College Board 2018-19 CSS / Financial Aid PROFILE

CBFinAid ID: C00FIYZ

About the student

This section asks for important information about the student.

First name* Lorei Felisse

Middle name Lumanta
Last name* Garnace
Preferred name Reis
Email address* loreigarnace@gmail.com
Phone number (##########)* 09213251100
Date of birth (MM/DD/YYYY)* 10/28/2000 (mm/dd/yyyy)
Student's marital status* Never married

Student's Citizenship

Country where the student lives* Philippines

Citizenship status* Other
Country of citizenship* Philippines
Visa type* F-1

Student Status

Indicate if the follow ing are true about the student.

The student has legal dependents (not including the student's spouse)* No

Student's Permanent Address

Street address*
Camella Homes Phase 1 Block 13 Lot 17
Street address (line 2)
City* Palo
Country* Philippines
ZIP/Postal Code 6501

Student's Mailing Address

The student's mailing address and permanent address are the same Yes
Street address*
Camella Homes Phase 1 Block 13 Lot 17
Street address (line 2)
City* Palo
Country* Philippines
ZIP/Postal Code 6501

Parental Relationships
Parental Relationships

List all of the student's parents below.

Include all parents - biological, adoptive, step-parents/parent's partner and legal guardians.
This information is used to build your personalized application; it is critical that you be accurate and complete. If you answer incorrectly and
have to change information on this page after you have completed other sections of the application it may result in that information being
considered invalid and you will have to reenter that information.

Parent(s)

Relationship
Parent's first name * Parent's last name * to the student* Deceased
Parent Maria Lorna Garnace Mother
1
Parent Reynaldo Garnace Father
2

Household Verification

What is the marital status of the student's parents?* Married or in domestic partnership

Residence

Country where the student's parent(s) live* Philippines

Academic Information

In this next section w e'll ask some questions about the student's current school and then ask about the student's
plans for the 2018-19 academic year.

Current Academic Year

Select the student's year in school for the 2017-18 year* 11th grade

Current High School Information

Please use School Search to find the name of the student's high school for 2017-18

High school name*

NOT LISTED

If the student attended a private high school, how much was received in
scholarships and grants for the 2017-18 year?
If the student attended a private high school, how much did his/her parents pay
for the student's education in the 2017-18 year?
College/Program Details

Provide the follow ing information for each college or program to w hich the student is applying.

Pomona College 4607 CA

Student's 2018-19 year in school*

First year undergraduate, never previously attended
College Assigned ID (if known)
Student's housing plans* With relatives
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Scripps College 4693 CA

Student's 2018-19 year in school*

First year undergraduate, never previously attended
College Assigned ID (if known)
Student's housing plans* With relatives
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Stanford University 4704 CA

Student's 2018-19 year in school*

First year undergraduate, never previously attended
College Assigned ID (if known)
Student's housing plans* With relatives
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Bryn Mawr College 2049 PA

Student's 2018-19 year in school*

First year undergraduate, never previously attended
College Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Rice University 6609 TX

Student's 2018-19 year in school*

First year undergraduate, never previously attended
College Assigned ID (if known)
Student's housing plans* On campus
Are you applying to this school Regular Decision, Early Action, or Early Regular Decision
Decision?*

Currency

Select the currency you will use to complete this application.* Philippine Peso
Provide the following for Maria Lorna

Date of birth (MM/DD/YYYY)* 01/25/1971 (mm/dd/yyyy)

Email address* garnacelorna@yahoo.com
Preferred daytime phone number (##########) 09183558359
Highest level of education completed* College/university or beyond

Maria Lorna - Employment

Occupation or profession Special Science Teacher

Is or was Maria Lorna in the U.S. Armed Forces?* No
Self-employed
A dislocated worker
Unemployed
Name of employer
Philippine Science High School Eastern Visayas
Number of years at current place of employment. 22

Maria Lorna - Participates in the following retirement plans (Select all that apply)

IRA, Keogh, 401k, 403b, or other tax-deferred retirement plan

Plans to draw social security upon retirement
Employer sponsored retirement plan
Civil service or state sponsored retirement plan
Union sponsored retirement plan
Military sponsored retirement plan
Other type of retirement plan
Current value of tax-deferred retirement, pension, annuity, and savings plans* 25000

