;/07/095= nBoonr Gbatnat

^WT/WB99970?>0-5-5-5/>?07>6
Jucy 07, 095=
 

 _erecehsflm Hekmtfece
Gfnaaem
 
Wu`: Cnttnr bo Boonr
Dner _erecehsflm,
 

Tfeah ybu obr tfn hnna matnrnst ybu fevn sfbwa ma bur brkeamzetmba. Gbasnqunat tb ybur eppcmgetmba,
matnrvmnws ead tfn pnrsbaec dmsgussmbas wmtf us, wn ern pcnesnd tb boonr ybu e gernnr wmtf ^W
Tngfabcbky Matnraetmbaec Yvt Ctd. (‖^W Tngfabcbky”). Ycnesn eggnpt bur fnertmnst gbakretucetmbas.
 
Mo ybu eggnpt tfms boonr ead jbma bur snrvmgns, ybu wmcc `n dnsmkaetnd es  –Wnambr Nl`nd W[
E7.
Dnvncbpnr“, E7.
 
 ]bur nlpcbylnat wmcc `n su`jngt tb tfn Wteaderd Tnrls ead Gbadmtmbas bo Nlpcbylnat bo ^W
Tngfabcbky ead wmcc `n kbvnrand `y vermbus pbcmgmns, rucns ead kumdncmans bo ^W Tngfabcbky. Mt wmcc ecsb
`n kumdnd `y tfn gbrn vecuns ead `ncmnos bo ^W Tngfabcbky. Ycnesn abtn tfet ybu wmcc ecsb `n rnqumrnd tb
smka ead ekrnn tb `n `buad `y Tfn Nlpcbynn Aba-dmsgcbsurn, Aba-sbcmgmtetmba ead Aba-Gblpntmtmba
 Ekrnnlnat wfna ybu jbma tfn nlpcbylnat
nlpcbylnat bo tfn Gblpeay.
 
Tfn Bvnrecc gblpnasetmba boonrnd tb ybu ms Ps.;99,999.99 /- (Pupnns Wnvna Cehf  ) pnr eaaul,
wfmgf wmcc magcudn ea Eaauec _erme`cn Yey bo uptb e lexmlul bo Ps .09,999.99 /- (Pupnns Twnaty
rnkerd.  Ycnesn omad dntemcs bo tfn
Tfbusead) pnr eaaul su`jngt tb tfn pbcmgy bo ^W tngfabcbky ma tfms rnkerd. Ycnesn
gblpnasetmba ead `nanomts ybu ern `nmak boonrnd ma Eaanxurn 5.
 
Tfms boonr bo nlpcbylnat wmtf ^W Tngfabcbky ms su`jngt tb tfn suggnssouc gblpcntmba bo ybur
@eghkrbuad _nrmomgetmba gbadugtnd `y ^W Tngfabcbky br eay btfnr eknagy eppbmatnd `y ^W Tngfabcbky
ead gbaomrletmba bo ybur lndmgec ead pfysmgec omtanss `y e quecmomnd Pnkmstnrnd Lndmgec Yregtmtmbanr
(PLY) ablmaetnd `y ^W Tngfabcbky.
 
@y eggnptmak tfms boonr bo nlpcbylnat, ybu wmcc `n dnnlnd tb gbaomrl tfet: -
  (m) Yrmbr tb jbmamak bur nlpcbylnat, ybu fevn tnrlmaetnd ybur nlpcbylnat wmtf ybur
  gurrnat/prnvmbus nlpcbynr ma eggbrdeagn wmtf tfn tnrls ead gbadmtmbas bo tfn semd
nlpcbylnat.
(mm) Ba jbmamak bur nlpcbylnat,
nlpcbylnat, tfnrn ern ab gbatmaumak b`cmketmbas br rnstrmgtmbas
rnstrmgtmbas wfmgf
eppcy
tb ybu vms-é-vms eay bo ybur prnvmbus nlpcbylnats.
  (mmm) ]bu ern abt rnstrmgtnd, prbfm`mtnd br gbastremand orbl eggnptmak tfms boonr bo nlpcbylnat
  orbl ^W Tngfabcbky ead tfet ybu fevn abt, durmak tfn gbursn bo ybur prnvmbus
nlpcbylnat/s natnrnd matb eay ekrnnlnat/erreaknlnat wfmgf ma eay wey rnstrmgts/
  prbfm`mts br dn`ers ybu orbl eggnptmak tfn boonr ledn `y ^W Tngfabcbky.
  (mv) Tfet ab elbuats wmcc `n dun ead peye`cn `y ybu tb ybur prnvmbus nlpcbynr/s.
  (v) Ba jbmamak bur nlpcbylnat, tfet ybu db abt fevn ma ybur pbssnssmba, abr fevn ybu oemcnd
tb
  rntura, eay prbpnrty magcudmak `ut abt cmlmtnd tb eay dnvmgns, rngbrds, dete, abtns,
  rnpbrts, prbpbsecs, cmsts, gbrrnspbadnagn, spngmomgetmbas, drewmaks, `cunprmats,
  shntgfns, letnrmecs, nqumplnat, btfnr dbgulnats br prbpnrty, br rnprbdugtmbas
  bo eay eobrnlnatmband mtnls `ncbakmak tb ybur prnvmbus nlpcbynr/s.
fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso 5/55
 

;/07/095= nBoonr Gbatnat

Tfms boonr wmcc `n vecmd tmcc Jucy 0>, 095=. Mo tfms boonr bo nlpcbylnat ms eggnpte`cn tb ybu, pcnesn
matmletn ybur eggnpteagn bo tfn seln `y smkamak tfn dupcmgetn gbpy bo tfms cnttnr ead rnturamak mt tb us
ba br `nobrn Jucy 0>, 095=. Mo ybu ern eggnptmak bur boonr cnttnr, pcnesn snad us ybur gbaomrletmba
wmtfma ;0 fburs. Mo ab sugf matmletmba bo eggnpteagn ms rngnmvnd ba br `nobrn tfn semd detn, tfms boonr
sfecc stead eutbletmgeccy wmtfdrewa.
 
