SCB Tariff 2021

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Service and Price

Guide Ghana
-------------------------
Effective February 28th, 2021

I
TABLE OF CONTENT
Accounts 1 Export LCs 8
Personal Banking 1 Bills for Collection 8
Current Account 1 Guarantees 8
Savings Account 1 Foreign Currency Accounts 8
Affluent 1 Commission On Turnover- FEA & FCA 8
Current Account 1 Telegraphic Transfers 8
Savings Account 1 Foreign Deposits 8
Foreign Currency 1 Foreign Cash Withdrawal 9
Current Accounts 1 Statement Request 9
Commission on Turnover FEA & FCA 1 Wealth Management 9
Debit Card 2 Corporate, Commercial & Institutional Banking 10
Local Currency 2 Virtual Accounts 10
Foreign Currency 3 Statement and Reporting 10
Credit Cards 3 Payment Services Mobile Money Transfers 10
Personal Loans 3 Local Currency Inter-Bank Transfer 10
General Banking Services 4 Book Transfers 10
Cheques 4 Foreign Currency Transfers/OTT 10
Personal Cheque/Withdrawal book 4 Foreign Currency Collections / ITT 10
Clearing 4 Cheques issuance 10
Returned Cheque 4 Returned Cheques 10
Statement Request 4 Collections Services Direct Debit Transactions 11
Standing Orders 4 Local Currency (GHS) Cash & Cheque Deposits 11
Money Transfer (In Country) In-Branch Request 4 Pick Up/Delivery Services 11
General Banking Services 5 Channels: Straight2Bank (S2B) Web Setup and
Money Transfer (In Country ) Online Request 5 Implementation 11
Money Transfer (International) 5 Virtual Accounts 11
Salary Processing 5 Miscellaneous One off charges 11
Digital Banking Services 5 Investigations Inquiry > 6 months: Best effort 11
Foreign Cash Withdrawal 6 Inquiry > 6 months 11
Foreign Deposits 6 Trade Imports 11
Clearing 6 Letter of Credits excl VAT 11
Back-to-Back Letter of Credits 11
Business Banking 7
Revolving Letter of Credits 12
Local Currency Account 7
Amendments to Letter of Credits 12
Monthly Service Charge 7
Local Currency Cheques 7 Trade Exports 12
Clearing 7 Documentary Import Bills for Collection 12
Returned Cheque 7 Letter of Credits 12
Standing Orders 7 Confirmation of Letters of Credits 12
Digital Channels 7 Transfer of Letter of Credits 12
Statement Request 7 Discounts 12
Confirmation/ Letter of Intent 7 Export Bills for Collection 12
Pick Up/Delivery Services 7 Guarantees/Bonds 12
Local Currency Accounts 7 Standby Letter of Credits 12
Letters of Credit 8 Miscellaneous 12
Import LCs 8

II
Accounts
Personal Banking
Local Currency
Current Account Initial Opening Balance Minimum Balance Monthly Service Charge
Standard Current GHS 100 Nil GHS 20 Flat
Account
Access 247 GHS 20 Nil GHS 5
e-Current Account GHS 50 Nil GHS 5
e-Youth Account GHS 20 Nil GHS 2.50
Personal Banking
Savings Account Initial Opening Balance Minimum Balance Monthly Service Charge
Savings Plus GHS 100 GHS 100 FREE
My Dream Account GHS 200 GHS 100 FREE
After 4 branch withdrawals, customer forfeits interest for the month
e-Savings Account GHS 50 Nil FREE

Affluent
Priority Banking Total Balance on all accounts held is GHS 165,000.00
Local Currency
Current Account Initial Opening Balance Minimum Balance Monthly Service Charge
Premium Current Account GHS 1,000 Nil GHS 25
Diva Club Current Account GHS 1,000 Nil GHS 20
* No Monthly Service Charge for average balances above GHS 10,000

Savings Account Initial Opening Balance Minimum Balance Monthly Service Charge
Premium Savings Account GHS 1,000 GHS 500 FREE

Foreign Currency
Initial Opening Balance
Current Account $500, £250, €300
Commission On Turnover- FEA & FCA
Average Credit Balance USD EUR GBP
<5k 5 5 5
5k - 10k 15 15 15
10k - 15k 25 25 25
25k - 50 45 45 45
50k - 100k 65 65 65
100k - 200k 80 80 80
>200k 100 100 100

