Steps on how to use the template.

All cells are locked, only those in yellow can be filled in.

1) Put in your child's or your name - optional

2) Input age - important to to know kung ilang taon na yung anak mo after the maturity date or your age if this is for your s
3) Choose if you like 5YR Maturity ng payout or Annual Dividends Payout. Highly recommended is 5YR Maturity.
4) Can't start next year? You can change the year sa template.
4) Scroll down to input desired savings per month. Depends on your budget per month per year :)
If you choose to put one time savings, just put desired amount on whichever month and leave all months blank.
5) The default dividend on the template is 6% pwede tong tumaas or bumaba depending on Pag-ibig Fund's performance.
Believe me mas malaki pa rin kita dito than banks!
6) Get excited on how your money can grow, discpline lang sa pagiipon ang kelangan!
7) Lastly, please like my page for more of these. :)
https://www.facebook.com/yourfundbuilder

***Any questions/suggestions on the template, feel free to PM me in Facebook.

e or your age if this is for your savings
ded is 5YR Maturity.

ve all months blank.

n Pag-ibig Fund's performance. Check mo kung mag 7% per year or 5%.
 Child's Name
Age

TOTAL CASHOUT 90,000.00

CAPITAL + DIVIDEND
AGE YEAR ANNUAL SAVINGS DIVIDEND RATE
DIVIDENDS EARNINGS
1 2021 6,000.00 6.00% 195.00
2 2022 6,000.00 12,195.00 6.00% 566.70
3 2023 6,000.00 18,761.70 6.00% 960.70
4 2024 6,000.00 25,722.40 6.00% 1,378.34
5 2025 6,000.00 33,100.75 6.00% 1,821.04
TOTAL 4,921.79

CAPITAL + DIVIDEND
YEAR ANNUAL SAVINGS DIVIDEND RATE
DIVIDENDS EARNINGS
6 2026 40,921.79 6.00% 2,290.31
7 2027 6,000.00 49,212.10 6.00% 2,787.73
8 2028 6,000.00 57,999.82 6.00% 3,314.99
9 2029 6,000.00 67,314.81 6.00% 3,873.89
10 2030 6,000.00 77,188.70 6.00% 4,466.32
TOTAL 16,733.23

CAPITAL + DIVIDEND
YEAR ANNUAL SAVINGS DIVIDEND RATE
DIVIDENDS EARNINGS
11 2031 87,655.02 6.00% 5,094.30
12 2032 6,000.00 98,749.33 6.00% 5,759.96
13 2033 6,000.00 110,509.29 6.00% 6,465.56
14 2034 6,000.00 122,974.84 6.00% 7,213.49
15 2035 6,000.00 136,188.33 6.00% 8,006.30
TOTAL 32,539.61

JAN FEB MAR APR MAY

2022 500 500 500 500 500
2023 500 500 500 500 500
2024 500 500 500 500 500
2025 500 500 500 500 500
2026 500 500 500 500 500

JAN FEB MAR APR MAY

2027 500 500 500 500 500
2028 500 500 500 500 500
2029 500 500 500 500 500
2030 500 500 500 500 500
2031 500 500 500 500 500

JAN FEB MAR APR MAY

2032 500 500 500 500 500
2033 500 500 500 500 500
2034 500 500 500 500 500
2035 500 500 500 500 500
2036 500 500 500 500 500
TOTAL CASH AT
EOY
6,195.00
12,761.70
19,722.40
27,100.75
34,921.79

TOTAL CASH AT
EOY
43,212.10
51,999.82
61,314.81
71,188.70
81,655.02

TOTAL CASH AT
EOY
92,749.33
104,509.29
116,974.84
130,188.33
144,194.63

JUN JUL AUG SEP OCT NOV DEC

500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500

JUN JUL AUG SEP OCT NOV DEC

500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500

JUN JUL AUG SEP OCT NOV DEC

500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
 6000 39000
12000 111000
18000 183000
24000 255000
30000 327000