Provide the following for Reynaldo

Date of birth (MM/DD/YYYY)* 01/14/1971 (mm/dd/yyyy)

Email address* reybadgar@gmail.com
Preferred daytime phone number (##########) 09399018009
Highest level of education completed* College/university or beyond

Reynaldo - Employment

Occupation or profession Director

Is or was Reynaldo in the U.S. Armed Forces?* No
Is this parent self-employed?
A dislocated worker
Is this parent unemployed?
Name of employer Philippine Science High School
Number of years at current place of employment. 5

Reynaldo - Retirement Plans

Participates in the follow ing retirement plans:

 IRA, Keogh, 401k, 403b, or other tax-deferred retirement plan
Plans to draw social security upon retirement
Employer sponsored retirement plan
Civil service or state sponsored retirement plan
Union sponsored retirement plan
Military sponsored retirement plan
Other type of retirement plan
Current value of tax-deferred retirement, pension, annuity, and savings plans* 25000

Parent Tax Return Status

Select the student's parents' federal tax return status for 2016* Completed current tax return

Parent Tax Return Type

Select the type of federal income tax return the student's parents filed, or will Other non-U.S. tax return
file, for 2016*

Parent Non-U.S. Tax Return

Enter the follow ing amounts for the student's parents for 2016.

If their country's tax year does not follow the calendar year, report information from the last tax year that ended
before April 1, 2017.
For example, if their country's tax year runs from April 1 to March 31, enter the information for the tax year that ended
March 31, 2017. If their country's tax year runs from July 1 to June 30, enter the information for the tax year that
ended June 30, 2016.
Enter numbers only. (No commas or decimals.)

Wages, salaries, commissions, and tips* 2114508

Maria Lorna's income from work* 879588
Reynaldo's income from work* 1234920
Interest income 0
Dividend income 0
Net income from businesses or partnerships 0
Net income from rental real estate, royalties, estates, or trusts 0
Net income from farms 0
Pension, annuity, or retirement distributions received 0
Income received from other family members 0
Tax credits received 25000
All taxes, mandatory withholdings, and set-asides paid or withheld. Include 676642
income taxes, state taxes, local taxes, levies, and mandatory retirement
payments.*
Itemize the sources and amounts for the taxes and withholdings amount 676642
entered above*

Parent Income and Benefits

Enter the total amounts the student's parents received in 2016 for the follow ing:
Income from other members of their household* 0
Housing, food, and other living allowances received as members of the military, 0
clergy, or other profession*
Money given to the student's parents or paid on their behalf* 80000
Other untaxed income* 0
Describe this untaxed income.

Parent 2017 Income and Benefits

Enter the amounts the student's parents received or expect to receive in 2017 for the follow ing:

Maria Lorna's income from work * 598119

Reynaldo's income from work * 839745
Other taxable income* 0
Untaxed income and benefits* 1427865
What are the source(s) of this untaxed income?* none

Parent 2018 Income and Benefits

Enter the amounts the student's parents received or expect to receive in 2018 for the follow ing:

Maria Lorna's income from work * 598119

Reynaldo's income from work * 839745
Other taxable income* 0
Untaxed income and benefits* 1427865
What are the source(s) of this untaxed income?* none

Child Support

Did the student's parent(s) pay or expect to pay child support in 2016 or No
2017?*
Did the student's parent(s) receive child support in 2016?* No

Housing Information

Next, you w ill provide some details on w here you and your family live. If your family ow ns your home, you w ill need
mortgage information to complete this section.

Parent Housing

Provide the follow ing information about the student's parents' home.

