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Chose Frequency of Investment from drop down

menu

PPF
Corpus
Calculator Chose no. of years you would be putting money
STABLEINVESTOR.com in PPF

Before using this You can either set same annual PPF Investment
calculator, read this limit for all the years or different ones. Govt is
detailed post: known to increase the limit every few years. Like
increasing the limit by Rs 50,000 after every 3
years or so on.
https://www.stableinvestor.com/2017/08/ppf-calculator-excel-download.html

For services, contact:

https://www.stableinvestor.com/financial-planning-services
Chose no. of years after which you would
withdraw money from PFF (maturity)

You can either set same annual interest % for all the years
or different ones. Govt now has the option to revise the
rates every quarter. And if you think rates will slowly go
lower as Indian economy matures, you can reduce rates
by 0.5% every 3-4 years to test various scenarios.

PPF Rate History -

https://www.stableinvestor.com/2016/08/ppf-interest-rate-history.html
Inputs (Only
PPF Corpus Frequency Quarterly
Calculator Investment Frequency
(Annual, Half Yearly,
Quarterly, Monthly)

STABLEINVESTOR.com

Annual govt. specified PPF


Investment Limit
Before using this calculator, read this
detailed post: Year Limit
1 150,000
https://www.stableinvestor.com/2017/08/ppf-calculator-excel-download.html
2 150,000
3 150,000
4 150,000
5 150,000
For services, contact: 6 150,000
7 150,000
https://www.stableinvestor.com/financial-planning-services
8 150,000
9 150,000
10 150,000
11 150,000
12 150,000
13 150,000
14 150,000
15 150,000
16 150,000
17 150,000
18 150,000
19 150,000
20 150,000
21 150,000
22 150,000
23 150,000
24 150,000
25 150,000
26 150,000
27 150,000
28 150,000
29 150,000
30 150,000
Inputs (Only in Yellow) Result Summary
Invest Till 15 Withdraw At 15
Maturity Amount 4,276,458
Years after which you will
Years you will invest
withdraw Total Investment 2,250,000

Total Interest 2,026,458


Expected Rate of
Interest %

Investment Rate EOY Bal Interest


150,000 8.00% 157,500 7,500 Year Maturity
150,000 8.00% 327,600 20,100 15 4,276,458
150,000 8.00% 511,308 33,708 20 6,283,520
150,000 8.00% 709,713 48,405 25 9,232,552
150,000 8.00% 923,990 64,277 30 13,565,648
150,000 8.00% 1,155,409 81,419
150,000 8.00% 1,405,342 99,933
150,000 8.00% 1,675,269 119,927
150,000 8.00% 1,966,790 141,522
150,000 8.00% 2,281,634 164,843
150,000 8.00% 2,621,664 190,031
150,000 8.00% 2,988,897 217,233
150,000 8.00% 3,385,509 246,612
150,000 8.00% 3,813,850 278,341
150,000 8.00% 4,276,458 312,608
0 8.00% 4,618,575 342,117
0 8.00% 4,988,061 369,486
0 8.00% 5,387,105 399,045
0 8.00% 5,818,074 430,968
0 8.00% 6,283,520 465,446
0 8.00% 6,786,201 502,682
0 8.00% 7,329,097 542,896
0 8.00% 7,915,425 586,328
0 8.00% 8,548,659 633,234
0 8.00% 9,232,552 683,893
0 8.00% 9,971,156 738,604
0 8.00% 10,768,849 797,692
0 8.00% 11,630,356 861,508
0 8.00% 12,560,785 930,429
0 8.00% 13,565,648 1,004,863
mary
Tot. Inv. Rate
,276,458 150,000 8.00%
Month Investment EOM Bal Interest

Frequency Amount Apr 37,500 37,500 250


,250,000 Quarterly 37,500 May 0 37,500 250
Jun 0 37,500 250
,026,458 Jul 37,500 75,000 500
Aug 0 75,000 500
Sep 0 75,000 500
Oct 37,500 112,500 750
Year 1 Nov 0 112,500 750
Dec 0 112,500 750
Jan 37,500 150,000 1,000
Feb 0 150,000 1,000
Mar 0 150,000 1,000
EOY Bal 157,500