Mo ybu eggnpt tfms boonr bo nlpcbylnat, ybu ern rnqumrnd tb jbma ybur nlpcbylnat ba br `nobrn  Eukust
5=, 095=. Mo ybu ern uae`cn tb rnpbrt ba tfn e`bvn detn ybu ern rnqumrnd tb maobrl us ma wrmtmak.
 
Ycnesn snn Eaanxurn 0 obr dntemcs bo tfn dbgulnats ybu ern rnqumrnd tb prbdugn et tfn tmln bo jbmamak.
Tfms boonr bo nlpcbylnat ms su`jngt tb prbdugtmba bo tfn semd dbgulnats. Tfn dntnrlmaetmba bo tfn
ednquegy br eutfnatmgmty bo ecc br eay bo tfn semd dbgulnats wmcc `n et ^W Tngfabcbky”s sbcn dmsgrntmba.

[n fbpn ybu wmcc omad tfms boonr eggnpte`cn. [n ern gbaomdnat tfet ybu wmcc gbatrm`utn tb tfn
vecuns bo tfn brkeamzetmba ead wemt tb wncgbln ybu tb tfn ^W Tngfabcbky oelmcy.
 

Wmagnrncy,
obr ^W Tngfabcbky Matnraetmbaec Yvt Ctd Eggnptnd
 

 _mansf Knbrkn _erecehsflm Hekmtfece

Krbup Leaeknr FP 
 

Nagc : Eaanxurn 5
  Eaanxurn 0

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso 0/55
 

;/07/095= nBoonr Gbatnat

 

 Eaanxurn 5 (E)
 
Aeln: _erecehsflm Hekmtfece,
Dnsmkaetnd es: –Wnambr Nl`nd W[ Dnvncbpnr“

Gblpbanats Lbatfcy Wecery Eaauec

@esmg Wecery 5;,999.99 094,999.99

Fbusn Pnat Eccbweagn ?,699.99 65,?99.99

Ndugetmba Eccbweagn 099.99 0,499.99
@baus Nx-Kretme 0,;>9.99 77,999.99
Btfnr Eccbweagn 0;,0??.?; 70;,099.99
Nlpcbynr Gbatrm`utmba tb
5,699.99 05,?99.99
YO***
Kretumty 6>9.99 59,099.99
Krbss secery >?,???.?; ?69,999.99
 _erme`cn Yey 09,999.99
Gbst tb tfn Gblpeay
  ;99,999.99
(GTG)
 

*** Ncmkm`mcmty obr neramak tfn Nlpcbynr's gbatrm`utmba tb Yrbvmdnat Ouad ms kbvnrand
strmgtcy es pnr tfn rucns uadnr Tfn Nlpcbynns' Yrbvmdnat Ouad & Lmsgncceanbus Yrbvmsmbas
 Egt, 5=>0.
 

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso 7/55
 

;/07/095= nBoonr Gbatnat

 

 Eaanxurn 5 (@)

 Eccbweagns Bptmbaec
 
Ycnesn abtn tfet ybu fevn ea bptmba tb gfbbsn `ntwnna
 (5) Obbd Eccbweagn
 (0) Cnevn Trevnc Essmsteagn.

Wu`jngt tb tfn dntemcnd rucns ma rncetmba tb negf bo tfnsn eccbweagns, ybu gea evemc bo eay br ecc bo tfnsn
obur tex-sevmak eccbweagns. Mo ybu db abt bpt obr eay bo tfnsn, tfn rnspngtmvn elbuats wmcc `n texe`cn
ead `n pemd es pert bo –Btfnr Eccbweagns“.

Obbd Eccbweagn
Wbdnxfb Gbupbas wmcc `n mssund obr Ps. 5,999/- , Ps.0>99/- br Ps.7999/- ekemast Obbd Eccbweagn obr
tfbsn wfb bpt obr tfn seln. Tfms wmcc ettregt 7% snrvmgn gferkns. Tfn elbuat dndugtnd orbl ybur
secery ekemast obbd eccbweagn ms natmrncy aba-texe`cn.
 
Cnevn trevnc essmsteagn
CTE (50.>% bo `esmg pey) elbuat wmcc `n aba-texe`cn bacy ba su`lmssmba bo `mccs ead wmcc `n pemd et tfn
nad bo negf gecnader yner ekemast tfn epprbprmetn nagcbsurns/`mccs prbdugnd wmtf tfn epprbprmetn obrl
ducy omccnd es pnr ^W Tngfabcbky”s pbcmgy ead Magbln tex cews ma obrgn et tfn tmln bo gceml.
Ycnesn abtn tfet tfn e`bvn aba-texe`cn gblpbanats ley gfeakn orbl tmln tb tmln eggbrdmak tb tfn
gblpeay pbcmgy.
 
