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Afinoz Axis Bank Personal Loan
Afinoz Axis Bank Personal Loan
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Published on: 20 Nov 2020 News Forum More
Author: Afinoz
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Based on 1342 Customer Reviews
₹ Loan Amount
₹ Monthly Salary
₹ EMI
Helpline Number
Company Name
+91-11-23978046
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+91
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1. Description
2. Interest Rate & Charges of
Axis Bank
3. Eligibility Criteria For Axis
Bank Personal Loan
4. Documents
Personal Loan BusinessRequired
Loan forCalculators
Axis BT Calculator IFSC Finder Blogs
Bank Personal Loan
5. Axis Bank Personal Loan EMI
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Calculator
6. How to apply for Axis Bank
Personal Loan through A noz
7. Axis Bank Personal Loan Login
8. Axis Bank Personal Loan
Status
9. Why A noz
10. FAQs
11. Compare Axis Bank Personal
Loan With Others
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SBI Personal Loan Status
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Description
Axis Bank personal loan can be used for various reasons, if in case you are going
through any nancial calamity at any point in your life, whether it’s a nancial
requirement for consumer durables or the immediate need for a quick payment, then
applying for a personal loan is the best available option to meet your needs for
immediate funds. Axis bank personal loan is very exclusive and generally favored
personal loan facility. You can easily nance funds for home renovation, wedding, or any
other emergencies at the lowest interest rates with the help of a personal loan from Axis
bank.
Here are some of the unique features of the Axis Bank Personal Loan –
Helpline
1#. Minimal Documentation: Axis Bank ensures that its customers get their loan Number
approved with minimal documentation which includes Identity proof, Income
+91-11-23978046
statements and residential proof as basic documents. One can always apply for a
personal loan through requirements and maximum bene ts.
2#. Quick Approval and disbursal: Axis Bank enable its customers to get access to
funds as soon as the documentation process is complete. The processing team at
the bank is steadfast and ensures timely disbursement of funds as soon as the
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over to the bank.
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3#. Lowest Interest Rates: Axis Bank o ers the lowest interest rate slabs to its
customers across all segments. The rate of interest o ered by the bank to its
customers starts from as low as 12%, which makes the bank one of the lowest
lenders in the market for the same amount of loan
4#. No prepayment charge: Axis Bank personal loan comes with a cutting-edge
advantage of loan prepayment at zero cost. The bank enables its customers to
prepay their loan amount at no cost and can also partially pay the loan amount
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without bearing any additional cost over and above the interest rate that is already
a part of the loan account.
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5#. eDGE Loyalty Points: Axis Bank has a unique way of rewarding its customers
with bene ts other than the usual rate cut and free of charge facilities available
with the loan. By rewarding eDGE loyalty points on each and every loan account, a
customer can earn and utilize these reward points on various transactions done
with the bank. Whether it’s a credit card fee waiver or a lower interest rate for
another loan account, these eDGE loyalty points cover almost each and every
need.
6#. Flexible repayment tenure: Axis Bank ensures that the customers can choose
the loan tenure that suits them the best. The EMI calculator enables them to
calculate the EMI they are required to pay across variable tenures of loan, to get an
account of a repayment schedule that would be most suitable to them
Axis Bank Personal Loan Processing Up to 2.00% of the total loan amount +
Fee applicable service tax
Minimum- ₹50,000
Axis Bank Personal Loan Amount
Maximum- ₹15 Lakh
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Axis Bank Personal Play Rates,
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2020 Track
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Special Note: Rates are subject to periodic change. Personal loan interest rates in Axis
Bank and other fees and charges are subject to regular review and can vary with each
customer. Axis Bank Personal loan interest rates can di er depending on your credit
worthiness and other factors. The nal interest rate will be based on di erent criteria
including the bank’s internal policies and applicable rates at the time of approval.
