CONTENTS

VOL-16
ISSUE -12

Editor
N.K. Jain
Advisors
Neeraj Chabra
PM Street Vendor’s AtmaNirbhar
K.C.Gupta Nobel Prize 2020
Nidhi (PM SVANidhi)
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Interview 5
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Editorial
"All the time, circumstances are not going to favor us. We shall have to
face obstacles and adversities. Fearlessness is the first virtue of a hero, the
starting point of all other noble virtues."
- Madhav Sadashiv Golwalkar
Dear Aspirants,
We feel delighted to present to you the "December 2020" edition of "Master in Current Affairs". MICA is a
comprehensive magazine focused on both the intellectual and competitive nature of learning. Apart from the competitive
edge, MICA is intended to provide you with a vision of self-enhancement. MICA includes highly acclaimed sections
such as, Newsletters, News Diary, One Liner, World of English, which are directly related to your preparation for
competitive examinations. Chalte - Chalte is one of the most steering elements of MICA on the go, which is mentioned
below every page. This edition creates a forum where all candidates and guidance personnel can meet the important
issues of this month which may play a vital role in the forthcoming examination. The important topics covered in this
edition are:
Nobel Prize 2020: The Nobel Prize has been awarded to American medical researchers and virologists Harvey J Alter and
Charles M Rice, and British scientist Michael Houghton for the invention of hepatitis C which was discovered in 1982 by
screening many DNA samples. All Nobel laureate of 2020 are discussed in detail.
PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi): Street vendors represent a very important constituent of the urban
informal economy and play a significant role in ensuring availability of the goods and services at affordable rates
at the door-step of the city dwellers. They are known as vendors, hawkers, thelewala, rehriwala, theliphadwala
etc. in different areas/ contexts.
In this edition as a wish for your bright and prosperous future we are providing “CRP PO MAINS MODEL
PAPER” and “CPO SI MODEL PAPER” for your self-assessment. You can also test your Current Affairs
by visiting the Quiz Time section for self-assessment, which includes all possible multiple-choice questions
from the current affairs of this month. To serve you better we will diligently serve you our level best with
various new topics and news that is important from the examination point of view.

Best of luck for your exams.

Your suggestions will be highly valuable and welcomed.

With Best Wishes
Editor : N.K. Jain “Your Success is Our Success”

PERSONAL DETAILS
Hirank Joshi
Father’s Name : Ramesh Joshi
Mother’s Name : Veena Joshi
Hobbies : Reading Newspaper and Teaching
Prior Selection : BOB and RRB PO upto interview
Name of the Exam : NIACL Assistant
Roll No. of Qualified Exam : 2181008091
Roll No. of Mahendra Institute : MUM0661250216
MICA : Mahendra's family expresses
its heartfelt congratulations
on your success.
Hirank : Thank You!
MICA : To whom do you want
to give the credit of your
selection?
Hirank : My parents and all family
members, all the faculties
of Mahendra mumbai
Branch.
MICA : After how many attempts
did you succeed in this
examination?
Hirank : Since 2015 I gave almost
30 exams this year I got
selection.
MICA : What is the role of
Mahendra's institute in
your selection?
Hirank : Mahendra classes,
providing ST-portal and
study room and also
guiding faculties.
MICA : How did you prepare for
the examination?
Bangladesh Prime Minister Sheikh Hasina and her Indian counterpart Narendra Modi will hold
virtual meeting in December.
HIRANK
Hirank : asked?
English Language
Reading newspaper - The Hindu,
word power made easy book and
Mahendra's English book.
Reasoning Ability
Online material - Mahendra youtube
videos, books and also other online
platform.
Numerical Ability
One of the best book by Mahendra
material for banking and online platform.
General Awareness
Mahendra's faculty notes, MICA and
study material provided by institute.
Computer & Marketing
Through Online platform.
MICA : What would you say about
“Master in Current Affairs”
Magazine (MICA) and
Mahendra Guru Website?
Hirank : Compiled nicely,
accurately and way of
presentation is also nice.
MICA : What is the best thing about
our coaching institute,
according to you?
Hirank : ST portal, study room and
management is very good
and all the non- teaching
staff also helping in nature.
MICA : What is the role of “Time
Management” in one’s
success?
INTERVIEW
Hirank : Time Management is
everything, took every
single chances, don't
make to regret about the
chances we never took.
MICA : How did you prepare for
the Interview?
Hirank : Mahendra interview
classes and guidance by
faculty members.
MICA : Tell us about the Interview
Board and the questions
Hirank : Banking knowledge and
Family background and
Education, Ecconomic
issues etc.
The questions asked were:
I. My GD topic was China's product
should ban in India or not.
II. My family background as a
business background then why
you want to join into this org.
III. Monetary Policy Rates.
IV. Export and Import of India.
IV. Why you do not want to join
private bank as we know these is
ample opportunity in private also?
MICA : From whom did you get
information about your
selection and what was
your reaction?
Hirank : I checked myself through
online and I was very happy
after getting platform.
MICA : What message do you
want to convey to other
aspirants?
Hirank : Do practice more and
more, never loose hope
and wait and watch one
day you will be selected.
(Blessing always work,
give respect to elders)
MICA : Congratulations! once
again on your success. Your
success is our success.
Hirank : Thank You!
DECEMBER 2020 MICA 5
CURRENT AFFAIRS One Liner
ONE Liner
PERSONS IN NEWS
## Recently Myntra has announced______ as the new
Brand Ambassador. - Kiara Advani
## Recently who has assumed charge as the Chairman and
Managing Director of state-owned defence shipbuilder,
Hindustan Shipyard? - Hemant Khatri
## Recently who has become the brand ambassador of
Paytm First Games? - Sachin Tendulkar
## Who has become the new head of India women’s
selection committee? - Neetu David
## Recently who has assumed the charge of Additional
Director General Military Nursing Service?
- Sonali Ghosal
## Pramod Chandra Mody has got 6 months extension as the
Chairman of ________. - CBDT
## Recently who has been given additional charge as
Director-General of the Bureau of Civil Aviation
Security? - Usha Padhee
## Recently the co-creator of the cartoon series Scooby-
Doo, Joe Ruby has passed away, he was related to
which country? - US
## Recently who has been elected as the chairman of the
Press Trust of India? - Aveek Sarkar
## S Padmavati passed away recently, she was the first
female ________ of India. - Cardiologist
## Recently Mustapha Adib was appointed Prime Minister
of which country? - Lebanon
## Which state government has appointed India’s first-
ever woman ambulance driver, M Veeralakshmi under
a new initiative recently? - Tamil Nadu
## Former all-rounder and legendary cricketer, David
Capel has passed away, he was related to which
country? - England
## Recently who was appointed as the Managing Director
and Chief Executive Officer of Punjab & Sind Bank? portal “Kritagyata”, an online pension submission and
- S Krishnan
## Recently who has been appointed as the Chief
Executive Officer of the Railway Board? campaign to include eligible left-out beneficiaries under
- VK Yadav
Dr. Harsh Vardhan and Santosh Kumar Gangwar released booklet on ‘COVID-1 Safe
6 MICA DECEMBER 2020
Workplace Guidelines for Industry’.
AWARDS
## Para-swimmer ________ is the first Divyanga Indian
sportsperson of the country, who has been awarded
with the Tenzing Norgay Adventure Award.
- Satyendra Singh Lohia
## Recently Rajiv Gandhi International Airport won
the ‘National Energy Leader’ and ‘Excellent Energy
Efficient Unit’ awards at the 21st National Awards
for ‘Excellence in Energy Management’, this airport
situated in which city? - Hyderabad
## Who has received the Jeff Skoll Award for Impact
Media at a remotely conducted TIFF Tribute Awards
ceremony? - Mira Nair
## Usha Mangeshkar was honoured with Lata
Mangeshkar award 2020-21, what is the cash prize of
Lata Mangeshkar award? - Five lakh rupees
## All India Football Federation awards 2019-20 has
announced, who has won the 2019-’20 AIFF Player of
the year awards in men’s category?
- Gurpreet Singh Sandhu
## Who has been conferred the prestigious SDG Special
Humanitarian Action Award by the United Nations
Development Programme in September 2020 during a
virtual ceremony? - Sonu Sood
SCHEMES AND LAUNCHES
## Recently which Union Minister has e-launched the
“Ambedkar Social Innovation and Incubation Mission
(ASIIM)”? - Thaawarchand Gehlot
## Prime Minister Narendra Modi inaugurated six mega
projects in which city under the Namami Gange Mission
through video conference? - Bihar
## Recently which railway zone has launched ‘Operation
My Saheli’? - South Eastern Railways
## Recently which state government has launched a
tracking system? - Assam
## Recently which State/UT has launched ‘Iraada’
social welfare schemes? - Jammu & Kashmir
 One Liner
## Recently “Major Dhyan Chand Vijaypath Yojana” has ## India and which country have launched the first-ever
been launched by which state government? direct Cargo Ferry Service on 21 September 2020 to
- Uttar Pradesh boost trade between the two countries?
## Recently “Gandagi Bharat Chhodo” campaign was - Maldives
launched by which State Government? ## A webinar was held between with India and which
- Madhya Pradesh country under the aegis of Department of Defence
## Recently which state government has launched ‘YSR Production, Ministry of Defence through SIDM?
Sampoorna Poshana ' & ' YSR Sampoorna’ scheme? - Israel
- Andhra Pradesh ## Cabinet has approved MoU between India and which
## Recently which state government re-launches self- country for cooperation in the field of Geology and Mineral
employment scheme worth Rs 1,000 crore? Resources recently? - Finland
- Assam ## Recently Union Minister for Food Processing
## Recently who has digitally launched Pradhan Mantri Industries Harsimrat Kaur Badal has inaugurated the
Matsya Sampada Yojana & e-Gopala App? Organic Food Processing Unit in which state?
- Narendra Modi - Uttar Pradesh
## Recently the United Nations Children's Fund for ## Recently the 4th edition of Global Ayurveda Summit
Children has appointed its celebrity advocate for the was virtually inaugurated by whom on the theme
children's rights campaign, "For Every Child"? “Emerging Opportunities for Ayurveda during
- Ayushmann Khurrana Pandemic”? - M Venkaiah Naidu
## Recently Prime Minister Narendra Modi inaugurated ## Recently Defence Minister Rajnath Singh held bilateral
1.75 lakh houses built under Pradhan Mantri Awaas talks with which country? - Iran
Yojana - Gramin in 12 thousand villages in which ## Recently Prime Minister Narendra Modi has
state? - Madhya Pradesh inaugurated the Patrika Gate in which city through
## Recently which state government has announced video conference? - Jaipur
‘My Family-My Responsibility’ campaign to fight ## Recently who has been named as the President of Film
Covid-19? - Maharashtra and Television Institute of India, FTII Society and
Chairman of Governing Council of FTII?
## Recently which state government has launched a new
- Shekhar Kapur
scheme named ‘GARIMA’ which aims to ensure the
economic safety and social dignity of core sanitation ## Which state has become the first state in the country to
workers in the state? - Odisha implement the new National Education Policy?
- Himachal Pradesh
## Recently SBI Card started new brand campaign
‘Contactless Connections’, where is the Headquarters ## The country’s second and South India’s first “Kisan
of SBI Card? - Gurugram Train” was flagged off from which state to Adarsh Nagar
Railway Station in Delhi? - Andhra Pradesh
NATIONAL & STATE ## Defence Minister Rajnath Singh laid the foundation
stone for the construction of Underpasses at the Indian
## Recently Narendra Singh Tomar has launched 22 bamboo
Military Academy in which city via video conferencing
clusters in how many states? - 7
recently? - Dehradun
## Recently Prime Minister Narendra Modi inaugurated ## Recently which State/ UT has launched the online
strategically important, Atal Tunnel in which State/ portal, Smart Performance Appraisal Report Recording
UT recently? - Himachal Pradesh Online? - Jammu & Kashmir
## Recently India has provided financial assistance of 250 ## Recently who has been launched the website of Aero
million dollars as budgetary support to which country India in New Delhi? - Rajnath Singh
to mitigate the economic impact of the COVID-19
## Hindi Diwas is observed every year on 14 September
pandemic? - Maldives
to mark the popularity of Hindi as an official language
## Who has become the brand ambassador of Online poker of India, the language was adopted under which Article
platform 9stacks recently? - Suresh Raina of the Indian Constitution? - 343
## India’s first International Women’s Trade Centre to be ## Recently who has released “The State of Young Child
set up in which state? - Kerala in India” report? - Venkaiah Naidu

Uttar Pradesh government will establish L2 level covid hospitals in each and every district
of state for better treatment of Covid patients.
DECEMBER 2020 MICA 7
CURRENT AFFAIRS One Liner
INTERNATIONAL
## Recently India and which country have signed
Implementing Arrangement on Humanitarian Assistance
& Disaster Relief? - Singapore
## The 10th Meeting of the BRICS High Representatives
on National Security was held virtually, the meet was
hosted by which country? - Russia
## Which two Arab countries have signed the historic
Abraham Accords along with Israel to normalise ties
recently? - Bahrain, UAE
## Recently which state government has signed a 5-year
Memorandum of Understanding (MoU) with Denmark
in the water sector? - Gujarat
## Fitch Solutions has projected India’s GDP growth
for2020-21 ________. - 8.60%
## President of the USA, Donald Trump has announced
Wilmington as the first World War II Heritage City,
Wilmington is situated in which state? recognition for its HR initiative, “Nayi Disha”?
- North Carolina
## United Nations Conference on Trade and Development
has predicted that the GDP of India will contract by
________in the year 2020. - 5.90%
## Which country constructs the missile site at Kailash-
Mansarovar? - China
## Recently the 5th BRICS Culture Ministers’ Meeting
was held under the chairpersonship of Russian
Federation, the meet was represented by whom? ## Which bank has launched a virtual property exhibition
- Prahlad Singh Patel
## Recently India has granted 4th tranche of ___ to
Myanmar for the development of the India-Myanmar
Border Area. - $5 million
## Recently which country chaired the G20 Foreign
Ministers’ Extraordinary Meeting which was held in
the virtual mode? - Saudi Arabia
## Recently the 35th Session of the Food and Agriculture
Organization Regional Conference for Asia and the
Pacific 2020 was chaired under which country?
- Bhutan
## What is the rank of India has been ranked in World
Risk Index 2020 among 181 Countries? Savings Account that can be opened instantly with Video
- 89th
## India has entered into a Memorandum of Understanding
with which country in the field of Intellectual Property
Cooperation? - Denmark
## Recently the ASEAN-India Economic Ministers
Consultations was held virtually, the meet was
represented by whom? - Piyush Goyal
Noted Filmmaker Shekhar Kapur has been named as the President of Film and Television
8 MICA DECEMBER 2020
Institute of India, FTII Society and Chairman of Governing Council of FTII.
FINANCIAL AWARENESS
## ICRA has projected India’s GDP for FY21 to contact
by ___. - 11%
## Coal India Ltd recently decided to invest over how
much amount on the development of nearly 500
projects? - 1.22 lakh crore
## Recently who has launched the world’s 1st exclusive
product market for the renewable energy sector named
Green Term Ahead Market? - Raj Kumar Singh
## Recently which state government received the nod from
Insurance Regulatory and Development Authority to form
its own insurance firm? - Andhra Pradesh
## Recently Google has partnered with which country’s
Water Development Board to bring the flood warning
services to the country? - Bangladesh
## Which bank has received Brandon Human Capital
Management Excellence Award 2020, a global
- State Bank of India
## Recently Acquisition Wing of Ministry of Defence has
signed a contract worth of ________ Cr. with M/s. Bharat
Earth Movers Ltd.,M/s. Tata Power Company Ltd. and
M/s. Larsen & Toubro. - Rs 2580 Cr
## Recently which bank has partnered with Innoviti to
provide affordable options of bank’s debit cards by
Innoviti POS terminals? - Federal Bank
under the name ‘Home Utsav’ recently?
- ICICI Bank
## Recently which company has announced that it
would acquire product design and development firm,
Kaleidoscope Innovation for up to $42 million?
- Infosys
## As per the EASE Banking Reforms Index 2.0, which
bank has been placed at the first spot recently?
- Bank of Baroda
## Recently which bank has decided to launch a loan
product named “SAFAL” for organic cotton growers?
- State Bank of India
## Recently which bank launches a full power Digital
KYC in 4 simple steps? - Axis Bank
## The Asian Development Bank has estimated that the
GDP of India is expected to contract by ________ in
fiscal 2020-21. - 9%
## Recently Titan Company has partnered with which
bank to launch India’s first contactless payment watches
named “Titan Pay”? - State Bank of India
 One Liner
SPORTS ## Recently students of which IIT have launched a free-
of-cost mobile scanner application “AIR Scanner”?
## Recently who has won the Formula One Italian Grand - IIT Bombay
Prix 2020 held at Autodromo Nazionale Monza, ## Recently a 24x7 toll-free mental health rehabilitation
Italy? - Pierre Gasly helpline “KIRAN” was launched by which Union
## Recently who has won the Formula One Tuscan Grand Minister? - Thaawarchand Gehlot
Prix 2020 held at Mugello Circuit, Italy? ## Which union minister virtually attended handing over
- Lewis Hamilton ceremony of 3 sculptures at High Commission of India
## Recently which country has hired former Bermuda in London? - Prahlad Singh Patel
batsman David Hemp as the head coach of the national
women's side? - Pakistan MISCELLANEOUS
## Who has won the Men’s Single Italian Open title? ## India has ranked 48th in Global Innovation Index 2020,
- Novak Djokovic which country has topped? - Switzerland
## Recently Former ________ Ash Barty has won the ## Who is the author of the book “Azadi: Freedom.
Golf Club Championship. - Cricketer Fascism. Fiction”, which is published by Penguin
## In Women’s single, Simona Halep has won her first Books Limited? - Arundhati Roy
Italian Open title, she is related to which country? ## Who is the author of the book “Let Us Dream”, which
- Italy will be released in December 2020?
## Name the Mercedes driver who has won the Formula - Pope Francis
One Belgian Grand Prix 2020 at Spa-Francorchamps, ## The book titled “The Big Thoughts of Little Luv” is
Belgium. - Lewis Hamilton authored by whom? - Karan Johar
## Recently who has become the first Indian to win a ## Who has chaired a webinar on the first-ever
grand slam singles main draw match in 7 years? International Day of Clean Air for Blue Skies?
- Sumit Nagal - Prakash Javadekar
## Valtteri Bottas has won the Formula One Russian ## Every year International Literacy Day is observed
Grand Prix 2020, he is related to which country? globally by UNESCO on ________.
- Finland - 8th September
## Who defeated Victoria Azarenka of Belarus to clinch ## Recently Bank of India has launched “Signature Visa
the Women’s Singles title in the 2020 US Open Tennis Debit Card” on its ________ Foundation Day.
tournament? - Naomi Osaka - 115th
## Which cricket team reached the first position in ICC ## Every year World Suicide Prevention Day is celebrated
T20 rankings? - Australia on ________. - 10th September
SCIENCE AND TECHNOLOGY ## The theme of International Day for the Preservation of
the Ozone Layer for 2020: “Ozone for life: 35 years of
## Recently China has launched successfully how many ozone layer protection”, it is celebrated on ________.
satellites into orbit from ship stationed in the Yellow - 16th September
Sea? - 9 ## The World Water Monitoring Day is observed globally
## Recently Prime Minister Narendra Modi launched nine on ________. - 18th September
highway projects and Optical Fibre Internet Services ## Recently who has virtually inaugurated 'Destination
in which state? - Bihar North East-2020', a four-day event to highlight
## Recently which IIT incubated startup Chakr Innovation the Northeast region's various potentials like eco-
has launched ‘Chakr DeCoV’ to decontaminate N95 tourism? - Amit Shah
masks? - IIT Delhi ## Every year World Heart Day is celebrated on ___ to
## ISRO is scheduled to launch its Venus mission in draw people’s attention to heart illness and the range of
which year? - 2025 associated health issues. - 29th September
## Recently the successful flight test of ABHYAS - High- ## International Day of Older Persons is observed
speed Expendable Aerial Target was conducted by globally on ________ every year.
which organization? - DRDO - 1st October
The Minister of State for Youth Affairs and Sports, Kiren Rijiju launched the Sports
Authority of India’s (SAI) new logo at Delhi’s Major Dhyan Chand Stadium.
DECEMBER 2020 MICA 9
SPOTLIGHT ALL THAT MATTERS
ABBREVIATIONS IMPORTANT DAYS AND DATES
TRIFED : Tribal Co-operative Marketing Federation of December 01 World AIDS Day
India December 02 World Computer Literacy Day
RAISE : Responsible AI for Social Empowerment December 04 Indian Navy Day
FSSAI : Food Safety and Standards Authority of India December 05 World Soil Day
December 07 Indian Armed Forces Flag Day
GST : Goods and Services Tax
December 10 Human Rights Day
ISLRTC : Indian Sign Language Research and Training December 16 Vijay Diwas
Centre December 18 International Migrants Day
NCERT : National Council of Educational Research and December 22 National Mathematics Day
Training December 23 Farmer’s Day
NDB : New Development Bank December 25 Good Governance Day/Christmas Day
ECONOMIC GLOSSARY BOOKS & AUTHORS
Pareto principle
The Pareto principle states that for
many outcomes roughly 80% of 01 PORTRAITS OF POWER

consequences come from 20% of

the causes. Other names for this :- N.K. Singh
principle are the 80/20 rule, the
law of the vital few, or the principle
of factor sparsity.
Management consultant Joseph
FUTURE SHOCK
02
M. Juran developed the concept :- DR. Sandeep Goyal
in the context of quality control,
and improvement, naming it after
Italian economist Vilfredo Pareto,
who noted the 80/20 connection
while at the University of Lausanne
03 BYE BYE... CORONA

in 1896. In his first work, Cours

:- Pradeep Kumar Srivastava
d'économie politique, Pareto
showed that approximately 80% of
the land in Italy was owned by 20%
of the population. NIGHT OF THE RESTLESS
SPIRITS 04
Mathematically, the 80/20 rule is
roughly described by a power law :- Sarbpreet Singh
distribution (also known as a Pareto
distribution) for a particular set
of parameters, and many natural
phenomena have been shown to 05 THE BATTLE OF
BELONGING

exhibit such a distribution.

:- Shashi Tharoor
The combined Index of Eight Core Industries stood at 117.6 in August, 2020, which
10 MICA DECEMBER 2020
declined by 8.5 (provisional) per cent as compared to the Index of August, 2019.

Charanjit Attra
T
he State Bank of India (SBI)
has appointed Charanjit
Singh Attra as its new Chief
Financial Officer (CFO) with
effect from 01 October 2020.
As a part of his new appointment,
Attra will report to J Swaminathan,
Deputy Managing Director of the
finance department.
Attra will supervise statutory
audit functions in the bank apart
from coordinating with the Reserve Bank of India and audit
related to the National Financial Reporting Authority.
Before joining SBI, Attra was appointed as a partner at
EY. Earlier, he served as the CFO of 3i Infotech and ICICI
Securities.
The appointment of Chief Financial Officer in SBI is
done after the lender received a clarification from RBI
on its mandate on the hiring of specialized professionals
who are qualified CAs. In sync with the
massive transformation in the banking
sector, the central bank had directed banks
to name qualified personnel to head critical
functions such as finance to ensure better
risk governance.
Dinesh Kumar Khara
T he government appointed
senior banker Dinesh Kumar
Khara as chairman of the State
Bank of India.
He replaced Rajnish Kumar, who
completed his three-year term.
"The central government
appoints Dinesh Kumar Khara as
chairman of State Bank of India
(SBI) for a period of three years
with effect from the date of his
taking over charge of the post on or after October 7, 2020
or until further orders, whichever is earlier," a notification
issued by the Finance Ministry said.
In September the Banks Board Bureau (BBB) had
recommended Khara as the next chairman of SBI.
As per convention, the SBI chairman is appointed from a
pool of serving managing directors at the bank.
Interestingly, Mr Khara was among the contenders for the
chairman's post in 2017 as well.Mr Khara was appointed
as managing director of SBI in August 2016 for a three-
NTPC signed the Memorandum of Understanding (MoU) with Ministry of Power, Govt. of
India, setting key targets for the year 2020-21.
APPOINTMENTS THE PEOPLE
year term. He got a two-year extension in 2019 after
review of his performance. An alumnus of the Faculty of
Management Studies, Delhi University, Mr Khara heads
the Global Banking division of SBI. He holds a board-
level position and supervises the businesses of SBI's non-
banking subsidiaries.
Prior to being appointed managing director, he was the MD
and CEO of SBI Funds Management Pvt
Limited (SBIMF). Mr Khara, who joined
SBI in 1984 as a Probationary Officer,
was instrumental in merging five associate
banks and Bharatiya Mahila Bank with SBI
effective April 2017.
J Venkatramu
J Venkatramu
appointed the
has been
managing
director and chief executive
officer of India Post Payments
Bank for three years.
Venkatramu has over 22 years of
work experience across banking
services such as payments,
mobile banking, retail banking
products and has also managed
digital financial services projects.
“The Appointments Committee of the Cabinet has approved
the proposal of the department of posts for appointment of
J Venkatramuto the post of Managing Director and Chief
Executive Office, India Post Payments Bank for a period of
three years from the date of assumption of the charge of the
post, or till the date of his superannuation, or until further
orders, whichever is the earlier," a government statement
said.
Venkatramu will take over the post of Suresh Sethi who
had served as founder MD and CEO of the payments banks
till March, much before his tenure ended.
India Post Payments Bank is a state-owned entity, under the
department of posts, with 100% government equity and is
governed by the Reserve Bank of India (RBI).
It was launched by Prime Minister Narendra Modi in
September, 2018 to offer doorstep banking to customers,
mainly in rural areas. The payments bank offers services
such as savings and current accounts, money transfer,
direct benefit transfer, bill and utility
payments, merchant payments, but cannot
issue loans. It deploys postmen, gramin
dak sewaks, equipped with cell phones
and biometric devices, to offer banking
services in rural areas.
DECEMBER 2020 MICA 11
THE PEOPLE APPOINTMENTS
Sushil Kumar Singhal the Cabinet has approved the extension

S
in service of Bhalla as Home Secretary
ushil Kumar Singhal, a
beyond the date of his superannuation i.e.
2000-batch Indian Foreign
November 30, 2020 up to August 22, 2021,
Service officer, has been
it said.
concurrently accredited as the
next High Commissioner of India Rohan Jaitley

A
to the Solomon Islands.
dvocate Rohan Jaitley,
According to an official statement son of late Union Minister
issued by the Ministry of External Arun Jaitley, was unanimously
Affairs, Mr elected president of the Delhi
Singhal will and District Cricket Association
be residing in (DDCA) after the only other
Port Moresby. He is presently serving as candidate for the post withdrew,
the High Commissioner of India to the as expected. However, an
Independent State of Papua New Guinea. official announcement to
Michael Irani this effect will be made on
November 9.
T he International Weightlifting
Federation announced the
appointment of Michael Irani as
The final list of candidates was declared by the Returning
Officer Navin B. Chawla, after the deadline for withdrawal
its interim president. Irani is chair of candidature expired.
of the IWF Medical Committee Elections will be held for the posts of treasurer and four
and a former chair of the IWF directors, between November 5 and 8. The counting of
Anti-Doping Commission. He votes will take place on November 9 and the results will be
has extensive experience of declared the same day.
the fight against doping and in
Advocate Sunil Kumar Goel, who had filed his nomination
safeguarding athlete welfare,
for the president's post, withdrew his candidature a few
IWF said on its website. "I am
days ago.
grateful to the IWF Executive Board for entrusting me with
the presidency on an interim basis. I do not intend to stand For the treasurer's post, it is a straight contest between
as a candidate for the IWF President position in the future, advocate Pawan Gulati, a maternal uncle of former India
so I will be able to focus fully on the reforms leading up captain Gautam Gambhir, and Shashi Khanna, wife of
to a clear and transparent IWF Congress," CK Khanna, a former acting BCCI president and ex-vice-
said Irani. Michael Irani was appointed president of DDCA.
following the resignation of IWF President A contest became imminent when talks for compromise
Tamás Aján. Prior to this, Michael Irani was between various factions within the DDCA failed. Nine
serving as the chairman of the IWF Medical candidates are in the fray for the posts of four directors.
Committee. Out of these, four belong to a combine of various factions,
and they are Ashok Sharma 'Mama', Dinesh Kumar
Ajay Kumar Bhalla
Sharma, Karnail Singh, and Pradeep Aggarwal. Those

T he tenure of Home Secretary

Ajay Kumar Bhalla has been
extended till August 22, 2021,
owing allegiance to the CK Khanna group are Harish
Singla, Harsh Gupta, Manjit Singh, and Sudhir Kumar
Aggarwal.
according to a Personnel Ministry
order issued. He would have And the most interesting name is the ninth one, of Pardeep
superannuated in November. Kumar Arora, about whom little is known, said several old
DDCA members.
Bhalla, a 1984 batch IAS officer
of Assam-Meghalaya cadre, Gulati, an advocate, said that if he won
was in August 2019 appointed he would try and ensure that DDCA
as the Home Secretary. The again becomes known for sporting
Appointments Committee of activities.

Science and Technology Minister Harsh Vardhan has launched CSIR technologies for rural
12 MICA DECEMBER 2020
development.
 AWARDS THE PEOPLE
AWARDS
Central bank of the year award Wildlife Photographer of the Year
2020 Award

B ank of Ghana has

won the Central
bank of the year award
2020. Apart from this,
Mark Carney (Governor
of the Bank of England)
has won the Governor
of the year at the Central
bank of the year award
2020. Central Banking Awards is held
annually to recognize excellence in the
central banking community. This was the
7th edition of the award and the ceremony
was held virtually on.
Outstanding Young Person 2020
D r. Jajini Varghese,
an Indian-origin
plastic surgeon and
consultant based in
the United Kingdom,
has been named as
”Outstanding Young
Person of the World
2020” in the medical
innovation category. She has been recognised by the Junior
Chamber International (JCI) for her research on breast
cancer.The global non-profit organisation selected her
for the “incredible” scientific contributions to diagnosing
and treating breast cancer. Varghese is a consultant in
Oncoplastic Breast Surgery at Royal Free Hospital and
University College London. She is among the 10 UK
nominees for the international award under the ‘Medical
Innovation’ category. She was praised by the organisation
for the adoption of strategies that prevent breast cancer,
which can be achieved by offering early screening for
women in developing countries.
JCI gives this award to honour outstanding young
people under the age of 40. It’s held every year, with
nominations coming from 110 countries around the globe
for extraordinary accomplishments in various fields. The
shortlisting is on the basis of “incredible
leaders and innovators of the future”. The
categories span from business to politics,
A ishwarya Sridhar's
photo titled 'Lights
of Passion' has won the
'Highly Commended'
award at the Wildlife
Photographer of the
Year 2020. The 23-year-
old has become the first
Indian to win the coveted
award.
The winners of the Wildlife Photographer of the Year 2020
were announced on October 13.Sridhar's photo is a picture
of a tree illuminated with fireflies. The fireflies and stars
in the sky form a surreal galaxy around the tree. It won
under the Behaviour-Invertebrates category."After two
hours of hiking, she found a tree dusted in gold from the
bioluminescence of thousands of fireflies. Shooting 27
images over a 24-second exposure and combining them
using focusstacking software, she highlighted the vibrancy
of this scene," the photo's description on the website of
National History Musem, who organises the competition,
reads.
The invertebrate category includes stills revealing the most
interesting or memorable behaviour of any of the multitude
of smaller animals without a backbone, whether on land, in
the air or in water.
Sridhar, a wildlife photographer from Panvel, captured the
photo during a trek in Bhandardara in June last year. The
photo will be put on display from October 16.
"It was a dream come true when my name was announced
at the virtual awards ceremony," Aishwarya told Mumbai
Mirror.
"During a trek last year, I had decided to click fireflies but
hadn't planned any particular frame," she said. "It's a very
short two-week window when one can find fireflies in this
area."
Sridhar won the Sanctuary Asia young
naturalist award at the age of 14. She also
won the Princess Diana award given to
young talents who bring positive change
with their contribution to society.
UK engineers’ body award

T
academics, culture, child welfare, world he Mangdechhu Hydroelectric project in Bhutan,
peace, medical innovation, and scientific constructed by India has been awarded the Brunel
advancement. Medal-2020, an award conferred by UK’s top engineering
Non-food bank credit growth decelerated to 6 per cent in August as against 9.8 per cent in
the same month last year, RBI data showed.
DECEMBER 2020 MICA 13
THE PEOPLE AWARDS
body — Institute of
Civil Engineers. The
award, named after
Isambard Kingdom
Brunel–known as 19th
century’s engineering
giants was announced on
5th October. Indian and
the Bhutanese PM had
jointly inaugurated the 720MW Project on 17 August last
year. Indian Prime Minister had called the project a “crucial
milestone celebrating India-Bhutan ties” and “this project
shows how the two nations working together can bring
immense positivity in the lives of people,”
Expressing her appreciation at the development, India’s
Ambassador to Bhutan Ruchira Kamboj said, “I am
delighted that the Mangdechhu Award jointly inaugurated
by Prime Minister Modi and Dr. Lotay Tshering in Bhutan
last year, has been conferred the prestigious Brunel Medal.
A rightful recognition of its excellence, as well as an
outstanding example of our two countries working together
towards a shared goal”
The construction began in 2012 and was completed in a
record time of seven years with the approximate cost of Rs/
Nu 5000 crores. India funded the project through a 70 per
cent loan and a 30 per cent grant to Bhutan.
The Mangdechhu Project has earned a revenue of Rs/Nu
1300 crores within one year of commissioning, which
has exceeded the projected target of Rs/Nu 1200 crores.
All four units of the Project are running at full capacity
and generating 18.7 Million Units/day at 779 MW since
2 August 2020. The Project is a run of the river project
located in the Trongsa district of Bhutan.
So far, Government of India has constructed four
Hydroelectric Projects in Bhutan inclusive of the 1020
MW Tala Hydroelectric project (HEP), the 336 MW
Chukha HEP, the 60 MW Kurichhu
HEP and the 720 MW Mangdechhu
HEP. Three Hydroelectric projects the
1200 MW Punatsangchhu-I, the 1020
MW Punatsangchhu-II and the 600 MW
Kholongchhu are under construction.
OBITUARY
Najeeb Tarakai
A fghanistan's top-order batsman Najeeb Tarakai has
died of the injuries he sustained in a road accident, the
country's Cricket Board (ACB) said. He was 29.
The Afghanistan Cricket Board had tweeted that Tarakai
was "severely injured in a car accident" suffered on
Keshubhai Patel has been re-appointed as Chairman of Shri Somnath Trust for one more
14 MICA DECEMBER 2020
ISA Solar Awards conferred for
the first time
T he Third Assembly
of the International
Solar Alliance has been
attended by 34 ISA
Members ministers.
53 Member countries
and 5 Signatory and
Prospective Member
countries participated to
the Assembly.
India and France were re-elected as the President and
Co- President of the International Solar Alliance (ISA)
for a term of two years at the virtual meeting of the Third
Assembly held on 14 October.
Four new Vice-Presidents were also chosen to represent
the four regions of ISA. The representatives of Fiji
& Nauru for Asia Pacific Region; Mauritius & Niger
for Africa Region; UK & Netherlands for Europe and
others Region, and Cuba and Guyana for Latin America
and Caribbean Region assumed the vice presidency.
The Assembly also approved the initiatives of the ISA
Secretariat in institutionalizing ISA’s engagement with the
private and public corporate sector through the Coalition
for Sustainable Climate Action (CSCA). Ten public sector
organisations in India presented a cheque for 1 million
USD each at the assembly.
Speaking in the plenary, the President of the ISA assembly,
India’s Power and New and Renewable Energy Minister,
Mr R.K. Singh, appreciated the Alliance Members coming
together to work for combating climate change. He
welcomed the seventh initiative on heating and cooling
to be introduced for discussion in the Third Assembly.
Shri Singh said that Solar Energy has come a long way
in last 5 years and is now the fastest growing energy
source globally. He said, “Solar energy is
already contributing around 2.8% of global
electricity ,and if trends were to continue,
by 2030, solar will become most important
source of energy for electricity production
in large part of the world.”
October 2 and had undergone a surgery. Najeeb Tarakai
made his international debut for Afghanistan in 2014
against Bangladesh in the Asia Cup. In 12 Twenty20
Internationals, his highest score has been 90 which he
made against Ireland at Greater Noida in 2017. However,
that is his only prominent knock and after playing one ODI
year.
 OBITUARY
against Ireland in 2017, he has Her daughter Radhika Gupta told
not featured in any tournament. TOI on phone that Athayiya died
Recently, during the Shpageeza in her sleep. “In 2012, she was
T20 tournament in September, diagnosed with a brain tumour.
he was part of the Mis Ainak She had been bedridden since
Knights. He has a good record in 2016 when her right side got
First Class cricket, scoring over paralysed,” she said. She was
2000 runs at an average of 47 cremated at Chandanwadi in
with six centuries and 10 fifites. south Mumbai.
His highest score is 200. In List A In the foreword to her
cricket, he averages 32 with 553 autobiography, The Art of
runs in 17 matches with a high score of 121. Costume Design (2010), Attenborough described her as
“the revered doyenne of costume designers.” It took me
Ram Vilas Paswan “17 long years to set up Gandhi, my dream film” and just

U nion minister Ram Vilas

Paswan passed away in
New Delhi, he was 74. The Lok
15 minutes to make up my mind that Bhanu Athaiya was
the right person (for the job),” he wrote.
The Kolhapur-born costume designer’s career, spanning
Janshakti Party founder and 56 years and over 100 films, reads like a catalogue of
Minister for Consumer Affairs, Bollywood’s best and biggest: Shri 420, Sahib Biwi aur
Food and Public Distribution Ghulam, Sangam, Guide, Waqt, Ek Duuje Ke Liye, Nikaah,
had recently undergone a heart Lagaan.
operation at a private hospital.
Ram Vilas Paswan began his Lee Kun-Hee
political career as a member of
Samyukta Socialist Party (SSP).
Paswan became a member of Bihar Legislative Assembly
S amsung Electronics
chairman Lee Kun-hee, who
transformed the South Korean
in 1969. Next year, he was made the joint secretary of firm into a global tech titan, died
the SSP’s Bihar branch. In 1974, he became the general at the age of 78.
secretary of the Bihar branch of the new Lok Dal (People’s Under Lee's leadership,
Party) after it had been formed through the merger of the Samsung rose to become the
SSP and other partiesPaswan went to jail during Indira world's largest producer of
Gandhi's tenure when emergency was imposed in the smartphones and memory chips,
country in 1975. He was released in 1977. During the same and the firm's overall turnover
year, he was elected to Lok Sabha for the first time as Janata is equivalent to a fifth of South
Party member. He held the world record for winning the Korea's GDP.
election by highest margin. Veteran leader was re-elected
Lee was also the richest person in South Korea, according
five consecutive times from Hajipur constituency in Bihar.
to Forbes, with a net worth of nearly $21bn.
Veteran politician formed Lok Janshakti Party in 2000.
Known for a reclusive lifestyle, Lee was left bedridden
Within one year of the formation of his party, he became
by a heart attack in 2014. Little was revealed about his
a minister in the first National Democratic Alliance (NDA)
condition, leaving him shrouded in mystery even in his
government under former prime minister Atal Bihari
final days.
Vajpayee. After NDA lost power in 2004, Paswan joined
Congress-led United Progressive Alliance (UPA) in 2004 "It is with great sadness that we announce the passing of
and again became a union minister till 2014. Kun-hee Lee, Chairman of Samsung Electronics," the
company said in a statement.
Bhanu Athaiya "Chairman Lee passed away on October 25 with his family,

B hanu Rajopadhye Athaiya, a colossus of costume

design who became India’s first Oscar winner for
her work in Richard Attenborough’s, Gandhi (1982), and
whose chic couture in blockbusters like Waqt (1965) blazed
fashion trends, passed away in Mumbai. She was 91.
including Vice Chairman Jay Y. Lee, by his side."
"Chairman Lee was a true visionary who transformed
Samsung into the world-leading innovator and industrial
powerhouse from a local business," the firm said, adding:
"His legacy will be everlasting."

US private equity firm Silver Lake Partners will invest an additional Rs 1,875 crore in the retail
arm of Reliance Industries.
DECEMBER 2020 MICA 15
THE PEOPLE OBITUARY
Samsung is by far the biggest of the family-controlled
conglomerates, or chaebols, that dominate business in
South Korea.
They drove the nation's transformation from a war-ravaged
ruin to the world's 12th-largest economy, but nowadays are
accused of murky political ties and stifling competition --
with Lee himself twice convicted of criminal offences, in
one case bribing a president.
Arjunan Master, P S Divakaran, K J Joy, Jithin Shyam, M
A Majeed and Ponkunnam Varkey. Babu attained fame as
Zero Babu after he belted out the song ‘Open Zero’ in a
play by the late P J Antony. Babu was a recipient of the
Sangeetha Nataka Akademi Award and had held numerous
stage shows in Dubai, Singapore and Malaysia. Babu has
also sung in nearly 90 films and various plays. His first
movie was the 1964 film ‘Kudumbini’.

Shoba Naidu Vijayalakshmi Ramanan

R enowned Kuchipudi dancer

Sobha Naidu, a recipient of W ing Commander (Retd) Dr
Vijayalakshmi Ramanan,
the first woman commissioned
Padma Shri and numerous other
awards, died in Hyderabad. officer of the Indian Air Force,
has died at the age of 96. Wing
Sobha Naidu's major
Commander Vijayalakshmi
achievements include
Ramanan, a recipient of
choreography and presentation of
Vishisht Seva Medal (VSM),
Ballets Vipranarayana, Kalyana
died due to old age ailments.
Srinivasam and many others,
she did her MBBS and later
in which she was the main
was commissioned in the Army
protagonist and portrayed various
Medical Corps on August 22, 1955 and was seconded to
roles like Satyabhama, Devadevaki, Padmavathi, Mohini,
the Air Force with effect from the same day. Besides having
Sai Baba, and Goddess Parvati which won her great
served as a gynecologist at various Air Force Hospitals,
appreciation. As a Guru (teacher), she trained a number of
including here, she had also attended to the troops wounded
students from India and abroad. Her performances have
during wars and performed administrative duties.
also won accolades overseas.
Dr Ramanan was promoted to the rank of Wing
She has presented a series of performances at different
Commander in August 1972, and honoured with the Vishist
venues in the US and also performed in countries, including
Seva Medal five years later. She had retired in February,
the UK.
1979. Her husband late KV Ramanan was also an Indian
Besides the Padma Shri, she received a number of awards, Airforce officer. She is survived by a daughter and a son.
including from the Andhra Pradesh government and several Dr Ramanan was also trained in Carnatic music and had
reputed organisations. been an artist with the All India Radio at a very young age.
Telangana Chief Minister K Chandrasekhar Rao mourned
the death of Sobha Naidu and recalled that she was an C M Chang
outstanding Kuchipudi artist, known for portrayal of
Satyabhama and Padmavathi. He conveyed his condolences
to the bereaved family, an official release said.
N agaland Minister
Environment, Forest and
for

Climate Change and Justice and

Law C.M. Chang passed away
K J Mohammed at Naga Hospital Authority,

P layback singer, music director

and actor K J Mohammed
Babu, popularly known as
Kohima. He was 77. State
Health officials confirmed that
Chang died of COVID-19. He
‘Zero’ Babu passed away here. was the sitting MLA of NDPP
He was 80. He is survived by from 51-Noksen Assembly
wife Athikka Babu and children Constituency.
Suraj Babu, Sulfi Babu, Sabitha He was a retired IAS officer and former Member of
Salam and Deepath Nazeer. Parliament, Lok Sabha (2009-13). He was elected to
During his career, he had also the Nagaland Legislative Assembly from 51 Noksen
collaborated with prominent constituencies under Tuensang district in 2013 and later
artists /musicians, including retained the same seat in 2018 on Nationalist Democratic
maestro Devarajan, P J Antony, Dakshina Moorthy, Progressive Party (NDPP) ticket.
Hindu Munnani founder Rama Gopalan, who had tested positive for COVID-19, died in
16 MICA DECEMBER 2020
Chennai. He was 94.

