuity.
workings provided. workings provided. adequate workings No workings and
Clear and detailed Clear interpretations provided. interpretations
interpretations were were given. Clear but brief were given.
given. interpretations were
given.

Pengiraan nilai masa depan anuiti. Dapat mengenal pasti Dapat mengenal pasti Dapat mengenal pasti Tidak dapat Tiada pengiraan
(Bank 2) dengan betul kadar dengan betul kadar dengan betul kadar mengenal pasti diberikan.
faedah semasa. faedah semasa. faedah semasa. dengan betul kadar
Pengiraan nilai masa Pengiraan nilai masa Pengiraan nilai masa faedah semasa.
depan anuiti yang depan annuiti yang depan annuiti yang Pengiraan nilai masa
betul dengan jalan betul dengan jalan betul dengan jalan depan annuiti yang
kerja yang terperinci kerja yang terperinci kerja yang mencukupi salah. Tiada
diberikan. Tafsiran diberikan. Tafsiran diberikan. Tafsiran pengiraan dan
yang jelas dan yang jelas telah yang jelas tetapi tafsiran telah
terperinci telah diberikan. ringkas telah diberikan.
diberikan. diberikan.

4
 Comparison of the total savings between Able to identify and Able to identify and Able to identify and Unable to identify No comparison was
the two commercial banks. explain clearly the explain briefly the explain briefly the and explain the given.
differences between differences between differences between differences between
the total savings the total savings the total savings the total savings
from both banks. from both banks. from both banks. from both banks.
Able to discuss Able to discuss Unable to discuss the Unable to discuss
clearly the effect of briefly the effect of effect of the interest the effect of the
the interest rate on the interest rate on rate on the total interest rate on the
the total savings. the total savings. savings. total savings.

Perbandingan jumlah simpanan antara dua Dapat mengenal pasti Dapat mengenal pasti Dapat mengenal pasti Tidak dapat Tiada perbandingan
2 3 2 8
bank komersial berkenaan. dan menerangkan dan menerangkan dan menerangkan mengenal pasti dan diberikan.
dengan jelas dengan ringkas dengan ringkas menerangkan
perbezaan jumlah perbezaan jumlah perbezaan jumlah perbezaan jumlah
simpanan antara simpanan antara simpanan antara simpanan antara
kedua-dua bank. kedua-dua bank. kedua-dua bank. kedua-dua bank.
Dapat Dapat Tidak dapat Tidak dapat
membincangkan membincangkan membincangkan membincangkan
dengan jelas kesan dengan ringkas kesan kesan kadar faedah kesan kadar faedah
kadar faedah kepada kadar faedah kepada kepada jumlah kepada jumlah
jumlah simpanan. jumlah simpanan. simpanan. simpanan.

Summary. All of the key points Most of the key Some of the key None of the key Summary was not
of the assignment points of the points of the points of the given.
were summarised. assignment were assignment were assignment were
All the key points summarised. All the summarised. All the summarised.
were connected. key points were key points were not
somehow connected. connected.
2 3 1 4
Kesemua isi penting Kebanyakan isi Beberapa isi penting Tiada isi penting Ringkasan tidak
Ringkasan.
tugasan ini telah penting tugasan ini tugasan ini telah tugasan ini telah diberikan.
diringkaskan. telah diringkaskan. diringkaskan. diringkaskan.
Kesemua isi penting Kesemua isi penting Kesemua isi penting
saling berkait. agak berkait. tidak berkait.

Total 10 40
*QN = Question Number / *NS = Nombor Soalan