ON

COSMATIC & STATIONARY UNIT

SUBMITTED BY
NAME : SMT. KRISHNA DEBBARMA
FATHER’S NAME : SRI CHANDRA SINGHA DEBBARMA
ADDRESS : VIL-SARMANI PARA, KAMALPUR
PO+ PS : KAMALPUR, DHALAI
SUBDIVISION : KAMALPUR, DHALAI
DISTRICT : DHALAI, TRIPUIRA, PIN NO-799285
CONTACT NO :

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 HIGHLIGHT OF THE PROJECT SUMMERY

1 Name of the Activity : COSMATIC & STATIONARY UNIT

2 Name of the Entrepreneur : Smt. Krishna Debbarma
3 Father’s Name : Sri Chandra Singha Debbarma
4 Address of applicant : Vill-Sarmani Para, Po-Kamalpur, Ps-Kamalpur
(Permanent & present) Subdivision-Kamalpur, Dhalai Tripura, Pin-799285

5 Present Address : Same as above mentioned

6 Location of the proposed unit : Shantoshiya Bazar
7 Cast : ST
8 Qualification :
9 Date of birth :
10 Aadhar No :
11 Pan card No :
12 Contact No :
13 Technical qualification & other : Nil
14 Experience :
15 Employment potential :
16 Proposed bank :
17 Repayment Method : As per bank norms or 5years
18 Special marketing avenue :
19 Total project cost:- : Rs. 3,00,000.00
a) Working capital : Rs. 2,00,000.00
b) Fixed capital : Rs. 1,00,000.00
20 Source of fund:-
a) Own contribution (5%) : Rs. 15,000.00
b) Bank loan (95%) : Rs. 2,85,000.00
21 Address of raw materials :
22 Cost of production (PA) : Rs. 4,80,000.00
23 Turn Over (PA) : Rs. 6,00,000.00
24 B.E.P :
25 Net profit on sale (%) : 20%

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 PROJECT REPORT
ON
COSMATIC & STATIONARY BUSINESS

INTRODUCTION:-
Cosmetics
Cosmetics business has many new and established competitors in any given
market. Cosmetics industry includes a vast array of businesses such as anti-aging clinics,
aromatherapy, beauty salon, beauty spa, cosmetic store, hair salon and even makeup
artists are part of it. The cosmetic industry is growing at a rapid pace. The demand for
all types of cosmetic products is ever increasing from varied sections of population. The
demand for premium cosmetics is expanding everywhere including the middle class of
developing countries.

Cosmetics industry includes a vast array of businesses such as anti-aging clinics,

aromatherapy, beauty salon, beauty spa, cosmetic store, hair salon and even makeup
artists are part of it. If you are planning to start a cosmetic business, there is an immense
scope for growth, provided you proceed in a planned way.

Stationary
A stationery business sells custom printed and designed paper products for
event promotions and personal announcements, such as weddings or baby showers.

MARKET POPTENTIAL:-
There are many established and new cosmetic brands in any given market. A new
entrepreneur has to deal with a lot of competition to survive and then to move ahead in
the tough market conditions. Your small cosmetic brand needs a clever business
promotion plan to not only tackle the competition but also to eventually become a leader
in your specialty of cosmetics products. There are no shortcuts to reach the top.

Stationery design and printing is primarily a service sought out by those

planning weddings and social or business events. Hosts or event planners who want
to add panache to the special day will often look for a non-commercial design, which
is perfect for the boutique printing operation. Carefully consider that these type of
events, or your level of customer reach, will determine your success or struggles.
Social media and an online presence are necessary for reaching a desirable
customer base.


 A stationery business can maintain a successful bottom line with low overhead
costs fairly easily, as many of the services can be subbed out to other contractors,
such as paper supply and printing. On average, a small stationery business could
generate $20-22,000 annually, with the potential for much more through
organizational growth.

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 FINANCIAL ASPECT
A. FIXED EXPENDITURE:

1. Land and Shed : Owned

(Proposed area 150sq. ft)
2. Furniture & Fixture : Rs.40,000/-
(Wooden chair, show case, cash box,
Basket, rack, measuring instrument etc).
3. Electrification, fan, decoration cost
And other materials etc. : Rs.60,000/-
4. THUS THE TOTAL FIXED CAPITAL : RS.1,00,000/-
(1+2+3+OF A)
B. WORKING CAPITAL:
1. Cost of Cosmetics & stationeries items : Rs.1,85,000/-
2. Staff & salary per month : Rs.2500/-
3. Helper : Self
4. Others Expenses : Rs.2,500/-
(Insurance, postage, Car rent, shop
Expenses etc).
5. Transportation : 5,000/-
6. Insurance : 2,000/-
7. Advertisement : 3,000/-
Total Rs.: 15,000/-

8. THUS THE TOTAL OF WORKING CAPITAL: 2,00,000/-

C. THUS THE TOTAL PROJECT CAPITAL :-

1. Total Fixed capital : Rs.1,00,000/-
2. Total working capital : Rs.2,00,000/-

Total : Rs.3,00,000/

D. Source of fund:-
a. Loan from Bank under sawalamban scheme (95%) : Rs.2,85,000/-
b. Promoter/Self contribution (5%) : Rs. 15,000/-

Total : Rs.3,00,000/-
E. COST OF PRODUCTION:-
Cost of Production (Per Month approximately) : Rs. 40,000/-
F. Sales turnover Per Month:-
1. Grocery items approximately sales (Per month) : Rs.50,000/-
Total : Rs.50,000/-

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 Profitability P/M

(Sales turnover-cost of production)=profit.

Rs.50,000-40,000=10,000/-

Thus yearly profit comes:-Rs.10,000x12=1,20,000/-

Repayment statement
The loan amount will be in 60 equal installments as by the financing
bank.
INTEREST CALCULATION & REPAYMENT SCHEDULE

*Term Loan : Rs.1,00,000.00

*Rate of Interest : @ 12% P.A
*Repayment Period : 5 Years
*Moratorium : Nil or 3 months

YEAR PAYMENT DUE INTEREST PRINCIPAL BALANCE

1st Year 27,740.97 12,000.00 15,740.97 84,259.03
2nd Year 27,740.97 10,111.08 17,629.89 66,629.14
3rd Year 27,740.97 7,995.50 19,745.47 46,883.67
4th Year 27,740.97 5,626.04 22,114.93 24,768.74
5th Year 27,740.99 2,972.25 24,768.74 0.00
Working Capital Loan/CC Limit:
Amount : : Rs.2,00,000/-
Repayment : 5 Years
Rate of Interest : @ 12%
Annual Interest : Rs.

Note: Particulars Capacity Utilization (Rs in '000)

1. All figures mentioned above are only indicative.
2. If the investment on Building is replaced by Rental then
a. Total Cost of Project will be reduced.
b. Profitability will be increased.
c. Interest on C.E.will be reduced

Conclusion:
This is certifying that the information furnished in the project report is
correct to the best of my knowledge except market up & down.

Signature of applicant………………………….