Burning Topics of the Month
Tribes India E-Marketplace Smriti Irani launches first
launched for handicrafts, ever Brand & Logo for
organic products. Indian Cotton.
DRDO successfully test fires Laser
Guided Anti-Tank Guided Missile
01 Oct' 20
T
he indigenously developed Laser Guided Anti-Tank
Guided Missile, ATGM was successfully test fired
defeating a target located at longer range. The test
was conducted from MBT Arjun at KK ranges, Armoured
Corps Centre and School Ahmednagar in continuation of
successful trial done on 22nd of last month.
The ATGM employs a tandem HEAT warhead to defeat
Explosive Reactive Armour protected armoured vehicles
in ranges from 1.5 to 5 kilometres. It has been developed
with multiple-platform launch capability and is currently
undergoing technical evaluation trials from 120 mm rifled
gun of MBT Arjun.
This Laser Guided Missile has been developed by
Armament Research and Development Establishment,
Pune in association with High Energy Materials
Research Laboratory, Pune and Instruments Research and
Development Establishment, Dehradun.
Defence Minister Rajnath Singh has congratulated DRDO
for this successful feat. Chairman DRDO
Dr G. Satheesh Reddy congratulated DRDO
personnel for this achievement which paves
the way for Atmanirbhar Bharat pledge of
Prime Minister Narendra Modi.
Tribes India E-Marketplace launched
for handicrafts, organic products
02 Oct' 20
M
inister of Tribal Affairs Arjun Munda virtually
launched India’s largest handicraft and
organic products marketplace- Tribes India
E-Marketplace. Keeping in line with the vision of the Prime
Minister of making India Aatmanirbhar and self-reliant,
ISRO is scheduled to launch its Venus mission in 2025 and France will participate in it,
French space agency CNES said.
NATIONAL NEWS BITES
PM Modi launches scheme
to distribute property cards
under Svamitva scheme.
& Many More...
this initiative of TRIFED will showcase the produce and
handicrafts of tribal enterprises from across the country.
It will help them market their products directly. On this
occasion, Mr Munda also flagged off several other TRIFED
initiatives that are aimed to support the tribal brethren.
These include the inauguration of Tribes India’s 123rd
and 124th outlets in Rishikesh and Kolkata, inclusion of
new tribal product ranges from the states of Jharkhand
and Chhattisgarh and partnership of TRIFED and Tribes
India with Amazon in their Seller Flex programme. The
Minister also launched Pakur Honey which is 100 per cent
natural honey, gathered by Santhal Tribals from Pakur in
Jharkhand. Addressing the occasion, Mr Arjun Munda
said TRIFED aims to on board 5 lakh tribal producers for
sourcing of various handicraft, handloom, and natural food
products across the country.
According to him the new TRIFED initiatives to showcase
tribal produce and handicrafts will connect tribal forest
dwellers and artisans with national and
international markets and will further
enable their economic welfare and also
bring them closer towards mainstream
development. Minister of State for Tribal
Affairs Renuka Singh was also present.
PM to inaugurate Summit RAISE 2020-
‘Responsible AI for Social Empowerment
2020’ on Oct 5 03 Oct' 20
P
rime Minister Narendra Modi will inaugurate the
Summit RAISE 2020- ‘Responsible AI for Social
Empowerment 2020. The Ministry of Electronics and
Information Technology and NITI Aayog are organizing
the Mega Virtual Summit on Artificial Intelligence-AI from
5th to 9th of October. RAISE-2020 will be a global meeting
of minds to exchange ideas and chart a course for using
AI for social transformation, inclusion and empowerment
in areas like Healthcare, Agriculture, Education and Smart
DECEMBER 2020 MICA 17
NEWS BITES NATIONAL
Mobility, among other sectors. In the spirit of 'Sabka Saath,
Sabka Vikas', Prime Minister Modi plans to leverage AI for
inclusive development, representing the country's 'AI for
All' strategy. Directed by the Prime Minister’s vision, India
will soon stand out in the international community not just
as a leader in the Artificial Intelligence field, but also as a
model to show the world how to responsibly direct AI for
social empowerment.
At the RAISE-2020, delegates and experts in research,
policy and innovation on Artificial Intelligence will
join from across the globe. The summit
will discuss cross-sector subjects like
‘Leveraging AI for Pandemic Preparedness’,
‘The Impetus that Innovation Places on
Digitisation’, Inclusive AI and Partnerships
for Successful Innovation’.
MoHUA enters into MoU with Swiggy to
take street food vendors online under
PM SVANIDHI scheme 05 Oct' 20
T
he Ministry
of Housing
and Urban
Affairs has entered
into a MoU with
Swiggy, one of the
leading food delivery
platforms, to on
board street food
vendors on its e-commerce platform. The MoU aims at
giving the street food vendors online access to thousands
of consumers and help them grow their businesses. The
arrangement has been facilitated under the Prime Minister
Street Vendor’s Atmanirbhar Nidhi (PM SVANidhi)
Scheme.
The Ministry and Swiggy will run a pilot programme
by on-boarding 250 vendors across five cities namely
- Ahmedabad, Chennai, Delhi, Indore, and Varanasi.
The street vendors will be helped with PAN and FSSAI
registration, training on technology, menu digitization and
pricing along with hygiene and packaging best practices.
Upon the successful completion of the pilot programme,
Urban Affairs Ministry and Swiggy plan to expand this
initiative across the country in phases.
In a first of its kind initiative, the Urban
Affairs Ministry has coordinated with
the key stakeholders including Municipal
Corporations, FSSAI, and Swiggy and
GST officials to ensure that necessary pre-
requisites are completed for this initiative.
Shareholders of Dhanlaxmi Bank ousted Managing Director and Chief Executive Officer
18 MICA DECEMBER 2020
Sunil Gurbaxani, little over seven months after he assumed charge of the lender.
ISLRTC & NCERT to ink MoU to make
education materials accessible for
Deaf children 06 Oct' 20
A
historic Memorandum of Understanding (MoU)
will be signed between Indian Sign Language
Research and Training Centre (ISLRTC) and
NCERT to make education materials accessible for Deaf
children in their preferred format of communication.
This MoU will be signed in the virtual presence of Union
Minister for Social Justice and Empowerment Thawar
Chand Gehlot and Union Education Minister Ramesh
Pokhriyal ‘Nishank’.
As part of this MoU, educational print materials including
NCERT Textbooks, Teachers Handbook and other
Supplementary materials and resources of Class I-XII of
all subjects of both Hindi and English Medium will be
converted into Indian Sign Language in Digital format.
The signing of this MoU is seen as a historic step as
availability of NCERT textbooks in Indian Sign Language
will ensure that Deaf children can also now
access educational resources in Indian Sign
Language. This will also ensure educational
standardization of Indian Sign Language
as mandated in the New Education Policy,
2020.
Smriti Irani launches first ever Brand
& Logo for Indian Cotton on 2nd
World Cotton Day 08 Oct' 20
M
inister of
Te x t i l e s
Smriti
Irani launched the
first ever Brand and
Logo for Indian
Cotton on Second
World Cotton Day
through video
conferencing.
Now India’s premium cotton would be known as ‘Kasturi
Cotton’ in the world cotton trade. The Kasturi Cotton brand
will represent Whiteness, Brightness, Softness, Purity,
Luster, Uniqueness and Indianness.
Speaking on this occasion, Ms Irani said, this is a much
awaited moment as the Indian Cotton has been endowed
with a Brand and Logo. The Minister recounted the
importance of cotton in Indian economy. According to
him, cotton is one of the principal commercial crops of

the country and it provides livelihood to about six million
cotton farmers. According to him, India is the second
largest cotton producer and the largest consumer of cotton
in the world.
It produces about six million tonnes of cotton every year
which is about 23 per cent of the world cotton. According
to him, India produces about 51 per cent of the total organic
cotton production of the world, which demonstrates India’s
effort towards sustainability.
Ms Irani also told that Cotton Corporation of India
(CCI) made ever highest Minimum Support Price (MSP)
operation of cotton. She hoped that during the new cotton
season, the procurement under MSP will
be increased. According to him, CCI has
opened 430 procurement centres in all
cotton growing states and payments are
being made digitally to farmers’ account
within 72 hours.
BRICS Bank approves funds for Delhi-
Meerut rapid rail, Mumbai metro
09 Oct' 20
N
ew Development Bank, also known as BRICS
Bank has approved infrastructure projects worth
741 million dollars in India. In a press statement,
the Shanghai based bank told that its Board of Directors
approved a loan of USD 500 million for the Delhi-
Ghaziabad-Meerut Regional Rapid Transit System (RRTS)
Project and a loan of USD 241 million for Mumbai Metro
Rail II (Line 6) Project.
The loan for Delhi NCR region would be used by
Government of India for on-lending to the National Capital
Region Transport Corporation Limited (NCRTC) for
construction of a rapid rail corridor connecting the National
Capital Territory of Delhi with the cities of Ghaziabad and
Meerut located in the State of Uttar Pradesh.
The RRTS will have a total length of 82.15 km (68.03 km
elevated and 14.12 km underground) with 25 stations. It
will have a design speed of 180 km per hour, maximum
operating speed of 160 km per hour and high-frequency
operations, which will reduce the journey time from Delhi
to Meerut to 60 minutes.
The Project will develop an efficient and sustainable
regional transport system and reduce congestion in Delhi,
by offering people the alternative of settling in surrounding
cities and being able to commute to Delhi through a fast,
reliable, safe and comfortable public transport system.
The loan for Mumbai Metro will be used by the Government
of India for on-lending to the Government of the State of
The indigenously developed Laser Guided Anti Tank Guided Missile (ATGM) was successfully
test fired defeating a target located at longer range.
NATIONAL
Maharashtra for implementing a metro rail Line 6 with
length of about 14.47 km in the city of Mumbai. Line 6 will
provide much needed rail-based connectivity between the
western and eastern suburbs and will contribute towards an
integrated seamless public transport network in Mumbai.
The Project will be implemented by the Mumbai
Metropolitan Region Development Authority. The NDB
is also supporting the implementation of metro lines in
Mumbai with length totalling to about 58 km (Line 2 and
Line 7) by financing of the Mumbai Metro Rail Project
approved by the NDB in November, 2018.
“NDB is strongly committed to supporting its member
countries in the time of COVID-19, including by providing
much needed crisis-related emergency assistance, said
Mr. Marcos Troyjo, President of the NDB who recently
replaced Mr. K. V. Kamath.
The NDB was established by Brazil, Russia, India, China
and South Africa to mobilize resources for infrastructure
and sustainable development projects in BRICS countries
and other emerging economies and developing countries,
complementing the existing efforts of multilateral and
regional financial institutions for global
growth and development. According to
the NDB’s General Strategy, sustainable
infrastructure development is at the core of
the Bank’s operational strategy for 2017-
2021.
PM Modi launches scheme to distribute
property cards under Svamitva scheme
11 Oct' 20
P
rime Minister Narendra Modi launched a scheme to
distribute property cards under the Svamitva scheme
through video conference. AIR correspondent reports
that property card holders include beneficiaries from 44
villages of Madhya Pradesh. On the inauguration of the
scheme, the Prime Minister discussed with Dasharatha Singh
Maravi of Guraiya village in Dindori district of the state.
In his response, Dashrath Singh told All India Radio, News
that the villagers would benefit from getting ownership
cards. Ownership Scheme beneficiary Shivprasad Dhurve
of village Padrai Thakur of Bankhedi, Gram Panchayat of
Hoshangabad district has got the lease. Happy to receive the
lease, Mr. Dhurve told that this scheme will help in the upkeep
of the family. The Central Sector Ownership
Scheme launched from the month of April
this year will not only give villagers a record
and property card of their building rights, but
the scheme will bring a big change in rural
India and empower millions.
DECEMBER 2020 MICA 19
NEWS BITES NATIONAL
NIT Tiruchirappalli signs MoU with
C-DAC Pune for installing state of art
super computer 12 Oct' 20
N F
ational Institute of Technology, Tiruchirappalli
has signed a Memorandum of Understanding with
Centre for Development of Advanced Computing
(C-DAC), Pune for installing a state of the art super
computer in the process of becoming part of the National
Super Computing Mission of the Government of India.
The MoU was signed in the presence of Minister of State
for Electronics and Information Technology Sanjay Dhotre,
Secretary of Department of Science and Technology Dr
Ashutosh Sharma and Secretary of Ministry of Electronics
and Information Technology Ajay Prakash Sawhney. Dr.
Mini Shaji Thomas, Director, NIT, Trichy and Dr. Hemant
Darbari, Director General, C - DAC signed the MoU.
A total of 10 Centrally Funded Institutions have been
inducted into NSM including IISc, Bangalore and seven
IITs in addition to NIT, Trichy. The objective of the NSM is
to empower technology institutions with high-performance
computing capabilities that can be used for solving socially
relevant, computationally intensive problems.
NIT Director Dr Mini Shaji Thomas told
that the super Computing facility worth
17 crore rupees will be made available to
neighbouring educational institutions, as
mandated and in line with NEP-2020.
Union Cabinet approves World Bank
supported STARS project 14 Oct' 20
T
he Union Cabinet has approved World Bank
supported Strengthening Teaching-Learning and
Results for States -STARS project.
The Project seeks to support States in developing,
implementing, evaluating and improving interventions
with direct linkages to improved education outcomes.
Briefing media after the Cabinet meeting, Information and
Broadcasting Minister Prakash Javadekar told that the total
project cost is Rs. 5,718 crore with the financial support of
World Bank amounting to 500 million US dollar.
According to him, STARS project would be implemented
as a new Centrally Sponsored Scheme under Department of
School Education and Literacy. Mr Javadekar said, it will
cover six States namely Himachal Pradesh,
Rajasthan, Maharashtra, Madhya Pradesh,
Kerala and Odisha. According to him, this
is an important milestone and the beginning
of the New Education Policy.
Major General Sonali Ghosal assumed the charge of Additional Director General Military
20 MICA DECEMBER 2020
Subsidy under Operation Greens is
step towards Aatma Nirbhar Bharat:
Narendra Singh Tomar 16 Oct' 20
ood Processing
Industries
Minister
Narendra Singh
Tomar has told
that Subsidy under
Operation Greens is
a step towards Aatma
Nirbhar Bharat.
Under Aatma Nirbhar Bharat Abhiyan, Operation Greens
Scheme TOP to TOTAL provides 50 per cent subsidy on
transport and storage of notified fruits and vegetables if
prices are below the trigger price.
The eligible fruits are Mango, Banana, Guava, Kiwi,
Litchi, Mousambi, Orange, Kinnow, Lime, Lemon, Papaya,
Pineapple, Pomegranate, Jackfruit, Apple, Aonla, Passion
fruit and Pear. The eligible vegetables are French beans,
Bitter Gourd, Brinjal, Capsicum, Carrot, Cauliflower, Green
Chillies, Okra, Cucumber, Peas, Onion, Potato and Tomato.
Mr Tomar said, any person, including farmers can transport
any notified fruit and vegetable crops through Kisan Rails.
Railways will charge only 50 per cent of freight charges on
these items. Remaining 50 per cent of the freight charges
will be provided as subsidy under Operation Greens
Scheme by the Ministry to the Indian Railways.
AIR Correspondent reports that at present
Railways is operating three Kisan Rails
between Devlali (Maharashtra) and
Muzaffarpur (Bihar), Anantapur in Andhra
Pradesh and Delhi, Bangalore and Delhi.
Agriculture Minister Narendra
Singh Tomar launches AYUSHMAN
SAHAKAR scheme 19 Oct' 20
U
nion Agriculture Minister Narendra Singh Tomar
launched AYUSHMAN SAHAKAR scheme. The
scheme is a unique way to assist cooperatives play
an important role in creation of healthcare infrastructure in
the country. AYUSHMAN SAHAKAR scheme has been
formulated by the National Cooperative Development
Corporation (NCDC).
Mr. Tomar announced that NCDC would extend term loans
to prospective cooperatives to the tune of 10 thousand
crore in the coming years. According to him that the
ongoing pandemic has brought into focus the requirement
Nursing Service.

of creation of more facilities. NCDC’s scheme will be a
step towards strengthening farmer’s welfare activities by
the Central Government.
Speaking on the occasion Managing Director of NCDC
Sundeep Nayak told that the NCDC fund would give a boost
to the healthcare services operated by the cooperatives in
the country. NCDC’s Ayushman Sahakar scheme aims at
bringing transformation in the health services primarily in
the rural areas. The scheme also provides
working capital and margin money to meet
operational requirements of the health
facilities. It provides interest subvention of
one percent to women majority cooperatives.
Kempegowda International Airport in
Bengaluru records growth in freight
movement 21 Oct' 20
A
fter a
prolonged
slump in
the international
cargo momentum,
the Kempegowda
International Airport
in Bengaluru has
recorded a growth
in freight movement. Between April and September the
Bengaluru International airport processed 131,603 metric
tonnes of freight. In September alone 32,449 metric tonnes
cargo was processed showing a growth of point three percent
against the same period last year. During September this year
growth of 4.5 percent was recorded in international cargo, of
which export cargo grew by 7.6 percent.
The Bangalore airport has emerged as the leading
cargo centre for the pomegranate exports from India by
processing 180,745 kgs of pomegranate from April to
August this year. The Government of India’s Vande Bharat
Mission and Air Bubble programmes have
enabled Bengaluru airport to connect with
22 international destinations. However, the
domestic cargo showed a slower recovery
at minus 5.2 percent which is lower than the
same period in the previous year.
Finance Ministry releases Rs. 6,000
crore to states to address shortfall in
GST revenue 23 Oct' 20
T
he Central Government borrowed and transferred
six thousand crore rupees as first tranche to 16
States and two Union Territories.
Air Marshal Vikram Singh took over as Senior Air Staff Officer, Headquarters Western Air
Command.
NATIONAL
They are Andhra Pradesh, Assam, Bihar, Goa, Gujarat,
Haryana, Himachal Pradesh, Karnataka, Madhya Pradesh,
Maharashtra, Meghalaya, Odisha, Tamil Nadu, Tripura,
Uttar Pradesh, Uttarakhand, Delhi and Jammu and Kashmir.
Ministry of Finance in a statement told that the borrowing
is at an interest rate of 5.19 percent. It is intended to make
weekly releases of six thousand crore rupees to the States.
It said, tenor of borrowing is expected to be broadly in the
range of 3 to 5 years.
The Government has evolved a special borrowing window
to address the shortfall in the GST collection
during the year 2020 - 2021. 21 States and
two Union Territories opted for this special
window involving back-to-back borrowing
coordinated by the Ministry of Finance.
Railways launches ‘Meri Saheli’ initiative
for security of women passengers
30 Oct' 20
R
ailways has
launched
Meri Saheli
initiative for focused
action on security of
women passengers
across all zones.
Railways Ministry
said, the objective
of this mission is to provide safety and security to lady
passengers travelling by trains for their entire journey from
starting station to destination station.
Meri Saheli initiative was started as a pilot project in
South Eastern Railway in September this year and after
getting encouraging response from lady passengers, it was
extended to all zones and Konkan Railway with effect from
17th of this month.
Railway Protection Force, RPF has launched this initiative
for the security of lady passengers. This initiative is aimed
to instil a sense of security among the lady passengers
and respond effectively to any security-related issue faced
by lady passengers. The RPF team collects only the seat
numbers of the ladies and conveys them to stoppages en-
route.
The platform duty RPF personnel at the stopping stations
en-route keep unobtrusive watch over the
concerned coaches and berths. The Ministry
said, if some distress call comes from a
train covered under Meri Saheli initiative,
the disposal of the call is monitored at the
level of senior officers.
DECEMBER 2020 MICA 21
NEWS BITES STATE
Burning Topics of the Month

Ahmedabad's Sabarmati Maharashtra becomes Delhi CM launches campaign

Central Jail launches first state to cap prices of ‘Red light on, Gaadi off ’ to
‘Radio Prison’. masks. tackle air pollution.

& Many More...

Maharashtra govt extends UP becomes first state in country to

coronavirus-induced lockdown till undertake over one crore tests to
Oct 31 01 Oct' 20 screen Corona virus 01 Oct' 20

M W
aharashtra government has extended
coronavirus-induced lockdown till October 31,
but also said that hotels, restaurants and bars
will be allowed to operate from October 5 with restricted
capacity.
All the trains originating and ending the journey within
the state will be restarted with immediate effect subject to
health protocols for COVID-19.
According to the new guidelines, Hotels, food courts,
restaurants and bars can operate from October 5 with
capacity not exceeding 50 percent or as prescribed by local
authorities. A separate Standard Operating Procedure will
be issued by the tourism department for precautions to be
taken while operating these establishments.
All industrial and manufacturing units producing non-
essential items will be allowed to operate in the Mumbai
Metropolitan Region (MMR). The Railways will increase
the frequency of local trains in the MMR.
Local trains in Pune region will restart with protocols
and procedures adopted in the MMR. Dabbawallahs of
tiffin carriers in MMR will be allowed to travel by local
trains after procuring QR code passes from the Mumbai
police commissioner's office. Schools, colleges and other
educational and coaching institutions will remain closed.
Cinema halls, swimming pools, entertainment parks,
theaters in malls and market places, auditoriums, assembly
halls will continue to remain closed.
Social, political, sports, entertainment,
academic, cultural and religious events
and other large congregations will remain
prohibited.
Air Marshal RJ Duckworth took over as Air Officer in charge Personnel at Air
22 MICA DECEMBER 2020
Headquarters Vayu Bhawan, Indian Air Force.
ith 1.61 lakh tests in past 24 hours, UP became
the first state in the country to be undertaking
over 1 crore tests to screen coronavirus. The
total number of tests conducted in UP stood at 1,00,98,896
as per official data released by the state medical education
department.
Of these, nearly 42% of tests were done through the RT-
PCR method.
UP’s share in the total tests conducted in the country now
stands at 13.6%. Data from Indian Council of Medical
Research stated that 7,41,96,729 Covid tests have been
conducted in the country. Also, nearest contenders
Maharashtra and Tamil Nadu are several lakh tests away.
“UP’s daily average over the past few days has been 1.5
lakh tests. The credit for the benchmark goes to public
and private labs engaged in different levels of testing,”
said Rajneesh Dube, additional chief secretary, medical
education.
Secretary to CM overseeing testing work, Alok Kumar
said that the landmark of one crore tests was more than just
numbers. “It includes the launch of pioneering activities
like pool testing, accepting use of TB testing machines for
Covid-19 tests and use of antigen kits for bulk testing as
in case of students from Kota and migrant workers,” he
said. Also, the Union ministry of health and family welfare
has asked states to try and keep positivity rate around 5%.
Officials pointed out that UP’s positivity
has never crossed the 6% mark, hovering
around 5% in July, August and September
when the state progressed fast towards
peak.

Ahmedabad's Sabarmati Central Jail
launches ‘Radio Prison’ on 151st Birth
Anniversary of Father of the Nation
02 Oct' 20
S
abarmati
Central Jail in
Ahmedabad
has launched ‘Radio
Prison’ on the
occasion of the 151st
Birth Anniversary
of the Father of the
Nation. The Radio
Prison- will offer educational, legal and health related
details to prisoners within the jail premises.
Radio Prision is a unique initiative of Sabarmati Central
Jail, which was inaugurated by Addition DGP (Prison)
K.L.N. Rao. According to Sabarmati Jail sources, this radio
station is like any other radio station with all facilities. It
is operating from old Jail premises based on fibre cable
network.
This service will be extended to the women’s prison and
then to the new jail premises in future. A studio like any
other radio station has been made, which will be run by the
prisoners. The convicted prisoners will get a month long
training before going on air. Though the entire operations
including the role of Radio jockeys will be performed
by the prisoners, the jail authorities will also invite guest
artists to perform. The prisoners will also
perform Bhajans which they learn in
Sabarmati Gandhi Ashram. Sabarmati Jail
Administration has spent 20 lakh rupees
on this project. However, the aim of Radio
Prision is completely social service.
Telangana agrees to withdraw case
filed in SC related to Krishna-Godavari
river water sharing 07 Oct' 20
T
he Gujarat government on October 8, 2020, launched
phase 1 of the ‘Digital Seva Setu’ programme for
the rural areas. Under this, 3500 village panchayats
in the state have been connected by 100 Mbps optical fibre
network, it will further facilitate the online availability of
public services.
The center will go ahead with notifying the jurisdiction
of the Godavari and Krishna river management boards
as Telangana has agreed to withdraw the case it filed in
the Supreme Court about sharing of waters, Union Jal
The Sabarmati Central Jail in Ahmedabad launched ‘Radio Prison’ on the occasion of the
151st Birth Anniversary of the Father of the Nation.
STATE
Shakti Minister Gajendra Singh Shekhawat said. The
Apex Council, which was set up by the Andhra Pradesh
Reorganisation Act, 2014 is headed by the Union Jal Shakti
Minister and the Chief Ministers of both states are members.
It is mandated to approve any new projects planned by both
the states on the two rivers—Godavari and Krishna.
Besides, the Council has power to supervise the functioning
of Godavari and Krishna river management boards as well
as to resolve any dispute arising out of sharing of river
waters between both the states.
The Council meeting was attended by Telangana Chief
Minister K Chandrashekar Rao and Andhra Pradesh
Chief Minister YS Jagan Mohan Reddy through a video
conference.
Based on the discussion in the council meeting, it was
decided that Centre will go ahead with notifying the
jurisdiction of both Krishna and Godavari river management
boards, Shekhawat told reporters after the meeting.
Under the AP Reorganisation Act, both the boards are
assigned the powers to regulate the supply
of water from the projects to both the
states. However, their jurisdiction was not
notified even after six years because of the
differences between the two states.
Maharashtra becomes first state to
cap prices of masks 08 Oct' 20
M
aharashtra
h a s
become
the first state to
regulate the rates
of face masks
during COVID-19
pandemic as a
committee formed
to implement caps on the price of masks has submitted its
recommendations to the state government and formal order
will soon be issued.
The state govt had constituted a committee to give
suggestions about regulating prices of Masks and Sanitisers.
Maharashtra Health Minister Rajesh Tope confirmed that
the committee has submitted its recommendations and
formal order will soon be issued. He also confirmed that
now prices of N-95 maks will be capped at `50 maximum
for every mask. The rates have been finalised after a
detailed study of the process and cost of manufacturing,
availability and affordability of raw material and demand
in the market, he said.
DECEMBER 2020 MICA 23
NEWS BITES STATE
Mr Tope confirmed that the government has accepted the
recommendations of the committee and soon orders will
be issued.
According to the recommendation of the committee,
the N-95 mask will be available for around `19 to `50
depending on the type, while the double and triple layer
masks will be available for just `3 to 4. The process of
deciding on the price fixed by the committee is in the final
stage and after the approval of the government, it will be
mandatory to sell the masks at the revised rate, said an
official release.
He also says that the rates have been finalised after a
detailed study of the process and cost of manufacturing,
availability and affordability of raw material and demand
in market etc.
Currently, the state government has made it
mandatory for citizens to wear masks and
if they do not wear them, punitive action is
being taken.
Delhi CM launches campaign ‘Red
light on, Gaadi off’ to tackle air
pollution 15 Oct' 20
D
elhi chief
minister
A r v i n d
Kejriwal launched a
new anti-pollution
campaign under
which people will be
encouraged to switch
engines of their
vehicles off while waiting at traffic signals.
The pollution levels in the city remained in the “very poor”
category. “It has been seen that we often do not switch off
our vehicle engines while waiting at traffic signals. That
is called idling. The ‘Red Light On, Gaadi Off’ campaign
will aim to bring a behavioural change in that regard. It will
help reduce air pollution,” said Kejriwal in a video press
briefing.
He added, “Around 10 million vehicles are registered
in Delhi. Even if one million of them actively follow
the campaign, experts suggest that it can reduce PM10
emissions by 1.5 tonnes a year and PM2.5 emissions by 0.4
tonnes a year.
“Idling (waiting at a traffic signal with engine on) consumes
more fuel than a normal drive. On average, a car is left
idling for around 15 to 20 minutes a day, and that ends up
Prime Minister Narendra Modi dedicated to the nation the world's longest high altitude tunnel,
24 MICA DECEMBER 2020
the Atal Tunnel, at Rohtang.
exhausting at least 200ml of fuel. Experts have suggested
that one can save `7,000 a year by avoiding idling,” the
chief minister said.
While appealing to all motorists to join the
drive, Kejriwal said, “Covid-19 has led to
distress among people, let’s ensure that
pollution doesn’t make things worse for
us.”
Inter-State rift ends as Mizoram
agrees to remove its Police posts and
personnel from Assam 22 Oct' 20
M
izoram has
decided
to remove
its police posts and
personnel inside
Assam, ending the
border standoff.
Mizoram relented
after home secretary
Lalbiaksangi met Union home ministry joint secretary
Satyendra Kumar Garg in Silchar. The meeting expressed
concern over rumours and fake news related to the incident
which have surfaced on social and electronic media.
Garg said that the Centre, Assam and Mizoram had fruitful
discussions and resolved to settle the matter amicably.
Assam home secretary Gyanendra Dev Tripathi said
“Mizoram had acceded to our request and decided to
withdraw forces from Assam's territory”. Tripathi said both
sides held meetings to restore peace and normalcy in the
border villages which saw violence.
Trucks carrying essential commodities to Mizoram are
expected to ply soon. As part of confidence building
measures, deputy commissioners, SPs and DFOs of both
states would interact regularly and hammer out issues, an
Assam government statement said.
Later, home minister Amit Shah talked with Assam chief
minister Sarbananda Sonowal and enquired about the steps
taken to defuse tension. Sonowal apprised him that senior
officials have already begun talks to settle pending issues
and that Mizoram CM Zoramthanga had assured him to take
steps for bolstering peace and strengthening brotherhood
among people of both the states. Sonowal has directed
officials to ensure seamless movement of
vehicles through the border. Tripathi said
the presence of Mizoram policemen had
created fear in the minds of truck drivers
and helpers.
 INTERNATIONAL

Burning Topics of the Month

ADB approves 300 million
US dollar loan to finance
water supply, sanitation
infrastructure in Rajasthan.
IMF revises its forecast
India and Mexico to further
for global growth to 4.4
work on strengthening
pct. in wake of COVID-19
‘Privileged Partnership.
pandemic.

& Many More...

almost 100% of polling stations counted, the ANO (YES)

Embassy of India in Nepal marks
movement led by Prime Minister Andrej Babis won 10 of
56th Anniversary of ITEC Day-2020 the 13 regions contested during voting. The result was a
03 Oct' 20 sign of a stable support for ANO, which won nine regions

T
in 2016. ANO also has the most candidates advancing to
he Embassy of India in Nepal marked the 56th the runoffs for 27 seats in the 81-seat Senate.
Anniversary of the Indian Technical and Economic
The elections were the first held in the Czech Republic
Cooperation (ITEC) Day-2020 through a Webinar
during the coronavirus pandemic. Face masks were required
on “Sharing Knowledge and Experiences on COVID-19
at voting places. Quarantined voters had the option of
Management”. ITEC is India's flagship capacity building
casting ballots from vehicles at temporary
assistance initiative with near global coverage to 160
polling stations across the country. Those
developing countries, including Nepal.
who were unable to use a car or venture out
The webinar brought together distinguished ITEC alumni could ask a special electoral committee to
from Nepal as well as expert voices from Government and send a ballot box to their homes.
industry in India and Nepal to exchange views and share
perspectives on addressing the challenge of the COVID-19 India and Bangladesh hold second
pandemic. In the Plenary Session, panellists included Mr.
Vinay Mohan Kwatra, Ambassador of India, Mr. Dinesh
edition of naval exercise in Northern
Kumar Ghimire, Secretary, Ministry of Energy, Water Bay of Bengal 05 Oct' 20

T
Resources and Irrigation of the Government of Nepal, Dr.
he second
Bhagwan Koirala, Chairman-Nepal Medical Council and
edition of the
Mr.Padmaprasad Pandey, Deputy Attorney General, Govt
bilateral naval
of Nepal. They were joined from India by
exercise Bongosagar
Dr. Alka Sharma, Adviser, Department of
between India and
Biotechnology in the Government of India
Bangladesh was
and Ms. Suchitra Ella-Joint MD and Co-
held in Northern
founder, Bharat Biotech International Ltd.
Bay of Bengal.
in Hyderabad.
Ships from both
navies participated in surface warfare drills, seamanship
Czech Republic PM''s party wins big in
evolutions and helicopter operations. Indian Navy ships
regional ballot amid pandemic Kiltan, Khukri & Bangladesh Navy ships Abu Bakr,
04 Oct' 20 Prottoy, helo and MPA undertook manoeuvres, surface

T
drills, helo operations and seamanship evolutions.
he senior party in the Czech Republic's coalition
Bongosagar will be followed by the third edition of India
government dominated the country's regional
Bangladesh Coordinated Patrol (CORPAT) on 4-5 October.
elections and is ahead in the first round of voting
According to a press release issued by the Ministry of
for Parliament's upper house, according to results released.
Defence, the exercise Bongosagar is aimed at developing
The Czech Statistics Office told that with ballots from interoperability and joint operational skills through conduct
Prime Minister Narendra Modi inaugurated Vaishvik Bhartiya Vaigyanik, VAIBHAV Summit
through video conferencing.
DECEMBER 2020 MICA 25
NEWS BITES INTERNATIONAL
of maritime exercises and operations. During the CORPAT
exercise, both navies will undertake joint patrolling along
the International Maritime Boundary Line (IMBL).
In addition to ships, Maritime Patrol Aircraft from both
navies and integral helicopters would also be participating
in the exercise. The first edition of the Exercise Bongosagar,
was held in 2019. The Exercise Bongosagar
and IN - BN CORPAT reflects the priority
Indian Navy accords to Bangladesh Navy
as part of Prime Minister Narendra Modi’s
vision of SAGAR (Security And Growth
for All in the Region), the release said.
US Secretary of State Mike Pompeo to
limit his East Asia visit to Japan only
06 Oct' 20
U
S Secretary
of State Mike
Pompeo will
limit his East Asia
visit to Japan only
which was earlier
planned from 4th
to 8th October and
also included South
Korea and Mongolia.
As per the State department, Pompeo would leave for
Japan but would not go to Mongolia and South Korea
as originally planned. Following the hospitalisation
of US President Donald Trump with Covid-19, Mr
Pompeo will be returning to Washington on 6th October
after consultations with his Japanese counterpart and
a wider meeting with foreign ministers of India and
Australia.
The visit assumes importance as Japan’s new Prime
Minister Yoshihide Suga has very recently taken office and
U.S. ties with Beijing are at their worst in decades in the
face of the coronavirus which has now infected President
Donald Trump and the First Lady Melania.
The visit is important to strengthen ties with regional allies
on issues in the Indo-Pacific region, from China’s dealings
with the coronavirus to trade issues, new national security
legislation in Hong Kong, tensions in the South China
Sea, and the alleged repression of religious and ethnic
minorities.
In a statement, the state department said,
Pompeo’s visits to Ulaanbaatar, Mongolia,
and Seoul, South Korea have been cancelled
and rescheduled for later in October.
Dr. Harsh Vardhan, Union Minister for Health & Family Welfare launched Decade of Healthy
26 MICA DECEMBER 2020
Union Cabinet approves signing of
Memorandum of cooperation in field
of cyber-security between India &
Japan 09 Oct' 20
T
he Government has given its nod to major reforms
in the marketing of Natural Gas in the country. The
Cabinet, under the chairmanship of Prime Minister,
approved the reforms to push the usage of Natural Gas.
Briefing the media in New Delhi, Petroleum and Natural Gas
Minister Dharmendra Pradhan told that the government will
initiate standardised e-bidding for bringing transparency in
the price of Natural Gas in the country. Railway Minister
Piyush Goyal informed that the Cabinet has also given
its approval for the revised estimate cost for East West
Corridor of the Kolkata Metro Rail Project. Mr Goyal told
that the project, with an estimated cost of nearly 8 thousand
575 crore rupees, will be open for the public by December
2021. According to him the total Route length of the East-
West Metro Corridor in Kolkata will be 16.6 kilometre and
will have 12 stations.
The cabinet also gave its approval for signing a
Memorandum of Cooperation (MoC) in the field of cyber-
security between India and Japan. The MoC will enhance
cooperation in areas of mutual interest, which in­cludes
capacity building in the area of cyberspace, protection
of critical infrastructure, cooperation in emerging
technologies, sharing information on cyber security threats
and malicious cyber activities. Another MoU was signed
between Zoological Survey of India and its Canadian
Counterpart on bar coding of faunal Genomes.
The Cabinet also approved the ratification of seven
chemicals listed under Stockholm Convention on Persistent
Organic Pollutants (POPs). The Stockholm Convention is
a global treaty to protect human health and environment
from POPs, which are identified chemical
substances that persist in the environment,
bio-accumulate in living organisms,
adversely affect human health and have
the property of long-range environmental
transport.
ADB approves 300 million US
dollar loan to finance water supply,
sanitation infrastructure in Rajasthan
12 Oct' 20
I
ndia and the Asian Development Bank (ADB) signed
a 300 million US dollar loan to finance inclusive and
sustainable water supply and sanitation infrastructure
Ageing (2020-2030).

and services in 14
secondary towns of
the state of Rajasthan.
The signatories to the
Rajasthan Secondary
Towns Development
Sector Project were
Sameer Kumar
Khare, Additional
Secretary in the Ministry of Finance and Takeo Konishi,
Country Director of ADB’s India Resident Mission.
On this occasion, Mr Khare said, said the project aims
at providing better quality and more sustainable Water
Supply and Sanitation (WSS) services in the project towns.
According to him, it will improve quality of life in these
towns, including for the poor and vulnerable after signing
the loan agreement. Mr Khare said, the investments in
WSS with 10-year operation and maintenance contracts
will ensure improved and sustainable service delivery in
line with the State Government’s urban sector development
plan.
Mr. Konishi said, the project will empower urban local
bodies, and strengthen their institutional capacity, deepen
sector reforms, and build resilience of communities to
manage health pandemics.
Through the project, water supply systems in at least eight
project towns are expected to improve
by 2027, benefiting more than five lakh
70 thousand people. Citywide sanitation
systems will benefit about seven lakh 20
thousand people in at least 14 secondary
towns.
India gets re-elected as President of
International Solar Alliance 13 Oct' 20
I IMF revises its forecast for global
ndia has been re-elected as the President of the
International Solar Alliance (ISA) and France as
the Co- President for a term of two years. This was
decided during the virtual meeting of third assembly of the
International Solar Alliance attended by 34 ISA members.
Four new Vice-Presidents were also chosen to represent
the four regions of ISA. The assembly also approved the
initiatives of the ISA Secretariat in institutionalizing ISA’s
engagement with the private and public corporate sector
through the Coalition for Sustainable Climate Action.
Speaking in the plenary, President of the ISA assembly
and India’s Power and New and Renewable Energy
Minister, R.K. Singh appreciated the Alliance Members
coming together to work for combating climate change.
He welcomed the seventh initiative on heating and cooling
REC Ltd signed MOU with Power Ministry detailing targets for FY20-21.
INTERNATIONAL
to be introduced for discussion in the Third Assembly. Mr
Singh said solar energy is already contributing around 2.8
percent of global electricity and if trends were to continue,
by 2030 solar will become most important
source of energy for electricity production
in large part of the world.
The President also mentioned about various
activities and programmes initiated by ISA
since the 2nd Assembly.
Germany slams Turkey for taking
unilateral steps, escalating tensions
with Greece & Cyprus 14 Oct' 20
G
ermany's foreign Minister criticized Turkey for
unilateral steps in the eastern Mediterranean that
are undercutting efforts to de-escalate tensions
with Greece and Cyprus over sea boundaries and drilling
rights. Heiko Maas said said any attempt by a Turkish
survey ship to begin prospecting for hydrocarbons in
disputed waters around the Greek island of Kastellorizo
would strike a serious blow to efforts at easing tensions and
improving ties between the European Union and Turkey.
Ankara's redeployment of the Oruc Reis survey vessel for
new energy exploration around Kastellorizo has reignited
tensions over sea boundaries between Greek islands,
Cyprus and Turkey's southern coast.
Turkey rebuffed international criticism of its research ship's
redeployment, insisting that the Oruc Reis is operating in
Turkish waters. Omer Celik, spokesman for
Turkish President Recep Tayyip Erdogan's
ruling party, accused Greece of stirring up
tensions and of trying to avoid negotiations
by engaging in actions like military drills
during Turkey's national day celebrations.
growth to 4.4 pct. in wake of
COVID-19 pandemic 15 Oct' 20
T
he International Monetary Fund is forecasting a
somewhat less severe recession than it predicted in
June. In its latest report, the IMF revised its forecast
for global growth to negative 4.4 percent this year. A less
severe contraction than the negative 5.2 percent it had
forecast in June, but still on track for the worst performance
since the Great Depression.
Next year's world downgrade is less than this year's
upgrade. In its latest World Economic Outlook report, the
IMF has said, the global economy is still in deep recession
and the risk of a worse outcome than in its new forecast is
DECEMBER 2020 MICA 27
NEWS BITES INTERNATIONAL
sizable. IMF chief economist Gita Gopinath in a foreword
to the report, said, unprecedented fiscal, monetary, and
regulatory responses to the crisis had kept economies from
plunging deeper into recession.
However, she warned that the ascent out of this calamity
is likely to be long, uneven, and highly
uncertain. Employment remains well below
pre-pandemic levels and the labour market
has become more polarised with low-
income workers, youth, and women being
harder hit, the IMF chief economist added.
India hosts virtual Summit of Ministers
of Justice of Shanghai Cooperation
Organisation 22 Oct' 20
I
ndia hosted the virtual Summit of Ministers of Justice of
Shanghai Cooperation Organisation, SCO. Addressing
the Ministers of Justice from SCO Member States, Law
and Justice Minister Ravi Shankar Prasad highlighted the
initiatives taken by the Indian Government for providing
affordable and easy access to justice for all.
He mentioned about Pro Bono Legal Services to provide
free legal aid to marginalized sections of the society. Mr
Prasad highlighted that through Tele-Law services initiated
in 2017, so far over three lakh 44 thousand free legal
consultations have been given to poor people through video
conference. According to him, during COVID19 pandemic
over 25 Lakh hearings have taken place through video
conference at various courts of India, out of which nine
thousand virtual hearings took place at the Supreme Court
alone.
As part of activities of Justice Ministers’ Forum, the
Minister urged SCO Member States to
promote exchange of ideas, best practices
and experiences in identified areas through
the platform. He also stressed on widening
the spectrum of activities being undertaken
in the Forum.
Young Bangladeshi boy wins special
prize in Global Art Competition
conducted by ICCR 27 Oct' 20
A
six year old Bangladeshi boy Anzar Mustaeen Ali
won a special prize of USD 1000 for his artwork in
the global art competition organised by the Indian
Council of Cultural Relations (ICCR).
The ICCR had launched a global painting competition
named ‘United against CORONA- Express through Art’
Prime Minister Narendra Modi inaugurated the Summit RAISE 2020 - ‘Responsible AI for
28 MICA DECEMBER 2020
Social Empowerment 2020.
which attracted 8000
artwork entries from
around the world.
After the first round
of competition
210 artworks were
shortlisted. The
final jury evaluated
and decided the
winners from each category such as Indian and Foreign,
Professional/Amateur/Children in four different sections:
Contemporary Art; Folk and Tribal Art; Cartoons and
Illustrations and Digital and New Age Art. The maximum
number of entries for the global competition were received
from Bangladesh, said a press release issued by the High
Commission of India in Dhaka.
High Commissioner of India to Bangladesh Vikram
Doraiswami handed over the prize money of USD 1000
to Master Anzar Mustaeen Ali in a function held at the
Chancery in Dhaka. He congratulated
Master Anzar in the presence of his family
and officials of the High Commission. Six
other art works from Bangladesh were
selected for showcasing at the digital art
exhibition of ICCR.
India and Mexico to further work on
strengthening ‘Privileged Partnership’
30 Oct' 20
T
he 8th India-Mexico Joint Commission Meeting
was held through Video-Conference. The
Meeting was co-chaired by External Affairs
Minister S. Jaishankar and his Mexican counterpart
Marcelo Ebrard.
Taking stock of the bilateral relations, both sides
appreciated the progress made in the bilateral trade and
commercial relations between India and Mexico in recent
years. The two sides agreed that given their respective
economic strengths, growing regional and global profile,
India and Mexico will further work on strengthening their
‘Privileged Partnership’.
The two sides discussed a number of issues and agreed
to add new momentum to the relations in the fields of
Trade and Commerce, Agriculture, Health, Space, Science
and Technology. They also underscored
the importance of the Joint Commission
mechanism in deepening political dialogue,
reviewing bilateral and multilateral co-
operation.
 ECONOMY NEWS BITES
Burning Topics of the Month
India hosts 19th Meeting
Bangladesh GDP grew SBI raises USD 1 billion
of SCO Ministers of
at 2 percent in 2019-20 : untied loan with JBIC,
Foreign Economy &
World Bank. other lenders.
Foreign Trade.

& Many More...

SAIL supplies over 9000 tonnes of “Aatmanirbhar Bharat Abhiyaan” for the Union Territory
of Jammu and Kashmir. PFC has sanctioned the loan
steel for 'Atal tunnel' 02 Oct' 20 to JKPCL for clearance of outstanding dues of CPSU,

S
teel Authority of India Limited (SAIL), the largest
steel producing Company in India, has supplied the
majority portion of steel in the construction of the
Atal Rohtang Tunnel, which will be inaugurated by Prime
Minister Narendra Modi. SAIL has supplied more than
9000 Tonnes of its quality steel, out of the 15000 Tonnes of
steel used in the entire project. The tunnel is set to become
the world’s longest road tunnel at an altitude of above
3,000 metres. The Company has once again partnered in
building a vital infrastructure for the Nation and making
India stronger.
Union Minister for Petroleum & Natural Gas and Steel
Dharmendra Pradhan complimented SAIL and said, “This
tunnel will be of great significance to the locals as well as
for strategic movements. It will boost connectivity of the
Spiti Valley. This is an achievement considering the very
challenging conditions of the construction
site and weather. SAIL has supplied a large
quantity of steel for this project. It has
always come forward and supplied steel for
national requirement and in future also will
continue to do so”.
GENCOs & TRANSCOs, IPPs and RE Generators as on
31st March 2020.
“PFC has signed/exchanged agreement for Liquidity
Infusion Scheme under “Aatmanirbhar Bharat Abhiyaan”
for UT of J&K. PFC has sanctioned Rs2790 cr to JKPCL
for clearance of outstanding dues of CPSU, GENCOs &
TRANSCOs, IPPs and RE Generators as on 31.3.20,” the
Power Finance Corp. said in a tweet.
The exchange agreement was signed in the presence of Rohit
Kansal, Principal Secretary, PDD (Power Development
Department) along with senior officers from JKPDD,
KPDCL (Kashmir Power Distribution Corporation Limited),
JPDCL (Jammu Power Distribution Corporation Limited),
PFC & REC (Rural Electrification Corporation Limited).
The Jammu and Kashmir administration had recently said
that it would liquidate the liabilities, including interests in
the power sector, by raising over Rs 11,000 crore under the
Atmanirbhar Bharat Abhiyan.
The decision was taken at the meeting of
Jammu and Kashmir Power Corporation
Ltd’s board of directors (JKPCL) on
September 30.