Tot. Inv. Rate


Month Investment EOM Bal Interest
150,000 8.00%
Frequency Amount Apr 37,500 1,192,909 7,953
Quarterly 37,500 May 0 1,192,909 7,953
Jun 0 1,192,909 7,953
Jul 37,500 1,230,409 8,203
Aug 0 1,230,409 8,203
Sep 0 1,230,409 8,203
Oct 37,500 1,267,909 8,453
Year 7 Nov 0 1,267,909 8,453
Dec 0 1,267,909 8,453
Jan 37,500 1,305,409 8,703
Feb 0 1,305,409 8,703
Mar 0 1,305,409 8,703
EOY Bal 1,405,342

Tot. Inv. Rate


Month Investment EOM Bal Interest
150,000 8.00%
Frequency Amount Apr 37,500 3,026,397 20,176
Quarterly 37,500 May 0 3,026,397 20,176
Jun 0 3,026,397 20,176
Jul 37,500 3,063,897 20,426
Aug 0 3,063,897 20,426
Sep 0 3,063,897 20,426
Oct 37,500 3,101,397 20,676
Year 13 Nov 0 3,101,397 20,676
Dec 0 3,101,397 20,676
Jan 37,500 3,138,897 20,926
Feb 0 3,138,897 20,926
Mar 0 3,138,897 20,926
EOY Bal 3,385,509

Tot. Inv. Rate


Month Investment EOM Bal Interest
0 8.00%
Frequency Amount Apr 0 5,387,105 35,914
Quarterly 0 May 0 5,387,105 35,914
Jun 0 5,387,105 35,914
Jul 0 5,387,105 35,914
Aug 0 5,387,105 35,914
Sep 0 5,387,105 35,914
Oct 0 5,387,105 35,914
Year 19 Nov 0 5,387,105 35,914
Dec 0 5,387,105 35,914
Jan 0 5,387,105 35,914
Feb 0 5,387,105 35,914
Mar 0 5,387,105 35,914
EOY Bal 5,818,074

Tot. Inv. Rate


Month Investment EOM Bal Interest
0 8.00%
Frequency Amount Apr 0 8,548,659 56,991
Quarterly 0 May 0 8,548,659 56,991
Jun 0 8,548,659 56,991
Jul 0 8,548,659 56,991
Aug 0 8,548,659 56,991
Sep 0 8,548,659 56,991
Oct 0 8,548,659 56,991
Year 25 Nov 0 8,548,659 56,991
Dec 0 8,548,659 56,991
Jan 0 8,548,659 56,991
Feb 0 8,548,659 56,991
Mar 0 8,548,659 56,991
EOY Bal 9,232,552
Tot. Inv. Rate Tot. Inv.
Month Investment EOM Bal Interest
150,000 8.00% 150,000
Frequency Amount Apr 37,500 195,000 1,300 Frequency
Quarterly 37,500 May 0 195,000 1,300 Quarterly
Jun 0 195,000 1,300
Jul 37,500 232,500 1,550
Aug 0 232,500 1,550
Sep 0 232,500 1,550
Oct 37,500 270,000 1,800
Year 2 Nov 0 270,000 1,800 Year 3
Dec 0 270,000 1,800
Jan 37,500 307,500 2,050
Feb 0 307,500 2,050
Mar 0 307,500 2,050
EOY Bal 327,600

Tot. Inv. Rate Tot. Inv.


Month Investment EOM Bal Interest
150,000 8.00% 150,000
Frequency Amount Apr 37,500 1,442,842 9,619 Frequency
Quarterly 37,500 May 0 1,442,842 9,619 Quarterly
Jun 0 1,442,842 9,619
Jul 37,500 1,480,342 9,869
Aug 0 1,480,342 9,869
Sep 0 1,480,342 9,869
Oct 37,500 1,517,842 10,119
Year 8 Nov 0 1,517,842 10,119 Year 9
Dec 0 1,517,842 10,119
Jan 37,500 1,555,342 10,369
Feb 0 1,555,342 10,369
Mar 0 1,555,342 10,369
EOY Bal 1,675,269

Tot. Inv. Rate Tot. Inv.


Month Investment EOM Bal Interest
150,000 8.00% 150,000
Frequency Amount Apr 37,500 3,423,009 22,820 Frequency
Quarterly 37,500 May 0 3,423,009 22,820 Quarterly
Jun 0 3,423,009 22,820
Jul 37,500 3,460,509 23,070
Aug 0 3,460,509 23,070
Sep 0 3,460,509 23,070
Oct 37,500 3,498,009 23,320
Year 14 Nov 0 3,498,009 23,320 Year 15
Dec 0 3,498,009 23,320
Jan 37,500 3,535,509 23,570
Feb 0 3,535,509 23,570
Mar 0 3,535,509 23,570
EOY Bal 3,813,850

Tot. Inv. Rate Tot. Inv.


