V. CRED TASA T.

PER AÑOS N PER N CAP PAGO

$40,000.00 0.14 0.14 5 5 1 $11,651.34
$33,948.66 0.145 0.145 4 4 1 $11,770.98
$27,100.23 0.15 0.15 3 3 1 $11,869.28
$19,295.99 0.148 0.148 2 2 1 $11,839.04
$10,312.75 0.144 0.144 1 1 1 $11,797.79

TABLA DE AMORTIZACIÓN DE PAGOS PERIODICOS IGUALES / METODO FRANCES

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $5,600.00 $11,651.34 $6,051.34 $33,948.66
2 $33,948.66 $4,922.56 $11,770.98 $6,848.42 $27,100.23
3 $27,100.23 $4,065.04 $11,869.28 $7,804.24 $19,295.99
4 $19,295.99 $2,855.81 $11,839.04 $8,983.24 $10,312.75
5 $10,312.75 $1,485.04 $11,797.79 $10,312.75 $0.00
$18,928.43 $58,928.43 $40,000.00
SALDO
V. CRED TASA T. PER AÑOS N PER N CAP PAGO VF
$40,000.00 0.14 0.035 1 4 4 $45,900.92
$45,900.92 0.14 0.035 5 20 4 $3,229.64
$12,200.39 0.14 0.035 2 8 4 $1,774.87

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $45,900.92 $1,606.53 $1,606.53 0 $47,507.45
2 $47,507.45 $1,662.76 $1,662.76 0 $49,170.21
3 $49,170.21 $1,720.96 $1,720.96 0 $50,891.17
4 $50,891.17 $1,781.19 $1,781.19 0 $52,672.36
1 $45,900.92 $1,606.53 $3,229.64 $1,623.11 $44,277.81
2 $44,277.81 $1,549.72 $3,229.64 $1,679.91 $42,597.90
3 $42,597.90 $1,490.93 $3,229.64 $1,738.71 $40,859.19
4 $40,859.19 $1,430.07 $3,229.64 $1,799.57 $39,059.62
5 $39,059.62 $1,367.09 $3,229.64 $1,862.55 $37,197.07
6 $37,197.07 $1,301.90 $3,229.64 $1,927.74 $35,269.33
7 $35,269.33 $1,234.43 $3,229.64 $1,995.21 $33,274.12
8 $33,274.12 $1,164.59 $3,229.64 $2,065.04 $31,209.07
9 $31,209.07 $1,092.32 $3,229.64 $2,137.32 $29,071.75
10 $29,071.75 $1,017.51 $3,229.64 $2,212.13 $26,859.63
11 $26,859.63 $940.09 $3,229.64 $2,289.55 $24,570.07 CAPITAL SALDO
12 $24,570.07 $859.95 $3,229.64 $2,369.69 $22,200.39 10000 $12,200.39
13 $12,200.39 $427.01 $3,229.64 $2,802.62 $9,397.76
14 $9,397.76 $328.92 $3,229.64 $2,900.72 $6,497.05
15 $6,497.05 $227.40 $3,229.64 $3,002.24 $3,494.81
16 $3,494.81 $122.32 $3,229.64 $3,107.32 $387.49 PAGO INT
17 $387.49 $13.56 $3,229.64 $3,216.08 -$2,828.59 $415.20
18 -$2,828.59 -$99.00 $3,229.64 $3,328.64 -$6,157.23 PAGO PRIN.
19 -$6,157.23 -$215.50 $3,229.64 $3,445.14 -$9,602.37 $2,814.44
20 -$9,602.37 -$336.08 $3,229.64 $3,565.72 -$13,168.09

$15,523.75 $64,592.76 $49,069.01

V. CRED TASA T. PER AÑOS N PER N CAP PAGO

$40,000.00 0.14 0.035 4 16 4
0.14 0.035 4 16 4 $3,229.64 VF
0.14 0.035 1 4 4 $3,229.64 $69,359.44
$67,728.84
PAGO INT ENTRE PAGO PRIN ENTRE
2580.88 10337.67

SALDO

$1,630.60
$11,862.72
V. CRED TASA T. PER AÑOS N PER N CAP PAGO VF
$40,000.00 0.14 0.035 1 4 4 $45,900.92
$45,900.92 0.14 0.035 5 20 4 $3,229.64