Aetmbaec Ynasmba Wgfnln (Bptmbaec)
Aetmbaec Ynasmba sgfnln (AYW) ms e pnasmba systnl rnkucetnd `y tfn Ynasmba Ouad Pnkucetbry ead
Dnvncbplnat Eutfbrmty (YOPDE), wmtf b`jngtmvn tb prbvmdn sbgmec sngurmty ma Madme. Narbclnat tb AYW ms
purncy vbcuatery. AYW prbvmdn bcd ekn rntmrnlnat magbln ecbak wmtf tex nxnlptmba
 
Kretumty
 ]bu wmcc `n natmtcnd tb peylnat bo kretumty
kretumty strmgtcy es pnr rucns uadnr tfn Yeylnat bo Kretumty Egt, 5=;0.

 Eaauec _erme`cn Yey

Tfn _erme`cn Yey wmcc `n pnrobrleagn-`esnd, ead dntnrlmand `esnd ba b`jngtmvn ead queatmtetmvn
madmgetbrs tfet dntnrlman fbw wncc ybu fevn lnt tfn pnrobrleagn b`jngtmvns. Tfn dntemcs bo ybur
b`jngtmvns, ead perelntnrs usnd obr dntnrlmamak tfn verme`cn pey gblpbanat wmcc `n gblluamgetnd tb
ybu ba jbmamak nlpcbylnat. ]bu wmcc `n ncmkm`cn obr `baus bacy eotnr suggnssouc gblpcntmba bo ban yner
bo nlpcbylnat wmtf ^W Tngfabcbky.

Tex
Tex mlpcmgetmbas ermsmak but bo tfms strugturn wbucd `n `bran `y ybu.
 
Cbgetmba
Tfn mamtmec pcegn bo wbrh wbucd `n Gfnaaem — ^WT Boomgn. ^W Tngfabcbky rnsnrvns tfn rmkft tb gfeakn
ybur pcegn bo wbrh ma mts sbcn dmsgrntmba.

Tnrlmaetmba bo Wnrvmgn
 
5. Durmak ybur nlpcbylnat wmtf ^W Tngfabcbky, e abtmgn bo twb lbatfs ms rnqumrnd tb tnrlmaetn
nlpcbylnat orbl nmtfnr smdn. Tfn Gblpeay ley tnrlmaetn ybur nlpcbylnat `y peylnat ma cmnu bo
tfn twb lbatfs abtmgn, wmtfbut essmkamak eay rnesba wfetsbnvnr, et tfn sbcn dmsgrntmba bo tfn
Gblpeay.

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso 4/55
 

;/07/095= nBoonr Gbatnat

 

0. ]bu ley dncmvnr tfn abtmgn

abtm gn bo tnrlmaetmba `y fead tb ybur Dnpertlnat Leaeknr br `y Pnkmstnrnd
pbst
  tb ybur Dnpertlnat Leaeknr ead tfn abtmgn pnrmbd sfecc gbllnagn orbl tfn detn bo dncmvnry ma
tfn
obrlnr gesn ead tfn detn bo dmspetgf ma tfn cettnr gesn. Wnrvmgn bo abtmgn bo tnrlmaetmba orbl tfn
Gblpeay wmcc `n dnnlnd tb `n gblpcntn ba tfn detn bo dmspetgf bo sugf abtmgn `y rnkmstnrnd pbst
tb
tfn eddrnss ouramsfnd `y ybu ead evemce`cn es pnr bur rngbrds br ba fead dncmvnry bo tfn abtmgn tb
ybu, wfmgfnvnr ms nercmnr. Fbwnvnr, wfnrn tfn gmrgulsteagns sb werreat, tfn Gblpeay rnsnrvns
tfn
rmkft tb tnrlmaetn ybur nlpcbylnat wmtf mllndmetn noongt.

Magrnlnats ead Yrblbtmbas

 ]bur krbwtf ma tfn brkeamzetmba tfrbukf prblbtmbas ead secery magrnlnats wmcc dnpnad sbcncy
sbc ncy ba ybur
pnrobrleagn ead gbatrm`utmbas tb tfn Gblpeay, es dntnrlmand `y tfn leaeknlnat tfrbukf pnrmbdmg
pnrobrleagn eppremsecs.

Gblpcmeagn tb Uuecmty Wteaderds

 ]bu wmcc `n rnqumrnd tb uadnrstead ead mlpcnlnat steaderd prbgndurns nvbcvnd et ^W Tngfabcbky
Matnraetmbaec Yvt. Ctd. obr WNM GLLM / YGLL. ]bur ettmtudn tbwerd edfnrnagn tb steaderds ead
prbgndurn wmcc `n ea mlpbrteat perelntnr obr gbasmdnretmba wfmcn nvecuetmak ybur pnrobrleagn.
 @eghkrbuad _nrmomgetmba
 ]bu fevn `nna nlpcbynd ba tfn `esms bo tfn pertmgucers ouramsfnd `y ybu. Ma gesn tfn semd pertmgucers
ern obuad tb `n magbrrngt br mt ms obuad tfet ybu fevn gbagnecnd br wmtffncd eay rncnveat oegts, ybur
nlpcbylnat wmtf tfn Gblpeay sfecc stead tnrlmaetnd / geagncnd obrtfwmtf wmtfbut eay abtmgn.

Lndmgec
 ]bur nlpcbylnat ley `n tnrlmaetnd obrtfwmtf `y wrmttna abtmgn `y tfn Gblpeay, ba tfn `esms bo 
lndmgec edvmgn mt dnnls eggnpte`cn, tfet ybu fevn `ngbln pfysmgeccy br lnateccy dmse`cnd br
magepegmtetnd durmak ybur nlpcbylnat wmtf tfn Gblpeay tb sugf ea nxtnat tfet ybu ern uae`cn tb
noongtmvncy pnrobrl tfn dutmns natrustnd tb ybu durmak tfn gbursn bo ybur nlpcbylnat.
 
