Agricultural Pump Set Insurance Policy Because the flow must go on !

Water is a precious resource and you depend on your pumpset to deliver it to your fields. With so
much at stake, it is vital that you insure your pumpset against damage and theft. Your likely
losses flow out and coverage benefits flow in when you have the Bharti AXA Agricultural Pump
Set Insurance policy.

A smart first step

Smart policy benefits

The policy covers damage caused to your agricultural pump set due to:
Fire and / or lightning
Burglary / theft (due to violent forcible entry, provided the pump set is kept
        in a locked enclosure)
Mechanical / electrical breakdown including damage by external means
Riot, strike, malicious damage

You can also opt for additional protection for your pump set against storm, tempest, flood and
inundation.

Exclusions The policy will not cover loss or damage due to:

Normal wear and tear, gradual deterioration due to atmospheric

        conditions or otherwise
Willful act or gross negligence of the pump set
Faults or defects existing at the time of commencement of the policy
Loss or damage for which the manufacturer or supplier is responsible
        either by law or under contract
Cost of dismantling, transport to workshop and back, cost of re-erection
War, nuclear perils, radioactivity and terrorism

This is not an exhaustive list. For a detailed list of the exclusions, please read our policy terms
and conditions.

 
As a farmer, your cattle play a major role in sustaining you and your family. Exposing them to
diseases or accidents will affect your business. To protect yourself and your most vital resources
from unforeseen losses, think smart!

A smart first step

Simple, yet comprehensive; this defines Bharti AXA's Cattle Insurance Policy. It compensates
for death of cattle, like milch cows, buffaloes, calves / heifers, stud bulls, bullocks and mithuns

Smart policy benefits

The policy compensates for death of cattle due to:

Accident (including fire, famine, riot, strike and civil commotion)

Surgical operations

Diseases contracted or occurring during the period of the policy

The policy can be extended to cover Permanent Total Disability on payment of extra premium,
which in case of:

Milch cattle, results in permanent and total incapacity to conceive or yield milk

Stud bulls, results in permanent and total incapacity to breed

Bullocks, calves, heifers and castrated male buffaloes, results in permanent and total
incapacity for the purpose of use mentioned in the proposal form

Eligibility

The policy provides cover to cattle in identified age groups, as per the policy terms and
conditions

Exclusions

Some of the major exclusions under the policy are:

Malicious or wilful injury or neglect, overloading, unskillful treatment or use of animal for
purposes other than stated in the policy, without the consent of the company in writing

Accidents occurring or diseases contracted prior to commencement of the policy

Death of animal(s) due to diseases contracted within 15 days from the date of commencement
of risk

Intentional slaughter of the animal, except in cases where destruction is necessary in order to
terminate incurable suffering, on humane grounds and on the basis of a certificate issued by a
qualified veterinarian

Injury or death due to transportation by any mode

Pleuropneumonia in respect of cattle in selected districts

Theft of the insured animal

Death or permanent total disablement of insured cattle due to war or war-like operations,
terrorism, nuclear perils and / or radio activity

Death or permanent total disablement of insured cattle due to act-of-god perils

This is not an exhaustive list. For a detailed list of the exclusions, please read our policy terms
and conditions.