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $45,900.92 $1,606.53 $1,606.53 0 $47,507.45
2 $47,507.45 $1,662.76 $1,662.76 0 $49,170.21
3 $49,170.21 $1,720.96 $1,720.96 0 $50,891.17
4 $50,891.17 $1,781.19 $1,781.19 0 $52,672.36
1 $45,900.92 $1,606.53 $3,229.64 $1,623.11 $44,277.81
2 $44,277.81 $1,549.72 $3,229.64 $1,679.91 $42,597.90
3 $42,597.90 $1,490.93 $3,229.64 $1,738.71 $40,859.19
4 $40,859.19 $1,430.07 $3,229.64 $1,799.57 $39,059.62
5 $39,059.62 $1,367.09 $3,229.64 $1,862.55 $37,197.07
6 $37,197.07 $1,301.90 $3,229.64 $1,927.74 $35,269.33
7 $35,269.33 $1,234.43 $3,229.64 $1,995.21 $33,274.12
8 $33,274.12 $1,164.59 $3,229.64 $2,065.04 $31,209.07
9 $31,209.07 $1,092.32 $3,229.64 $2,137.32 $29,071.75
10 $29,071.75 $1,017.51 $3,229.64 $2,212.13 $26,859.63
11 $26,859.63 $940.09 $3,229.64 $2,289.55 $24,570.07
12 $24,570.07 $859.95 $3,229.64 $2,369.69 $22,200.39
13 $22,200.39 $777.01 $3,229.64 $2,452.62 $19,747.76
14 $19,747.76 $691.17 $3,229.64 $2,538.47 $17,209.30
15 $17,209.30 $602.33 $3,229.64 $2,627.31 $14,581.99
16 $14,581.99 $510.37 $3,229.64 $2,719.27 $11,862.72 PAGO INT
17 $11,862.72 $415.20 $3,229.64 $2,814.44 $9,048.27 $415.20
18 $9,048.27 $316.69 $3,229.64 $2,912.95 $6,135.33 PAGO PRIN.
19 $6,135.33 $214.74 $3,229.64 $3,014.90 $3,120.42 $2,814.44
20 $3,120.42 $109.21 $3,229.64 $3,120.42 $0.00

$18,691.84 $64,592.76 $45,900.92

V. CRED TASA T. PER AÑOS N PER N CAP PAGO

$40,000.00 0.14 0.035 4 16 4
0.14 0.035 4 16 4 $3,229.64 VF
0.14 0.035 1 4 4 $3,229.64 $69,359.44
$67,728.84
PAGO INT ENTRE PAGO PRIN ENTRE
2580.88 10337.67

SALDO

$1,630.60
$11,862.72
V. CRED TASA T. PER AÑOS N PER N CAP PAGO
$40,000.00 0.14 0.035 5 20 4 $2,814.44

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $1,400.00 $1,400.00 0 $40,000.00
2 $40,000.00 $1,400.00 $1,400.00 0 $40,000.00
3 $40,000.00 $1,400.00 $1,400.00 0 $40,000.00
4 $40,000.00 $1,400.00 $1,400.00 0 $40,000.00
1 $40,000.00 $1,400.00 $2,814.44 $1,414.44 $38,585.56
2 $38,585.56 $1,350.49 $2,814.44 $1,463.95 $37,121.61
3 $37,121.61 $1,299.26 $2,814.44 $1,515.19 $35,606.42
4 $35,606.42 $1,246.22 $2,814.44 $1,568.22 $34,038.20
5 $34,038.20 $1,191.34 $2,814.44 $1,623.11 $32,415.10
6 $32,415.10 $1,134.53 $2,814.44 $1,679.91 $30,735.18
7 $30,735.18 $1,075.73 $2,814.44 $1,738.71 $28,996.47
8 $28,996.47 $1,014.88 $2,814.44 $1,799.57 $27,196.90
9 $27,196.90 $951.89 $2,814.44 $1,862.55 $25,334.35
10 $25,334.35 $886.70 $2,814.44 $1,927.74 $23,406.61
11 $23,406.61 $819.23 $2,814.44 $1,995.21 $21,411.40
12 $21,411.40 $749.40 $2,814.44 $2,065.04 $19,346.36
13 $19,346.36 $677.12 $2,814.44 $2,137.32 $17,209.04
14 $17,209.04 $602.32 $2,814.44 $2,212.13 $14,996.91
15 $14,996.91 $524.89 $2,814.44 $2,289.55 $12,707.36
16 $12,707.36 $444.76 $2,814.44 $2,369.69 $10,337.67 PAGO INT
17 $10,337.67 $361.82 $2,814.44 $2,452.62 $7,885.05 $361.82
18 $7,885.05 $275.98 $2,814.44 $2,538.47 $5,346.58 PAGO PRIN.
19 $5,346.58 $187.13 $2,814.44 $2,627.31 $2,719.27 $2,452.62
20 $2,719.27 $95.17 $2,814.44 $2,719.27 $0.00
$16,288.86 $56,288.86 $40,000.00

