Technology and Livelihood Education: Family Resources and Needs and Sources of Family Income

Government Property
6
NOT FOR SALE
NOT
Technology and Livelihood 11

Education
Quarter 2 – Module 1
Family Resources and Needs
and
Sources of Family Income
Department of Education ● Republic of the Philippines
Home Economics - Grade 6
Alternative Delivery Mode
Quarter 2 – Week No. 1 Module 1
First Edition, 2020
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Published by the Department of Education – Division of Tangub City

Schools Division Superintendent: Agustines E. Cepe,CESO V
Development Team of the Module
Author: Antony Gil M. Rodriguez

Reviewers: Jean P. Bagood, Ferlita I. Legaspi, Mary Jean B. Sarte
Illustrator and Layout Artist: Benjamin Berenguel
Management Team
Chairperson: Agustines E. Cepe, CESO V
Schools Division Superintendent
Co-Chairperson: Rosemarie T. Macesar

Assistant Schools Division Superintendent
Members Carmelita A. Jubay-CID Chief

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3
6
Home Economics
Quarter 2 – Module 1
and
Sources of Family Income
This instructional material was collaboratively developed and reviewed

by educators from public and private schools, colleges, and or/universities.
We encourage teachers and other education stakeholders to email their
feedback, comments, and recommendations to the Department of Education
at action @deped.gov.ph.
We value your feedback and recommendations.
Department of Education ● Republic of the Philippines
4
Table of Contents
How to Learn from this Module................................................................................................................ii

Icons of this Module....................................................................................................................................ii
Lesson 1:
Family Resources and Needs................................................................................................. 1
What I Need to Know..................................................................................1
What ‘s New...............................................................................................1
What Is It ...................................................................................................4
What’s More ..............................................................................................5
What I Have Learned..................................................................................6
Assessment................................................................................................7
Lesson 2:
Sources of Family Income........................................................................................................ 8
What I Need to Know..................................................................................8
What’s New................................................................................................8
What Is It ...................................................................................................11
What’s More ...............................................................................................12
What I Have Learned ……………………………………………………………13
Assessment ...............................................................................................14
Key to Answers................................................................................................................ ..15
Appendices ……………………………………………………….……………………………….21
References...................................................................................................................... ..31
i5
How to Learn from this Module
To achieve the objectives cited above, you are to do the following:
• Take your time reading the lessons carefully.
• Follow the directions and/or instructions in the activities and exercises diligently.
• Answer all the given tests and exercises.
Icons of this Module

What I Need to This part contains learning objectives that
Know are set for you to learn as you go along the
module.
What I know This is an assessment as to your level of

knowledge to the subject matter at hand,
meant specifically to gauge prior related
Knowledge
What’s In This part connects previous lesson with that
of the current one.
What’s New An introduction of the new lesson through

various activities, before it will be presented
to you
What is It These are discussions of the activities as a

way to deepen your discovery and under-
standing of the concept.
What’s More These are follow-up activities that are in-

tended for you to practice further in order to
master the competencies.
What I Have Activities designed to process what you

Learned have learned from the lesson
What I can do These are tasks that are designed to show-

case your skills and knowledge gained, and
applied into real-life concerns and situations.
ii
6
Lesson
1 FAMILY RESOURCES AND NEEDS
Objective:
Identifies family resources and needs (human, material, and nonmaterial)
(Code: TLE6HE0a-1)
1..Human Resources
Family resources as humans possess energy, time, and skills. It is important to
remember that energy, time, and skills are considered intangible resources and limited.
Every member of the family who can contribute his/her time, effort, skills, strength, and
expertise through services or work is considered a family’s human resources.
1.1 Capabilities, Intelligence, and Skills
Every person has his or her unique ability and intelligence in a way that improves not
only himself or herself but also others. It is important to identify the talents and skills that
each person has and utilize them for the common good for society.
1.2 Strength/Energy
A person’s strength/energy does not only mean having good health and a strong body.
It also means having emotional stability, mental alertness, and having a reasonable
commitment and positive outlook in life, especially in work that improves self and society.
Strength is also needed to accomplish tasks on time to play, entertain, and relax with the
family afterward.
Therefore, a person who contributed his/her time, skills, strength/energy, expertise,
talent, capabilities, and intelligence is considered part of human resources. This human
resources can be enhanced and developed by attending seminars, having a healthy lifestyle,
watching the news, perform the skills always.
7
2. Material Resources
Family resources as materials are things that can be bought and owned through the
use of money. House and lot, furniture and appliances, jewelry, automobiles, and cash
are examples as the family’s material resources. Material resources are also called tangible
resources.
Tangible resources can be monetary or non – monetary. Monetary is in the form of
cash and bank deposits while non-monetary resources are things that someone owns.
Every family must invest wisely in material resources, making sure that they consider
quality, durability, and appreciation value when choosing what to purchase. Some material
resources increase in value over time like real properties and jewelry while the value of
furniture, appliances, and automobiles goes down as they get old and worn out.
Non-monetary material resources are valuable too because they can be sold for a
certain amount of cash.
3. Non-material Resources
Time, health, and experience are examples of non-material resources. Non-material

