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H ome ⮚ Pe rs ona l Loa n ⮚ A xis B a nk Pe rs ona l Loa n

Axis Bank Personal Loan 


Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs


Published on: 20 Nov 2020 News Forum More
Author: Afinoz

 Rated: 4.3/5


Based on 1342 Customer Reviews

Check your Personal Loan Eligibility

₹ Loan Amount

₹ Monthly Salary

₹ EMI

Helpline Number
 Company Name
+91-11-23978046

 Email

VERIFY
+91
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1. Description
2. Interest Rate & Charges of
Axis Bank
3. Eligibility Criteria For Axis
Bank Personal Loan

4. Documents
Personal Loan BusinessRequired
Loan forCalculators
Axis  BT Calculator IFSC Finder Blogs
Bank Personal Loan

5. Axis Bank Personal Loan EMI
News Forum More
Calculator
6. How to apply for Axis Bank

Personal Loan through A noz
 7. Axis Bank Personal Loan Login
8. Axis Bank Personal Loan
Status
9. Why A noz
10. FAQs
11. Compare Axis Bank Personal
Loan With Others

Compare Axis Bank Personal Loan With Others

Banks Interest Rate

SBI Personal Loan 10.90%

ICICI Personal Loan 10.99%

HDFC Personal Loan 11.25%

Tata Capital Personal Loan 11.25%

Fullerton Personal Loan 12.99 %

Indusind Personal Loan 11.25%


Helpline Number
BOB Personal Loan 11.60%
+91-11-23978046
Aditya Birla Personal Loan 14%

PNB Personal Loan 12%


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Personal Loan

Business Loan

Education Loan

Car Loan

Personal Loan Home
Business
Loan Loan Calculators  BT Calculator IFSC Finder Blogs


News Forum More

 Loans by Type


Personal Loan For Self
Employed

Personal Loan For Wedding

Personal Loan for Doctors

Business Loans for Women

SBI Pension loan: Avail a


Pension Loan from Your
Banker Friend

Latest Blog

SBI Personal Loan for


Government Employees –
Eligibility, Interest Rate

Best Personal Loans for


Women

Top 10 Banks & NBFCs for


Personal Loan in India

What are the Valid Address


Proofs in India?

Personal Loan Prepayment – Helpline Number


How to do it?
+91-11-23978046

Loan Status by Banks


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Offers: Axis Bank Personal Loan
62004949
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Status
Application  Sign In /Sign Up
SBI Personal Loan Status

Tata Capital Personal Loan


Status

ICICI Bank Personal Loan


Status

Bajaj Finserv Personal Loan
Status Business Loan
Personal Loan Calculators  BT Calculator IFSC Finder Blogs


News Forum More

Description

Axis Bank Personal Loan Details

Axis Bank personal loan can be used for various reasons, if in case you are going
through any nancial calamity at any point in your life, whether it’s a nancial
requirement for consumer durables or the immediate need for a quick payment, then
applying for a personal loan is the best available option to meet your needs for
immediate funds. Axis bank personal loan is very exclusive and generally favored
personal loan facility. You can easily nance funds for home renovation, wedding, or any
other emergencies at the lowest interest rates with the help of a personal loan from Axis
bank. 

Here are some of the unique features of the Axis Bank Personal Loan –

Helpline
1#. Minimal Documentation: Axis Bank ensures that its customers get their loan Number
approved with minimal documentation which includes Identity proof, Income
+91-11-23978046
statements and residential proof as basic documents. One can always apply for a
personal loan through requirements and maximum bene ts.