[brhmak Fburs
Tfn abrlec wbrhmak fburs ern orbl 6.79 el tb ? pl. Lbadey tfrbukf Ormdey. Weturdey ead Wuadey ern
fbcmdeys. Tfn gblpeay rnsnrvns tfn rmkft tb ectnr br lbdmoy mts wbrhmak fburs br fbcmdeys tnlpbrermcy
br pnrleanatcy.
 
Drnss Gbdn
 Ecc nlpcbynns bo tfn gblpeay ern rnqumrnd
rnqumrnd tb `n ma `usmanss obrlecs tmcc Tfursdey, ead gea wner
`usmanss gesuecs ba Ormdey.
 
Lna : Gesuec feco scnnvnd sfmrts, pcema pbcb sfmrts, Tnns wmtf rbuad anghs
(turtcn anghs magcudnd), gbccers drnss sfmrts, swnetnrs ead turtcnanghs
  ern eggnpte`cn ettmrn obr wbrh, Wumt jeghnts br spbrts jeghnts, Wceghs
tfet ern smlmcer tb Dbghnrs gbttba br syatfntmg letnrmec peats, wbbc
peats, oceaanc peats ead syatfntmg peats, Gfmabs, Gbrdurbys, Gerkbs,
  prnsnate`cn jneas ern eggnpte`cn.
 
[blna : Jneas, sceghs tfet ern smlmcer tb Dbghnrs gbttba br syatfntmg letnrmec
peats, Ycema pbcb sfmrts, drnss sfmrts, `cbusns, swnetnrs ead sumt jeghnts.
  Gesuec drnssns, hurte gfurmders/secwers, shmrts ead shmrts tfet ern spcmt
et br `ncbw tfn hann ern eggnpte`cn. Gesuec tbps, Tnns wmtf rbuad anghs,
  gbccers (turtcn anghs magcudnd), Gucbttns/Yereccncs (`ncbw hann), prnsnate`cn
  jneas Cnkkmaks gea `n wbra bacy wmtf cbak hurtes br tbps.

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso >/55
 

;/07/095= nBoonr Gbatnat

 

Dutmns ead Pnspbasm`mcmtmns

 
5. ]bu wmcc `n rnqumrnd tb snrvn ma tfn essmkand pbsmtmba br ma sugf btfnr gepegmtmns, gbasmstnat wmtf
ybur
  stetus ead pbsmtmba ma tfn Gblpeay, es ley `n rnqunstnd orbl tmln tb tmln `y tfn Gblpeay.

  0. Ma tfn gbursn bo ybur nlpcbylnat, tfn Gblpeay wmcc nxp nxpngt

ngt ybu tb dmspcey e fmkf steaderd bo
mamtmetmvn, noomgmnagy ead ngbably. ]bu sfecc dmcmknatcy, oemtfouccy ead tb tfn `nst bo ybur e`mcmtmns
pnrobrl tfn dutmns ead snrvmgns rncetnd tb ybur essmkand pbst es wncc es sugf eddmtmbaec br
dmoonrnat
dutmns ead snrvmgns gbasmstnat wmtf ybur pbsmtmba, es ybu ley `n rnesbae`cy `n dmrngtnd
tb pnrobrl
`y tfn Gblpeay orbl tmln tb tmln. Obr tfn pnrobrleagn bo ecc sugf dutmns ead snrvmgns, ybu sfecc
usn ecc tfn habwcndkn, shmcc ead nxpnrmnagn tfet ybu pbssnss, tb tfn natmrn setmsoegtmba bo tfn
Gblpeay.

  7. ]bu wmcc gerry but essmkalnats/prbjngts kmvna tb ybu orbl tml

tmln
n tb tmln wmtf
wmtf dmcmknagn ead dnvbtmba
ead lematema tfn Gblpeay”s mlekn es suppcmnrs bo quecmty sbotwern ead snrvmgns.

  4. ]bu sfecc dnvbtn ybur oucc tmln ead ettnatmba durmak ybur nlpcbylnat wmtf tfn Gblpeay
nxgcusmvncy
  tb tfn `usmanss ead eooemrs bo tfn Gblpeay ead sfecc abt, durmak ybur nlpcbylnat wmtf tfn
Gblpeay,
  wmtfbut tfn prmbr wrmttna gbasnat bo tfn Gblpeay, dmrngtcy br madmrngtcy, gerry ba br `n nakeknd,
gbagnrand br matnrnstnd ma eay leaanr wfetsbnvnr ma eay btfnr nlpcbylnat, `usmanss, tredn br
bggupetmba, nmtfnr ba e pert-tmln br oucc-tmln `esms, ma ea fbabrery gepegmty br btfnrwmsn, nmtfnr
durmak br eotnr abrlec `usmanss fburs.

Gbaomdnatmecmty
 
5. ]bu ekrnn tb smka ead `n `buad `y tfn tnrls bo tfn Aba-Dmsgcbsurn, Aba-Wbcmgmtetmba Ead Aba-
  Gblpntmtmba Ekrnnlnat rnqumrnd tb `n smkand `y ybu durmak tfn tnrl bo ybur nlpcbylnat wmtf
  tfn Gblpeay ead et ecc tmlns tfnrneotnr.

  0. Ourtfnr, tfn Nxngutmvn ecsb ekrnns tb gblpcy wmtf tfn tn tnrls

rls bo eay pbcmgmns
pbcmgmns bo tfn Gblpeay
  rncetmak tb tfn prbtngtmba bo gbaomdnatmec maobrletmba orbl tmln tb tmln.

