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GET A GRIP ON

THE FUTURE
With the new Guaranteed
Return Life Insurance plan

Individual, Non-Linked, Non-Participating,


Life Insurance Savings Plan

Reasons to Buy
Tax Benefit
Guaranteed Flexibility to choose Flexible Premium
u/s 80C and
Returns1 your plan Payment
10(10D)^

Conditions apply
1
GET A GRIP ON
THE FUTURE
With the new Guaranteed
Return Life Insurance plan

A product that offers up to 231.50% Guaranteed Returns1


Individual, Non-Linked, Non-Participating, on Maturity.
Life Insurance Savings Plan

Reasons to Buy

Guaranteed Life Cover Policy Term Tax Benefit


Guaranteed Returns
Additions throughout the 10, 12 and u/s 80C and
on Maturity1
@ 5% every year2 Policy Term 20 years 10(10D)^
Example:

40 year old
male pays
R 1 Lakh p.a.# R 23,15,000
for just 10 years
You Pay You Get
Maturity benefit at
r 10,00,000# the end of 20th year

Life cover throughout the Policy Term

Sample Illustration:

Policy Term Premium Payment Annualised Total Premium Total


Age Death Benefit
(years) Term (years) Premium# Paid# Maturity Benefit

10 5 1,00,000 5,00,000 6,89,325 13,50,000 + Accrued GA2


40 12 6 1,00,000 6,00,000 9,16,800 13,50,000 + Accrued GA2
20 10 1,00,000 10,00,000 23,15,000 13,50,000 + Accrued GA2
#
Premium shown in the example above is for a standard life excluding applicable taxes, cesses & levies. All examples and figures used herein are for
understanding purposes only.

Eligibility Criteria:
Premium Payment Term Policy Term Min. Entry Age* Max. Entry Age*
Premium Payment Term (PPT)/ 5 10 8 60
Policy Term (PT)/ Min/Max Entry
Age (Age as on last birthday) 6 12 6 60
10 20 0 55

Basic Sum Assured “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium.

Minimum Annualised Premium R 24,000 per annum (Premium in multiples of 1,000)

Maximum Annualised Premium No Limit, subject to underwriting


Premium Payment Mode Annual/ Half-yearly / Quarterly/ Monthly
Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN:
Optional Rider/s3
110B028V03) • Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN: 110B029V02)
*All references to age is as on last birthday
Disclaimers: • 1Tata AIA Life Guaranteed Return Insurance Plan provides a lump sum benefit equal to Guaranteed Maturity Benefit (GMB) along with the accrued
Guaranteed Additions (GA) shall be payable. • 2Guaranteed Addition defined as a percentage of GMB shall accrued at a simple rate for each completed policy year,
throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB. • 3Tata
AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110B028V03) & Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider
(UIN: 110B029V02) are available under this plan. Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits, premiums and
exclusions under the rider please refer to the Rider Brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office. • ^Tax benefits would be
available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance
Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits
available to you. • #All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be
entirely borne/paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and
recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. • These products are
underwritten by Tata AIA Life Insurance Company Limited. • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves
high costs and the surrender value payable may be less than the total premium paid. • For more details on risk factor, terms and conditions under the product, please
read Sales brochure carefully before concluding a sale. • To know the exact details of premium and benefits under plan please go through the benefit illustration as
provided to you. • Insurance cover is available under this product. • This plans is not a guaranteed Issuance plan and it will be subject to Company's underwriting and
acceptance. • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN:
110N152V06 • L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.
GET A GRIP ON
THE FUTURE
With the new Guaranteed
Return Life Insurance plan

A product that offers Guaranteed Annual Income up to 208.90%


Individual, Non-Linked, Non-Participating, of Annual Premium1
Life Insurance Savings Plan

Reasons to Buy

Guaranteed Annual Choice of Tax Benefit


Life Cover during
Income of 186.05% Income Term u/s 80C and
Policy Term
or 208.90% of AP1 10 or 12 years 10(10D)^
Working of the Solution:

Age Age Age Age Age


40 49 50 51 60
Pays R 1Lakh p.a.# for 10 years Guaranteed Annual Income1 of R 1,86,050
Year Year Year Year Year
1 10 11 12 Income Term 21
Policy Term

Life Cover of r 13,50,000 during the Policy Term

Sample Illustration:

Policy Term Premium Payment Annualised Total Premium Guaranteed


Age (years) Term (years) Premium# Paid# Annual Income1 Death Benefit

11 10 1,00,000 10,00,000 1,86,050 13,50,000


40
13 12 1,00,000 12,00,000 2,08,900 16,54,739
#
The premium shown in the example above is for a male, standard life and excluding applicable taxes, cesses & levies. All examples and figures used herein are for
understanding purposes only.