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Eligibility Criteria For Axis Bank Personal Loan
The borrower needs to ful ll following Axis Bank eligibility criteria while applying for a
personal loan;
+91-11-23978046
Minimum Eligible Income ₹ 15,000 per month
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Application
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Documents Required for Axis Bank Personal Loan
Particulars Details
Personal LoanApplication
BusinessApplication
Loan Form duly lled and
Calculators signed
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Proof of Registered Rent Agreement (Min. 1 year of stay)/Utility Bills (For the last
Residence 3 months)/ Life Insurance Policy
Loan
Duly signed Loan agreement document
Agreement
Particulars Details
Proof of
Identity Copy of Passport/Driving License/Copy of Aadhar Card/Copy ofHelpline
Voter ID Number
(Any of Card
+91-11-23978046
these)
Proof of Registered Rent Agreement (Min. 1 year of stay)/Utility Bills (For the last
Residence 3 months)/ Life Insurance Policy
Proof of
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2. Audited Balance Sheet for the last 2 years
Application Sign In /Sign Up
3. Pro t and Loss account Statement for the last 2 years
Loan
Duly signed Loan agreement document
Agreement
Repayment
Post Dated Cheques (PDCs)/ Standing Instruction Request Form/ ECS
Form/ Security Cheques duly signed
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Quali cation or Registration Proof required for Practicing
Quali cation
Doctors/Architects/Chartered Accountants/Company Secretary/ICWA
Proof
and others News Forum More
Axis Bank Personal Loan EMI Calculator
Axis Bank ensures that its customers get the most suitable amount of loan at the best
interest rates possible. To make it more simpli ed and interactive with its customers, the
bank o ers a simple formula to calculate and process the amount of monthly
instalments one would require to pay for their desired loan amount for a speci c tenure.
Loan Amount
4,00,000
0 50Lacs
Interest Rate
17.5
5 25%
Loan Tenure
3 YRMO
1 10
Loan EMI
Helpline Number
14,360.83
+91-11-23978046
Total Interest
Payable
1,16,989.75
Total Interest
Total Payment
Loan Amount (Payment +
Interest)
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Apply Now
Powered ByA nozpersonal Loan
Now you can easily evaluate and calculate your Axis Bank Personal Loan eligibility and
EMI by using the Personal loan EMI calculator at A noz.com. The calculator uses a
simple and method-based approach to quickly calculate and determine the EMI out ow
every month including the interest rate and other charges you will need to pay as part of
the loan
Personal Loan repayment.
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While you do your Axis Bank personal loan application through A noz, you should check
the following: -
Check your Axis Bank personal loan eligibility with the personal loan eligibility
calculator at A noz.com. You can simply log on to A noz.com, ll in a form which
requires easy details and get a precise and accurate assessment of your personal loan
eligibility in less than a minute
Check your Axis Bank personal loan EMI with the simpli ed personal loan EMI
calculator at A noz.com. This will allow you to get details regarding the amount you
would need to pay every month as the repayment of your loan
You can also check the details about the basic requirement of documents for your
Axis Bank personal loan application. Whether you are salaried or self-employed,
Helpline Number
applying with the proper set of documents will enhance your chances of getting your
loan approved in the least possible time. +91-11-23978046
Loan Amount
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Monthly Income?
₹ 25,000,00
EMI's
0
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Email
Enter your email id News Forum More
Company Name
company name
Mobile Number
Verify
9999 99 9999
SUBMIT
At Axis Bank, a customer or an applicant can anytime log in-to their respective Axis Bank
personal account by using the credentials such as the customer id and password
followed by an OTP (One-time Password). Once logged in, one can nd all the basic
information for their account and with proper navigation for various types of
transactions. These options include all the respective heads for your savings account,
loan account status, credit card transactions and others.
Helpline Number
With Axis Bank, one can easily track the status of their personal loan application by
+91-11-23978046
taking a few steps. First, by visiting the online site or the mobile phone application, and
login using your credentials, one needs to enter the application number. Going forward,
the page shows the account summary, where one can easily track the loan application
status, thus can know whether the loan has been approved, in process or is rejected.
Read More: How to Check Axis Bank Personal Loan Status Online?
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Compare Axis Bank Personal Loan With Others
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Why Afinoz
What is A noz?
A noz.com is India's topmost one-stop nancial marketplace for availing loans and
investments. Our main objective is to make the process of getting a loan or making an
investment safer, convenient and hassle-free for individuals. We work with public and
private banks, NBFC's and mutual fund houses across the entire country and o er an
unbiased quotation on nancial requirements. You can contact our team to get
information or apply for a loan or investment by calling on 0120-411-0376 or by
emailing at info@a noz.com. A noz.com provides solutions which are quick, reliable,
transparent and con dential without charging any fees to avail any of their services.
