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H ome ⮚ Pe rs ona l Loa n ⮚ A ditya B irla Pe rs ona l Loa n @ 1 1 .2 5 %

Aditya Birla Personal Loan @ 11.25% 


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Published on: 23 Nov 2020 News Forum More
Author: Afinoz

 Rated: 5/5


Based on 1029 Customer Reviews

Check your Personal Loan Eligibility

₹ Loan Amount

₹ Monthly Salary

₹ EMI

Helpline Number
 Company Name
+91-11-23978046

 Email

VERIFY
+91
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1. Description
1. Aditya Birla Finance
Personal Loan Details
2. Aditya Birla Personal Loan
Interest Rate & Processing Fee

3. Features
Personal Loan & Bene
Business Loants of Aditya
Calculators  BT Calculator IFSC Finder Blogs
Birla Personal Loan

4. Documents Required for
News Forum More
Aditya Birla Finance Personal
Loan
 5. Aditya Birla Personal Loan
Eligibility Criteria

6. Aditya Birla Finance Personal
Loan EMI Calculator
7. How To Apply for Aditya Birla
Personal Loan?
8. Why should you apply for
Aditya Birla Finance Personal
Loan through A noz.com?
9. Aditya Birla Finance Personal
Loan Login
10. Aditya Birla Finance Personal
Loan Statement
11. Aditya Birla Personal Loan
Customer Care Number
12. Aditya Birla Finance Personal
Loan Status
13. FAQs
14. Compare Aditya Birla
Personal with Others

Compare Aditya Birla Personal with Others

Banks Interest Rate


Helpline Number
SBI Personal Loan 10.90%
+91-11-23978046

ICICI Personal Loan 10.99%

HDFC Personal Loan 11.25%


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Offers: Axis Personal Loan 16%
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Tata Capital Personal Loan 11.25%

Fullerton Personal Loan 12.99 %

Indusind Personal Loan 11.25%

BOB Personal Loan 11.60% 


Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
Aditya Birla Personal Loan 14%

PNB Personal Loan News 12%
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 Want to apply for a

Personal Loan

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Eligibility, Interest Rate
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Top 10 Banks & NBFCs for


Personal Loan in India 2019

What are the Valid Address



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Personal Loan Prepayment –
 How to do it?
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Description

Aditya Birla Finance Personal Loan Details

A personal loan is the best option for individuals to ful ll nancial emergency they may
experience in buying a house, vehicle, small home renovations, miscellaneous bills,
moving expenses, wedding expenses, vacations, children’s higher education etc. Aditya
Birla Finance o ers Best personal loan to all salaried individuals with a good credit
score. Broadly, it covers a wide range of immediate nancial requirements with quick
loan approval and disbursal.

No change of interest rates during the entire repayment tenure


No hidden cost or any other administrative charges
Helpline Number
Maximum quantum of loan amount at minimum net monthly income
+91-11-23978046
Borrower can easily pre-pay or part pay from the outstanding loan amount without
bearing any additional cost
Balance transfer facility is available for your existing high cost loan

Apply Personal Loan 10.99%*


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Aditya Birla Personal Loan Interest Rate & Processing Fee

Aditya Birla Personal loan interest rate starts at as low as 14% per annum and can go up
to 24% per annum as the applicable rate of interest varies from each applicant to another
based on their pro le. 
Personal LoanParticulars
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Details BT Calculator IFSC Finder Blogs


Interest Rates Starting at 14%
News Forum More

Loan Amount ₹ 25,000 - ₹ 15 Lakh



Repayment 6 - 36 months

Processing Fee Up to 2% of the loan amount

4% of the outstanding amount in the rst year,


Foreclosure Charges
3% in the 2nd year & 2% in the 3rd year

Pre/Part payment Charges NIL – Permissible only after 6 months

Minimum Monthly Income ₹ 25,000

Dishonour Charges ₹ 750 for every instance

Lowest EMI ₹ 3,187 per Lakh

Cheque Bouncing charges ₹ 750 for every bounced cheque

Loan Cancellation or
4% of the disbursement amount
Rebooking charges

Features & Benefits of Aditya Birla Personal Loan

Aditya Birla Finance is known to be a renowned nancial service provider for a very long
time. Aditya Birla Personal loan has many key features, some of the major ones are as
follows;
Helpline Number
Easy and Quick Disbursal – Aditya Birla Finance personal loans are known to be one of
+91-11-23978046
the quickly disbursed loans. The bank ensures that the funds reach to you in the least
time possible when you are in need.

