Table of Contents

SL. No Particular Page No.

Executive Summery
Chapter One – Introduction
1 1.1 Background of the study
1.2 Origin of the Report
1.3 Scope of the Report
1.4 Rationale of the Study
1.5 Problem Statement
1.6 Objective of the Report
1.7 Limitations of the Report
Chapter Two – Methodology of the Report
2 2.1 Methodology
2.2 Collection of Data
2.3 Sources of Data
2.4 Time Frame
2.4 Data Processing & Analysis
Chapter Three – Organizational Profile
3 3.1 Historical Background of BKB
3.2 Vision Mission of Bangladesh Krishi Bank
3.3 Objectives of BKB
3.4 Corporate Strategy of BKB
3.5 Nature of the Business
3.6 Organizational Structure of BKB
3.7 BKB at a Glance
3.8 Managerial Hierarchy
3.9 Organogram of the Employees in BKB
3.10 Board of Directors
Chapter Four- Deposit Collection & Loan Disbursement Procedures of BKB
4 4.1 Deposit Section
4.1.1 Deposit Account of BKB
4.2 Deposit Collection Procedure
4.2.1 Account Opening Requirement/ Condition
4.3.1 Deposit Schemes of BKB
4.3.2 Interest Rates for Deposit Schemes
4.4.1 Loan
4.4.2 Types of Loan of BKB
4.5.1 Consumers Loan Scheme of BKB
4.5.2 Interest rate for loan product
4.6 Loan Disbursement Procedure
Chapter Five – Deposit and Loan Analysis & Findings
5 5.1 Target Profit VS Actual Profit
5.2 Total Deposit and Its Growth Rate
5.3 Target Loan VS Actual Loan
 5.4 Total Loan and Its Growth Rate
5.5 Total Loan against Total Deposit
5.6 Recovery of Total Loan
5.7 Profit & Loss of BKB
5.8 Findings of the Study
Chapter Six– Conclusion and Recommendations
6 6.1 Conclusion
6.2 Recommendations
Bibliography

                                                   Acknowledgement
It is Almighty Allah who enables me to successfully complete the Internship Report on “Deposit
Collection and Loan Disbursement Procedures of Bangladesh Krishi Bank. I would like to
express my gratitude to the Department of Business Administration of Mawlana Bhashani
Science and Technology University, Santosh, Tangail, Bangladesh for arranging such a practical
field- related study.
 I also express my sincere gratitude and indebtedness to my supervisor, my honorable teacher Dr.
Al-Amin, Associate Professor, Department of Business Administration, Mawlana Bhashani
Science and Technology University,Santosh, Tangail. I am deeply indebted to his while hearted
supervision to me during the internship period. During preparation of this report, I got many
creative and thoughtful suggestions and advices on a continuing basis.
For cordial behavior and better suggestions in preparing the report, thanks also goes to Senior
Principle Officer and Manager who gave the opportunity to work in his reputed organization as
an internee.

All of them guided me and without their friendly co-operation, this type of report preparation
might be impossible. I would like to thank all the employees of BKB who helped me by
providing so much information within the limited time.
At last, I would like to give thanks to HR Department of BKB who gave me the chance in their
bank as internee.