2#. Quick Approval and disbursal: Axis Bank enable its customers to get access to
funds as soon as the documentation process is complete. The processing team at
the bank is steadfast and ensures timely disbursement of funds as soon as the
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over to the bank.
Application  Sign In /Sign Up
3#. Lowest Interest Rates: Axis Bank o ers the lowest interest rate slabs to its
customers across all segments. The rate of interest o ered by the bank to its
customers starts from as low as 12%, which makes the bank one of the lowest
lenders in the market for the same amount of loan

4#. No prepayment charge: Axis Bank personal loan comes with a cutting-edge
advantage of loan prepayment at zero cost. The bank enables its customers to

prepay their loan amount at no cost and can also partially pay the loan amount
Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
without bearing any additional cost over and above the interest rate that is already
 a part of the loan account.
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5#. eDGE Loyalty Points: Axis Bank has a unique way of rewarding its customers
with bene ts other than the usual rate cut and free of charge facilities available
 with the loan. By rewarding eDGE loyalty points on each and every loan account, a
customer can earn and utilize these reward points on various transactions done

with the bank. Whether it’s a credit card fee waiver or a lower interest rate for
another loan account, these eDGE loyalty points cover almost each and every
need.

6#. Flexible repayment tenure: Axis Bank ensures that the customers can choose
the loan tenure that suits them the best. The EMI calculator enables them to
calculate the EMI they are required to pay across variable tenures of loan, to get an
account of a repayment schedule that would be most suitable to them

Interest Rate & Charges of Axis Bank

Axis Bank Personal loan Interest Rates, 2020

Axis Bank Personal Loan General -


For salaried and self employed 16%-24%
Interest Rates

Axis Bank Personal Loan Tenure 12 TO 60 MONTHS

Axis Bank Personal Loan Processing Up to 2.00% of the total loan amount +
Fee applicable service tax

Axis Bank Personal Loan Repayment Minimum- 1 year


Period Maximum- 5 Years Helpline Number

Minimum Income ₹ - 15,000 P.M. +91-11-23978046

Minimum- ₹50,000
Axis Bank Personal Loan Amount
Maximum- ₹15 Lakh

Prepayment charges Nil


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Axis Bank Personal Play Rates,
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Foreclosure charges Nil

Special Note: Rates are subject to periodic change. Personal loan interest rates in Axis
Bank and other fees and charges are subject to regular review and can vary with each
customer. Axis Bank Personal loan interest rates can di er depending on your credit
worthiness and other factors. The nal interest rate will be based on di erent criteria 
including the bank’s internal policies and applicable rates at the time of approval.
Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs


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Eligibility Criteria For Axis Bank Personal Loan


The borrower needs to ful ll following Axis Bank eligibility criteria while applying for a
 personal loan;

Salaried employees/Salaried Doctors/Employees of Public and Private limited


companies
Government sector employees including PSU (Public sector Undertakings) and State
Governments
Minimum age requirement for Axis Bank Personal Loan application is 21 years and
the maximum age is 60 years at the time of loan maturity
Net Monthly Income: Minimum net monthly income required is ₹ 15,000
Loan Amount: The maximum amount of personal loan which can be availed is ₹ 15
Lakh
Salaried individuals must have completed at-least 2 years of service in the same
organization

Eligibility Criteria Key Features

Profession Salaried person

Salaried Employees of Private and Public Companies


Central / State Government Organisation
Employer Type
Central / State PSUs
Salaried Doctors

Applicant Age 21 - 59 years Helpline Number

+91-11-23978046
Minimum Eligible Income ₹ 15,000 per month

Maximum Eligible Term Loan ₹ 25,000 to ₹ 15 Lakh 

Minimum Work Experience 24 months


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Documents Required for Axis Bank Personal Loan

For Salaried Employees –

Particulars Details 
Personal LoanApplication
BusinessApplication
Loan Form duly lled and
Calculators signed
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 Photographs 4 Passport size photographs (coloured)


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Proof of
 Identity Copy of Passport/Driving License/Copy of Aadhar Card/Copy of Voter ID
(Any of Card
 these)

Proof of Registered Rent Agreement (Min. 1 year of stay)/Utility Bills (For the last
Residence 3 months)/ Life Insurance Policy

1. ITRs for the last two Assessment years


Proof of 2. Salary slip for the last 6 months
Incomes 3. Bank Statement for the last 6 months
4. Passbook statement for the last 6 months