PFC and JKPCL signs agreement for Cabinet approves major reforms in
Liquidity Infusion for Jammu and Natural Gas Marketing to push its
Kashmir UT 06 Oct' 20 usage in country 07 Oct' 20

C T
entral Government-run Power Finance Corporation he Cabinet, under the chairmanship of Prime
(PFC) has disbursed Rs 2,790 crore to Jammu & Minister, approved the reforms to push the usage
Kashmir State Power Development Corporation of Natural Gas. Briefing the media in New Delhi,
Limited (JKPCL) as part of the liquidity infusion scheme Petroleum and Natural Gas Minister Dharmendra Pradhan
announced by the Centre in May. told that the government will initiate standardised e-bidding
The PFC has signed an agreement for Liquidity for bringing transparency in the price of Natural Gas in the
Infusion Scheme under Prime Minister Narendra Modi’s country.
Piyush Goyal, Minister of Railways and Commerce & Industry, Government of India
inaugurated Phoolbagan Metro station of East-West Metro.
DECEMBER 2020 MICA 29
NEWS BITES ECONOMY
Railway Minister Piyush Goyal informed that the
Cabinet has also given its approval for the revised
estimate cost for East West Corridor of the Kolkata
Metro Rail Project.
Mr Goyal told that the project, with an estimated cost
of nearly 8 thousand 575 crore rupees, will be open
for the public by December 2021. According to him
the total Route length of the East-West Metro Corridor
in Kolkata will be 16.6 kilometre and will have 12
stations.
According to him that the project will ease traffic congestion,
enhance urban connectivity and provide cleaner mobility
solution to lakhs of daily commuters in
Kolkata. The cabinet also gave its approval
for signing a Memorandum of Cooperation
(MoC) in the field of cyber-security between
India and Japan.
Trade & economy one of the most
important pillars of India- EU
partnership: Piyush Goyal 08 Oct' 20
U
n i o n
Minister of
Railways
and Commerce &
Industry Piyush
Goyal has told that
trade and economy
are one of the most
important pillars of
India- European Union (EU) partnership.
Addressing the Diplomatic & Industry Leadership
Session on EU-India Collaborative Economic Growth,
According to him India is also hopeful of working
with EU towards a Free Trade Agreement for which he
suggested a Preferential Trade Agreement may be inked
in a near future.
Mr. Goyal told that under the able guidance of Prime
Minister Narendra Modi, India and EU have furthered their
relationship across the European Union. According to him
both India and European Union are natural partners who
are willing to engage as responsible global citizens in order
to address pressing global challenges.
The Minister emphasised on strengthening a 3-R approach
of Re-energise, Re-invent and Re-orient in
order to embolden the mutual relationship.
According to him removing barriers to
trade between Europe and India is essential
to move forward
Scientists at S. N. Bose National Centre for Basic Sciences find new “BreathPrint” for
30 MICA DECEMBER 2020
detecting ulcer-causing gastric pathogen.
Bangladesh GDP grew at 2 percent in
2019-20: World Bank 08 Oct' 20
I
n a sharp downward revision of its own estimates,
the World Bank says that the Bangladesh economy is
estimated to have grown at 2 percent in the financial
year 2019-20. The forecast reflects a sharp downward
revision of 5.2 percent from the forecast made in October
2019. According to the latest South Asia Economic Focus
of the World Bank released, the real GDP of Bangladesh
at constant prices is forecast to grow at 1.6 percent in the
year 2020-21 before rebounding to 3.4 percent for the year
2021-22.
Mercy Tembon, World Bank Country Director for
Bangladesh and Bhutan however, appreciated the policies
that the government has undertaken to mitigate the impacts
of COVID 19 on the economy, said the WB Press release.
The World Bank report forecasts a sharper than expected
economic slump across the South Asia region with regional
growth rate expected to contract by 7.7 percent in 2020.
Contrasting with the previous downturns, the report noted
that this time private consumption which is the backbone
of demand in South Asia and a core of economic welfare,
will decline by more that 10 percent further adding to the
poverty rates.
According to the report the COVID 19 crisis has been worst
for small business and informal workers who suffered
sudden job losses. It says that three quarters of all workers
in South Asia depend on informal employment which
has been most affected by the COVID 19 containment
measures.
The World Bank told that it will be deploying up to dollar
160 billion in financial support over 15
months to help more than 100 countries
protect the poor and vulnerable, develop
human capital, support businesses, and
bolster economic recovery. It includes
dollar 50 billion of new IDA resources.
BMRCL inks MoUs with corporate
companies to develop upcoming metro
stations under CSR funds 09 Oct' 20
B
angalore Metro Rail Corporation Limited has
signed MoUs with the corporate companies to
develop upcoming metro stations under their CSR
funds.
The proposed metro line between Electronic city and
Bangalore International airport will now get CSR funds

for the development and maintenance of metro stations.
Infosys foundation has come forward to pay Rs. 200
crore for the construction of Konappana Agrahara metro
station near the Electronic city. Biocon Foundation will
be funding Rs. 65 crore for the construction of Hebbagodi
Metro station.
A realtor Embassy Group has signed a MoU for the
construction of Bettahalasuru Metro station with a funding
of Rs. 140 crore.
The Managing Director of Bangalore
Metro Rail Service, Ajay Seth has
welcomed private participation in the
development of metro stations and has
told that they are committed to add 128
km of new metro network in the coming
five years in the city.
14 investors sign MoUs with Tamil Nadu
Govt to invest over Rs 10,055 Cr in
various industrial projects 12 Oct' 20
I
n Tamil Nadu,
14 investors
have signed
MoUs with the state
government to invest
over 10,055 crore
rupees in various
industrial projects.
The MoUs were
inked in the presence of the state Chief Minister Edappadi
Palaniswamy in Chennai.
A release from the state government says the
investments would generate over seven thousand direct
jobs and many more indirect jobs. It says 42 MoUs
have been signed since last January worth over 31464
crore rupees.
Notable among the investment proposals include
the JSW Renewable Energy Ltd.’s plans to generate
renewable energy in Thoothukudi, Tenkasi, Tirunelveli,
Ramanadhapuram and Tirupur districts.
The Apollo Tyres has signed the agreement for expanding
its operations at Oragadam in Kanchipuram district. The
Hiranandani group establishes an industrial logistics park
at Oragadam.
The Spanish IT firm Mantra Data Centre
established its Data Centre near Chennai.
Aosheng Hitech Ltd has signed the
agreement for launching a carbon fibre
plates manufacturing unit.
Minister for Development of North Eastern Region, DoNER, Dr Jitendra Singh released a
Coffee Table Book on Discovering the Heritage of Assam.
ECONOMY
GOI and ADB inks 177 million dollar
loan pact to upgrade 450 kms of
state highways & major district roads
in Maharashtra 19 Oct' 20
A
sian Development Bank, ADB and Government of
India signed a 177-million dollar loan to upgrade
450 kilometres of state highways and major district
roads in Maharashtra.
The signatories to the Maharashtra State Road
Improvement Project were Additional Secretary (Fund
Bank and ADB) in Department of Economic Affairs in
the Ministry of Finance Sameer Kumar Khare on behalf
of Government of India and Country Director of ADB’s
India Resident Mission Kenichi Yokoyama, on behalf of
ADB.
After signing the loan agreement, Mr Khare said, the
project will improve connectivity between rural areas
and urban centres in the state enabling rural communities
to better access markets, employment opportunities and
services.
According to him, improved mobility will expand
development and livelihood opportunities outside of the
state’s major urban centres to second-tier cities and towns
thus reducing income disparities.
Mr. Yokoyama told that the project will also strengthen
road safety measures by developing a road safety audit
framework that will protect vulnerable groups such as the
elderly, women and children, following the international
best practice.
According to him, another feature of the project is to road
maintenance system by encouraging 5-year performance-
based maintenance obligations to contractors to sustain
asset quality and service levels.
Overall the project will upgrade two major district
roads and 11 state highways, with combined length
of 450 km, to two-lane standard across seven districts
of Maharashtra and improve connectivity to national
highways, interstate roads, seaports, airports, rail hubs,
district headquarters, industrial areas, enterprise clusters
and agricultural areas.
The project will also focus on training the Maharashtra
Public Works Department project staff
to build their capacity in climate change
adaptation and disaster resilient features
in road design, road maintenance planning
and road safety.
DECEMBER 2020 MICA 31
NEWS BITES ECONOMY
MSME Minister Nitin Gadkari launches
India’s first-ever high quality Khadi
Fabric Footwear 21 Oct' 20
M
inister of Micro, Small and Medium Enterprises-
MSME, Nitin Gadkari launched India’s first-ever
high quality Khadi Fabric Footwear, designed by
Khadi and Village Industries Commission (KVIC) through
Video Conference.
These footwear are made of Khadi fabric like Silk, Cotton
and Wool. On the occasion, Mr Gadkari also launched the
online sale of Khadi footwear through KVIC’s e-portal
www.khadiindia.gov.in.
Mr Gadkari said, such unique products has high potential
of capturing the international market and at the same time,
Khadi fabric footwear will create additional employment
and higher income for artisans.
According to him, Khadi footwear is a unique product and
they are cost effective. Mr Gadkari also urged the KVIC
to develop alternatives to leather accessories like ladies’
handbags, purses, wallet in handcrafted Khadi fabric that
has a huge potential in foreign markets.
According to him, by developing and marketing such
products overseas, Khadi India can capture a market worth
Rs. 5000 crore.
Minister of State for MSME, Pratap Chandra Sarong said
the Khadi fabric footwear is not only environment-friendly
and skin-friendly but it reflects the hard work of Khadi
artisans put in to make fabric for these
footwear. The footwear have been launched
in 15 designs for ladies and 10 designs for
men and their prices are in the range of Rs.
1100 to Rs. 3300 per pair.
India hosts 19th Meeting of SCO
Ministers of Foreign Economy &
Foreign Trade 28 Oct' 20
I
ndia hosted the 19th Meeting of the Shanghai
Cooperation Organisation (SCO) Ministers of Foreign
Economy and Foreign Trade.
In his opening remarks, Minister of Commerce and Industry
Piyush Goyal told that the current crisis due to Covid-19 is
a clarion call to the SCO countries to leverage the economic
strength and explore partnerships that enhance trade and
investment in the region.
According to him cooperation should be continued to
enhance intra-SCO trade and investment which would
be critical in ensuring the speedy recovery from the
Indian Olympic quota winner Yashaswini Singh Deswal won the 10m air pistol event in the
32 MICA DECEMBER 2020
5th edition of the International Online Shooting Championship (IOSC).
aftermath of the pandemic. In the meeting four documents
were adopted. They include statement on the response to
Covid-19 which reinforces the need for greater cooperation
for access to medicines and facilitation of trade and
statement on the Multilateral Trading System of Ministers
of SCO Countries who are WTO Members. This statement
highlights the importance of the rule-based multilateral
negotiations.
Besides, statement on SCO Cooperation on Intellectual
Property Rights (IPR) was also adopted which relates to
cooperation of intellectual property and include sharing
information and experience on legislation and enforcement,
cooperation in international organisations and other areas.
Minister of State for Commerce and Industry Hardeep Singh
Puri also spoke on the occasion. The virtual
meeting was attended by the Secretary
General of SCO and Ministers from,
Kyrgyz Republic, Kazakhstan, Pakistan,
Russia, Tajikistan and Uzbekistan.
SBI raises USD 1 billion untied loan
with JBIC, other lenders 29 Oct' 20
T
he State
Bank of India
signed a loan
agreement amounting
to up to one billion
US Dollars with
the Japan Bank
for International
Cooperation, a
company statement said in Mumbai. The loan is intended
to promote the smooth flow of funds for the whole range of
business operations of Japanese automobile manufacturers
in India.
As part of the agreement, 600 million US Dollars will
be financed by JBIC while the remaining amount will be
financed by other participating banks. The facility will
be co-financed by SMBC, MUFG Bank, Mizuho Bank,
Shizuoka Bank and Bank of Yokahama.
On the occasion of signing the agreement, Deputy
Managing Director (IBG) of SBI C. Venkat Nageswar
told that the friendship between India and Japan has a
long history, rooted in spiritual affinity and strong cultural
and civilizational ties. It is a historic
occasion for both SBI and JBIC, as they
are entering into an untied loan for the
first time. This will assist in achieving our
Prime Minister's vision of making India
Atmanirbhar.
 SPORTS NEWS BITES
Burning Topics of the Month

Lewis Hamilton takes 91st

Rajasthan Royals to launch BCCI announces team for
win to equal Schumacher's
cricket academy in UAE. Australia tour.
F1 record.

& Many More...

Indian Premier League: Rajasthan Swiatek wins French Open, becomes

Royals to launch cricket academy in first Pole to win Grand Slam singles
UAE 06 Oct' 20 title 10 Oct' 20

T S
he Indian
Premier League
franchise
Rajasthan Royals
announced that they
would be launching a
cricket academy in the
UAE on October 12.
This will be their first
academy in the Middle East and their second academy,
worldwide. With this, the franchise has also become the
first team in the IPL to establish operations in the UAE.
According to a press release, the team’s UAE academy
is being operated in partnership with UAE-based sports
consulting firm RedBear Sports. It is aimed at establishing
a global presence of the franchise as a cricketing brand and
promoting the sport around the world
Girls and boys aged 6-19 will be able to access world-class
coaching, with participants having the option of choosing
between one to one sessions, team sessions, or group sessions,
the release added. All the sessions will take place under the
guidance of Academy Director and former Zimbabwe captain,
Graeme Cremer and his highly qualified coaching team. The
Sevens Stadium facility is known for hosting the Emirates
Airline Rugby 7s alongside its world-class cricket facilities.
The venue boasts of three world-class ovals, two of which
are floodlit, 6 floodlit turf nets and fully equipped changing
rooms of the highest standards, suitable for participants
of all ages. The facilities have been frequently used by
travelling county and international teams.
Most recently, the facilities were used by
the IPL teams, including Rajasthan Royals
during their preparation for the ongoing
tournament.
ecuring a
first Grand
Slam title is
supposed to be an
arduous task but
19-year-old Iga
Swiatek crowned
an extraordinary
fortnight to win the
French Open in a blaze of winners, crushing Sofia Kenin
6-4, 6-1.
Swiatek, who had dropped only 23 games en route to the
final, produced another audacious display as she became
the first Polish player to win a Grand Slam singles title.
Only briefly in the first set did Swiatek show any weakness,
letting slip a 3-0 lead, but having edged a tightly-contested
opening set she romped to victory, although fourth seed
Kenin's challenge appeared to be hampered by a thigh
injury.
Australian Open champion Kenin, herself only 21, needed
treatment at 1-2 in the second set and on the resumption
Swiatek was utterly ruthless, conceding only three more
points, sealing the title with an unstoppable forehand, her
25th winner.
Unseeded Swiatek, who was ranked 54th at the start of the
tournament, is the youngest woman to win the French Open
since Monica Seles in 1992 and the first to do so without
dropping a set during the fortnight since Justine Henin in
2007.
After claiming victory she made her way
into the stands to celebrate with her family
including former Olympic rower father
Tomasz and her coach Piotr Sierzputowski.

Software industry major Dassault Systemes has established a research centre in collaboration
with Shiv Nadar University in Uttar Pradesh's Greater Noida.
DECEMBER 2020 MICA 33
NEWS BITES SPORTS
front of a drastically reduced audience because of the pandemic
Lewis Hamilton takes 91st win to equal
at a rescheduled grand slam under a new roof at Court Philippe
Schumacher's F1 record 11 Oct' 20 Chatrier – yet it was a final of rolling contradictions, too.

L
ewis Hamilton How to explain a first set in which the two best players in the
equalled men’s game traded shots of mind-numbing quality for 45
M i c h a e l minutes, yet Nadal inflicted a rare bagel on the world No 1?
Schumacher's At many stages in this compelling struggle the scoreboard
all-time record seemed at odds with what was happening on court. There
91 Formula One was almost equal carnage in the second set before Djokovic
wins with an Eifel launched the inevitable fight back in the third to lend the
Grand Prix victory occasion a garland of respectability it deserved. But there
that catapulted the was no denying the incomparable Spaniard, who struck his
Mercedes driver closer to a seventh world championship. fourth ace for a merciful release from the agony.
While the Briton triumphed at the Nuerburgring, the He declined to celebrate drawing alongside Federer, intent
German circuit where Ferrari great Schumacher won five instead on embracing the moment as his
times, teammate Valtteri Bottas suffered a huge hit to his national anthem filled the near-empty
title hopes with a first retirement of the season. Red Bull's stadium. Djokovic was not so reluctant:
Max Versteppen finished second, and took a bonus point “Today you showed why you are king of the
for fastest lap, with Daniel Ricciardo third for Renault in clay,” he said to his humble friend.
his first podium since 2018 when he was at Red Bull.
The Australian celebrated with a private champagne 'shoey'
BCCI announces team for Australia
while pondering what kind of tattoo to inflict on team boss tour 26 Oct' 20

Cyril Abiteboul. To make up for it, he posted a video on
Instagram of the forgotten deed. Ricciardo, who is joining
McLaren at the end of the season, said the podium felt like
his first with Red Bull in 2014 all over again.
Mick Schumacher, the Formula Two leader who could be
racing against Hamilton next season, presented Hamilton with
one of Michael Schumacher's red helmets from his second stint
in F1 with Mercedes. Hamilton, celebrating his seventh win of
the season, is now 69 points clear of Bottas in
the standings with six rounds remaining. He
said he only realised the significance of what
he had done when he came into the pitlane
after taking the chequered flag.
Rafael Nadal win his 13th French
Open 12 Oct' 20
T
he Board of Control of Cricket in India (BCCI)
announced the 32-member Indian squad for the tour
of Australia evening. As expected, the BCCI backed
Virat Kohli to lead the team in the two-month-long tour.
Varun Chakraborty is the fresh face in the side, he has been
picked for the T20Is, thanks to his great show in the Indian
Premier League. Rohit Sharma has not been picked for the
Tests. T20Is and ODIs. Thanks to his good run of form,
Dhawan has been picked for ODIs. Sanju Samson finds a
place in the T20I squad, while Rishabh Pant misses out in the
limited overs format. KL Rahul has been backed for the ODI
side. Wriddhiman Saha will be wicketkeeping in the Tests
and Rishabh Pant would be the extra keeper.
T20I squad: Virat Kohli (Capt), Shikhar, Mayank Agarwal,
KL Rahul (vc & wk), Shreyas Iyer, Manish, Hardik Pandya,
Sanju Samson (wk), Ravindra Jadeja, Washington Sundar,

N
o v a k Yuzvendra Chahal, Jasprit Bumrah, Mohd. Shami, Navdeep
Djokovic Saini, Deepak Chahar, Varun Chakravarthy ODI squad: Virat
drove Rafael Kohli (Capt), Shikhar Dhawan, Shubman Gill, KL Rahul (vc
Nadal to almost & wk), Shreyas Iyer, Manish Pandey, Hardik Pandya, Mayank
unprecedented heights Agarwal, Ravindra Jadeja, Yuzvendra Chahal, Kuldeep Yadav,
of excellence but was Jasprit Bumrah, Mohd. Shami, Navdeep Saini, Shardul Thakur
powerless to stop his Test squad: Virat Kohli (Capt), Mayank Agarwal, Prithvi
old rival winning his Shaw, KL Rahul, Cheteshwar, Ajinkya(vc),
13th French Open and Hanuma Vihari, Shubman Gill, Saha (wk),
the 20th major he needed to match the record of their absent Rishabh Pant (wk), Bumrah, Mohd. Shami,
friend, Roger Federer. Nadal’s 100th win at Roland Garros was Umesh Yadav, Navdeep Saini, Kuldeep Yadav,
almost flawless – 6-0, 6-1, 7-5 in two hours and 41 minutes in Ravindra Jadeja, R. Ashwin, Mohd. Siraj.

34 MICA DECEMBER 2020 Bollywood Actress Mishti Mukherjee, who worked in films and music videos, died.

Burning Topics of the Month
Nokia picked by NASA to
Mars will be closest to the
build first cellular network
Earth in October.
on the Moon.
NASA launches SS Kalpana Chawla
Cygnus spacecraft to International
Space station 03 Oct' 20
N S
orthrop
Grumman’s
C y g n u s
vehicle, the S.S.
Kalpana Chawla, has
arrived at the ISS
following launch or
its Antares rocket for
the NG-14 mission.
The flight delivered thousands of kilograms/pounds of
equipment, crew supplies, and science to the orbital outpost.
Liftoff occurred 2 October at 21:16 EDT (3 October at
01:16 UTC) from Pad 0A at the Mid-Atlantic Regional
Spaceport in Virginia, ahead of arrival at the ISS.
First and foremost, NG-14 was tasked with delivering a
host of pressurized cargo including science experiments,
crew supplies, general maintenance equipment, and
personal items to the Station.
A portion of the vehicle hardware includes fans, batteries,
and consumables for Russia’s Zarya module as well as
a new upgraded pane to provide improved viewing and
optics for the crew when using the cupola observatory.
Outside of the vehicle, a single unpressurized cargo
element known as SharkSat is also flying on this mission.
According to Northrop Grumman, the SharkSat will test
emerging technologies with potential uses in 5G cellular
networks.
The Cygnus spacecraft is made up of a Pressurized Cargo
Module built by Thales Alenia Space
in Turin, Italy, and a Service Module
consisting of the two solar arrays, navigation
equipment, and propulsion elements built
by Northrop Grumman in Dulles, Virginia.
Senior Congress leader and former Legislative Council member (MLC) Naseeb Pathan
died. He was 68.
SCIENCE NEWS BITES
Orionids Meteor shower
formed by Halley’s comet
will be at its peak.
& Many More...
Scientists once again discover signs
of water in the lakes of planet Mars
06 Oct' 20
cientists discover liquid water in the lakes of
Mars; allusions to the existence of life and habitat.
According to a research article published in the
journal Nature astronomy, recently, scientists discovered
three other groundwater lakes in the south pole of the Red
Planet. Besides the main lake, smaller surrounding lakes
have also been discovered. This after the discovery of the
same lake of this type came into being in 2018, which
extended over a wide area of ​​20 km2 and was 1.5 km below
the Martian surface.
At present, the water that has been found in the lakes is
expected to be extremely salty, resulting in dangerous
uncertainty for any potential life form.
According to the information cited on BBC, Italian
researchers have claimed that these newly discovered
lakes resemble the extent of habitat presence in the
past. They further deduced that; Previously, Mars may
have had a warmer climate, but then it went through
a climate catastrophe before turning to frozen waste.
With great skepticism, they concluded that in the
midst of climate transformation, there could have
been some life form that could have existed on the
Martian surface.
The team of scientists used the European Space Agency’s “
Mars Express spacecraft ”, equipped with a radar instrument
called MARSIS – Mars Advanced Radar for Subsurface
and Ionosphere Sounding, to conduct their probe over the
South Polar region of the planet. Eventually, MARSIS
sends a signal to the surface of the planet
and is reflected which is then intercepted
indicating the composition of the surface
originally such as ice, rock and water, as in
the journal “Nature”.
DECEMBER 2020 MICA 35
NEWS BITES SCIENCE
Mars will be closest to the Earth in
October 10 Oct' 20
M
ars will now be closer to Earth this October than
it will be in the next 15 years. So, depending on
the weather conditions, simply go out and watch
the sky at midnight and you'll be able to see the red planet.
Mars will be closest to Earth, starting from October 6. The
two planets will not be this close again for the next 15
years, or until September 2035, Earthsky reported.
According to the National Aeronautics and Space
Administration (Nasa), this is the time when Mars' orbit
lies "at about 38.6 million miles (62.07 million kilometers)
from our planet".
Mars will still be visible through October, but will become
fainter as Mars and Earth travel farther away from each
other in their orbits around the Sun.
One can watch Mars from Earth using a pair of binoculars
and even a cell phone with quality camera on it. Here are
some skywatching tips from Nasa.
Mars Close Approach is when the red planet and Earth
come nearest to each other in their orbits around the sun.
"The minimum distance from Earth to Mars is about 33.9
million miles (54.6 million kilometers). However, that
doesn't happen very often," Nasa said.
"When Mars and Earth are close to each other, Mars appears
very bright in our sky. It also makes it easier to see with
telescopes or the naked eye. The Red Planet comes close
enough for exceptional viewing only once or twice every
15 or 17 years," the space agency said.
The next Mars Close Approach is staled in
December 2022, when the red planet will
be only 38.6 million miles (62.07 million
kilometers) from Earth, Nasa said.
Nokia picked by NASA to build first
cellular network on the Moon
20 Oct' 20
N
okia Oyj has been chosen by NASA to build the
first ever cellular network on the moon.
The Finnish telecommunications firm said that the
partnership will create a path toward sustainable human
presence on the lunar surface, and will result in the first
LTE/4G communications system in space.
Nokia’s Bell Labs unit is planning to build what it describes
as an ultra-compact, low-power, space-hardened, end-to-
end LTE solution that will be available on the moon by
late 2022.
Supersonic Missile Assisted Release of Torpedo (SMART) has been successfully flight
36 MICA DECEMBER 2020
tested from Wheeler Island off the coast of Odisha.
The idea is to
provide the kind
of technology that
makes it possible
to remotely control
lunar rovers, or allow
real-time navigation
and streaming of
high definition video,
Nokia said. The solution has been specially designed to
withstand the harsh conditions of the launch and lunar
landing, and to operate in the extreme conditions of space,
it said. The company said the technology its using — the
precursor to 5G — is ideally suited for providing the kind
of wireless connection that astronauts need.
Nokia is working with Intuitive Machines
to integrate the network into a lunar lander
and deliver it to the surface of the moon,
where it will self-configure, it said.
IIT Kharagpur's low-cost coronavirus
testing method COVIRAP gets ICMR
assent 21 Oct' 20
A
new coronavirus diagnostic method, using a low-
cost portable unit developed by researchers at the
Indian Institute of Technology (IIT), Kharagpur,
has been approved by the Indian Council of Medical
Research (ICMR) after testing with patient samples showed
an accuracy level slightly lower than the gold standard RT-
PCR method at a fraction of the cost.
The machine cost less than `5,000 to make and the test kits
would each cost about `500, IIT-Kharagpur researchers
told journalists on Wednesday. Once the viral RNA was
extracted, the testing process took about one hour. The
IIT was in discussion with commercial manufacturers
and start-ups, and hoped that the government would also
subsidise the cost of test kits, they said.
In parallel testing with 200 samples containing a wide range
of viral loads, IIT-Kharagpur’s COVIRAP method correctly
detected 108 out of the 115 positive samples identified by an
RT-PCR machine, and 83 out of 85 negative samples, meaning
that it has a 94% sensitivity and 98% specificity in comparison
to RT-PCR. Unlike the RT-PCR machine, which could cost
up to `25 lakh, and needed to be operated by a molecular
biologist, the COVIRAP machine cost the IIT researchers only
`5,000 to make and could be manufactured at
even lower cost if economies of scale were
applied by commercial manufacturers, said
lead researcher and IIT professor Suman
Chakraborty.

Scientists discover new organ in
the human throat while studying
prostrate cancer 22 Oct' 20
S
cientists in the
Netherlands
h a v e
discovered a new
organ, a set of
salivary glands set
deep in the upper
part of the throat,
Livescience reported.
The "accidental" discovery was made when researchers at
the Netherlands Cancer Institute were using a combination
of CT scans and positron emission tomography (PET)
scans called PSMA PET-CT to study prostate cancer.
The study, published in the journal Radiotherapy and
Oncology, confirmed the presence of the glands after
examining at least 100 patients.
Study co-author and Netherlands Cancer Institute radiation
oncologist Wouter Vogel said that the discovery may be
important for cancer treatment. Until now, this nasopharynx
region - behind the nose - was not thought to host anything
but microscopic, diffuse, salivary glands, but, the newly
discovered set are about 1.5 inches (3.9 centimetres) in
length on average.
Because of their location over a piece of cartilage called
the torus tubarius, the discoverers of these new glands
have dubbed them the tubarial salivary glands. The glands
probably lubricate and moisten the upper throat behind the
nose and mouth, Livescience reported the researchers in
the journal Radiotherapy and Oncology as saying.
The discovery was accidental. Researchers
at the Netherlands Cancer Institute were
using a combination of CT scans and
positron emission tomography (PET) scans
called PSMA PET-CT to study prostate
cancer.
Orionids Meteor shower formed by
Halley’s comet will be at its peak this
week 23 Oct' 20
S
pace is indeed an exhilarating and amusing sight to
witness which is filled with unusual yet astounding
phenomenon and happenings every then and now.
One such astronomical phenomenon which is happening
over the course of this week is Orionid Meteor Shower.
As per various astronomers, this meteor shower will be at
Railway Minister Piyush Goyal through a video link inaugurated the renaming of Naugarh
railway station to Siddharthnagar railway station.
SCIENCE
its peak while providing scintillating manifestation of a
continuous flurry of meteors.
Further, these glaring streaks will be available to people
from the Earth from now onwards till early November. In
the hindsight, the causal reason behind such occurrence
is that the Earth will be passing through that phase of its
orbit which is surrounded with thickest parts of clouds
and debris that were left by Halley’s comet when it hurtled
past the Earth decades ago. Every year Earth’s orbits take
the planet to that debris field where generally, during mid-
October such occurrences take place. In addition, Earth
also whizz past another debris field during the month
of May which leads to the phenomenon of ‘Eta Aquarid
Meteor Shower’.
In fact, as per NASA, the Orionid meteor shower
comprises of meteors that rush past into
Earth’s atmosphere at an extremely high-
speed of 148,000 mph or 66 km/s while
some of them move so fast that they burst
into fireballs creating streaks of light in the
sky.
Martian atmosphere depleting at
much faster pace than Earth, suggests
ISRO study 24 Oct' 20
I
ndian Space Research Organisation (ISRO) has
claimed some startling revelations relating to the planet
subsequent door. In its newly concluded inferences,
ISRO has mentioned that Mars is seemingly shedding its
ambiance at a lot fast tempo as in comparison with the
Earth. Additional, it additionally cited the explanation
behind the speed-up of mud storms in latest instances on
the Pink planet.
In line with the research printed within the Journal of
Geophysical Analysis-Planets, ISRO has noticed the
extreme heating-up of the higher layer of Mars’ ambiance
as a consequence of much-prevalent mud storms, by means
of its Mars Orbiter Mission (MOM) which is protecting
surveillance on Mars’ ambiance. Along with it, such
findings have additionally been, earlier, corroborated
by NASA’s Mars Environment and Unstable Evolution
Mission (MAVEN).
Each these missions pertaining to probe on the Martian
ambiance have penetrated 155 Kms. deep into Mars’s
ambiance the place MOM is in the
direction of the night facet, MAVEN is on
the morning facet of the planet. MOM has
began observing the whipping up of such
mud storms since June 2018.
DECEMBER 2020 MICA 37
NEWS BITES MISCELLANEOUS
Burning Topics of the Month

Union Education Minister Newly identified tectonically Prime Minister participated

launched KAPILA Kalam active zone in the in the Ekta Diwas
Program. Himalayas. Celebrations at Kevadia.

& Many More...

PM released the autobiography of Union Education Minister launched

Dr Balasaheb Vikhe Patil titled Deh KAPILA Kalam Program 15 Oct' 20

U
Vechwa Karani 13 Oct' 20
nion Education Minister Shri Ramesh Pokhriyal

P
rime Minister
Shri Narendra
Modi released
the autobiography of
Dr. Balasaheb Vikhe
Patil titled ‘Deh
Vechwa Karani’
through video
conferencing. He
renamed Pravara Rural Education Society as ‘Loknete
Dr. Balasaheb Vikhe Patil Pravara Rural Education
Society’.
Speaking on the occasion, the Prime Minister said one
will find stories of Vikhe Patil’s life in every region of
Maharashtra.
He said Balasaheb Vikhe Patil followed the footsteps
of Dr. Vitthalrao Vikhe Patil and dedicated himself
to the development of Maharashtra. He added easing
the lives of the villagers, the poor, the farmers and
reducing their sufferings have been the core of Vikhe
Patil's life.
The Prime Minister said Vikhe Patil ji always worked for
the betterment of society and always stressed on making
politics a medium for bringing meaningful changes in the
society, and for solving the problems of the poor and the
villages. He said this approach of Balasaheb Vikhe Patil set
him apart from the others.
He said the autobiography of Balasaheb Vikhe Patil is
very important for all of us, as his efforts
& contribution for the development of the
village, for the poor, for their education, for
the success of cooperatives in Maharashtra
will inspire generations to come.
'Nishank' virtually launched the 'KAPILA'
Kalam Program for Intellectual Property
Literacy and Awareness campaign on the 89th birth
anniversary of former President and Scientist Late Dr.
APJ Abdul Kalam. Minister of State for Education Shri
Sanjay Dhotre also graced the occasion. Secretary,
Higher Education, Shri Amit Khare; Chairman of All
India Council for Technical Education, Professor Anil
Sahasrabuddhe, Vice-Chairman Dr. M.P. Poonia, and
Member Secretary, Dr. Rajive Kumar were also present
at the event.
Speaking on the occasion the Minister said that it is necessary
not only to invent for the self-sufficiency of the country,
but also to patent the inventions. Patent of inventions will
lead India towards Self-Reliance, he said. India has a proud
history of Nalanda and Takshila Universities so we already
had the intellectual property inherited within our culture.
India has to again lead the world as Vishwaguru in the
field of patents, he added. On 'National Innovation Day',
this important initiative has been taken towards making
India self-reliant, he said. Under this campaign, students
pursuing education in higher educational institutions will
get information about the correct system of application
process for patenting their invention and they will be aware
of their rights. He further said that we need to take a giant
leap in the field of patents.
The Institution Innovation Council (IIC 2.0) annual report
was also presented on the occasion and the launch of
IIC 3.0 was announced. It has also been
decided to celebrate the week of October
15th to 23rd as 'Intellectual Property
Literacy Week'. The IIC 3.0 website was
also launched.

38 MICA DECEMBER 2020 The 12th BRICS Summit will be held on 17th November 2020 via video conference.

India ranks 94 out of 107 nations on the
Global Hunger Index 2020 17 Oct' 20
I
ndia ranked 94 among 107 countries in the Global Hunger
Index 2020 and is in the ‘serious’ hunger category with a
score of 27.2, according to report released on Friday. India’s
rank was 102 out of 117 countries last year. In the index, India
features behind Nepal (73), Pakistan (88), Bangladesh (75),
Indonesia (70) among others. Out of the total 107 countries,
only 13 countries fare worse than India including countries
like Rwanda (97), Nigeria (98), Afghanistan (99), Liberia
(102), Mozambique (103), Chad (107) among others.
Seventeen nations, including China, Belarus, Ukraine, Turkey,
Cuba and Kuwait, shared the top rank with GHI scores of less
than five, the website of the Global Hunger Index, that tracks
hunger and malnutrition, said. The under-five mortality rate
stood at 3.7 per cent. According to the report, 14 per cent of
India’s population is undernourished. It also
says that the country recorded a child stunting
rate of 37.4 per cent. Stunted children are
those who have a “low height for their age,
reflecting chronic undernutrition”.
Newly identified tectonically active
zone in the Himalayas 26 Oct' 20
T
he suture zone of the Himalayas or the Indus Suture
Zone (ISZ) in the Ladakh region where Indian
and Asian Plates are joined has been found to be
tectonically active, as against current understanding that it
is a locked zone.
A group of Scientists from Wadia Institute of Himalayan
Geology (WIHG), Dehradun, an autonomous institute
under the Department of Science and Technology,
Government of India, have found through observations and
detailed mapping of geological features that the suture zone
of Himalaya that was conventionally thought to be locked
is tectonically active. They carried out the mapping of the
remote regions of Ladakh that forms the most hinterland
part of the Himalaya. The study was published recently in
the journal ‘Technophysics’.
The geologists observed that sedimentary beds are tilted
and thrust broken, the rivers are associated with uplifted
terraces, and the bedrock shows brittle deformation that
occurred at much shallower depths. These deformed
geological features were then dated in the laboratory at
Dehradun using a technique called Optically Stimulated
Luminescence (OSL) (method for carrying Luminescence
dating of geological sediments) and data of seismicity and
denudation rate reviewed. The combination of field and lab
data suggested the region of the Indus Suture Zone (ISZ)
Veteran actor Vishal Anand, best known for featuring in the 1976 hit film "Chalte Chalte",
passed away. He was 82.
MISCELLANEOUS
has been neo-tectonically active since the
last 78000 -- 58000 years and a recent
earthquake in 2010 of low magnitude 4.0
near the village of Upshi that occurred due
to a thrust rupture.
Prime Minister to participate in the
Ekta Diwas Celebrations at Kevadia
28 Oct' 20
T
o commemorate 145th birth anniversary of Sardar
Patel on 31 October 2020 as Rashtriya Ekta Diwas
the Prime Minister Shri Narendra Modi will visit
Kevadia in Gujarat to pay homage to the great leader at
the Statue of Unity. The Prime Minister will participate at
the Ekta Diwas Parade and administer the Rashtriya Ekta
Pledge.
Police forces of Gujarat State and Central Reserve Armed
Force, Border Security Force, Indo-Tibetan Border Police,
Central Industrial Security Forces and National Security
Guards will participate in the Parade. The Prime Minister
will also witness a Rifle drill by female officers of CRPF.
As part of Ekta Diwas celebrations a cultural show of tribal
heritage is also being organized at Kevadia. To mark the
solemn occasion, Indian Air Force will perform a Fly-past.
Thereafter, the Prime Minister will interact with and address
428 Officer Trainees belonging to various Civil Services
currently undergoing the 95th Foundation Course at Lal
Bahadur Shastri National Academy of Administration,
Mussoorie through videoconference as a culmination of
Aarambh 2020.
The theme of Aarambh 2020 is “Governance in India @
100” with three subthemes-
1. Ek Bharat - Shresth Bharat: Cultural diversity and
synergy in India as an Influencer; Economic diversity
and oneness as strength
2. Atma Nirbhar Bharat: in Energy, Health and building
large systems for handling black swan events
3. Naveen Bharat: Research & Innovation in Education,
Industry and Administration.
A special Volume of ‘Administrator’- a publication of
LBSNAA will be released during the program.
These include the flag-off of the Ekta Cruise Service to
the Statue of Unity, the inauguration of the Ekta Mall
and Children Nutrition Park there. Shri
Narendra Modi will also unveil the website
of Statue of Unity in all the UN official
languages and will launch the Kevadia
App, at the Unity Glow Garden.
DECEMBER 2020 MICA 39
WHO'S WHO DESIGNATION
WHO’S WHO
S.No. DESIGNATION NAME
1. Chairman, Rajya Sabha Venkaiah Naidu
2. Lok Sabha Speaker Om Birla
3. Chairman of Niti Ayog Narendra D. Modi
4. Leader of Opposition in Rajya Sabha Ghulam Nabi Azad
5. Leader of House in Lok Sabha Narendra D. Modi
6. Leader of Opposition in Lok Sabha -
7. Chief Election Commissioner Sunil Arora
8. Election Commissioner Rajiv Kumar, Sushil Chandra
9. Director General, ITBP S S Deshwal
10. Chief Vigilance Commissioner Sanjay Kothari
11. Foreign Secretary Harsh Vardhan Shringla
12. Comptroller & Auditor General of India G. C. Murmu
13. Director, Vikram Sarabhai Space Centre S. Somanath
14. Chairman, Telecom Regulatory Authority of India R. S Sharma
15. CBI Director Rishi Kumar Shukla
16. Chairman, National Commission for Scheduled Tribes Nand Kumar Sai
17. Chairperson, National Commission for Minorities Syed Ghayorul Hasan Rizvi
18. Chairman, UPSC Pradeep Kumar Joshi
19. Director General, National Investigation Agency Y.C. Modi
20. Chairman, Space Commission and ISRO K. Sivan
21. Chairman, Atomic Energy Commission and Sec. Deptt. of Atomic Energy K. N. Vyas
22. Chairman, SSC Braj Raj Sharma
23. Chairman,National Human Rights Commission Justice H.L. Dattu
24. Registrar General and Census Commissioner of India Vivek Joshi
25. Chairman, Central Board of Direct Taxes Pramod Chandra Mody
26. Chairman, Insurance Regulatory Development Authority of India Subash Chandra Khuntia
27. Chairman, Securities & Exchange Board of India Ajay Tyagi
28. Chairperson, State Bank of India Rajnish Kumar
29. India’s permanent representative in UNO T S Tirumurti
30. Home Secretary Ajay Kumar Bhalla
31. Chairperson of National Commission for Women Rekha Sharma
32. Chairman, 15th Finance Commission N. K. Singh
33. Chairman, Competition Commission of India Ashok Kumar Gupta
34. Chairperson,Central Board of Film Certification Prasoon Joshi
35. President, ASSOCHAM Niranjan Hiranandani
36. Chairman, NASSCOM UB Pravin Rao
37. Chief of Defence Staff General Bipin Rawat
38. Chief of Air Staff Rakesh Kumar Singh Bhadauria
39. Chief of Naval Staff Admiral Karambir Singh
40. Chief of Army Staff General Manoj Mukund Naravane
41. Chief, RAW Samant Goel
42. Director, Bhabha Atomic Research Centre A.K. Mohanty
43. National Commission for Scheduled Castes Ram Shankar Katheria
44. President, FICCI Sangita Reddy
45. Chairman of 21st Law Commission Dr. Justice BS Chauhan
46. National Security Advisor Ajit Doval
47. Chairperson, Prasar Bharati Dr. A. Surya Prakash
48. DG of National Testing Agency Vineet Joshi
49. Finance Secretary Ajay Bhushan Pandey
50. Chairman, Indian Banks Association Rajnish Kumar
Data as on 9th November, 2020
Justice Anantkumar Surendraray Dave, a former judge and Acting Chief Justice of the Gujarat
40 MICA DECEMBER 2020
High Court has passed away.
 ETYMOLOGY WORD OF ENGLISH
EDITORIAL WORD � raise � revamp
Sabotage � tweak
Pronunciation: Etymology
1: Verb The English word derives from the French word saboter,
meaning to “bungle, botch, wreck or sabotage”, and
Deliberately destroy, damage, or obstruct (something),
was originally used to refer to labour disputes, in which
especially for political or military advantage.
workers wearing wooden shoes called sabots interrupted
Example: production through different means. A popular but
incorrect account of the origin of the term's present
"power lines from South Africa were sabotaged by rebel
meaning is the story that poor workers in France would
forces"
throw a wooden sabot into the machines to disrupt
2: Noun production.

The action of damaging something. EXAMPLES:

Example: ## Drinking alcohol after a workout will sabotage your

"Angry workers were responsible for the sabotage of the
machines."
SYNONYMS:
� wreck �
� vandalize �
� obstruct �
� cripple �
� incapacitate �
� ruin �
efforts.
## He felt his girlfriend would sabotage his efforts to
succeed, leading him to break off the relationship.
## His failure to refrigerate the food would sabotage the
deliberately damage party plans.
destroy
## Though he had no intention to sabotage the event, his
disrupt unexpected arrival made things fall apart.
impair ## The enemy agent used a bomb to sabotage the factory
and halt production.
spoil
undermine ## The enemy spy came to sabotage their defense efforts.

� filibuster �
� threaten �
� muller
ANTONYMS:
� better �
damage ## Slashing the tires is one of the easiest ways to sabotage
a car.
subvert
## A poor foundation will effectively sabotage even the
best-built house.
## He was paid to sabotage the server, planting a computer
ameliorate virus that would destroy the system.