Month Investment EOM Bal Interest
0 8.00% 0
Frequency Amount Apr 0 5,818,074 38,787 Frequency
Quarterly 0 May 0 5,818,074 38,787 Quarterly
Jun 0 5,818,074 38,787
Jul 0 5,818,074 38,787
Aug 0 5,818,074 38,787
Sep 0 5,818,074 38,787
Oct 0 5,818,074 38,787
Year 20 Nov 0 5,818,074 38,787 Year 21
Dec 0 5,818,074 38,787
Jan 0 5,818,074 38,787
Feb 0 5,818,074 38,787
Mar 0 5,818,074 38,787
EOY Bal 6,283,520

Tot. Inv. Rate Tot. Inv.


Month Investment EOM Bal Interest
0 8.00% 0
Frequency Amount Apr 0 9,232,552 61,550 Frequency
Quarterly 0 May 0 9,232,552 61,550 Quarterly
Jun 0 9,232,552 61,550
Jul 0 9,232,552 61,550
Aug 0 9,232,552 61,550
Sep 0 9,232,552 61,550
Oct 0 9,232,552 61,550
Year 26 Nov 0 9,232,552 61,550 Year 27
Dec 0 9,232,552 61,550
Jan 0 9,232,552 61,550
Feb 0 9,232,552 61,550
Mar 0 9,232,552 61,550
EOY Bal 9,971,156
Year - Wise Calculations

Rate Tot. Inv. Rate


Month Investment EOM Bal Interest
8.00% 150,000 8.00%
Amount Apr 37,500 365,100 2,434 Frequency Amount
37,500 May 0 365,100 2,434 Quarterly 37,500
Jun 0 365,100 2,434
Jul 37,500 402,600 2,684
Aug 0 402,600 2,684
Sep 0 402,600 2,684
Oct 37,500 440,100 2,934
Year 3 Nov 0 440,100 2,934 Year 4
Dec 0 440,100 2,934
Jan 37,500 477,600 3,184
Feb 0 477,600 3,184
Mar 0 477,600 3,184
EOY Bal 511,308

Rate Tot. Inv. Rate


Month Investment EOM Bal Interest
8.00% 150,000 8.00%
Amount Apr 37,500 1,712,769 11,418 Frequency Amount
37,500 May 0 1,712,769 11,418 Quarterly 37,500
Jun 0 1,712,769 11,418
Jul 37,500 1,750,269 11,668
Aug 0 1,750,269 11,668
Sep 0 1,750,269 11,668
Oct 37,500 1,787,769 11,918
Year 9 Nov 0 1,787,769 11,918 Year 10
Dec 0 1,787,769 11,918
Jan 37,500 1,825,269 12,168
Feb 0 1,825,269 12,168
Mar 0 1,825,269 12,168
EOY Bal 1,966,790

Rate Tot. Inv. Rate


Month Investment EOM Bal Interest
8.00% 0 8.00%
Amount Apr 37,500 3,851,350 25,676 Frequency Amount
37,500 May 0 3,851,350 25,676 Quarterly 0
Jun 0 3,851,350 25,676
Jul 37,500 3,888,850 25,926
Aug 0 3,888,850 25,926
Sep 0 3,888,850 25,926
Oct 37,500 3,926,350 26,176
Year 15 Nov 0 3,926,350 26,176 Year 16
Dec 0 3,926,350 26,176
Jan 37,500 3,963,850 26,426
Feb 0 3,963,850 26,426
Mar 0 3,963,850 26,426
EOY Bal 4,276,458

Rate Tot. Inv. Rate


Month Investment EOM Bal Interest
8.00% 0 8.00%
Amount Apr 0 6,283,520 41,890 Frequency Amount
0 May 0 6,283,520 41,890 Quarterly 0
Jun 0 6,283,520 41,890
Jul 0 6,283,520 41,890
Aug 0 6,283,520 41,890
Sep 0 6,283,520 41,890
Oct 0 6,283,520 41,890
Year 21 Nov 0 6,283,520 41,890 Year 22
Dec 0 6,283,520 41,890
Jan 0 6,283,520 41,890
Feb 0 6,283,520 41,890
Mar 0 6,283,520 41,890
EOY Bal 6,786,201

