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07-05-2020

Quote No : qa3i5ra71sflw

Benefit Illustartion for HDFC Life Sanchay(Spl)


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay(Spl)
DETAILS
Name of the Prospect/Policyholder: KIRAN N Proposal No: NA
Age: 27 Name of Product: HDFC Life Sanchay(Spl)
Non-Linked, Non-Participating,
Name of Life Assured: KIRAN N Tag Line:
Life Insurance Plan
Age: 27 Unique Identification No: 101N097V09
Policy Term: 24 GST Rate: 4.5% for first year
2.25% second year
Premium Paying Term: 10
onwards
Amount of Instalment Premium(Without
Rs.37500
GST):
Mode: Annual

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Policy Details

Policy Option HDFC Life Sanchay Sum Assured Rs. 318633


Sum Assured on Death (at
375000
inception of the policy) Rs.

Premium Summary

Total Instalment
Base Plan CI Rider IB Rider
Premium

Instalment Premium without GST 37,500 0 0 37,500

Instalment Premium with First Year GST 39,188 0 0 39,188


Instalment Premium with GST 2nd Year Onwards 38,344 0 0 38,344
(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Maturity Benefit Death Benefit Min Special Surrender Value
Premium
Benefits/ Other Guaranteed
Loyalty Benefits, Surrender
Additions if any Value

1 37,500 28,677 0 0 4,03,677 0 0

2 37,500 57,354 0 0 4,32,354 23,303 30,247

3 37,500 86,031 0 0 4,61,031 40,751 49,448


4 37,500 1,14,708 0 0 4,89,708 77,065 71,851

5 37,500 1,43,385 0 0 5,18,385 96,761 97,919


6 37,500 1,72,062 0 0 5,47,062 1,16,629 1,28,075

7 37,500 2,00,739 0 0 5,75,739 1,36,871 1,62,883

8 37,500 2,29,416 0 0 6,04,416 1,64,841 2,02,907


9 37,500 2,58,093 0 0 6,33,093 1,95,174 2,48,750

10 37,500 2,86,770 0 0 6,80,520 2,27,669 3,01,259


11 0 3,15,447 0 0 7,09,197 2,40,457 3,28,444

12 0 3,44,124 0 0 7,37,874 2,53,646 3,57,946

13 0 3,72,801 0 0 7,66,551 2,67,609 3,90,166

14 0 4,01,478 0 0 7,95,228 2,82,834 4,25,306

15 0 4,30,155 0 0 8,23,905 2,99,063 4,63,568


16 0 4,58,832 0 0 8,52,582 3,16,840 5,05,353

17 0 4,87,508 0 0 8,81,258 3,36,338 5,50,764

18 0 5,16,185 0 0 9,09,935 3,57,729 6,00,403

19 0 5,44,862 0 0 9,38,612 3,81,185 6,54,371

20 0 5,73,539 0 0 9,67,289 4,08,024 7,13,274

21 0 6,02,216 0 0 9,95,966 4,37,387 7,77,513


22 0 6,30,893 0 0 10,24,643 4,71,338 8,47,491

23 0 6,59,570 0 0 10,53,320 5,09,648 9,23,712

24 0 6,88,247 0 10,06,880 10,81,997 0 0

Notes:
Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.

I , have explained the premiums charges and benefits under the policy fully to the I KIRAN N,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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