Awards of reliance mutual

CRISIL Fund House Level 1“CRISIL Fund House Level 1” rating denotes that RCAM has been judged by CRISIL
Limited (Rating Agency) to possess HIGHEST LEVEL OF PROCESS QUALITY AND RISK MANAGEMENT
CAPABILITY IN FUND MANAGEMENT PRACTICES. The other levels of rating are Level 2, Level 3, Level 4, and Level
5 denoting High, Average, Below Average and Poor ‘level of process quality and risk management capability in Fund
Management Practices’, respectively. “CRISIL Fund House Level 1” is a rating and not a ranking. CRISIL, a Standard &
Poor's company is India's leading Ratings, Research, Risk and Policy Advisory Company. CRISIL's majority
shareholder is Standard & Poor's, the world's foremost provider of independent credit ratings, indices, risk evaluation,
investment research and data. The rating methodology emphasizes qualitative over quantitative factors. The Rating
Agency has also factored inputs from Association of Mutual Funds of India & Securities and Exchange Board of India.
The parameters which were used to arrive at the rating cover all the critical areas of operation of RCAM and a high
score on these parameters which Rating Agency believes, have a strong co-relation with good long-term performance
by the fund house. The five broad parameters evaluated for assigning this rating were (i) Organization Structure (ii)
Investment Decision-making Process and Performance (iii) Operational Policies and Efficiencies (iv) Risk Management
(v) Selling & Client Servicing Practices. The rating is valid for the period of 12 months from February 2, 2010. For
detailed methodology, please visit www.crisil.com > Ratings > Methodology / Criteria > Funds.

 
CNBC TV18 - CRISIL Mutual Fund of the Year Award for 2009:Reliance Mutual Fund has won the ‘CNBC TV18 -
CRISIL Mutual Fund of the Year’ Award in the Category – Mutual Fund House of the Year (Awarded by CRISIL Fund
Services, CRISIL Limited). In total 37 fund houses were considered as the award universe. Fund Houses winning at
least one award for their schemes in the category level awards for 2009 were eligible to be in contention for the award.
The award is based on consistency of fund house’s performance across various scheme categories in the four quarterly
CRISIL Composite Performance Rankings (CPRs) released during the calendar year 2009. The individual CRISIL CPR
ranks for their schemes were aggregated on a weighted average basis to arrive at the final ranks for fund houses. The
mutual fund house with the highest final score is the “Mutual Fund House of the Year”. The award has been granted for
the year 2009 and will be in vogue till the announcement of the award for the next year in the same category. A detailed
methodology of the CRISIL CPR is available atwww.crisilfundservices.com. Past performance is no guarantee of
future results.
Rankings and Award Source: CRISIL Fund Services, CRISIL Limited.
 
Disclaimer

Statutory Details : Reliance Mutual Fund has been constituted as a trust in accordance with the provisions of the
Indian Trusts Act, 1882. Sponsor : Reliance Capital Limited.Trustee : Reliance Capital Trustee Co.
Limited. Investment Manager : Reliance Capital Asset Management Limited (Registered Office of Trustee &
Investment Manager: “Reliance House” Nr. Mardia Plaza, Off. C.G. Road, Ahmadabad 380 006). The Sponsor, the
Trustee and the Investment Manager are incorporated under the Companies Act 1956. The Sponsor is not responsible
or liable for any loss resulting from the operation of the Scheme beyond their initial contribution of Rs.1 lakh towards the
setting up of the Mutual Fund and such other accretions and additions to the corpus. Risk Factors : Mutual Funds and
securities investments are subject to market risks and there is no assurance or guarantee that the objectives of
the Scheme will be achieved. As with any investment in securities, the NAV of the Units issued under the
Scheme can go up or down depending on the factors and forces affecting the capital markets. The names of
the Schemes do not in any manner indicate either the quality of the Scheme; its future prospects or
returns. Past performance of the Sponsor/AMC/Mutual Fund is not indicative of the future performance of the Scheme.
The NAV of the Scheme may be affected, interalia, by changes in the market conditions, interest rates, trading volumes,
settlement periods and transfer procedures. For details of scheme features apart from those mentioned above and for
Scheme specific risk factors, please refer to the Scheme Information Document which is available at all the DISC /
Distributors / www.reliancemutual.com. Please read the Scheme Information Document and Statement of
Additional Information carefully before investing.

MUMBAI: Reliance Capital Asset Management has bagged two awards at the Seventh Annual
Awards hosted by Asian Investor Magazine in Hong Kong. 

The Best Indian Onshore Fund House award was presented to Reliance Capital Asset Management's
CEO Sundeep Sikka, a release issued here today said. 

The company has also won the award in the India Equities five-year performance category, it added.
Reliance Mutual Fund has, over the years, built for itself a great name in the market by offering
to investors not just consistently high returns but also a highly innovative and diversified
portfolio of products and services, and an unmatched track record of integrity.