Rate Tot. Inv. Rate


Month Investment EOM Bal Interest
8.00% 0 8.00%
Amount Apr 0 9,971,156 66,474 Frequency Amount
0 May 0 9,971,156 66,474 Quarterly 0
Jun 0 9,971,156 66,474
Jul 0 9,971,156 66,474
Aug 0 9,971,156 66,474
Sep 0 9,971,156 66,474
Oct 0 9,971,156 66,474
Year 27 Nov 0 9,971,156 66,474 Year 28
Dec 0 9,971,156 66,474
Jan 0 9,971,156 66,474
Feb 0 9,971,156 66,474
Mar 0 9,971,156 66,474
EOY Bal 10,768,849
Tot. Inv. Rate
Month Investment EOM Bal Interest Month
150,000 8.00%
Apr 37,500 548,808 3,659 Frequency Amount Apr
May 0 548,808 3,659 Quarterly 37,500 May
Jun 0 548,808 3,659 Jun
Jul 37,500 586,308 3,909 Jul
Aug 0 586,308 3,909 Aug
Sep 0 586,308 3,909 Sep
Oct 37,500 623,808 4,159 Oct
Nov 0 623,808 4,159 Year 5 Nov
Dec 0 623,808 4,159 Dec
Jan 37,500 661,308 4,409 Jan
Feb 0 661,308 4,409 Feb
Mar 0 661,308 4,409 Mar
EOY Bal 709,713 EOY Bal

Tot. Inv. Rate


Month Investment EOM Bal Interest Month
150,000 8.00%
Apr 37,500 2,004,290 13,362 Frequency Amount Apr
May 0 2,004,290 13,362 Quarterly 37,500 May
Jun 0 2,004,290 13,362 Jun
Jul 37,500 2,041,790 13,612 Jul
Aug 0 2,041,790 13,612 Aug
Sep 0 2,041,790 13,612 Sep
Oct 37,500 2,079,290 13,862 Oct
Nov 0 2,079,290 13,862 Year 11 Nov
Dec 0 2,079,290 13,862 Dec
Jan 37,500 2,116,790 14,112 Jan
Feb 0 2,116,790 14,112 Feb
Mar 0 2,116,790 14,112 Mar
EOY Bal 2,281,634 EOY Bal

Tot. Inv. Rate


Month Investment EOM Bal Interest Month
0 8.00%
Apr 0 4,276,458 28,510 Frequency Amount Apr
May 0 4,276,458 28,510 Quarterly 0 May
Jun 0 4,276,458 28,510 Jun
Jul 0 4,276,458 28,510 Jul
Aug 0 4,276,458 28,510 Aug
Sep 0 4,276,458 28,510 Sep
Oct 0 4,276,458 28,510 Oct
Nov 0 4,276,458 28,510 Year 17 Nov
Dec 0 4,276,458 28,510 Dec
Jan 0 4,276,458 28,510 Jan
Feb 0 4,276,458 28,510 Feb
Mar 0 4,276,458 28,510 Mar
EOY Bal 4,618,575 EOY Bal

Tot. Inv. Rate


Month Investment EOM Bal Interest Month
0 8.00%
Apr 0 6,786,201 45,241 Frequency Amount Apr
May 0 6,786,201 45,241 Quarterly 0 May
Jun 0 6,786,201 45,241 Jun
Jul 0 6,786,201 45,241 Jul
Aug 0 6,786,201 45,241 Aug
Sep 0 6,786,201 45,241 Sep
Oct 0 6,786,201 45,241 Oct
Nov 0 6,786,201 45,241 Year 23 Nov
Dec 0 6,786,201 45,241 Dec
Jan 0 6,786,201 45,241 Jan
Feb 0 6,786,201 45,241 Feb
Mar 0 6,786,201 45,241 Mar
EOY Bal 7,329,097 EOY Bal

Tot. Inv. Rate


Month Investment EOM Bal Interest Month
0 8.00%
Apr 0 10,768,849 71,792 Frequency Amount Apr
May 0 10,768,849 71,792 Quarterly 0 May
Jun 0 10,768,849 71,792 Jun
Jul 0 10,768,849 71,792 Jul
Aug 0 10,768,849 71,792 Aug
Sep 0 10,768,849 71,792 Sep
Oct 0 10,768,849 71,792 Oct
Nov 0 10,768,849 71,792 Year 29 Nov
Dec 0 10,768,849 71,792 Dec
Jan 0 10,768,849 71,792 Jan
Feb 0 10,768,849 71,792 Feb
Mar 0 10,768,849 71,792 Mar
EOY Bal 11,630,356 EOY Bal
Tot. Inv. Rate
Investment EOM Bal Interest Month Investment
150,000 8.00%
37,500 747,213 4,981 Frequency Amount Apr 37,500
0 747,213 4,981 Quarterly 37,500 May 0
0 747,213 4,981 Jun 0
37,500 784,713 5,231 Jul 37,500
0 784,713 5,231 Aug 0
0 784,713 5,231 Sep 0
37,500 822,213 5,481 Oct 37,500
0 822,213 5,481 Year 6 Nov 0
0 822,213 5,481 Dec 0
37,500 859,713 5,731 Jan 37,500
0 859,713 5,731 Feb 0
0 859,713 5,731 Mar 0
923,990 EOY Bal