Loan
Duly signed Loan agreement document
Agreement

Post Dated Cheques (PDCs)/ Standing Instruction Request Form/ ECS


Repayment
Form/ Security Cheques duly signed

- For Self-employed Professionals 

Particulars Details

Application Application Form duly lled and signed

Photographs 4 Passport size photographs (coloured)

Proof of
Identity Copy of Passport/Driving License/Copy of Aadhar Card/Copy ofHelpline
Voter ID Number
(Any of Card
+91-11-23978046
these)

Proof of Registered Rent Agreement (Min. 1 year of stay)/Utility Bills (For the last
Residence 3 months)/ Life Insurance Policy

Proof of
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2. Audited Balance Sheet for the last 2 years
Application  Sign In /Sign Up
3. Pro t and Loss account Statement for the last 2 years

Loan
Duly signed Loan agreement document
Agreement

Repayment
Post Dated Cheques (PDCs)/ Standing Instruction Request Form/ ECS
Form/ Security Cheques duly signed

Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
Quali cation or Registration Proof required for Practicing
 Quali cation
Doctors/Architects/Chartered Accountants/Company Secretary/ICWA
Proof
and others News Forum More


Axis Bank Personal Loan EMI Calculator

Axis Bank ensures that its customers get the most suitable amount of loan at the best
interest rates possible. To make it more simpli ed and interactive with its customers, the
bank o ers a simple formula to calculate and process the amount of monthly
instalments one would require to pay for their desired loan amount for a speci c tenure.

Loan Amount

4,00,000 

0 50Lacs
Interest Rate

17.5 

5 25%
Loan Tenure

3 YRMO

1 10

Loan EMI
Helpline Number
14,360.83
+91-11-23978046
Total Interest
Payable
1,16,989.75
Total Interest
Total Payment
Loan Amount (Payment +
Interest)
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Apply Now
Powered ByA nozpersonal Loan

Now you can easily evaluate and calculate your Axis Bank Personal Loan eligibility and
EMI by using the Personal loan EMI calculator at A noz.com. The calculator uses a
simple and method-based approach to quickly calculate and determine the EMI out ow 
every month including the interest rate and other charges you will need to pay as part of
the loan
Personal Loan repayment.
Business Loan Calculators  BT Calculator IFSC Finder Blogs

 Amount of min. ₹ 2,00,000 @ 15% p.a. for a tenure of 12 months –


News Forum More
Loan Amount ROI @ 15% Tenure (Months) Repayment EMI Interest

₹ 2,00,000 ₹ 2,16,619 ₹ 18,051 ₹ 16,619

₹ 3,00,000 ₹ 3,24,929 ₹ 27,077 ₹ 24,929

₹ 4,00,000 0.013 12 ₹ 4,33,239 ₹ 36,103 ₹ 33,239

₹ 5,00,000 ₹ 5,41,549 ₹ 45,129 ₹ 41,549

₹ 10,00,000 ₹ 10,83,099 ₹ 90,258 ₹ 83,099

How to apply for Axis Bank Personal Loan through Afinoz

While you do your Axis Bank personal loan application through A noz, you should check
the following: -

Check your Axis Bank personal loan eligibility with the personal loan eligibility
calculator at A noz.com. You can simply log on to A noz.com, ll in a form which
requires easy details and get a precise and accurate assessment of your personal loan
eligibility in less than a minute
Check your Axis Bank personal loan EMI with the simpli ed personal loan EMI
calculator at A noz.com. This will allow you to get details regarding the amount you
would need to pay every month as the repayment of your loan
You can also check the details about the basic requirement of documents for your
Axis Bank personal loan application. Whether you are salaried or self-employed,
Helpline Number
applying with the proper set of documents will enhance your chances of getting your
loan approved in the least possible time. +91-11-23978046

Check your Personal Loan Eligibility


To check how much loan you can get.

Loan Amount
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Monthly Income?