1
Debit Cards
Personal Banking
Local Currency
Card issuance fee Re-issuance fee Maintenance fee per month
Visa Gold GHS 20 GHS 20 GHS 15
Visa Gold (Access 247) GHS 20 GHS 20 FREE
Visa Gold (e-account) FREE GHS 20 FREE
GHS 2.50 (applicable on only
e-savings account)
GHIPSS EMV Card GHS 35 GHS 35 GHS 15
Non collection of cards after 3 GHS 15
months
Lost/damaged cards GHS 20
Courier charges (Upon GHS 12
request for delivery)

Withdrawal fee per transaction from


SCB ATMs FREE
Other Bank ATMs (Domestic) GHS 5
Other Bank ATMs (International) $2, €1.6, £1.1
Payments via POS terminals FREE

Optional Issuer Fee (OIF)


Gold 4.5%

Affluent
Local Currency
Card issuance/re- Maintenance fee per month
issuance fee
Visa Platinum GHS 50 GHS 25
Visa Infinite (By invitation) GHS 100 GHS 35
Non collection of cards after 3 months GHS 20
Lost/damaged cards - Platinum GHS 50
Lost/damaged cards - Infinite GHS 100

Withdrawal fee per transaction from


SCB ATMs FREE
Other Bank ATMs (Domestic) GHS 5
Other Bank ATMs (International) $2, €1.6, £1.1
Payments via POS terminals FREE

Optional Issuer Fee (OIF)


Platinum 4%
Infinite 3%

2
Debit Cards
Foreign Currency
Card issuance/re-issuance USD EURO GBP
Visa Gold 5 4 3
Visa Platinum 15 12 10
Visa Infinite (by invitation) 18 15 13

Maintenance fee per month USD EURO GBP


Visa Gold 3 2.5 2
Visa Platinum 4 3 2.5
Visa Infinite 6 5 3

Credit Cards
Annual Fee Primary (GHS)
Platinum 120
Infinite 300

Annual Fee Supplementary


First 2 cards Free (GHS)
Platinum 60
Infinite 150

Late payment charge (GHS) 25.00

Over credit limit charge (GHS) 25.00

Card replacement fee (GHS) 50.00

Cash withdrawal charge 3% of transaction amount or min GHS 25.00

Personal Loans
Arrangement Fee (Spread over loan term)
New Loans 2.5%
Top Ups 2.0%
Early Settlement Fee 0.25% (on loan balance)

3
General Banking Services
Cheques
Personal Cheque/Withdrawal book
25 leaflets Savings Account withdrawal book GHS 25, USD 4.5 , EURO 3.5 , GBP 3
25 leaflets Current Account cheque book GHS 25, USD 4.5 , EURO 3.5 , GBP 3

Clearing
Special Clearing GHS 50 FLAT
Local Clearing FREE

Returned Cheque
Insufficient funds 10% of value
Other Technical Reasons GHS 20

Counter Cheque 1% of the value of the amount, min GHS 10


Stopped Cheque GHS 40 Flat
Cheque/Voucher retrieval GHS 50
Account Closure FREE

Statement Request
Balance Confirmation GHS 6 per sheet
Treasury Bill Statement GHS 6 per sheet
Duplicate statements GHS 6 per sheet
Visa statements GHS 7 per sheet

Standing Orders
Internal FREE
External GHS 5
Standing order default for insufficient funds GHS 15
Note Instruction will be cancelled after third instance of default

SMS Alert GHS 2

Money Transfer (In Country) In-Branch Request


Transfer across SCB Ghana network FREE
GIS GHS 24, USD 5 , EUR 3.5 , GBP 3
ACH 0.5% of Face Value, Min GHS 20, Max GHS 200
Transfer to another bank (All Others) 0.25% of value, Min GHS 15, USD 5, GBP 5, EUR5
and Max GHS 200, USD 50, GBP 50 , EUR 50

4
General Banking Services
Money Transfer (In Country ) Online Request
GIP 1% of face value, Min 0.50 pesewas , Max GHS 5
GIS GHS 12
ACH Platform 0.25% of Face Value, Min GHS10, Max GHS100

Inward Money Transfer ( In Country)


Transfer from another bank (MT103) 0.5% of Face Value Min GHS 100, USD 25, EUR 20,
GBP 15 and Max GHS 1,000, USD 250 Eur 200 and
GBP 200
Transfer from a Resident Bank (MT202) 2.5% of face Value, No Max