V. CRED TASA T. PER AÑOS N PER N CAP PAGO

$40,000.00 0.14 0.035 4 16 4
0.14 0.035 4 16 4 $2,814.44 VF
0.14 0.035 1 4 4 $2,814.44 $69,359.44
$59,021.77
PAGO INT ENTRE PAGO PRIN ENTRE
2249.09 9008.68

SALDO

$10,337.67
$10,337.67
V. CRED TASA T. PER AÑOS N PER N CAP PAGO
$40,000.00 0.14 0.035 5 20 4 $2,814.44

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $1,400.00 $2,814.44 $1,414.44 $38,585.56
2 $38,585.56 $1,350.49 $2,814.44 $1,463.95 $37,121.61
3 $37,121.61 $1,299.26 $2,814.44 $1,515.19 $35,606.42
4 $35,606.42 $1,246.22 $2,814.44 $1,568.22 $34,038.20
5 $34,038.20 $1,191.34 $2,814.44 $1,623.11 $32,415.10
6 $32,415.10 $1,134.53 $2,814.44 $1,679.91 $30,735.18
7 $30,735.18 $1,075.73 $2,814.44 $1,738.71 $28,996.47
8 $28,996.47 $1,014.88 $2,814.44 $1,799.57 $27,196.90
9 $27,196.90 $951.89 $2,814.44 $1,862.55 $25,334.35
10 $25,334.35 $886.70 $2,814.44 $1,927.74 $23,406.61
11 $23,406.61 $819.23 $2,814.44 $1,995.21 $21,411.40
12 $21,411.40 $749.40 $2,814.44 $2,065.04 $19,346.36
13 $19,346.36 $677.12 $2,814.44 $2,137.32 $17,209.04
14 $17,209.04 $602.32 $2,814.44 $2,212.13 $14,996.91
15 $14,996.91 $524.89 $2,814.44 $2,289.55 $12,707.36
16 $12,707.36 $444.76 $2,814.44 $2,369.69 $10,337.67 PAGO INT
17 $10,337.67 $361.82 $2,814.44 $2,452.62 $7,885.05 $361.82
18 $7,885.05 $275.98 $2,814.44 $2,538.47 $5,346.58 PAGO PRIN.
19 $5,346.58 $187.13 $2,814.44 $2,627.31 $2,719.27 $2,452.62
20 $2,719.27 $95.17 $2,814.44 $2,719.27 $0.00
$16,288.86 $56,288.86 $40,000.00

V. CRED TASA T. PER AÑOS N PER N CAP PAGO

$40,000.00 0.14 0.035 4 16 4
0.14 0.035 4 16 4 $2,814.44 VF
0.14 0.035 1 4 4 $2,814.44 $69,359.44
$59,021.77
PAGO INT ENTRE PAGO PRIN ENTRE
2249.09 9008.68

SALDO

$10,337.67
$10,337.67
V. CRED TASA T. PER AÑOS N PER N CAP CUOTA DE CAP
$40,000.00 0.14 0.14 5 5 1 $8,000.00

TABLA DE AMORTIZACIÓN DE PAGOS DE CAPITAL IGUALES / METODO ALEMAN

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $5,600.00 $13,600.00 $8,000.00 $32,000.00
2 $32,000.00 $4,480.00 $12,480.00 $8,000.00 $24,000.00
3 $24,000.00 $3,360.00 $11,360.00 $8,000.00 $16,000.00
4 $16,000.00 $2,240.00 $10,240.00 $8,000.00 $8,000.00
5 $8,000.00 $1,120.00 $9,120.00 $8,000.00 $0.00
$16,800.00 $56,800.00 $40,000.00