40,921.79 458,061.49
46921.7908872 530061.490646
52921.7908872 602061.490646
58921.7908872 674061.490646
64921.7908872 746061.490646

87,655.02 1,018,860.30
93655.024668 1090860.29602
99655.024668 1162860.29602
105655.024668 1234860.29602
111655.024668 1306860.29602
 Child's Name
Age

TOTAL CASHOUT 90,000.00

CAPITAL + DIVIDEND
AGE YEAR ANNUAL SAVINGS DIVIDEND RATE
DIVIDENDS EARNINGS
1 2021 6,000.00 6.00% 195.00
2 2022 6,000.00 12,000.00 6.00% 555.00
3 2023 6,000.00 18,000.00 6.00% 915.00
4 2024 6,000.00 24,000.00 6.00% 1,275.00
5 2025 6,000.00 30,000.00 6.00% 1,635.00

CAPITAL + DIVIDEND
YEAR ANNUAL SAVINGS DIVIDEND RATE
DIVIDENDS EARNINGS
6 2026 36,000.00 6.00% 1,995.00
7 2027 6,000.00 42,000.00 6.00% 2,355.00
8 2028 6,000.00 48,000.00 6.00% 2,715.00
9 2029 6,000.00 54,000.00 6.00% 3,075.00
10 2030 6,000.00 60,000.00 6.00% 3,435.00

CAPITAL + DIVIDEND
YEAR ANNUAL SAVINGS DIVIDEND RATE
DIVIDENDS EARNINGS
11 2031 66,000.00 6.00% 3,795.00
12 2032 6,000.00 72,000.00 6.00% 4,155.00
13 2033 6,000.00 78,000.00 6.00% 4,515.00
14 2034 6,000.00 84,000.00 6.00% 4,875.00
15 2035 6,000.00 90,000.00 6.00% 5,235.00

JAN FEB MAR APR MAY

2021 500 500 500 500 500
2022 500 500 500 500 500
2023 500 500 500 500 500
2024 500 500 500 500 500
2025 500 500 500 500 500

JAN FEB MAR APR MAY

2026 500 500 500 500 500
2027 500 500 500 500 500
2028 500 500 500 500 500
2029 500 500 500 500 500
2030 500 500 500 500 500

JAN FEB MAR APR MAY

2031 500 500 500 500 500
2032 500 500 500 500 500
2033 500 500 500 500 500
2034 500 500 500 500 500
2035 500 500 500 500 500
 TOTAL CASH
CASH AT EOY DIVIDEND PAYOUT
AFTER PAYOUT
6,195.00 195.00 6,000.00
12,555.00 555.00 12,000.00
18,915.00 915.00 18,000.00
25,275.00 1,275.00 24,000.00
31,635.00 1,635.00 30,000.00
TOTAL 4,575.00

TOTAL CASH AT TOTAL CASH

DIVIDEND PAYOUT
EOY AFTER PAYOUT
37,995.00 1,995.00 36,000.00
44,355.00 2,355.00 42,000.00
50,715.00 2,715.00 48,000.00
57,075.00 3,075.00 54,000.00
63,435.00 3,435.00 60,000.00
TOTAL 13,575.00

TOTAL CASH AT TOTAL CASH

DIVIDEND PAYOUT
EOY AFTER PAYOUT
69,795.00 3,795.00 66,000.00
76,155.00 4,155.00 72,000.00
82,515.00 4,515.00 78,000.00
88,875.00 4,875.00 84,000.00
95,235.00 5,235.00 90,000.00
TOTAL 22,575.00

JUN JUL AUG SEP OCT NOV DEC

500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500

JUN JUL AUG SEP OCT NOV DEC

500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500

JUN JUL AUG SEP OCT NOV DEC

500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
500 500 500 500 500 500 500
 6000 39000
12000 111000
18000 183000
24000 255000
30000 327000

36,000.00 399,000.00
42000 471000
48000 543000
54000 615000
60000 687000

66,000.00 759,000.00
72000 831000
78000 903000
84000 975000
90000 1047000