� upgrade � refine ## Failing to listen is a surefire way to sabotage your

intimate relationships.
� enhance � boost

IT company IBM will set up a centre of excellence for artificial intelligence (AI) in India in
partnership with Government e-Marketplace.
DECEMBER 2020 MICA 41
 Nobel Prize 2020
Physiology/Medicine
The Nobel Prize has been awarded to American medical
researchers and virologists Harvey J Alter and Charles
M Rice, and British scientist Michael Houghton for the
invention of hepatitis C which was discovered in 1982 by
screening many DNA samples.
The discovery of hepatitis C virus revealed the explanation
for the remaining cases of chronic hepatitis and made
possible blood tests and new medicines that have saved
many lives.
Hepatitis:
Hepatitis refers to an inflammatory condition of the liver.
It’s commonly caused by a virus infection, but there
are other possible causes of hepatitis like autoimmune
responses, medications, drugs, toxins, and alcohol.
There are 5 main hepatitis viruses, mentioned as types A,
B, C, D, and E. World Hepatitis Day is observed annually
on 28th July to reinforce awareness of hepatitis. Hepatitis
C is caused by the hepatitis C Virus (HCV).
Physics
The Nobel prize in Physics for the year 2020 was awarded to
3 astrophysicists Roger Penrose from the united kingdom,
Reinhard Genzel from Germany, and Andrea Ghez from
the USA. Roger Penrose received half this year’s prize
for the invention that a region formation may be a robust
prediction of the overall theory of relativity.
The theory explains gravity, as objects try to follow a
straight line through a universe whose geometry is warped
by matter and energy. As a result, planets, also as light
beams, follow curving paths. Genzel and Ghez received
the last half of the prize for the invention of a supermassive
region at the centre of the Milkyway galaxy, now known to
be the Sagittarius A*.
It has a mass four million times that of the Sun and is
confined to an area roughly the size of our Solar System.
Black Hole
The term ‘black hole’ was coined within the mid-1960s
by American Physicist John Archibald Wheeler. Black
Royal Challengers Bangalore (RCB) skipper Virat Kohli became the first Indian player to
42 MICA DECEMBER 2020
score 9,000 runs in T20 cricket.
hole refers to some extent in space where matter is so
compressed on create a gravity field from which even
light cannot escape. Black-holes were theorized by Albert
Einstein in 1915.
Chemistry
Emmanuelle Charpentier of France and Jennifer A Doudna
of the USA are awarded the 2020 Nobel Prize in Chemistry
for developing CRISPR/Cas9 genetic scissors, one among
gene technology’s sharpest tools. It is for the primary time
a Nobel science prize has gone to a women-only team.
The CRISPR/Cas9 genetic scissors are often wont to
change the desoxyribonucleic acid (DNA) of animals,
plants and microorganisms with extremely high precision.
The CRISPR/Cas9 tool has already contributed to
significant gains in crop resilience, altering their ordering
to raise withstand drought and pests. The technology has
contributed to new cancer therapies.
CRISPR Technology
The CRISPR (short for Clustered Regularly Interspaced
Short Palindromic Repeats) technology for gene-editing
was first developed in 2012. It makes gene sequencing very
easy, simple and very efficient providing nearly endless
possibilities.
Editing, or modifying, gene sequences isn't new and has
been happening for several decades now, particularly within
the field of agriculture, where several crops are genetically
modified to provide particular traits. The technology
replicates a natural defense mechanism in Streptococcus
pyogenes that use an identical method to guard itself from
virus attacks.
A DNA strand, when broken, features a natural tendency to
repair itself but the auto-repair mechanism can cause the re-
growth of a problematic sequence. Scientists intervene during
this auto-repair process by supplying the required sequence of
genetic codes, which replaces the primary sequence.
Peace
The 2020 Nobel Peace Prize has been awarded to the earth
Food Programme (WFP), a United Nations (UN) agency,
for its efforts to combat hunger, bettering conditions for Auction Theory
peace in conflict-affected areas and preventing the use of Auction theory studies how auctions are designed, what
hunger as a weapon of war and conflict. The WPF is that rules govern them, how bidders behave and what outcomes
the UN’s primary agency that works upon Eradicating are achieved. Auctions are important to economists because
Hunger which is one the UN’s Sustainable Development they're the foremost widely used and also the foremost
Goals. efficient mechanism to allocate scarce resources.
The WFP provided assistance to shut to 100 million The allocation of scarce resources, in turn, matters to
people in 88 countries who are victims of acute food economists because there's a limited supply of resources on
insecurity and hunger. It has been working in India since earth in comparison to unlimited human needs, and hence
1963 where it has focused upon reforms in the Targeted they have to be allocated only to the foremost urgent needs
Public Distribution System (TPDS) and provided policy of society.
inputs, advocacy and technical assistance for improving
access to food. Literature
The WFP has proposed unique initiatives like Automatic The Nobel Prize in Literature 2020 has been awarded to
Grain Dispensing Machine (Annapurti) and Mobile Storage the USA poet Louise Glück "for her unmistakable poetic
Units for the effective implementation of TPDS. voice that with austere beauty makes individual existence
World Food Programme universal." Her poetry focuses on the painful reality of
being human, handling themes like death, childhood,
It was established in 1961 by the Food and Agriculture and family life. She is that the fourth woman to win the
Organisation (FAO) and the United Nations General prize for literature since 2010, and only the 16th since
Assembly (UNGA) and became a full-fledged UN the Nobel prizes were first awarded in 1901. The Nobel
programme in 1965. It is headquartered in Rome, Italy. Prize comes with a medal and a prize sum of 10 million
Economic Sciences Swedish kronor.
American economists, Paul Milgrom and Robert Wilson Year Indian citizens Field
are awarded the Sveriges Riksbank Prize in Economic
Sciences, 2020 for his or her work on commercial auctions. 1913 Rabindranath Tagore Literature
The award is popularly but incorrectly referred to as Nobel 1930 C. V. Raman Physics
Prize in Economic Sciences, (as it's not one among the five 1979 Mother Teresa Peace
Nobel prizes that Nobel established in his will in 1895, it's
1998 Amartya Sen Economics
not a Nobel Prize).
2014 Kailash Satyarthi Peace
It was created in 1968 by a donation from Sweden's financial
institution Sveriges Riksbank to the Nobel Foundation to Rajendra K. Pachauri,
commemorate the bank's 300th anniversary and includes (on behalf of the IPCC as
a ten million Swedish kronor award money (`8.33 crores 2007 Chairman) Peace
roughly).  
Milgrom and Wilson improved the auction theory and Overseas citizens of Indian
invented new auction formats for auctioning off many Year origin Field
interrelated objects simultaneously, on behalf of a seller Physiology
motivated by broad societal benefit rather than maximal 1968 Har Gobind Khorana or Medicine
revenue. 1983 Subrahmanyan Chandrasekhar Physics
Robert Wilson developed the idea for auctions of objects with 2009 Venki Ramakrishnan Chemistry
a standard value – a worth which is uncertain beforehand
but, within the end, is that the same for everybody. Paul 2019 Abhijit Banerjee Economics
Milgrom formulated a more general theory of auctions that  
not only allows common values, but also private values that Year Others Field
change from bidder to bidder. Physiology
Their work will benefit sellers, buyers and taxpayers round 1902 Ronald Ross or Medicine
the world. It will help in auctioning goods and services, like 1907 Rudyard Kipling Literature
radio frequencies, which are difficult to sell in traditional
ways. 1989 14th Dalai Lama Peace

Senior IPS officer M A Ganapathy has been appointed as the Director General of Bureau of DECEMBER 2020 MICA 43
Civil Aviation Security (BCAS).
 PM Street Vendor’s
AtmaNirbhar Nidhi
(PM SVANidhi)
Background:
Street vendors represent a very important constituent of
the urban informal economy and play a significant role
in ensuring availability of the goods and services at
affordable rates at the door-step of the city dwellers. They
are known as vendors, hawkers, thelewala, rehriwala,
theliphadwala etc. in different areas/ contexts. The
goods supplied by them include vegetables, fruits, ready-
to-eat street food, tea, pakodas, breads, eggs, textile,
apparel, footwear, artisan products, books/ stationary
etc. The services include barber shops, cobblers, pan
shops, laundry services etc. The COVID-19 pandemic
and consequent lockdowns have adversely impacted the
livelihoods of street vendors. They usually work with a
small capital base and might have consumed the same
during the lockdown. Therefore, there is an urgent need
to provide credit for working capital to street vendors to
resume their business.
Objectives:
The scheme is a Central Sector S cheme i.e. fully funded
by Ministry of Housing and Urban Affairs with the
following objectives: (i) To facilitate working capital loan
up to `10,000; (ii) To incentivize regular repayment; and
(iii) To reward digital transactions
The scheme will help formalize the street vendors with
above objectives and will open up new opportunities to
this sector to move up the economic ladder.
Eligibility of States/UTs
The Scheme is available for beneficiaries belonging to
only those States/UTs which have notified Rules and
Scheme under Street Vendors (Protection of Livelihood
and Regulation of Street Vending) Act, 2014. Beneficiaries
from Meghalaya, which has its own State Street Vendors
Act may, however, participate.
Amount of initial working capital
loan:
Urban street vendors will be eligible to avail a Working
Capital (WC) loan of up to `10,000 with tenure of 1 year
The government appointed SBI’s senior-most Managing Director Dinesh Kumar Khara as
44 MICA DECEMBER 2020
the chairman of the the country’s largest lender.
and repaid in monthly instalments. For this loan, no
collateral will be taken by the lending institutions. On
timely or early repayment, the vendors will be eligible for
the next cycle of working capital loan with an enhanced
limit. No prepayment penalty will be charged from
the vendors for repayment before the scheduled date.
Regional Rural Banks (RRBs), Small Finance Banks
(SFBs), Cooperative Banks & SHG Banks, the rates
will be as per their prevailing rates of interest. In case of
NBFC, NBFC-MFIs etc., interest rates will be as per RBI
guidelines for respective lender category. In respect of
MFIs (non NBFC) & other lender categories not covered
under the RBI guidelines, interest rates under the scheme
would be applicable as per the extant RBI guidelines for
NBFC-MFIs.
PM SVANidhi Portal:
In line with the Centre’s Digital India programme, the
Housing and Urban Affairs, secretary, Durga Shanker
Mishra on 28 August launched the PM Street Vendor’s
AtmaNirbhar Nidhi (PM SVANidhi) online dashboard,
through video conferencing.
The new online dashboard is an interactive online
platform that would also provide a one stop solution to
all stakeholders looking for information and tracking
monitoring of progress of PM SVANidhi up to city
level.
“The scheme will help vendors achieve their ambition of
going up the economic ladder by availing the facility of
enhancement of the credit limit on timely repayment of
loan,” ministry of housing and urban affairs said.
An Integrated IT Platform along with Mobile App
will be developed by the Ministry for administration
of the scheme. This Portal will provide one stop
solution for administration of the scheme. The IT
Platform will integrate with the vendors data bases
across the States/ UTs, BCs/ constituents/ agents of
lending institutions, digital payment aggregators and
PAiSA portal of MoHUA and Udyami Mitra portal
managed by Small Industries Development Bank of
India (SIDBI).
Beneficiary for the Scheme:
Street vendors/ hawkers vending in urban areas, as
on or before March 24, 2020, including the vendors of
surrounding peri-urban and rural areas.
Eligibility Criteria of Beneficiaries: PM Modi interacts with street
The Scheme is available to all street vendors engaged in
vendors from UP on 27 Oct 2020
vending in urban areas as on or before March 24, 2020.
The eligible vendors will be identified as per following
criteria:
(i) Street vendors in possession of Certificate of Vending
/ Identity Card issued by Urban Local Bodies (ULBs);
(ii) The vendors, who have been identified in the survey
but have not been issued Certificate of Vending /
Identity Card; Provisional Certificate of Vending
would be generated for such vendors through an IT
based Platform. ULBs are encouraged to issue such
vendors the permanent Certificate of Vending and
Identification Card immediately and positively within
a period of one month.
(iii) Street Vendors, left out of the ULBled identification
survey or who have started vending after completion
of the survey and have been issued Letter of
Recommendation (LoR) to that effect by the ULB /
Town Vending Committee (TVC); and
(iv) The vendors of surrounding development/ peri-urban
/ rural areas vending in the geographical limits of the
ULBs and have been issued Letter of Recommendation
(LoR) to that effect by the ULB / TVC.
Interest Subsidy:
The vendors, availing loan under the scheme, are eligible
to get an interest subsidy @ 7%. The interest subsidy
amount will be credited into the borrower’s account
quarterly. Lenders will submit quarterly claims for interest
subsidy for quarters ending as on June 30, September 30,
December 31 and March 31 during each financial year.
Subsidy will only be considered in respect of accounts
of borrowers, which are Standard (non-NPA as per extant
RBI guidelines) on respective claim dates and only for
those months during which the account has remained
Standard in the concerned quarter. The interest subsidy
is available up to March 31, 2022. The subsidy will be
available on first and subsequent enhanced loans up to
that date. In case of early payment, the admissible amount
of subsidy will be credited in one go.
Implementation Partner (s):
Small Industries Development Bank of India (SIDBI) will
be the implementation partner of the Ministry of Housing
Finance Minister Nirmala Sitharaman launched ‘MSME Prerana’, an online business
mentoring programme for MSMEs by state-run Indian Bank.
and Urban Affairs for scheme administration. SIDBI will
leverage the network of lending Institutions including the
SCBs, RRBs, SFBs, Cooperative Banks, NBFCs & MFIs
for scheme implementation.
Prime Minister Narendra Modi interacted via video-
conferencing with street vendors from Uttar Pradesh
who had availed of loans under the PM Street Vendors
Atmanirbhar Nidhi (PM SVANidhi) and said most of the
beneficiaries were repaying their loans on time.
The scheme, which provides vendors collateral-free working
capital loans of `10,000, was announced on June 1 as a part
of the government’s Atmanirbhar Bharat package in the
wake of the COVID-19 pandemic and economic crisis.
So far, 24.76 lakh applications have been received, of which
12.37 lakh have been sanctioned and over 5 lakh loans have
been disbursed, according to the PM SVANidhi portal.
While addressing the street vendors, Mr. Modi said Uttar
Pradesh accounted for 6.5 lakh applications and 4.25
lakh approved loans. He said those who played politics
in the name of the poor had given the impression that the
poor would not repay loans. But, he added, the poor had
presented an example of their honesty by repaying their
PM SVANidhi loans.
Earlier, Mr. Modi interacted with vendors from Agra,
Varanasi and Lucknow, and asked them about their
experiences with the lockdown and the scheme.
Preeti Devi, a fruit seller from Agra, said she used to sell
vegetables prior to the lockdown.
“During the lockdown, we felt like we were drowning,”
she said. She added that with the PM SVANidhi loan she
was able to restart her work and set up a fruit cart. Ms
Preeti said she had repaid the first instalment.
Arvind Maurya, who runs a stall selling momos and coffee
in Varanasi, which is Mr. Modi's Lok Sabha constituency,
told the Prime Minister that he was able to get the loan
within a week of applying.
Mr. Modi asked him if momos were a popular snack in
Varanasi, adding that security personnel don’t let him
eat street food during his visits. The Prime Minister
appreciated Mr. Maurya’s initiative of giving one free
momo to customers who wear masks, maintain social
distancing and pay digitally.
Mr. Modi also interacted with a food stall owner from
Lucknow, Vijay Bahadur.
In his address later, Mr. Modi congratulated bank
employees for their efforts in disbursing loans.
DECEMBER 2020 MICA 45
QUIZ TIME CURRENT AFFAIRS
CURRENT AFFAIRS QUIZ
Q.1. Recently who has been appointed as the brand
ambassador of Bengal Peerless?
(1) Rahul Dravid (2) Akshay Kumar
(3) Rajkumar Rao (4) Amir Khan
(5) Sourav Ganguly
Q.2. Recently which railway zone has launched
‘Operation My Saheli’?
(1) Eastern Railway
(2) Northern Railway
(3) Central Railway
(4) South East Central Railway
(5) South Eastern Railway
Q.3. Recently which bank has launched a green initiative
named “IB-eNote” to enable a total paperless
working environment?
(1) Indian Bank Q.10. E-commerce marketplace, Flipkart and which
(2) State Bank of India
(3) Indian Overseas Bank
(4) Punjab National Bank
(5) Bank of Baroda
Q.4. Union Minister D.V. Sadananda Gowda has
launched POS 3.1 software, SMS Gateway and
Home Delivery facility of Fertilizers (RBK) for
farmers in which state recently?
(1) Madhya Pradesh (2) Andhra Pradesh
(3) Uttarakhand (4) Uttar Pradesh
(3) 4th October (4) 30th September
(5) 27th September
Q.7. Recently which state Government has signed a
5-year Memorandum of Understanding (MoU)
with Denmark in the water sector?
(1) Assam (2) Kerala (3) Odisha
(4) Gujarat (5) Rajasthan
Q.8. Alexander De Croo was appointed as new Prime
Minister of which country recently?
(1) Germany (2) Mali (3) Belgium
(4) Brazil (5) Myanmar
Q.9. Sheikh Nawaf Al Ahmed Al Sabah has been
appointed Emir of Kuwait, what is the currency of
Kuwait?
(1) Dinar (2) Riyal (3) Rufiyaa
(4) Peso (5) Dollar
Insurance company have launched a cyber
insurance cover for online financial frauds recently?
(1) Bajaj Allianz General Insurance
(2) Max Life Insurance Company
(3) ICICI Prudential Life Insurance
(4) Tata AIA Life Insurance Company
(5) HDFC Life Insurance Company
Q.11. Recently which state government has launched a
portal “Kritagyata”, an online pension submission
and tracking system?

(5) Bihar (1) Assam (2) Kerala (3) Odisha

(4) Punjab (5) Maharashtra
Q.5. Recently which Union Minister has e-launched
the “Ambedkar Social Innovation and Incubation Q.12. Recently the Indian Coast Guard Vessel Karnaklata
Mission (ASIIM)”? Barua was commissioned in which city?
(1) Dharmendra Pradhan (1) Vishakhapatnam (2) Kolkata
(2) Jitendra Singh (3) Kochi (4) Mumbai
(3) Thaawarchand Gehlot (5) Chennai

(4) Nitin Gadkari Q.13. Recently the National Bank for Agriculture and
Rural Development (NABARD) has announced a
(5) Narendra Singh Tomar special refinance facility of ________________Rs
Q.6. International Day of Older Persons is observed for Fiscal Year 2021.
globally on ________ every year. (1) 500 crore (2) 600 crore (3) 700 crore
(1) 2nd October (2) 1st October (4) 800 crore (5) 100 crore
India's largest telecom operator Reliance Jio has partnered USP Studios, a content creator
46 MICA DECEMBER 2020
for kids, to strengthen the platform's offering for children.

Q.14. Recently Prime Minister Narendra Modi
inaugurated strategically important, Atal Tunnel in
which State/ UT recently?
(1) Andhra Pradesh (2) Jammu & Kashmir
(3) Sikkim (4) Himachal Pradesh
(5) Ladakh
Q.15. Recently PD Vaghela was appointed as Chairman
of which organization?
(1) TRAI (2) SEBI (3) NABARD
(4) NHAI (5) SIDBI
Q.16. Recently which country has hired former Bermuda
batsman David Hemp as the head coach of the
national women's side?
(1) Afghanistan (2) Pakistan (3) India
(4) Australia (5) South Africa
Q.17. Shri Tanmaya Lal has been appointed as the next
Ambassador of India to which country?
(1) Croatia (2) Costa Rica (3) Sweden
(4) Switzerland (5) Australia
Q.18. Recently who has been re-appointed as Chairman
of Shri Somnath Trust?
(1) Shashank Shankar (2) Siddharth Arora
(3) Ravi Shankar (4) Basant Tripathi
(5) Keshubhai Patel
Q.19. ISRO is scheduled to launch its Venus mission in
which year?
(1) 2022 (2) 2021 (3) 2023
(4) 2024 (5) 2025
Q.20. Recently who has assumed the charge of Additional
Director General Military Nursing Service?
(1) Sonali Ghosal (2) Sangeeta Reddy
(3) Vinita Ayer (4) Kiran Gupta
(5) Pramila Mehta
Q.21. Hardeep Singh Puri addressed webinar on World
Habitat Day 2020, World Habitat Day is celebrated
on ________________.
(1) 1st October (2) 2nd October
(3) 3rd October (4) 4th October
(5) 5th October
Q.22. Recently who was appointed as Chief Financial
Officer of the State Bank of India?
Vistara and Axis Bank launched a co-branded forex card that can load up to 16 currencies.
CURRENT AFFAIRS
(1) Alapan Bandyopadhyay
(2) Prashant Kumar
(3) C Venkat Nageshwar
(4) Aditya Puri
(5) Charanjit Singh Attra
Q.23. Which Bank has launched a financial inclusion
and literacy initiative 'Gram Sampark Abhiyan'
to commemorate the 150th birth anniversary of
Mahatma Gandhi?
(1) State Bank of India
(2) Punjab National Bank
(3) Central Bank of India
(4) HDFC Bank
(5) Axis Bank
Q.24. Recently which state government has launched the
“Pathashree Abhijan” scheme?
(1) West Bengal (2) Odisha (3) Assam
(4) Kerala (5) Punjab
Q.25. India and which country have signed Statement of
Intent to support decarbonisation?
(1) Netherlands (2) Sweden (3) Canada
(4) Russia (5) Japan
Q.26. Recently which Union Minister has released a
Coffee Table Book on Discovering the Heritage of
Assam, with foreword by Amitabh Bachchan and
published by Penguin?
(1) Rajnath Singh (2) Piyush Goyal
(3) Dr Jitendra Singh (4) Amit Shah
(5) Narendra Singh Tomar
Q.27. Recently who won gold in 10 meter air rifle event
of International Online Shooting Championship?
(1) Vijay Kumar (2) Aditya Mehta
(3) Manu Kumar (4) Visnu Shivaraj Pandian
(5) Heena Sidhu
Q.28. Defence Research and Development Organisation
successfully test-fired a new version of the
surface-to-surface nuclear-capable ballistic missile
________________at Balasore, off the coast of
Odisha.
(1) Shaurya (2) Pranav (3) Prakash
(4) Chakra (5) Surya
DECEMBER 2020 MICA 47
QUIZ TIME CURRENT AFFAIRS
Q.29. Every year World Space Week is observed from (1) Bahujan Samajwadi Party
________________. (2) Samajwadi Party
(1) 1st to 5th October (3) Indian National Congress
(2) 3rd to 9th October (4) Bharatiya Janata Party
(3) 5th to 11th October (5) Aam Aadmi Party
(4) 4th to 10th October Q.37. Which State/UT has announced the launch of
(5) 4th to 11th October the anti-pollution campaign ‘Yudh Pradushan Ke
Virudh’ to reduce the pollution level?
Q.30. Recently which edition of Indian Navy Bangladesh
Navy Bilateral Exercise Bongosagar commenced (1) Goa (2) Chandigarh
in Northern Bay of Bengal? (3) Uttarakhand (4) Maharashtra
(1) First (2) Third (3) Second (5) Delhi
(4) Sixth (5) Fifth Q.38. Recently which airport has become the first airport
of the Airports Authority of India which is entirely
Q.31. Under the Swachh Sundar Samudayik Shouchalaya
solar-powered?
category which state bagged the first position at
state level? (1) Lucknow (2) Varanasi (3) New Delhi
(1) Madhya Pradesh (2) Gujarat (4) Puducherry (5) Indore
(3) Kerala (4) Tamil Nadu Q.39. Recently the red cherry pepper chilli of which state
has earned the geographical indication tag, which
(5) Andhra Pradesh is locally known as the “Dalle Khursani”?
Q.32. Harvey J. Alter Charles M. Rice and Michael (1) Sikkim (2) Goa (3) Jharkhand
Houghton were awarded jointly the Nobel Prize
2020 in which field? (4) Kerala (5) Bihar

(1) Physics (2) Economics (3) Peace Q.40. Recently which state government has announced
Digital Seva Setu Programme for the rural areas?
(4) Medicine (5) Chemistry
(1) Rajasthan (2) Uttar Pradesh (3) Gujarat
Q.33. NASA launched a commercial astronaut named
(4) Punjab (5) Haryana
after Indian-origin ________________divine
astronaut. Q.41. Who has been appointed as the new Chairman of
State Bank of India for a period of three years?
(1) Rakesh Sharma (2) Sunita Williams
(1) Dinesh Kumar Khara
(3) Ravish Malhotra (4) Mihir Sen
(2) Sunil Arora
(5) Kalpana Chawla
(3) Charanjit Singh Attra
Q.34. Every year World Teachers’ Day is celebrated
globally on ________________. (4) C Venkat Nageshwar

(1) 8th October (2) 5th September (5) Prashant Kumar

Q.42. On the occasion of the 151st Birth Anniversary of
(3) 5th October (4) 7th October
Mahatma Gandhi, who has launched the coffee-
(5) 3rd October table book titled “Babu – The Unforgettable” over
Q.35. Recently which country has decided to send first- the virtual event?
ever ‘asteroid mining robot’ into space? (1) Ramnath Kovind (2) Narendra Modi
(1) China (2) India (3) China (3) Amit Shah (4) Piyush Goyal
(4) Japan (5) USA (5) Manish Sisodia
Q.36. Three-time member of Legislative Council Q.43. Wildlife Week is annually celebrated across India
Mulayam Singh Yadav has passed away, he was between ________________ with an aim to
associated with which political party protect and preserve the flora and fauna of India.
Prime Minister Narendra Modi launched a Campaign by way of a Tweet on Jan Andolan
48 MICA DECEMBER 2020
for COVID-19 Appropriate Behaviour.

(1) 1st to 7th October (2) 3rd to 9th October
(3) 4th to 10th October (4) 2nd to 8th October
(5) 7nd to 13th October
Q.44. India and which country are working towards the
operationalization of the Sittwe port in the Rakhine
state of Myanmar in the first quarter of 2021?
(1) Maldives (2) Bangladesh (3) Myanmar
(4) Srilanka (5) Indonesia
Q.45. Recently where was Quad Countries’ Foreign
Minister meet held?
(1) New Delhi (2) Dhaka
(3) Kathmandu (4) Beijing
(5) Tokyo
Q.46. Who has been appointed as the Director-General of
Bureau of Civil Aviation Security?
(1) Amit Trivedi (2) M A Ganapathy
(3) Sunil Sethi (4) PD Vaghela
(5) Rajat Sud
Q.47. Recently right-handed batsman, Najeeb Tarakai
has passed, he was related to which country?
(1) Australia (2) Pakistan
(3) Bangladesh (4) South Africa
(5) Afghanistan
Q.48. Ashima Goyal, Jayanth R Varma, Shashanka Bhide
were appointed as new members of Monetary
Policy Committee, how many members are in the
Monetary Policy Committee?
(1) 5 (2) 7 (3) 8
(4) 6 (5) 4
Q.49. Gajanan Mallya, General Manager, South Central
Railway presented “Man of the Month” safety
awards to 45 employees for showing ness in the
duty and taking timely action to prevent unsafe
conditions, where is the headquarter of South
Central Railway?
(1) Secunderabad (2) Hyderabad
(3) New Delhi (4) Chennai
(5) Kochi
Q.50. Recently Prasar Bharati and Indian Farmers
Fertilizer Cooperative Limited, IFFCO have signed
a MoU to broadcast and promote new agriculture
technology and innovations, who is the chairman
of Prasar Bharati?
Minister of Textiles Smriti Irani launched the first ever Brand and Logo for Indian Cotton
on Second World Cotton Day through video conferencing.
CURRENT AFFAIRS
(1) Prashoon Joshi (2) Rajeev Kumar
(3) A. Surya Prakash (4) Ajay Tyagi
(5) Amitabh Kant
Q.51. Who was awarded by the Nobel Prize in Literature
in 2020?
(1) Louise Glück (2) Roger Penrose
(3) Reinhard Genzel (4) Andrea Ghez
(5) Charles M. Rice
Q.52. Who was appointed as the new deputy governor of
the Reserve Bank of India on 7th October 2020?
(1) Dinesh Kumar Khara
(2) M Rajeshwar Rao
(3) Charanjit Singh Attra
(4) C Venkat Nageshwar
(5) Prashant Kumar
Q.53. Recently which country has successfully test-fired
a Tsirkon hypersonic cruise missile in the Arctic?
(1) Germany (2) South Korea (3) Japan
(4) Russia (5) China
Q.54. India’s GDP expected to contract by World Bank is
________________ for fiscal year 2020-21.
(1) 9.6 percent (2) 9.0 percent (3) 8.0 percent
(4) 7.6 percent (5) 10 percent
Q.55. Recently in which state the National Bank for
Agriculture and Rural Development -NABARD
has inked three Memoranda of Understanding with
Public Sector Bank- State Bank of India to extend
credit support for various projects?
(1) Himachal Pradesh (2) Uttar Pradesh
(3) Bihar (4) Gujarat
(5) Madhya Pradesh
Q.56. Prime Minister Narendra Modi launched a
campaign by way of a Tweet on Jan Andolan for
COVID-19 Appropriate Behaviour in view of the
upcoming festivals and winter season as well as the
opening up of the economy?
(1) Nirmala Sitharaman
(2) Narendra Modi
(3) Amit Shah
(4) Piyush Goyal
(5) Narendra Singh Tomar
DECEMBER 2020 MICA 49
QUIZ TIME CURRENT AFFAIRS
Q.57. Minister of Textiles Smriti Irani launched the
first ever Brand and Logo for Indian Cotton on
which edition of World Cotton Day through video
conferencing?
(1) Third (2) Second (3) First
(4) Fourth (5) Fifth
Q.58. Recently Union Cabinet approved signing of
Memorandum of cooperation in field of cyber-
security between India & which country?
(1) Sudan (2) Saudi Arabia
(3) Japan (4) Canada
(5) Brazil
Q.59. What is the Name the Former Governor of Manipur
and Nagaland, and ex-CBI Director, who has
passed away recently?
(1) Rajiv Tyagi (2) Mulayam Singh Yadav
(3) Ashwani Kumar (4) KC Dutta
(5) PN Banerjee
Q.60. Recently which state government has announced a
‘Digital Seva Setu’ programme to ensure optimum
utilisation of technology for public welfare in rural
areas?
(1) Kerala (2) Assam (3) Punjab
(4) Rajasthan (5) Gujarat
Q.61. Recently which private sector bank has tied-up
with Vistara to launch co-branded forex card?
(1) Yes Bank (2) Axis Bank
(3) ICICI Bank (4) HDFC Bank
(5) Bandhan Bank
Q.62. Union minister Ram Vilas Paswan has passed
away, he was the ________________Minister.
(1) Consumer affairs, food and public distribution
(2) Minister of Agriculture & Farmers Welfare
(3) Minister of Rural Development
(4) Minister of Panchayati Raj
(5) Minister of Skill Development and Entrepreneurship
Q.63. Recently who has been re-elected as the Chairman
of Association of Mutual Funds in India?
(1) Dinesh Kumar Khara
(2) Nilesh Shah
(3) Charanjit Singh Attra
50 MICA DECEMBER 2020 The Government gave nod to major reforms in the marketing of Natural Gas in the country.
(4) C Venkat Nageshwar
(5) Prashant Kumar
Q.64. Which Union Minister has been given additional
charge of the Ministry of Consumer Affairs, Food
and Public Distribution following the demise of
Ram Vilas Paswan?
(1) Nitin Gadkari
(2) Narendra Singh Tomar
(3) Gajendra Singh Sekhawat
(4) Amit Shah
(5) Piyush Goyal
Q.65. New Development Bank has approved
infrastructure projects worth ________________
for India.
(1) 341 million dollars
(2) 541 million dollars
(3) 741 million dollars
(4) 241 million dollars
(5) 841 million dollars
Q.66. Noted poet, Nityanand Nayak will be conferred
the prestigious Sarala Puraskar for his poetry work
‘Setebelaku Nathiba’, published in 2017, he is
associated with which language?
(1) Tamil (2) Telugu (3) Malayalam
(4) Marathi (5) Oriya
Q.67. Reserve Bank of India has announced Monetary
Policy statement, what is the current reverse repo
rate?
(1) 3.35 percent (2) 4.25 percent
(3) 3.00 percent (4) 4.35 percent
(5) 3.75 percent
Q.68. Every year World Post Day is observed on
________________ .
(1) 7th October (2) 11th October
(3) 4th October (4) 9th October
(5) 8th October
Q.69. J Venkatramu has been appointed the managing
director and chief executive officer of India Post
Payments Bank, where is the headquarter of India
Post Payments Bank?
(1) Mumbai (2) Pune (3) Lucknow
(4) New Delhi (5) Chennai
 CURRENT AFFAIRS
Q.70. Union Minister for Education Ramesh Pokhriyal (1) Dinesh Kumar Khara
'Nishank' virtually inaugurated the Gyan Circle (2) Nilesh Shah
Ventures, a MeitY funded Technology Business
Incubator of Indian Institute of Information (3) Charanjit Singh Attra
Technology in which state through Video (4) C Venkat Nageshwar
Conference recently?
(5) Pradeep Kumar Rawat
(1) Andhra Pradesh (2) Uttar Pradesh
Q.78. The Department of Posts is celebrated National
(3) Bihar (4) Jharkhand Postal Week from ________________ 2020, to
(5) Kerala mark the occasion of the World Postal Day.
Q.71. Recently which state government has entered into (1) 7-13 October 2020
a partnership with Israel to establish a one of a kind (2) 8-14 October 2020
Centre of Excellence?
(3) 9-15 October 2020
(1) Assam (2) Meghalaya (3) Tripura
(4) 6-12 October 2020
(4) Punjab (5) Kerala
(5) 10-16 October 2020
Q.72. Recently NABARD has inked three Memorandum
Q.79. Every year World Mental Health Day is observed
of Understanding with which bank to extend credit
globally on ________________.
support for various NABARD projects?
(1) 8th October (2) 9th October
(1) Union Bank of India
(3) 11th October (4) 10th October
(2) Punjab National Bank
(5) 16th October
(3) Indian Overseas Bank
Q.80. Which state government has launched the “Mukhya
(4) ICICI Bank
Mantri Saur Swarojgar Yojana”?
(5) State Bank of India
(1) Uttarakhand (2) Uttar Pradesh
Q.73. Recently Uttar Pradesh government has signed
(3) Bihar (4) Madhya Pradesh
agreement with Zurich Airport for Jewar Airport,
Jewar Airport is situated in which city? (5) Assam
(1) Agra (2) Allahabad (3) Varanasi Q.81. Chetan Anand was named brand ambassador for
Indian brand ‘Transform’, he is related to which
(4) Noida (5) Lucknow
sport?
Q.74. Recently KK Usha, has passed away, she was the
(1) Cricket (2) Table Tennis (3) Chess
former Chief Justice of which High Court?
(4) Badminton (5) Football
(1) Allahabad (2) Bombay (3) Kerala
Q.82. International Day of the Girl Child is observed
(4) Delhi (5) Calcutta
globally on ____________ every year since 2012.
Q.75. Who has topped the Forbes India Rich list for
(1) 4th October (2) 8th October
2020?
(3) 9th October (4) 11th October
(1) Gautam Adani (2) Mukesh Ambani
(5) 16th October
(3) Shiv Nadar (4) Radhakishan Damani
Q.83. Who has won the 2020 Eifel Grand Prix, held at the
(5) Lakshmi Mittal
Nürburgring in Nürburg, Germany?
Q.76. Which country has become first country to approve
(1) Lewis Hamilton
genetically modified wheat?
(2) Michael Schumacher
(1) Argentina (2) Bhutan (3) China
(3) Sebastian Vettel
(4) Denmark (5) Ethiopia
(4) Alain Prost
Q.77. Recently who was appointed as next Ambassador
of Netherlands? (5) None of the above

The Cabinet has given its approval for the revised estimate cost for East West Corridor of
the Kolkata Metro Rail Project.
DECEMBER 2020 MICA 51
QUIZ TIME CURRENT AFFAIRS
Q.84. Who has won the men’s 2020 French Open Title?
(1) Novak Djokovic (2) Stan Wawrinka
(3) Rafael Nadal (4) Andre Agassi
(5) None of the above
Q.85. Prime Minister Narendra Modi released a
commemorative 100 rupee coin in the honour of
________________ .
(1) Arun Jaitley with a multi-parameter system containing
(2) Deen Dayal Upadhyay
(3) Atal Bihari Vajpayee
(4) Pranav Mukherjee
(5) Vijaya Raje Scindia
Q.86. World Migratory Bird Day is observed globally on
________________ or 10th October.
(1) 31st May (2) 9th May
(3) 12th November (4) 3rd June
(5) 22nd April
Q.87. 14 investors signed MoUs with which state
government to invest over Rs 10,055 Cr in various
industrial projects recently?
(1) Maharashtra (2) Gujarat
(3) Karnataka (4) Madhya Pradesh
(5) Tamil Nadu
Q.88. Recently who has virtually inaugurated and
dedicated as many as 44 different bridges of Border
Roads Organisation across the country?
(1) Narendra Modi (2) Nitin Gadkari
(3) Amit Shah (4) Piyush Goyal
(5) Rajnath Singh
Q.89. Recently where was Coastal security exercise
“Sagar Kavach” concluded?
(1) Kerala (2) Andhra Pradesh
(3) Tamil Nadu (4) Odisha
(5) Karnataka
Q.90. Sadyr Zhaparov was appointed as the new Prime
Minister of which country recently?
(1) Afghanistan (2) Uzbekistan (3) Tajikistan
(4) Kyrgyzstan (5) Turkmenistan
Q.91. India and the Asian Development Bank has signed
a ________________ loan to finance inclusive
and sustainable water supply and sanitation
52 MICA DECEMBER 2020 The legendary guitarist Eddie Van Halen has died aged 65.
infrastructure and services in 14 secondary towns
of the state of Rajasthan.
(1) 400 million dollar (2) 300 million dollar
(3) 200 million dollar (4) 600 million dollar
(5) 500 million dollar
Q.92. Recently which state government has launched a
mobile water testing laboratory van, fully equipped
analysers, sensor, probes and instruments meant
for assessing water quality?
(1) Haryana (2) Odisha
(3) Tamil Nadu (4) Madhya Pradesh
(5) Jharkhand
Q.93. Which state/UT has become the first state to have
completely digital, hi-tech classrooms?
(1) Assam (2) Kerala
(3) Maharashtra (4) Delhi
(5) Chandigarh
Q.94. According to the data provided by the Ministry of
Jal Shakti, which state has become the first “Har
Ghar Jal” State in the country by providing tap
water connection to every rural household?
(1) Maharashtra (2) Kerala
(3) Goa (4) Andhra Pradesh
(5) Himachal Pradesh
Q.95. As part of the United Nations International Day of
Girl Child Aava Murto became Prime Minister of
which country for a day?
(1) Vatican City (2) Canada (3) Finland
(4) Mexico (5) Singapore
Q.96. Recently which IIT signed MoU with C-DAC to
establish 650 TF supercomputing system?
(1) IIT Guwahati (2) IIT Delhi
(3) IIT Bombay (4) IIT Kanpur
(5) IIT Gandhinagar
Q.97. C M Chang has passed away due to COVID-19, he
was the environment minister of which state?
(1) Nagaland (2) Tripura (3) Odisha
(4) West Bengal (5) Kerala
Q.98. What is the rank of India among 158 countries
in the 2020 Commitment to Reducing Inequality
Index?

(1) 145th (2) 123rd (3) 116th
(4) 129th (5) 87th
Q.99. The United Nations International Day for
Disaster Reduction is observed globally
on________________.
(1) 12th October (2) 16th October
(3) 19th October (4) 13th October
(5) 10th October
Q.100. Recently in which/UT has passed a first-of-its-kind
in India ‘Tree Transplantation Policy’ to preserve
trees for clean and green?
(1) Goa (2) Chandigarh
(3) Jammu & Kashmir (4) Ladakh
(5) Delhi
Q.101. Which organization has projected the Indian
economy to contract by 10.3 per cent in 2020-21?
(1) International Monetary Fund
(2) World Bank
(3) Fitch Rating Agency
(4) Asian Development Bank
(5) S & P Global Rating Agency
Q.102. Recently which State Government has tied up with
India Post to get 11,000 farmers enrolled in the
Pradhan Mantri Kisan Sanman Nidhi scheme?
(1) Bihar (2) Uttar Pradesh
(3) Uttarakhand (4) Goa
(5) Madhya Pradesh
Q.103. Recently Carlton Chapman has passed away, he
was related to which sport?
(1) Cricket (2) Football (3) Hockey
(4) Chess (5) Badminton
Q.104. Recently which state has launched a new scheme
named the ‘Jagananna Vidya Kanuka’ scheme to
distribute school kits among the poor children of
the state?
(1) Maharashtra (2) Kerala
(3) Goa (4) Andhra Pradesh
(5) Himachal Pradesh
Q.105. Recently who has released the autobiography of
former Union Minister Dr Balasaheb Vikhe Patil
through video conferencing?
All India Institute of Ayurveda signed MoU with Amity University for Ayurveda Research.
CURRENT AFFAIRS
(1) Piyush Goyal
(2) Amit Shah
(3) Rajnath Singh
(4) Ramesh Pokhariyal Nishank
(5) Narendra Modi
Q.106. Every year World Standards Day is observed
globally on ______.
(1) 12th October (2) 16th October
(3) 14th October (4) 20th October
(5) 4th October
Q.107. Recently Rahul Shrivastava was appointed as the
Next Ambassador of India to which country?
(1) Somalia (2) Austria (3) Albania
(4) Singapore (5) Thailand
Q.108. Who was appointed as Next Ambassador of India
to Indonesia?
(1) Manoj Kumar Bharti
(2) Shashank Shankar
(3) Siddharth Arora
(4) Ravi Shankar
(5) Keshubhai Patel
Q.109. Which country has topped in Commitment to
Reducing Inequality Index 2020?
(1) Iceland (2) Brazil (3) Canada
(4) Ireland (5) Norway
Q.110. Which country has been re-elected as the President
of the International Solar Alliance?
(1) Germany (2) Egypt (3) India
(4) Russia (5) Japan
Q.111. Which country has rejected the co-financing
request for the Chinese Corona vaccine recently?
(1) Nepal (2) India (3) Russia
(4) Bangladesh (5) Pakistan
Q.112. When was the International Day of Rural Women
observed?
(1) October 15th (2) October 17th
(3) October 14th (4) October 13th
(5) October 12th
Q.113. Which Union Ministry launched Jan Andolan
Campaign on COVID-19?
DECEMBER 2020 MICA 53
QUIZ TIME CURRENT AFFAIRS
(1) Home Ministry (2) Jal Shakti Ministry
(3) Defence Ministry (4) Ministry of AYUSH
(5) Urban Affairs Ministry
Q.114. Which among the following country failed to get
elected UN Human Rights Council recently?
(1) China (2) Russia (3) Pakistan
(4) Iran (5) Saudi Arabia
Q.115. Which country received the lowest votes among all
nations that got elected to UNHRC this month?
(1) Pakistan (2) Cuba (3) Ukraine
(4) Japan (5) China
Q.116. India’s per capita GDP is expected to slump by how
much in 2020, as per latest IMF World Economic
Outlook projections?
(1) 9.8 percent (2) 10.5 percent (3) 11 percent
(4) 7 percent (5) 8.2 percent
Q.117. India contributed how much amount to the
United Nations Relief and Works Agency for the
Palestinian cause?
(1) USD 1.5 million (2) USD 2.5 million
(3) USD 2 million (4) USD 3 million
(5) USD 1 million
Q.118. What is the name of the World War II bomb that
was detonated underwater in Poland?
(1) Fat Man (2) Little Boy (3) Small Boy
(4) Tall Boy (5) Small Man
Q.119. Centre has extended how much subsidy on
transportation of fruits and vegetables through
Kisan Rail Trains?
(1) 10 percent (2) 20 percent (3) 30 percent
(4) 50 percent (5) 60 percent
Q.120. India and France were re-elected as the president
and co-president of the International Solar Alliance
for a term of how many years at the virtual meeting
of the third assembly?
(1) Three (2) Two (3) One
(4) Five (5) Four
Q.121. India has contributed how much funds to the United
Nations Relief and Works Agency for Palestine
Refugees in Near East?
(1) One million dollars
(2) Two million dollars
Gujarat Chief Minister Vijay Rupani e-dedicated online e-Sanjeevani OPDs scheme across
54 MICA DECEMBER 2020
Gujarat through video conferencing.
(3) Three million dollars
(4) Four million dollars
(5) Five million dollars
Q.122. The first Indian to win the Oscar award, Bhanu
Athaiya has passed away, She won the Oscar for
which film?
(1) Mother Teresa (2) Salaam Bombay
(3) Gandhi (4) Madhumati
(5) Saaransh
Q.123. Recently the Export-Import Bank of India on behalf
of the Government of India has extended a Line of
Credit of USD 400 million to which country?
(1) Bangladesh (2) Maldives (3) Nepal
(4) Indonesia (5) Srilanka
Q.124. Recently which state government has signed a pact
with Vedanta Group firm Hindustan Zinc Ltd to set
up a greenfield zinc smelter in the state?
(1) Goa (2) Haryana
(3) Maharashtra (4) Rajasthan
(5) Gujarat
Q.125. Recently which private sector bank and Apollo
Hospitals have collaborated to launch the
“HealthyLife Programme”, a holistic healthcare
solution?
(1) Yes Bank (2) Axis Bank
(3) ICICI Bank (4) IndusInd Bank
(5) HDFC Bank
Q.126. Recently which state government has inaugurated
“Sujal”, ‘Drink from Tap Mission’ scheme, to
provide round the clock supply of quality tap
drinking water in all urban areas of the state?
(1) Odisha (2) Haryana
(3) Tamil Nadu (4) Madhya Pradesh
(5) Jharkhand
Q.127. Prime Minister Narendra Modi released a
commemorative coin of 75-rupee denomination
to mark the which Anniversary of Food and
Agriculture Organization?
(1) 85th (2) 65th (3) 70th
(4) 75th (5) 100th
Q.128. Renowned Kuchipudi dancer, Shobha Naidu has
passed away, Kuchipudi is the famous dance form
of which state?