₹ 25,000,00

EMI's

0

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Email

Enter your email id News Forum More

 Company Name

 company name

Mobile Number
Verify
9999 99 9999

SUBMIT

Axis Bank Personal Loan Login

At Axis Bank, a customer or an applicant can anytime log in-to their respective Axis Bank
personal account by using the credentials such as the customer id and password
followed by an OTP (One-time Password). Once logged in, one can nd all the basic
information for their account and with proper navigation for various types of
transactions. These options include all the respective heads for your savings account,
loan account status, credit card transactions and others.

Axis Bank Personal Loan Status

Helpline Number
With Axis Bank, one can easily track the status of their personal loan application by
+91-11-23978046
taking a few steps. First, by visiting the online site or the mobile phone application, and
login using your credentials, one needs to enter the application number. Going forward,
the page shows the account summary, where one can easily track the loan application
status, thus can know whether the loan has been approved, in process or is rejected.

Read More: How to Check Axis Bank Personal Loan Status Online?
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Compare Axis Bank Personal Loan With Others
Application  Sign In /Sign Up

Banks Interest Rate

SBI Personal Loan 10.90%



ICICI Personal Loan 10.99%
Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
HDFC Personal Loan 11.25%

News Forum More
Tata Capital Personal Loan 11.25%

 Fullerton Personal Loan 12.99 %



Indusind Personal Loan 11.25%

BOB Personal Loan 11.60%

Aditya Birla Personal Loan 14%

PNB Personal Loan 12%

Why Afinoz

What is A noz?

A noz.com is India's topmost one-stop nancial marketplace for availing loans and
investments. Our main objective is to make the process of getting a loan or making an
investment safer, convenient and hassle-free for individuals. We work with public and
private banks, NBFC's and mutual fund houses across the entire country and o er an
unbiased quotation on nancial requirements. You can contact our team to get
information or apply for a loan or investment by calling on 0120-411-0376  or by
emailing at info@a noz.com. A noz.com provides solutions which are quick, reliable,
transparent and con dential without charging any fees to avail any of their services.

Why to apply for Axis Bank Personal Loan with A noz.com

A noz.com, one of the India's leading personalized nancial marketplace has framed a
Helpline Number
personal loan platform which lets you choose the best personal loan from the options
that match your speci c needs and most convenient for your personal requirements.
+91-11-23978046

Instant Approval – Once you ll in and submit the application form along with the
mentioned documents, you will get your e-approval within 2 to 3 days.
Real-time application tracking – Keep track of the application status in real-time with a
unique transaction id which is generated at the time of loan application submission.
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each step via SMS and emails.
Application  Sign In /Sign Up
Online eligibility check - Do all your dealings with the bank online. Provide your basic
information and our online personal loan eligibility calculator will let you know the
amount of loan you are eligible to borrow from Axis bank for your personal nancing.
Secure Environment - A noz.com has built-in security for your personal information
which is stored in a secure environment in our system with your consent. This
information then sent to the bank in an encrypted format digitally and is very secured
and scripted.

Personal Loan 24/7 Customer
Business ServiceCalculators
Loan - At any stage
 of the
BTprocess if you have
Calculator IFSCany query orBlogs
Finder seek any
nancial advice, our experienced and well-trained customer service team will o er the
 best nancing/investment solutions to your problems. So there's no need for you to
waste time and make multiple trips to theNews Forumthe loan
bank to discuss Morespeci cations with
the bankers.
 No third-party agent – A noz.com online loan application process is free from any
unneeded expenses and delays. One can approach bank online directly without

having to involve any agent.
Free quotations – Get online deals on Axis bank personal loans and free unbiased
quote on the best personal loan rates. All you have to do is to select the loan amount
you want to borrow and the tenure. You will get a targeted online quote within
minutes of application.

About Axis Bank

Axis Bank is earlier known as UTI Bank 2007, is the fth-largest bank and the fourth
largest private bank in India with a network of over 4000 branches and over 12,900
ATMs across the country. The bank began its operations in 1994 and was promoted by
top insurance companies in the country under the name of Unit Trust of India Bank. Over
the years, the bank has established itself as one of the leading retail banks with
widespread urban and rural networks. Axis Bank o ers numerous products ranging from
loans, insurances, investments, deposits, cards and many others. 