Tot. Inv. Rate


Investment EOM Bal Interest Month Investment
150,000 8.00%
37,500 2,319,134 15,461 Frequency Amount Apr 37,500
0 2,319,134 15,461 Quarterly 37,500 May 0
0 2,319,134 15,461 Jun 0
37,500 2,356,634 15,711 Jul 37,500
0 2,356,634 15,711 Aug 0
0 2,356,634 15,711 Sep 0
37,500 2,394,134 15,961 Oct 37,500
0 2,394,134 15,961 Year 12 Nov 0
0 2,394,134 15,961 Dec 0
37,500 2,431,634 16,211 Jan 37,500
0 2,431,634 16,211 Feb 0
0 2,431,634 16,211 Mar 0
2,621,664 EOY Bal

Limit Rate
Investment EOM Bal Interest Month Investment
0 8.00%
0 4,618,575 30,790 Frequency Amount Apr 0
0 4,618,575 30,790 Quarterly 0 May 0
0 4,618,575 30,790 Jun 0
0 4,618,575 30,790 Jul 0
0 4,618,575 30,790 Aug 0
0 4,618,575 30,790 Sep 0
0 4,618,575 30,790 Oct 0
0 4,618,575 30,790 Year 18 Nov 0
0 4,618,575 30,790 Dec 0
0 4,618,575 30,790 Jan 0
0 4,618,575 30,790 Feb 0
0 4,618,575 30,790 Mar 0
4,988,061 EOY Bal

Limit Rate
Investment EOM Bal Interest Month Investment
0 8.00%
0 7,329,097 48,861 Frequency Amount Apr 0
0 7,329,097 48,861 Quarterly 0 May 0
0 7,329,097 48,861 Jun 0
0 7,329,097 48,861 Jul 0
0 7,329,097 48,861 Aug 0
0 7,329,097 48,861 Sep 0
0 7,329,097 48,861 Oct 0
0 7,329,097 48,861 Year 24 Nov 0
0 7,329,097 48,861 Dec 0
0 7,329,097 48,861 Jan 0
0 7,329,097 48,861 Feb 0
0 7,329,097 48,861 Mar 0
7,915,425 EOY Bal

Tot. Inv. Rate


Investment EOM Bal Interest Month Investment
0 8.00%
0 11,630,356 77,536 Frequency Amount Apr 0
0 11,630,356 77,536 Quarterly 0 May 0
0 11,630,356 77,536 Jun 0
0 11,630,356 77,536 Jul 0
0 11,630,356 77,536 Aug 0
0 11,630,356 77,536 Sep 0
0 11,630,356 77,536 Oct 0
0 11,630,356 77,536 Year 30 Nov 0
0 11,630,356 77,536 Dec 0
0 11,630,356 77,536 Jan 0
0 11,630,356 77,536 Feb 0
0 11,630,356 77,536 Mar 0
12,560,785 EOY Bal
EOM Bal Interest

961,490 6,410
961,490 6,410
961,490 6,410
998,990 6,660
998,990 6,660
998,990 6,660
1,036,490 6,910
1,036,490 6,910
1,036,490 6,910
1,073,990 7,160
1,073,990 7,160
1,073,990 7,160
1,155,409

EOM Bal Interest

2,659,164 17,728
2,659,164 17,728
2,659,164 17,728
2,696,664 17,978
2,696,664 17,978
2,696,664 17,978
2,734,164 18,228
2,734,164 18,228
2,734,164 18,228
2,771,664 18,478
2,771,664 18,478
2,771,664 18,478
2,988,897

EOM Bal Interest


4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
4,988,061 33,254
5,387,105

EOM Bal Interest


7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
7,915,425 52,770
8,548,659

EOM Bal Interest


12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
12,560,785 83,739
13,565,648

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