TIPOTOAIKEIO AOHNON
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TO MONOMEAEE MPQTOAIKEIO AOHNON
Arorehodyevo a6 ™m Aixaoti, | Mpéebpo Newrodixiv,
_ Trou opiomre He KApwon.
Tuvedplace Snyscia oro aKpoariipié Tou oTIc + xwpic ™
coppagn Fpapyaréa, yia va Sikdoe! ty UITdBean, pETAEL:
Tg aroveas: Tou . . KaToikou
obs He ADM. n omtola
Trapacraenke Sia mg TANpefoGoras Siknyopou mg Maplac AiBaviou (A.2.A.)
Tn Kae ng n alnon: Avivuyng Tparregiciig Eraipeiag we mv
emwvupia «EUROBANK FPS ANONYMH ETAIPEIA AIAXEIPIZHE
AMAITHEEQN AMO AANEIA KAI TIETOZEIS», we to 3.1. «EUROBANK
FINANCIAL PLANNING SERVICES» Trou eBpetiei oro Mooydro AriKijc, 0565
Kompou ap. 27 Kar Apxiidoug (ue TEMH AOM,
) we diayeIpiorpiag Tv amaMicewy mg aAACsomTig eTanpete
eKOU OKOTIO’ HE THY eMwvupia «PILLAR FINANCE DESIGNATED
ACTIVITY COMPANY» trou edpeter ato AouBaivo tm¢ IphavBlac (086¢
George's Dock ap.3) He apleHé oto pnrpto etaiperiv 621156 Kat
exrrpoountelrat voyia, ws eldiKFIg Siadsxou (v. 3156/2003) thg avevuyns
Tpametuciig Eraipeiag we ty emwvupia «TPATIEZA EUROBANK ERGASIASANONYMH ETAIPEIA», ue 10 5.1, “EUROBANK ERGASIAS» mou edpete!
‘omy ABijva, 0545 OGwvos ap.8 (He A.D.M. ) Kar exrrpoowretrat
voulG, oMola Tapacrdénke Sia tg TARpEfovoIas SiKnydpou mS
H atrovoa Znré vat yiver Sexri} n amd aimor ms, TOU
KararéOnKe He apieys om Tpapporeia tou ArKaompiou
roTou Kal MpoodIoploTHKe yia va GUTHMPel yi Th SikdcIpo Trou avawyéperat
omy apxt ms mapotoas,
Karé ™m ouéfmon me uT6Geon¢ o! TAnpefowores diknydpor TwV
Siadiktwv avérTuEav Tous taxupIoHoUs TOUS Kat CrimoaV va yivouv SeKTo}.
A@OY MEAETHEE TH AIKOTPAQIA
EKE@THKE ZYMOQNA ME TO NOMO
H atrotoa énrei, emkahoopevn emikelyievn averravopewrn BABN mM,
va avooradei n extéAeon Th¢ um’ apiOy. Atarayrig MAnpwpiis tou
Aikaori) Tou Movopenous Fpwrodikeiou A@nvey, HExp! va ExSoBel TEAECTONKN
ampaan emi me ad (AK. LEAK hy
Trou voyotuTTa Kai eymmpéeapa doxnge KaTd Tg ws dvw Alarayris evesTIov
Tou Movouenots Mpwrodikefou AGnvsv obugWVa He To dpSpo 632 Tap. 1
KMoAA, yier Tous ASyoUS TroU ava~épel OMY avaKOTH. H ainon apHobiws
géperar TOS GUt{man EvirTIoy aUTOO ToU AiKaoTnpIoU KaTd 1H SiadiKaoTt
Tw cogaoriKiy pETPWY (dp8Pa 6BE er, KMOAA) Kar sivar opiopévy
-amoppnrrropévng ms éveraans aopioriag, trou mpogBahe n Kad" n¢ n alnon-
Kai VOpILN, Epeopevn oT dpOpo 632 map. 3 €d, B' KMOAA. Erropévusc,
tipéret va epeuvn el eparrépw Kar’ ousiov.
