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Your surname and first name : Prakash Dutta

Name of your project or activity : Tea Time Describe your activity
Your legal status : Partnership For example : Ltd company
Your phone number : 9999906916
Your e-mail adress : prakashkdutta@gmail.com
Your city : Gurgaon
Your currency : INR Example : Euro, franc CFA…
Corporate tax rate : 0 % only

1) Setting up the business :

List all the expenses and investments to be made before creating the company, exclusing VAT.
Amount
Business registration 20,000.00
Software 20,000.00
Training 1,000.00
Patent, trademark and design rights 5,000.00
Franchise fees, entry fees -
Acquisition of business goodwill -
Leasehold rights -
Lease deposit and advance rent 20,000.00
Application fee -
Solicitor and accountant fees 10,000.00
Advertising, first promotion costs 50,000.00
Office purchase 50,000.00
Restoration works -
Equipment, tools, vehicles 5,000.00
Office equipment 117,800.00
Raw materials and supplies -
Cash for working capital, additional cash 100,000.00
TOTAL 398,800.00

Depreciation period : 3 (mandatory input ; useful life of capital assets, in years)

2) Start up capital :

Amount
Personal contribution 1,500,000.00
Family money (enter rate) (enter duration in MONTHS)
Bank borrowing #1 - 0.00% 0
Bank borrowing #2 - 0.00% 0
Bank borrowing #3 - 0.00% 0
Subsidy -
Subsidy / subvention -
Other funding -
TOTAL 1,500,000.00 Le total doit être égal au total du tableau précédent, veuillez modifier les chiffres

3) Expenses : 0.00
List your recurring expenses, excluding VAT.

Year 1 Year 2 Year 3

Insurance - - -
Postage, telephone, internet 5,000.00 5,000.00 5,000.00
Subscriptions 60,000.00 60,000.00 60,000.00
Motor vehicule expenses - - -
Travel expenses 20,000.00 20,000.00 20,000.00
Electricity, water and gas 60,000.00 60,000.00 60,000.00
Transport/courier cost - - -
Stationery 24,000.00 24,000.00 24,000.00
Repairs and maintenance 5,000.00 5,000.00 5,000.00
Cleaning 12,000.00 12,000.00 12,000.00
Advertising 24,000.00 24,000.00 24,000.00
Rent 120,000.00 120,000.00 120,000.00
Accounting / legal fees 30,000.00 30,000.00 30,000.00
Bank charges 1,000.00 1,000.00 1,000.00
Taxes 1,000.00 1,000.00 1,000.00
Other expenses (write below) :
Sundries 120,000.00 120,000.00 120,000.00

TOTAL 482,000.00 482,000.00 482,000.00

4) Sales for the first year :

Enter sales volume for the first year (excl. VAT).

Number of days Average turnover Monthly Number of days Average turnover Monthly
Year 1 - Sale of goods worked per day turnover Year 1 - Sale of services worked per day turnover
Month 1 20 17,240.00 344,800.00 Month 1 20 -
Month 2 20 17,240.00 344,800.00 Month 2 20 -
Month 3 20 17,240.00 344,800.00 Month 3 20 -
Month 4 20 17,240.00 344,800.00 Month 4 20 -
Month 5 20 17,240.00 344,800.00 Month 5 20 -
Month 6 20 17,240.00 344,800.00 Month 6 20 -
Month 7 20 17,240.00 344,800.00 Month 7 20 -
Month 8 20 17,240.00 344,800.00 Month 8 20 -
Month 9 20 17,240.00 344,800.00 Month 9 20 -
Month 10 20 17,240.00 344,800.00 Month 10 20 -
Month 11 20 17,240.00 344,800.00 Month 11 20 -
Month 12 20 17,240.00 344,800.00 Month 12 20 -
TOTAL 4,137,600.00 TOTAL -

Percentage increase of turnover from year 1 to year 2 : 10% Percentage increase of turnover from year 1 to year 2 : 5%
Percentage increase of turnover from year 2 to year 3 : 10% Percentage increase of turnover from year 2 to year 3 : 5%

5) Variable costs :
Variable costs are corporate expenses that vary in direct proportion to the quantity of output. Unlike fixed
costs, which remain constant regardless of output, variable costs are a direct function of production volume.
Examples of common variable costs include raw materials, packaging, distribution costs...