Collateral Free Loans – Aditya Birla Finance o ers its personal loan without any
obligation of pledging a security or a guarantee against the amount of loan to be taken
from them.
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Offers: 30 Minutes – Aditya Birla Finance assures that an applicant can get their loan approved
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online in less than 30 minutes, once the loan is processed and approved, the amount
Application  Sign In /Sign Up
can be disbursed directly to the borrower’s account.

No documentation – It is generally acclaimed that most of the loan providers boast of


themselves as their process require minimal documentation. However, the process at
Aditya Birla Finance is entirely paperless and requires no documentation during or after
the processing of the loan.

Easy Application – Aditya Birla Finance enables its customers with a hassle free and

simple application process. As claimed by the bank, one can apply for a loan just by
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visiting their website and start the process within few minutes.

Flexible Tenure – Aditya Birla Personal loan comes with various repayment options in
News Forum More
terms of tenure of the loan. An applicant can choose to repay the loan in as less as 12
months from the date of disbursement and can also stretch the same for up to 36
 months according to their needs and expenses. 

Documents Required for Aditya Birla Finance Personal Loan

The applicant should produce the following documents according to their category for
obtaining a personal loan from Aditya Birla Finance.

Filled up loan application form with duly signed passport size photos
KYC documents as requested
Identity proof: Voter ID/Passport/Driving License/PAN
Residential Address proof: Registered Rent Agreement/Utility Bill (not more
than3months old)/Passport
Income proof:  Salary slips for the past 3 months
Salary account’s bank statement for the past 6 months
You can also provide additional documents that demonstrate your extra income from
other sources to enhance your eligibility

Aditya Birla Personal Loan Eligibility Criteria

Aditya Birla Finance o ers personal loans to salaried individual as well as self-employed
professionals as business loans;
Helpline Number
An applicant must be of age between 23 years to 55 years
+91-11-23978046
Maximum age permissible at the time of loan maturity is 60 (For salaried individuals)
& 55 (for self-employed professionals)
Net monthly income is required to be minimum of ₹ 25,000
Applicant must be a resident at the current place of living for a minimum of 2 years
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Offers: Read More: Aditya Birla Finance Limited Personal Loan Eligibility Criteria    
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Application  Sign In /Sign Up
Check your Personal Loan Eligibility
To check how much loan you can get.

Loan Amount

₹ 10000

Monthly Income?
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₹ 25,000,00

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EMI's

 0


Email

Enter your email id

Company Name

company name

Mobile Number
Verify
9999 99 9999

SUBMIT

Aditya Birla Finance Personal Loan EMI Calculator

Aditya Birla Finance o ers its loan at the most competitive rates, also the inbuilt EMI
calculator assists you in deciding the most suitable amount that you wish to spend every
month as instalment against your desired amount of loan over a exible repayment
period. With the help of Personal Loan EMI Calculator at A noz.com, now you can easily
calculate the instalment amount to be paid every month including the other charges and
administrative expenses attached with the loan amount. Helpline Number

+91-11-23978046

Loan Amount

4,00,000 

0 50Lacs
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Interest Rate
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17.5
 Application  Sign In /Sign Up
5 25%
Loan Tenure

3 YRMO

1 10

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 Loan EMI
News Forum More14,360.83

Total Interest
 Payable

 1,16,989.75
Total Interest
Total Payment
Loan Amount (Payment +
Interest)
5,16,989.75
Apply Now
Powered ByA nozpersonal Loan

However, for you to easily understand the basics of the loan process and the anticipated
EMIs, we have prepared a table for various amounts at applicable interest rates;

Various amounts of loan taken at a rate of interest of 14% (e ective rate of interest –
0.012% per month)

Loan Amount ROI @ 14% Tenure (Months) Repayment EMI Interest

₹ 2,00,000 ₹ 2,15,489 ₹ 17,957 ₹ 15,489

₹ 3,00,000 ₹ 3,23,233 ₹ 26,936 ₹ 23,233

₹ 4,00,000 0.012 12 ₹ 4,30,978 ₹ 35,914 ₹ 30,978

₹ 5,00,000 ₹ 5,38,722 ₹ 44,893 ₹ 38,722

₹ 10,00,000 ₹ 10,77,445 ₹ 89,787 ₹ 77,445


Helpline Number
Comparative: -
+91-11-23978046
Loan amount of ₹ 2,00,000 taken for a tenure of 12 months from various banks at
competitive interest rates:

Bank Loan Amount ROI Tenure (Months) Repayment EMI Interest


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India
Offers: ICICI ₹ 2,00,000 0.009 12 ₹ 2,12,395 ₹ 17,699 ₹ 12,395
62004949
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Application  Sign In /Sign Up
HDFC ₹ 2,00,000 0.013 ₹ 2,17,186 ₹ 18,098 ₹ 17,186