resources are also called intangible resources. Even non-material resources are intangible
resources still they are very important. These resources help the family to perform their
duties and responsibilities at home, in school, and at work. Without these non-material
resources, it is impossible to perform human’s duties and responsibilities.
3.1 Time
Time is very important. This is the resource that cultivates cooperation, the fulfilment of
the prescribed duties, and the smart maintenance of homes. This is used to start and finish
the work without giving a burden to the body or resentment to the person.
3.2 Health
The health of family members is important. The popular saying “health is wealth” is very
true to an individual. When family members are in good health, they can do their duties
without delay.
3.3 Experience
The more experience a family member has, the more he or she will get hired. He/she will
be paid a good amount for his or her services. Experience is the best teacher because
through job experience the more the worker learned from his / her job. So, job or work
experience is an important non-material resource to have.
8
Time / Energy management
Some works require only a little time and energy to accomplish. Proper scheduling of the
different activities as managing the time will help lessen the unnecessary labor. It helps
speed up work and reduces stress.
Activity 1.1
Directions: Underline the human resources examples inside the box. Write your answer on
your activity sheets.
time effort skills jewelry
skills strength expertise house
Activity 1.2
Directions: Choose the material resources examples inside the box. Write your answer on
the space provided.
jewelry skills cash
lot house vehicles
1. ______________________
2. ______________________
3. ______________________
4. ______________________
5. ______________________
Activity 1.3
Directions: Encircle the nonmaterial resources examples inside the box. Write your answer
in your activity sheets.
time jewelry vehicles experience
lot health effort house
Note: Use activity sheet on page 20
9
Multiple Choice:
Directions: Encircle the letter of the correct answer. Write your answer on your
activity sheets provided.
1. What is human resources?

a. It is the monetary form of resources.
b. It is the tangible resources contributed by the members of the family.
c. It is the handling of employee relations, payroll, benefits, and training.
d. It is the contributed service or work of the family-like time, effort, skills, strength,
and expertise.
2. What family resources can be enhanced and developed by attending seminars,
reading, etc?
a. Human Resources
b. Material Resources
c. Non – Material Resources
d. Tangible Resources
3. Which of the following is a nonmaterial resources?
a. Appliances, jewelry, and cash
b. Time, health and experience
c. Capabilities, intelligence, and skills
d. House and lot
4. What family resources are in the form of cash and bank deposits?
a. Tangible resources
b. Intangible Resources
c. Monetary resources
d. Non-monetary resources
5. What is the other term of intangible resources?
a. Human resources
b. Material resources
c. Salary resources
d. Non-material resources
10
Directions: Fill - in the diagram below according to family resources and need. Write your
answer in the space provided.
Human Material Nonmaterial
1. strength 1. time
1. House and lot
2. 2. 2.
3. 3. 3.
4. 4.
5. 5.
11
Fill in the blanks
Directions: Choose the appropriate word inside the box to complete the thought of every
sentence.
human resource energy, time, and skills material resources