What is the cost of goods sold, expressed as a percentage of the sell price ? 35% (only concerns sale of GOODS)

6) Working capital :
 Average duration of customer credits (expressed in days) 2 How many days after performing the service will the client pay ?
Average duration of supplier liabilities (expressed in days) 0 How many days after receiving the invoice will you pay your suppliers ?

7) Employees' wages and manager's compensation

Year 1 Year 2 Year 3

Employees' wages (net) 600,000.00 600,000.00 600,000.00 (enter annual amount)
Employees' social insurance 20,000.00 20,000.00 20,000.00 (enter annual amount)
Year 1 Year 2 Year 3
Manager's compensation (net) 1,800,000.00 1,800,000.00 1,800,000.00 (enter annual amount)
Manager's social expenses - - - (enter annual amount)

8) Check your break-even point :

First year
Your business seems : Non profitable Please revise figures

9) Check your cash position :

First year
Need Excel password for this document ? Click here
Have you planned for sufficient cash to start-up your business ? Yes

10) Preview and print your 3-Year Financial Plan : see next sheet
Any remark about this document ? Please send us an e-mail : contact@wikicrea.fr
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3-Year Financial Plan

Prakash Dutta

Tea Time

Partnership

9999906916
prakashkdutta@gmail.com
Gurgaon

1/5/2021

This financial plan template is offered by WikiCrea (www.creerentreprise.fr) 1

 Set-up Costs and Funding

Project : Tea Time

Project holder : Prakash Dutta

SET-UP COSTS Amount

excl. taxes

Setting up the company 76,000.00

Business registration 20,000.00
Software 20,000.00
Training 1,000.00
Patent, trademark and design rights 5,000.00
Franchise fees, entry fees -
Acquisition of business goodwill -
Leasehold rights -
Lease deposit and advance rent 20,000.00
Application fee -
Solicitor and accountant fees 10,000.00
Starting operations, premises and equipment 222,800.00
Advertising, first promotion costs 50,000.00
Office purchase 50,000.00
Restoration works -
Equipment, tools, vehicles 5,000.00
Office equipment 117,800.00

Raw materials and supplies -

Cash for working capital, additional cash 100,000.00
TOTAL NEEDED 398,800.00

FUNDING Amount
excl. taxes

Capital deposit 1,500,000.00

Personal contribution 1,500,000.00
Family money -
Borrowing Rate Duration (months) -
Bank borrowing #1 0.00% 0 -
Bank borrowing #2 0.00% 0 -
Bank borrowing #3 0.00% 0 -
Subsidy -
Subsidy / subvention -
Other funding -

TOTAL RAISED 1,500,000.00

Currency : INR 2
 Wages and Social Expenses

Project : Tea Time

Project holder : Prakash Dutta

Legal status : Partnership

Year 1 Year 2 Year 3

Manager's compensation 1,800,000.00 1,800,000.00 1,800,000.00

% increase 0% 0%
Manager's social expenses - - -

Employees' wages 600,000.00 600,000.00 600,000.00

% increase 0% 0%
Employees' social insurance 20,000.00 20,000.00 20,000.00

Amortization / Depreciation

Year 1 Year 2 Year 3

Amortization of intangible assets 10,333.33 10,333.33 10,333.33

Business registration 6,666.67 6,666.67 6,666.67

Training 333.33 333.33 333.33
Franchise fees, entry fees 0.00 0.00 0.00
Application fee 0.00 0.00 0.00
Solicitor and accountant fees 3,333.33 3,333.33 3,333.33

Depreciation of long-live assets 74,266.67 74,266.67 74,266.67

Advertising, first promotion costs 16,666.67 16,666.67 16,666.67

Office purchase 16,666.67 16,666.67 16,666.67
Restoration works 0.00 0.00 0.00
Equipment, tools, vehicles 1,666.67 1,666.67 1,666.67
Office equipment 39,266.67 39,266.67 39,266.67

Total Amortization / Depreciation 84,600.00 84,600.00 84,600.00

Currency : INR 3
 3-Year Profit & Loss Projection

Project : Tea Time

Project holder : Prakash Dutta
Year 1 Year 2 Year 3

Sales 4,137,600.00 4,551,360.00 5,006,496.00

Sale of goods 4,137,600.00 4,551,360.00 5,006,496.00
Sale of services - - -
Cost of sales 1,448,160.00 1,592,976.00 1,752,273.60
Cost of goods sold 1,448,160.00 1,592,976.00 1,752,273.60

