SCHEDULE OF

CHARGES FOR
AU ROYALE
SAVINGS ACCOUNT
Schedule of Charges for AU ROYALE SAVINGS ACCOUNT
ROYALE SAVINGS
Non-Maintenance Charges per month
ACCOUNT
Nil for first 3 months
AMB MAINTAINED (As per Eligibility Criteria) AMB NON-MAINTENANCE CHARGE PER MONTH
If Balance maintained is >=100% of the requirement NIL
If Balance maintained is >50% of the requirement 5% of Balance Shor all
If Balance maintained is <=50% of the requirement 10% of Balance Shor all
Maximum AMB non-maintenance charge INR 750 per month

ROYALE SAVINGS
PARAMETER
ACCOUNT
Debit Card Type
Visa Signature
(Op on of domes c or interna onal card in VISA cards)
Debit Card transac ons (at other bank ATM) Free Unlimited (if eligibility maintained else only 15 transac ons
Financial txns + Non-Financial txns free)
Debit Card transac ons (at AUSFB ATM)
FREE Unlimited
FREQUENT TRANSACTIONS

Financial txns + Non-Financial txns

Debit Card Annual Fee (Interna onal/Domes c) FREE
Replacement of lost/stolen Debit Card INR 150/instance
Issuance of Account Statement Free Monthly Email Statement, Free Half-Yearly Physical Statement

Passbook Issuance FREE

Cash Deposit - All Branches Free Unlimited
Cash Withdrawal - All Branches Free
RTGS Payment - Branch Free
RTGS Payment - Net Banking/Mobile Banking Free
NEFT Payment - Branch Free
NEFT Payment - Net Banking/Mobile Banking Free
Payable at Par Cheque Usage Free Unlimited
Cheque Return - Local Clearing INR 50 per cheque
PAYMENT SERVICES
Intra-Bank Fund Transfer - Branch Free
Intra-Bank Fund Transfer -
Free
Net Banking/Mobile Banking
IMPS Outward Free
DD Payable at Bank Loca ons Free Unlimited
DD Payable at Bank Loca ons - Net Banking/Mobile Banking Free
DD Payable at Correspondent bank Loca ons Free
ATM TRANSACTIONS WITHIN / OUTSIDE INDIA
ATM decline due to insufficient funds INR 25 per instance
COLLECTION SERVICES
Intra-Bank Fund Transfer Collec on FREE
RTGS Collec on FREE
NEFT Collec on FREE
IMPS Inward FREE
Cheque Collec on - Local Clearing FREE
Outsta on cheque collec on- bank loca on FREE
Outsta on cheque collec on- Correspondent bank loca on FREE
Outsta on cheque collec on- other loca on FREE
 DEBIT-cum-ATM CARD
PIN Regenera on (sent through courier) INR 50/instance
Debit Card transac ons at other bank ATMs Outside India (Cash
withdrawal) INR 100/instance
Debit Card transac ons at non AUSFB ATM Outside India
INR 25/instance
(Non Financial)
Charge slip retrieval INR 250/instance
Cross Currency Mark-up 1.5%
DOORSTEP BANKING SERVICES^

Pick-up or Delivery of Instruments 10 Visits per month FREE therea er INR 100/visit

Cash Pick-up/Delivery 2 Visits per month Free therea er INR 250 per Txn upto 2 Lacs

MISCELLANEOUS SERVICES
Cheque Return - Insufficient Funds INR 300 per cheque
ECS / NACH Return - Insufficient Funds INR 200 per return
Dormancy Ac va on FREE
SMS Insta Alerts (Day end balance/transac ons above a
FREE
threshold/low balance)
U lity Bill payment - Net Banking/Mobile Banking FREE
Issuance of Payable at par Cheque Book Free Unlimited
ACCOUNT CLOSURE CHARGES
Within 21 days FREE
A er 21 days to 1 year INR 100
A er 1 year FREE
BASIC BANKING SERVICES
Account Opening Charges FREE
Mobile Banking Registra on FREE
Phone Banking Registra on FREE
Net Banking Registra on FREE
Nomina on Facility FREE
Any Branch Banking FREE
Monthly Statement by post NA
Issuance of adhoc account statement (at branch) FREE
Issuance of adhoc account statement (sent through courier) INR 20 (courier charges)
Issuance of Duplicate Passbook INR 20 per duplicate passbook
Standing Instruc on maintenance - Branch FREE
Standing Instruc on maintenance - Net Banking FREE
ECS Instruc on FREE
Balance Inquiry - Branch FREE
Balance Inquiry - Mobile Banking FREE
Balance Inquiry - Net Banking FREE
Replacement of Debit Card, if received in damaged condi on FREE
E-commerce payment - Net Banking FREE
Stop Payment of Cheques- Branch INR 50 per instruc on
Stop Payment of Cheques - Net Banking FREE
Stop Payment of Cheques - Mobile Banking FREE
Cancella on of DD payable at Bank Loca on INR 100/- per instance
Cancella on of DD payable at Other Loca on INR 50/instruc on
DD Revalida on FREE
Banker's Verifica on (Signature/Address/Photograph) FREE
Retrieval of Cheque / Instruc on INR 50/cheque
Terms and Conditions:
Ÿ ^Branch cash deposit/withdrawal not considered.
Ÿ ** Packages are as applicable for the respective variant defined by AU Small Finance Bank Limited.
Ÿ Charges mentioned are exclusive of GST. The applicable taxes/cess are subject to change from time to time.
Ÿ As per RBI guidelines, Business/Commercial transactions are not permitted in the Savings Account.
Ÿ The above charges are subject to revision with a prior intimation of 30 days to all account holder. Closure of account due to revision of charges will not be subject to account closure charges.
Ÿ Penal Charges and non-maintenance charges are not applicable once the account becomes inoperative/dormant.
Ÿ Alerts that have been mandated by RBI as well as alerts which are deemed appropriate by the Bank, will be sent free of charge.
Ÿ Cat. C, D & E are branch categories basis location mapping as defined by the Bank.
Ÿ Abbreviations / short-forms used : 'AUSFB' - AU Small Finance Bank, 'INR'- Indian Rupee, 'txn' - transaction, 'p.m' - per month, '<' - less than, '>' - greater than, 'min' - minimum, 'max' - maximum, 'ATM' -
Automatic Teller Machine, 'RTGS' - Real Time Gross Settlement, 'NEFT' - National Electronic Fund Transfer, 'PAP' - Payable at par, 'DD' - Demand Draft, 'ECS' - Electronic Clearing System, 'SMS' - Short Message
Service.
Ÿ Accounts not having a 'customer induced transaction' (ATM withdrawal, cheque deposit, online transaction etc.) for a continued period of 2 years shall be treated as Dormant/ Inoperative Account. The service
charges levied by the bank or interest credited by the bank shall not be considered as a 'customer-induced transaction’.
Ÿ The terms and conditions, as defined by AU Small Finance Bank, apply. Please refer www.aubank.in for further details.
Ÿ This Schedule of Charges document is effective 1st April 2020 and is applicable until further modified.