Select the option that best describes your family's housing situation* Own home

Parent Housing Details

Provide the follow ing information about the student's parents' home.
Monthly housing payment* 66000
Home purchase year* 2014
Home purchase price* 8000000
Current market value* 11500000
Amount owed on home* 6000000
Amount owed on the primary mortgage for this home* 2000000

Parent Assets

Select the statements below that apply to the student's parents

Have investments* No
Own assets held in the names of their children* No
Own valuables* No
Others owe them money* No

Parent Asset Details

Parent Asset Details

Current amount in cash, savings, checking, and deposit accounts* 75000

Parent Other Real Estate

Select the statements below that apply to either of the student's parents

Own real estate beyond their primary home, such as land or a vacation
or second home
Have a seasonal or vacation rental property
Rent real estate to others
Rent out a portion of their primary home

Parent Business/Farm Setup

Select the statements below that apply to the student's parents

Own or operate a business that is a primary income source

Own or operate a business in addition to other work

Parent Farms

Own a farm or part of a farm

Parent Expenses

Do the student's parents have the follow ing expenses? Check all that apply.
 Medical or dental expenses not covered by insurance
Repayment of student (college) loan debt in 2016
Repayment of student (college) loan debt in 2017

Parent Expenses Detail

Enter the medical and dental expenses the student's parents paid in 2016 that 60000
were not covered by insurance.*
Enter the medical and dental expenses the student's parents paid or expect to 70000
pay in 2017 that will not be covered by insurance.*

Parent Living Expenses

Enter the amount the student's parents paid in 2016 for the items below . Provide annual (not monthly) amounts.

Utilities (water, electricity, heat, etc.)* 5580000

Food for everyone in the home* 250000
Clothing for everyone in the home* 100000
Household necessities* 18000
Total amount owed to other people or financial institutions* 500000
Amount paid on this debt in 2016* 300000
Describe this debt* Cooperative loan to settle bills
Automobile maintenance* 124000
Property insurance* 45000
Holiday expenses* 200000
Entertainment expenses* 25000
Number of people employed in the home* 0
Amount paid for any other expenses not listed above* 24000
Describe these expenses.* laundry

Dependent Summary

Provide information for everyone, other than the student's parents and the student applicant, who lives in the student's parents' household
and receives more than half of their support from them.

Dependent(s)

Last Date of Birth Relationship to

First Name * Name * (MM/DD/YYYY)* Student*
Simon Juleov
Dependent 1 Garnace 05/07/1999 Sibling
enz
Dependent 2 Pearl Jezhcka Garnace 03/07/2003 Sibling
Dependent 3 Hilary Jonina Garnace 06/30/2005 Sibling
Provide the following for Simon Juleovenz

For the 2017-18 academic year, what is this person's year in school?* 12th grade
For the 2018-19 academic year, what is this person's year in school?* 1st yr college
Is this person attending a private K-12 school in 2017-18?* No

Provide the following for Pearl Jezhcka

For the 2017-18 academic year, what is this person's year in school?* 8th grade
For the 2018-19 academic year, what is this person's year in school?* 9th grade
Is this person attending a private K-12 school in 2017-18?* No
Will this person attend a private K-12 school in 2018-19?* No

Provide the following for Hilary Jonina

For the 2017-18 academic year, what is this person's year in school?* 7th grade
For the 2018-19 academic year, what is this person's year in school?* 8th grade
Is this person attending a private K-12 school in 2017-18?* No
Will this person attend a private K-12 school in 2018-19?* No
Provide the following for Simon Juleovenz for 2018-19

Attend full-time or half-time? * Full-time

Type of college* 4-year private college/university
Name of the college or university attending Ateneo De Manila University
Total cost to attend this school 472400
Total educational expenses paid or expected to be paid by student's parent(s) 262400

Student Tax Return Status

Select the student's federal tax return status for 2016*

Not filed, and not required to file, a tax return

Student Non-filer

Enter the amounts the student received in 2016 for the follow ing

Income earned from work * 0

Interest income 0
Taxable earnings from need-based work programs and taxable grant and 0
scholarship aid
Untaxed income not provided elsewhere on this application 0

Student Expected Income and Benefits

Student's expected earnings - summer 2018* 0
Student's expected earnings - school year 2018-19* 0
Student's expected other taxed income - summer 2018* 0
Student's expected other taxed income - school year 2018-19* 0
Student's expected total untaxed income and benefits - summer 2018* 0
Student's expected total untaxed income and benefits - school year 2018-19 * 0

Student Resources

How much does the student expect to receive from the follow ing sources to pay for educational expenses for the
2018-19 academic year?