FAQs

Q1 What is the best way to apply for an Axis Bank Personal Loan?

You can apply for an Axis Bank Personal Loan, online by visiting our website
Afinoz.com. You can also apply for a loan by giving us a call at +918795021552 or
emailing us at info@afinoz.com.
Helpline Number

+91-11-23978046
Q2 What is the turnaround time (TAT) for deciding an Axis bank Personal Loan
application?

Axis Bank usually conveys its decision within 5 working days from the date of
receipt of the application, provided the application is complete in all respects.
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Playof Personal Loan that I can get?Track
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You can get a minimum loan amount of Rs 50,000 to the maximum amount of Rs 15
lakhs from Axis bank. Loan amount is mainly decided by Axis bank by considering
the following factors: • Your requirement and eligibility • Your income • Your
repayment capacity

Q4 What is the tenure for which I can avail an axis bank Personal loan? 
Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
Axis Bank offers a flexible tenure ranging from 12 to 60 months.

News
Q5 Do I need to pay a processing charge to Forum
apply for More
an Axis Bank Personal Loan?

 Yes, Axis bank charges a non-refundable processing fee for every Personal Loan
application. To avail an Axis Bank Personal Loan you have to pay 1.5% to 2% of the

total loan amount plus service tax as applicable.

Q6 Can I make part-prepayment towards my Axis Bank Personal Loan? Will any
charge be applicable?

Yes, you can make a part-prepayment towards your Personal Loan amount. At
present, Axis Bank levies no charge for part prepayment.

Q7 Is there any charge for the foreclosure of axis bank personal loan?

Presently, Axis Bank levies no charge for pre-closure of a Personal Loan amount.

Q8 Do I need to provide collateral or security to get Axis Personal loan?

There is no requirement to provide any security or collateral as personal loans are


generally considered unsecured loans.

Q9 What are the different options for making my EMI payments?

Individual can repay his/her Axis bank Personal Loan by Standing Instruction (SI),
Electronic Clearing Service (ECS) or Post-Dated Cheques (PDCs).

Q10 What are the uses to which I can put the Personal Loan offered by the axis
bank? Helpline Number

+91-11-23978046
A Personal Loan from axis bank is type of multi-purpose loan which you can use for
both businesses as well as for personal use. You can use the funds for meeting
personal expenses like marriage, taking a vacation, renovating the home,
maintaining the working capital necessity of your business, meeting any financial
emergency, etc.
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Offers: Q11 How can the Axis Bank Personal Loan be Play
repaid?
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The bank allows different repayment facilities through which you can repay your
Axis Bank Personal Loan. You can place a Standing Instruction on your savings or
current account for debiting the loan EMIs every month or opt for ECS (Electronic
Clearing System) mode of repayment. Post-dated cheques can also be submitted for
paying the instalments every month.

Q12 Is part prepayment facility available in the perspective of repayment of the
loan? Business Loan
Personal Loan Calculators  BT Calculator IFSC Finder Blogs


Axis bank allows partial prepayment of the
Newsremaining
Forumloan. More
You can make such
prepayments whenever you have surplus amount and bring down your interest
considerably. Moreover, Axis Bank does not charge any pre-payment to any
 individuals.


Q13 Is the option of foreclosing the Axis Bank Personal loan allowed under the
Personal Loan scheme?

An individual can foreclose his/her personal loan provided that he fulfills the
conditions as stated by bank. First of all, you have to clear all the existing dues in
respect of the loan. You can also check the outstanding balance of your loan by
requesting a foreclosure statement. This statement would illustrate any of your
remaining dues which need to be cleared. Once the dues are totally cleared off, the
loan can then be foreclosed. There would be no inherent charges when you opt for
foreclosing the loan taken.

Q14 How important is my credit score for getting a personal loan from axis bank?

