Jeevan Lakshya (Pian no. - 633) Your Spouse deserves the BEST!!! ‘You promised to keep your spouse happy throughout life. You ‘must have vowed to fulfil ll the dreams at some time in your life. To be sure that every dream of Saravanan, gets fulfilled, we ‘now present to you LIC’s unique savings cum protection plan = JEEVAN LAKSHYA. Jeevan Lakshya will financially ensure that your Spouse's ‘dreams will become a realty, with you or even without you. Here are some great benefits of purchasing this policy Save eguatly to buld a sizeable corpus on maturity ¥ Plan avalable in a wide range of terms = from 13 to 25. ¥ Limited premium term - Pay for 3 year ess than the term selected Y Onmaturity get Sum Assured + Bonus + Final Bonus (Fan 1 Sra, fotning bent ae payable: * 10% of sum assured - every year till one year less than maturity date # 110% of sum assured on maturity date «All bonuses and Final Bonus (Ff ary) for the entire term on maturity date Y Enhance the protection benefits by flloning ides: ‘ Accidental Death & Disability Benefit Rider + Term Rider ¥ Loan is Available any time after 2 policy years. 7 Palcy can be back dated within the same financial year |= emium Paid is TAX EXEMPTED Alles rom the plcy TAK! Illustration specially prepared for Mr. UMAMAGESWARI (age 37 years) Benefits Illustration Summary Sum Assured Rs, 65,00,000 Term 16 yeas PPremum Your Veni gyaium unde ts policy is Rs. 5,16,535. In 13 years you will pay a total of Rs. 65,81,491. Cash Flow Benefits 6 s.90000) 9.4500 13.0.500 Life Cover This is the high protection plan ‘Liquidity You have an option to surrender the policy & receive the cash value after payment of 3 Yearly premiums. Alternately, you can even avail of loan on this policy: ‘once the palicy has acquired cash value. Tax Saving ‘You will save a tax of Rs. 46,350 under Sec.B0C. Yield ‘The nett return works out to 5.39% (pre-tax) & 6.33%(post-tax) Plan Parameters Parameter Min Max fe 8 so rem 8 = sim Asuzed soa000 Notint Modes iy Hy by S55 Presented by S. SRIKRISHNAN INSURANCE EXECUTIVE) LICOF NDIA FLAT 2D VIKAS PLAZA37C TAMBARAM MAIN ROAD YDAYA NAGAR VELACHERY CHENAL 600042 Tel: 9840695219 8903465219, ‘e-mal malsaaghnan@ gmal.com “his ilustation contains guaranteed and non-guaranteed benehits.The purpose ofthis istration sslely to help you understand the projected benefits that maybe possible in fture, The presnter inno manner promising or ging 2 guarantee about such projected benefits. The actual benefits wl depend upon the future performance of LIC. Fina with respect thi product.S. SRIKRISHNAN INSURANCE EXECUTIVE/ LIC OF INDIA FLAT 20 VIKAS PLAZA37C TAMEARAM MAIN ROAD \VIDAYA NAGAR VELACHERY CHENEWAT 600042 ‘el: 9840595213 /8903455219 ‘e-mail: malleriihnan@ gmail.com Jeevan Lakshya Plan Presentation for Mr. UMAMAGESWARI (age 37 years) Ref. No. 000000000018, Forecast of Insurance Benefits Mode of Premium Yearly Rider Installment Premium 5,16,535(5,05,414 from 2nd yr onw ards) lAccident Cover + 65,00,000, Date of Report 21/03/2018 Herm Rider + 25,00,000 erm 16 Years critical HIness Rider: Not Opted Pelicy Risk Cover Tax Net Returns From cach Loan Year Age (Natural Death) Premium Saved Premium LIC Net Cath Flow Value Available 1 38 242,42,500 —-5,16,835 46,350 4,70,205, 0 516535 ° ° 2 3923582500 505,413 46,350 459,063 0 505,613 ° ° 3 40 -2.29,42500 505,413 46,350 459,063 0 50513549300 467.370 4 41 -2.2282,500 505,413 46,350 459,063 0 505613 azeoee1 —1152,757 5 42 2.164250 505,413 46,350 4.59,063 0 50513 16,6282 14.96.1484 6 43 2.098500 505,413 46,350 459,063 0 5056132064163 18,57,747 7 4% 203,450 505,413 46,350 459,003 0 5056132498817 22,39,935 8 45 ~——1,96,82500 505,413 46,350 459,063 0 505613 30465674 27;59,106 9 4 1,904,500 505,413 46,350 © 4.59,063 0 5056133703030 33,32,727 10 4748392500 505,413 46,350 459,063 0 5056134405711 39,65,140 114847742500 505.413 46,350 459,063 0 505413 S1,79.071 46.61.1648 2 49 17092500 505,413 46,350 459,063 0 -50561360.29,810 —54,26,829 