SBI ₹ 2,00,000 0.010 ₹ 2,13,517 ₹ 17,793 ₹ 13,517

IndusInd ₹ 2,00,000 0.012 ₹ 2,16,054 ₹ 18,004 ₹ 16,054

Aditya Birla ₹ 2,00,000 0.012 ₹ 2,15,489 ₹ 17,957 ₹ 15,489 


Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs


How To Apply for Aditya Birla Personal
News Loan?
Forum More

 If you are a salaried/self-employed individual (between 23 and 55 years) with a regular


source of income, you can either apply online or visit the nearest Aditya Birla personal

loan centre to apply for a personal loan. Your loan application should be accompanied
by a bank statement of last 3 months, salary slip for the last 3 months and the usual KYC
documents.
Post the application, you can do an Aditya Birla personal loan login to your pro le at
their o cial website/online application to know the Aditya Birla personal loan
application status. 

Moreover, the Aditya Birla personal loan customer support team will inform you about
your Aditya Birla Personal Loan status through regular email and SMS updates. 

Why should you apply for Aditya Birla Finance Personal Loan
through Afinoz.com?

A noz.com is one of India's leading personalized nancial marketplaces and has been
awarded for the same by market leading researchers. The company has created a
diversi ed platform which lets you choose the best personal loan from the plethora of
options available in the market. 

Instant Approval – After you choose your desired product, once you ll in and submit the
application form along with the mentioned or required documents, you will get your e-
approval within 2 to 3 days of your application.

Real-time application tracking – Keep track of your application status in real-time with a
unique transaction id which gets generated when your loan application is successfully
Helpline Number
submitted. We ensure that all the applicants are well informed about their application
process at each step via SMS and emails.
+91-11-23978046
Online eligibility check – Do all your dealings with the NBFCs online, through our
platform. Provide your basic information and our online personal loan eligibility
calculator will let you know the amount of loan you are eligible to borrow from Aditya
Birla Finance for your personal nancing needs.
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your personal information which is shared with us, we have stored it in a secure
Application  Sign In /Sign Up
environment within our system. This information is then sent to the NBFC in an
encrypted format and is processed through a secure channel.

No third-party agent – Through its platform, the online loan application process availed
through A noz.com is absolutely free. Through A noz, one can directly approach
multiple banks online without involving any agent and therefore avoiding unnecessary
delays and additional costs. 
Free quotations – Explore and avail online deals on Aditya Birla Finance personal loans
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and free un-biased quotes of personal loan with most suitable interest rates. All you have
 to do is select the loan amount that you wish to borrow and the anticipated repayment
tenure of your personal loan. You will get a targeted
News online
Forumquote within
Moreminutes of your
application.


Aditya Birla Finance Personal Loan Login

Aditya Birla Finance o ers its customers with paperless and minimum documentation
personal loans. An applicant can visit the website or can log in through the app using
their registered mobile number and that OTP generated on that number. Once logged in,
an applicant can explore through their account for various products being o ered, and
can also check the status of their application under processing.

Aditya Birla Finance Personal Loan Statement

All the information regarding your personal loan from Aditya Birla Finance can be
retrieved from your account by visiting the online site. Once you log in to your account,
you can revisit all the transactions that have been made through your loan account,
interest rates applicable and the total monthly outgo in terms of principal and interest
being paid towards the loan repayment.

Aditya Birla Personal Loan Customer Care Number

All the customers of Aditya Birla Finance can avail the executive services on a toll-free
number 1800-270-7000, where customer service executives are present 24X7Helpline to solve Number
all the queries and concerns with solution-based approach. Here, all the executives are
+91-11-23978046
highly trained and equally supportive for all that a customer needs regarding their
grievances.

Compare Aditya Birla Personal with Others


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62004949
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Interest Rate Track
Application  Sign In /Sign Up

SBI Personal Loan 10.90%

ICICI Personal Loan 10.99%

HDFC Personal Loan 11.25%



Axis Personal Loan 16%
Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs

 Tata Capital Personal Loan 11.25%


News Forum More
Fullerton Personal Loan 12.99 %

Indusind Personal Loan 11.25%

BOB Personal Loan 11.60%

Aditya Birla Personal Loan 14%

PNB Personal Loan 12%

Aditya Birla Finance Personal Loan Status

You can have all the knowledge about your Aditya Birla personal loan status at your
ngertips when you do an Aditya Birla personal loan login to your pro le at their o cial
website/online application. At the time of submission of your loan request, an
application id will be generated for you and you can keep track of your Aditya Birla
personal loan status with the help of this id in real time.