Emy Tpoxeiwévn Tephrrwan n airovea-(avaKérrrovea) pe Tov TpiTo
Oyo HS avaKOMIIG MHS aLpIOBNTE! To LWos TNS amafrons TOU UTFOXpEOETaI
Va KaTaBahe! omy Ka8' ng n aimon-Ka6" ns n avaKor, 1oxupIZoyEvN KATE TO
TIpUsrO OKEAOG TOU 6rI Tapévoya PETAKUAeTaI n E1opopK TOU V. 128/1975 Kat
avaroxigerai omy TOTO’XO, KaBWWE TO IoXoV VO_IKS KaBEoTS emrpémel
avaroxioyd TwV TOKWV, KOI OXI aVATOKIGLo TwY gopwY, EIOGoptOV Fh
TrpopndeKdy, Pe amTOTEheoYA nN aTTaimMoN yi THY OTFOIA EKBGENKE Nn EvOIKN
Biarays TAnpwwiig va pny ceiver ekkoBapIopEvn, Kat var ermpedgerad
arroberkrixérnrar Ing arraimans 5! eyypdgwy. O Adyas auTdg Tg avaKorT}s,2° @GARO mg He apIeys GO 72. 12020 arrégaans Tou Movopehoic
Npwrodiceiou AGnviby (Tria Acgaktankéy Mérpwv)
tg TIPOG To TIptoTO OKéAog TOU, TOU GELEAKVETI OTO 6rI n EIG@OPE
Tou v, 1428/1975 yetaxuNo@nke, apd Tov vou, cUKBamiKG, oYoUS
avaKérrovres, eivar aTroppitéos, we vopw aBdciHos. Kal TobTo 316m, 0
UmTOAoyIOLSs Tou ToGosTOU THs EIoPKS TOU V. 128/1975 ya Tov KABOPICLS
Twv Savelwv me tpdmefag pe éuyeso amoréAcopa THY HETAKGAON TH
e1ogoptiG GUTg GTOV MoTOLXo, éyKUpa pTTOPEl Va GUPUVABE!, CUPBaTIKG,
HETaE aUTOG Kal TS MoTOBSrpIAg TpaTTEZas, XwpIg HéNoTA va arrarTEfrat
e1SiKOTEPN aITIOASYRON TS GULPWvig aUTHG, Kal EivaI VOUS yiati Sev
avrikerral omy Bidtagh tov dp@pou 1 Wap. 3 Tou v. 128/1975, n omofa dev
ka®lepiave! arrayopeuTiKé xavéva SiKalou, Kar’ dp8pov 174 AK, aAAd obTE Kat
ovrixerrai oe GAAov ctrayopEuTK6 Kavéva dikafou, evrdacerat Be GTO TrAalo10
Tou EAEUBEPOU KaBopICHON Tw eTroKiwy, (AM 330/2010, AM 35/2011, AN
570/2010), 0 Se édeyXog Tou avrioToixou aupBaTikod 6pou TrepIopieral omV
Tipnon Twv dpwv me diagdverus, Kal _n arrodoa Bev roxupieral, ev
mrpokeIpiévew, Su 0 ev ASW GULBaTIKds 6po¢ HitaV abpIorOS Fh aBIaPaWA.
Nepairépws, 0 ASyos auTds TS avaKoTT}s, WE TIpOs To BetTEpO OKEhos TOU, O11
Trapavépwg Ta Wood aud mpocriGevro oro exéorore uMTéAoMTo Tou
Aoyapracpod Kat exrtoxiZovray kar avaroKiZovray Mapdvoua, eve) Ga émrperre n
arrordmwon amd my KaBrig TOU UTTOAOYIOHOS THE ETiLAXNS eIaGopAS WS
6pou, va YiveTa! GE SiaKpirous hoyloTiKoUs AoyapIacpous, He cUvémTEIa va
INV elvan exkaBaproyévn n aTtaimon, Kar va upfoTaTa! aduvapia eyypsipou
arrodelgews Tou vopioU Lépoug ig anaimons, eivat oplopEvos, Kal elvat
VOLILOS, EpEISSpEvos oTIg SiardigeIs Tw doOpuv 12 v.2601/1998 kal 623 Trap,
3 KMOAA, Ka®6cov agopd omy emKaAobpevn EAdenpR GUVSpop}g TV
TUTIKGY DiaSiKaoTIKUV TOUMOBEGEWY exdéoEWG diaTayl\¢ TANPLIS, Kat
TIpénel, eTropévns va epeuvnGel, Trepatrépur, Kat we pos THY OUGIGCTIKH TOU
Baowpérnra.
An’ oda ta TrpocKopifoyeva éyypaga miGavoAoyrOnkav Ta
akéhousa: Kartémv mg amé | aitnong Tg Ka6" ng ex6denke KaTd
tg atrovcag n un’ api. Drarrayly TANpwWyHS TOU AtKaoTH TOUArxaomplou TodTou, Ye Hv oTTofat 01 TeAEUTato! UTTOXpELENKaV va KaTABGAOUY
omy Ka" ng n und Kpion afinon To 1r0G6 TeV upto, EvIOKws aT
my erouévn nuépa ms emiSoong ms Korayyedlac, trol até
Mov TéKWV Kat ef65wv TOU TIPOEKUWE ard T AeToUpyia TIS UT ape.