(1) Kerala (2) Tamil Nadu
(3) Karnataka (4) Andhra Pradesh
(5) Maharashtra
Q.129. Sooronbai Jeenbekov has resigned from his post,
he was President of which country?
(1) Afghanistan (2) Iran (3) Kyrgyzstan
(4) Ukraine (5) Sudan
Q.130. Which state government launched 6-month long
women empowerment programme ‘Mission
Shakti’ to raise awareness and tackle crime against
women in the state?
(1) Bihar (2) Uttar Pradesh
(3) Uttarakhand (4) Goa
(5) Madhya Pradesh
Q.131. Recently Road Transport and Highways Minister
Nitin Gadkari inaugurated and laid the foundation
stones for 16 National Highways projects in which
city?
(1) Maharashtra (2) Kerala
(3) Goa (4) Andhra Pradesh
(5) Himachal Pradesh
Q.132. Recently India and which country held their first
joint commission meeting and agreed to add new
momentum to their relations in a wide range of
fields including trade and commerce, agriculture,
health and social security, defence and space?
(1) Cuba (2) Peru (3) Egypt
(4) Uganda (5) Chile
Q.133. Which country hosted the virtual Summit of
Ministers of Justice of Shanghai Cooperation
Organisation, SCO?
(1) India (2) China
(3) Bangladesh (4) Japan
(5) Myanmar
Q.134. The 36th Raising Day of National Security Guard
was observed on ________.
(1) 14th October (2) 16th October
(3) 17th October (4) 11th October
(5) 12th October
Q.135. Recently who has virtually launched the campaign
‘KAPILA’, which stands for Kalam Program for
Intellectual Property Literacy and Awareness
campaign?
In Himachal Pradesh, Captain Sanjay Chauhan Dwar was inaugurated at Solan City.
CURRENT AFFAIRS
(1) Amit Shah
(2) Narendra Modi
(3) Ramesh Pokhriyal Nishank
(4) Ram Nath Kovind
(5) M Venkaiah Naidu
Q.136. What is the name of the chairman and managing
director of National Thermal Power Corporation
Limited whose tenure has been extended till 31
July 2025?
(1) Vinay Tonse (2) Ashwani Bhatia
(3) Gurdeep Singh (4) Sumit Deb
(5) Rajiv Kumar
Q.137. Olympic champion, Constantina Dita has been
named an ambassador for the World Athletics Half
Marathon Championships Gdynia 2020, she is
related to which country?
(1) Romania (2) Italy (3) France
(4) Japan (5) Croatia
Q.138. Legendary poet and Jnanpith laureate, Mahakavi
Akkitham Achuthan Namboothiri has passed away,
he was associated with which language?
(1) Kannada (2) Tamil (3) Telugu
(4) Malayalam (5) Urdu
Q.139. Who is the author of the book “The Battle of
Belonging”?
(1) Vikram Seth (2) Chetan Bhagat
(3) Amish Tripathi (4) Shashi Tharoor
(5) Neena Rai
Q.140. Who has clinched Women's Singles title at Denmark
Open?
(1) Carolina Marin (2) Nozomi Okuhara
(3) Naomi Osaka (4) Saina Nehwal
(5) PV Sindhu
Q.141. Which Union Minister launched AYUSHMAN
SAHAKAR scheme, it is a unique way to assist
cooperatives play an important role in creation of
healthcare infrastructure in the country?
(1) Amit Shah
(2) Dr. Harsh Wardhan
(3) Narendra Singh Tomar
(4) Shripad Yesso Naik
(5) Smriti Irani
DECEMBER 2020 MICA 55
QUIZ TIME CURRENT AFFAIRS
Q.142. BRAHMOS, the supersonic cruise missile
was successfully test fired from Indian Navy’s
indigenously-built stealth destroyer INS
________________.
(1) Chennai (2) Mumbai
(3) Vishakhapatnam (4) Kochi
(5) Ahmedabad
Q.143. Umar Gul has announced his retirement from all
forms of cricket, he is related to which country?
(1) Bangladesh (2) South Africa
(3) Australia (4) Zimbabwe
(5) Pakistan
Q.144. Recently who has been elected unopposed as
the President of the Delhi and District Cricket
Association?
(1) Rohan Jaitley (2) Anil Dhasmana
(3) KG Jagadeesha (4) Rajesh Khullar
(5) Subhash Kamath
Q.145. Recently Jacinda Ardern, was elected second
consecutive term as a Prime Minister of which
country?
(1) Australia (2) Iceland (3) Croatia
(4) New Zealand (5) Singapore
Q.146. What is the rank of India among 107 nations in the
Global Hunger Index 2020
(1) 74th (2) 63rd (3) 94th
(4) 106th (5) 112th
Q.147. Who has been appointed as the next Permanent
Representative of India to the Permanent
Delegation of India to United Nations Educational,
Scientific and Cultural Organization with the rank
of Ambassador recently?
(1) Kenichi Yokoyama (2) Takeo Konishi
(3) Hemant Khatri (4) Ashwani Bhatia
(5) Vishal V. Sharma
Q.148. Dr Michael Irani has been appointed as the
Interim President of the International Weightlifting
Federation, where is headquarter of International
Weightlifting Federation?
(1) Budapest, Hungary (1) Telangana (2) Uttarakhand
(2) Rome, Italy
(3) Geneva, Switzerland
56 MICA DECEMBER 2020 The world famous Jog falls in Karnataka will get a face lift at a cost of Rs. 120 crore.
(4) Paris, France
(5) Washington D.C., USA
Q.149. Recently who won the Wildlife Photographer of
the Year Award?
(1) Ayushi Mehra (2) Aishwarya Sridhar
(3) Neerav Agrawal (4) Mohit Awasthi
(5) Jaya Tripathi
Q.150. Which state/UT has emerged as the top destination
for attracting the highest number of domestic
tourists visiting the state in 2019 as per the Indian
Tourism Statistics 2020, released by the Ministry
of Tourism?
(1) Maharashtra (2) Jammu & Kashmir
(3) Goa (4) Kerala
(5) Uttar Pradesh
Q.151. Which country became the World’s First Country
to attach Facial verification in the National
Identification Database, the function is called
“SingPass Face Verification”?
(1) Serbia (2) Italy (3) Japan
(4) China (5) Singapore
Q.152. Recently researchers of which IIT have developed
‘COVIRAP,’ the Covid-19 diagnostic test
technology, which is fairly easy to conduct and
affordable as well and can produce results within
one hour?
(1) IIT Kanpur (2) IIT BHU
(3) IIT Kharagpur (4) IIT Delhi
(5) IIT Madras
Q.153. Who has been concurrently accredited as the
next High Commissioner of India to the Solomon
Islands?
(1) Sushil Kumar Singhal
(2) Nilesh Shah
(3) Charanjit Singh Attra
(4) C Venkat Nageshwar
(5) Pradeep Kumar Rawat
Q.154. N Narasimha Reddy has passed away, he was the
first Home Minister of which state?
(3) Jharkhand (4) Chhattisgarh
(5) Goa

Q.155. Eleventh Battalion Indo-Tibetan Border Police has
launched a cycling operation in its state from its
pangong to the border villages of the state?
(1) Assam (2) Sikkim (3) Kerala
(4) Tripura (5) West Bengal
Q.156. Who was appointed as the national brand
ambassador of Parle Agro to maximise reach and
awareness of its fruits plus fizz portfolio ‘B-Fizz’?
(1) Akshay Kumar (2) Ayushman Khurrana
(3) Sachin Tendulkar (4) Amitabh Bachchan
(5) Priyanka Chopra
Q.157. Reliance Jio recently conducted a successful trial
of 5G technology in the with which counry’s
Qualcomm company?
(1) South Korea (2) Japan (3) Germany
(4) US (5) UK
Q.158. Recently which bank has launched its festive
campaign titled ‘Khushiyon ki karein Zimmedari
se Tayyari’ aimed at empowering customers with
access to digital finance and e-solutions?
(1) Axis Bank (2) ICICI Bank
(3) HDFC Bank (4) Yes Bank
(5) State Bank of India
Q.159. Recently who was appointed as the Chief Financial
Officer of Tata Communications?
(1) Pratibha Advani
(2) Rohan Jaitley
(3) Kabir Ahmed Shakir
(4) Ravi Kumar
(5) Vinkesh Gulati
Q.160. Recently who was appointed as next Ambassador
to the Republic of San Marino?
(1) Pratibha Advani
(2) Rohan Jaitley
(3) Kabir Ahmed Shakir
(4) Dr Neena Malhotra
(5) Sushil Kumar Singhal
Q.161. Recently which state government has launched the
Smart Black Board scheme in 80,000 government
schools of the state?
(1) Tamil Nadu (2) Maharashtra (3) Goa
(4) Kerala (5) Uttar Pradesh
Union Minister and founder of Lok Jansakti Party (LJP), Ram Vilas Paswan, died in Delhi.
He was 74.
CURRENT AFFAIRS
Q.162. US State Department has approved the sale of
weapons systems worth around 1.8 billion dollar to
which country?
(1) Israel (2) Taiwan (3) Oman
(4) Serbia (5) Iran
Q.163. INS Kavaratti, an Anti-Submarine Warfare stealth
corvette was commissioned into the Indian Navy
by Army Chief General Manoj Mukund Naravane
at a ceremony held at which Naval Dockyard?
(1) Visakhapatnam (2) Mumbai
(3) Kochi (4) Chennai
(5) Daman
Q.164. What is the name UK-based Indian-origin plastic
surgeon, who has been named an ‘Outstanding
Young Person of the World 2020’?
(1) Aishwarya Sridhar (2) Louise Glück
(3) Jajini Varghese (4) Ms. Sudha Painuli
(5) None of the above
Q.165. Recently which state government has launched
‘YSR Bima’, a scheme to provide financial
assistance through insurance cover to the
beneficiary in case of death or accident of their
families members?
(1) Telangana (2) Andhra Pradesh
(3) Tamil Nadu (4) Odisha
(5) Karnataka
Q.166. Dr Jayanta Madhab has passed away, he was
renowned ___________.
(1) Physician (2) Scientist (3) Actor
(4) Politician (5) Economist
Q.167. Recently which Union Minister has virtually
launched Life in Miniature project?
(1) Prakash Javadekar
(2) Amit Shah
(3) Narendra Singh Tomar
(4) Prahlad Singh Patel
(5) Piyush Goyal
Q.168. An Air Bubble agreement has been signed between
India and which country to promote internal civil
aviation services recently?
(1) Bangladesh (2) US (3) Sri Lanka
(4) Indonesia (5) Maldives
DECEMBER 2020 MICA 57
QUIZ TIME CURRENT AFFAIRS
Q.169. Who was appointed as the Chief Selector of Q.173. 24th October has been celebrated as United Nations
Bangladesh Women’s Cricket Team? Day, where is the headquarter of United Nations
(1) Mithu Mukherjee (2) Renu Margrate Organization?

(3) Sana Seikh (4) Neetu David (1) Washington DC, United States

(5) Manjural Islam (2) New York, United States

Q.170. Recently Saad al Hariri was reappointed as (3) Paris, France

Lebanon Prime Minister, what is the currency of (4) Geneva, Switzerland
Lebanon?
(5) Rome, Italy
(1) Peso (2) Rufiyaa (3) Dollar
Q.174. Recently which state government has inaugurated
(4) Dinar (5) Pound Integrated Model Agricultural Village scheme in
Q.171. Who was appointed as the brand ambassador of the state in partnership with NABARD?
Vega recently? (1) Rajasthan (2) Gujarat
(1) Priyanka Chopra (2) Virat Kohli (3) Uttarakhand (4) Uttar Pradesh
(3) Suresh Raina (4) Rohit Sharma (5) Bihar
(5) Akshay Kumar Q.175. Recently which country has assumed the
Q.172. Which country has joined the International Chairmanship of the Governing Body of International
Monetary Fund to become its 190th member? Labour Organization after a gap of 35 years?
(1) Andorra (2) Belarus (3) Albania (1) Russia (2) Canada (3) India
(4) Austria (5) San Marino (4) Italy (5) USA
ANSWER KEY
Q.1.(5) Q.2.(5) Q.3.(1) Q.4.(2) Q.5.(3) Q.6.(2) Q.7.(4) Q.8.(3) Q.9.(1) Q.10.(1)
Q.11.(1) Q.12.(2) Q.13.(4) Q.14.(4) Q.15.(1) Q.16.(2) Q.17.(3) Q.18.(5) Q.19.(5) Q.20.(1)
Q.21.(5) Q.22.(5) Q.23.(2) Q.24.(1) Q.25.(1) Q.26.(3) Q.27.(4) Q.28.(1) Q.29.(4) Q.30.(3)
Q.31.(2) Q.32.(4) Q.33.(5) Q.34.(3) Q.35.(1) Q.36.(3) Q.37.(5) Q.38.(4) Q.39.(1) Q.40.(3)
Q.41.(1) Q.42.(5) Q.43.(4) Q.44.(3) Q.45.(5) Q.46.(2) Q.47.(5) Q.48.(4) Q.49.(1) Q.50.(3)
Q.51.(1) Q.52.(2) Q.53.(4) Q.54.(1) Q.55.(4) Q.56.(2) Q.57.(2) Q.58.(3) Q.59.(3) Q.60.(5)
Q.61.(2) Q.62.(1) Q.63.(2) Q.64.(5) Q.65.(3) Q.66.(5) Q.67.(1) Q.68.(4) Q.69.(4) Q.70.(1)
Q.71.(2) Q.72.(5) Q.73.(4) Q.74.(3) Q.75.(2) Q.76.(1) Q.77.(5) Q.78.(3) Q.79.(4) Q.80.(1)
Q.81.(4) Q.82.(4) Q.83.(1) Q.84.(3) Q.85.(5) Q.86.(2) Q.87.(5) Q.88.(5) Q.89.(1) Q.90.(4)
Q.91.(2) Q.92.(1) Q.93.(2) Q.94.(3) Q.95.(3) Q.96.(5) Q.97.(1) Q.98.(4) Q.99.(4) Q.100.(5)
Q.101.(1) Q.102.(4) Q.103.(2) Q.104.(4) Q.105.(5) Q.106.(3) Q.107.(3) Q.108.(1) Q.109.(5) Q.110.(3)
Q.111.(4) Q.112.(1) Q.113.(4) Q.114.(5) Q.115.(5) Q.116.(2) Q.117.(5) Q.118.(4) Q.119.(4) Q.120.(2)
Q.121.(1) Q.122.(3) Q.123.(2) Q.124.(5) Q.125.(5) Q.126.(1) Q.127.(4) Q.128.(4) Q.129.(3) Q.130.(2)
Q.131.(4) Q.132.(5) Q.133.(1) Q.134.(2) Q.135.(3) Q.136.(3) Q.137.(1) Q.138.(4) Q.139.(4) Q.140.(2)
Q.141.(3) Q.142.(1) Q.143.(5) Q.144.(1) Q.145.(4) Q.146.(3) Q.147.(5) Q.148.(1) Q.149.(2) Q.150.(5)
Q.151.(5) Q.152.(3) Q.153.(1) Q.154.(1) Q.155.(2) Q.156.(5) Q.157.(4) Q.158.(4) Q.159.(3) Q.160.(4)
Q.161.(1) Q.162.(2) Q.163.(1) Q.164.(3) Q.165.(2) Q.166.(5) Q.167.(4) Q.168.(1) Q.169.(5) Q.170.(5)
Q.171.(4) Q.172.(1) Q.173.(2) Q.174.(3) Q.175.(3)

Paramount Cables Group Chairman and CEO Sanjay Aggarwal has taken over as the presi-
58 MICA DECEMBER 2020
dent of PHDCCI for 2020-21.
CRP PO MAINS
CRP PO MAINS/REASONING ABILITY
Q.1-5. Each of the questions below consists of a
question and two or more statements are given
below it. You decide whether the data provided
in the statements are sufficient to answer the
question.
Q.1. Five students A, B, C, D and E were standing
according to their heights with the shortest one
being at the left most corner and highest one being
at the right end. Who was the second highest
among all five students?
I. Height of E is more than only A, B, C.
II. Height of A is more than only C and B. E did
not have the highest height.
III. D is standing at extreme ends of the line. B is
between A and D.
(1) Statement I and Statement II together are
sufficient.
(2) Statement II and Statement III together are
sufficient.
(3) Either statement I or statement II is sufficient.
(4) All the statement I, statement II and statement
III together are sufficient.
(5) None is sufficient
Q.2. Among five persons – X, Y, Z, M and N each one
of different height, who is the tallest?
I. Z is taller than only three persons. M is shorter
than X.
II. Y is taller than Z and M but shorter than N who
is not the tallest.
III. N is taller than Y and Z but shorter than X.
(1) Only Statement I is sufficient.
(2) Both Statement I and II are sufficient.
(3) Only Statement II is sufficient.
(4) Only Statement III is sufficient.
(5) All Statement I, II and III are sufficient.
Q.3. How is ‘later’ written in a code language?
Statement I: ‘pressure more life’ is written as ‘gm,
sh, pm’ and ‘pressure more later life’ is written as
‘kt, gm, sh, pm’.
Statement II: ‘pressure later cause’ is written as
‘kt, hu, gm’ and ‘cause later plot’ is written as ‘kt,
jo, hu’.
Veteran Marathi actor Avinash Kharshikar, died in Maharashtra's Thane city. He was 68.
MODEL PAPER 2020
(1) If the data in statement I alone is sufficient to
answer the question, while the data in statement II
alone is not sufficient to answer the question.
(2) If the data in statement II alone is sufficient to
answer the question, while the data in statement I
alone is not sufficient to answer the question.
(3) If the data either in statement I alone or in
statement II alone is sufficient to answer the
question.
(4) If the data in both statement I and II together
are not sufficient to answer the question.
(5) If the data in both statement I and II together
are necessary to answer the question.
Q.4. What is the direction of point W with respect to
point L?
I. Point N is 5m to the west of point Q. Point S is
6m to the north of point N. Point M is 5m to the
north of point H.
II. The distance between the points W and M is the
same as the distance between points Q and J. Point
H is 3m to the west of point J. Point Q is 4m to the
south of point H.
III. Point W is 5m to the west of point M. Point Q
is 9m to the south of point M. Point N is 5m to the
west of point Q. Q is 2m away from L.
(1) Statement I and Statement II together are
sufficient.
(2) Statement II and Statement III together are
sufficient.
(3) Statement I and either statement II or statement
III together are sufficient.
(4) All the statement I, statement II and statement
III together are sufficient.
(5) Only III is sufficient.
Q.5. A certain number of persons were sitting in row
facing south then how many persons are sitting in
the row?
Statement I: Raman is 16th from the left end of
the row and 8th to the left of Suresh.
Statement II: Sunil is 11th from the right end of
the row and 4th to the right of Suresh.
(1) If the data in statement I alone is sufficient to
answer the question, while the data in statement II
alone is not sufficient to answer the question.
DECEMBER 2020 MICA 59
CRP PO MAINS
(2) If the data in statement II alone is sufficient to IV) Some hardware are not operating system.
answer the question, while the data in statement I (1) Only I, II and III follow
alone is not sufficient to answer the question.
(2) Only I and III follow
(3) If the data either in statement I alone or in
statement II alone is sufficient to answer the (3) Only III and IV follow
question. (4) Only I and Either IV and III follow
(4) If the data in both statement I and II together (5) None of these
are not sufficient to answer the question.
Q.8. Statement:
(5) If the data in both statement I and II together
Some car are not keys.
are necessary to answer the question.
Q.6-10. In the question, some statements are given Only a few doors are keys.
which are followed by some conclusions. You All door are gates.
have to consider the statements to be true even All notes are gates.
if it seems to be at variance from commonly
known facts. Read the conclusions and then Conclusion:
decide which of the given conclusions logically I) All notes can never be keys.
follows from the given statements, disregarding
II) All car can be keys.
commonly known facts. Give answer:
III) No car is gates.
Q.6. Statement:
IV) Some doors not being keys is a possibility.
Only a few games are videos.
(1) Only I, II and III follow
Some videos are virtual.
(2) Only I and III follow
Only a few local are virtual.
(3) Only III and IV follow
All virtual are devices.
Conclusion: (4) All I, II, III and IV follow

I) All local being games is possibility. (5) None of these

II) No local is games. Q.9. Statement:

III) All videos can be device. Only a few leaves are plant.

IV) All local being virtual is a possibility. Some plants are not animal.

(1) Only I follow Only a few animals are leaves.

(2) Only I and III follow All leaves are trees.

(3) Only III and IV follow Conclusion:
(4) Only III follows I) All animals being plant is a possibility.
(5) None of these II) Some trees are animal.
Q.7. Statement: III) Each leave being plant is a possibility.
Only a few hardware are software. IV) Some animal are not trees.
No software is operating system. (1) Only II and III follow
All operating system are scanner. (2) Only I and II follow
Only a few scanner are hardware. (3) Only III and IV follow
Conclusion: (4) All I, II, III and IV follow
I) Some scanner are not hardware. (5) None of these
II) All scanner being software is a possibility. Q.10. Statement:
III) Some hardware are operating system. Only a few hardware are software.

New generation Anti Radiation Missile (RUDRAM) was successfully Flight tested onto a
60 MICA DECEMBER 2020
radiation target located on Wheeler Island off the coast of Odisha.

No software is operating system.
All operating system are scanner.
Only a few scanner are hardware.
Conclusion:
I) No scanner is software.
II) All hardware being operating system is a
possibility.
III) Some operating system are scanner.
IV) Some scanner are not hardware.
(1) Only I and III follow
(2) Only II and IV follow
(3) Only II follow
(4) Only IV follow
(5) None of these
Q.11-15. Study the following information carefully and
answer the questions below:
In the family of eight members A, B, C, D, E, F, G
and H are sitting around circular table and facing
towards the centre, but not necessarily in the same
order. There are four males and four females.
B is third to the left of H, and is the son of A.
E is son-in-law of H and is not immediate neighbor
of D.
C is the mother of D. H belongs to 1st generation.
E is an immediate neighbor of H and second to the
left of his son.
F, who is married to B and is third to the right of
E’s son.
G is female but she is not daughter of C and H.
G is in third generation.
F is not immediate neighbor of her husband’s
sister.
C and her mother A are immediate neighbor of
each-other.
Q.11. What is the position of G with respect to A?
(1) Second to the left (2) Third to the left
(3) Second to the right (4) Immediate left
(5) None of these
Q.12. How is D related to A?
(1) Son (2) Grandson (3) Nephew
(4) Uncle (5) None of these
Indian Air Force achieved a new record of the highest Skydive Landing at Khardungla
Pass,Leh at an altitude of 17982 ft breakingits own earlier record.
MODEL PAPER 2020
Q.13. Who is to the immediate left of the father of G?
(1) A (2) E (3) H
(4) F (5) None of these
Q.14. Four of the following five are alike in a certain
way and so form a group then which one of the
following does not belong to the group?
(1) B (2) H (3) E
(4) C (5) D
Q.15. What is the position of H with respect to F?
(1) Second to the left (2) Third to the left
(3) Fourth to the right (4) Fourth to the left
(5) Cannot be determined
Q.16-20. Study the following information carefully and
answer the questions below.
There are eight sports persons i.e. Hitesh,
Rahul, Kamal, Tarun, Krish, Faran, Girish, Akul
representing their teams i.e. CSK, KKR, MI, RCB,
SH, KXIP, DC and RR. They are sitting around a
square table and facing outside the centre. Four of
them are sitting at the corners and rest in the middle
of the sides but not necessarily in the same order.
Akul represents RR. Kamal sits at corner. Three
people sit between Akul and who represents DC.
Kamal sits third to the right of Akul. Krish is not
an immediate neighbor of either Kamal or Akul.
The one who represents KKR is an immediate
neighbor of Krish. Kamal and Akul and their
immediate neighbors do not represent MI. Only
one person sits between Girish and the person who
represents MI. The persons who represent CSK
and RCB are immediate neighbors of each other.
Only one person sits between Hitesh and who
represents KXIP. Kamal represents neither SH nor
RCB. Rahul is not representing either MI or KKR.
Faran sits third to the left of Krish. Hitesh does not
represent MI, SH and CSK.
Q.16. Which of the following combination is true?
(1) Faran - KKR (2) Akul – RCB
(3) Hitesh – DC (4) Krish – MI
(5) Girish – DC
Q.17. What is the position of Rahul with respect to the
one who likes SH?
(1) Third to the left (2) Second to the right
(3) Immediate Left (4) Immediate Right
(5) Second to the left
DECEMBER 2020 MICA 61
CRP PO MAINS
Q.18. How many persons sit between Hitesh and the
who likes CSK?
(1) One (2) Two (3) Three
(4) Four (5) None of these
Q.19. Who among the following likes KXIP?
(1) Krish (2) Kamal (3) Hitesh
(4) Akul (5) Girish
Q.20. What is the position of Krish with respect to Faran?
(1) Second to the left (2) Third to the right
(3) Second to the right (4) Fourth to the left
(5) Fourth to the right
Q.21-25. Study the following information carefully and
answer the questions below.
There are eight persons K, J, P, U, X, Y, Z and
N sitting around a triangular table and all are
facing towards the centre but not necessarily
in the same order. One person sits on each
corner, two persons sit at each inclined side
and only one person sit on horizontal side of
triangle. Each one of them studying in different
subjects i.e. Literature, English, Mathematics,
Hindi, Reasoning, Computer, Physics and
Chemistry but not necessarily in the same order.
Only two people sit between the person who
studying in Chemistry and N. J does not study
in Reasoning. K does not like Mathematics. Z
is not an immediate neighbor of the person who
studying in Literature. K sits third to the right of
who studying in Chemistry. Y is not an immediate
neighbor of K. The person who studying Literature
is an immediate neighbor of both the persons who
studying in Computer and Physics. Neither K nor
N studying in Reasoning and English. The one
who studying in Reasoning is not an immediate
neighbor of the person who studying in Chemistry.
The person who studying in Reasoning and the
English are immediate neighbors of each other.
P sits to the immediate right of the person who
studying in Mathematics. The person who studying
in Literature sits second to the left of X. X is not an
immediate neighbor N. The person who studying
in Physics sits third to the right of J. The one who
studying in Chemistry and Reasoning sit at corner.
Q.21. What is the position of K with respect to X?
(1) Second to the right (2) Third to the right
(3) Fourth to the right (4) Fifth to the left
(5) Third to the left
The Norwegian Nobel Committee has decided to award the Nobel Peace Prize for 2020 to
62 MICA DECEMBER 2020
the World Food Programme (WFP) for its efforts to combatting world hunger.
Q.22. How many persons sit between J and U when
counted from the right of U?
(1) Three (2) One (3) Two
(4) Five (5) Four
Q.23. If Z is related to Chemistry, U is related to
Reasoning, then how is X related to which subject?
(1) Literature (2) Hindi (3) Chemistry
(4) Mathematics (5) Computer
Q.24. Four of the following five are alike in a certain
way and so form a group then which one of the
following does not belong to the group?
(1) K (2) U (3) P
(4) J (5) Y
Q.25. What is the position of Y with respect to Z?
(1) Third to the left (2) Fourth to the right
(3) Second to the left (4) Third to the right
(5) Second to the right
Q.26-29. In the following questions, the symbols #, &,
@, *, $, % and © are used with the following
meanings as illustrated below. Study the
following information and answer the given
questions:
A@B – A is the mother of B
A#B – A is the son of B
A=B – B is the father of A
A&B – A is the husband of B
A%B – B is the daughter of A
A$B – A is the child of B
Q.26. Which of the following statements means C is the
son-in-law of Q?
(1) P#Q&B=H%C@F
(2) P#Q%B@H$C#F
(3) H@C=P%Q$F&B
(4) B@F$H$C&Q@P
(5) None of these
Q.27. If M=N&C@D%X$Y, then how is M related X?
(1) Father (2) Brother
(3) Uncle (4) Aunt
(5) Cannot be determined
Q.28. If G$H%I@J#K=L, G is younger than I, whose
age is 25 years, then how is G related to I and what
could be the age of G?

(1) 18 years, Sister transformation of India into a digitally empowered
(2) 20 years, Brother
(3) 29 years, Brother-in-law
(4) 22 years, Sister-in-law
(5) Either (1) or (2)
Q.29. If L#M&N%O@P#Q, then how is P related L?
(1) Nephew (2) Son (3) Father
(4) Niece (5) None of these
Q.30-34. Study the following information carefully and
answer the questions below:
In a certain code language,
“Hope creating new method" is coded as "3%V,
8*I, 6$V, 4@L".
"Dependent makes you success" is coded as "3%L,
5#Z, 7&F, 9=V".
"Always maintained the balanced diet" is coded as
"10=Z, 3%S, 6$O, 8*Z, 4@R".
"Helping is good" is coded as "2^H, 4@L, 7&V".
Q.30. What is the code for "Educational Limited"?
(1) 7^W, 8*V (2) 7#W, 9&R
(3) 7&R, 11=W (4) 9#R, 6@T
(5) None of these
Q.31. What would be the code for "Institute Banking"?
(1) 9=M, 7&Z (2) 9&M, 7&Z
(3) 7=M, 9=Z (4) 8&Z, 7=W
(5) None of these
Q.32. What is the following code of the given word
“Personnel”?
(1) 9=O (2) 9&V (3) 8$T
(4) 9=V (5) 9^O
Q.33. “7&V” is the code for the word _____________.
(1) Lateral (2) Making (3) Dieting
(4) Banking (5) None of these
Q.34. What is the code for "Logic"?
(1) 7^L (2) 7#L (3) 7&R
(4) 9#L (5) None of these
Q.35. Study the paragraph given below and answer
the question.
Since the government came to power, one of
the primary items on its agenda has been the
In major announcements, RBI Governor Shaktikanta Das proposed that the RTGS system,
for real time fund transfer will become 24×7 from December 2020.
MODEL PAPER 2020
economy. To further this cause, a proposal to
incentivise cashless transactions by offering a
concession in tax rate was tabled before the goods
and services tax (GST) council. The proposed
scheme seeks to offer a 2% rate cut on business to
consumer (B2C) transactions where payments are
made digitally or by cheque.
Which of the following statements, if true,
weaken the efficacy of the mechanism stated
above to incentivize cashless transactions?
I. The maximum amount of concession available
will be capped at only Rs 50 per transaction.
II. Introducing the incentive will subject businesses
to additional reporting requirements as they will
have to offer customers two prices—one with a
reduced rate and one with the regular rate.
III. The diverse nature of our economy and the
demands of India’s federal structure justified the
initial need for multiple rates.
(1) Only II (2) Only III
(3) Only I and II (4) Only II and III
(5) All of the above
Q.36. Study the paragraph given below and answer
the question.
India will soon become a nation producing world-
leading products developed by a large number of
small local entrepreneurs.
Which of the following are valid arguments?
I. No. The true potential of entrepreneurship can
be attained not by having too many startups but
by ensuring that these startups grow into sizeable
businesses.
II. Yes. Starting up a business is a hard task and
growing it is much easier.
III. No. We support seeding of businesses but
once these businesses are successful, our policies
simply do not seem to help them.
(1) Only I (2) Only II
(3) Only I and III (4) Only II and III
(5) All of the above
Q.37. Study the paragraph given below and answer
the question.
There are reportedly about 70,000 public libraries in
India, many already or nearly defunct. The Centre
DECEMBER 2020 MICA 63
CRP PO MAINS
and State governments must share the blame for this
plight. It has been some time since a Union or State
budget set aside a meaningful amount for improving
library infrastructure. The onus falls squarely on the
Government to make sure its people, especially
students and the poor, have enough avenues to sit
together, read and learn.
Which of the following statements strengthen
the argument for the government being
responsible for investing in public libraries?
I. Libraries help build an enlightened citizenry.
II. Private parties may not be interested in investing
given the non-profit nature of libraries.
III. The government has limited budget capacity
and most of this is utilized in important education
related schemes which have a wider reach amongst
the vulnerable sections.
(1) Only II (2) Only III
(3) Only I and II (4) Only I and III
(5) All of the above
Q.38. Study the paragraph given below and answer
the question.
The withdrawal of the U.S. from the Human Rights
Council (HRC) of the United Nations in June this
year was the right decision. Other nations too have
started to advocate on the same lines.
Which of the following is a strong argument?
I. No. The overt manner in which a human rights
agenda and the evolution of human rights norms
have been facilitated is commendable and has
resulted in states being more engaged.
II. No. By ceding a role at the HRC, a state reduces
its ability to influence the agenda, and if it is so
inclined, a genuine engagement in the monitoring
of human rights.
III. Yes. It is made up of states not known for
their human rights records; that many are in fact
egregious violators of human rights.
(1) Only II (2) Only III
(3) Only I and II (4) Only II and III
(5) All of the above
Q.39. Study the paragraph given below and answer
the question.
If highways were restricted to cars and only those
trucks with capacity of less than 8 tons, most of
In Leh, Central Reserve Police Force Srinagar Sector Inspector General Ms. Charu Sinha
64 MICA DECEMBER 2020
has inaugurated prefabricated hutments for CRPF personnel.
the truck traffic would be forced to run outside
highways. Such a reduction in the amount of
truck traffic would reduce the risk of collisions on
highways.
The conclusion drawn in the 1st sentence
depends on which of the following assumptions?
(1) The roads outside highway would be as
convenient as highway for most drivers of trucks.
(2) Most of the roads outside highways are not
ready to handle truck traffic.
(3) Most trucks that are currently running in
highway have a capacity of more than 8 tons.
(4) Cars are at greater risk of being involved in
collisions than are trucks.
(5) None of these
Q.40-45. Study the following information carefully and
answer the questions below.
Seven boxes D, E, F, G, H, I and J are placed
one above other, but not necessarily in the same
order. Each of them contains different items are
Toothpaste, Marker, Scale, Watches, Switches,
Balls and Registers but not necessarily in the same
order.
The box which contains Scale is placed below
the box G. Box E is not placed above the box
G. The box which contains Registers is placed
immediately below box F. Only two boxes placed
between the box G and the one which contains
Toothpaste. Only three boxes are placed between
the Box F and the box which contains Scale. Only
one box is placed between box E and box H. Box
D does not contain Marker, which is not paced at
the top. Box G is not placed above the box which
contains toothpaste. The box which box watches
are placed immediately below box J. The box
which contains Toothpaste is placed immediately
below box D. Neither box E nor box D contains
Switches. Box J contains neither Switches nor
Balls. Box H does not contain watches.
Q.40. Which of the following box contains Switches?
(1) I (2) J (3) G
(4) H (5) E
Q.41. Which of the following pairs of boxes are placed at
top and bottom respectively?
(1) F, H (2) E, I (3) D, G
(4) J, I (5) D, I

Q.42. Which of the following combination is true?
(1) G- Balls (2) I- Marker
(3) H- Toothpaste (4) F- Watches
(5) None of these
Q.43. Four of the following five are alike in a certain
way and so form a group then which one of the
following does not belong to the group?
(1) J- Watches (2) E- Scales (3) F- Register
(4) D- Marker (5) G- Marker
CRP PO MAINS / ENGLISH LANGUAGE
Q.46-50. In each of the following questions, three
sentences have been given, choose the sentence/s
which are grammatically correct. If all the
sentences are correct, your answer is (5).
Q.46. A.  The number of demat accounts have risen
sharply, signifying that more retail investors are
trying their hand at direct investing.
B.  The high levels of interest in the Happiest
Minds further confirms this trend, and in fact
raises questions if the retail frenzy is near its peak.
C.  Investors also need to weigh in significant
leadership and management churn in the company
through recent years.
(1) Only A (2) Only B
(3) Both A & C (4) Both B & C
(5) All are Correct
Q.47. A.  Wipro said it will also collaborate with
institutions and universities in North Rhine-
Westphalia state to develop tailored programs.
B.  The digital innovation hub will aim to
galvanise adoption of new skills and technologies
by companies to innovate and re-imagine their
products.
C. Wipro’s proposed digital innovation hub
comes at a time when according to the European
Commission, only one out of five company across
the European Union are highly digitalized.
(1) Only A (2) Only B
(3) Both A & C (4) Both B & C
(5) All are Correct
Q.48. A. Moving away entirely from corporate loans to
retail loans may not be good for lenders and they
should instead maintain a good balance in their
loan portfolio.
Eminent Indian-origin academician Srikant Datar has been named as Dean of Harvard
Business School.
MODEL PAPER 2020
Q.44. How many boxes are placed between H and E?
(1) One (2) Two
(3) Four (4) None
(5) None of these
Q.45. Which among the following boxes is placed just
above the box which contains Balls?
(1) Register (2) Scale
(3) Switches (4) Watches
(5) None
B. Asian shares fell on Wednesday as stocks on the
Wall Street witnessed another bout of sell-off in
tech stocks.
C.  Investors were also wary as oil prices hit
lows not seen since June and a major drug maker
delayed testing of a coronavirus vaccine.
(1) Only A (2) Only B
(3) Both A & C (4) Both B & C
(5) All are Correct
Q.49. A. Land pollution is big threat to the environment.
It is growing day by day owing to the increasing
population as well as the rise in the industries
around.
B. Due to the increase in population and the growth
of urbanization forests are being cut at a rapid pace
to accommodate people.
C.  Deforestation causes land pollution as it
degrades the soil quality. Similarly, increase in
population has also given rise to the household
waste which again leads to land pollution.
(1) Only A (2) Only B
(3) Both A & C (4) Both B & C
(5) All are Correct
Q.50. A. With the pandemic's peak not yet in sight and
the government not providing adequate direct
fiscal support, the downside risks to our earlier
forecast have materialized.
B. A stretched fiscal position has constrained the
government from spending more to support the
economy and the policy push to growth remained
muted, except in pockets.
C. India has overtaken Brazil as second worst hit
country with over 42 lakh coronavirus cases.
(1) Only A (2) Only B
DECEMBER 2020 MICA 65
CRP PO MAINS
(3) Both A & C (4) Both B & C
(5) All are Correct
Q.51-56. In the following passage, some blanks are given
and against each five words are suggested to fill
in the blank. You have to choose a pair of words
which can appropriately be filled in the blank.
The Supreme Court on Thursday gave in to a
____A____ plea of the Union government for
two more weeks to brainstorm with the Reserve
Bank of India (RBI) and banks on crucial issues
such as sector specific loan restructuring, charging
borrowers’ interest on interest for loans deferred
during the moratorium period.
The next hearing is scheduled for September
28. Solicitor -General Tushar Mehta told a
Bench led by Justice Ashok Bhushan that
___B____ were being held at the “highest
level” of the government. Individual
borrowers and various sectors of commerce
and industry, including traders, power and
real estate, urged the court to pass an interim
order extending the loan moratorium that expired
on August 31. They said loan ___C____ would
not help as banks have already started debiting
interest on interest. Their credit ratings and asset
value have dipped.
This has seriously affected the confidence
of account¬ holders. The worst hit are the
individual borrowers who have come out of
the moratorium period only to find that they
are supposed to pay interest on loan interest
___D____ during the moratorium. But the
court, which was on the ___E___ of passing
an interim order, merely went on to record the
versions of the government and the borrowers
before deciding to wait for the results of the
“deliberations being held at the highest level”.
Its order recorded the government had formed
“expert committees” that would file reports. Mr.
Mehta assured the court, “We are going into
the problem in a ___F____ way”. Justice M.R.
Shah told him, “You must have a complete and
clear policy. Whatever is there it should be very
clear”. On the other hand, senior advocate Rajiv
Dutta, for an individual borrower, said status quo
as on August 31 should be maintained till the
government took a decision.
Q.51. Choose the correct option for A.
A. Relenting B. Intermittent
The Pakistan Telecommunication Authority (PTA) banned the popular Chinese video-shar-
66 MICA DECEMBER 2020
ing app TikTok after getting numerous complaints against its immoral content.
C. Persistent D. Urging
E. Tenacious
(1) Both A & C (2) Both B & E
(3) Both B & D (4) Both C & E
(5) Both A & B
Q.52. Choose the correct option for B.
A. Deliberations B. Considerations
C. Heedlessness D. Disregards
E. Inclusion
(1) Both A & C (2) Both B & E
(3) Both B & D (4) Both C & E
(5) Both A & B
Q.53. Choose the correct option for C.
A. Innovation B. Restructuring
C. Waiver D. Remodeling
E. Omission
(1) Both A & C (2) Both B & E
(3) Both B & D (4) Both C & E
(5) Both A & B
Q.54. Choose the correct option for D.
A. Expedited B. Adjourned
C. Promoted D. Engrossed
E. Deferred
(1) Both A & C (2) Both B & E
(3) Both B & D (4) Both C & E
(5) Both A & B
Q.55. Choose the correct option for E.
A. Core B. Threshold
C. Brink D. Oversight
E. Domicile
(1) Both A & E (2) Both B & C
(3) Both B & D (4) Both C & E
(5) Both A & B
Q.56. Choose the correct option for F.
A. Integrated B. Atomistic
C. Holistic D. Abridged
E. Mangled
(1) Both A & C (2) Both B & E
(3) Both B & D (4) Both C & E
(5) Both A & B

Q.57-61. In each of the following questions, a short passage
with three blanks has been given. You have to
choose the appropriate option to fill in the blanks.
Q.57. The NEP was approved by the Union Cabinet
on 29 July. There was ______ if the new policy
would come into effect from 2020, amid a
______ academic year due to pandemic-induced
disruptions or if its ______ would be pushed to
2021.
(1) Ambiguity, truncated, implementation
(2) Palpability, curtailed, nonperformance
(3) Incision, aggrandized, completion
(4) Obliquity, escalated, execution
(5) Lucidity, abridged, commission
Q.58. The _____ little bug needs to be fought, of course,
but we can’t afford to let the current _______ of
larger forces __________ our national destiny.
Common sense must do that.
(1) Tartish, situation, decree.
(2) Mild, gaudy, ensure.
(3) Spikey, trajectory, dictate.
(4) Sardonic, scenario, countermand.
(5) Cordial, path, rescind.
Q.59. The huge demand for both the companies ______
well for India’s IPO market, which has seen only
two main board ________ in 2020 despite a
buoyant stock market. The S&P BSE Sensex is
up about 50% from a low in March even as the
country saw its worst ________ contraction on
record in the June quarter and is the new global
virus hotspot.
(1) Calculates, shortcomings, political
(2) Insures, betokens, economical
(3) Proves, defects, ethical
(4) Settles, foreshows, geographic
(5) Bodes , offerings, economic
Q.60. Industrial output had _____ at 16.6% in June,
mainly due to lower output of manufacturing,
mining and power _______, data released by the
statistics ministry ________ on Friday. In July last
year, factory output had expanded by 4.9%.
(1) Inflate, creation, camouflaged
(2) Puff, collapse, curtained
(3) Constrict, eradicate, displayed
(4) Expand, wreck, veiled
(5) Contracted, generation, showed
Former England international and Liverpool legend Robbie Fowler has been appointed the
head coach of East Bengal for the next two years.
MODEL PAPER 2020
Q.61. The Prime Minister _________ the Swachh Bharat
Mission (SBM) on the 145th birth anniversary of
Mahatma Gandhi. The _______ programme aims
to make the streets, roads and infrastructure across
the country clean by October 02nd, 2019, the 150th
birth anniversary of the Father of the Nation. It is
India’s biggest ever cleanliness ______.
(1) Phased out, inspiration, action
(2) Declared, apathetic, revolution
(3) Launched, ambitious, drive
(4) Commenced, ruthless, initiative
(5) Constituted, vague, constrain
Q.62-66. In each of the following questions, a long
sentence with two short highlighted parts is
given. You have to choose the option which
consists of the correct phrases to replace the
highlighted parts. If the highlighted parts are
already correct, choose option 5.
Q.62. A bonafide passenger travelling in an aircraft
engaged into scheduled air transport (A)
services may do still and video photography from
inside such an aircraft while in flight, take off
with landing (B).
(1) (A) engage by scheduled air transport/ (B)
while in flight, take away and landing
(2) (A) engaged with scheduled air transport/ (B)
while on flight, take off and landing
(3) (A) engaged for scheduled air transport/ (B)
while in flight, take off or landing
(4) (A) engaged in scheduled air transport/ (B)
while in flight, take off and landing
(5) No correction Required
Q.63. While the economy has picked in the past few
months (A), and some indicators such as tractor
and fertilizer sales was above pre-covid levels
(B), most other sections of the economy are well-
below peak levels.
(1) (A)has picked of in the past few months/ (B) is
above pre-covid levels
(2) (A)has picked up in the past few months/ (B)
have been above pre-covid levels
(3) (A)has picked into the past few months/ (B)
have above pre-covid levels
(4) (A)has picked out in the past few months/ (B)
has been above pre-covid levels
(5) No correction Required
DECEMBER 2020 MICA 67
CRP PO MAINS
Q.64. The projects inaugurates today in Bihar will (4) (A) meant to be used as preventive/ (B) likely
cater (A) to the growing LPG demand in the state to be longer
and ensured availability of clean fuel (B) for the (5) No correction Required
people of Bihar
Q.67-71. In each of the following questions, a sentence
(1)  (A) inaugurates today in Bihar will cater/ (B) with two highlighted words is given. You
ensure availability of clean fuel have to choose the option which consists of
(2) (A) inaugurated today in Bihar will cater/ (B) the SYNONYM of the first word and the
ensure availability in cleaning fuel ANTONYM of the second word.
(3) (A) inaugurated today in Bihar will cater/ (B) Q.67. The most important problem faced by farmers
ensure availability of clean fuel during the lockdown was the loss of markets,
stemming from the disruption in supply chains,
(4) (A) inaugurated today on Bihar will cater/ (B)
closure of mandis and a fall in consumer food
ensure availability of clean fuel
demand.
(5) No correction Required
(1) Driving, interruption
Q.65. The Union health ministry on Sunday issued
(2) Impelling, break
management protocols for patients that have
recovered from covid-19 (A) and suggested (3) Advancing, separation
following alternative medicinal system that (4) Impeding, appease
included intake of Chyawanprash (B), and
(5) Actuating, severance
Ayush medicines and practising yoga asanas to
boost immunity. Q.68. The company made audacious moves to benefit
from the inevitable changes in the world economic
(1) (A) who have recovered from covid-19/ (B) structure.
includes intake of Chyawanprash
(1) Impudent, dubious
(2) (A) that has recovered from covid-19/ (B)
includes intake of Chyawanprash (2) Demure, ineluctable

(3) (A) who have recovered from covid-19/ (B) (3) Honest, certain
include intake of Chyawanprash (4) Inconspicuous, necessary
(4) (A) who have recovered of covid-19/ (B) (5) Courteous, inescapable
included intake of Chyawanprash Q.69. They protect and even reinvent the core of their
(5) No correction Required business by tapping into evolving consumer
preferences with agility.
Q.66. In each of the following questions, a long
sentence with two short highlighted parts is (1) Inhaling, dexterity
given. You have to choose the option which (2) Progressing, disability
consists of the correct phrases to replace the
(3) Absorbing, nimbleness
highlighted parts. If the highlighted parts are
already correct, choose option 5. (4) Decreasing, deftness
It is not mean to be used as preventive (A) or (5) Blocking, litheness
curative therapy. The recovery period is like to be Q.70. Along with diligent liquidity and balance sheet
longer (B) for patients who suffered from more management, they pursue a proactive M&A
severe form of the disease and those with pre- pipeline.
existing illness. (1) Assiduous, heedless (2) Dormant, farseeing
(1) (A) meant to use as preventive/ (B) likely to be (3) Latent, prescient (4) Quiescent, visionary
longer
(5) Dull, insightful
(2) (A) mean to use a preventive/ (B) likely to be
Q.71. Of course, significant reforms around logistics,
longer
training, labour and ease of doing business will be
(3) (A) meant to be used as preventive/ (B) like to required, but the dividends will be significant over
long the medium term.