In addition, you will receive regular email and SMS updates related to your personal loan
application from the Aditya Birla personal loan customer support team who will be more
than happy to help you at every stage. They will also intimate you timely if any changes
are made in the Aditya Birla personal loan rate of interest.  

FAQs

Helpline Number
Q1 Is there any special offer for employees of Aditya Birla Group?
+91-11-23978046

Employees of Aditya Birla Financial Services Group need not pay a processing fee for
a loan.

Q2 How can I access my loan account information online?


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Aditya Birla Finance has introduced a unique
Application and completely secure service
 Sign In /Sign Up
platform called ABFL Connect which enables you to access your loan account
information.

Q3 Can I make a partial prepayment for my personal loan from Aditya Birla
Finance?


Prepayment or partial payments are not permitted for the first 6 months of the loan
Personal Loantenure.
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Q4 Do applicants need to provide any collateral or guarantor to apply for a
News Forum More
personal loan from Aditya Birla Finance?


Aditya Birla Finance provides a collateral-free personal loan, thus applicants are not
 asked to pledge collateral or provide any guarantor against the loan.

Q5 How does the Aditya Birla Finance decide on the maximum loan amount for a
borrower during the Aditya Birla personal loan application?

When an individual applies for the Aditya Birla personal loan, the maximum loan
amount for him is decided on the basis of a number of factors, such as his monthly
income, credit history, credit score and so on. The number and nature of other
active loans availed by him and the current amount paid by him towards the EMIs
are also considered during Aditya Birla personal loan to apply.

Q6 How do I know about my Aditya Birla personal loan application status?

You can know about your Aditya Birla personal loan status by doing an Aditya Birla
personal loan login to your profile at the Aditya Birla official website/online
application. In addition, you will receive regular email and SMS updates related to
your Aditya Birla personal loan application from the Aditya Birla personal loan
customer support team.

Q7 Does Aditya Birla personal loan provide short term personal loans?

Yes. Aditya Birla Finance Limited offers short term personal loans, which usually
have a repayment period of 12 months. The Short Term Reference Rate (STRR) is
fixed at 16.85 %.

Helpline Number

+91-11-23978046

Want to apply for a

Personal Loan
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 Pension Loan from Your
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Employed

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Eligibility, Interest Rate

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Government Employees –
Eligibility, Interest Rate

Axis Bank Business Loan:


Highly Trusted and Useful

Top 10 Banks & NBFCs for


Personal Loan in India 2019

What are the Valid Address


Proofs in India?

Personal Loan Prepayment –


How to do it?

Helpline Number

+91-11-23978046
Compare Aditya Birla Personal with Others

Banks Interest Rate


Covid 19

Global
India
Offers: SBI Personal Loan 10.90%
62004949
9351224 Google Play   0120-411-0376 Track
Application  Sign In /Sign Up
ICICI Personal Loan 10.99%

HDFC Personal Loan 11.25%

Axis Personal Loan 16%

Tata Capital Personal Loan 11.25%



Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
Fullerton Personal Loan 12.99 %

Indusind Personal Loan News 11.25%
Forum More

 BOB Personal Loan 11.60%

 Aditya Birla Personal Loan 14%

PNB Personal Loan 12%

Reviews

ajit samal

10 Jan 2019

I had applied for a personal loan from Aditya Birla last month. My application was
approved in 4 minutes and after 2 days of approval, I got the loan amount into my
account. Customer support team is really professional.
Helpline Number

+91-11-23978046

fareha nousheen

07 Jun 2019
Covid 19

Global
India
Offers:
62004949
9351224 Getting a loan from Aditya Birla is really
Google fast.Play
It offers 
loan
 at an attractive interest
0120-411-0376 Track
rate and loan delivery is quick and easy. I
Application got a personal loan for
 Sign In /Sign UpRs. 5 lakhs.

Ravi raj

08 Jun 2019

Personal Loan Business Loan Calculators  BT Calculator IFSC Finder Blogs
Got a personal loan from ABFL. I had applied for a business loan of Rs. 8 lakhs for 4

years. Surprisingly my request was accepted without any hassle. The customer
News Forum More
support team helped me throughout the procedure. I would like to give ABFL 10 out
of 10 points.

 shubham kumar

06 Jun 2019

I had very good experience in getting my personal loan from Aditya Birla Finance.
The application process is very easy and fast, and charges are nominal.

Shruti kesre

17 May 2019

I recently applied for a personal loan online from Aditya Birla Finance Limited. After
a bit delay initially, when I requested them to expedite the application, they
cooperated throughout the process and disbursed my loan in 3 days only.

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