A noz.com, one of the India's leading personalized nancial marketplace has framed a
Helpline Number
personal loan platform which lets you choose the best personal loan from the options
that match your speci c needs and most convenient for your personal requirements.
+91-11-23978046
Instant Approval – Once you ll in and submit the application form along with the
mentioned documents, you will get your e-approval within 2 to 3 days.
Real-time application tracking – Keep track of the application status in real-time with a
unique transaction id which is generated at the time of loan application submission.
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each step via SMS and emails.
Application Sign In /Sign Up
Online eligibility check - Do all your dealings with the bank online. Provide your basic
information and our online personal loan eligibility calculator will let you know the
amount of loan you are eligible to borrow from Axis bank for your personal nancing.
Secure Environment - A noz.com has built-in security for your personal information
which is stored in a secure environment in our system with your consent. This
information then sent to the bank in an encrypted format digitally and is very secured
and scripted.
Personal Loan 24/7 Customer
Business ServiceCalculators
Loan - At any stage
of the
BTprocess if you have
Calculator IFSCany query orBlogs
Finder seek any
nancial advice, our experienced and well-trained customer service team will o er the
best nancing/investment solutions to your problems. So there's no need for you to
waste time and make multiple trips to theNews Forumthe loan
bank to discuss Morespeci cations with
the bankers.
No third-party agent – A noz.com online loan application process is free from any
unneeded expenses and delays. One can approach bank online directly without
having to involve any agent.
Free quotations – Get online deals on Axis bank personal loans and free unbiased
quote on the best personal loan rates. All you have to do is to select the loan amount
you want to borrow and the tenure. You will get a targeted online quote within
minutes of application.
Axis Bank is earlier known as UTI Bank 2007, is the fth-largest bank and the fourth
largest private bank in India with a network of over 4000 branches and over 12,900
ATMs across the country. The bank began its operations in 1994 and was promoted by
top insurance companies in the country under the name of Unit Trust of India Bank. Over
the years, the bank has established itself as one of the leading retail banks with
widespread urban and rural networks. Axis Bank o ers numerous products ranging from
loans, insurances, investments, deposits, cards and many others.
FAQs
Q1 What is the best way to apply for an Axis Bank Personal Loan?
You can apply for an Axis Bank Personal Loan, online by visiting our website
Afinoz.com. You can also apply for a loan by giving us a call at +918795021552 or
emailing us at info@afinoz.com.
Helpline Number
+91-11-23978046
Q2 What is the turnaround time (TAT) for deciding an Axis bank Personal Loan
application?
Axis Bank usually conveys its decision within 5 working days from the date of
receipt of the application, provided the application is complete in all respects.
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You can get a minimum loan amount of Rs 50,000 to the maximum amount of Rs 15
lakhs from Axis bank. Loan amount is mainly decided by Axis bank by considering
the following factors: • Your requirement and eligibility • Your income • Your
repayment capacity
Q4 What is the tenure for which I can avail an axis bank Personal loan?
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Axis Bank offers a flexible tenure ranging from 12 to 60 months.
News
Q5 Do I need to pay a processing charge to Forum
apply for More
an Axis Bank Personal Loan?
Yes, Axis bank charges a non-refundable processing fee for every Personal Loan
application. To avail an Axis Bank Personal Loan you have to pay 1.5% to 2% of the
total loan amount plus service tax as applicable.
Q6 Can I make part-prepayment towards my Axis Bank Personal Loan? Will any
charge be applicable?
Yes, you can make a part-prepayment towards your Personal Loan amount. At
present, Axis Bank levies no charge for part prepayment.
Q7 Is there any charge for the foreclosure of axis bank personal loan?
Presently, Axis Bank levies no charge for pre-closure of a Personal Loan amount.
Individual can repay his/her Axis bank Personal Loan by Standing Instruction (SI),
Electronic Clearing Service (ECS) or Post-Dated Cheques (PDCs).
