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  • Permanent Total Disability (PTD) and Permanent Partial Disability (PPD) Claim

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    Anil Kumar
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    This document summarizes the claim requirements for different types of disability claims under an insurance policy. It states that a permanent total disability claim requires: a completed claim form signed by the claimant, a police report if applicable, and a disability certificate from a civil surgeon. A permanent partial disability claim requires similar documentation. A temporary total disability claim necessitates a medical certificate detailing the disability and period from the treating doctor, as well as an employer-signed leave certificate with period details and a doctor's fitness certificate upon recovery.

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    Original Title

    IC-38-Short-notes(2)-107

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    This document summarizes the claim requirements for different types of disability claims under an insurance policy. It states that a permanent total disability claim requires: a completed claim form signed by the claimant, a police report if applicable, and a disability certificate from a civil surgeon. A permanent partial disability claim requires similar documentation. A temporary total disability claim necessitates a medical certificate detailing the disability and period from the treating doctor, as well as an employer-signed leave certificate with period details and a doctor's fitness certificate upon recovery.

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    6 views1 page

    Permanent Total Disability (PTD) and Permanent Partial Disability (PPD) Claim

    Uploaded by

    Anil Kumar
    This document summarizes the claim requirements for different types of disability claims under an insurance policy. It states that a permanent total disability claim requires: a completed claim form signed by the claimant, a police report if applicable, and a disability certificate from a civil surgeon. A permanent partial disability claim requires similar documentation. A temporary total disability claim necessitates a medical certificate detailing the disability and period from the treating doctor, as well as an employer-signed leave certificate with period details and a doctor's fitness certificate upon recovery.

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    of 1

    P a g e | 107

    bond both duly signed by all legal heirs and notarized

    a) Duly completed Personal Accident claim form signed by


    the claimant.
    Permanent Total
    Disability (PTD) and
    b) Attested copy of First Information Report if applicable.
    Permanent Partial
    Disability(PPD)
    c) Permanent disability certificate from a civil surgeon or any
    Claim
    equivalent competent doctors certifying the disability of the
    insured.

    a) Medical certificate from treating doctor mentioning the


    type of disability and disability period. Leave certificate from
    Temporary Total
    employer giving details of exact leave period, duly signed and
    Disability(TTD)
    sealed by the employer.
    Claim

    b) Fitness certificate from the treating doctor certifying

    G. Claims management- Overseas travel insurance

    The covers under the policy can be broadly divided into following sections.

    a) Medical and sickness section

    b) Repatriation and evacuation

    c) Personal accident cover

    Sterling Insurance ATI Services

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