13 5016842500 505,413 46,350 459,063 0 50513 71,03,096 —63,92,786 451 187,82,500 ° ° ° ° 0 7962802 7166.52 3 5215142500 ° ° ° ° 0 999931 90,27,938 16 53 1,48,92,500 ° ° © © 11342500 113,42,500 © 99,08,192—09,89.373, ais sa7eaei_1isazs00__a761,009 Yield on Investments (Pre Tax) : 5.39 % Explanatory Notes ‘The Total Death Benefit under this plan is payable as below: + Rs,25,00,000 will be paid immedately upon death + Addtional ameunt Rs. 65,00,000 will also be paid immediately in the event of Accidental Death + Rs. 650,000 willbe paid every year till year prirto maturity date Rs, 1,192,500 (11096 of Sum Aesured + Bonus + Final Bonus, i ary) willbe paid on maturity date Projections: ‘Bonus: For the puspoce of ilstatng the projected benefits, last declared reversionary berus of LICs Naw Endowment plan has bean considered, ‘Terminal Bonus: Last decared terminal borus of ther respective matching dscontinued plans has also been considered.S. SRIKRISHNAN INSURANCE EXECUTIVE/ LIC OF INDIA FLAT 20 VIKAS PLAZA37C TAMEARAM MAIN ROAD \VIDAYA NAGAR VELACHERY CHENEWAT 600042 ‘el: 9840595213 /8903455219 ‘e-mail: malleriihnan@ gmail.com Jeevan Lakshya Plan Presentation for Mr. UMAMAGESWARI (age 37 years) Toate yen “What if” Scenarios Ref. No. 000000000018; ‘The table below illustrates the "What ” scenarios where you can visualize how the Jeevan Lakshya policy will inancialy support your Spouse in the unfertunate event of your death, Death after ath Year Death after 8th Year Policy Premium, ‘Amount Premium ‘Amount Year) Year Paid Paid Paid Paid 2 2018 516535 ° 316535 ° 2 2019 305413 o 305423 ° 3 2020 305413 o 305423 ° 4 202 305413 o 305423 ° 3 2022 ° 3150000 305423 ° 6 2023 o 650000 305423 ° 7 2024 o 650000 305423 ° 8 2025 o 650000 305423 ° 9 2026 o 650000 o 3150000 10 2027 o 650000 o 650000 a1 2028 o 650000 o 650000 12 2029 o 650000 o 650000 33 2030 o 650000 o 650000 36 2031 o 650000 o 650000 15 2032 o 650000 o 650000 1s 2033 o 11992500 o 11992500 Total 2032774 21642500 4054426 19042500 Ifthe death is due to accident, then Rs. 65,00,000 will also be paid immediatelyS. SRIKRISHNAN INSURANCE EXECUTIVE/ LIC OF INDIA FLAT 20 VIKAS PLAZA37C TAMEARAM MAIN ROAD \VIDAYA NAGAR VELACHERY CHENEWAT 600042 ‘el: 9840595213 /8903455219 ‘e-mail: malleriihnan@ gmail.com Jeevan Lakshya Plan Presentation for Mr. UMAMAGESWARI (age 37 years) Ref. No. 000000000018; [Natural death Benefit Breakup calculation] Policy Immediate Payable Maturity Sum Total Year Age Payment Annual FIB Installments Total FI Total Bonus FAB (Payable on Death) Receivable a8 € D E F 6 H I 2 TREAW% BSA Tem-A xe 10% FBSA COPPGHHAT 1 38 25,0000 650,000 15 97,5000 460,000 1,62,500 7150000 _2,42,42,500 2 39 25,00,000 6.50.00 16 91,00,000 480,000 1,62.500 7150000 2,35,92,500 3 49 -25,00,000 650,000 13 8450,000 480,000 1,62.500 7150000 2,28,42,500 4 41 25,0000 6 50,000 12 7900.00 4%,90,000—_1,62.500 7150000 2,22,92,500 5 42 2500000 650,000 11 7150,000 480,000 1,62,500 7150000 2,16,42,500 6 4 25,0000 6 50,000 10 65,00,000 480,000 1,62,500 7150000 2,09,92,500 7 44 2500/0006 50,000 9 5850000 —46,90,000 162,500 7150000 2,03,42,500 8 45 2500.00 650,000 8 52,0000 —46,90,000 162,500 7150000 1,96,92,500 9 4 250,000 6,50,000 7 450.000 4,90,000 162,500 7150000 1,90,42,500 10 47 25,900,000 6 50,000 6 39,00,000 —46,90,000 162,500 7150000 1,93,92,500 11 42 25,0000 6 50,000 5 3250000 4,90,000 162,500 7150000 1,77,42,500 12 4 25,0000 6 50,000 4 2600000 46,90,000 162,500 7150000 1,70,92,500 13 50 -25,00,000 6 50,000 31950000 46,90,000 162,500 7150000 1,64,42,500 14 51 25,0000 6 50,000 2 13,00000 —46,90,000 162,500 7150000 1.57,92,500 15 52 25,0000 6 50,000 1 650,000 46,80,000_1,62,500 7150000 1,51,42,500 16 53 25,0000 650,000 ° 0 480,000 1,62,500 7150000 1,48,92,500 sbreviations + B.S.A Basie Sum Assured) + Aadtional amount oF Rs. 65,00,000 wil also be paid immedately in event of Accidental Death + FIB (Family Income Benefit) + FAB (Final Addtonal Bonus) + TRS.A(Term Rider Sum Assured)