TV-film actor Sana Khan said she was leaving acting to spend her life in the service of human-
68 MICA DECEMBER 2020
ity and following the orders of her “creator.”

(1) Frailty, abet
(2) Feebleness, proficiency
(3) Chaos, facility
(4) Hopelessness, mastery
(5) Management, complicate
Q.72-76. Read the following passage and answer the
questions based on it.
Do Indians have the potential to pay more tax?
Most individual taxpayers will respond with a
vehement ‘No’. But the Finance Minister is quite
convinced that there’s room to collect more.
Recently pointing out that India is still “far from
being a tax compliant society” he noted that the
tax-to-GDP ratio is low, and there’s room to
bump it up by another 1.5 percentage points. So,
why is there such a sharp dichotomy between
the perception of citizens — who feel they are
taxed at every turn, and the government — which
thinks that there’s room to extract more? The
answer could lie in the flawed measurement of
tax compliance.
The metric that is often used to drive home the
poor culture of compliance in India, is the small
proportion of population paying direct taxes. In
FY18, 6.84 crore entities (individuals, HUFs
and businesses) filed their Income Tax Returns.
Of these, there were about 6 crore individual
assessees. A straightforward comparison of
this number with the population estimate (132
crore) suggests that only 4.5 per cent of Indians
pay income tax. But that’s a flawed comparison
because an individual can be said to ‘evading’
income tax only if he is (____) to pay it in the
first place. Therefore, the most important step
to assessing actual tax compliance in India, is to
estimate the proportion of the population that is
liable to pay income tax.
To begin with, tax liability is dependent on the
age and employment status of the individual. As
per the last Census (2011), only about half of
India’s population fell in the working age group
of 20- to 59-year olds. Only half of this working-
age population in turn, was employed throughout
the year (what the Census calls Main Workers).
Now, applying this to the current population count
of 132 crore, there would be 33 crore individuals
who earn a regular salary or wage, and can be
realistically expected to pay income tax on it. But
then, Indian tax laws offer a complete exemption
Former FIFA Council member Kwesi Nyantakyi had his life ban for financial corruption cut
to 15 years on appeal.
MODEL PAPER 2020
to one large category of wage-earners — those
earning their daily bread from agriculture.
Now, Census data tell us that roughly half of the
main workers were either cultivators or agricultural
labourers. That immediately puts about 16.5 crore
of those 33 crore main workers out of the tax net,
leaving the taxable population at 16.5 crore. Of
that, 4.3 crore individuals already filed their I-T
returns for salary income in assessment year 2016.
In effect, at least a fourth of the wage-earners are
already in the tax net.
Q.72. Which of the following can be inferred as the
theme of the passage?
(1) People are quite convinced that there’s room to
collect more individual taxes.
(2) India needs more collection of taxes to meet
the financial needs of the country.
(3) Most people in India are reluctant to pay direct
taxes.
(4) India needs more stringent laws to stop tax
evasion.
(5) The government and the citizens do not think
alike.
Q.73. Which of the following can replace the word
‘room’ given in bold in the passage?
(1) Home (2) Requirements (3) Range
(4) Scope (5) Leeway
Q.74. What is the tone of the given passage?
(1) Nostalgic (2) Didactic (3) Critical
(4) Sarcastic (5) Satirical
Q.75. Which of the following word can fill the
blank space in the 2nd paragraph to make it
meaningful?
(1) Unable (2) Compatible (3) Willing
(4) Capable (5) Liable
Q.76. Why In India only a small proportion of earning
population is liable to pay income tax?
(1) Tax liability is depends on various factors like
age group and status of employment
(2) Part of the population earning their daily bread
from agriculture are exempted from paying tax.
(3) India is an agriculture-based country.
(4) Data provided by Census often ends up being
faulty.
(5) None of the above.
DECEMBER 2020 MICA 69
CRP PO MAINS
Q.77-79. Read the following passage and answer the
questions based on it. Certain words/phrases
have been given in bold to help you locate them
while answering some of the questions.
Our politicians are busy fighting over irrelevant
matters when the affairs of the country are in
bad shape. The hope which Arvind Kejriwal's
AAP has given to the people of India, especially
the youngsters, is also slowly dying down. A
fractured mandate in 2019 may enable the
Third Front to form a government which is likely
to impact economic growth and development
adversely as the all these parties have leaders who
are nurturing Prime be Ministerial ambitions and
hence will be busy fighting amongst themselves
instead of delivering good and stable governance.
Unfortunately, none of the political parties are
able to win people's trust, and this is dangerous
to the democratic values of India. However, the
2020 polls will go down as a crucial one in which
the maximum voters will be below the age of 35
years who do not believe in divisive politics but in
development and so only those leaders who talk
of unity, development and economic growth will
be able to win the people’s trust, especially that of
youngsters.
Q.77. Which of the following conclusion can be drawn
most appropriately from the words "hence will
be busy fighting amongst themselves instead of
delivering good and stable governance" in the first
paragraph?
(1) Every political leader has an ultimate aim of
becoming the prime minister of India.
(2) No political party in India is honest.
(3) The self-centred leaders of the Third Front
would not deliver good and stable governance in
2019.
CRP PO MAINS / NUMERICAL ABILITY
Q.81. Which information are necessary to answer the
questions asked-
Karina and Katrina invested some money in a
business in the ratio of 4 : 5. At the end of year find
the difference between the profits of Karina and
Katrina.
I. Karina invested money for the whole year and
Katrina invested money for 8 months.
II. The total profit earned by both at the end of the
year is Rs 22000.
The Prime Minister, Narendra Modi released a commemorative coin of Rs 100 in honour of
70 MICA DECEMBER 2020
Vijaya Raje Scindia on 12th October, 2020 through a virtual ceremony.
(4) The hope of the youngsters is dying down in
AAP ruled Delhi.
(5) None of the above
Q.78. Which of the following has been assumed in the
second paragraph? Select the most suitable answer.
(1) Most political parties have lost people's trust
and this is dangerous to the democratic values of
India.
(2) Now it is not easy to win youngsters' trust since
they believe in development rather than divisive
politics.
(3) In the upcoming general elections the cunning
political leaders will be taught lessons for cheating
youngsters.
(4) Youngsters will play a decisive role in 2020
polls.
(5) None of the above
Q.79. Which of the following words has a meaning which
is SIMILAR in meaning to the word 'fractured’?
(1) perfect (2) fixed (3) divided
(4) shabby (5) collapsed
Q.80. Select the statements which can be meaningfully
combined by using the given word in the question.
Whereas
A. BJP has been routed in these elections having
managed to win mere 18.7% of all seats.
B. The opposition, especially independent
candidates, have walked away with flying colours.
C. If Independents were a party they would have
got a thumping majority in these elections.
D. Out of 16 Mayoral positions they have captured
14 and that is the end of their success story.
(1) Only C-D (2) Only A-B (3) Only D-A
(4) Only B-C (5) None
III. At the end of the year Karina earned Rs
12000.
(1) Any two are sufficient
(2) II and III together are sufficient
(3) III and (I or II) are sufficient
(4) All three together are sufficient
(5) All three together are not sufficient
Q.82. Which information are necessary to answer the
questions asked-
 MODEL PAPER 2020
In an examination some students appeared for the At what time will the train reach point X from point Y?
examination. How many students cleared the exam? I. The train crosses another train of equal length of
I. 35% of the students failed in the exams. 250 m in 25 sec. running opposite direction.
II. The difference between the students who II. The train of 250 m crosses a signal pole in 10 sec.
cleared the exam and failed in exam is 240. III. The distance between point X and point Y is
III. The ratio of the boys and girls who appeared 360 km.
for the examination is 4:5. (1) None of these
(1) Any two are sufficient (2) II and III together are sufficient
(2) I and II together are sufficient (3) III and (I or II are sufficient)
(3) II and (I or III) are sufficient (4) All three together are sufficient
(4) All three together are sufficient (5) All three together are not sufficient
(5) All three together are not sufficient Q.86-90. Study the following pie chart and bar chart
Q.83. Which information are necessary to answer the carefully and answer the questions given beside.
questions asked- A person covers a total distance of 3000 km in 6
Find the two digit number. days, by bus, by Ola, and by Uber. Study the pie
I. The product of the two digits of the two digit chart and bar graph to answer these questions.
number is 20. The percentage of total distance travelled in 6
II. The difference between the two digits of the different days.
two digit numbers is 1.
III. The sum of the two digits of the two digit
numbers is 9.
(1) None of these
(2) II and III together are sufficient
(3) III and (I or II are sufficient)
(4) All three together are sufficient
(5) All three together are not sufficient
Q.84. Which information are necessary to answer the
questions asked- The percentage of distance covered by each
How much is monthly profit of a company? mode on each day.
I. Company decided to give bonus with the salary
to its employees. Bonus is 12% of the monthly
profit of the company.
II. On the day of salary distribution, company
changed its mind and gave a total of Rs.24000 as
bonus which was 125% of what the company had
decided earlier.
III. Company gives an amount of Rs.15000 as
bonus which is 3/4th of total monthly profit.
(1) None of these
(2) II and III together are sufficient Q.86. What is the total distance covered by Bus?
(3) III and (I or II are sufficient) (1) 814.9 km (2) 812.3 km (3) 813.3 km
(4) All three together are sufficient (4) 821.23 km (5) None of these
(5) All three together are not sufficient Q.87. If everywhere Ola maintains an average speed of
Q.85. Which information are necessary to answer the 40 km per hour then what is the total time (In hour)
questions asked- in six days spent on Ola? (Approximately)
Environment Minister Prakash Javadekar said that all eight beaches recommended by the
Government has got the coveted International Blueflag Certification.
DECEMBER 2020 MICA 71
CRP PO MAINS
(1) 25 hours (2) 26 hours (3) 27 hours Q.91. Total number of Linux Laptops sold by stores C
(4) 28 hours (5) 28.5 hours and H together is by what percent less than total
number of Laptops (Windows of Laptops and
Q.88. The distance travelled by Ola is approximately
Linux Laptops) sold by stores F and H together?
how much percentage of the distance travelled by
Uber? (round off two decimal)
(1) (2) (3)
(1) 97.21% (2) 102.32% (3) 98.34%
(4) 99.91% (5) 106.29%
(4) (5)
Q.89. Find the respective ratio of the distance travelled
by Bus, Ola, and Uber.
Q.92. Number of Laptops (Windows Laptops and Linux
(1) 2711 : 3614 : 3675 (2) 8133 : 10837 : 11020 Laptops) sold by store D is by what per cent more
(3) 2713 : 3612 : 3675 (4) 2717 : 3614 : 3681 than total number of Windows Laptops sold by
(5) None of these stores C, F and G together?
(1) 22.5 (2) 25 (3) 27.5
Q.90. Suppose, Instead of Bus, the person uses Ola and the
speed of Ola is 25% more than the speed of bus then (4) 35 (5) 30
approximately how many hours the person would Q.93. What is the respective ratio between total number
save? (The average speed of bus is 30 km per hour) of Windows Laptops sold by stores A and B
together and total number of Laptops (Windows
(1) 6.8 hours (2) 7.2 hours (3) 4.6 hours
and Linux) sold by stores C and F together?
(4) 5.4 hours (5) 4.8 hours (1) 64:77 (2) 48:61 (3) 56:77
Q.91-95. Study the given pie chart and answer the given (4) 64:81 (5) 48:73
questions Q.94. What is the average number of Linux Laptops sold
Distribution of number of laptops (Windows and Linux) by stores A, D, E, F and H together?
sold by 8 stores in 2004 (1) 3152 (2) 3296 (3) 3548
Total number = 56000 (4) 3186 (5) 428
Q.95. If the number of Laptops sold by stores A, D, and
E is increased by 10%, 35%, and 15% respectively
from 2004 to 2005, then what was the total number
of Linux Laptops sold by these three stores in
2005? Percentage growth in Linux Laptop segment
and Windows Laptop segment were equal.
(1) 16172 (2) 14966 (3) 15848
(4) 15964 (5) 16392
Q.96-100. Read the following information carefully to
answer the questions asked-
Following table chart gives information regarding
Distribution of number of laptops (Windows) sold by 8 total population, overall literacy rate, literacy
stores in 2004 among males and females and per capita income
Total number = 32000 of males and females.
Per Per
Literacy Literacy capita capita
Total
Literacy among among income income
State population
(%) males females (in INR) (in INR)
(in crores)
(%) (%) among among
males females
UP 27.2 80 85 68 48420 30200
MP 15.4 74 91 63 54600 19500
Bihar 20.8 64 79 53 32400 21400
Rajasthan 19 76 84 59 45900 33800
UK 12.25 62 74 39 62800 38540
Q.96. Find the total earnings of women from Bihar
and Rajasthan. (in billion Rs.)

In Tennis, Rafael Nadal beat Novak Djokovic 0, 2, 5 to win his 13th French Open and equal
72 MICA DECEMBER 2020
Roger Federer's all-time record of 20 Grand Slam titles.
 MODEL PAPER 2020
(1) 4623.04 (2) 4263.34 (3) 4343.14 Quantity II: Sandeep went from Patna to Giridih
(4) 3453.24 (5) 4824.74 with the speed of 60km/hr. and return back with
the speed of 90km/hr. Find the average speed.
Q.97. Number of males in Bihar is approximately what
percent more than the number of females from (1) Quantity I > Quantity II
UK? (2) Quantity I ≥ Quantity II
(1) 115 (2) 110 (3) 125 (3) Quantity II > Quantity I
(4) 120 (5) 105 (4) Quantity II ≥ Quantity I
Q.98. Find the difference of average number of males (5) Quantity I = Quantity II or Relation cannot be
and females from all five states. (in crores up to established
two decimal point) Q.103. Find the correct relationship between given
(1) 3.24 (2) 3.27 (3) 2.84 quantities.
(4) 4.08 (5) 3.07 Quantity I: Number of perfect cubes each of side
Q.99. Find ratio of difference of male and females from 3 mm that can be cut out of a solid cuboid of
MP and Rajasthan. dimensions 3 cm × 30 cm × 30 cm.
(1) 232:1837 (2) 59:444 (3) 115:892 Quantity II: Number of perfect cuboids of
dimensions 3 mm × 30 mm × 30 mm that can be
(4) 172:1131 (5) None of these
cut out of a cube of side 30 cm.
Q.100. Total earning of population of Rajasthan is
(1) Quantity I < Quantity II
approximately what percent of total earning of
population of UP? (2) Quantity I > Quantity II
(1) 72 (2) 65 (3) 68 (3) Quantity I = Quantity II
(4) 75 (5) 58 (4) No relation
Q.101. Read the following information carefully to (5) Data inadequate
answer the questions asked- Q.104. Find the correct relationship between given
Following table chart gives data related to ratio quantities.
of MP and CP, SP in terms of percentage of MP, Quantity I: Ram invested a sum of Rs. 52, 000 in
Difference of profit/loss and discount given of four scheme offering compound interest at the rate of
articles. 10% per annum. Find the interest earned by him
after 3 years.
Article MP:CP SP as Difference of profit/
percentage loss and discount Quantity II: Rahim invested Rs. 28, 750 in a scheme
of MP offering simple interest at the rate of 20% per annum.
Find the interest earned by him after 3 years.
A 15:8 70% 2000
(1) Quantity I > Quantity II
B 11:8 90% 800
(2) Quantity I < Quantity II
C 15:8 8 4400
88 % (3) Quantity I ≥ Quantity II
9
(4) Quantity I ≤ Quantity II
D 3:5 1 1250 (5) Quantity I = Quantity II or No relation
88 %
2 Q.105. Find the correct relationship between given
Find the marked price of article B. quantities.
(1) 10500 (2) 11000 (3) 10250 Quantity I: The present age of three business
colleague, Sumit, Anil and Deepak is in proportion
(4) 11225 (5) None of these 5: 7: 8 respectively. Seven years ago, the sum of their
Q.102. Find the correct relationship between given ages was 79. Find the present age of Deepak in years.
quantities. Quantity II: A daughter’s present age is three-
Quantity I: one day Sandeep on tour travels first fifth of the age of her mother. After seven years,
160 km at 64 km/hr and the next 160 km at 80 km/ she will be 2/3rd of the age of her mother. Find
hr. The average speed of the tour is: mother’s present age in years.

Ananthakrishna, Former Chairman and Chief Executive Officer of Karnataka Bank Ltd.
passed away in Mangaluru. He was 74.
DECEMBER 2020 MICA 73
CRP PO MAINS
(1) Quantity I > Quantity II Q.110. Find the total number of incorrect questions
(2) Quantity I ≥ Quantity II attempted by Akhilesh in the exam.
(3) Quantity I < Quantity II (1) 27 (2) 15 (3) 28
(4) Quantity I ≤ Quantity II (4) 18 (5) None of these
(5) Quantity I = Quantity II or no relation. Q.111-115. Charts given below represents information
Q.106-110. The following information is about related to number of offices, post graduate
performance of Akhilesh in SBI PO mains percent among employees and ratio of male
exam. Read the information carefully and and females. Read the information carefully to
answer the following question. answer the questions asked-
The exam consists of 200 marks, with 5 sections No. of offices
30
i.e. Reasoning, quant, English, G.A., Computers.
Akhilesh attempted 22 questions in Reasoning with 25
20
an accuracy of  . Each question of reasoning
consists of 2 marks with a negative marking 15
of 25%. (if right question is of 2 mark, then 0.5 10
mark will be deducted for each wrong answer).
5
Each section of the exam have the 25% of negative
marking for each wrong question. The total number 0
A B C D E F G H
of questions in reasoning is 30. Each question No. of offices
of computer consists of ½ marks and maximum
Percentage distribution of post-graduate
marks in computer are 10. Total 16 questions
employees across-8- countries.
are attempted by Akhilesh in computer with the
ratio of right questions to wrong questions 3 : 1.
The number of questions in English is equal to
maximum marks of English. Akhilesh attempted
26 questions with 50% accuracy. The number
of questions attempted in English is 65%
of the total number of questions in English.
GA section consists of 40 questions with each
question 0.75 marks. Akhilesh attempted 23
questions out of which 8 are wrong. Quant section
contains 40 questions out of which Akhilesh
attempted 35 questions and got 52.5 marks. Number of employees and respective Ratio
Q.106. Another student Neeraj attempted 70% questions male to female across-8- countries
in the same exam, then find the number of Countries Total no. of Respective ratio of Male and
questions left by Neeraj. Employees Female employees.
(1) 119 (2) 68 (3) 51 A 2568 5:7
(4) 65 (5) None of these B 2880 11 : 5
Q.107. Find the marks obtained by Akhilesh in GA. C 2310 10 : 11
(1) 8.75 (2) 9.25 (3) 9.75 D 3575 3:2
(4) 10.75 (5) None of these E 2054 7:6
Q.108. The number of correct questions in reasoning F 2788 20 : 21
is how much more than the number of incorrect G 3720 8:7
questions in the same subject? H 3360 9:5
(1) 12 (2) 7 (3) 18 Q.111. If the number of male post-graduate, employees in
(4) 9 (5) None of these country H is 1800 .What percent of female employees
Q.109. Find the total marks obtained by Akhilesh in the exam. in that particular country is post graduate?
(1) 101 (2) 105 (3) 109 (1) 76 (2) 74 (3) 72
(4) 102 (5) None of these (4) 64 (5) 68
Rohit Sharma became the second player to have played 150 matches in the IPL for
74 MICA DECEMBER 2020
Mumbai Indians (MI).

Q.112. In which of the given countries is percentage
of woman employees to number of employees
(both male and female) in that country the second
Lowest?
(1) G (2) B (3) E
(4) H (5) D
Q.113. What is the respective ratio between total number
of male employees in countries B and H together
and total number of female employees in countries
C and D together?
(1) 63 : 52 (2) 51 : 38 (3) 77 : 64
(4) 69 : 44 (5) 57 : 40
CRP PO MAINS / GENERAL AWARENESS
Q.116. Tennis player Julia Georges announced her retirement
at the age of 31, she belongs to which country?
(1) Germany (2) Canada (3) Russia
(4) Poland (5) France
Q.117. Which of the following states has become the first
state to reject agricultural law?
(1) Haryana (2) Punjab
(3) Maharashtra (4) Telangana
(5) Kerala
Q.118. Which state is related to the festive sweet
dish 'Khaje', 'Mindoli Kela' which received
geographical indicators in August 2020?
(1) Kerala (2) Madhya Pradesh
(3) Uttar Pradesh (4) Goa
(5) Karnataka
Q.119. Who hosted the 'Virtual India Idea Summit' held
on 21 and 22 July 2020?
(1) U.S. India Business Council
(2) India Inc
(3) State Bank of India
(4) Indian Ministry of External Affairs
(5) None of these
Q.120. 'India's first public electric vehicle charging plaza' was
inaugurated by the Union Minister for Power, New
and Renewable Energy, RK Singh on 20 July 2020?
(1) Chelmsford Club
(2) Royal Club
(3) Manchester Club
(4) Delhi Gymkhana Club
(5) None of these
Q.121. The world's largest solar tree developed by CSIR-
CMERI, which has been recently established?
(1) Durgapur, West Bengal
(2) Lucknow, Uttar Pradesh
Bangladesh Cabinet approved a draft law to include death penalty as the highest
punishment for rape.
MODEL PAPER 2020
Q.114. What is the difference between average number
of post graduate employees in countries A, B and
D together and average number of Post-graduate
employees in countries F, G and H together?
(1) 282 (2) 276
(3) 294 (4) 342
(5) 299
Q.115. Which of the given countries has the highest
number of average employees per offices?
(1) F (2) H
(3) B (4) C
(5) D
(3) Bhopal, Madhya Pradesh
(4) Bhiwani, Haryana
(5) Chennai, Tamil Nadu
Q.122. Which of the following countries had proposed
'One World, One Sun, One Grid' (OSOWOG)
initiative to ensure supply of solar energy globally
to facilitate global cooperation?
(1) India (2) Britain (3) Canada
(4) Russia (5) Japan
Q.123. Where is India's first 'Snow Leopard Conservation
Center' being established?
(1) Uttarkashi (2) Jammu (3) Ladakh
(4) Chamoli (5) None of these
Q.124. Which of the following Indian youth was included
in the UN's 2020 'Class of 17 Young Leaders' list
in September 2020?
(1) Udit Singhal (2) Narendra Singh
(3) Vivek Katiyar (4) Ayushman Khurana
(5) Mudit Solanki
Q.125. Which country's finance minister recommended
the following in August 2020 to mark the pictures
of Mahatma Gandhi on coins?
(1) UK (2) South Africa
(3) Australia (4) Israel
(5) India
Q.126. The book 'Let Us Dream', which will be released
in December 2020, has been written by whom?
(1) Pope Francis (2) Mark Dwayne
(3) Jayophra Archer (4) Barack Obama
(5) None of these
Q.127. Which city has recently been declared by
UNESCO as the 'World Book Capital' for the year
2021 ------.
(1) Tbilisi (2) London
DECEMBER 2020 MICA 75
CRP PO MAINS
(3) Washington D.C. (4) Rome
(5) Jakarta
Q.128. 'Rose Christian Osuka Rapoda' has been elected as
the first woman Prime Minister of which country
in July 2020?
(1) Gavona (2) Uganda (3) Rwanda
(4) South Africa (5) Lebanon
Q.129. According to the 'Trade and Development Report
2020' released by the United Nations on 23
September 2020, India's growth rate is estimated
to be around 2020?
(1) -5.9% (2) 5.9% (3) 8.9%
(4) 7.9% (5) -7.9%
Q.130. 'Video-sharing platform Tik-Tok' made which
company its technology partner for US operations
in September 2020?
(1) Oracle (2) Apple (3) Zoom
(4) Microsoft (5) None of these
Q.131. Which Indian Administrative Officer has been
appointed as Executive Director of World Bank in
September 2020?
(1) Mohan Tyagi (2) Rajesh Khullar
(3) Gajendra Singh (4) Siddharth Varadarajan
(5) Dr. Girija Mungali
Q.132. Titan Company in collaboration with which bank
launched 'India's first contactless payment watch
Titan Pay' on 16 September 2020?
(1) State Bank of India
(2) HDFC Bank
(3) Punjab National Bank
(4) Ratnakar Bank Limited
(5) IDBI Bank
Q.133. Which state government started 'Mukhyamantri
Mahila Utkarsh Yojana' in September 2020?
(1) Meghalaya (2) Mizoram (3) Karnataka
(4) Kerala (5) Gujarat
Q.134. Which of the following General Insurance
Company launched a crop insurance campaign
called "Very Important"?
(1) Bharti Axa General Insurance Company
(2) Future General Insurance Company
(3) Bajaj Allianz General Insurance Company
(4) Edelweiss General Insurance Company
(5) None of these
Q.135. Which site is not included in the 7 circles of
Archaeological Survey of India by the Ministry of
Culture, Government of India on August 26, 2020?
(1) Trichy (Tamil Nadu)
76 MICA DECEMBER 2020 Nagaland Minister CM Chang passed away in Kohima. He was 7years-old.
(2) Raiganj (West Bengal)
(3) Rajkot (Gujarat)
(4) Jabalpur (Madhya Pradesh)
(5) Varanasi (Uttar Pradesh)
Q.136. On August 15, 2020, the agreement between the
US and Poland on the deployment of US Army
in the capital of Poland was signed, what is the
capital of Poland?
(1) Warsaw (2) Dublin (3) Dushanbe
(4) Lima (5) Ashgabat
Q.137. 'Digital Quality Life Index, 2020' was released by
which of the following organization?
(1) SurfSark
(2) Institute of Economics Bank and Peace
(3) Economist Intelligence Unit
(4) World Economic Forum
(5) Transparency International
Q.138. By amending the definitions of MSME, the
Central Government has increased the maximum
investment limit in micro enterprises from 25 lakh
to how many rupees?
(1) 1 Crore (2) 5 crores (3) 10 crores
(4) 15 crores (5) None of these
Q.139. Which of the following organizations did not
cooperate in preparing the report released by the
United Nations on 13 July 2020, titled 'Food safety
and nutritional status in the world'?
(1) United Nations Food and Agriculture
Organization
(2) International Agricultural Development Fund
(3) United Nations Children's Fund
(4) World Health Organization
(5) World Economic Forum
Q.140. In July 2020, the currency swap agreement with
Sri Lanka was signed by the Reserve Bank of
India. What is a currency swap?
(1) The grant of dollars by the central bank
of a country to the central bank of another
country to be returned in the same amount as
the currency of that country according to the
market exchange within the time fixed by the
foreign central bank.
(2) Providing dollars by the central bank of a
country to the central bank of another country,
which is to be returned in dollars as per the market
exchange within the stipulated time.
(3) Providing dollars by the central bank of a
country to the central bank of another country to
be returned in gold within the stipulated time.

(4) Assurance of defense deal by the government
of a country in return
(5) None of these.
Q.141. Who among the following has been selected as the
first female airborne technician of the country?
(1) Shivangi Singh (2) Kumudni Tyagi
(3) Reeti Singh (4) 1, 2, 3 all
(5) 2, 3 only
Q.142. Who among the following has been appointed as
the new Chairman of National School of Drama on
September 10, 2020?
(1) Paresh Rawal (2) Jeetendra
(3) Mahesh Bhatt (4) Kapoor Kapoor
(5) Ashutosh Rana
Q.143. Who was sworn in as the new Deputy Governor of
Jammu and Kashmir on August 7, 2020?
(1) Girish Chandra Murmu
(2) Ashok Gehlot
(3) Manoj Sinha
(4) Sumit Dev
(5) Ashok Lavasa
Q.144. Who was elected the chairman of 'Press Trust of
India' on 29 August 2020?
(1) Devendra Darda (2) Rajiv Kumar
(3) Avik Sarkar (4) Arun Singhal
(5) Rakesh Asthana
Q.145. What will be the theme of the proposed G20
summit in Saudi Arabia at the end of 2020?
(1) "Realizing Opportunities of the 21ST Century
for All"
(2) "Realizing Opportunities for All"
(3) "Realizing Opportunities and Vacancy of the
21ST Century for All"
(4) "Realizing Opportunities and Kovid-19 of the
21ST Century for All"
(5) "Realizing Opportunities and Economy of the
21ST Century for All"
Q.146. Chairman of 'Expert Committee on Stressed
Assets' K.V. Kamath is also the Chairman of which
of the following banks?
(1) New Development Bank
(2) State Bank of India
(3) World Bank
(4) Punjab National Bank
(5) Canara Bank
Q.147. What is the name of India's first private rocket
engine recently tested by startup company Skyroot
Aerospace?
The Haryana government has launched a mobile water testing laboratory van for assessing
water quality.
MODEL PAPER 2020
(1) Raman (2) Vikram (3) Ravana
(4) Ram (5) Shivajit
Q.148. Dominic Thiem is the player of which country to
win the men's singles title of US Open 2020?
(1) Germany (2) Australia (3) Canada
(4) Italy (5) Serbia
Q.149. Which portal was recently launched by Union
Housing and Urban Affairs Minister Hardeep
Singh Puri?
(1) E - Dharti Geo Portal (2) Geo mitra Portal
(3) krashi Portal 2021 (4) E - aksah udo Portal
(5) None of these
Q.150. Nitin Gadkari recently laid the foundation stone
for 16 national highway projects over 1,411 km in
which state?
(1) Telangana (2) Maharashtra
(3) Bihar (4) Andhra Pradesh
(5) Tamil Nadu
Q.151. The Israeli Parliament has recently approved the
normalization deal signed between Israel and
the United Arab Emirates (UAE), which of the
following is the name of the Parliament of Israel?
(1) NESAT (2) Bundestag (3) Congress
(4) Cortes (5) Duma
Q.152. The theme of which international day celebrated
on 16 October,2020 was "Grow, Nourish, Sustain.
Together. Our actions are our future"?
(1) World Food Day
(2) World Water Day
(3) World Hindi Day
(4) World Environment Day
(5) Earth Day
Q.153. Who among the following is the winner of Nobel
Prize in Economics of 2020?
(1) Paul Milgrom (2) Robert Wilson
(3) Richard Ganzel (4) A, B both
(5) World Food Program
Q.154. How long is the 'SWAMITVA YOJANA' is to be
implemented in entire India?
(1) 2024 AD (2) 2026 AD (3) 2027 AD
(4) 2029 AD (5) 2030 AD
Q.155. RTGS fund transfer system will be available 24 × 7
from December 2020, what is the full form of RTGS?
(1) Real Time Fund Transfer
(2) Real Time Gross Settlement
(3) Real Track Grow Settlement
(4) Real Track Gross Settlement
(5) Right Time Gross Settlement
DECEMBER 2020 MICA 77
CRP PO MAINS
EXPLANATION/CRP PO MAINS/REASONING ABILITY
Q.1.(3) I. D > E > A/B/C Q.7.(5)
II. D > E > A > C/B
III. _ > _ > A > B > D OR A > _ > B > _ > D
D > B > A > _ > _ OR D > _ > B > _ > A
Q.2.(3) Case I _ > Z > _ > _ > _
X<M
Case II X > N > Y > Z/M > Z/M
Case III X > N > Y/Z
Q.3.(1) Case I: Later – kt
Pressure/more/life – sh/gm/pm

Case II: later/cause-hu/kt
Q.8.(5)
Pressure-gm
Plot- jo
Q.4.(5) III.

Q.9.(2)

Q.5.(5)

Q.10.(5)

Q.6.(2)

Q.11-15.

Packaging service provider Essel Propack Ltd has received regulatory approval for
78 MICA DECEMBER 2020
changing its name to EPL.
 MODEL PAPER 2020

Q.28.(5)

Q.11.(5) Q.12.(2) Q.13.(4) Q.14.(4) Q.15.(5)

Q.16-20.

Q.29.(1)

Q.30-34.
Symbols:
Q.16.(4) Q.17.(1) Q.18.(5) Q.19.(2) Q.20.(2) 2 3 4 5 6 7 8 9
Q.21-25. letter letter letter letter letter letter letter letter
or
more
^ % @ # $ & * =
Number: Total number of letters in the word.
Letter: Opposite of Second letter in the word.
Q.30.(3) Q.31.(1) Q.32.(4) Q.33.(5) Q.34.(5)
Q.35.(3) Statement I is correct as the proposed maximum
amount is too less to serve as an incentive.
Statement II is correct as this also reduces the
benefits of the proposed incentives.
Q.36.(3) Statement I is a strong argument. It states that
simply having a huge number of startups is not
enough but what is done with them in terms of
Q.21.(3) Q.22.(5) Q.23.(1) Q.24.(3) Q.25.(2) growth is important.
Q.26.(2) Statement III is correct. If this is true, this is
a strong argument and would stop our startups
from making their mark as the policies are not
supportive.
Q.37.(3) Statement I and II are both correct and strengthen
the reason for the government to invest more. If it
results in a better citizenry and if the private sector
is reluctant to put in funds, these make a strong
Q.27.(5)
case for the government to intervene.

Prime Minister Narendra Modi released the autobiography of Dr. Balasaheb Vikhe Patil
titled ‘Deh Vechwa Karani’ through video conferencing.
DECEMBER 2020 MICA 79
CRP PO MAINS
Q.38.(5) Statement I is correct as this states what the
HRC has achieved so far and how it has made a
difference.
Statement II is correct as this depicts the
negative impact of withdrawing by the states.
Statement III is correct as this decreases the
legitimacy of the Institution.
Q.39.(3) The first sentence concludes that prohibiting
trucks with capacity of more than 8 tons from
highway would force most trucks away from
highways.
EXPLANATION/CRP PO MAINS/ENGLISH LANGUAGE
Q.46.(4) Explanation: Sentence B & sentence C are
grammatically correct. However, sentence A is
wrong as we must use “has” instead of “have”,
due to the following-
The Number + Plural subject + Singular
verb.
The correct sentence would be “The number of
demat accounts has risen sharply, signifying
that more retail investors are trying their
hand at direct investing”
Q.47.(2) Explanation: Sentence B is the only sentence
that is grammatically correct. Sentence A lacks
“the” before the term “North Rhine-Westphalia”
and in Sentence C, we must use “companies”
instead of “company” and “is” instead of “are”
The correct sentences would be:
A- Wipro said it will also collaborate with
institutions and universities in the North
Rhine-Westphalia state to develop tailored
programs.
C- Wipro’s proposed digital innovation
hub comes at a time when according to the
European Commission, only one out of five
companies across the European Union is
highly digitalized.
Q.48.(5) Explanation: All the given statements are
correct.
Q.49.(4) Explanation: Sentence B &C are grammatically
correct. However, Sentence A is grammatically
incorrect as it lacks an article before “big threat”.
The correct statement must be as followed-
“Land pollution is a big threat to the
environment. It is growing day by day owing
to the increasing population as well as the
rise in the industries around”
Union Minister for Road Transport, Highways and MSMEs Shri Nitin Gadkari inaugurated
80 MICA DECEMBER 2020
and laid the foundation stone for 8 National Highway projects in Kerala.
Q.40-45.
1 D Balls
2 J Toothpaste
3 F Watches
4 H Register
5 G Switches
6 E Marker
7 I Scale
Q.40.(3) Q.41.(5) Q.42.(4) Q.43.(4) Q.44.(1)
Q.45.(5)
Q.50.(1) Explanation: Only sentence A is correct
whereas sentence B & C are incorrect and they
must be rectified as follows-
B-“A stretched fiscal position has constrained
the government from spending more to support
the economy and the policy push to growth
remains muted, except in pockets.” – as the
entire sentence is given in present tense
C-“India has overtaken Brazil as the second
worst hit country with over 42 lakh coronavirus
cases.”- we must put “the” before an ordinal.
Q.51.(4) Explanation: The terms “persistent” and
“tenacious” both are adjectives and means
“continuing firmly or obstinately in an opinion
or course of action in spite of difficulty or
opposition”.
The other words “relenting” and “intermittent”
are just the antonyms meaning “back- down”
and the word “urging” means “the act of
strongly advising or encouraging someone to
do a particular thing.”
Q.52.(5) Explanation: The terms “deliberations” and
“considerations” are nouns and means “long
and careful consideration or discussion.”
The terms “heedlessness” and “disregards” are
antonyms, meaning “careless” and “inclusion”
means “addition”
Q.53.(3) Explanation: The terms “restructuring” and
“remodeling” means “organize differently” and
are acting as verb (gerund).
The term-
Waiver (noun) -an agreement that you
do not have to pay or obey something
Innovation (noun) -invention of anything new
Omission (noun) - the act of not including
something or someone

Q.54.(2) Explanation: The terms “adjourned” and
“deferred” are adjectives and means “delayed
until a later time”.
The other terms-
Expedited (verb) - to make something happen
more quickly.
Promoted (verb) - to encourage people to like,
buy, use, do, or support something.
Engrossed (adjective) - giving all your attention
to something.
Q.55.(2) Explanation: The terms “ threshold” and
“brink” are nouns , meaning “the point where
a new or different situation is about to begin”.
The other terms are-
Core (noun) – innermost part.
Oversight (noun) - a mistake made because of a
failure to notice something.
Domicile (noun) - place where a person lives.
Q.56.(1) Explanation: The terms “integrated” and
“holistic” are adjectives, meaning “dealing with
or treating the whole of something or someone
and not just a part”. The other terms are-
Atomistic (adj) - existing or operating separately
from other similar things or people.
Abridged(adj) -made shorter by having some
details or less important information removed.
Mangled (adj) - destroyed by being twisted
with force or torn into pieces so that the original
form is completely changed.
Q.57.(1) Explanation:
•  Ambiguity/obliquity- means “vagueness”.
However, palpability/incision/lucidity- “means
clarity”. All the words are noun.
•  Truncated/curtailed/abridged- means “to
make less in extent or duration”. However,
aggrandized/ escalated- means “raised”. All the
words are adjective.
•  Implementation/execution/commission-
means “the doing of an action”. All the words
are noun
Q.58.(3) Explanation:
•  Tartish/acidulous/spikey/sardonic- means
“sharp and blunt”. However, cordial- means
“friendly”. All the words are adjectives.
•  Trajectory- means path, acting as a noun.
Gaudy (adj.)- loud
“Tech For Tribals” initiative was e-launched by TRIFED, Ministry of Tribal Affairs in
association with Chhattisgarh MFP Federation and IIT Kanpur.
MODEL PAPER 2020
• Decree (noun)- meaning an official statement
indicating what must be done. Dictate (verb) -
means “to tell someone what must be done”.
•  Countermand(verb)- to change an order that
has already been given, especially by giving a
new order.
• Rescind (verb) meaning “to revoke a law”
Q.59.(5) Explanation:
• Bodes (verb)-meaning “to predict”. However,
calculates/ insures/ proves/settles (all verbs) are
its antonyms indicating a sense of certainty of
something that will happen.
• Shortcomings/ defects (noun) –means
drawback. Betokens/ foreshows (verb) means to
serve as a sign. Offerings (noun) which means
“something that we give to someone/ results”
•  Economic (adjective) meaning “something
related to economy. Economical (adjective)
means “to spend judiciously”.
Q.60.(5) Explanation:
• Cotracted/ constrict (verb) - means diminish.
However the options Inflate/ puff/expand etc.
means swollen.
• Creation/generation (verb) – means to produce
something. Whereas, collapse/ eradicate/ wreck
(verb) - means destroyed.
•  Showed/ displayed (verb) - meaning
“revealed”. Whereas, camouflaged/ curtained/
veiled (verb) means covered
Q.61.(3) Explanation:
• Phased out -means to cancel, declared means
“formally asserted or announced”, launched/
commenced/ constituted means to initiate or
start something. (all the words in the options are
verbs).
•  Ambitious(adjective) meaning “ aspiring/
focused to a goal”, inspiration (noun) means
“motivation”, apathetic(adjective) which means
“indifferent”, ruthless (adj) meaning cruel and
vague(adj) means “something which is not clear”.
•  Drive (noun)-referring to a campaign,
constrain (verb) means to force or compel.
Q.62.(4) Explanation: The term “engage” is followed
by “in” as a preposition when we indicate a
sense of being occupied with something. In part
B three alternative actions are being referred to
i.e. “flight, takeoff and landing” hence “and as a
conjunction is the best answer.
DECEMBER 2020 MICA 81
CRP PO MAINS
Q.63.(2) Explanation: In part A the term “picked up
in” should be used as “picked up” means “to
improve”, hence it is the required term to
indicate that the economy is growing. In part B
we must use “have been” instead of “was” as
the entire statement is in present tense.
Q.64.(3) Explanation: In Part A “inaugurated” must
replace “inaugurates” as it indicates an action
that has already been executed. In part B, we
must use “ensure” instead of “ensured” as per
the parallel construction of sentence. “will+
cater(V1) ……. and+ ensure(V1)”
Q.65.(1) Explanation: In part A we must use “who”
as a relative pronoun. We could use “that” as
relative pronoun if the antecedent “patients”
was qualified by any/such/the same/the only
etc. In Part B “includes” must be used as it
refers to the procedures that will be followed in
future.
Q.66.(4) Explanation: The given statement is given
in passive voice hence in Part A we must use
“meant” and Part B needs “likely to be longer”
as it is indicating time and not length.
Q.67.(4) Explanation:
• Stemming/ impeding is a verb which means to
stop the progress. Whereas, driving/ impelling/
advancing/ advancing are all verbs indicating a
sense of continuity.
• Disruption, interruption, break, separation and
severance are all noun, meaning “disturbance or
problems which interrupt an event”. Whereas
“appease” is a verb which means to fulfil/
satisfy.
Q.68.(1) Explanation:
•  Audacious/ impudent is an adjective which
means “displaying or marked by rude boldness”.
Whereas, demure, honest, inconspicuous and
courteous are adjectives meaning “respectful/
gentle”.
•  Dubious is an adjective meaning doubtful
or one that can be avoided. Whereas, all the
other terms like ineluctable, certain, necessary
and inescapable are synonyms of “inevitable”
acting as an adjective.
Q.69.(2) Explanation:
•  Progressing (verb) meaning “to gradually
become clearer or more detailed”. Whereas,
“inhaling” and absorbing are verbs which mean
to “draw in”; decreasing is also a verb meaning
Atal Innovation Mission (AIM), NITI Aayog, has signed a Statement of Intent (SOI) with
82 MICA DECEMBER 2020
CGI India in order to further rev up the innovation across the schools.
“to reduce” and “blocking” (verb) means to
stop.
• dexterity , nimbleness, deftness and litheness
are all adjectives meaning “skillful”. Whereas,
“disability” refers to “incapability"
Q.70.(1) Explanation:
•  “Dormant, latent, quiescent and dull” are
all adjectives and indicates a sense of having
normal physical functions suspended or slowed
down. Whereas, “assiduous” (adjective) means
careful.
• “Farseeing, prescient, visionary and insightful”
are all adjectives and they refer to an ability
to predict and plan for future eventualities.
Whereas, “heedless” means “showing a reckless
lack of care or attention.”
Q.71.(5) • “Frailty and feebleness” are adjectives which
mean weakness. Chaos is a noun meaning
confusion. Hopelessness is a adjective meaning
“in a state of despair”. Management is a noun
indicating “the process of dealing with or
controlling things or people.”
• Abet is a verb meaning “assist”. Proficiency
and mastery are adjectives meaning “expertise”.
Facility is a noun meaning “provision”.
Complicate is a verb meaning to make
something confusing.
Q.72.(3) The answer can be inferred from the second
paragraph.
Q.73.(4) Here the term “room” does not indicate any
place, it rather indicate “possible chances”
For other options-
Leeway (n)- the amount of freedom to move or
act that is available.
Q.74.(3) The entire passage is revolves around the
examination and justification of why only a
small proportion of earning population is liable
to pay income tax.
Q.75.(5) One can only evade such things to which one is
bound/liable.
For other options-
Compatible (adj.)- (of two things) able to exist
or occur together without problems or conflict.
Q.76.(2) The answer can be inferred from the third and
fourth paragraph.
Q.77.(3) The answer can be inferred from the first
paragraph.
 MODEL PAPER 2020
Q.78.(4) The answer can be inferred from the second • The term shabby means “neglected”; collapsed
paragraph. means “collapsed”
Q.79.(3) • The term “fractured” in the passage means to Q.80.(2) “whereas” is used when we take something into
be broken or divided. consideration.