Eligibility Criteria:

Premium Payment Term Policy Term Min. Entry Age* Max. Entry Age*
Premium Payment Term (PPT)/
Policy Term (PT)/ Min/Max Entry 10 11 7 55
Age (Age as on last birthday) 12 13 5 55

Basic Sum Assured “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium.

Minimum Annualised Premium R 24,000 per annum (Premium in multiples of 1,000)

Maximum Annualised Premium No Limit, subject to underwriting


Premium Payment Mode Annual/ Half-yearly / Quarterly/ Monthly
Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN:
Optional Rider/s3
110B028V03) • Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN: 110B029V02)

*All references to age is as on last birthday


Disclaimers: • 1A Guaranteed Annual Income (GAI) defined as a percentage of one Annualised Premiums which shall commence from the end of the
year following maturity for a defined Income Period. • 3Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider
(UIN: 110B028V03) & Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN: 110B029V02) are available under this plan. Riders are not
mandatory and are available for a nominal extra cost. For more details on the benefits, premiums and exclusions under the rider please refer to the
Rider Brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office. • ^Tax benefits would be available as per the tax
laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance
Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to
know the tax benefits available to you. Please consult your own tax consultant to know the tax benefits available to you. • #All Premiums, Charges,
and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/paid by the
Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover
the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. • These
products are underwritten by Tata AIA Life Insurance Company Limited. • Buying a Life Insurance policy is a long-term commitment. An early
termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid. • For more details on
risk factor, terms and conditions under the product, please read Sales brochure carefully before concluding a sale. • To know the exact details of
premium and benefits under plan please go through the benefit illustration as provided to you. • Insurance cover is available under this product.
• This plans is not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance. • In case of non-standard lives
and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN: 110N152V06
• L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.
GET A GRIP ON
THE FUTURE
With the new Guaranteed
Return Life Insurance plan

A product that offers Guaranteed Annual Income1 for


Individual, Non-Linked, Non-Participating,
Whole of Life
Life Insurance Savings Plan

Reasons to Buy

Guaranteed Whole Tax Benefit


Joint Life Life Cover
of Life Pay for 5 years u/s 80C and
feature during Policy Term
Annual Income1 10(10D)^
Working of the Solution (For Single Life):

Age Age Age Age


50 54 55 117
Pays R 1 Lakh p.a.# for 5 years Guaranteed Annual Income1 of R 29,863 p.a. for Whole of Life
Year 1 5 6 68
Policy Term Income Term

Life Cover during the Policy Term


The above illustration is for a Single Life where Life Assured is a male of age 50 years, standard life opting for 5 years Premium and Annual Mode
of Guaranteed Annual Income. The policyholder has the option to receive a commuted value of Guaranteed Annual Income depending on the age
at the time of commutation.
Sample Illustration: Single Life
Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income1 - Annual Mode Income1 - Monthly Mode
45 1,00,000 5,00,000 29,475 2,358
50 1,00,000 5,00,000 29,863 2,389
55 5 5 1,00,000 5,00,000 30,175 2,414
60 1,00,000 5,00,000 30,488 2,439
65 1,00,000 5,00,000 30,850 2,468
There is flexibility to choose Joint Life cover under Whole Life Income option.
Sample Illustration: Joint Life
Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income1 - Annual Mode Income1 - Monthly Mode
45 1,00,000 5,00,000 29,005 2,320
50 1,00,000 5,00,000 29,420 2,354
55 5 5 1,00,000 5,00,000 29,800 2,384
60 1,00,000 5,00,000 30,215 2,417
65 1,00,000 5,00,000 30,495 2,440
#
The premium shown in the example above is for a standard male life and excluding applicable taxes, cesses & levies. For Joint Life both Life Assureds are of same age. All
examples and figures used herein are for understanding purposes only.

