Organizing My Financial Life

ORGANIZING MY
FINANCIAL LIFE
An Investor Education and Awareness Initiative of Aditya Birla Sun Life Mutual Fund
How to use this book?
Treat this book as an essential almanac. There is space to fill out personal, but mostly,
important financial information pertaining to your life.
There is space provided for you to fill up details, some of it in the form of boxes that appear in
application forms to help you fill the exact number of alpha-numeric type of data. Use all the
space for the information that you wish to record. At some places where you may need more
records to fill; there are additional information sheets at the end of the book that you could
use at appropriate places.
Happy Record Keeping!
How to Save the File

1. You have opened this file in an Acrobat Reader
2. Ignore the highlight at the top which reads you cannot save data typed in the form
2. Fill in all the necessa details in the organiser
3. When you save the file you will see a pop-up to print the complete form or to save a blank copy
4. Click on Print Form and save the file as a fresh PDF
• An Investor education and Awareness initiative of Aditya Birla Sun Life Mutual Fund
• All investors have to go through a one-time KYC (Know Your Customer) process. Investors to invest only with SEBI registered Mutual
Funds. For further information on KYC, list of SEBI registered Mutual Funds and redressal of complaints including details about SEBI
SCORES portal, visit link : https://mutualfund.adityabirlacapital.com/Investor-Education/education/kyc-and-redressal
for further details.
• Mutual Fund investments are subject to market risks, read all scheme related documents carefully
Investments
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Ad
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Pro
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Ban M
ks
Insurance
Personal De
po
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Vehic
r s
Will
Ca
les
Prepare NOW and aim to make

life easier for your FAMILY
Managing your finances can sometimes feel like putting together a complicated
puzzle, but it's easier than you think. Just take some time to get organized and put
the pieces under logical heads and the pieces will start falling into place.
Essential
Contacts
Personal
Details
Advisor
Contacts
Account
Details
Insurance Credit & Debit

Details Cards Facts
Pension
Details
Investment
Details
Real Estate
Details
Will & Legal

Details
This book belongs to...
Critical
Gather your
Financial
Documents
information
Your finances are one of the most
important aspects of your life. Having
your financial house in order can be
helpful. Organising your financial
information and financial documents
Stack them ensures that you can locate exactly
into what you need whenever you need it to
Groups answer questions, make decisions, and
put your mind at ease.
While this document may seem long,

few people will need to complete eve
field on eve page. Once completed,
keep in a secure location and make sure
Follow a your spouse or other responsible party
filing knows this document exists.
System
Essential Contacts
Permanent Address
State Pincode
Phone/Mobile
Date of Birth Blood group
Email
Spouse Contact
Name
Contact Address
State Pincode
Phone/Mobile
Email
Emergency Contact
Name
Contact Address
State Pincode
Phone/Mobile
Email
Personal Details
CONTACT DETAILS
Aadhaar
PAN
Election ID
Ration Card
PRAN (NPS)
GST
MSME Details
Club Membership
DRIVING LICENSE
Driving License No.
Issue Date Expi Date
PASSPORT
Passport No.
Issue Date Expi Date
UTILITIES
Gas Connection No.
Electricity Meter No.
House Tax ID No.
Cable/DTH No.
EMPLOYMENT
Employer Name Employee ID
Address
UAN Number
ESI Ref. Number
Insurance reference
Office contact Contact No.