- oOpBaons Savetou. Adyw aduvapiiag mg arrovoas
va avremre§éAGe1 THY KaTGBOA Tw CULUVNHEVwY —pNVIaIwy
TOKOXPEOAUTIRGY SEGEW aTFOTFANPWHIIS TOU Savelou, cUvF}PnoaV pETAEG
Tw BOSIkwy KaTOMIV amjpoTog mg arrovoac-DavelohtTTpIAG pel
mpdo8eres TPGEEIG TPOTOTPOINONS THs apXIKiIg ws dvw oULBdoEWS
oTeyaotikod Savelou ava~popiKd HE To ETTTOKIO Ka Tov TpSTIO aTOTTANPWLTS
Tou, onig ka KAI avrlororxa. H avusTépw
ToroBérpia pamela TMpoXwipnae oto KAelaIwo TOU oUVdESepEVOU LE To
Sdvelo Aoyapiacpod Kat orny KaTayyEAla TAS OXETIKAS GUEBOONs davelou otis
, ood elxe Tponyndel ei8oan amy arrotca ms aT
e€WBiKNG ywuscTorToinans-MpooKANoNs, WE Thy oTFola THY KaAOUGE va TS
KaTaBdhe To mood Tw cup. Karé mg ws dvw diorayris
TAnpwuris N atTodoa éXel GoKrGE! evwmov TOU Movopedods MpwrodiKeiou
AOnvaav voLIUC Kat eyTTPSBEqa THY ard kar’ dp8po 632 Trap. 1
KMoAA avakom Ts. Meparrépw amd mY emtoxérmon mg TPOCAyoLEVNS
Evding BavelaKiig GspBaons Kar Tous dpoug TOU TrepIEXOVTa! GE aUTiIV
TmBavohoyetrai én ueTags Twv pepiv, (TEpaV THs Vo"NS HETAKOAIONS TS
elogopég Tou N, 128/1975, orous ogeihétes, CULpUVAGNKE Kal o ExTOKIOLOS
kal aveToKioyés ms elapopdc auTiic. H cuppLovia Spt aUTH, Eivar dxupn,
BeDopEvou 6 Ta ToTWTIKE HpoLaTA SiKaIOGvTAI va UTPOAOYIZoUV AoyIOTIKE
yOKoUS em! KaQuoTepoUpévuW ToKuW aTd my TPT NHépa KaBUaTEPnENS
(avatoxioyéc), Kar 6X! TéxoUs ETH TMpOLNBEWDy, EEGBWY KOI EIoMoptv TOU
evurddpxouv omy obuBaon, Aird To aTTéorracya Se Twv EpTPOpIKKY BiBAiwV,
Trou TéOnKaV UTTSWN TOU ekBdcavrog TY avaKOTTéHEVH Atarayi| FMAnpwric
Aikacti} yia THY anTSBex~N TG aTTaMT}GEWs amr T GOYBaoN Savelou Kat tig
mmpdoberes Tpdgeic, WpoKUiTe! 6r1 KaG’ Ng A Giron KegahaioTPoIoUGE THY
elopopé Tou v.128/1975 Kae Popa Trou xpEwvE TOKOUS TONS PUOEWS Kat
avaroxige Ta Toad THs, AOU GTO KdBE POPs TrPOKETTTOV UTPoAONTTO KepGAAIO
umohdyize ToKOUS (EKTOKIOUOs), TepIEXOVTES Kal Tood ElspOPaS TOU v.
4128/1975, oto véo Se TpOKUTITOV eKdiaToTE KE~pGAAIO UTTOhdyIKE VEOUS TSKOUS® @AAO THs HE apeLs G72 12020 am6gaang tov Movopedouc
Tipwrodixefou ABqveav (Tyra Aogahtonikéov Méxpwwv)
Trepiéxovies Kai Elopopd. O Taptivopog GUTOG EKTOKIOLSS Kar avaTOKIGHOS
Tw Trootiv mg ElowopdG yiveTar HE THY EvowHETWGH Tg OT EMTTOKIO
UTToAoyIGHO’ Twv TéaNS PooEWS ToKWV. H akUPSTHTA Twv EmINEpoUS Toa
ermpedéer tay crrodenrixomra we yypa~a, aAAG Kai To EKkaSapiopEvo TOU
ouvénou tng aTrainfceWs, c~OU GTO aTTéoTIACHA TwY EUTTOpIKDY BIBAKwV TOU
Tpookopiomxay amr THY Ka" Ng Bev Elva SuvaTds o Siaxwpioyss TV
ETTINEpOUS ToGwY, ageVds HEV Adyw TOU eiBoUG mS EvypAGIIS, aPETEpoU de
Ady Ts EvowHErWaNS ato AoyapIAGHS Tw ToGKY TNS ElapOPAS OTA TrOGE
Tw TOKWY, HE TEparépw cuverTEIa mV aBuvapia MpooBiopIcHoU TOU
TpayLaTKoy Trogou INS OgEIAHC Kal avrioTOIXA TIS aTTaimons Ts Kad’ NS
(AN 1366/2012 6.17., E@Aay 124/2007 App. 2009 eA. 1190). EféAAou, eivat
avégikto va TpOKUWEr, LE ATFAOG HABHYATIKOGS UTFOAOYIOLOUS, GE TIOI0 TT008
avépxovrai of Trapdvopes xpewaeIg TOU AoyUpIacHOY, Fro Ta Mood TOU
xped@nkav, A6yw TOU TrapavdyoU avaToKIcHOU Tyg Eloopdg TOU N.