1. ___________________ is the effort, time, skills, strength, and expertise contributed
non-monetary Time experience
by a person who can able to work.
2. ___________________ are considered as intangible resources and limited.
3. ___________________ are things that can be bought and owned through the use of
money.
4. ___________________ material resources are valuable too because they can be
sold for a certain amount of cash.
5. ___________________ fulfills the prescribed duties, and smart maintenance of
homes.
12
Identification
Directions: Identify the following statement that illustrates family resources and needs.
Write Human if the statement illustrates as human resources, Material if the statement
illustrates as material resources and Nonmaterial if the statement illustrates as nonmaterial
resources. Write your answer on your activity sheet.
____________1. Real properties and jewelry increase in value over time.
____________2. Proper scheduling of the different activities as managing the time will help
lessen the unnecessary labor.
____________3. Another term of material resources is tangible resources.
____________4. Time is used to start and finish the work without giving a burden to the
body or resentment to the person.
____________5. Jewelry is a tangible resource that the value increases over time.
____________6. Strength is important to accomplish certain task.
____________7. Health of family member is very important in order to perform duties
without delay.
____________8. Energy is important in performing duties.
____________9. The more experience of a family member has, the more he or she will get
hired.
___________ 10. Capabilities of an individual is very important in improving the common
Good of society.
13
Lesson
2 SOURCES OF FAMILY INCOME
Objective:
Enumerates sources of family income (Code: TLE6HE-0a-2)
The money that is received regularly by an individual, for providing goods or services,
earnings from labor, business, or investments is called income. A family could have one or
more sources of income. The total income earned by all the members of the household is
called family income.
SOURCES OF FAMILY INCOME
a. Salary
This is the payment made to the employee for services or work rendered. It is given
regularly, either every fifteen days or every week.
b. Profits earned from a business

A family business is another common source of family income. Profit is made by selling
services or goods at a markup.
c. Commissions, bonuses or honoraria
Commissions are a common source of income for those engaged in sales. Commission is a
fee paid to an agent or salesperson for enabling the sale of a service or product.
Salespeople do not usually have a large salary; their commission allows them to earn
significantly higher depending on the number of sales they make. Commission is usually
14
computed as a percentage of the gross amount of the product or service sold which is
why the opportunity to earn higher is possible.
d. Rentals from owned properties
If a family owns land real estate property, they can lease it or rent it out to earn income.
For example, a family may purchase a condominium unit to have it leased or rented out.
e. Pension
This is a fixed sum paid regularly to a person. In most cases, the government pays a
pension to veterans and senior citizens who have retired and had been active paying
members in a security fund, such as the Social Security System (SSS) or the Government
Service Insurance System (GSIS).
f. Dividends from stock holdings
If a person invests money in stocks or investments, this money will earn dividends
payable at certain periods.
g. Savings or interests in savings
Money in the bank will earn interest at a minimal amount. Savings that are invested in
some enterprises can grow money more, such as in variable life insurance.
Types of family income

1. Money Income
2. Real Income
3. Psychic Income
1. Money Income is maybe in the following forms:

Money income which provides additional comforts enjoyed by the family.
1.a. Rent of the house and real estate
1.b. Sick Benefits Medical Allowances
1.c. Gift, dividends, securities, royalties, etc
1.d. Wages Daily, weekly or monthly wages
1.e. Interest of the capital deposited in banks
1.f. Projects Profits from investment either in business or any other sources.
1.g. A monthly salary of all the members who are doing government or private services.
1.h. Money from pension received by retired persons, old age widow and other
Pensioners
2. Real Income of the family consists of:
15
2.a. Dairy farming and poultry farming
2.b. Food furnished by a kitchen garden.
2.c. Durable goods and commodities owned by the family.
2.d. Inherited land property, which yields crops for the family.
2.e. Kneading, embroidery, tailoring, pickling, baking, and activities carried out in a
home.
2.f. All types of knowledge and services in household activities provided by the members
of the family.
2.g. Community facilities like parks, markets, hospitals, roads, schools, colleges,
libraries, dispensaries, fire and police protection, community entertainments, social
centers, etc. Proper utilization of all these can increase the real income of the family.
3. Psychic Income:
This income is the flow of satisfaction derived by the family from the use of money
income and real income. Enjoyment income is the other term of psychic income. It is the
experience over a given period of time by the proper utilization of money income and real
income. It is in the form of rewards (as in prestige, leisure, or pleasant surroundings) not
measurable in terms of money or goods but serving as an incentive to work in certain
occupations or situations like a creative artist can reap a psychic income that money cannot
match.
Activity 2.1
Directions: Underline the human resources examples inside the box and write these
underlined words in the space provided below. Write your answer in your activity sheets.
salary strength insurance skills
time effort house expertise
1. ________________
2. ________________
3. ________________
4. ________________
5. ________________
Note: Activity sheet on page 26
16
Activity 2.2
Directions: Encircle the examples of types of family income inside the box.
Salary income insurance income money income
Psychic income real income pension
Multiple Choice
Directions: Encircle the correct letter of your choice. Encircle the letter on the activity sheets
provided.
1. It is a payment made to the employee for services or work rendered.
a. Salary
b. Rental
c. Commission
d. Savings
2. It is the money that is received regularly by an individual, for providing goods or

services, earnings from labor, business, or investments.
a. Pension
b. Income
c. Real Income
d. Money
3. It is the total income earned by all the members of the household.