Advisors Contacts
DOCTOR
Patient Code
Name
Address
City Pincode
Phone/Mobile
Email
FINANCIAL ADVISOR
Reference No.
Name
Address
City Pincode
Phone/Mobile
Email
LIFE INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
CONVENIENCE
Advisors can make your life easy
NEED FOR CONTROL

AN ADVISOR Your financial life is with an expert
CONFIDENT
Helps you go about your life
Advisors Contacts
LIFE INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
HEALTH INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
HEALTH INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
Advisors Contacts
MOTOR INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
MOTOR INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
HOME INSURANCE AGENT
Policy No.
Name
Address
City Pincode
Phone/Mobile
Email
Financial peace of mind
Trust in Sense of Behavioural

advisor completion coaching
Advisors Contacts
CHARTERED ACCOUNTANT
Ref No.
Name
Address
City Pincode
Phone/Mobile
Email
INCOME TAX PREPARER
Ref No.
Name
Address
City Pincode
Phone/Mobile
Email
MUTUAL FUND DISTRIBUTOR
Ref No.
Name
Address
City Pincode
Phone/Mobile
Email
MYTH
FACT
#1
Mutual funds are for experts
In mutual funds, the fund manager is a
financial expert who tracks various
sectors and companies along with a
research team and invests on your behalf.
Advisors Contacts
MUTUAL FUND DISTRIBUTOR
Ref No.
Name
Address
City Pincode
Phone/Mobile
Email
OTHER FINANCIAL ADVISOR(S)
Ref No.
Name
Address
City Pincode
Phone/Mobile
Email
LEGAL ADVISOR/WILL EXECUTIONER
Ref No.
Name
Address
City Pincode
Phone/Mobile
Email
Questions What are How much What How oﬅen How do

to ask your fee do services do do we you make
your credentials? you charge? you offer? interact? money?
advisor?
It is important for you to look out before you engage an advisor.
Do ask them questions that you are concerned about and don’t hesitate to keep asking till you are fully satisfied with the response.
Bank Details
BANK DETAILS
Bank Name
Branch Address
City Pincode
Account Number
Debt Card Number
Account Type
Customer ID
Nominee
Linked Mobile No.
BANK DETAILS
Bank Name
Branch Address
City Pincode
Account Number
Debt Card Number
Account Type
Customer ID
Nominee
Linked Mobile No.
6 Personal
Finance Income Saving Spending
Essentials
If you have a grip on these 6 financial Protection Investing Income Tax
essential aspects, you can take
complete control of your financial life
to manage any financial situation.
Bank Details
LOCKER DETAILS
Locker Number
Linked Account
Bank Name
Branch Address
City Pincode
Nominee Key Number
Renewal Date Rent
PPF ACCOUNT
Account Number
Branch Address
City Pincode
Nominee Maturity Date
Professional
Management
Diversification Liquidity
Convenience Tax efficiency
Affordability Transparency
7 Reasons to invest in Mutual Funds

Credit Card Details
CREDIT CARD
Card Number
Valid From Valid Till
Bank/Issuer
Contact
Nominee
Linked Mobile No.
CREDIT CARD
Card Number
Bank/Issuer
Contact
Nominee
Linked Mobile No.
CREDIT CARD
Card Number
Bank/Issuer
Contact
Nominee
Linked Mobile No.
Step 1: Check your credit score

A better score leads to a good chance of being approved for a card
Step 2: Features to look out

a. APR
b. Annual fee and charges
c. Associated reward or loyalty programmes
Choosing
the right Step 3: Identify your usage
a. Convenience
b. Earn rewards
credit card c. Build a credit histo

Debit Card Details
DEBIT CARD
Card Number
Bank/Issuer
Contact
Nominee
Linked Mobile No.
DEBIT CARD
Card Number
Bank/Issuer
Contact
Nominee
Linked Mobile No.
DEBIT CARD
Card Number
Bank/Issuer
Contact
Nominee
Linked Mobile No.
MYTH
FACT
#2
It’s difficult to track investments
On acceptance of the application for subscription,
an allotment confirmation specifying the number
of units allotted to the investor shall be sent by
way of email and/or mobile number not later than
5 (five) business days.
Insurance Details
LIFE INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
Premium Frequency Premium due date
Linked Mobile Maturity Date
Nominee Relationship with Nominee
LIFE INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
LIFE INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
6-step Personal Finance Planning