Q10 What are the uses to which I can put the Personal Loan offered by the axis
bank? Helpline Number
+91-11-23978046
A Personal Loan from axis bank is type of multi-purpose loan which you can use for
both businesses as well as for personal use. You can use the funds for meeting
personal expenses like marriage, taking a vacation, renovating the home,
maintaining the working capital necessity of your business, meeting any financial
emergency, etc.
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repaid?
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The bank allows different repayment facilities through which you can repay your
Axis Bank Personal Loan. You can place a Standing Instruction on your savings or
current account for debiting the loan EMIs every month or opt for ECS (Electronic
Clearing System) mode of repayment. Post-dated cheques can also be submitted for
paying the instalments every month.
Q12 Is part prepayment facility available in the perspective of repayment of the
loan? Business Loan
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Axis bank allows partial prepayment of the
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You can make such
prepayments whenever you have surplus amount and bring down your interest
considerably. Moreover, Axis Bank does not charge any pre-payment to any
individuals.
Q13 Is the option of foreclosing the Axis Bank Personal loan allowed under the
Personal Loan scheme?
An individual can foreclose his/her personal loan provided that he fulfills the
conditions as stated by bank. First of all, you have to clear all the existing dues in
respect of the loan. You can also check the outstanding balance of your loan by
requesting a foreclosure statement. This statement would illustrate any of your
remaining dues which need to be cleared. Once the dues are totally cleared off, the
loan can then be foreclosed. There would be no inherent charges when you opt for
foreclosing the loan taken.
Q14 How important is my credit score for getting a personal loan from axis bank?
Your credit score is an important criterion for approval of the axis bank online
personal loan. The bank determines your creditworthiness by evaluating your CIBIL
/EXPERIAN score. It is recommended that you should make constant efforts to
improve your credit score and keep on updating the same. If you have a poor credit
score, your axis bank personal loan application may get rejected. Even if it gets
approved somehow, you may be offered unfavourable terms in comparison to
borrowers with excellent credit scores. For more details, you can do a axis bank
login or call at the axis bank customer care number.
Q15 For what purpose can I use the axis bank personal loan?
Axis bank personal loan offers the most flexible personal loans as per the
Helpline Number
requirements and needs of the borrowing individuals. The axis bank online
personal loan can be availed pretty much for any genuine credit need +91-11-23978046
of yours
including but not limited to wedding expenses, educational expenses, emergency
medical needs, travel expenses and so on. You can get a personal loan from axis
bank very easily with attractive axis bank personal loan interest rates. For any query
about Axis Bank personal loan application, you can log on to afinoz.com or give us a
call at 0120-411-0376 or mail us at info@afinoz.com.
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Reviews
Raghuvendra Gupta
Invalid date
Personal Loan I have
Business
taken aLoan
personalCalculators AxisBTbank
loan from the Calculator IFSC for
through Afinoz Finder
7 lacs. IBlogs
got the
loan amount within 4 days. The interest rate was comparatively high. The whole
application process was easy and hassle-free. I got the loan amount in time.
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Pulak Raj
12 Sep 2019
I am holding a personal loan with AXIS BANK, their customer service is up to the
mark, they follow up throughout the process to ensure a customer face no problem
in the meantime. I had applied for a loan amount of Rs. 3 lac and was offered the
same amount. Processing fee is affordable and the processing fee is nominal.
Ketan Choudhary
12 Sep 2019
I have got pre-approved personal loan from Axis Bank. The loan amount was 4lakhs
for the tenure of 4 years. Axis bank gives a personal loan at competitive interest
rate; rate of interest I was charged was 15.75%. The online loan application process
is very smooth and got the loan on time and it was sufficient as well.
Ajit Samal
12 Sep 2019
I have taken a personal loan from AXIS bank. Their rate of interest is a bit higher,
however documentation and disbursal process are very smooth. I got the same
Helpline Number
amount I applied for. Although I took the loan for 4 years, I was told that I can close
the loan whenever I wish. +91-11-23978046
Shivani Sharma
12 Sep 2019
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Hi guys, thanks! I have received my personal loan this
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Prashant Verma
12 Sep 2019
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I applied for a personal loan from Axis bank because I have a salary account with
the bank. But I am happy that it was Newsreally easy and fastMore
Forum loan; my loan was
disbursed in just 2 days without any complications. Although the rate is a bit high,
a processing fee is nominal and the loan is offered for a flexible tenure.
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