  7. ]bu ern ecsb rnqumrnd

rnqumrnd tb strmgtcy lematema es gbaomdnatmec ead abt dmvuckn br gblluamgetn
gblluamgetn ma
eay leaanr, eay maobrletmba rnkerdmak ybur rnluanretmba / tnrls bo nlpcbylnat tb eay btfnr
  nlpcbynn bo tfn Gblpeay nxgnpt ybur mllndmetn supnrmbr. Eay sugf dmsgcbsurn wmcc `n
gbasmdnrnd e snrmbus lmsgbadugt ead `rnegf bo tfn tnrls bo ybur nlpcbylnat.

Ybstmak / Treasonr bo Wnrvmgn

[fmcn ybur mamtmec pcegn bo wbrh ms es matmletnd ma ybur Cnttnr bo Boonr, ybu ern cme`cn tb `n treasonrrnd tb
eay dnpertlnat / dmvmsmba bo tfn Gblpeay / mts `usmanss essbgmetns” / gcmnats, ma Madme br e`rbed, es
rnqumrnd `y tfn nxmknagmns bo tfn `usmanss et tfn dmsgrntmba bo tfn Gblpeay.
  ]bu
]bu ley `n rnqumrnd, orbl tmln tb tmln, tb trevnc tb cbgetmbas butsmdn ybur pcegn bo pbstmak, wmtfma
Madme ead e`rbed, ba sfbrt abtmgn.

Trevnc
 ]bu ley `n rnqumrnd, orbl tmln tb tmln, tb trevnc tb cbgetmbas butsmdn ybur pcegn bo pbstmak, wmtfma
Madme ead e`rbed, ba sfbrt abtmgn.
 

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso ?/55
 

;/07/095= nBoonr Gbatnat

Nxpnasns
^pba prnsnatetmba bo epprbprmetn dbgulnatetmba, tfn Gblpeay sfecc rnml`ursn tb ybu ecc rnesbae`cn
ead angnssery but-bo-pbghnt nxpnasns, magcudmak trevnc nxpnasns, egtueccy magurrnd `y ybu ma tfn gbursn
bo ybur nlpcbylnat. Tfn Gblpeay fes pbcmgmns ead prbgndurns ma rncetmba tb tfn rnml`ursnlnat bo 
sugf nxpnasns tfet ley `n rnvmsnd orbl tmln tb tmln. Tfn rnml`ursnlnat bo nxpnasns sfecc `n su`jngt
tb tfn seln fevmak `nna magurrnd ead eggbuatnd obr ma eggbrdeagn wmtf tfn semd pbcmgmns ead
prbgndurns ma noongt. Tfn Gblpeay rnsnrvns tfn rmkft tb gbrrngt ea edvnrsn nxpnasn `eceagn `y lehmak
tfn angnssery dndugtmbas orbl eay elbuats dun tb ybu orbl tfn Gblpeay.
 
Matnccngtuec Yrbpnrty Pmkfts
 
5. ]bur dutmns ma tfn gbursn bo ybur nlpcbylnat ern nxpngtnd tb knanretn prbkrels, sbotwerns,
  tbbcs, wbrhocbws, ma wfmgf gbpyrmkft br btfnr matnccngtuec prbpnrty ley su`smst. Ecc matnccngtuec
prbpnrty rmkfts, ma Madme ead e`rbed, obr tfn oucc tnrl bo sugf rmkfts, ma eay –wbrh“ (es dnomand
  uadnr tfn Gbpyrmkft Egt,5=>; ead es elnadnd orbl tmln tb tmln), mavnatmba, dmsgbvnry, mdnes,
  tngfamquns, legfmans, lntfbds, prbgnssns, usns, prbdugts, dnvmgns, gbdns, gbaomkuretmbas bo
eay hmad ead mlprbvnlnats ledn tb eay bo tfn e`bvn, br ma eay btfnr lettnr magcudmak `ut abt
  cmlmtnd tb gblputnr sbotwern, gbagnmvnd / grnetnd / ledn ouccy br ma pert (wfntfnr br abt durmak
  rnkucer boomgn / `usmanss fburs ead wfntfnr ecban br ma gbajuagtmba wmtf btfnrs,) `y ybu, durmak
  tfn pnrmbd boba
mllndmetncy ybur nlpcbylnat
sugf gbagnptmba,wmtf tfn Gblpeay,
grnetmba br lehmaksfecc
ead`n dmsgcbsnd
sfecc ma wrmtmak tb tfn
stead eutbletmgeccy Gblpeay
vnstnd ma ead
  `n tfn sbcn ead nxgcusmvn prbpnrty bo tfn Gblpeay. @y eggnptmak tfms nlpcbylnat, ybu fevn
uadnrtehna tb nxngutn ead rnkmstnr eay ead ecc angnssery dbgulnats, ead db wfetnvnr ncsn ley
  `n angnssery es ley `n dntnrlmand `y tfn Gblpeay ma mts dmsgrntmba, et tfn gbst bo tfn Gblpeay,
  nvna eotnr ybur nlpcbylnat fes nadnd, tb ourtfnr gbaomrl tfn e`bvn bwanrsfmp rmkfts ma oevbur
bo tfn Gblpeay. ]bu ecsb nxpcmgmtcy wemvn ecc lbrec rmkfts ma ybur gbatrm`utmba tb tfn `usmanss bo
tfn Gblpeay.