a. Real Income
b. Money Income
c. Family Income
d. Psychic Income
4. It is a source of family income earned from the leased or rented property.
a. Pension
b. Dividends
17
c. Rentals
d. Profits
Directions: Fill - in the diagram below according to types of family income.
Types of Family Income
Money Income Real Income Psychic Income

(Examples) (Examples) (Examples)
1. Rental 1. Dairy Farming 1. Prestige
2. 2. 2.
3. 3.
4.
4.
5.
5.
18
Fill in the blanks
Directions: Choose the appropriate word/s inside the box to complete the thought of every
sentence.
income family income real income
pension total income commissions
1. _______________is the money that is received regularly by an individual, for

providing goods or services, earnings from labor, business, or investments.
2. Family income is the ______________ earned by all the members of the household.
3. Sources of family income are the following: salary, ______________, bonuses or

honoraria, (4.)_______________, dividends from stock holdings and savings or
interests in savings.
5. Types of _____________ are the following: money income, (6.) ____________,

psychic income
19
Enumeration
Directions: Provide the correct answer of the following in any order.
1. Enumerate at least 5 sources of family income.
a. __________________
b. __________________
c. __________________
d. __________________
e. __________________
2. Give 2 examples of each type of family income.

Money Income:
a. ______________________
b. ______________________
Real Income:
a. ______________________
b. ______________________
20
Lesson 1: Activity 1.1
Directions: Underline the human resources examples inside the box. Write your answer on your
activity sheets.
time effort jewelry skills
strength house expertise

Directions: Choose the material resources examples inside the box. Write your answer on the
space provided.
jewelry skills cash
lot house vehicles
1. jewelry
2. cash
3. lot
4. house
5. vehicles

Directions: Encircle the nonmaterial resources examples inside the box. Write your answer in your
activity sheets.
21
Multiple Choice
Lesson 1: What Is It
1. d. It is the contributed service or work of the family like time, effort, skills,
strength, and expertise.
2. a. Human Resources
3. b. Time, health and experience
4. c. Monetary resources
5. d. Non-material resources
Lesson 1: What’s More

1. House and
1. time 1. time
lot
2. effort 2. Furniture 2. health
3. skills 3. Appliances 3. experience
4. strength 4. Jewelry
5. Automobiles
5. expertise
or cash
22
Lesson 1: What I Have Learned
Fill in the blanks
sentence.
1. Human resource is the effort, time, skills, strength, and expertise contributed by a person
who works.
2. Energy, time, and skills are considered as intangible recources and limited.
3. Material resources are things that can be bought and owned through the use of money.
4. Non-monetary material resources are valuable too because they can be sold for a certain
amount of cash.
5. Time fulfills the prescribed duties, and smart maintenance of homes.
Lesson 1: Assessment
Identification
Directions: Identify the following statement that illustrates famiy resources and needs. Write
Human if the statement illustrates as human resources, Material if the statement illustrates as
material resources and Nonmaterial if the statement illustrates as nonmaterial resources. Write
your answer in your activity sheet.
Material 1. Real properties and jewelry increase in value over time.

Nonmaterial 2. Proper scheduling of the different activities as managing the time will help
Material 3. Another term of material resources is tangible resources.
Nonmaterial 4. Time is used to start and finish the work without giving burden to the body
or resentment to the person.
Material 5. Jewelry is a tangible resources that the value increases over time.
Human 6.Strength is important to accomplish certain task.
Nonmaterial 7. Health of family member is very important in order to perform duties without
delay.
Human 8. Energy is important in performing duties.
Nonmaterial 9. The more experience a family member has, the more he or she will get
hired.
Human 10. Capabilities of an individual is very important in improving the common
good for the society.
23
Directions: Underline the human resources examples inside the box and write these underlined
words in the space provided below. Write your answer in your activity sheets.
1. Strength
2. skills
1. time
2. effort
3. expertise

Multiple Choice
Directions: Encircle the corect letter of your choice. Encircle the letter on the activity sheets
provided.
1. a. Salary
2. d. Income
3. c. Family Income
4. d. Rentals
24

