Benefits at a Glance: ACKNOWLEDGEMENT FORM – STANDARD CONTRACTOR

Welcome to your Group Benefit Program!

This summary has been designed with your needs in mind. It provides easy access to the information you need about the optional
benefits available to you.
Group Benefits are important, not only for the financial assistance they provide, but for the security they provide for you and your family.

Manulife Benefits Basics

Your optional Benefits Program includes a range of services to help protect the health and security of you and your family. To highlight
our commitment to our standard contractors, the Company pays 50% of the monthly premiums for your single coverage. However you
may choose to add on your eligible dependents and the monthly premium will be divided by 4 and deducted off your weekly paycheque.
(Spouse: legal or common-law (12mths co-habitation); unmarried natural, adopted or stepchildren up to age 21 or 25 if enrolled in school).

Benefit Plan Provider: Manulife Financial GROUP POLICY NUMBER: 10195 http://groupbenefits.manulife.com
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excludes Quebec Eligibility: 1 of the month following full-time service. Manulife will mail details on how to enroll online.
* If you do not receive a letter within your first 2 weeks, please contact Manulife directly at 1-800-268-6195
PLEASE NOTE: This is an optional program. When Manulife refers to Default Coverage this means
No Coverage has been selected.

Plan pays up to $100 toward eyeglasses or contact lenses every two years
EHC – Vision

Visual training; maximum lifetime benefit $200

Doctor Prescription: for sickness, injury, preventive vaccines, life-sustaining drugs, and oral contraceptives
EHC – Prescription
Drug
Plan pays 70%, you pay 30% for the mandatory generic substitution
- If a brand name is preferred, you will pay the difference

Deductible equal to dispensing fee

Plan pays 70%, you pay 30% for covered services
EHC – Professional
Services - Chiropractor, podiatrist, speech therapist and psychologist, osteopath, massage therapist, physiotherapist and
naturopath - $200/year for each service

Maximum benefits of $400
Dental Care
- Basic Service: plan pays 70%, you pay 30%
periodontics, endodontics & denture reliners, rebasing & repairs
Health Service
Provides assistance in finding second opinions in your area
Navigator

Costs: The employee weekly rates are listed below. The rates are based on the monthly premiums charged by Manulife, less
the employer portion and divided into 4 in order to be conveniently deducted off our contractors weekly pay cheque:

Alberta and British Columbia Single Couple Family Ontario Single +8% Couple +8% Family +8%
Extended Health Care $5.39 $16.76 $20.34 Extended Health Care $5.82 $18.10 $21.97
Dental Care $3.01 $8.29 $14.19 Dental Care $3.25 $8.95 $15.33
EHC & Dental Care $8.40 $25.05 $34.53 EHC & Dental Care $9.07 $27.05 $37.29
• In the event that a deduction has been missed it will be doubled deducted until the account is brought back up to date.
• Rates are in effect from October 1, 2013 to September 30, 2014 and rates are subject to change.

Benefit Plan Provider: Sun Life Financial GROUP POLICY NUMBER: 65993G
www.sunnet.sunlife.com/signin/mysunlife 1-866-733-8613

Standard contractors can set up a weekly contribution into their RRSP account directly with Sun Life upon hire date
Registered
Retirement Savings
Save up to 18% of annual income (subject to CRA limits) each year on a pre-tax basis
Plan (RRSP)
To manage your accounts online or by phone, you’ll require a personal access ID and password. You’ll need an
account number, which you’ll find in the welcome letter you receive from Sun Life Financial, and your date of birth,
to register for these numbers: (refer to your welcome letter mailed to your home address for your account number)
• go to mysunlife.ca;
• select Register now; and follow the instructions provided.
• select my financial centre from my financial future on the Home page;
• select Enrol from the Requests drop-down menu and follow the instructions provided.

Other Benefits
Employee
Provider: Health Advocate
Assistance Program
Company paid confidential counseling for emotional, legal, financial, and other personal issues
(EAP)
Maximum 3 sessions per issue
Other Programs
Paid time off (refer to Employee Handbook)
Affinity programs such as Auto and Home insurance
Details on each plan may be found in the corresponding insurance contract or plan document.
This document is meant to be a simple, quick reference only. Complete descriptions of the plans are contained in the corresponding contracts or plan documents.
If there is any disagreement between this summary and the corresponding contract or plan document, the contract or plan document will govern.

Contact information: If you any additional questions please feel free to contact askbenefitscanada@allegisgroup.com.
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