  0. ]bu sfecc hnnp ecc sugf matnccngtuec prbpnrty bo tfn Gblpeay

Gblpeay gbaomdnatmec ead sfecc usn ecc sugf
  prbpnrty strmgtcy ma eggbrdeagn wmtf tfn tnrls bo ybur nlpcbylnat obr tfn sbcn `nanomt bo tfn
Gblpeay.

Aba-Wbcmgmtetmba

5. Durmak ybur nlpcbylnat wmtf tfn Gblpeay ead obr tfn ban (5) yner pnrmbd tfnrneotnr, ybu sfecc
  abt, dmrngtcy br madmrngtcy, madmvmdueccy br ba `nfeco bo eay btfnr pnrsba, omrl, gbrpbretmba br btfnr
  natmty, habwmakcy sbcmgmt, emd br madugn eay nlpcbynn bo tfn Gblpeay tb cnevn sugf nlpcbylnat
  ma brdnr tb eggnpt nlpcbylnat wmtf br rnadnr snrvmgns tb br wmtf eay btfnr pnrsba, omrl,
gbrpbretmba br btfnr natmty uaeoomcmetnd wmtf tfn Gblpeay br habwmakcy tehn eay egtmba tb
letnrmeccy essmst br emd eay btfnr pnrsba, omrl, gbrpbretmba br btfnr natmty ma mdnatmoymak br fmrmak
eay sugf nlpcbynn.

  0. Durmak ybur nlpcbylnat

nlpcbylnat wmtf tfn Gblpeay ead obr tfn ban (5) yner pnrmbd tfnrneotnr, ybu sfecc
abt, dmrngtcy br madmrngtcy, madmvmdueccy br ba `nfeco bo eay btfnr pnrsba, omrl, gbrpbretmba br btfnr
natmty habwmakcy sbcmgmt, emd, natmgn br madugn eay gustblnr br pbtnatmec gustblnr bo tfn Gblpeay
  ewey orbl tfn Gblpeay br essmst br emd eay btfnr pnrsbas br natmty ma mdnatmoymak br sbcmgmtmak,
natmgmak ntg. eay sugf gustblnr.

  7. Tfn b`cmketmbas
b`cmketmbas gbatemand ma tfms gceusn sfecc survmvn tfn tnrlmaetmba bo ybur nlpcbylnat wmtf tfn
  Gblpeay ead sfecc `n ouccy naobrgne`cn tfnrneotnr.
 

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso ;/55
 

;/07/095= nBoonr Gbatnat

Dmsgmpcmaery Yrbgndurns ead tfn Gblpeay Ybcmgmns

Ma eddmtmba tb tfn tnrls spngmomnd fnrnma, ybu sfecc `n cme`cn obr dmsgmpcmaery egtmba magcudmak weramak,
dndugtmba orbl rnluanretmba, suspnasmba, dnlbtmba, dnamec bo prblbtmba ead/br magrnlnat, dmsgferkn,
dmslmssec ntg. obr egts ead blmssmbas gbastmtutmak lmsgbadugt ead vmbcetmbas bo tfn gbdn bo `nfevmbr ma
eggbrdeagn wmtf tfn pbcmgy bo tfn Gblpeay. Tfn semd pbcmgy sfecc `n trnetnd es pert ead pergnc bo tfms
 Ekrnnlnat. Tfn Gblpeay ley elnad / ectnr tfn semd Ybcmgy et mts sbcn dmsgrntmba.
 
Ynadmak dmsgmpcmaery egtmba, ybu ley `n suspnadnd orbl snrvmgn.

Tremamak
 ]bu ley ecsb `n sncngtnd br spbasbrnd `y tfn Gblpeay obr rngnmvmak tremamak wmtf tfn Gblpeay”s
essbgmetns br btfnr mastmtutmbas wmtfma Madme br e`rbed. ]bu wmcc dmcmknatcy ead `nanomgmeccy, tehn pert ma
sugf tremamaks ead essmkalnats.

Yesspbrt & Drmvmak Cmgnasn

Mt ms vnry mlpbrteat obr ybu tb fevn e vecmd pesspbrt ead e 4 wfnncnr-drmvmak cmgnasn. Mo ybu db abt fevn
mt, ybu ern rnqumrnd tb eppcy obr tfnl mllndmetncy.
 
Btfnr Pucns ead Pnkucetmbas
Durmak ybur nlpcbylnat wmtf tfn Gblpeay, ybu sfecc `n su`jngt tb sugf rucns ead rnkucetmbas ead
pbcmgmns bo tfn Gblpeay es ley `n ledn eppcmge`cn ead rnvmsnd et tfn Gblpeay”s dmsgrntmba orbl tmln
tb tmln, mrrnspngtmvn bo wfntfnr tfn rucns ead rnkucetmbas br pbcmgmns br eay gfeakns tfnrnma ern
madmvmdueccy abtmomnd tb ybu. Tfn rucns ead rnkucetmbas ern dbgulnatnd ma tfn nlpcbynn fead `bbh ead
ecsb pu`cmsfnd ma tfn gblpeay matreant. [n rnqunst ybu tb kb tfrbukf tfn seln. ]bu ern rnqumrnd tb
edfnrn tb tfnl strmgtcy, oemcmak wfmgf tfn Gblpeay rnsnrvns tfn rmkft tb tehn epprbprmetn egtmba,
magcudmak dmslmssec orbl snrvmgn, dnpnadmak ba tfn snvnrmty bo tfn vmbcetmba.
 