2. Inherited
2. Sick Benefits 2. Leisure
Landed Property
3. Project Profits 3. Kneading
4. Monthly Salary 4. Community

facilities
5. Dividends 5. Durable goods
25
Fill in the blanks
sentence.
1. Income is the money that is received regularly by an indiviual, for providing goods or
2. Family income is the total income earned by all the members of the household.
3. Sources of family income are the following: salary, commissions, bonuses or honoraria,
(4) pension, dividends from stock holdings and savings or interests in savings.
5. Types of family income are the following: money income, (6) real income,
psychic income
Enumeration
a. Salary
b. Profits
c. Commisions, bonuses or honoraria
d. Rentals
e. Pension

Money Income:
a. Rent of the house
b. Sick Benifits
Real Income:
a. Dairy farming and poultry farming
b. All types of knowledge
26
Appendices
FAMILY RESOURCES AND NEEDS
Lesson 1: Activity Sheet 1
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________
Activity 1.1
Directions: Underline the human resources examples inside the box. Write your answer on
your activity sheets.
time effort skills jewelry
skills strength expertise house
Activity 1.2
Directions: Choose the material resources examples inside the box. Write your answer on
the space provided.
jewelry skills cash
lot house vehicles
1. ______________________
2. ______________________
3. ______________________
4. ______________________
5. ______________________
Activity 1.3
Directions: Encircle the nonmaterial resources examples inside the box. Write your answer
in your activity sheets.
time jewelry vehicles experience
lot health effort house
27
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________
Lesson 1: Multiple Choice (What Is It)

Directions: Encircle the letter of the correct answer. Write your answer on your activity
sheets provided.
1. What is human resource?
a. It is the monetary form of resources.
b. It is the tangible resources contributed by the members of the family.
c. It is the handling of employee relations, payroll, benefits, and training.
d. It is the contributed service or work of the family like time, effort, skills, strength,
and expertise.
2. What family resources that can be enhanced and developed by attending seminars,
reading, etc.?
a. Human Resources
b. Material Resources
c. Non – Material Resources
d. Tangible Resources
3. Which of the following is a nonmaterial resource?

a. Appliances, jewelry and cash
b. Time, health and experience
c. Capabilities, intelligence and skills
d. House and lot
4. What family resources is in the form of cash and bank deposits?

a. Tangible resources
b. Intangible Resources
c. Monetary resources
d. Non-monetary resources
5. What is the other term of intangible resources?

a. Human resources
b. Material resources
c. Salary resources
d. Non-material resources
28
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________

1. time 1. House and lot 1. time
2. 2. 2.
3. 3. 3.
4. 4.
5. 5.
29
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________

Fill in the blanks
sentence.
1. ___________________________is the effort, time, skills, strength, and expertise

contributed by a person who can able to work.
2. ___________________________ are considered as intangible resources and
limited.
3. ___________________________ are things that can be bought and owned through
the use of money.
4. ___________________________ material resources are valuable too because they
can be sold for a certain amount of cash.
5. ___________________________ fulfills the prescribed duties, and smart
maintenance of homes.
30
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________
Identification
Directions: Identify the following statement that illustrates family resources and needs.
Write Human if the statement illustrates as human resources, Material if the statement
illustrates as material resources and Nonmaterial if the statement illustrates as nonmaterial
resources. Write your answer in your activity sheet.
____________1. Real properties and jewelry increase in value over time.

________ 2. Proper scheduling of the different activities as managing the time will help
______ 3. Another term of material resources is tangible resources.
_______ 4. Time is used to start and finish the work without giving burden to the body
or resentment to the person.
______ 5. Jewelry is a tangible resource that the value increase over time.
______ 6. Strength is important to accomplish certain task.
______ 7. Health of family member is very important in order to perform duties without
delay.
______ 8. Energy is important in performing duties.
______ 9. The more experience family member has, the more he or she will get
hired.
_______ 10. Capabilities of an individual is very important in improving the common
good to the society.
31
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________
Activity 2.1
Directions: Underline the human resources examples inside the box and write these
underlined words in the space provided below. Write your answer in your activity sheets.
1. ___________________
2. ___________________
3. ___________________
4. ___________________
5. ___________________
32
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________

salary income insurance income money income
psychic income real income pension
Multiple Choice
Directions: Encircle the correct letter of your choice. Encircle the letter on the activity sheets
provided.
1. It is a payment made to the employee for services or work rendered.
a. Salary
b. Rental
c. Commission
d. Savings
2. It is the money that is received regularly by an individual, for providing goods or

a. Pension
b. Income
c. Real Income
d. Money
3. It is the total income earned by all the members of the household.