TRIMESTRALES
V. CRED TASA T. PER AÑOS N PER N CAP CUOTA DE CAP
$40,000.00 0.14 0.035 5 20 4 $2,000.00

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $1,400.00 $3,400.00 $2,000.00 $38,000.00
2 $38,000.00 $1,330.00 $3,330.00 $2,000.00 $36,000.00
3 $36,000.00 $1,260.00 $3,260.00 $2,000.00 $34,000.00
4 $34,000.00 $1,190.00 $3,190.00 $2,000.00 $32,000.00
5 $32,000.00 $1,120.00 $3,120.00 $2,000.00 $30,000.00
6 $30,000.00 $1,050.00 $3,050.00 $2,000.00 $28,000.00
7 $28,000.00 $980.00 $2,980.00 $2,000.00 $26,000.00
8 $26,000.00 $910.00 $2,910.00 $2,000.00 $24,000.00
9 $24,000.00 $840.00 $2,840.00 $2,000.00 $22,000.00
10 $22,000.00 $770.00 $2,770.00 $2,000.00 $20,000.00
11 $20,000.00 $700.00 $2,700.00 $2,000.00 $18,000.00
12 $18,000.00 $630.00 $2,630.00 $2,000.00 $16,000.00
13 $16,000.00 $560.00 $2,560.00 $2,000.00 $14,000.00
14 $14,000.00 $490.00 $2,490.00 $2,000.00 $12,000.00
15 $12,000.00 $420.00 $2,420.00 $2,000.00 $10,000.00
16 $10,000.00 $350.00 $2,350.00 $2,000.00 $8,000.00
17 $8,000.00 $280.00 $2,280.00 $2,000.00 $6,000.00
18 $6,000.00 $210.00 $2,210.00 $2,000.00 $4,000.00
19 $4,000.00 $140.00 $2,140.00 $2,000.00 $2,000.00
20 $2,000.00 $70.00 $2,070.00 $2,000.00 $0.00
$14,700.00 $54,700.00 $40,000.00
V. CRED TASA T. PER AÑOS N PER N CAP PAGO
$40,000.00 0.14 0.14 5 5 1 $11,651.34

TABLA DE AMORTIZACIÓN DE PAGOS PERIODICOS IGUALES / METODO FRANCES

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $5,600.00 $11,651.34 $6,051.34 $33,948.66
2 $33,948.66 $4,752.81 $11,651.34 $6,898.53 $27,050.13
3 $27,050.13 $3,787.02 $11,651.34 $7,864.32 $19,185.80
4 $19,185.80 $2,686.01 $11,651.34 $8,965.33 $10,220.48
5 $10,220.48 $1,430.87 $11,651.34 $10,220.48 $0.00
$18,256.71 $58,256.71 $40,000.00

V. CRED TASA T. PER AÑOS N PER N CAP PAGO VF

$40,000.00 0.14 0.14 4 4 1 $67,558.41
0.14 0.14 4 4 1 $11,651.34 $57,337.93
0.14 0.14 1 1 1 $11,651.34

TRIMESTRALES
V. CRED TASA T. PER AÑOS N PER N CAP PAGO
$40,000.00 0.14 0.035 5 20 4 $2,814.44

PERIOD SAL .INI INTERES PAGO AMORT. CAP SALD FINAL

1 $40,000.00 $1,400.00 $2,814.44 $1,414.44 $38,585.56
2 $38,585.56 $1,350.49 $2,814.44 $1,463.95 $37,121.61
3 $37,121.61 $1,299.26 $2,814.44 $1,515.19 $35,606.42
4 $35,606.42 $1,246.22 $2,814.44 $1,568.22 $34,038.20
5 $34,038.20 $1,191.34 $2,814.44 $1,623.11 $32,415.10
6 $32,415.10 $1,134.53 $2,814.44 $1,679.91 $30,735.18
7 $30,735.18 $1,075.73 $2,814.44 $1,738.71 $28,996.47
8 $28,996.47 $1,014.88 $2,814.44 $1,799.57 $27,196.90
9 $27,196.90 $951.89 $2,814.44 $1,862.55 $25,334.35
10 $25,334.35 $886.70 $2,814.44 $1,927.74 $23,406.61
11 $23,406.61 $819.23 $2,814.44 $1,995.21 $21,411.40
12 $21,411.40 $749.40 $2,814.44 $2,065.04 $19,346.36
13 $19,346.36 $677.12 $2,814.44 $2,137.32 $17,209.04
14 $17,209.04 $602.32 $2,814.44 $2,212.13 $14,996.91
15 $14,996.91 $524.89 $2,814.44 $2,289.55 $12,707.36
16 $12,707.36 $444.76 $2,814.44 $2,369.69 $10,337.67
17 $10,337.67 $361.82 $2,814.44 $2,452.62 $7,885.05
18 $7,885.05 $275.98 $2,814.44 $2,538.47 $5,346.58
19 $5,346.58 $187.13 $2,814.44 $2,627.31 $2,719.27
20 $2,719.27 $95.17 $2,814.44 $2,719.27 $0.00
$16,288.86 $56,288.86 $40,000.00
V. CRED TASA T. PER AÑOS N PER N CAP PAGO VF
SALDO

$10,220.48
$10,220.48
SALDO