Eligibility Criteria:
Min Entry Age* 45 years
Max Entry Age* 65 years
Policy Term 5 years
Premium Payment Term 5 years
Single/Joint Life Single/Joint Life
Guaranteed Annual Income (GAI)^^ Annual/Monthly mode
Basic Sum Assured “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium.
Optional Rider/s3 Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL)
Rider (UIN:110B028V03) • Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider
(UIN: 110B029V02)
*All references to age is as on last birthday
Disclaimers: • 1A Guaranteed Annual Income (GAI) defined as a percentage of Total Premiums Paid shall commence from the end of the 6th policy year and shall be payable
until the death of the Insured. • ^^The Policyholder may also opt to receive the GAI on monthly basis payable at the end of the each month after the Date of Maturity of Policy.
3
Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110B028V03) & Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider
(UIN: 110B029V02) are available under this plan. Riders are not mandatory and are available only with Single Life for a nominal extra cost. For more details on the benefits,
premiums and exclusions under the rider please refer to the Rider Brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office. • ^Tax benefits would
be available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company
Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
• #All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/paid by the
Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable
tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. • These products are underwritten by Tata AIA Life Insurance
Company Limited. • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may
be less than the total premium paid. • For more details on risk factor, terms and conditions under the product, please read Sales brochure carefully before concluding a sale. •
To know the exact details of premium and benefits under plan please go through the benefit illustration as provided to you. • Insurance cover is available under this product. •
This plans is not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance. • In case of non-standard lives and on submission of
non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN: 110N152V06 • L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.
GET A GRIP ON
THE FUTURE
With the new Guaranteed
Return Life Insurance plan

A product that offers Guaranteed Annual Income1 for


Individual, Non-Linked, Non-Participating,
Whole of Life
Life Insurance Savings Plan

Reasons to Buy

Guaranteed Whole Tax Benefit


Joint Life Life Cover
of Life Pay for 10 years u/s 80C and
feature during Policy Term
Annual Income1 10(10D)^
Working of the Solution (For Single Life):

Age Age Age Age


50 59 60 117
Pays R 1 Lakh p.a.# for 10 years Guaranteed Annual Income1 of R 84,563 p.a. for Whole of Life
Year 1 10 11 68
Policy Term Income Term

Life Cover during the Policy Term


The above illustration is for a Single Life where Life Assured is a male of age 50 years, standard life opting for 10 years Premium and Annual Mode
of Guaranteed Annual Income. The policyholder has the option to receive a commuted value of Guaranteed Annual Income depending on the age
at the time of commutation.
Sample Illustration: Single Life
Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income1 Annual Mode Income1 Monthly Mode
45 1,00,000 10,00,000 82,825 6,626
50 1,00,000 10,00,000 84,563 6,765
55 10 10 1,00,000 10,00,000 86,888 6,951
60 1,00,000 10,00,000 89,200 7,136
65 1,00,000 10,00,000 91,413 7,313

Sample Illustration: Joint Life


Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income1 Annual Mode Income1 Monthly Mode
45 1,00,000 10,00,000 73,890 5,911
50 1,00,000 10,00,000 74,920 5,994
55 10 10 1,00,000 10,00,000 76,135 6,091
60 1,00,000 10,00,000 77,265 6,181
65 1,00,000 10,00,000 76,125 6,090
#
The premium shown in the example above is for a standard life where both Life Assureds are of same age and excluding applicable taxes, cesses & levies. All examples and
figures used herein are for understanding purposes only.