 Eddrnss & Btfnr Dntemcs
 
5. ]bu sfecc edvmsn tfn Gblpeay bo tfn eddrnss tb wfmgf gblluamgetmbas tb ybu sfbucd `n snat `y
pbst.
  Ecc abtmgns ead btfnr gblluamgetmba snat tb ybu et sugf eddrnss sfecc `n dnnlnd tb fevn `nna
prbpnrcy snat `y us ead rngnmvnd `y ybu.

  0. ]bu sfecc hnnp tfn Gblpeay maobrlnd bo tfn gfeakns, mo eay, ma rnspngt bo ybur eddrnss ead ecsb
bo 
  eay gfeakn ma ybur gmvmc br lermtec stetus ead btfnr sugf lettnrs. ]bur eddrnss / stetus sfecc `n es
cest edvmsnd `y ybu tb tfn Gblpeay (ma wrmtmak).

Gbasnqunagns bo Tnrlmaetmba
 
Ba tnrlmaetmba / gnssetmba bo ybur nlpcbylnat wmtf tfn Gblpeay, obr wfetnvnr rnesba, ybu wmcc rntura
tb tfn Gblpeay:
  (m) eay mtnl `ncbakmak tb tfn Gblpeay sugf es ceptbp gblputnr wmtf ecc sbotwern
sbotwern ead
ead d
dete
ete tfnrnma,
wmtf dntemcs bo eay pesswbrds wfmgf ybu ley fevn masteccnd8
  (mm) nvnry Gblpeay dbgulnat (magcudmak ncngtrbamg dbgulnats)
dbgulnats) bo wfetnvnr dnsgrmptmba ma ybur
pbssnssmba br gbatrbc, tbkntfnr wmtf eay gbpmns, abtns br sullermns bo sugf dbgulnats ead
ybur

   (mmm) eay
bwabtfnr
wbrhmak pepnrs,prbpnrty
Gblpeay obr ecc bomawfmgf ybur uadnrtehn
ybur pbssnssmba tb lehn e dmcmknat snergf8
br gbatrbc8
  (mv) mllndmetncy rnpey
rnpey ecc butsteadmak dn`ts ead cbeas dun tb tfn Gblpeay ead tfn Gblpeay ms
fnrn`y
  eutfbrmznd tb dndugt orbl eay lbamns dun tb tfn Nlpcbynn e sul ma rnpeylnat bo ecc br eay
pert
fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso 6/55
 

;/07/095= nBoonr Gbatnat

  bo eay sugf dn`ts br cbeas8 ead

  (v) Wtrmgtcy gblpcy wmtf ecc gbatmaumak b`cmketmbas magcudmak b`cmketmbas bo gbaomdnatmecmty, aba-
dmsgcbsurn
ead aba-gblpntmtmba.

fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso =/55
 

;/07/095= nBoonr Gbatnat

 

[erreaty
 ]bu rnprnsnat ead werreat tb tfn Gblpeay tfet tfn tnrls ead gbadmtmbas bo ybur nlpcbylnat ern
cnkec, vecmd ead `madmak upba ybu ead eggnpteagn bo tfn seln `y ybu ead tfn pnrobrleagn bo ybur
b`cmketmbas pursueat tb ybur nlpcbylnat `y tfn Gblpeay dbns abt ead wmcc abt gbastmtutn e `rnegf bo,
br gbaocmgt wmtf tfn tnrls br prbvmsmbas bo, eay ekrnnlnat br uadnrsteadmak tb wfmgf ybu ern e perty
(magcudmak, wmtfbut cmlmtetmba, eay btfnr nlpcbylnat ekrnnlnat/s).

Jurmsdmgtmba
 ]bur nlpcbylnat sfecc `n kbvnrand `y ead gbastrund ma eggbrdeagn wmtf tfn cews bo Madme ead tfn
gburts bo Trmveadrul sfecc fevn tfn jurmsdmgtmba, tb tfn nxgcusmba bo eay btfnr Gburts tfet ley fevn
 jurmsdmgtmba, tb dngmdn eay dmsputn ermsmak orbl br ma gbaangtmba wmtf ybur nlpcbylnat wmtf tfn
Gblpeay br eay bo tfn tnrls ead gbadmtmbas bo ybur nlpcbylnat wmtf tfn Gblpeay.
 
 Elnadlnats
Tfn Gblpeay, et mts dmsgrntmba, ley ectnr, rnpcegn br eaauc eay bo tfn e`bvn, sfbucd gmrgulsteagns sb
werreat nmtfnr es e rnsuct bo stetutn br btfnrwmsn.

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fttps://ustkcb`ec.tecnb.ant/gernnrsngtmba/gernnrsngtmba/boonrs/lyBoonrCmst_mnw.jso 59/55
 

;/07/095= nBoonr Gbatnat

 

 Eaanxurn 0
 
Dbgulnats tb `n ouramsfnd et tfn tmln bo jbmamak
 
Tfn obccbwmak dbgulnats ern rnqumrnd tb `n prbdugnd et tfn tmln bo jbmamak:
 

5. Fmkfnst quecmomgetmba gnrtmomgetn Xgbavbgetmba gnrtmomgetn / prbvmsmbaec gnrtmomgetn\ ead lerh sfnnt
Xgbasbcmdetnd/snlnstnr-wmsn\
0. Pncmnvmak cnttnr/rnsmkaetmba eggnpteagn cnttnr orbl lbst rngnat nlpcbynr (mo eay)
7. Cetnst 7 secery scmp br secery gnrtmomgetn orbl lbst rngnat nlpcbynr
4. Nxpnrmnagn gnrtmomgetn orbl ecc prnvmbus nlpcbynrs
>. ^WT boonr cnttnr smkand
?. Yesspbrt (wmtf NGAP stelp)
;. Yrbbo bo mdnatmty m.n. YEA gerd, Eedfer Gerd ead Yesspbrt
6. Yesspbrt smzn pfbtbkrepf (5 gbpy)
=.  ]bur magbln & mavnstlnat dngceretmba ma tfn Obrl 50G. (Aba-su`lmssmba bo tfms obrl wmcc `n
trnetnd es ybu db abt fevn magbln orbl eay btfnr sburgns epert orbl ybur secery magbln orbl
^W Tngfabcbky Matnraetmbaec Yvt. Ctd.)