128/1975, Ue Tig oTToles (XpetwoeIc) emBapevEnke n EvbKn cmrafmon, di6T:
crranrobvra, Adyw Tg TOAUTAOKSTATAG Tw aPIOENTIKwVY Kal AoyIoTIKiN
TIpdgewy, eldiKés ysoeIG mE oIKOVOLIKIIG (AOVIOTIKI|s) eTIOTHLINS. EroLévuc,
THBavohoyefral 611 0 ws dvw TpIros Adyos avaKoTTg Ga yivel BeKTES we Ka
oucia Bdaioc. E€GAAou, amd my ekiékeon im avakorTrOpevng Aldrayrs
MAnpwuris (rogot eupt) 1 aitovoa 6a urrootel averravopOwTn,
OIKoVOUIKH BAGBN, AaLBavonEvns uTPoWN Kat MS SuaXEPO’G oIKoVOLIKIIC
katdotaans, ony omola pioxeral, Luverwc, epdcov TBavodoyelrar 1
aKdpwon m¢ avakoTTépevns Aiarayri¢ MAnpwpric ouverrela THs MapadoxrS
Ig avakoTTig, TET! va ylvel SeKTH N alrmoT] WE Kat oUGia BéoTEN Ken var
avaoranel 1 exréheon TS avaKoTTTépevn¢ UT apiBy Avarayrig
MAnpwurg Tou Aikacrh, TOU Movopehous Mpwrodikeiou ABnvwy, HExpI va
exBo8el options) amégacn emi me ard VTAK. EAK.
) avaxomrjs, Trou éxe1 aaxtjoe! n arovoa eviTrov Tou Movopehous
Mpwrodikeiou AGnviav. Ta SikaonKd eFoda tg Kae’ ng 1 almon, STwSopiZovrar eiSixérepa oro diaraKrikd, Baptvouy Ty arroUoa, uTFép ms orTolag
SiatéovEra n avaoroht (4pepa 176, 191 Tap. 2 KMOAA, 84 Trap. 2 €6. B Kot
¥' Kadika Aunyopu).
TIA TOYE AOTOYE AYTOYE
AIKAZE! aviiwhia Tw Siadikwy,
AEXETAI mv airnon,.
ANAETEAAE! my exréhcon ms avakontépevag un’ apiOy.
Aratayrig MAnpwpiis Tou Aikaot Tou Movopehous Mpwrobixelou
A@nviv, HéXpl va exB08el opionixh arrégacn emi ms amd (AK.
BAK, ) avaKomrig Tou éXet aoxrioe! 1 arroboc,
EvtiTiov Tou Movopiehous Npwrodikelou Anyi.
EMIBAAAEL omy attotioa 1a dikaTiKd é£06a ms Kad" Ng N aimon, to
Uiyog Tu orrofwy opiget ato O08 Tw » euptd.
KPIOHKE, cnropaciomee Kat SnHooted@nke Ge éxraKm Snpdora
cuvedplacy oto axpoariipié Tou omy ABtiva, xwpls TY TapouGia Tw.V
SiaSikwv kat Tov TrAnpeEouciwy SixnySpwv Tous, oTi¢
FPAMMATEAE
H AIKAZTHE
. TIA TH AHMOZIEYEH MONO:
EAAHNIKH AHMOK an,
APOTOAIKEIO AOHNON
AgpIBEG NAEKTPOVIKE avTTypago, To ortolo BewprfeNKE
yep vot
GMODAOTOU Levy oFfyavan Kar éx60N TOV, LE
gonyuéon ecoovxs Unoyea
O/H Fpauyerréas