Your credit score is an important criterion for approval of the axis bank online
personal loan. The bank determines your creditworthiness by evaluating your CIBIL
/EXPERIAN score. It is recommended that you should make constant efforts to
improve your credit score and keep on updating the same. If you have a poor credit
score, your axis bank personal loan application may get rejected. Even if it gets
approved somehow, you may be offered unfavourable terms in comparison to
borrowers with excellent credit scores. For more details, you can do a axis bank
login or call at the axis bank customer care number.

Q15 For what purpose can I use the axis bank personal loan?

Axis bank personal loan offers the most flexible personal loans as per the
Helpline Number
requirements and needs of the borrowing individuals. The axis bank online
personal loan can be availed pretty much for any genuine credit need +91-11-23978046
of yours
including but not limited to wedding expenses, educational expenses, emergency
medical needs, travel expenses and so on. You can get a personal loan from axis
bank very easily with attractive axis bank personal loan interest rates. For any query
about Axis Bank personal loan application, you can log on to afinoz.com or give us a
call at 0120-411-0376 or mail us at info@afinoz.com.
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Want to apply for a

Personal Loan

Business Loan

Personal Loan Business
EducationLoan
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 Car Loan
News Forum More
Home Loan

Loans by Type

Personal Loan For Self


Employed

Personal Loan For Wedding

Personal Loan for Doctors

Business Loans for Women

SBI Pension loan: Avail a


Pension Loan from Your
Banker Friend

Latest Blog

SBI Personal Loan for


Government Employees –
Eligibility, Interest Rate

Best Personal Loans for


Women

Top 10 Banks & NBFCs for


Personal Loan in India
Helpline Number
What are the Valid Address
Proofs in India?
+91-11-23978046

Personal Loan Prepayment –


How to do it?
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Offers:
62004949
9351224
Loan Status by Banks Google Play   0120-411-0376 Track
Application  Sign In /Sign Up

Axis Bank Personal Loan


Status

SBI Personal Loan Status

Tata Capital Personal Loan


Status 
ICICI Bank Personal Loan
Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
Status

Bajaj Finserv Personal Loan
Status News Forum More


Compare Axis Bank Personal Loan With Others

Banks Interest Rate

SBI Personal Loan 10.90%

ICICI Personal Loan 10.99%

HDFC Personal Loan 11.25%

Tata Capital Personal Loan 11.25%

Fullerton Personal Loan 12.99 %

Indusind Personal Loan 11.25%

BOB Personal Loan 11.60%

Aditya Birla Personal Loan 14%

PNB Personal Loan 12%

Helpline Number

+91-11-23978046
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Reviews

Raghuvendra Gupta

Invalid date

Personal Loan I have
Business
taken aLoan
personalCalculators  AxisBTbank
loan from the Calculator IFSC for
through Afinoz Finder
7 lacs. IBlogs
got the
 loan amount within 4 days. The interest rate was comparatively high. The whole
application process was easy and hassle-free. I got the loan amount in time.
News Forum More


Pulak Raj


12 Sep 2019

I am holding a personal loan with AXIS BANK, their customer service is up to the
mark, they follow up throughout the process to ensure a customer face no problem
in the meantime. I had applied for a loan amount of Rs. 3 lac and was offered the
same amount. Processing fee is affordable and the processing fee is nominal.

Ketan Choudhary

12 Sep 2019

I have got pre-approved personal loan from Axis Bank. The loan amount was 4lakhs
for the tenure of 4 years. Axis bank gives a personal loan at competitive interest
rate; rate of interest I was charged was 15.75%. The online loan application process
is very smooth and got the loan on time and it was sufficient as well.

Ajit Samal

12 Sep 2019

I have taken a personal loan from AXIS bank. Their rate of interest is a bit higher,
however documentation and disbursal process are very smooth. I got the same
Helpline Number
amount I applied for. Although I took the loan for 4 years, I was told that I can close
the loan whenever I wish. +91-11-23978046

Shivani Sharma

12 Sep 2019
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Prashant Verma
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12 Sep 2019
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