Assess your current situation Select the right
financial instrument
List your financial goals Implement a plan for each goal
Action a plan based on Review and revise the plan

your risk level
Insurance Details
LIFE INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
LIFE INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
LIFE INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
MYTH
FACT
#3
Mutual funds only invest in equities
Mutual funds invest across different asset classes like gold,
government bonds, corporate debt, equities etc. Different types of
mutual funds invest in different types of assets and this information
is clearly shared that investors can look into before investing.
Insurance Details
HEALTH INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
Linked Mobile Validity
HEALTH INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
HEALTH INSURANCE
Insurer
Policy No.
Policy Name
Sum Assured Premium
MYTH
FACT
#4
Mutual funds are not transparent
These are highly transparent investments and mandated by the regulator to declare
daily NAVs, monthly statements of investments, disclose complete portfolio of all
their schemes and, also publish half-yearly results in the newspapers. Almost any
information regarding fund schemes are available on the mutual fund website.
Insurance Details
MOTOR INSURANCE
Insurer
Policy No.
Vehicle Chasis No.
Vehicle No.
Sum Assured Premium
Premium Frequency Valid till
Nominee Linked Mobile
MOTOR INSURANCE
Insurer
Policy No.
Vehicle Chasis No.
Vehicle No.
Sum Assured Premium
Premium Frequency Valid till Y
HOME INSURANCE
Insurer
Policy No.
Value of Structure (`) Value of Contents (`)
Perils Covered Fire Burgla
Contents (details) (a) (b)
(d) (e) (f) (g)
Jewelle (details) (a) (b)
(d) (e) (f) (g)
Gadgets (details) (a) (b)
(d) (e) (f) (g)
Miscellaneous
Pension/ Insurance Details
PENSION DETAILS
Pension provider Account No.
Date of Retirement Date of Birth
Linked Bank Account
Name of Bank
Address
Monthly Pension (Rs) Nominee
Valid Till Linked Mobile
PENSION DETAILS
Pension provider Account No.
Date of Retirement Date of Birth
Linked Bank Account
Name of Bank
Address
Monthly Pension (Rs) Nominee
Valid Till Linked Mobile
MISCELLANEOUS
Name of Bank
Address
Certificate No. Amount
Linked Account Maturity Date
6 Simple Investing Rules

Review investment
Start investing early performance regularly
Proper asset allocation Have enough liquidity
Understand investment risk Take help of a financial advisor

Investments
DEMAT ACCOUNT
Bank/Broker
Account Number
Branch Address
Client ID
Linked Bank Account
Relationship Manager Contact
Linked Mobile Miscellaneous
DEMAT ACCOUNT
Bank/Broker
Account Number
Branch Address
Client ID
Linked Bank Account
DEMAT ACCOUNT
Bank/Broker
Account Number
Branch Address
Client ID
Linked Bank Account
MYTH You need a demat account to invest

FACT You need your bank account and a cheque to start investing in mutual
funds once your KYC (know your customer) procedure is completed. You
#5 don’t necessarily need a demat account when investing in mutual funds.
Investments
BONDS
Bond Description
Issuer
ISIN/Physical
Coupon rate (%) Coupon frequency
Issue Date Maturity Date
Nominee Mobile
Linked Mobile
BONDS
Bond Description
Issuer
ISIN/Physical
Nominee Mobile
Linked Mobile
BONDS
Bond Description
Issuer
ISIN/Physical
Nominee Mobile
Linked Mobile
MYTH You need to time Mutual Fund investments