Gross profit 2,689,440.00 2,958,384.00 3,254,222.40

Operating Expenses 480,000.00 480,000.00 480,000.00
Insurance - - -
Postage, telephone, internet 5,000.00 5,000.00 5,000.00
Subscriptions 60,000.00 60,000.00 60,000.00
Motor vehicule expenses - - -
Travel expenses 20,000.00 20,000.00 20,000.00
Electricity, water and gas 60,000.00 60,000.00 60,000.00
Transport/courier cost - - -
Stationery 24,000.00 24,000.00 24,000.00
Repairs and maintenance 5,000.00 5,000.00 5,000.00
Cleaning 12,000.00 12,000.00 12,000.00
Advertising 24,000.00 24,000.00 24,000.00
Rent 120,000.00 120,000.00 120,000.00
Accounting / legal fees 30,000.00 30,000.00 30,000.00
Sundries 120,000.00 120,000.00 120,000.00
- - -
- - -
Employees' wages 600,000.00 600,000.00 600,000.00
Employees' social insurance 20,000.00 20,000.00 20,000.00
Manager's compensation 1,800,000.00 1,800,000.00 1,800,000.00
Manager's social expenses - - -
EBITDA - 210,560.00 58,384.00 354,222.40
Taxes 1,000.00 1,000.00 1,000.00
Bank charges, interest on borrowings 1,000.00 1,000.00 1,000.00
Depreciation charges 84,600.00 84,600.00 84,600.00

Net profit or loss - 297,160.00 - 28,216.00 267,622.40

Corporate tax -

Net profit or loss after corporate tax - 297,160.00 - 28,216.00 267,622.40

Currency : INR 4
 Intermediate operating totals

Project : Tea Time

Project holder : Prakash Dutta

Year 1 % Year 2 % Year 3 %

Sales 4,137,600.00 100% 4,551,360.00 100% 5,006,496.00 100%

Sales, production 4,137,600.00 100% 4,551,360.00 100% 5,006,496.00 100%
Cost of goods sold 1,448,160.00 35% 1,592,976.00 35% 1,752,273.60 35%
Overall margin 2,689,440.00 65% 2,958,384.00 65% 3,254,222.40 65%
External charges 480,000.00 12% 480,000.00 11% 480,000.00 10%
Wages and social expenses 2,420,000.00 58% 2,420,000.00 53% 2,420,000.00 48%
EBITDA - 210,560.00 -5% 58,384.00 1% 354,222.40 7%
Taxes 1,000.00 0% 1,000.00 0% 1,000.00 0%
Bank charges, interest on borrowings 1,000.00 0% 1,000.00 0% 1,000.00 0%
Depreciation charges 84,600.00 2% 84,600.00 2% 84,600.00 2%
Net profit or loss - 297,160.00 -7% - 28,216.00 -1% 267,622.40 5%
Net profit or loss after corporate tax - 297,160.00 -7% - 28,216.00 -1% 267,622.40 5%
Self-financing capacity - 212,560.00 -5% 56,384.00 1% 352,222.40 7%

Self-financing Capacity

Year 1 Year 2 Year 3

Net profit or loss after corporate tax - 297,160.00 - 28,216.00 267,622.40

+ Depreciation charges 84,600.00 84,600.00 84,600.00
Self-financing capacity - 212,560.00 56,384.00 352,222.40
- Maturities of borrowings - - -
Free cash flow - 212,560.00 56,384.00 352,222.40

Currency : INR 5
 Break-even point

Project : Tea Time

Project holder : Prakash Dutta

Year 1 Year 2 Year 3

Sales, production 4,137,600.00 4,551,360.00 5,006,496.00

Cost of goods sold 1,448,160.00 1,592,976.00 1,752,273.60
Total cost of sales 1,448,160.00 1,592,976.00 1,752,273.60
Contribution margin 2,689,440.00 2,958,384.00 3,254,222.40
Margin on variable costs 65% 65% 65%
Fixed costs 2,986,600.00 2,986,600.00 2,986,600.00
Total expenses 4,434,760.00 4,579,576.00 4,738,873.60
Net profit or loss - 297,160.00 - 28,216.00 267,622.40
Break-even point 4,594,769.23 4,594,769.23 4,594,769.23
Excess / Deficiency - 457,169.23 - 43,409.23 411,726.77
Break-even point (sales target per working day) 18,379.08 18,379.08 18,379.08

Working capital

delay working days

Year 1 Year 2 Year 3
Customers
Amount of trade receivables 2 22,671.78 24,938.96 27,432.85
Suppliers
Amount of trade payables 0 - - -
Working capital 22,671.78 24,938.96 27,432.85