Money Transfer (International)


Outward Telegraphic Transfer - Manual 1.5% of value, Min GHS 200, $40, EUR36, GBP30,
No Max
Outward Telegraphic Transfer - Online 0.75% of value, min GHS 100, $20, EUR18, GBP15,
No Max
Correspondence Bank charges Min USD30, GBP12,EUR20 and Max USD 40, GBP15
and EUR 25
Amendment for outward transfer instruction GHS100 Flat
Inward Telegraphic Transfer 0.5% of face value Min GHS 120 , USD 25 , EUR 20,
GBP 15 and Max GHS1,000, USD 250 Eur 200 and
GBP 200

Bank Cheque / Cashiers’ Order 0.25% of value, Min GHS 20, Max GHS 50

Salary Processing
Automated Processing Free
Manual Processing 0.50 pesewas

Digital Banking Services


Online Banking (Internet) Free
e-Statements Free
Funds transfer from account to mobile wallet 50 pesewas below GHS100
0.75% of face value GHS100 and above

5
General Banking Services
Foreign Cash Withdrawal
FCA Accounts 2.5% of value
FEA Accounts Free
FEA Accounts 2.5% of value if funds is a transfer or cheque deposit

Foreign Deposits
Cash deposit into FEA account (GBP & EURO) FREE
Cash deposit into FEA account (USD, New 100/50 bills)* FREE
Cash deposit into FEA account (USD, Old 100/50 bills)* 2.5% of face value, No Max
Cash deposit into FEA account (USD, 20/10/5/1 bills)* 2.5% of face value, No Max
*Charges for Exportation
Foreign Cheque Deposits 0.50% of face value, No Max
Foreign Transfer from FCA into FEA 0.50% of face value, No Max

Clearing
Special Clearing USD 25, EUR 20, GBP 15
Returned Cheques 10% of transaction value

6
Business Banking Business Banking
Local Currency Account Local Currency Inter-Bank Transfer
Initial Opening Balance Electronic ACH / RTGS
Current Account 4,000 Instruction GHS 2.50
International Trade Account 4,000 Electronic GIS GHS 12.00
Savings Account (Initial Opening Bal.) 4,000 Manual ACH / RTGS Instruction GHS 7.5
Minimum operating balance 2,000 Manual GIS GHS 15.00
Inward Direct Debit GHS 2.50
Monthly Service Charge Outgoing Ghana Instant Pay (GIP)
GHC 50K transaction GHS 10
GHS 60
Manual Salary Processing GHS 2.50
GHC50K- GHC 100K GHS 80
Electronic Salary Processing GHS 1.0
GHC100K- GHC 200K GHS 200
< GHC 200K GHS 300
Book Transfers
Electronic LCY Book Transfer No Charge
Local Currency Cheques
*Electronic FCY Book Transfer No Charge
100 leaves Cheque book GHS 50
“FEA to FCA transfers are not
permitted by law”
Clearing
Manual Book Transfer (LCY & FCY*) GHS 5.00 USD 2.00
Special Clearing GHS 60 Externalisation Charge 1.5% of value
Local Clearing Free (additional to the regular
transfer fees)
Returned Cheque
Insufficient funds 10% of value or Min Statement Request
GHS 50 Statement (per sheet) GHS 5 per sheet
Other Technical Reasons GHS 40 Duplicate Statement GHS 5 per sheet
Stopped Cheque GHS 25 Visa statements GHS 5 per sheet
Cheque/ Voucher retrieval GHS 30 Dating beyond 1yr GHS 5 per sheet
Screen Printed/ Interim Statement
(per sheet) GHS 5
Confirmation/ Letter of Intent
Account Closure Free
Introductory/ Comfort Letter GHS 50
Auditors Confirmation / Account GHS 150
Standing Orders
Equity Confirmation GHS 250
Internal Free
Business Registration Confirmation GHS 200
External GHS 5
Standing order default for insufficient
funds GHS 20 Pick Up/Delivery Services
Note instruction will be cancelled Cash/ Cheque Pick up (intra city) “GHS 60 per pick
after third instance of default weekday,
GHS65 per pick
weekend /holiday.
Digital Channels
Inter city charge to be
Straight2Bank - Setup & negotiated.”
Implementation
Local Currency Accounts
Set-up and Implementation Free
Outward Telegraphic Transfer
Maintenance Fee Free
International (All others)- Manual 1.5% of value, Min
S2B Reactivation of expired user GHS200, USD40,
profile Free EUR36, GBP30, No Max
S2B Info Manager access fees Free International (All others)- Online 0.75% of value, Min
H2H – Set up and Implementation GHS 1,500 GHS 200, $40, Eur36,
GBP30, No Max
Amendment for outward transfer
100 Flat
instruction
Inward TT Free