Eligibility Criteria:
Min Entry Age* 45 years
Max Entry Age* 65 years
Policy Term 10 years
Premium Payment Term 10 years
Single/Joint Life Single / Joint Life
Guaranteed Annual Income (GAI)^^ Annual/Monthly mode
Basic Sum Assured “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium.
Optional Rider/s 3
Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider
(UIN:110B028V03) • Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider
(UIN: 110B029V02)
*All references to age is as on last birthday
Disclaimers: • 1A Guaranteed Annual Income (GAI) defined as a percentage of Total Premiums Paid shall commence from the end of the 11th policy year and shall be payable
until the death of the Insured. • ^^The Policyholder may also opt to receive the GAI on monthly basis payable at the end of the each month after the Date of Maturity of Policy. •
3
Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110B028V03) & Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider
(UIN: 110B029V02) are available under this plan. Riders are not mandatory and are available only with Single Life for a nominal extra cost. For more details on the benefits,
premiums and exclusions under the rider please refer to the Rider Brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office. • ^Tax benefits would
be available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company
Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
• #All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/paid by the
Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable
tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. • These products are underwritten by Tata AIA Life Insurance
Company Limited. • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may
be less than the total premium paid. • For more details on risk factor, terms and conditions under the product, please read Sales brochure carefully before concluding a sale. •
To know the exact details of premium and benefits under plan please go through the benefit illustration as provided to you. • Insurance cover is available under this product. •
This plans is not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance. • In case of non-standard lives and on submission of
non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN: 110N152V06 • L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.
GET A GRIP ON
THE FUTURE
With the new Guaranteed
Return Life Insurance plan

A product that offers Guaranteed Annual Income1 for


Individual, Non-Linked, Non-Participating,
Whole of Life
Life Insurance Savings Plan

Reasons to Buy

Guaranteed Whole Tax Benefit


Joint Life Pay Life Cover
of Life u/s 80C and
feature Single Premium during Policy Term
Annual Income1 10(10D)^
Working of the Solution (For Joint Life):

Age Age Age Age


50 54 55 117
Pays R 10 Lakhs Single Premium# Guaranteed Annual Income1 of R 77,990 p.a. for Whole of Life
Year 1 5 6 68
Policy Term Income Term

Life Cover during the Policy Term

The above illustration is for a Joint Life where both Life Assureds are of age 50 years, standard life opting for Single Premium and Annual Mode
of Guaranteed Annual Income. The policyholder has the option to receive a commuted value of Guaranteed Annual Income depending on the age
at the time of commutation.
Sample Illustration:
Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income mode Income1 for Joint Life
45 10,00,000 10,00,000 76,660
50 10,00,000 10,00,000 77,990
55 5 Single Premium 10,00,000 10,00,000 Annual 79,720
60 10,00,000 10,00,000 81,350
65 10,00,000 10,00,000 82,965

Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income mode Income1 for Joint Life
45 10,00,000 10,00,000 6,133
50 10,00,000 10,00,000 6,239
55 5 Single Premium 10,00,000 10,00,000 Monthly 6,378
60 10,00,000 10,00,000 6,508
65 10,00,000 10,00,000 6,637
#
The premium shown in the example above is for a standard life where both Life Assureds are of same age and excluding applicable taxes,
cesses & levies. All examples and figures used herein are for understanding purposes only.

Eligibility Criteria:
Min Entry Age* 45 years
Max Entry Age* 65 years
Policy Term 5 years
Premium Payment Term Single Pay
Single/Joint Life Joint Life
Guaranteed Annual Income (GAI)^^ Annual/Monthly mode
Basic Sum Assured “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium.
*All references to age is as on last birthday

Disclaimers: • 1A Guaranteed Annual Income (GAI) defined as a percentage of Total Premiums Paid shall commence from the end of the 6th policy year and shall be
payable until the death of the Insured in case of single life or until the second death in case of joint life under Whole Life Income option. • ^^The Policyholder may also
opt to receive the GAI on monthly basis payable at the end of the each month after the Date of Maturity of Policy. • ^Tax benefits would be available as per the tax laws,
subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume
responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. • #All Premiums,
Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/paid by the Policyholder,
in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax
or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. • These products are underwritten by Tata AIA Life Insurance
Company Limited. • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value
payable may be less than the total premium paid. • For more details on risk factor, terms and conditions under the product, please read Sales brochure carefully before
concluding a sale. • To know the exact details of premium and benefits under plan please go through the benefit illustration as provided to you. • Insurance cover is
available under this product. • This plans is not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance. • In case of non-standard
lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN: 110N152V06 • L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.
GET A GRIP ON
THE FUTURE
With the new Guaranteed
Return Life Insurance plan

A product that offers Guaranteed Annual Income1 for


Individual, Non-Linked, Non-Participating,
Whole of Life
Life Insurance Savings Plan

Reasons to Buy

Guaranteed Whole Tax Benefit


Joint Life Pay Life Cover
of Life u/s 80C and
feature Single Premium during Policy Term
Annual Income1 10(10D)^
Working of the Solution (For Single Life):

Age Age Age Age


50 59 60 117
Pays R 10 Lakhs Single Premium# Guaranteed Annual Income1 of R 80,213 p.a. for Whole of Life
Year 1 10 11 68
Policy Term Income Term

Life Cover during the Policy Term

The above illustration is for a Single Standard Life opting for Single Premium and Annual Mode of Guaranteed Annual Income. The policyholder
has the option to receive a commuted value of Guaranteed Annual Income depending on the age at the time of commutation.