* * Y 󰁣 󰁮 󰁥 󰁷 󰁮  󰁡 󰁢 󰁴 󰁮  󰁴 󰁦 󰁥 󰁴  󰁴 󰁦 󰁭 󰁷  󰁢 󰁯 󰁯 󰁮 󰁰  󰁣 󰁮 󰁴 󰁴 󰁮 󰁰  󰁧 󰁢 󰁿 󰁮 󰁰 󰁷  󰁥 󰁣 󰁣  󰁴 󰁦 󰁮  󰁧 󰁢 󰁬 󰁬 󰁭 󰁴 󰁬 󰁮 󰁡 󰁴 󰁷  󰁬 󰁥 󰁤 󰁮  󰁢 󰁡  󰁠 󰁮 󰁦 󰁥 󰁣 󰁯  󰁢 󰁯  ^ W  T 󰁮 󰁧 󰁦 󰁡 󰁢 󰁣 󰁢 󰁫 󰁽        

M 󰁡 󰁴 󰁮 󰁰 󰁡 󰁥 󰁴 󰁭 󰁢 󰁡 󰁥 󰁣  Y 󰁿 󰁴 .  C 󰁴 󰁤  󰁴 󰁢 󰁻 󰁥 󰁰 󰁤 󰁷  󰁽 󰁢 󰁾 󰁰  󰁮 󰁬 󰁹 󰁣 󰁢 󰁽 󰁬 󰁮 󰁡 󰁴  󰁻 󰁭 󰁴 󰁦  󰁴 󰁦 󰁮  󰁧 󰁢 󰁬 󰁹 󰁥 󰁡 󰁽 .  M 󰁴  󰁭 󰁷  󰁽 󰁢 󰁾 󰁰  󰁰 󰁮 󰁷 󰁹 󰁢 󰁡 󰁷 󰁭 󰁠 󰁭 󰁣 󰁭 󰁴 󰁽  󰁴 󰁢  󰁮 󰁡 󰁷 󰁾 󰁰 󰁮        

󰁴 󰁦 󰁥 󰁴  󰁥 󰁡 󰁽  󰁢 󰁰  󰁥 󰁣 󰁣  󰁧 󰁢 󰁬 󰁬 󰁭 󰁴 󰁬 󰁮 󰁡 󰁴 󰁷  󰁬 󰁥 󰁤 󰁮  󰁿 󰁮 󰁰 󰁠 󰁥 󰁣 󰁣 󰁽  󰁤 󰁾 󰁰 󰁭 󰁡 󰁫  󰁴 󰁦 󰁮  󰁷 󰁮 󰁣 󰁮 󰁧 󰁴 󰁭 󰁢 󰁡  󰁹 󰁰 󰁢 󰁧 󰁮 󰁷 󰁷  󰁥 󰁰 󰁮  󰁤 󰁢 󰁧 󰁾 󰁬 󰁮 󰁡 󰁴 󰁮 󰁤  󰁹 󰁰 󰁭 󰁢 󰁰  󰁴 󰁢  󰁪 󰁢 󰁭 󰁡 󰁭 󰁡 󰁫        

^ W  T 󰁮 󰁧 󰁦 󰁡 󰁢 󰁣 󰁢 󰁫 󰁽 .  Y 󰁣 󰁮 󰁥 󰁷 󰁮  󰁡 󰁢 󰁴 󰁮  󰁴 󰁦 󰁥 󰁴  󰁴 󰁦 󰁮  󰁧 󰁢 󰁬 󰁹 󰁥 󰁡 󰁽  󰁻 󰁭 󰁣 󰁣  󰁡 󰁢 󰁴  󰁠 󰁮  󰁰 󰁮 󰁷 󰁹 󰁢 󰁡 󰁷 󰁭 󰁠 󰁣 󰁮  󰁯 󰁢 󰁰  󰁥 󰁡 󰁽  󰁿 󰁮 󰁰 󰁠 󰁥 󰁣  󰁧 󰁢 󰁬 󰁬 󰁭 󰁴 󰁬 󰁮 󰁡 󰁴  󰁬 󰁥 󰁤 󰁮        

󰁴 󰁢  󰁴 󰁦 󰁮  󰁧 󰁥 󰁡 󰁤 󰁭 󰁤 󰁥 󰁴 󰁮  󰁮 󰁶 󰁧 󰁮 󰁹 󰁴  󰁯 󰁢 󰁰  󰁴 󰁦 󰁢 󰁷 󰁮  󰁴 󰁦 󰁥 󰁴  󰁥 󰁰 󰁮  󰁷 󰁹 󰁮 󰁧 󰁭 󰁯 󰁭 󰁧 󰁥 󰁣 󰁣 󰁽  󰁤 󰁢 󰁧 󰁾 󰁬 󰁮 󰁡 󰁴 󰁮 󰁤  󰁭 󰁡  󰁴 󰁦 󰁮 󰁷 󰁮  󰁹 󰁥 󰁫 󰁮 󰁷 .    

*****

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