DEBT RATIO of the year 2017,

For AGRANI INS.CO,

Total liabilities = 130.65 (in million TK)
Total assets = 725.88 (in million TK)
So, Debt ratio = 130.65/725.88 X 100 = 18%
Interpretation, this result indicates out of total asset 18% has been financed from debt sources.
For PIONEER INS.CO,
Total liabilities = 526.89 (in million TK)
Total assets = 4082.46 (in million TK)
So, Debt ratio = 526.89 /4082.46 X 100 = 12.91%
Interpretation, this result indicates out of total asset 12.91% has been financed from debt sources

Comparison between Agrani insurance company and Pioneer insurance company for the year 2017 is,
Out of total asset Pionner has taken 5.1% lower loans or dependency on debt is low compared to Agrani
insurance company. As a result the risk for Pioneer is low.

DEBT RATIO of the year 2018,

For AGRANI INS.CO,
Total liabilities = 146.96 (in million TK)
Total assets = 806.13 (in million TK)
So, Debt ratio = 146.96/806.13 X 100 = 18.23%
Interpretation, this result indicates out of total asset 18.23% has been financed from debt sources.
For PIONEER INS.CO,
Total liabilities = 598.91 (in million TK)
Total assets = 4495.97 (in million TK)
So, Debt ratio = 598.91 /4495.97 X 100 = 13.32%
Interpretation, this result indicates out of total asset 13.32% has been financed from debt sources

Comparison between Agrani insurance company and Pioneer insurance company for the year 2018 is,
Out of total asset Pionner has taken 4.91% lower loans or dependency on debt is low compared to Agrani
insurance company. As a result the risk for Pioneer is low.