Your investments need to spend time in the market than worry over
FACT timing the investment. Investing through SIPs can help you average
#6 out your costs of investments irrespective of market movements.
Investments
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Holding Single Joint Anyone or Survivor
SIP amount (`) SIP Tenure
Lump Sum (`) Investment Start date
Distributor name Contact
Linked Bank Account
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MYTH
FACT
#7
You need a lot of money to start investing
You can start investing in mutual funds with as less as
`500 though Systematic Investment Plan (SIP) or in
lump sum.
Investments
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MYTH
FACT
#8
It makes sense to invest in funds with low NAV
The Net Asset Value (NAV) represents the value of the assets
that the fund has invested in and does not indicate if it is
cheap to invest in a fund because of a low NAV.
Investments
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MYTH
FACT
MUTUAL #9
SIP = FUND SIP is a mutual fund
SIP is not an investment product, but an
investment facility which allows investors to make
regular investments in a mutual fund scheme.
Investments
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MUTUAL FUNDS
AMC Name
Scheme Name
Folio Number
Direct/Regular ISIN
Linked Bank Account
MYTH
FACT
#10
Investments in mutual funds are risky
Every investment comes with risk. There are mutual fund schemes with different
risk levels to suit different risk appetite of various investors.
Real Estate
POPERTY 1
Property Type
Location/Address
Registration No.
Sale deed reference
Details of Loan with Bank
Additional information
Property Tax Reference
Water Meter No.
POPERTY 2
Property Type
Location/Address
Registration No.
Sale deed reference
Details of Loan with Bank
Additional information
Property Tax Reference
Water Meter No.
Estate Planning
Consult your advisors Share your plan with
those who need to know
List your estate planning goals Implement the plan
Develop your plan Monitor the plan and

revise if needed
Will and Legal
Last Will Dated
Executor
Name
Contact Address
Contact Phone
Witness
Name
Contact Address
Contact Phone
Power of Attorney
Name
Contact Address
Contact Phone
Investing in Mutual Funds is same as investing in stock market

MYTH Not all mutual funds invest only in stocks. Mutual funds, given their specific
FACT objective invest in a variety of asset classes ranging from stocks, fixed income and
#11 even overseas instruments. Thus, there is a fund for every type of investor, spanning
from a low to high risk spectrum.
SIPs are rigid and cannot be changed in future

SIP features like, tenure scheme, amount, the frequency can be MYTH
changed by filling up the requisite form or though online instructions FACT
#12

Organizing My Financial Life

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ORGANIZING MY

How to Save the File

Prepare NOW and aim to make

Insurance Credit & Debit

Will & Legal

While this document may seem long,

Date of Birth Blood group

Driving License No.

Issue Date Expi Date

Issue Date Expi Date

Gas Connection No.

Electricity Meter No.

House Tax ID No.

Employer Name Employee ID

ESI Ref. Number

Oﬃce contact Contact No.

LIFE INSURANCE AGENT

NEED FOR CONTROL

HEALTH INSURANCE AGENT

HEALTH INSURANCE AGENT

MOTOR INSURANCE AGENT

HOME INSURANCE AGENT

Financial peace of mind

Trust in Sense of Behavioural

INCOME TAX PREPARER

MUTUAL FUND DISTRIBUTOR

OTHER FINANCIAL ADVISOR(S)

LEGAL ADVISOR/WILL EXECUTIONER

Questions What are How much What How oﬅen How do

Debt Card Number

Linked Mobile No.

Debt Card Number

Linked Mobile No.

Nominee Key Number

Renewal Date Rent

Nominee Maturity Date

Convenience Tax eﬃciency

7 Reasons to invest in Mutual Funds

Valid From Valid Till

Linked Mobile No.

Valid From Valid Till

Linked Mobile No.

Valid From Valid Till

Linked Mobile No.

Step 1: Check your credit score

Step 2: Features to look out

credit card c. Build a credit histo

Valid From Valid Till

Linked Mobile No.

Valid From Valid Till

Linked Mobile No.

Valid From Valid Till

Linked Mobile No.

Sum Assured Premium

Premium Frequency Premium due date

Linked Mobile Maturity Date

Nominee Relationship with Nominee

Sum Assured Premium

Premium Frequency Premium due date

Linked Mobile Maturity Date

Nominee Relationship with Nominee

Sum Assured Premium