Sample Illustration:
Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income mode Income1 for Single Life
45 10,00,000 10,00,000 78,675
50 10,00,000 10,00,000 80,213
55 5 Single Premium 10,00,000 10,00,000 Annual 82,125
60 10,00,000 10,00,000 83,938
65 10,00,000 10,00,000 85,963

Policy Term Premium Payment Annualised Total Guaranteed Annual Guaranteed Annual
Age
(years) Term (years) Premium# Premium Paid# Income mode Income1 for Single Life
45 10,00,000 10,00,000 6294
50 10,00,000 10,00,000 6417
55 5 Single Premium 10,00,000 10,00,000 Monthly 6570
60 10,00,000 10,00,000 6715
65 10,00,000 10,00,000 6877
#
The premium shown in the example above for Single standard life is excluding applicable taxes, cesses & levies. All examples and figures used
herein are for understanding purposes only.

Eligibility Criteria:
Min Entry Age* 45 years
Max Entry Age* 65 years
Policy Term 5 years
Premium Payment Term Single Pay
Single/Joint Life Single Life
Guaranteed Annual Income (GAI)^^ Annual/Monthly mode
Basic Sum Assured “Basic Sum Assured” shall be equal to the Death Benefit Multiple x Annualised Premium.
*All references to age is as on last birthday

Disclaimers: • 1A Guaranteed Annual Income (GAI) defined as a percentage of Total Premiums Paid shall commence from the end of the 6th policy year and shall be
payable until the death of the Insured in case of single life or until the second death in case of joint life under Whole Life Income option. • ^^The Policyholder may also
opt to receive the GAI on monthly basis payable at the end of the each month after the Date of Maturity of Policy. • ^Tax benefits would be available as per the tax laws,
subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume
responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. • #All Premiums,
Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/paid by the Policyholder,
in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax
or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. • These products are underwritten by Tata AIA Life Insurance
Company Limited. • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value
payable may be less than the total premium paid. • For more details on risk factor, terms and conditions under the product, please read Sales brochure carefully before
concluding a sale. • To know the exact details of premium and benefits under plan please go through the benefit illustration as provided to you. • Insurance cover is
available under this product. • This plans is not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance. • In case of non-standard
lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN: 110N152V06 • L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.
Disclaimers: • 1Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry and Gender. • 3Tata AIA Life
Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110B028V03) & Tata AIA Life Insurance Waiver of Premium Plus (WOPP)
Rider (UIN: 110B029V02) are available under this plan. Riders are not mandatory and are available for a nominal extra cost. For more details on the
benefits, premiums and exclusions under the rider please refer to the Rider Brochure or contact our Insurance Advisor /Intermediary or visit our nearest
branch office. • ^Tax benefits would be available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to
change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document.
Please consult your own tax consultant to know the tax benefits available to you. Please consult your own tax consultant to know the tax benefits available
to you. • #All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be
entirely borne/paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct,
adjust, and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the
Policy. • These products are underwritten by Tata AIA Life Insurance Company Limited. • Buying a Life Insurance policy is a long-term commitment. An
early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid. • For more details on
risk factor, terms and conditions under the product, please read Sales brochure carefully before concluding a sale. • To know the exact details of premium
and benefits under plan please go through the benefit illustration as provided to you. • Insurance cover is available under this product. • This plans is not
a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance. • In case of non-standard lives and on submission of
non-standard age proof, extra premiums will be charged as per our underwriting guidelines. • UIN: 110N152V06 • L&C/Advt/2020/Feb/231.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula
Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life
Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA
Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE’ to 58888.

BEWARE OF SPURIOUS/ IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
FRAUD PHONE CALLS! are requested to lodge a police complaint.

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