EXPLANATION/CRP PO MAINS/NUMERICAL ABILITY

Q.81.(1) Any two are sufficient
Q.82.(2) Statement I and II together is sufficient to
answer the question.
Q.83.(5) All together are not sufficient
Q.84.(1) Statements I and II together are sufficient.
Q.85.(2) II and III together are sufficient
Q.86.(3)
= hour
Q.91-95.
Q.91.(4) Total number of Linux Laptops sold by stores
C and H together = Total number of (Linux
+ Windows) Laptops sold by stores C and H
together - Total number of Windows Laptops
sold by stores C and H together
= (14 + 9) % × 56000 - (7 + 12) % × 32000
= 12880 - 6080= 6800
Total number of sport and Linux Laptops sold
by stores F and H together
= (8 + 9) % × 56000
= 17% × 56000= 9520
required percentage

=  × 100

=  × 100
Q.87.(3) The total distance travelled by Ola = 1084.2 km
Speed = 40 km per hr
= %
Time = 1084.2/40 = 27.105 hours =
approximately 27 hours Q.92.(2) Number of Laptops (Windows and Linux
Q.88.(3) The total distance travelled by Ola = 1084.2 km Laptops) sold by store D
The total distance travelled by Uber = 3000 – = 15% × 56000= 8400
813.3 – 1084.2 = 1102.5 km Number of Windows Laptops sold by stores C,
F and G together
Required answer=
= (7 + 8+ 6) % × 32000
= 21% × 32000
Q.89.(1) The distance travelled by bus = 813.3 km
= 6720
The distance travelled by Ola = 1084.2 km
Therefore, required percentage
The distance travelled by Uber = 1102.5 km
The required Ratio = 8133 : 10842 : 11025 =
2711 : 3614 : 3675

Q.90.(4) Average speed of Ola=

The total distance travelled by bus = 813.3 km
Q.93.(1) Total number of Windows Laptops sold by
Required time= stores A and B together
= (16+ 16) % × 32000
Kaumudi Munshi, popular singer of Kokila and Sugam Sangeet of Gujarat, died in
Mumbai. He was 91.
DECEMBER 2020 MICA 83
CRP PO MAINS
= 32% × 32000
= 10240 Q.97.(2) Required answer=
Total number of Laptops (Windows and Linux) Q.98.(5) Required answer=11.004-7.926=3.078
sold by stores C and F together Q.99.(3) Required ratio = (9.35-6.05) : (23.92 - 6.08) =
= (14+ 8) % × 56000 3.3:17.84=115:892
= 22% × 56000 Q.100.(3) Total earning of population of Rajasthan =
= 12320 12.92 × 45900 + 6.08 × 33800 = 798532
Therefore, required ratio Total earning of population of UP = 19.2 ×
= 10240: 12320 48420 + 8 × 30200 = 1171264
= 64: 77 Required answer=
Q.94.(2) Total number of Linux Laptops sold by stores
A, D, E, F and H Together Q.101.(2) For article A CP : SP : MP= 16 : 21 : 30
= (18+15+20+8 + 9) % × 56000 - (16+13 + Profit=5 discount=9
22+8+ 12) % × 32000 Difference 4=2000
= 70% × 56000 - 71% × 32000 So CP 16=8000
= 39200 - 22720 = 16480 SP 21=10500
Required average MP 30=15000 similarly for others

=
= 3296
Q.95.(4) In 2005, number of Laptops (Windows and
Linux) sold by
Store A = 110% × 18% × 56000 = 11088
Store D = 135% × 15% × 56000 =11340 So required answer=11000
Store E = 115% × 20% × 56000 =12880 Q.102.(3) Quantity I=71.11
In 2005, number of Windows Laptops sold by Quantity II=72
Store A = 110%× 16% × 32000 = 5632 Quantity II > Quantity I
Store D = 135% × 13% × 32000 = 5616 Q.103.(2) Quantity I=105
Store E = 115% × 22% × 32000 = 8096 Quantity II=104
Thus, total number of Linux Laptops sold by Quantity I > Quantity II
stores A, D and E In 2005 Q.104.(2) Quantity I=33.1% of 52000=17212
= (11088 + 11340 + 12880) - (5632 + 5616 + Quantity II=60% of 28750=17250
8096) Quantity I < Quantity II
= 35308 - 19344 = 15964 Q.105.(1) Quantity I=36
Q.96-100. Quantity II=35
Quantity I > Quantity II
Q.106.(3) Total number of question = 170, no of questions
left= 170 – 119=51
Q.107.(3) Marks in GA = 9.75
Q.108.(1) 17 – 5 = 12
Q.109.(3) Total marks obtained = 109
Q.96.(1) Required Answer = 12 × 21400 + 6.08 × 33800 Q.110.(5) Total number of incorrect questions = 122
= 462304 crore = 4623.04 bilion – 85=37

India has established a separate bilateral air bubble arrangement with Ukraine for operation
84 MICA DECEMBER 2020
of special international passenger flights between the two countries.

Q.111.(2) Total PG emp = 
==>> Male PG = 1800
==>> Female PG. emp. = 2688–1800=888
Total female in country H =
==>> Required %F% =
Q.112.(4) Required ratio of country
;  ;
; ;
D=40%
Hence, 2nd lowest country H.
Q.113.(4) Required ratio
 ==>> (1980+2160) : (1210+1430)=69 : 44
Q.114.(3) Total PG. emp in A, B and D is:
EXPLANATION/CRP PO MAINS/GENERAL AWARENESS
Q.116.(1) Tennis player Julia Georges is from Germany.
Her maximum rank was 9 in the year 2018.
Q.117.(2) Punjab Legislative Assembly has formally rejected
these laws by passing the Bills in order to reject the
three Agriculture Acts of the Central Government.
With this, Punjab has become the first state to do so.
Q.118.(4) Traditional festive sweet dish of Goa 'Khaje'
and 'Mindoli Kela' were provided geographical
indicators in August 2020.
Q.119.(1) The 'Virtual India Idea Summit' organized on
July 21 and 22, 2020 was hosted by the US
India Business Council.
Q.120.(1) 'India's first public electric vehicle charging
plaza' was inaugurated by the Union Minister of
Power, New and Renewable Energy RK Singh
on 20 July 2020 at Chelmsford Club, Delhi.
Q.121.(1) The world's largest solar tree developed
by CSIR-CMERI which has recently been
established in Durgapur, West Bengal CSIR-
CMERI Residential Colony.
Q.122.(1) To facilitate global cooperation by India,
'One World, One Sun, One Grid' (OSOWOG)
initiative was proposed to ensure supply of
solar energy globally.
Team Trifed Wins Virtual Edition of National Awards for Excellence in PSU for
Investment in Start-UPS.
MODEL PAPER 2020
1926+1872+2145=5943 ==>> Average Pg in
AB and D is =
Total PG in F, G and H = 2091+2046+2688=6825
Average PG in F.G.H =  ==>>
Required diff = 2275– 1981= 294
Q.115.(3) Average employees/office is
 Hence C is required answer.
Q.123.(1) India's first 'Snow Leopard Conservation
Center' is being established in Uttarkashi Forest
Division area.
Q.124.(1) Udit Singhal was included in the list of Indian
youth in September 2020 in the UN's 2020
'Class of 17 Young Leaders'.
Q.125.(1) In August 2020, UK Finance Minister Rishi
Sunak has recommended to mark the pictures
of Mahatma Gandhi on the coins.
Q.126.(1) The book 'Let Us Dream' written by Pope
Francis of the Vatican will be released in
December 2020.
Q.127.(1) UNESCO has recently declared Tbilisi (Georgia)
as the 'World Book Capital' for the year 2021.
Q.128.(1) 'Rose Christian Osuka Rapoda' has been elected
as the first woman Prime Minister of Gavona in
July 2020.
Q.129.(1) According to the 'Trade and Development
Report 2020' released by the United Nations
on 23 September 2020, India's growth rate is
estimated to be -5.9% in 2020.
Q.130.(1) Video-sharing platform Tik-Tok made Oracle
its technology partner for US operations in
DECEMBER 2020 MICA 85
CRP PO MAINS
September 2020. The new company "will be
fully controlled by Oracle and Walmart.
Q.131.(2) Rajesh Khullar has been appointed as the
Executive Director of the World Bank in
September 2020. He will continue in his post
till August 31, 2023.
Q.132.(1) Titan Company has launched 'India's first
contactless payment watch Titan Pay' on 16
September 2020, in collaboration with State
Bank of India.
Q.133.(4) Gujarat government started 'Mukhyamantri
Mahila Utkarsh Yojana' in September 2020 to
provide interest-free loans to women.
Q.134.(1) A crop insurance campaign called "VERY
IMPOTANT" was launched by Bharti Axa
General Insurance Company.
Q.135.(5) Varanasi (Uttar Pradesh) site is not included in
7 Circle of Archaeological Survey of India by
Ministry of Culture, Government of India on 26
August 2020. 7 Circle of Archaeological Survey
of India is Trichy (Tamil Nadu), Raiganj (West
Bengal), Rajkot (Gujarat) ), Jabalpur (Madhya
Pradesh), Jhansi (Uttar Pradesh), Meerut (Uttar
Pradesh), Hampi (Karnataka).
Q.136.(1) The capital of Poland is Warsaw, where an
agreement was signed between the US and
Poland on the deployment of the US Army on
August 15, 2020.
Q.137.(1) SurfSark, a virtual network provider, released
the 'Digital Quality Life Index, 2020' in August
2020, ranking India 57th.
Q.138.(1) The central government increased the maximum
investment limit in micro enterprises from 25
lakh to 1 crore and annual turnover should be
up to 5 crore.
Q.139.(5) The report released by the United Nations on
13 July 2020 entitled 'Food Safety and Nutrition
Status in the World', United Nations Food
and Agriculture Organization, International
Agricultural Development Fund, United Nations
Children's Fund, World Health Organization,
World Food Program The joint form has been
prepared by.
Q.140.(1) Under the currency swap arrangement, the
central bank of a country, to provide the dollar
to the central bank of another country, to be
returned in the currency of that country as per
the market exchange within the time fixed by
the foreign central bank.
The Union Cabinet has approved World Bank supported Strengthening Teaching-Learning
86 MICA DECEMBER 2020
and Results for States -STARS project.
Q.141.(5) Kumudni Tyagi and Reeti Singh have been
selected as the first female airborne technicians
of the country.
Q.142.(1) On September 10, 2020, the new Chairman of
the National School of Drama, Paresh Rawal
has been appointed.
Q.143.(3) Manoj Sinha was sworn in as the new Deputy
Governor of Jammu Kashmir on August 7,
2020, he will succeed Girish Chandra Murmu.
Q.144.(3) On 29 August 2020, Avik Sarkar was elected
the Chairman of the Press Trust of India.
Q.145.(1) The theme of the proposed G-20 summit in
Saudi Arabia at the end of the year 2020 will be
"Realizing Opportunities of the 21ST Century
for All".
Q.146.(1) Chairman of 'Expert Committee on Stressed
Assets' K.V. Kamath is also the chairman of
New Development Bank.
Q.147.(1) Raman is India's first private rocket engine
recently tested by startup company Skyroot
Aerospace.
Q.148.(2) Dominic Thiem is the Australian player who
won the men's singles title of USA Open
2020.
Q.149.(1) 'E-Dharti Geo Portal' was launched on 21
October 2020 by Hardeep Singh Puri, Union
Minister for Housing and Urban Affairs.
Q.150.(4) On October 16, 2020, Union Minister Nitin
Gadkari laid the foundation stone for 16 national
highway projects over 1,411 kilometers in
Andhra Pradesh.
Q.151.(1) The name of the Parliament of Israel is NESAT.
Q.152.(1) The theme of World Food Day celebrated on
16 October,2020 was "Grow, Nourish, Sustain.
Together. Our actions are our future".
Q.153.(4) The winner of the 2020 Nobel Prize in
Economics is Paul Milgrom, Robert Wilson.
Q.154.(1) 'Swamitva yojana' is to be implemented in
four phases (2020-24) across the country in a
phased manner. The objective of this scheme
is to provide property card related property
records to the owners of households in rural
areas.
Q.155.(2) The full form of RTGS is real time gross
settlement. Currently RTGS is available from
7 am to 6 pm on all working days of the week
except the second and fourth Saturday of the
month.
CPO SI
CPO SI/GENERAL INTELLIGENCE & REASONING
Q.1. Arrange the following words according to the
English dictionary
1. Foil 2. Failure 3. Focus 4. Fold 5. Foist
(A) 3, 2, 5, 1, 4 (B) 3, 1, 2, 5, 4
(C) 3, 2, 1, 4, 5 (D) 2, 3, 1, 5, 4
Q.2. Find the missing number from the given
alternatives.
(A) 81 (B) 74 (C) 14 (D) 27
Q.3. Find the missing letter from the given alternatives.
M P N, P S Q , S V T , ?
(A) W Z X (B) V Z W
(C) V Y W (D) V X W
Q.4. Select the correct combination of mathematical
signs to replace * signs and to balance the given
equation.
8*4*6*3*6*9
(A) ÷ × + – = (B) × ÷ + – =
(C) ÷ × – + = (D) × + ÷ – =
Q.5. Find the number of triangles in the given figure
(A) 15 (B) 14 (C) 16 (D) 16
Q.6. In a family, there is one father, one mother, 3
married sons and one unmarried daughter. Each
son has two daughters then how many male
members are there in the family?
(A) 3 (B) 5 (C) 6 (D) 4
Q.7. Find out how many straight lines are in the
following figure.
(A) 12 (B) 10 (C) 8 (D) 9
Q.8. Study the given information carefully and
answer the given questions.
Raju starts walking towards the west and walks 35
km. Then he turns to his right and walks 15 km.
The International Monetary Fund revised its forecast for global growth to 4.4 percent in
wake of COVID-19 pandemic.
MODEL PAPER 2020
Then he turns his right and walks 50 km. At last he
again turns his right and walks 15 km.
How far is he from his original position?
(A) 50 km. (B) 15 km. (C) 25 km. (D) 35 km.
Q.9. Study the given information carefully and
answer the given questions.
Raju starts walking towards the west and walks 35
km. Then he turns to his right and walks 15 km.
Then he turns his right and walks 50 km. At last he
again turns his right and walks 15 km.
In which direction is he facing now?
(A) East (B) West (C) North (D) South
Q.10. Rahul says to Meena, 'Your mother is the only
daughter of my father'. How is Rahul related to
Meena's mother?
(A) Sister (B) Brother
(C) Mother (D) Son
Q.11. 'Author' is related to 'book' in the same way
'carpenter' is related to -
(A) Tools (B) Wood (C) Table (D) Iron
Q.12. A word is represented by only one set of number
as given in any one of the alternatives. The set of
the number given in the alternatives is represented
by two classes of alphabets as in two matrices
given below. The columns and rows Matrix - I
are numbered from 0 to 4 and that of Matrix - II
are numbered from 5 to 9. Any letter from these
matrices can be represented first by its row and
then by its column.
Matrix- I Matrix- II
What is the code for COBRA?
(A) 31, 02, 13, 67, 03 (B) 31, 02, 13, 44, 03
(C) 31, 55, 13, 67, 03 (D) 31, 02, 23, 67, 03
Q.13. In a row, G is 9th from the left end and K is 7th
from the right end then find the total number of
people in the row.
(A) 41 (B) 16
(C) 17 (D) Can not be determined
Q.14. Select the related letter/ word/ number from the
given alternatives.
DECEMBER 2020 MICA 87
CPO SI
Wages : Salary : : Teacher : ?
(A) Friend (B) Instructor
(C) Mother (D) Father
Q.15. A piece of paper is folded and cut as shown below
in the question figures from the given answer
figures, indicate how it will appear when opened?
Question figures-
Answer figures-
(A) (A) (B) (B) (C) (C) (D) (D)
Q.16. What will be the mirror image of the given figure?
Question Figure-
Answer Figures-
(A) A (B) B (C) C (D) D
Q.17. What will come in a place of question mark?
(A) 24 (B) 49 (C) 25 (D) 64
Q.18. Arrange the following words in the correct
chronological order.
1. Plaster 2. Painting
3. Foundation 4. Walls
5. Terrace
Vedanta Group firm Hindustan Zinc Ltd (HZL) has signed a pact with Gujarat government
88 MICA DECEMBER 2020
to set up a greenfield zinc smelter in the state.
(A) 3, 4, 1, 2, 5 (B) 1, 2, 3, 4, 5
(C) 5, 4, 3, 2, 1 (D) 3, 4, 5, 1, 2
Q.19. What will come in a place of question mark?
(A) 171 (B) 241 (C) 411 (D) 161
Q.20. Select the related letters/word/number from the
given alternatives.
Taj Mahal : 35 :: Great Pyramid : ?
(A) 46 (B) 57 (C) 68 (D) 66
Q.21. In a certain code language, GLOBAL is coded as
36 then what will be code for TEMPLE?
(A) 48 (B) 57 (C) 49 (D) 36
Q.22. Which of the following combination is not correct?
(A) Poland = Warsaw
(B) Portugal = Amsterdam
(C) Uganda = Kampala
(D) Jamaica = Kingston
Q.23. Find out the odd one out from the given alternatives.
(A) 157 (B) 161 (C) 179 (D) 181
Q.24. Find out the odd one out from the given alternatives.
(A) GTHSIR (B) KPLOMN
(C) EVFUGT (D) MNOPLO
Q.25. One statement is given followed by two conclusions
I and II. You have to consider the statement to be
true, even if they seem to be at variance from
commonly known facts. You have to decide which
of the given conclusion can definitely be drawn
from the given statement. Indicate your answer.
Statement:
Go by aeroplane to reach Delhi from Chennai
quickly.
Conclusions:
I. Chennai and Delhi are connected by aeroplane
service
II. There are no other means of going from Chennai
to Delhi.
(A) Only conclusion II follows.
(B) Only conclusion I follows.
(C) Neither conclusion I nor II follows.
(D) Both conclusions I and II are follow.
 MODEL PAPER 2020
Q.26. In each question below is given a statement 3 , 3 , 9 , 33 , 93 , ?
followed by two assumptions numbers I and II. An (A) 145 (B) 218 (C) 213 (D) 216
Assumption is something supposed or taken for
Q.32. What will come in a place of question mark?
granted. You have to consider the statement and
the following assumption and decide which of the 1 , 9 , 18 , 82 , 107 ,?
assumptions is implicit in the statement. (A) 123 (B) 216 (C) 223 (D) 323
Statement- Q.33. Which set of letters when sequentially placed at
Desirable and qualified candidates should submit the gaps in the given letters series will complete it?
their application form along with the requisite K _ N Y_ K_N_ _ KE_Y _
qualifications and their biodata - An advertisement (A) EAYANAA (B) AEAYANA
for job.
(C) AENYAAA (D) EAEYANA
Assumptions-
Q.34. Which of the following diagram correctly
I. Merely having qualification and aptitude for the represents the relationship between Males , Fathers
job does not make a person suitable for job. and Doctors ?
II. Many candidate will apply because they are
interested in the job.
(A) If only I is implicit.
(A)
(B) If only II is implicit.
(C) If neither I nor II is implicit.
(D) If both I and II are implicit.
Q.27. If 17 October was Tuesday then how many
Tuesday and Saturday in the same month?
(A) 5, 4 (B) 4, 5 (C) 5, 5 (D) 4, 4
(B)
Q.28. Three positions of dice are given. Find out what
will be the opposite of 5.

(A) 3 (B) 4 (C) 1 (D) 6
(C)
Q.29. If 18+9 = 2916 and 14+10 = 1960 then 13 + 14 = ?
(A) 2197 (B) 2366 (C) 2368 (D) 2584
Q.30. What will be the water image of the given figure?
Question Figure-

(D)

Answer Figures-
(A) A (B) B (C) C (D) D
Q.31. What will come in a place of question mark?
Q.35. Three statements are given followed by two
conclusions I and II. You have to consider the
given statements to be true, even if they seem to
be at variance from commonly known facts. You
have to decide which of the given conclusion can
definitely be drawn from the given statement.
Indicate your answer.
Statements:

Mahmoud Yassin, an Egyptian actor and pillar of the country's film industry during the
second half of the 20th century, has died. He was 79.
DECEMBER 2020 MICA 89
CPO SI
Some boys are cricketers.
No cricketers is a girl.
All girls are doctors.
Conclusions:
I. Some doctors are not boy.
II. Some girls are not boy.
(A) Both conclusions I and II follow.
(B) Neither conclusion I nor II follows.
(C) Only conclusion I follows.
(D) Only conclusion II follows.
Q.36. Select the related letters /word/ number from the
given alternatives.
LG : 125 : : RJ : ?
(A) 214 (B) 512 (C) 52 (D) 216
Q.37. If OM= 10, and NAMO = 7 then, SHIVAY = ?
(A) 43 (B) 12 (C) 25 (D) 14
Q.38. One statement is given followed by two conclusions
I and II. You have to consider the one statements
to be true, even if they seem to be at variance from
commonly known facts. You are to decide which
of the given conclusion can definitely be drawn
from the given statement. Indicate your answer.
Statement:
'Timely rain is essential for farming.'
Conclusions:
I. Most of the farmers are depended on rain.
II. It may improve their production.
(A) Only I follows.
(B) Only II follows.
(C) Neither I nor II follows.
(D) Both I and II follow.
Q.39. From among the given alternatives select the one
in which the set of numbers is most likely the set
of numbers given in the question.
Given set - (14, 522, 652)
(A) (8, 104, 128) (B) (12, 961, 691)
(C) (11, 121, 176) (D) (13, 156, 208)
Q.40. Find the number from the given alternatives.
1456, 1490, 1524, ?, 1592
(A) 1556 (B) 1534 (C) 1558 (D) 1560
Q.41. Which one set of symbols will be fit at the place of
'* ' in the series?
28 * 14 * 7 * 8 * 44
Prime Minister Narendra Modi released a commemorative coin of 75 rupees denomination
90 MICA DECEMBER 2020
to mark the 75th Anniversary of Food and Agriculture Organization (FAO).
(A) – + × = (B) + – ÷ =
(C) ÷ + × = (D) + ÷ × =
Q.42. Select the related letters/word/ number from the
given alternatives.
ARGENTINA : GRATNEANI : : AUSTRALIA : ?
(A) SUATRAALI (B) SUAARTLIA
(C) SUAARTAIL (D) SAUARTAIL
Q.43. Study the following information carefully and
answer the question given below.
Reema and Rahul started walking from a point
A. Reema walks 200 meter towards the east and
Rahul walks 150 meters towards south. Both took
a left turn and walk 200 meter. Then Rahul took a
right turn and walk 120 meter
If Rahul walks 200 meter to north. What will be
the distance Rahul and Reema?
(A) 120 meter (B) 270 meter
(C) 150 meter (D) 470 meter
Q.44. From among the given alternatives select the one
in which the set of numbers is most likely the set
of numbers given in the question.
Given set - (45,5,25)
(A) 50,5,30 (B) 60,6,36
(C) 54,12,36 (D) 72,8,64
Q.45. From among the given alternatives select the one
in which the set of numbers is most likely the set
of numbers given in the question.
Given set - (32,16,40)
(A) 36,27,45 (B) 35,14,42
(C) 66,11,55 (D) 40,20,50
Q.46. One/two statements are given followed by two
conclusions I and II. You have to consider the
one/two statements to be true, even if they seem
to be at variance from commonly known facts.
You are to decide which of the given conclusion
can definitely be drawn from the given statement.
Indicate your answer.
Statement-
Good person never cheats.
Conclusion-
(I) Those who cheat are bad people.
(II) Good persons have good qualities.
(A) Only I follows.
(B) Only II follows.
(C) Neither I nor II follows.
(D) Both I and II follow.

Q.47. Find the missing number from the given
alternatives.
(A) 36 (B) 42 (C) 54 (D) 52
Q.48. Find the missing number/letter/figures from the
given alternatives.
(A) (B) (C) (D)
CPO SI/GENERAL KNOWLEDGE
Q.51. Who has the distinction of being the first biological
state in the world?
(A) Sikkim (B) Meghalaya
(C) Mizoram (D) None of these
Q.52. India ranked in 'Global Hunger Index, 2020'?
(A) 107 (B) 94 (C) 49 (D) 87
Q.53. Which of the following has recently been conferred
the status of Ramsar site by the United Nations
agency Ramsar Convention of Wetland?
(A) Asan Wetland (B) Astamudi Wetland
(C) Banquet Wetland (D) Harika Wetland
Q.54. Which state / Union Territory has recently started
the initiative 'Red Light On, Car Off'?
(A) Delhi (B) Karnataka
(C) Kerala (D) Chandigarh
Q.55. Which is the first state in the country to launch a
Unified Registration Card for vehicle registration.
(A) Uttar Pradesh (B) Madhya Pradesh
(C) Maharashtra (D) Kerala
Q.56. What was the theme of 'World Bamboo Day'
celebrated globally on 18 September 2020?
(A) Bamboo Now
(B) Greenland Dreamland
(C) Sign Language R for Evergreen
(D) None of these
Q.57. Which of the following state government has
launched a scheme called 'Economic Flutter'
for disbursement of loans through cooperative
institutions in September 2020?
The first edition of Lectures designed to introduce India to foreign diplomats posted in
New Delhi was inaugurated by Foreign Secretary Harsh Vardhan Shringla.
MODEL PAPER 2020
Q.49. Study the given information carefully and
answer the given questions.
Ravi starts from a point A and walks 50 meters
towards the south then he turns right and walks 20
meters. Again he turns 45 degrees in clockwise.
Now in which direction is he facing?
(A) East (B) West
(C) North-west (D) South-east
Q.50. Find the odd number /word/letter/figure from the
given alternatives.
(A) (A) (B) (B) (C) (C) (D) (D)
(A) Karnataka (B) Odisha
(C) Maharashtra (D) Kerala
Q.58. Where is the first toy cluster in India located?
(A) Karnataka (B) Kerala
(C) Maharashtra (D) Madhya Pradesh
Q.59. Who is the author of the book ‘If in Bleeds’?
(A) Stepan King (B) Arundhati Roy
(C) Romila Thapar (D) JK Rowling
Q.60. The 20th Asian Games will be held in which place
in 2026?
(A) Nagoya (Japan) (B) Birmingham (UK)
(C) Tokyo (Japan) (D) Beijing (China)
Q.61. 'In which Article has been made the qualification
of judges of High Courts'?
(A) 215 (B) 216 (C) 217 (2) (D) 226
Q.62. What right does the President get through Article 78?
(A) To get information from Prime Minister
(B) To get information from Home Minister
(C) To conduct the proceedings of Parliament
(D) None of these
Q.63. Which is not included in the provisions for giving
approval on the Bills of the President of India
mentioned in Article 111?
(A) The President will approve the bill passed by
both the Parliament.
(B) The President can stop the acceptance of the
Bill passed by both of the Parliament.
DECEMBER 2020 MICA 91
CPO SI
(C) All the Bills can be returned to the House for
reconsideration.
(D) Obligation to approve a Bill passed by Houses.
Q.64. According to the Right to Information
(Amendment) Act, 2019, the tenure of Chief
Information Commissioner and other Information
Commissioners will be determined by:
(A) By the Governor of the States
(B) by the President
(C) by Central Government
(D) by the Human Rights Commission
Q.65. Which of the following political party was formed
/ established in the year 1964?
(A) Bharatiya Janata Party
(B) CPI
(C) CPM
(D) Aam Aadmi Party
Q.66. Which of the following dust causes lung cancer?
(A) Lead (B) Asbestos
(C) Carbon monoxide (D) Cadmium
Q.67. Where is the headquarters of International
Maritime Organization located?
(A) London (B) Paris
(C) New York (D) Kandla
Q.68. Which of the following energy is most used in
organic quantities?
(A) Solar Energy (B) Petroleum Energy
(C) Atomic Energy (D) Coal Energy
Q.69. According to the 2017 census the total number of
elephants in India is:
(A) 27312 (B) 27321 (C) 27343 (D) 27432
Q.70. Periyar National Park is mainly known for which
of the following wild animals?
(A) Elephant and Tiger (B) Elephant Only
(C) Tiger and Chital (D) Leopard and elephant
Q.71. Which of the following is the outermost range of
Himalayas?
(A) Shivalik (B) Pirpanjal
(C) Valley of Kashmir (D) Trans Himalaya
Q.72. Which of the following pass is not located in Ladakh?
(A) Khardungala (B) Zojila
(C) Chang La (D) Kingry-vingri
Q.73. 'Sehriya tribe' is found in which of the following
state?
Central Government has notified the Directorate General of Shipping as National Authority
92 MICA DECEMBER 2020
for Recycling of Ships under the section 3 of the Recycling of Ships Act, 2019.
(A) Rajasthan (B) Maharashtra
(C) Uttarakhand (D) Himachal Pradesh
Q.74. Dudhsagar waterfall is situated on the border of
which two states?
(A) Kerala and Karnataka
(B) Goa and Karnataka
(C) Karnataka and Andhra Pradesh
(D) Tamil Nadu and Kerala
Q.75. Meja Dam is located in which of the following
states?
(A) Rajasthan (B) Himachal Pradesh
(C) West Bengal (D) Haryana
Q.76. Which of the following countries ranks third in tea
production?
(A) India (B) China
(C) Sri Lanka (D) Kenya
Q.77. Which state occupies the first place in storage of
'mica'?
(A) Odisha (B) Maharashtra
(C) Andhra Pradesh (D) Bihar
Q.78. Where is the Central Temperate Horticulture
Institute located?
(A) Srinagar (B) Shimla
(C) Raipur (D) Jhansi
Q.79. Which of the following has written the poem 'Light
of Asia' on the life of Gautam Buddha?
(A) Edwin Arnold (B) Charles Dickins
(C) Virginia Wolf (D) Martin Luther King
Q.80. Which dynasty first ruled among the rulers of
Vijayanagara Empire?
(A) Aravidu dynasty (B) Sangam Dynasty
(C) Tuluv Dynasty (D) Saluva Dynasty
Q.81. Which of the following ports was called 'Babul
Mecca or Mecca Gate' in the Mughal period?
(A) Surat Port (B) Kandla Port
(C) Tuticorin Port (D) None of these
Q.82. Where was the 'Ryotwari system' first implemented
by the British?
(A) Baramahal District, Tamil Nadu
(B) Madras
(C) East Bengal
(D) Munger, Bengal
Q.83. Which of the following is not correctly matched?
(A) Santhal Rebellion --------- 1855-56 AD

(B) Sanyasi Rebellion --------- 1763-1800 AD
(C) Indigo Rebellion ------------- 1859-60 AD
(D) Pabna Rebellion ---------- 1886-97 AD
Q.84. Who among the following was the founder of
Gandhi Seva Sangh?
(A) Pyaare Lal (B) Nuclear power plants
(B) Jamnalal Bajaj
(C) Pattabhi Sitaramaiya
(D) Mahatma Gandhi
Q.85. Who among the following is the inventor of
Dynamo?
(A) Michael Faraday (B) Samuel Mars
(C) Elisa Otis (D) Graham Bell
Q.86. 'Electromagnetic forces are measured' based on
which of the following laws?
(A) Coulam's law (B) Faraday's law
(C) Kepler's law (D) Law of Flotation
Q.87. How many 'joules' is equal to 1 calorie?
(A) 252 Joules (B) 4.186 Joules
(C) 4186 Joules (D) None of these
Q.88. Any machine is the most permanent when its
energy is:
(A) Minimum
(B) Maximum
(C) Equal to the speed of the machine
(D) None of these
Q.89. According to the World Health Organization, the
pH of drinking water should be:
(A) Between 6.5 to 8.5 (B) Between 7.0 to 8.5
(C) Between 7.5 to 9.5 (D) Between 5.5 to 7.5
Q.90. Which of the following enzymes converts glucose
into ethanol?
(A) Zymase (B) Insulin
(C) Trypsin (D) Pepsin
Q.91. What is the chemical name of Vitamin B6?
(A) Pyridoxine (B) Pantothenic Acid
(C) Biotin (D) Folic acid
Q.92. Which one of the following gases is released
mostly from landfills in urban areas?
(A) Nitrogen (B) Hydrogen
(C) Methane (D) Oxygen
Q.93. Which one of the following is most sensitive to
environmental change?
Delhi Chief Minister Arvind Kejriwal launched a campaign Red light on, Gaadi off to
tackle air pollution in the national capital.
MODEL PAPER 2020
(A) Amphibian (B) Reptile
(C) Mammal (D) Insect
Q.94. Which one of the following is the largest source of
electricity in India?
(A) Hydropower plants
(C) Thermal power plants
(D) Wind energy
Q.95. The HIV virus weakens the immunity of a person
because it destroys:
(A) mast cells (B) platelets
(C) erythrocytes (D) lymphocytes
Q.96. Which one of the following air pollutants
combines with the haemoglobin of human blood
and reduces its oxygen-carrying capacity, leading
to suffocation and may cause even death?
(A) Chlorofluorocarbon
(B) Fly ash
(C) Carbon monoxide
(D) Sulphur dioxide
Q.97. An irregular mode of reproduction resulting in the
development of an embryo without fertilization is
called
1. Parthenogenesis
2. Apogamy
3. Sporophytic budding
Select the correct answer using the code given
below.
(A) 1 only (B) 2 only
(C) 2 and 3 only (D) 1, 2 and 3
Q.98. Which one of the following is not an allotrope of
carbon?
(A) Coal (B) Diamond
(C) Graphite (D) Graphene
Q.99. In paper manufacturing, degumming of the raw
material is done using:
(A) sulphuric acid (B) bleaching powder
(C) caustic soda (D) nitric acid
Q.100. Dolomite power is applied in some agricultural
lands. The purpose of applying it is to:
(A) increase the pH of the soil
(B) lower the pH of the soil
(C) increase the phosphorus content of the soil
(D) increase the nitrogen content of the soil
DECEMBER 2020 MICA 93
CPO SI
CPO SI/QUANTITATIVE APTITUDE
Q.101. Out of the two bar graphs provided below, one
shows the amounts (Rs in lakhs) invested by a
company in purchasing raw materials over the
years and the other shows the values (Rs in lakhs) of
finished goods sold by the company over the years.
Q.101. What was the difference between the average
amount invested in raw materials during 1997 to
2000 and the average value of sales of finished
goods during the same period?
(A) 77.5 lakhs (B) 87.5 lakhs
(C) 70.5 lakhs (D) 76.5 lakhs
Q.102. If 15 men can complete a piece of work in 24 days
by working 8 hours a day, then in how many days
can 18 men do the same work by working 5 hours
a day?
(A) 24 (B) 32 (C) 22 (D) 28
Q.103. Pipes P and Q can fill an empty tank in 12 and
16 hours respectively, while pipe R can empty the
full tank in 20 hours. If all three pipes are opened
together, then the tank will get filled in:
(A) hr (B) hr
(C) hr (D) hr
China's military has recently conducted live-fire test training exercises with truck-based
94 MICA DECEMBER 2020
multiple rocket-propelled mine launchers at a high altitude.
Q.104. The given bar chart presents average marks obtained
in English(E) and vernacular (V) by the students of
five districts (D1, D2, D3, D4 and D5) in a state at
the secondary level examination of a particular year
(marks secured out of a total of 100).
E
V
What is the difference between the average
percentage of marks in vernacular of the districts
(D1, D2, and D4) and (D3 and D5)?
(A) 3.5% (B) 22.5% (C) 1.7% (D) 11.3%
Q.105. If 0≤θ≤90°, and sin (2θ+50°)= cos (4θ+16°), then
what is the value of θ (in degrees)?
(A) 10° (B) 12° (C) 8° (D) 4°
Q.106. A person’s monthly income is Rs. 50,000. He divides
it between his three sons A, B and C such that A got
50% of the total money, B got 20% of A and C got
15% of B and rest amount deposited in Bank. Next
month his income increases by 40%, he maintained
the percentage level of A, but B became 30% of A
and C became 20% of B and rest amount deposited
in Bank. Then find final deposited amount is how
much percentage less or more than initial deposited
amount? (Correct up to one decimal place)
(A) 8.2% less (B) 16.4% less
(C) 8.2% more (D) 16.4% more
Q.107. If each side of an equilateral triangle is 18 cm, then
its altitude is equal to:
(A) 6√3 cm (B) 3√2 cm
(C) 9√3 cm (D) 3√6 cm
Q.108. PQRS is a rectangle. T is a point on PQ such that RTQ
is an isosceles triangles and PT = 5QT. If the area of is
12√3 cm2, then the area of the rectangle PQRS is?
(A) 142 sq.cm (B) 142√3 sq.cm
(C) 134 √3 sq.cm (D) 144 √3 sq.cm
Q.109. 4 boys from Ashok nagar and 6 boys from Balod
together can do a piece of work in 5 days, the same
work is completed by 5 boys from Ashok nagar and
10 boys from Chandan nagar in 4 days or 3 boys
from Balod and 4 boys from Chandan nagar together
 MODEL PAPER 2020
can do in 10 days. Then how many boys from Ashok (A) 31.3 (B) 14.3 (C) 23.8 (D) 30.4
nagar can complete the same work in one day? Q.119. If the word PHOTOGRAPH is spelled with 'F' in
(A) 20 (B) 60 (C) 40 (D) 80 place of 'PH', then what would be the percentage
Q.110. Find the length of median AD of a right angle reduction in the number of letters?
triangle ∆ABC , If BC = 25 cm and ∠BAC = 90°? (A) 20% (B) 10% (C) 25% (D) 18%
(A) 12.5 cm (B) 24 cm Q.120. A wheel has diameter 84 cm, then how far does the
(C) 14.5 cm (D) 10 cm wheel go (in metres) in 16 revolutions? (Take π = 22/7)
Q.111. (320 + 342 + 530 + 915)  (20 +22 - X+18) = 43, (A) 27.48 (B) 21.12 (C) 42.24 (D) 36.28
then the value of x is: Q.121. What is the simplified value of:
(A) 23 (B) 26 (C) 15 (D) 11
Q.112. Which is the largest six-digit number, which

when divided by 12, 15, 20, 24 and 30, leaves the
(A) 4x/y (B) x/y (C) 2x/y (D) x/2y
remainders 8, 11, 16, 20 and 26 respectively?
Q.122. The following pie-chart and table show the
(A) 999956 (B) 999982
percentage distribution of farmers in 5 states A,
(C) 999964 (D) 999960
B, C, D & E of a country who claimed insurance
Q.113. An article was sold for Rs. 12,920 after providing due to drought in the year 2017 and ratio of males
three successive discounts of 15%, 20% and 24% to females of the number of farmers in states,
respectively on the market price. What was the respectively. Study the pie-chart and the table
marked price? carefully and answer the following questions.
(A) Rs 20000 (B) Rs 25000 Note: Some data are missing in the pie-chart and
(C) Rs 18000 (D) Rs 28000 table, if required in any question find the missing
Q.114. The two parallel sides of a trapezium are 14 cm and data first and then answer the question.
6 cm respectively. If the height of the trapezium is Total number of farmers who claimed insurance in
16 cm, then what is its area in m2? the year 2017 = 2,64,000.
(A) 0.032 (B) 0.056 (C) 0.32 (D) 0.016
Q.115. can be expressed as:
(A) x4–(x-y)4 (B) (x+y)4–y4
(C) (x+y) –x
4 4
(D) (x–y)4–x4
Q.116. What is the HCF of 4/5, 6/8, 8/25?
(A) 1/100 (B) 1/50 (C) 1/5 (D) 1/200
Q.117. The average run rate of Indian Cricket against
Australia during the first 20 over is 4.5. If India has
to chase a target of 282 runs in total ,then find the
required run rate per over for the next 30 over ?
(A) 6.0 (B) 6.4 (C) 6.3 (D) 6.8
Q.118. The bar graph shows the exports of cars of Type A
and B (in Rs millions).

 
The number of farmers who claimed insurance in
state C exceeds the total number of farmers (who
claimed insurance) in state E and state A together
by 5280. What is the percentage of farmers who
The total exports of cars of type A in 2014 to 2017 is claimed insurance in state E?
approximately what percentage less than the total exports
(A) 40% (B) 10% (C) 15% (D) 25%
of cars of type B in 2015 to 2018?
Indian-origin author-poet, Bhanu Kapil, is among 10 shortlisted artists for this year's T.S.
Eliot Prize, named after the renowned 20th-century American-British poet.
DECEMBER 2020 MICA 95
CPO SI
Q.123. A shopkeeper makes a profit of 5%, after giving a
discount of 10% on the marked price of an article.
Then find the marked price of article, if the cost
price of the article is Rs. 300 ?
(A) Rs 375 (B) Rs 320
(C) Rs 400 (D) Rs 350
Q.124. The bar graph shows the exports of cars of Type A
and B (in Rs millions).
In which year, the average exports (per year) of
car A over the five years was 10% more than the
exports of cars of type A?
(A) 2015 (B) 2014 (C) 2017 (D) 2016
Q.125. What is the simplified value of
(A) 8/13 (B) 4/13 (C) 6/13 (D) 5/13
Q.126. Chetak has to travel a distance of 30 km. He finds
that he has covered 5/6 of the distance in 3 hours and
20 minutes. What is his speed of Chetak in km/h?
(A) 6.3 (B) 7.5 (C) 5.4 (D) 6
Q.127. Which one among the following is the smallest?
(A) √201-√199 (B) √401-√399
(C) √101-√99 (D) √301-√299
Q.128. The bar graph shows the exports of cars of Type A
and B (in Rs millions).
India's first Oscar winner Costume designer Bhanu Athaiya died at her home in Mumbai.
96 MICA DECEMBER 2020
What is the ratio of the total exports of cars of type
A in 2014 and 2018 to the total exports of cars of
type B in 2015 and 2016?
(A) 11:10 (B) 10:9 (C) 5:4 (D) 3:2
Q.129. What is (0.08% of 0.008% of 8) ? (1/9)
(A) 0.8 (B) 0.08 (C) 0.2 (D) 0.64
Q.130. A chord of the larger among two concentric circles
is of length 10 cm and it is tangent to the smaller
circle. What is the area (in cm2) of the annular
portion between the two circles?
(A) 5π (B) 10π (C) 25π (D) 5π/2
Q.131. 60 discs each of diameter 21 cm and thickness 1/3 cm
are stacked one above the other to form a right circular
cylinder. What is its volume in m3 if π = 22/7 ?
(A) 4.25×10(-2) (B) 8.05×10(-3)
(C) 6.93×10(-3) (D) 7.62×10(-2)
Q.132. A, B and C enter into a partnership with capitals in
the ratio 2/3: 3/5: 5/6. After 8 months, A increases
his share of capital to 5/4 of initial. Then find the
share of C in the profit, if at the end of the year, the
total profit earned is Rs. 5,820?
(A) Rs 2050 (B) Rs 2250
(C) Rs 2350 (D) Rs 2450
Q.133. The given pie-chart represents the distribution of
the percentage of sales of a particular brand of
car from five showrooms A, B, C, D and E during
2018. The total number of cars sold during that
year from the five showrooms is 5000.
What is the central angle (nearest to 0.1 degrees)
of the sector corresponding to the sales from the
showroom C?
(A) 56.7 (B) 60.5 (C) 48.6 (D) 50.4
Q.134. The curved surface area of a right circular cone of
height 35 cm is, four times of the area of its base,
then find the volume of the cone (in 10(-3) m3 and
correct upto three-decimal places)?
(A) 2.626 (B) 3.384 (C) 2.994 (D) 3.316
She was 91.
 MODEL PAPER 2020
Q.135. A road which goes in north-south direction, a pole car from five showrooms A, B, C, D and E during
stands vertically on it. P, Q are two points towards 2018.The total number of cars sold during that
the north of the pole, such that PQ = b, and the year from the five showrooms is 5000.
angles of elevation of the top of the pole at P. Q is
α, β respectively. Then the height of the pole is:
(A) (B)

(C) (D)

Q.136. A six-digit number 479xyz is exactly divisible by

7, 11 and 13, then find the value of {(y + z) ÷ x}?
(A) 11/9 (B) 4 (C) 13/7 (D) 7/13
Q.137. A clock tower stands at the crossing of two roads which
point in the north-south and the east-west directions. P,
Q, R and S are points on the road due north, east, south What is the total number of cars sold from
and west respectively, where the angles of elevation showrooms B and D?
of the top of the towers are α, β, γ and δ respectively.
Then find the value of (PQ/RS)2. (A) 1550 (B) 1650 (C) 1750 (D) 1450
Q.143. The given bar chart presents the average marks
(A) (B) obtained in English (E) and vernacular (V) by
the students of five district (D1, D2, D3, D4, D5)
(C) (D) in a state at the secondary level examination of a
particular year (marks secured out of a total of 100).
Q.138. A tank can be filled by three pipes, A, B, C in 2,3 and
6 hours respectively. If all three opened together,
then find after what time should B be closed, so that
the cistern gets filled in exactly 1 hr 15 min.
(A) 20 min (B) 30 min
(C) 15 min (D) 45 min E
V
Q.139. If (2x + 3y + 4)(2x + 3y - 5) is equivalent to (ax2 +
by2 + 2hxy + 2gx + 2fy + c), then what is the value
of {(g+f-c/abh}?
(A) 37/216 (B) 35/432
(C) 19/108 (D) 19/216
What is the average percentage of marks in English of the
Q.140. Sudeep invested 1/8 of a certain sum at 5% per five districts?
annum for two years and 3/5 of the sum at 6% per
(A) 67% (B) 68% (C) 75% (D) 73%
annum for two years and the remaining at 10% p.a.
for two years. If the total interest received is Rs. Q.144. If 0≤90°, and sec107 θ+cos107 θ=2,then,(secθ+cosθ)
1,674, then find the total sum invested ? is equal to?
(A) Rs 12500 (B) Rs 10500 (A) 2 (B) 1 (C)  2(-107) (D) ½
(C) Rs 12000 (D) Rs 13000 Q.145. What is the simplified value of:
Q.141. The external and internal diameters of a cylinder
of steel are 10 cm and 8 cm respectively. If the
length of cylinder is 84 cm then find its volume (in (A) 1/12 (B) 1/24 (C) 1 (D) 2
10(-3) m3 and correct up to three decimal places)? Q.146. Rohit bought 100 kg of rice and sell it for a profit
(A) 9.504 (B) 4.752 (C) 2.376 (D) 2.112 to the extent of what he would have paid for 40 kg.
Q.142. The given pie-chart represents the distribution of What is his profit percentage?
the percentage of sales of a particular brand of (A) 20% (B) 25% (C) 30% (D) 40%
Indian Super League side Hyderabad FC roped in the services of youngsters Akash Mishra,
Rohit Danu and Lalbiakhlua ''Biaka'' Jongte ahead of the upcoming season.
DECEMBER 2020 MICA 97
CPO SI
Q.147. While tabulation of marks scored in an examination
by the students of a class, by mistake the mark
scored by one student got recorded as 93 in place
of 63, and there by the average marks increased by
0.5. Then find the number of students in the class
initially?
(A) 20 (B) 15 (C) 60 (D) 30
Q.148. A sum of Rs. 40,000 becomes Rs. 44,100 at certain
rate of compound interest in two years, then find
the rate of interest?
(A) 2 (B) 4 (C) 7.5 (D) 5
CPO SI/ENGLISH LANGUAGE
Q.151. Select the synonym of the given word.
AMPLIFY
(A) magnify (B) electrify
(C) satisfy (D) supply
Q.152. Select the most appropriate option to substitute
the underlined segment in the given sentence.
If there is no need to substitute it, select, No
substitution required.
This is the first time anybody have explored into
this part of the country.
(A) anybody has explored this part
(B) anybody has explored into this part
(C) No substitution required
(D) anybody have explored this part
Q.153. Select the most appropriate meaning of the
underlined idiom in the given sentence.
He has set up his business now as he knows the ins
and outs of it.
(A) usefulness (B) importance
(C) details (D) difficulties
Q.154. Select the word, which means the same as the
group of words given.
The keeper of a museum
(A) compere (B) curator
(C) commissioner (D) conservator
Q.155. Select the synonym of the given word.
REPLETE
(A) restful (B) occupied
(C) full (D) calm
Q.156. Identify the segment in the sentence, which
contains the grammatical error.
In this novel I came across some words which
meaning I do not know.
Qatar will host the postponed Asian Champions League final after staging the knockout
98 MICA DECEMBER 2020
rounds as a competition hub during the coronavirus pandemic.
Q.149. The speed of two railway engines A and B are in
the ratio 5:4. If they move on parallel tracks in the
same direction and if the slower engine B is ahead
of the faster engine A by 8 km when the latter
starts, then how far will the faster engine A have to
travel before it overtakes the slower one B?
(A) 36 (B) 32 (C) 48 (D) 40
Q.150. The ratio of two numbers is 3:5. If 8 is added to the
first, and 7 to the second, then the ratio becomes 2:3.
What will be the ratio becomes if 6 is added to each?
(A) 7:9 (B) 5:9 (C) 5:7 (D) 9:14
(A) came across (B) which meaning
(C) In this novel (D) do not know
Q.157. Select the most appropriate word to fill in the
blank.
Our new office is equipped__ all the latest
technology.
(A) from (B) about (C) with (D) by
Q.158. Select the wrongly spelt word.
(A) couragious (B) precious
(C) curious (D) victorious
Q.159. Select the word, which means the same as the
group of words given.
A large enclosure for keeping the birds in
(A) menagerie (B) aviary
(C) aquarium (D) apiary
Q.160. Select the word, which means the same as the
group of words given.
A person who eats human flesh.
(A) carnivore (B) tribal
(C) cannibal (D) scavenger
Q.161. Select the wrongly spelt word.
(A) gloomy (B) gloss
(C) gobbel (D) glutton
Q.162. Identify the segment in the sentence, which
contains the grammatical error.
To my point of view he should not have behaved in
such a manner.
(A) should not have (B) behaved
(C) To my point of view (D) in such a manner
Q.163. Identify the segment in the sentence, which
contains the grammatical error.
The old man climbed seven floors with hardly no
effort at all.