The student's parents* 120000

Other relatives (and any other sources) to help pay for college expenses* 0
Scholarships and grants from sources other than the colleges or universities to 200000
which the student is applying*
Tuition benefits* 200000

International Student Benefits

Will the student receive funds from the government for college expenses at any No
point during attendance? *
Will the student receive funds from any agencies or foundations for college No
expenses at any point during attendance? *
Will the student receive tuition benefits during any year of attendance? * No
How will the student pay for transportation to the U.S.?* Parents' income/savings

Student Asset Types

In this section, we'll ask questions about the assets that belong to the student. To begin, we'll ask you questions
to determine the types of assets owned. Then, you'll provide the current value of each asset. Statements from a
bank or financial institution may be useful for this section.

Remember:
- provide the value for each asset as of today, rather than average or original values
- this section is entirely about the assets that belong to the student (and if married, their spouse)
Indicate whether the statements below apply to the student

Has a trust* No
Has retirement assets* No
Has investments* No

Student Savings, Investments, and Other Assets

Current amount in cash, savings, checking, and deposit accounts* 10000

Student Real Estate

Select the statements below that apply to the student

Owns real estate beyond the primary home, such as land or a vacation
or second home
Has a seasonal or vacation rental property
Rents real estate to others

Student Businesses and Farms

Select the statements below that apply to the student

Owns or operate a business that is a primary income source

Owns or operate a business in addition to other work
Owns a farm, or part of a farm

Special Circumstances

Select the circumstances w ith ongoing financial impact that apply to your family. Provide details in the box below .*

Change in employment
Scholarships or Sponsor information
Exceptional medical or dental expenses
Siblings in private school
Catastrophic Event or Natural Disaster
Eldercare expenses
Financial support of other family members
Non-recurring income or expenses
Other
None

Explanation - You may provide up to 2,000 characters of information.

Please provide the information in English using the following standard American keyboard characters: letters (A-Z),
numbers (0-9) and punctuation (.,:;-?!$@%#=). Ampersands, greater than/less than symbols, or other characters not
listed as safe may cause processing problems.

If you need to provide additional information, please send it directly to your colleges and programs.*
Change in employment
My father might not be renewed in his current employment. He would have served as School Director for six
years on November 2018. Renewal of contract is not automatic; hence, he is not assured to be renewed.

Exceptional medical or dental expenses

My mother was diagnosed of hyperthyroidism in 2001 and underwent radioactive therapy. Currently, she has
regular maintenance for her medicines as the illness has been recurring.

Siblings in private school

My elder brother would be studying in a private school to enroll in BS Psychology since he got a scholarship
grant for tuition fees. However, since it is a private school, other expenses such as board and lodging, daily
allowance, books, transportation, etc. might cause financial drain to the family. Since I have two younger sibli
ngs, I anticipate for more expenses when they reach college two years after my enrollment.

Catastrophic Event or Natural Disaster

Our region was badly hit by Typhoon Haiyan in 2013. Subsequently, there were massive flooding and earthqu
akes. Such calamities caused so much devastation and loss of our property which drained the finances of ou
r family. Calamities frequently hit our region which affect badly our resources.
Eldercare expenses
As our parents are getting older, we are afraid that the family might incur so much expenses for possible hos
pitalization and medication few years from now. The only medical benefit ready is the government health ins
urance which may not suffice their needs.

Financial support of other family members

Since both my parents come from poor families, they are obliged to extend support every now and then our r
elatives need support for medical care, education, or even foods on the table. Hence, such support can som
etimes deplete our resources.

Non-recurring income or expenses

There are expenses which are unexpected such as payments for examinations, special tutorials, educational
tours, family getaway, medical support and outreaches.

Parent Information

Enter the amount paid to support any relatives not included in this application. 10000

If a value greater than 0 is reported, provide details of the relationship and the Aunt and Uncle
amount of support paid.

Student Information

Enter the student's proposed major field of study. Pre-medicine

Enter the student's career objective. Neurologist