7
Business Banking Business Banking
Letters of Credit Guarantees
Import LCs Establishment / Issuance of Commission charged
guarantee upfront at 1% per
“Establishment - Issuance 1.0% pq(sight) and
quarter, subject to a min
Commission for Sight/Usance LCs" 1.5%pq(usance)or
of GHS500
part thereof +SWIFT
+ Courier cost( to be Amendments (Extension/Increase in As bove on the
taken upfront) value) enhanced amount
+SWIFT
Swift Charges GHS 150 Other Amendment GHS 200+ Swift
Courier Cost per parcel As per DHL Tarrif Local Courier Charge GHS 150
Discrepancy Fee GHS 250
Drawing under LC (Presentation) 0.5% of Value Foreign Currency Accounts
Confirmation 0.5% per quarter, Min Initial Opening Balance
600 to be taken upfront
Current Account $1,000, £1,000,
Amendment Commission As per issuance €1,000
(Extension/Increase in amount) commission on the
Savings Account $1,000, £1,000,
enhanced (extension or
€1,000
increase in amount) +
Minimum Operating Balance $1,000, £1,000,
SWIFT, taken upfront
€1,000
General Amenments GHS 200+ Swift

Commission On Turnover- FEA &


Export LCs
FCA
Advising Commission Average Credit Balance USD EUR GBP
(Client / Non Client) GHS 150
<5k 5 5 5
Amendment (Client / Non Client) GHS 150
5k- 10k 15 15 15
Negotiating Commission Under LC 0.5% per quarter,
10k- 25k 25 25 25
taken upfront
25k- 50k 45 45 45
Presentation under LC 0.5% per quarter,
taken upfront 50k- 100k 65 65 65
Courier Cost per parcel As per DHL Tarrif 100k- 200k 80 80 80
>200k 100 100 100
Confirmation 0.75% per quarter , Min
600 to be taken upfront
Telegraphic Transfers
Transfer of LC 0.5% of the LC value + Outward transfer- Manual 1.5% of value, Min
SWIFT charge
GHC200, $40, Eur36,
Discounts 1 month Libor + 10% GBP30, No Max
per annum
Outward transfers- Online 0.75% of face value,
GHS200, USD40,
Bills for Collection EUR36, GBP30, No Max
Import Bills Amendment for outward transfer
Acceptance Commission / Handling instruction GHS 100
Fee 0.25% of bill amount Inward Transfer 0.5% of face value,
Payment Commission 0.75% (Min GHS 200) Min GHS100, USD25,
EUR20, GBP15
Swift Charges GHS 150
Max GHS500, $125
Open Account Transfer 0.75% of bills amount,
EUR100, GBP80
subject to a min of
GHS200
Foreign Deposits
Export Bills
Refer to charges under General
Issuance Handling Commission GHS 200
Banking Services
Courier Charges As per DHL Tariff

8
Business Banking Business Banking
Foreign Cash Withdrawal Statement Request
FCA Accounts 2.5% of value Visa Statement GHS 5 per sheet
FEA Accounts Free Duplicate Statement GHS 5 per sheet
FEA Accounts 2.5% if funds is a
transfer or Cheque
deposit

Wealth Management
Products Market Minimum Subscription Amount Minimum Charge Maximum Charge
Wealth Builder Secondary 100 USD/100 EUR/100 GBP per 0.5% of investment 5% of investment amount
month amount
Mutual Funds Secondary Initial subscription amount is 0.5% of investment 5% of investment amount
1,000 USD/1,000 EUR/1,000 GBP. amount
Subsequent amount is 1,000
USD/1,000 EUR/1,000 GBP
Fixed Income- Secondary GHS 10,000 for Local bonds and 0.25% of face value 3% of face value
Notes Notes
For foreign bonds, the Issuer’s
Bonds (local &
minimum Lot Size is applicable
foreign)
Treasury Bills Secondary GHS 100 No charge No charge
FX (Spot) Secondary $5,000 and its equivalence for Min of 0.1% 3% for all non-online/advised
advised deals Forex transactions