(A) climbed (B) at all
(C) The old man (D) hardly no effort
Q.164. Select the most appropriate option to substitute
the underlined segment in the given sentence.
If there is no need to substitute it, select No
substitution required.
The cause of the disaster has not yet known but an
enquiry has been set up to find out what happened.
(A) have not yet been known
(B) No substitution required
(C) was not yet known
(D) is not yet known
Q.165. Choose the correct meaning of the Idiom.
Leave in a lurch
(A) Leave for one’s own work
(B) Take advantage of someone
(C) Make a fool of someone
(D) Leave someone in a helpless condition
Q.166. Select the antonym of the given word.
ADVERSITY
(A) casualty (B) calamity
(C) misfortune (D) prosperity
Q.167. Select the word, which means the same as the
group of words given.
A fortress typically one on high ground above a city
(A) tower (B) citadel (C) palace (D) colossus
Q.168. Select the most appropriate meaning of the
underlined idiom in the given sentence.
Many people in our country like to feather their own
nest from the money they raise for social work.
(A) enrich oneself by dishonest means
(B) achieve something and be proud of it
(C) make one's family comfortable
(D) provide comforts in one's house
Q.169. Select the synonym of the given word.
FOREGO
(A) forget (B) give up (C) ban (D) go ahead
Q.170. Select the antonym of the given word.
ENTHUSIASM
(A) fervor (B) nervousness
(C) apathy (D) zeal
Q.171. Select the antonym of the given word.
VANITY
Indian Super League side Mumbai City FC announced the signing of national team
forward Farukh Choudhary on a three-year contract ahead of the upcoming season.
MODEL PAPER 2020
(A) pride (B) dignity (C) humility (D) timidity
Q.172. Select the most appropriate option to substitute
the underlined segment in the given sentence.
If there is no need to substitute it, select No
substitution required.
Every year our association is having a meeting to
elect the officers.
(A) No substitution required
(B) are having a meeting
(C) has a meeting
(D) having a meeting
Q.173. Select the wrongly spelt word.
(A) dissappoint (B) disappear
(C) disallow (D) discomfort
Q.174-178. In the following passage, some words
have been deleted. Fill in the blanks with the
help of the alternatives given. Select the most
appropriate option for each number.
What does the word scout mean? During a war a
soldier is chosen to go (A) of an army in order to
(B) out where the enemy is. He then (C) back to
the commander all the (D) he has gathered about
the (E). Such a soldier is known as a scout.
Q.174. Select the most appropriate option to fill in
blank No. A.
(A) behind (B) before (C) ahead (D) after
Q.175. Select the most appropriate option to fill in
blank No. B.
(A) call (B) bring (C) carry (D) find
Q.176. Select the most appropriate option to fill in
blank No. C.
(A) sends (B) tells (C) carries (D) reports
Q.177. Select the most appropriate option to fill in
blank No. D.
(A) information (B) news
(C) messages (D) communications
Q.178. Select the most appropriate option to fill in
blank No. E.
(A) commanders (B) army
(C) soldiers (D) enemy
Q.179. Select the wrongly spelt word.
(A) blister (B) blossum
(C) blind (D) blemish
Q.180. Select the wrongly spelt word.
(A) estimate (B) essencial
(C) esteem (D) establish
DECEMBER 2020 MICA 99
CPO SI
Q.181. Identify the segment in the sentence, which
contains the grammatical error.
I thanked him for his advices.
(A) him (B) I thanked
(C) advices (D) for his
Q.182. Select the most appropriate option to substitute
the underlined segment in the given sentence.
If there is no need to substitute it, select No
substitution required.
Thirteen miners were trapped inside a coal mine
due to flooding from a nearby river yesterday.
(A) were trapped into a coal mine
(B) No substitution required
(C) have been trapped inside a coal mine
(D) trapped inside a coal mine
Q.183-187. Read the following passage and answer the
questions given after it.
Tutankhamun was an Egyptian pharaoh who was
buried in a lavish tomb filled with gold artifacts in
the Valley of the Kings. His tomb was discovered
in 1922 by an archaeological team led by British
Egyptologist Howard Carter.
The tomb was mostly intact, an extraordinary find
given that most of the tombs in the Valley of the
Kings had been looted in ancient times. But while
Tutankhamun's tomb was lavish, historical and
archaeological evidence indicates that the young
pharaoh was sickly and spent his short rule trying to
undo a religious revolution that his father had started.
Tutankhaten (as he was called at birth) was born
around the year 1341 B.C. His father was the
pharaoh Akhenaten, a revolutionary pharaoh who
tried to focus Egypt's polytheistic religion around
the worship of the sun disc, the Aten. In his fervor,
Akhenaten ordered the names and images of other
Egyptian deities to be destroyed or defaced.
Tutankhamun ascended to the throne around 1332
B.C., when he was about 9 years old. Given his young
age he would have relied heavily on his advisers. At
some point his name was changed to Tutankhamun,
removing the word "aten" — a reminder of his
father's religious revolution from his name.
Tutankhamun also condemned his father's actions
in a stela (a stone with inscription) found at Karnak,
saying that Akhenaten's religious revolution
caused the gods to ignore Egypt. Part of the stela
reads "the temples and the cities of the gods and
the goddesses, starting from Elephantine as far as
Wicketkeeper-batsman Dinesh Karthik has handed over the Kolkata Knight Riders
100 MICA DECEMBER 2020
captaincy position to England's World Cup winning skipper Eoin Morgan.
the Delta marshes ... were fallen into decay and
their shrines were fallen into ruin, having become
mere mounds overgrown with grass ... The gods
were ignoring this land..."
Archaeological evidence indicates that
Tutankhamun suffered from ill health. A study
of his remains published in 2010 found that he
suffered from a variety of maladies, including
malaria and Kohler disease (a rare bone disorder
of the foot). A number of canes have been found
in Tutankhamun's tomb, finds that support the idea
that the pharaoh had difficulty walking at times.
It's not known what killed Tutankhamun. There
have been numerous hypotheses put forward over
the years. It's been suggested that he died from an
infection caused by a broken leg or from injuries
suffered in a chariot accident.
The boy king died in 1323 B.C. around the age of
18. His death was unexpected, and his tomb appears
to have been finished quickly. Microbes found on
the wall of the tomb indicate that the paint on the
wall wasn't even dry when the tomb was sealed.
Howard Carter's team discovered the tomb's
entranceway on November 4, 1922, and on
November 26 they got inside.
While the treasures were incredible, the tomb was
unusually small for a pharaoh's burial, containing
only 110 square meters (1,184 square feet) of
floor space. The tomb's small size may have been
because the pharaoh died young and unexpectedly
and there wasn't time to carve out a larger tomb.
Q.183. What is the main theme of the passage?
(A) The tomb of Tutankhamun
(B) The discovery of an incredible treasure
(C) The life and death of the boy Pharaoh
(D) The death of Tutankhamun and his burial
Q.184. The discovery of a number of canes in the tomb
indicate that Tutankhamun:
(A) suffered from an infection.
(B) had difficulty in walking.
(C) suffered from Malaria.
(D) had fallen from a chariot.
Q.185. Tutankhamun's father was a revolutionary.
What was his revolution?
(A) He wanted the Egyptians to worship one God
– Aten.
(B) Egyptians were asked to have no religion and
no god.

(C) Images and names of all the Egyptian deities
had to be destroyed.
(D) He wanted his people to be polytheistic.
Q.186. Tutankhamun had a short rule. Most of his time
was used in:
(A) looking after the well-being of his people
(B) erecting stelas at different places
(C) fighting with his own diseases
(D) trying to undo the religious revolution of his father
Q.187. Which statement is NOT TRUE, according to
the passage?
(A) Tutankhamun’s tomb was lavishly filled with
gold artifacts.
(B) The tomb was unusually small for a pharaoh's
burial.
(C) The tomb appears to have been finished
quickly as the paint wasn't dry when it was sealed
(D) Howard Carter's team discovered the tomb's
entranceway on November 26, 1922.
Q.188. Select the word, which means the same as the
group of words given.
A medical specialist who administers drugs for
relieving pain during surgery.
(A) anesthetist (B) analgesic
(C) nephrologist (D) dermatologist
Q.189. Select the most appropriate word to fill in the
blank.
The assistant in the library picked up the books
from the tables and put ______ back on the shelves.
(A) they (B) its (C) them (D) it
Q.190. Select the synonym of the given word.
MASSIVE
(A) thick (B) strong (C) solid (D) huge
Q.191. Select the most appropriate word to fill in the
blank.
I looked at my damaged car and __________.
How much it would cost to repair it.
(A) wondering (B) wondered
(C) wonder (D) wonders
Q.192. Select the most appropriate meaning of the
underlined idiom in the given sentence.
After getting the news of his promotion, he was in
high spirits.
(A) joyful (B) drunk (C) mad (D) hopeful
Hockey India announced that it will conduct the Coaching Education Pathway Level
'Basic' Course, online.
MODEL PAPER 2020
Q.193. Select the most appropriate meaning of the
underlined idiom in the given sentence.
Don't take it seriously. He was simply pulling your
leg.
(A) playing a joke with someone .
(B) scolding someone for nothing
(C) trying to comfort someone .
(D) speaking in a harsh tone
Q.194. Select the most appropriate word to fill in the
blank.
You will not be allowed in the Film Festival____
you do not have a photo ID card.
(A) in case (B) unless (C) but (D) whether
Q.195. Select the most appropriate option to substitute
the underlined segment in the given sentence.
If there is no need to substitute it, select No
substitution required.
Everybody wants to be winning a prize in the arts
competition.
(A) want winning
(B) wants to have won
(C) wants to won
(D) No substitution required
Q.196. Identify the segment in the sentence, which
contains the grammatical error.
Why she was angry with her son?
(A) she was (B) angry with
(C) her son (D) Why
Q.197. Select the antonym of the given word.
HOLLOW
(A) vacant (B) narrow
(C) shallow (D) solid
Q.198. Select the synonym of the given word.
HARASS
(A) refuse (B) bother (C) help (D) care
Q.199. Select the most appropriate word to fill in the
blank.
You have travelled a long way. You ___ be tired
(A) should (B) could
(C) must (D) can
Q.200. Select the antonym of the given word.
LIVELY
(A) sharp (B) bubbly
(C) active (D) sluggish
DECEMBER 2020 MICA 101
CPO SI
EXPLANATION/CPO SI/GENERAL INTELLIGENCE & REASONING
Q.1.(D) 2. Failure Q.10.(B)
3. Focus
1. Foil
5. Foist
4. Fold
Q.2.(A) 14 - 11 = 32 = 9
34 - 25 = 92 = 81

Q.3.(C) +3,+3,+3
Q.11.(C) Book is written by Author and Table made by
Q.4.(A) 8÷4×6+3–6=9
carpenter.
Q.5.(B)
Q.12.(A) 31, 02, 13, 67, 03
Q.13.(D)

Q.6.(D)

Q.14.(B) Synonyms word
Q.15.(C)
Q.16.(A)
Q.17.(C) 12 = 1 + 2 = 32 = 9
33 = 3 + 3 = 62 = 36
Q.7.(D) 14 = 1 + 4 = 52 = 25
Q.18.(D) Foundation → Walls → Terrace
(3) (4) (5)
Plaster → Painting
(1) (2)
Q.19.(B) 121 + 20 = 141
141 + 40 = 181
=9 181 + 60 = 241
Q.8.(B) Q.20.(B) Taj = 3 letters , Mahal = 5 letters
Great = 5 letters, Pyramid = 7 letters
Q.21.(D) GLOBAL = 6 = 62 = 36
TEMPLE = 6 = 62 = 36
Q.22.(B) Except Portgal = Amsterdam all others are
Q.9.(D) country and their capital.
Q.23.(B) Except 161 all others are prime number.
Q.24.(D) Except MNOPLO, the sum of all others letter's
position (according to English alphabet) is 81.
Q.25.(B) Only conclusion I is implicit

The Asan Conservation Reserve in Dehradun is the first wetland from Uttarakhand to be
102 MICA DECEMBER 2020
recognised by Ramsar.
 MODEL PAPER 2020
Q.26.(B) If only II is implicit. Q.37.(B) OM = 15+13 = 28
Q.27.(A) 5 Tuesday and 4 Saturday in the same month. = 2+8 = 10
Q.28.(C) 3=4 NAMO =14+1+13+15 =43
1=5 =7
2=6 SHIVAY = 19+8+9+22+1+25 = 84
Q.29.(B) 182 × 9 = 2916 = 8+4 =12
142 × 10 = 1960 Q.38.(B) Timely rain can improve production.
132 × 14 = 2366 Q.39.(B) 14, 522(152=225), 652(162=256)
Q.30.(B) 12, 961(132=169), 691(142=196)
Q.40.(C) +34, +34, +34, +34.........
Q.41.(D) 28 + 14 ÷ 7×8 = 44
Q.42.(C) SUAARTAIL
Q.43.(B)

Q.31.(C) 3 , 3 , 9 , 33 , 93 , 213
0 6 24 60 120
1 -1 2 -2 3 -3 4 -4 53-5
3 3 3 3

Q.32.(D) 1 , 9 , 18 , 82 , 107 , 323 Q.44.(D) 45/9 = 5, 52 = 25, 72/9 = 8, 82 = 64
+23 +32 +43 +52 +63 Q.45.(D) 32÷2=16 , 16×2.5=40
Q.33.(D) K _ N Y_ K_N_ _ KE_Y _ Q.46.(A)
KENYA/KENYA/KENYA Q.47.(A) 34-25=9
EAEYANA 45-36=9
Q.34.(D) Q.48.(C)

Q.35.(B) 14+5=19 +5=24 +5=29
Q.49.(C)

Q.36.(B) LG = 12-7 = 5 3

125
RJ = 18-10 = 8 3 Q.50.(D) Except figure (D), all other figures have a total
of 8 lines in the blanks.

512
Prominent Janata Dal-United (JD-U) leader Kapil Dev Kamat passed awa in the Bihar
capital. He was 69.
DECEMBER 2020 MICA 103
CPO SI
EXPLANATION/CPO SI/GENERAL KNOWLEDGE
Q.51.(A) Sikkim has the distinction of being the first
organic state in the world. Sikkim has started
making bamboo water bottles for tourists.
Q.52.(B) India ranked 94th in the list of 107 countries in
the 'Global Hunger Index, 2020'.
Q.53.(A) The Ramsar Convention of Wetland of the
United Nations Agency has granted Ramsar Site
status to 'Asan Wetland (Uttarakhand)'.
Q.54.(A) The Union Territory of Delhi has recently
launched the 'Red Light On, Car Off' initiative
as part of the campaign 'war against pollution'.
Q.55.(B) Madhya Pradesh is the first state in the country
to launch a Unified Registration Card for vehicle
registration.
Q.56.(A) The theme of 'World Bamboo Day' celebrated
globally on September 18, 2020 was 'Bamboo
Now'.
Q.57.(A) The Karnataka State Government has launched
a scheme called 'Economic Flutter' in September
2020 for the disbursement of loans through
cooperative institutions.
Q.58.(A) The first toy cluster in India is located in
Karnataka.
Q.59.(A) Stephan King is the author of the book ‘If in
Bleeds’.
Q.60.(A) The 20th Asian Games will be held in Nagoya
(Japan) in 2026.
Q.61.(C) 'The provision of qualification of judges of High
Courts has been made in Article 217(2)'.
Q.62.(A) The President has the right to receive information
from the Prime Minister through Article 78.
Q.63.(C) The provisions regarding acceptance of bills of
the President of India mentioned in paragraph
111 do not include refund of money bills for
reconsideration. Hence option C will be correct.
Q.64.(C) According to the Right to Information
(Amendment) Act, 2019, the tenure of the
Chief Information Commissioner and other
Information Commissioners will be determined
by the Central Government.
Q.65.(C) Political party CPM was formed in the year 1964.
Q.66.(B) Asbestos dust causes lung cancer.
Q.67.(A) The headquarters of the International Maritime
Organization is located in London.
Q.68.(A) Solar energy is most used in organic quantities.
It is the biggest source of alternative energy.
104 MICA DECEMBER 2020 Former Arunachal Pradesh Minister Tsering Tashi has died. He was 69.
Q.69.(A) According to the census of 2017, the total
number of elephants in India is 27312.
Q.70.(A) Periyar National Park is mainly known for the
wild animals like 'elephant and tiger'.
Q.71.(A) The outermost chain of Himalayas is known as
Shivalik.
Q.72.(D) Kingri-Vingri Pass is not located in Ladakh. It is
located in Uttarakhand.
Q.73.(A) 'Sehriya tribe' is a major tribe found in Rajasthan.
Q.74.(B) Dudhsagar waterfall is situated on the Mandvi
River on the border of the states of Goa and
Karnataka.
Q.75.(A) Meja Dam is situated on the Kothari river in
Rajasthan.
Q.76.(D) In the production of tea, China stands first, India
second, and Kenya third.
Q.77.(C) Andhra Pradesh occupies the first place in
storage of 'mica'.
Q.78.(A) The Central Temperate Horticultural Institute is
located in Srinagar.
Q.79.(A) On the life of Gautama Buddha, 'Light of Asia'
poetry has been composed by Edwin Arnold.
Q.80.(B) The Sangam dynasty (1336–1485 AD) first ruled
among the four kingdoms of the Vijayanagara
Empire.
Q.81.(A) During the Mughal period, Haj pilgrims used
to do Haj through Surat port. Hence Surat port
was called 'Babul Mecca or Mecca Gate' in the
Mughal period.
Q.82.(A) The Ryotwari system, a land revenue
system implemented by the British, was first
implemented in Baramahal district, Tamil Nadu.
Q.83.(D) Pabna Rebellion, 1873-76 occurred in AD.
Q.84.(B) The founder of Gandhi Seva Sangh was a
Gujarati cloth merchant Jamnalal Bajaj. He is
also called the fifth son of Gandhiji.
Q.85.(A) The inventor of dynamo is British scientist
Michael Faraday.
Q.86.(A) The measurement of 'electromagnetic forces' is
done on the basis of Coulam's law.
Q.87.(B) 1 calorie = 4.186 joules.
Q.88.(A) Any machine is the most permanent when its
energy is minimum.
Q.89.(B) According to the World Health Organization, the
pH of drinking water Must be between 7.0 to 8.5.

Q.90.(A) The ' zymase enzyme' converts glucose into
ethanol.
Q.91.(A) The chemical name of vitamin B6 is pyridoxine.
Its sources are milk, yeast, grains, meat.
Q.92.(C) Landfill areas is a complex mix of different
gases created by the action of microorganisms
within a landfill. Landfill gas is approximately
40% to 60 % methane, with the remainder being
mostly carbon dioxide.
Landfill gases have an influence on climate
change. The major components are CO2 and
methane, both of which are greenhouse gas.
Q.93.(A) Amphibians are one of the most sensitive groups
to change, whether that is caused by habitat
loss, invasive species, disease, trade or climate
change.
Amphibians are, however, declining faster
than other groups of vertebrates, such as
mammals, birds and reptiles. There are two
main reasons why amphibians are more
sensitive to environmental changes than other
animals, making them important indicators of
environmental threats that may affect all kinds
of wildlife.
Q.94.(C) Thermal power is the "largest" source of power
in India. There are different types of thermal
power plants based on the fuel used to generate
the steam such as coal, gas, and Diesel, natural
gas. About 71% of electricity consumed in India
is generated by thermal power plants.
Q.95.(D) HIV is spread primarily by unprotected sex
contaminated blood transfusions, hypodermic
needles, and from mother to child during
pregnancy, delivery, or breastfeeding. Some
bodily fluids, such as saliva, sweat and tears, do
not transmit the virus. HIV is a member of the
group of viruses known as retroviruses.
The virus destroys a type of white blood cell
in the immune system called a T-helper cell –
also referred to as a CD4 cell – and uses these
EXPLANATION/CPO SI/QUANTITATIVE APTITUDE
Q.101.(A) Average amount invested in raw material during
1997 to 2000
= (375 + 330 +525 +420)/4 = 1650/4 = 412.5
Average amount of sales of finished good during
1997 to 2000
= (500 + 400 + 600 + 460)/4 = 1960/4 = 490
Required difference = 490 - 412.5 = 77.5
Prime Minister Narendra Modi addressed the Centenary Convocation 2020 of the
University of Mysore on 19th October at 11:15 AM, via video conferencing.
MODEL PAPER 2020
cells to make copies of itself. As HIV destroys
more CD4 cells and makes more copies of
itself, it gradually weakens a person's immune
system.
Q.96.(C) Carbon monoxide is the air pollutants combines
with the hemoglobin of human blood and
reduces its oxygen carrying capacity, leading to
suffocation and may cause even death
Q.97.(D) In parthenogenesis formation of fruit occurs
without fertilization in apogamy haploid
(n) vegetative cell forms embryo without
gametogenesis and fertilization , In sporophytic
budding diploid (2n) vegetative cell forms
embryo from bud by vegetative reproduction
thus, all of these processes are irregular modes
of reproduction. So, all three are correct
Q.98.(A) Carbon is capable of forming many allotropes
due to its valency. Well-known forms of carbon
include diamond, graphite, graphene, fullerene,
Graphenylene, Diamane etc but not Coal
because it is not 100% carbon. It contains lot of
silica, sulphur and other compounds of carbon
apart from carbon.
Q.99.(C) In the production of white paper, the wood pulp
is bleached to remove any colour from the trace
amounts of lignin that was not extracted in the
chemical pulping process.
There are three predominant methods of
bleaching: Elemental chlorine bleaching,
Elemental chlorine-free bleaching, and totally
chlorine-free bleaching.
Q.100.(A) Dolomite is an anhydrous carbonate mineral
composed of calcium magnesium carbonate,
ideally CaMg (CO3)2. The term is also used for
a sedimentary carbonate rock composed mostly
of the mineral dolomite.
Dolomite is being used as Fillers by detergents,
steel, paints, and ceramics.It provides valuable
nutrients to plants and helps change the pH of
the soil by raising it to match the plant’s needs.
Q.102.(B) We know that,
Total Work = M× H × D
M = Number of Men , H = Number of hours , D
= Number of days,
Let, the number of days is d, then
According to question,
15 × 24 × 8 = 18 × d × 5
DECEMBER 2020 MICA 105
CPO SI
d = 32 days Q.108.(D)
Q.103.(D)

Total work = 240 unit
Time taken by all three = 240/(20 + 15 - 12)
= 240/23
=  hours Given,
PT = 5QT
Q.104.(B) Total marks of D1, D2 and D4=80+70+75=225
PT : QT = 5 : 1
Average marks of D1, D2 and D4 = 225/3=75
Let the ratio of PT : QT be 5x :x
75 means 75% because the maximum marks of
each subject are 100. PQ = PT + QT
Total marks of D3 and D5 = 50+55=105 PQ = 5x + x
Average marks of D1 and D5 = 105/2 = 52.5 PQ = 6x
Average percentage of D1 and D5 = 52.5% PQ = RS [PQRS is a rectangle]
Required difference = 75% - 52.5% = 22.5% RS = 6x
Q.105.(D) sin (2q + 500) = cos (4q + 160) In rectangle PQRS, there are three triangle
∆PST, ∆RTQ and ∆STR
sin (2q + 500) = sin [900 - (4q+160)]
Area of ∆RTQ = 1/2 × Base × height
2q + 500 = 900 - 4q - 160
2q + 4q = 740 - 500 1/2 × x × RQ = 12 3
6q = 240 RQ = ( 12 3 × 2) /x

q = 240/6 RQ = 24 3 / x

q = 40 Area of rectangle PQRS = ar ∆RTQ + ar ∆PST +
Q.106.(D) Let person’s total income is 100 ∆STR
Money obtained by A = 50 Area of rectangle PQRS = (1/2) × QT × RQ +
(1/2) × PT × RQ + (1/2) × SR × RQ
Money obtained by B = 50× 20/100=10
Area of rectangle PQRS = (1/2) × RQ [QT + PT
Money obtained by C = 10 × 15/100=1.5
+ SR] = (1/2) × ( 24 3 / x ) [x + 5x + 6x]
Sum deposited in bank = 100 – 50 – 10 – 1.5 =
38.5 Area of rectangle PQRS = [ 12 3 /x] ×[12x] =
His new income = 100 + 40 = 140 144 3 sq.cm.
From new income , Q.109.(C) As we know,
Money obtained by A = 140 of 50% = 70 Total work of first group = total work of second
Money obtained by B = 70 of 30% = 21 group = total work of third group
Money obtained by C = 21 of 20% = 4.2 (4A + 6B) × 5 = (5A + 10C) × 4 = (3B + 4C) ×
10
new sum deposited in bank = 140 – 70 – 21- 4.2
= 44.8 (4A + 6B) × 5 = (3B + 4C) × 4 = (3B + 4C) × 10
increase in deposited money = 44.8 – 38.5 = 6.3 4A + 6B = 6B + 8C
% increase = 6.3/38.5 ×100 = 16.4% 4A = 8C
Q.107.(C) Side of equilateral triangle = 18 cm A:C=8:4
Height of equilateral triangle = √3/2×18 = 9 √3 cm A : C = 2 : 1 ...(1)

106 MICA DECEMBER 2020 Prime Minister Jacinda Ardern won in New Zealand’s general elections.
 MODEL PAPER 2020
Again, So, number divisible by 120 = 999999 - 39 =
(5A = 10C) × 4 = (3B = 4C) × 10 9999960
20A + 40C = 30B + 40C Required number is = 999960 - 4 = 999956
20A = 30B Q.113.(B)
A : B = 30 : 20
A : B = 3 : 2 ...(2)
From equation (1) and equation (2) MP = Rs. 25000
A:B:C=6:4:3 Q.114.(D) As we know ,
Total work = (4A = 6B) × 5 = (4 × 6 + 6 × 4) × 5 Area of trapezium = 1/2×(sum of parallel
= 48 × 5 = 240 sides)×Height
Let number of students from school A complete Area of trapezium = 1/2×(14 +6)×16
the work be x. = 160 sq. cm
x × 6 = 240 = 160/10000 sq. meter
x = 240/6 = 0.016 sq. meter
x = 40 Q.115.(A) (4x3y-6x2y2=4xy3-y4)
Q.110.(A) Þ 2xy3-2x2y2-y4=4x3y=2xy3-4x2y2
Þ -y2(-2xy+2x2+y2)+2xy(2x2+y2-2xy)
Þ (2xy-y2) (2x2+y2-2xy)
Þ (x2-x2-y2+2xy) (x2+x2+y2-2xy)
Þ [x2-(x-y)2] [x2+(x-y)2]
Þ x4-(x-y)4
Q.116.(A) HCF of 4/5, 6/8, 8/25
= HCF of numerator/LCM of denominator
HCF of 4, 6 and 8 = 2
LCM of 5, 8 and 25 = 200
HCF of 4/5, 6/8 and 8/25=2/200=1/100
Given, ∆ABC is a right triangle and BC is the Q.117.(B) Total runs in 50 overs = 282
hypotenuse.
Average of runs in 20 overs = 4.5
and BC = 25 cm
Sum of run in 20 overs = 4.5 × 20 = 90
As we know,
Runs need in remaining 30 overs = 282 - 90 =
Median of right triangle is = Hypotenuse/2 192
Þ 25/2 Average runs in 30 overs = 192/30 = 6.4
\ the length of AD is 12.5 cm Q.118.(C) Total exports of cars of type A in 2014 to 2017 =
Q.111.(D) (320+342+530+915) ÷ (20+22-x+18)=43 200+150+275+175=800
2107/(60-x)=43 Total exports of cars of type B in 2015 to 2018 =
60-x=2107/43=49 250+200+275+325=1050
x=60-49 Required percentage = [(1050 - 800)/1050] ×
x=11 100 = 23.8%
Q.112.(A) LCM of 12, 15, 20 , 24, 30 is 120 Q.119.(A) Total word in PHOTOGRAPH is = 10
As we know, If PH is replaced by F1 then the total word in
FOTOGRAF is = 8
(12-8) = (15-11) = (20-16) = (24-20) = (30-26) = 4
Required percentage = [(10-8)/10]×100=20%
As we know,
Q.120.(C) Radius of the wheel = 84/2 = 42cm
6 digit largest number = 999999

Union home secretary Ajay Bhalla’s tenure has been extended up to August 22, 2021. DECEMBER 2020 MICA 107
CPO SI
Circumference of the wheel = 2pr = 2 × (22/7) × In the year 2014, exports of the car were 200
42 = 264cm
200 × 110/100=220
Distance covered by the wheel in 1 revolution =
Circumference of the wheel \ in the year 2014 the export was 10% more
Distance covered by the wheel in 16 revolution than the average export over the years.
= 16 × 264 = 4224 cm = 4224/1000m Q.125.(B)
=42.24 m
Q.121.(D)
1  1  
2 2
1 
 x +  −  x −  
8  y  y  

1 1 2x  2 1 2x  
⇒ x 2 + + − x + 2 − 
8 y2 y  y y 
1 1 2x 1 2x 
⇒ x 2 + 2
+ − x2 − 2 + 
8 y y y y
1  4x 
⇒  
8 y 

⇒ x / 2y

Q.122.(B) Total number of farmer = 264000

As we know,
x% of 264000 = 5280
x = [5280/264000]×100=2% Q.126.(B)
Percentage of farmer who claimed insurance in
state C = 36%
Percentage of farmer who claimed insurance in
state A = 24%
Let percentage of farmer who claimed insurance
in state E be a%, then Q.127.(B)
According to the question,
a% + 24% + 2% = 36%
a% + 26% = 36%
a% = 36% - 26%
a% = 10%
Q.123.(D) CP of the article = 300
SP of the article = 300 × (105/100) =315
MP of the article = 315 × (100/90) = 350
Q.124.(B) Total exports of cars of type A = 200 + 150 +
275 + 175 + 300 = 1100
Average exports of cars of type A = 1100/5=220

Joseph Mar Thoma Metropolitan, theprimate of the Malankara Mar Thoma Syrian Church,
108 MICA DECEMBER 2020
died. He was 90.
 MODEL PAPER 2020
Q.131.(C) Radius of disc r = 21/2 cm
Height of 60 discs if they stacked one above the
other = 60 × 1/3 = 20 cm
Volume of the cylinder = pr2h = (22/7) × (21/2)
× (21/2) × 20 = 6930cm3

As we know,
1cm3 = 10-6m
6930 cm3 = 6.93×10-3m

Q.132.(B) Capitals ratio of A, B and C = 2/3 : 3/5 : 5/6 =
As we know, (2×30)/3 : (3×30)/5 : (5×30)/6 = 20 : 18 : 25
If numerator are same, then the fraction which Capital ratio of A, B and C after end of the year,
has largest denominator, has minimum value.
(20×8+20×5/4×4) : 18×12 : 25×12 = (160+100)
Q.128.(B) Total exports of cars of type A in 2014 and 2018 : 216 : 300 = 260 : 216 : 300
= 200 + 300 = 500
Capitals ration of A, B and C after end of the
Total exports of cars of type B in 2015 and 2016 year = 260x : 216x : 300x : = 65x : 54x : 75x
= 250 + 200 = 450
According to the question,
Required ratio = 500 : 450 = 10 : 9
65x + 54x + 75 x = 5820
Q.129.(C)
194x = 5820
x = 5820/194 = 30
Share of C = 75 × 30 = Rs. 2250
Q.133.(D)

Q.130.(C)

Q.134.(C)

r2 = 1225/15

To push agriculture finance, state-owned Bank of Baroda (BoB) has entered into a pact
with Mahindra and Mahindra for tractor finance Business.
DECEMBER 2020 MICA 109
CPO SI
Volume of the cone = (1/3) × pr2h = (1/3) ×
(22/7) × (1225/15) × 35 = 2994 cm3
= 2994 cm3 = 2994/106m3 = 2994 ×10-6
m = 2.994 × 10 m
3 -3 3

Q.135.(C)

Q.137.(C)

Q.136.(B) As we know,
6 digit number in which 3 digit repeat xyzxyz is
divisible by 1001. And 1001 is divisible by 7, 11
and 13.

CSIR-IHBT makes history by introducing asafoetida (Heeng) cultivation in Indian
110 MICA DECEMBER 2020
Himalayan region.
 MODEL PAPER 2020
Let K is the point on the top of the tower and the 4x + 6xy - 10x + 6xy + 9y2 - 15y + 8x + 12y - 20
2

height of the clock tower OK be h cm. = (ax2 + by2 + 2hxy + 2gx + 2fy + c)
4x2 + 12xy - 2x + 9y2 - 3y - 20 = (ax2 + by2 +
2hxy + 2gx + 2fy + c)
On comparing
a = 4, h = 6, g = -1, b = 9, f = -3/2 and c = -20
Now,
{(g + f - c)/abh}
{(-1 - 3/2 + 20)/4 × 9 × 6}
{(-2 - 3 + 40)/2}/(4 × 6 × 9}
(35/2)/216
35/432
Q.140.(C) As we know;
Simple Interest = PRT/100
Let total sum be Rs. x, then
Remaining part = x - x/8 - 3x/5 = (40x - 5x -
24x)/40 = 11x/40
According to the question
(x × 1/8 × 5 × 2)/100 + (x × 3/5 × 6 × 2)/100 +
(x × 11/40 × 10 × 2)/100 = 1674
5x/400 + 36x/500 + 11x/200 = 1674
(25x + 144x + 110x)2000 = 1674
279x/2000 = 1674
x = 1674 × 2000/279
x = 12000
Q.141.(C)
Q.138.(B)

Work done by A and C in 5/4hr = (3+1) × 5/4 =
5 unit

Q.139.(B) According to the question Q.142.(A) Total number of cars sold from the showrooms
(2x + 3y + 4)(2x + 3y - 5) = (ax2 + by2 + 2hxy = B and D = 5000 × [(22+9)/100]
2gx = 2fy + c) 5000 × (31/100) = 1550

The Annual Naval Exercise Malabar-2020 is expected to be held in the Bay of Bengal and
the Arabian Sea later this year.
DECEMBER 2020 MICA 111
CPO SI
Q.143.(D) Total marks obtained in English by all five
districts = 70+60+60+85+90=365
Average marks = 365/5=73
As we know, Maximum marks of English is
100, then
Required percentage = 73/100×100=73%
Q.144.(A)

Q.148.(D)

Q.145.(C)
Q.149.(D) Speed ratio of two engines is = 5 : 4
Let the speed of the faster engine is 5km/hr and
speed of the slower engines is 4km/hr
The distance of the two engines = 8 km
Required time to overtake by faster engine = 8/
(5-4) = 8hr
Distance covered by the faster engine in 8 hrs =
5 × 8 = 40 km
Q.150.(D)

Q.146.(D)

Q.147.(C) Let the total number of students be x and average If 6 is added in each then new ratio = (30+6) :
marks of the students be y, then (50+6) = 36 : 56 = 9 : 14

Bahrain and Israel signed a series of key agreements covering bilateral relations,
112 MICA DECEMBER 2020
agriculture, trade, civil aviation, telecommunications and financial services.

EXPLANATION/CPO SI/ENGLISH LANGUAGE
Q.151.(A) AMPLIFY (v): make (something) more marked
or intense.
For other options:
Electrify (v): charge with electricity; pass an
electric current through
Q.152.(A) ‘anybody’ is a singular pronoun and ‘explore’ is
not followed by ‘into’.
Q.153.(C) Ins and outs- everything.
Q.154.(B) For other options:
Compere (n): a person who introduces the
performers or contestants in a variety show.
Conservator (n): a person responsible for the
repair and preservation of things of cultural or
environmental interest, such as buildings or
works of art.
Q.155.(C) For other options:
Restful (Adj.)- having a quiet and soothing
quality.
Occupy (v)- fill or take up (a space or time).
Q.156.(B) Whose should be used to express of whom or of
which (used to indicate that the following noun
belongs to or is associated with the person or
thing mentioned in the previous clause).
Q.157.(C) Equip is followed by ‘with’.
Q.158.(A) Courageous is the correct word which means not
deterred by danger or pain; brave.
Q.159.(B) For other options:
Menagerie (n): a collection of wild animals kept
in captivity for exhibition.
Aquarium (n): a transparent tank of water in
which live fish and other water creatures and
plants are kept.
Apiary (n): a place where bees are kept; a
collection of beehives.
Q.160.(C) For other options:
Carnivore (n): an animal that feeds on other
animals.
Tribal (n): of or characteristic of a tribe or tribes.
Scavenger (n): an animal that feeds on carrion,
dead plant material, or refuses.
Q.161.(C) Gobble (v): eat (something) hurriedly and noisily.
For other options:
Gloomy (Adj.): dark or poorly lit, especially so
as to appear depressing or frightening.
India and Oman have agreed to expedite their internal procedures for signing and
ratification of a protocol to amend the bilateral double taxation agreement.
MODEL PAPER 2020
Gloss (Adj.)- shine or lustre on a smooth surface.
Glutton (Adj.)- an excessively greedy eater.
Q.162.(C) ‘In my point of view’ will be correct.
Q.163.(D) ‘Hardly’ does not take negative words, so it
should be ‘hardly any’.
Q.164.(D) The sentence is to be expressed in Present
Passive form so it can be ‘has not been known’
or ‘is not known’.
Q.165.(D) E.g. - Jane was angry enough to quit without
giving notice, leaving her boss in the lurch.
Q.166.(D) Adversity (n): a difficult or unpleasant situation.
For other options:
Calamity (n): an event causing great and often
sudden damage or distress; a disaster.
Q.167.(B) For other options:
Colossus (n): a statue that is much bigger than
life size.
Q.168.(A) E.g. - He may have decided to feather his nest by
blackmail.
Q.169.(B) For other options:
Ban (v): officially or legally prohibit (something).
Q.170.(C) Enthusiasm (n): intense and eager enjoyment,
interest, or approval.
Apathy (n): lack of interest, enthusiasm, or concern.
For other options:
Fervor (n): intense and passionate feeling.
Q.171.(C) Vanity (n): excessive pride in or admiration of
one's own appearance or achievements.
Humility (n): the quality of having a modest or
low view of one's importance.
For other option:
Dignity (n): the state or quality of being worthy
of honour or respect.
Timidity (n): lack of courage or confidence.
Q.172.(C) ‘Have’ in the sense of ‘possession’ is not used in
V (ing) form.
Q.173.(A) Disappoint is the correct word.
Q.174.(C) Out of the given alternatives, only ‘ahead’ takes
‘of’.
Q.175.(D) Find out means to discover.
Q.176.(D) Report (v): give a spoken or written account of
something that one has observed, heard, done,
or investigated.
DECEMBER 2020 MICA 113
CPO SI
Q.177.(A) Information (n) - facts provided or learned about
something or someone.
Q.178.(D) Enemy (n) - a person who is actively opposed or
hostile to someone or something.
Q.179.(B) Blossom is the correct word which means a
flower or a mass of flowers, especially on a tree
or bush.
For other options:
Blister (n): a small bubble on the skin filled with
serum and caused by friction.
Blemish (n): a small mark or flaw which spoils
the appearance of something.
Q.180.(B) Essential is the correct word which means
absolutely necessary; extremely important.
For other options:
Esteem (n): respect and admiration.
Q.181.(C) ‘Advice’ is something which can’t be counted,
hence it should not be written in plural.
Q.182.(B) ‘were’ is correct according to the adverb of time
‘yesterday’.
Q.183.(C) This answer can only be understood by reading
the whole passage.
Q.184.(B) The answer lies in the sixth paragraph.
Q.185.(A) The answer is inferred from the third paragraph.
Q.186.(D) The answer is clearly given in the second
paragraph.
Q.187.(D) The answer is given in the second last passage.
Q.188.(A) For other options:
Analgesic (Adj.)- (of a drug) acting to relieve
pain.
Tamil Nadu Chief Minister Edappadi Palaniswamy has announced a relief aid of Rs. 10
114 MICA DECEMBER 2020
crore to flood-hit Telangana for the ongoing relief efforts.
Nephrologist is a physician who studies and
deals the adult and pediatric study of the
kidneys and its diseases.
Dermatologist (n): a medical practitioner
qualified to diagnose and treat skin disorders.
Q.189.(C) ‘Objective case’ of pronoun is required.
Q.190.(D) Massive (adj.) - huge.
Q.191.(B) As the sentence is given in the past indefinite
tense, wondered is the correct option.
Q.192.(A) E.g. - The team returned in high spirits after
they won at the match.
Q.193.(A) Pull one’s leg means to play a joke with
someone.
Q.194.(A) ‘In case’ means ‘as a provision against
something happening or being true’.
Q.195.(B) All the other options can be eliminated on the
basis of grammatical rules.
Q.196.(A) Wh. word + helping verb + subject + verb +
object? Is the correct structure of interrogative
sentence.
Q.197.(D) Hollow and vacant are synonyms.
For other options:
Narrow (Adj.)- of small width in relation to
length.
Shallow (Adj.) - of little depth.
Q.198.(B) Harass (v) - subject to aggressive pressure or
intimidation; bother.
Q.199.(C) Must (helping verb) - expressing an opinion
about something that is logically very likely.
Q.200.(D) Sluggish (Adj.)- slow-moving or inactive.
Bubbly (Adj.)- full of cheerful high spirits.