a. Real Income
b. Money Income
c. Family Income
d. Psychic Income
4. It is a source of family income earned from the leased or rented property.

a. Pension
b. Dividends
33
c. Rentals
d. Profits
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________


2. 2. 2.
3. 3.
4.
4.
5. 5.
34
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________

Fill in the blanks
sentence.
1. ___________________ is the money that is received regularly by an individual, for

providing goods or services, earnings from labor, business, or investments.
2. Family income is the _________________ earned by all the members of the

household.
3. Sources of family income are the following: salary, ________________, bonuses or

honoraria, (4.) ____________________, dividends from stock holdings and savings
or interests in savings.
5. Types of _______________ are the following: money income, (6) _______________,

psychic income
35
Name: _____________________________________________ Grade Level: _________
School: ____________________________________________ Score: ______________
Teacher: ___________________________________________
Enumeration
a._____________________
b. ____________________
c. ____________________
d. ____________________
e. ____________________

Money Income:
a. _____________________
b. _____________________
Real Income:
a. _____________________
b. _____________________
36
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Youtube.com. 2020. [online] Available at: <https://www.youtube.com/watch?v=Fy40xDcgVjI>

Youtube.com. 2020. [online] Available at: <https://www.youtube.com/watch?v=Zwsyt>


v=Fy40xDcgVjI&pbjreload=101>[Accessed 8 July 2020].
Deped LR Portal. 2020. LR Portal. [online] Available at:
<https://lrmds.deped.gov.ph/grade/6> [Accessed 8 July 2020].
37
For inquiries and feedback, please write or call:
Department of Education – Bureau of Learning Resources (DepEd-

BLR)
DepEd Division of Tangub City

Office Address: Anecito St., Mantic, Tangub City
Telefax: (088) 395 – 3372
Website: www.depedtangub.net
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Technology and Livelihood Education: Family Resources and Needs and Sources of Family Income

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Technology and Livelihood Education: Family Resources and Needs and Sources of Family Income

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Government Property

Technology and Livelihood 11

Borrowed materials (i.e., songs, stories, poems, pictures, photos, brand

Published by the Department of Education – Division of Tangub City

Development Team of the Module

Author: Antony Gil M. Rodriguez

Co-Chairperson: Rosemarie T. Macesar

Members Carmelita A. Jubay-CID Chief

Printed in the Philippines by

This instructional material was collaboratively developed and reviewed

We value your feedback and recommendations.

Department of Education ● Republic of the Philippines

How to Learn from this Module................................................................................................................ii

Icons of this Module

What I know This is an assessment as to your level of

What’s New An introduction of the new lesson through

What is It These are discussions of the activities as a

What’s More These are follow-up activities that are in-

What I Have Activities designed to process what you

What I can do These are tasks that are designed to show-

1 FAMILY RESOURCES AND NEEDS

Time, health, and experience are examples of non-material resources. Non-material

time effort skills jewelry

skills strength expertise house

jewelry skills cash

lot house vehicles

time jewelry vehicles experience

lot health effort house

Note: Use activity sheet on page 20

1. What is human resources?

Family Resources and Needs

Human Material Nonmaterial

Note: Use activity sheet on page 23

human resource energy, time, and skills material resources

Note: Use activity sheet on page 24

____________1. Real properties and jewelry increase in value over time.

lessen the unnecessary labor.

____________3. Another term of material resources is tangible resources.

body or resentment to the person.

____________6. Strength is important to accomplish certain task.

____________7. Health of family member is very important in order to perform duties

____________8. Energy is important in performing duties.

___________ 10. Capabilities of an individual is very important in improving the common

Note: Use activity sheet on page 25

2 SOURCES OF FAMILY INCOME

SOURCES OF FAMILY INCOME

b. Profits earned from a business

c. Commissions, bonuses or honoraria

d. Rentals from owned properties

f. Dividends from stock holdings

g. Savings or interests in savings

Types of family income

1. Money Income is maybe in the following forms:

salary strength insurance skills

time effort house expertise

Note: Activity sheet on page 26

Salary income insurance income money income

Psychic income real income pension

Note: Activity sheet on page 27

2. It is the money that is received regularly by an individual, for providing goods or

3. It is the total income earned by all the members of the household.

Directions: Fill - in the diagram below according to types of family income.

Types of Family Income

5. Types of _ are the following: money income, (6.) ,