5% margin for online/unadvised


Forex transactions
FX (Forward) Secondary $5,000 and its equivalence for Min of 0.1% 3% margin for non-online Forex
advised deals transactions
Bancassurance Pricing for insurance products is set by the No fees on premiums paid by clients. Insurance product
insurance product providers and refers to the providers pays the bank commission for the distribution
premiums payable by policy holders of its products

Wealth Management
Wealth Lending
Segment Priority clients Personal clients Penal rate
Qualifying Collateral Marketable securities Fixed deposit
and Fixed Deposit
Local Currency Rate – (Reference rate + Ghana reference rate Ghana reference rate
Margin) (GRR) + 5.56% (GRR) + 5.56% 30%
Foreign Currency Rate – (Reference rate + LIBOR + 4.63% LIBOR + 4.63% 10%
Margin)
Arrangement Fee - Maximum Charge 1% 1%

9
Corporate, Commercial & Corporate, Commercial &
Institutional Banking Institutional Banking
Local Currency Local Currency Inter-Bank Transfer
Initial Opening Balance Electronic GIS Instruction GHS 12.00
Current Account 1,000 Manual GIS Instruction GHS 15.00
Savings Account 3,000 Electronic ACH / RTGS Instruction GHS 2.50
Manual ACH / RTGS Instruction GHS 7.5
Minimum Operating Balance Inward Direct Debit GHS 2.50
Outgoing Ghana Instant Pay (GIP)
Current Account 0
transaction GHS 10
Savings Account 2,500
Manual Salary Processing GHS 2.50
Electronic Salary Processing GHS 1.0
Local Currency Current Account

Account maintenance Free Book Transfers


Electronic LCY Book Transfer No Charge
Foreign Currency Current Account *Electronic FCY Book Transfer No Charge
“FEA to FCA transfers are not permitted by law”
Account service fee per major USD: $35, GBP: £25,
currency account EUR: €27 Manual Book Transfer (LCY & FCY*) GHS 1.00
*all other currency accounts will be charged the USD 1.00
equivalent of USD 35
Externalisation Charge 1% of value
Foreign currency cash withdrawal (additional to the regular
from FCA & FEA 2.5% of value transfer fees)
Foreign Currency Transfers/OTT
Virtual Accounts Local bank fcy transfers USD 50
Per setup - one off GHS 100 Electronic Transfer 0.75% of Value, subject to
Maintenance fee – per month Free a minimum of GHS 150
Manual payment request 1.5% of Value, subject to
Statement and Reporting a minimum of GHS 150
Correspondent Bank charges Approx GHS equivalent
Monthly online account statement Free (applicable for OUR charge options) of USD 40*
Monthly paper account statement GHS 1.5 per sheet *Actual amount dependent on fees charged by
the relevant correspondent bank
Monthly paper interest statement GHS 1.5 per sheet
Daily paper statement GHS 3 per sheet
Foreign Currency Collections / ITT
Statement retrieval request (<6
months) GHS 1.5 per page Inward Telegraphic transfer Free

Statement retrieval request (>6


months) GHS 3 per page Cheques issuance
SWIFT end of day reporting (MT940) GHS 150 per account Local Currency Cheque book
per month Issuance GHS 30
SWIFT intraday reporting (MT942) GHS 200 per month Foreign Currency Cheque book USD 15, EUR 15,
Visa Statement GHS 5 per sheet Issuance GBP 15
Duplicate Statement (Hard copy) GHS 3 per sheet Electronic Local Bank Cheque GHS 3
issuance per cheque
Payment Services Manual Local Bank Cheque GHS 30
Mobile Money Transfers issuance per cheque
Funds transfer from account to MTN GHS 1.50
or AirtelTigo mobile money wallet Returned Cheques

Inward Transfer from Airtel mobile Insufficient funds 10% of value, Min 50
wallet to bank account GHS 2 Other Reasons GHS 20
Cheque/Voucher retrieval GHS 30
Stopped Cheques GHS 25

10
Corporate, Commercial & Miscellaneous
One off charges
Institutional Banking Bank Confirmation Free
Collections Services Full Audit confirmation Free
Direct Debit Transactions Proof of payment (SWIFT) GHS 10
Direct Debits (credit on value date) GHS 2 Beneficiary advising (e-mail & Fax) GHS 0.50
Direct Debit from SCB (Manual) GHS 4.5
Direct Debit from SCB (Electronic) GHS 1.50 Investigations
Direct Debits Mandates Management GHS 0.80 per mandate Inquiry > 6 months: Best effort

