First Digital Investment Banking

Specilized in Investment with Capital 100% Protected

1 de 1 1515 Market Street, suite 1200

Philadelphia – PA – USA 19.102
+1 (215) 399-0090

Philadelphia, PA November 10th, 2020.

Of.: 020-K-10/01
To:
ANEF CONSTRUCTION & INTERMEDIAÇÃO DE NEGÓCIOS LTDA
São Paulo – Brazil
Attn to: Mr. Fabricio Pantano

COMFORT LETTER / RWA

020-K-10/01

Dear Sirs:

We, Philadelphia Digital Investment Banking, with an address at 1515 Market Street #1200,
Philadelphia, PA – USA, confirm that, under request of our investment fund portfolio, the Bank Financial
Instrument issued by Philadelphia Digital Investment Banking STANDBY LETTER OF CREDIT SBLC
020-E-06/01, face value of USD 100,000,000 (one hundred million US Dollar), in favor of the company
ANEF CONSTRUCTION & INTERMEDIAÇÃO DE NEGÓCIOS LTDA, with account number 402.184-5, it is
good, clean, it is of non-criminal origin, it does not have external or internal charges
of our bank, it is available, it can be used and at the same time it confirms that both our client
MR. FABRICIO PANTANO, Brazilian Passport, and the Bank are ready to issue and send SWIFT MT 760
valid for 12 months and 1 day via Standard Brussels to block SBLC with cash backing, since RMA is firstly
established by funder/monetizer bank.

Similarly, we confirm that the cost of issuing was covered, and that you shall have necessary money to
pay for the sending/communications MT. Such communications/deliver will be sent as soon as the
monetizer requires. This document is with full responsibility of the bank.

For further clarification and confirmation of this letter, please do not hesitate to email us:
compliance@philabank.com by quoting the letter reference number in the subject.

This Bank Letter is valid for thirty (30) calendar days from the date of its issue.
Sincerely yours,

Oderli Feriani
Founder - Chairman
feriani@philabank.com
Philadelphia, PA – USA