The journey over the past four years has been spectacular.
In June 2005, we managed barely Rs 6,000 crore of assets. Today, we have grown
18 fold, managing Rs 1,08,000 crore of assets in our mutual fund.
I am proud to report that our Asset Management Company was appointed one of the
six asset managers by the Pension Fund Regulatory and Development Authority
(PFRDA) to help manage money under the new pension scheme.
We are the only private sector asset management company which has been selected
to manage funds for both the Employee Provident Fund Organization and the new
pension scheme.
Reliance Mutual Fund has today over 7 million investors, up from barely half a million investors
in June 2005, the largest body of investors amongst all private sector mutual funds in the
country.

Our investor base (Reliance Mutual Fund), through the Systemic Investment Plan (SIP), has
crossed the 1 million mark, and is growing.

Reliance Mutual Fund- the only private sector mutual fund in the country without a strategic
foreign partner — won several prestigious awards during the year. For the third year running, it
was voted the “Most Trusted Mutual Fund” in an AC Nielsen/ORG MARG survey. It also received
the “Equity Fund House of the Year 2008? award from Morning Star – a global leader in
financial research.

I now move to our insurance businesses.

Reliance Capital AGM 2009 Presentation by Anil Ambani

July 21st, 2009 · No Comments · Banking, Foreign Investors, Indian Capital Markets

Following is the transcript of Anil Ambani presentation during today’s Reliance Capital AGM
——————————
My dear fellow Reliance Capital shareowners,
I am delighted to welcome each one of you to this 23rd Annual General Meeting of our Company.
It has been a year of substantial achievements for our company, in the face of one of the toughest
global economic downturn ever witnessed in history.

I am delighted to say that we have emerged from the crisis stronger, leaner and even more
productive and efficient. We remain one of the most valuable private sector companies in India,
and top 3 private sector companies in financial services.

Reliance Capital is today one of India’s fastest growing financial services

powerhouses, with well over 17 million customers.
Our customer base, amongst the largest in India in financial services, is spread across 5,000
towns and cities, and served by over 12,000 distribution outlets and over 500,000 business
partners.
It gives me great pleasure to inform you that our company is now also a constituent of India’s
leading benchmark index – S&P CNX Nifty.

Reliance ADA Group Highlights

We are a member of the Reliance Anil Dhirubhai Ambani Group; the bearers of a proud name,
and a prouder legacy.

We have established our leadership across a wide spectrum of high-growth, consumer-facing

businesses:
· Telecom
· Financial services
· Energy
· Power
· Infrastructure
· Media and entertainment
Across different businesses, we touch the lives of over 150 million customers, or over 1 in 8
Indians, every single day.

Our group enjoys the implicit trust of nearly 12 million shareowners – the largest such family
anywhere in the world.
We are among the biggest employers in the country, with a young, highly qualified and dedicated
workforce of nearly 130,000 men and women.

In a short span of 4 years, and even after the sharp general market correction over
the past year, our group (ADAG) market capitalization is over Rs 1,60,000 crore,
ranking us amongst the top 3 business houses in India.
· Our group net worth is in excess of Rs 64,000 crore
· Our cash flows across the Group are over Rs 13,000 crore
· Our net profit has crossed Rs 8,000 crore
Performance Review

Our company’s accounts for the year ended 31st March, 2009, along with the Directors’ Report,
Letter to Shareholders and Management Discussion and Analysis, have been circulated to you.
With your permission, I would like to take them as read.
I am happy to share with you the highlights of our company’s strong operational and financial
performance during the year 2008-09:

• Total income of Rs 5,976 crore – an increase of 22 per cent

• Net profit of Rs 1,016 crore – an increase of 1 per cent
• Earnings per share of Rs 41.35
• Book value of Rs 299 per share – an increase of 22 per cent
• Total Assets of over Rs. 24,260 cr – an increase of 32 per cent
Our robust financial performance has enabled us to recommend an enhanced divided of Rs. 6.5
per share, as against Rs. 5.5 per share in the previous corresponding period.

Strong Financial Platform

We have created a strong financial platform that will provide the platform for accelerated future
growth.

• Our net worth stands at nearly Rs 7,300 crore, placing us among the top 3 private sector Indian
companies in financial services, after lClCl and HDFC

• We enjoy the highest credit ratings, of `A1? and `F1+’, awarded by ICRA and FITCH,
respectively. CARE has assigned our long term debt program a rating of ‘CARE AAA,’ indicating
the highest levels of safety.
The Indian Economy
The macro economic climate leading up to September 2008, was marked by rising domestic
inflation, a weakening rupee, hardening interest rates, and extreme volatility in capital markets.

Thereafter, the collapse of several of the largest American financial institutions triggered an all-
round crisis of confidence in global financial markets, and led to a severe credit and liquidity
crunch throughout the world.

India’s economy has survived this crisis better than most. Helped by a robust regulatory
framework, and the conservative approach rightly adopted by our policy makers, banks and
financial institutions in India have escaped the trauma of over-leverage or excessive exposure to
derivative products – the two major factors behind the financial tsunami that first hit the United
States and then rapidly spread throughout the world.