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 Draft Sumrnary Tcrrns & Corrditions for Issuance ()f HAL Fixed Rate Secured Bon<l

BOND INDENTURE/ STRUCTURE

.lto rtr c u lo r.s De.toils
Nrinre o/tle Ls-sire : HAL Fixed Rate Sccured Boncl
.lssler : Habiganj Agro Ltd.

Project :
OI,IPUR, SiIAII.IIBAZAR,, SIIAiSTAGONJ, HABIGONJ,
BANGL\DESH

Prtpose 1. To Improve Structure of Balance Sheet and Cash Flow

:
Staternent through Refinancing Existing Tcrm Loan
1s.sueSze : BDT 3oo Crore, subject to final duc diligence
ALrrertcy : Bangladcshi Taka (BDT)
Fixed Rate Coupon Bearing Cumulative Sccured Non-Listed Privateh.
I'ype ofthe Issue :
Placed Pre Pa1'able Non-Convertible Bond
Tenure o;f tlte Bond . r+7 (One Plus Seven / Eight) years, subject to final due diligence
r (Tu'o) -vears frorn the Date of Issue of the Bond; fbr both Principal
Morotorium Period :
and Coupon
To be compounded annually; a separate repayment schcdule for the
Coupon durirry
accumulated coupon to be created and to be repaid along itith the
Morotorittn Periorl
repayment ofthe bond
Face Vahrc/ Issue Value : BDT 1,ooo,ooo (ten lac), only, per Bond
Nurnber of Untts to be
lssrred
3o,ooo units of thc bond, depends on final amount of issue

For Individual o5 (fir-e) units or multiples thcreof

MinimtLmxLbscriptiort ;
For Other Than Individual 50 (fifty) units or multiples thereof
Tettatiue Coupon Rote : too6 p.a
Mcaning accumulation of Bondholder(s) and/or Investor(s) holding
"MojoritA Inuestor(s)" : minimum 75%, in total, of the total outstanding face value of the
bond at any point of time
Coupon to be paid Semi-Annually.
First Coupon to be paid at the end of the expiration of the
CouponPalttnent : moratorium period or at the end of 12tr' Month from the date of issue.
Coupon shall be calculated on the actual number of days over a 360
days basis.
End o;fYear Principol RepaAment Ending Balance
Year: ot BDT zo crore BDT z8o crore
Replyment Schedule Year: oz 40 Crore 24O Crore
(subject to final drre Year: 03 40 Crore 200 crore
dtligence and projected I Year: 04 40 CrOIe 160 crore
cash flotus ;front the Year: o5 4() Crore 120 Crore
project) Year: 06 40 Crore 80 crore
Year: 07 40 Crore 40 Crore
Year: (]8 40 Crore o crore
Late Redemption Penoltv : 2% p.a. above the Coupon Rate
Early Redemptton PenqltA I The issue can be fully or partially redeemed early by the issuer only

Stdctly Private & Confidential

 1)taft l uitl Sht.t & Pt oposalfat Aduisilg Htrl)iqoti Allto Lkl (HAL) Securcd /i.r?d Rdr? O)uton llond

BOND INDENTURE/ STRUCTURE

Porriculors Det/dils
a

penalty will be 2.ooA p.a. above the coupon rate on the early
redeemed amount up to the end 7z months from the date of issue,
and after expiry of this 72 months the rate of penalty shall be r.5%
p.a. for Lhe remaining period of the jssue
Local specialized and state omed banks, local bar.rks, insurance,
Pr o sp ecttu e Inu e stor (s )
financial institutions, corporates, high net worth individuals etc.
Transferabilitg Freely transferable upon payment of legitimate duties
Jurtsdictton Laws of People's Republic of Bangladesh

Strictly Private & Confidential