Currency : INR 6
 3-Year Financing Plan

Project : Tea Time

Project holder : Prakash Dutta

Year 1 Year 2 Year 3

Fixed assets 298,800.00

Opening stocks -
Working capital requirement 22,671.78 2,267.18 2,493.90
Maturities of borrowings - - -
Total needed 321,471.78 2,267.18 2,493.90
Capital deposit 1,500,000.00
Borrowings -
Subsidies -
Other funding -
Self-financing Capacity - 212,560.00 56,384.00 352,222.40
Total raised 1,287,440.00 56,384.00 352,222.40
Balance 965,968.22 54,116.82 349,728.50
Cash position 965,968.22 1,020,085.04 1,369,813.55

Opening cash position : 100,000.00

Currency : INR 7
 Cash flow forecast (part 1)

Project : Tea Time Excl. VAT

Project holder : Prakash Dutta

First year

Month 1 Month 2 Month 3 Month 4 Month 5

Capital deposit 1,500,000.00

Borrowings -
Subsidies -
Other funding -
Sale of goods 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00
Sale of services - - - - -
Sales (total) 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00
Intangible assets 76,000.00
Long-live assets 222,800.00
Fixed assets (total) 298,800.00
Opening stocks -
Maturities of borrowings - - - - -
Cost of goods sold 120,680.00 120,680.00 120,680.00 120,680.00 120,680.00
External loads 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00
Taxes 83.33 83.33 83.33 83.33 83.33
Employees' wages 50,000.00 50,000.00 50,000.00 50,000.00 50,000.00
Employees' social insurance 1,666.67 1,666.67 1,666.67 1,666.67 1,666.67
Manager's compensation 150,000.00 150,000.00 150,000.00 150,000.00 150,000.00
Manager's social expenses - - - - -
Total wages and social expenses 201,666.67 201,666.67 201,666.67 201,666.67 201,666.67
Bank charges, interest on borrowings 83.33 83.33 83.33 83.33 83.33
Total outgoing 661,313.33 362,513.33 362,513.33 362,513.33 362,513.33
Total incoming 1,844,800.00 344,800.00 344,800.00 344,800.00 344,800.00
Balance previous month - 1,183,486.67 1,165,773.33 1,148,060.00 1,130,346.67
Monthly balance 1,183,486.67 - 17,713.33 - 17,713.33 - 17,713.33 - 17,713.33
Closing cash position 1,183,486.67 1,165,773.33 1,148,060.00 1,130,346.67 1,112,633.33

Currency : INR 8
 Cash flow forecast (part 2)

Project : Tea Time Excl. VAT

Project holder : Prakash Dutta

Month 6 Month 7 Month 8 Month 9 Month 10 Month 11 Month 12 TOTAL

1,500,000.00
-
-
-
344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 4,137,600.00
- - - - - - - -
344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 4,137,600.00
76,000.00
222,800.00
298,800.00
-
- - - - - - - -
120,680.00 120,680.00 120,680.00 120,680.00 120,680.00 120,680.00 120,680.00 1,448,160.00
40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 40,000.00 480,000.00
83.33 83.33 83.33 83.33 83.33 83.33 83.33 1,000.00
50,000.00 50,000.00 50,000.00 50,000.00 50,000.00 50,000.00 50,000.00 600,000.00
1,666.67 1,666.67 1,666.67 1,666.67 1,666.67 1,666.67 1,666.67 20,000.00
150,000.00 150,000.00 150,000.00 150,000.00 150,000.00 150,000.00 150,000.00 1,800,000.00
- - - - - - - -
201,666.67 201,666.67 201,666.67 201,666.67 201,666.67 201,666.67 201,666.67 2,420,000.00
83.33 83.33 83.33 83.33 83.33 83.33 83.33 1,000.00
362,513.33 362,513.33 362,513.33 362,513.33 362,513.33 362,513.33 362,513.33 4,648,960.00
344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 344,800.00 5,637,600.00
1,112,633.33 1,094,920.00 1,077,206.67 1,059,493.33 1,041,780.00 1,024,066.67 1,006,353.33
- 17,713.33 - 17,713.33 - 17,713.33 - 17,713.33 - 17,713.33 - 17,713.33 - 17,713.33
1,094,920.00 1,077,206.67 1,059,493.33 1,041,780.00 1,024,066.67 1,006,353.33 988,640.00
-

Currency : INR 9
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