Gampong, Shaira M.

TOPIC: Bouncing Checks Law (B.P 22)

1. Statement 1: Under B.P 22, only a full payment at the time of its presentment or during
the five-day period could exonerate one from criminal liability, and that subsequent
payments can only affect the civil, but not the criminal liability
Statement 2: The full payment of the amount appearing in the check with 5 banking days
from notice of dishonor is a partial defense
a. Only I is true
b. Only II is true
c. Both are true
d. Both are false

2. Statement 1: B.P 22 punishes the issuance of a bouncing check and not the purpose for
which it was issued or terms and conditions relating to it’s issuance

Statement 2: The issue of lack of valuable consideration for the issuance of checks
which were later on dishonored for insufficient funds is immaterial to the success of
prosecution under B.P. 22

a. Only I is true
b. Only II is true
c. Both are true
d. Both are false

3. Statement 1: Where there are no sufficient funds in or credit with the drawer bank, such
fact shall always be explicitly stated in the notice of dishonor or refusal, a mere oral
notice or demand to pay would appear to insufficient for conviction under the law
Statement 2: the full payment of the amount appearing in the check within 5 banking
days from notice of dishonor is a complete defense.
a. Only I is true
b. Only II is true
c. Both are true
d. Both are false

4. It is construed to mean an arrangement or understanding with the bank for the payment
of such check
a. Debit
b. Credit
c. Balance
d. None of the above

5. What is the quantum of evidence required for conviction of criminal offense involving
violation of B.P 22 for issuance of worthless checks?
a. Probable cause it prima facie evidence
 b. Clear and convincing evidence
c. Preponderance of evidence
d. Proof of buying reasonable doubt

6. In case of bouncing check issued on behalf of an artificial being or juridical person, who
shall be criminally liable for imprisonment?
a. Juridical person
b. Corporate officer who signed the bouncing check
c. Both A and B
d. Neither A nor B

7. An act penalizing the making or drawing and issuance of a check without sufficient funds
or credit

a. Batas Pambansa Blg. 20

b. Batas Pambansa Blg. 21
c. Batas Pambansa Blg. 22
d. Batas Pambansa Blg. 23

8. What is the minimum number of days for maintaining a balance in the checking account
to cover the check he issued for the drawer to be exempted from conviction for violation
of BP 22?
a. A period of at least 90 days from the maturity date of check
b. period of at least 120 days from the maturity date of check
c. period of at least 150 days from the maturity date of check
d. period of at least 180 days from the maturity date of check

9. Statement 1: Each act of drawing and issuing of a bounced check constitutes a violation
of B.P 22
Statement 2: The rule that there is only one offense when the offender is moved by one
criminal intent cannot apply to B.P 22 because criminal intent is immaterial
a. Only I is true
b. Only II is true
c. Both are true
d. Both are false

10. Statement 1: What B.P 22 punishes is the issuance of a bouncing check and not the
purpose for which the check was issued.
Statement 2: What B.P 22 punishes is the issuance of bouncing check and not the non-
payment of an obligation, or the terms and conditions of its issuance
a. Only I is true
b. Only II is true
c. Both are true
d. Both are false