Direct Debit Rejects (per reject) GHS 1.50 Recall of funds Free

Direct Debit Returns (per return) Free Amendment request Free


Cancellation request Free
Local Currency (GHS) Cash &
Cheque Deposits Inquiry > 6 months
Cheque deposit Free Recall of funds Free
Cash Deposit Free Amendment request Free
Stop payment request GHS 20 Cancellation request Free
Special clearing Non receipt of funds Free
(Local currency cheque) GHS 25
Unable to apply Free
Cheque image request GHS 10
Cash deposit at Branch/Cash Centre Free
Customised Deposit book
Trade Imports
Up to GHS20 per book Letter of Credits excl VAT

Pick Up/Delivery Services Issuance Commission for Sight/ 1% per quarter (sight)
Usance LCs and 1.5% per quarter
Cash/Cheque Pickup (intra city) GHS 60 per pick (usance) or part thereof
weekday; GHS 65 per + SWIFT + Courier cost
pick weekend/holiday. (to be taken upfront)
Inter city charge to be SWIFT GHS 150
negotiated Drawing under LC (Presentation) 0.5% of value
Onsite Teller GHS 2000 monthly Discrepancy Fee USD150 or equivalent
per teller
LC Confirmation Commission charged
at 0.50% per quarter
Channels: Straight2Bank (S2B) Web
upfront
Setup and Implementation Back-to-Back Letter of Credits
S2B – Setup and implementation Free
1% per quarter
S2B – Monthly Maintenance fee Free (sight and 1.5%
S2B – Approver token (per device) Free per quarter (usance)or
part thereof
S2B – Password resets user Free
+ SWIFT + Courier cost
S2B – Replacement of approver (to be taken upfront)
device
S2B – Reactivation of expired user
profile Free
S2B – Info Manager access fees Free
H2H – Set up and Implementation GHS1500

Virtual Accounts
Per setup - one off GHS 100
Maintenance fee - per month GHS 35

11
Corporate & Institutional Banking Corporate & Institutional Banking
/Commercial Banking /Commercial Banking
Revolving Letter of Credits Export Bills for Collection

1% per quarter Issuance Handling Commission GHS 100


(sight and 1.5% per Settlement Commission 0.1% of bill amount
quarter (usance) or + Courier cos
part thereof + SWIF
+ Courier cost ((to be Export Under Credit 0.75% of bill amount
taken upfront + Courier cost
Amendments to Letter of Credits
Amendment Commission As per issuance Guarantees/Bonds
(Extension/Increase in amount) commission on the Issuance of guarantee Commission charged
enhanced amount + upfront at 1%
SWIFT
negotiated per
General Amendments GHS 200 + SWIFT quarter, subject to
a minimum of
Trade Exports GHS 500
Documentary Import Bills for
Collection Trade Exports
Acceptance Commission 0.25% of bill amount Amendment Extension/ As above on the
Payment Commission 0.75% ( Min 200) Increase in Value enhanced amount
Swift Charges 150 flat +SWIFT
Amendments (others) GHS 150 + SWIFT
Letter of Credits Shipping Guarantee. 0.5% per quarter,
Advice of letter of credit GHS 150 subject to a minimum
of GHS 250 to be taken
Advice of documentary credit
upfront
(Non A/C Holders) GHS 150
Standby Letter of Credits
Amendment of documentary credit GHS 150
Issuance Commission Commission charged up
Amendment of documentary credit
front at 1% negotiated
(Non A/C Holders) GHS 150 per quarter, subject to a
Negotiating Commission Under LC 0.5% (Min 500)+ Courier minimum of GHS 500
cost per parcel

Confirmation of Letters of Credits


Confirmation 0.50% per quarter,
subject to a minimum of
GHS 500
Transfer of Letter of Credits
* GHS fees for foreign currency accounts may change
Transfer of LCs 0.5% of the LC value+ subject to changes in FX rates
SWIFT Charge
Discounts
* All fees quoted above exclude taxes
Discounts 1 month Libor +
10% per annum SCBGH/TARIFF/1/2021

12
Service and Price Guide Ghana

sc.com/gh

13

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