ABSTRACT

Fajar Dwi Budianto 22216548

ANALYSIS OF HEALT LEVEL PT. BANK DANAMON INDONESIA, TBK

USING THE RGEC METHOD FOR THE 2015-2019 PERIOD

Thesis . Faculty of Ekonomics, Department of Accounting. 2020

Keywords: Risk Profile, GCG, Earnings, Capital, Bank Health
(xi + 53 + attachment)

The purpose of is study was to determine the Health Level of PT. Bank Danamon
Indonesia Tbk for the period 2015-2019 using the RGEC method (Risk Profile,
Good Corporate Governance, Earnings, Capital). The variables used are the Risk
Profile which is measured by the ratio of NPL and LDR, Good Corporate
Governance is measured by self-assesment, Profitability is measured by the ratio of
ROA and NIM, and Capital is measured by the ratio of CAR .

This study uses secondary data obtained from the Indonesia Stock Exchange. The
data analysis technique was carried out through financial statement analysis based
on Bank Indonesia Regulation Number 13/PBI/2011 concerning the Assessment of
Commercial Bank Soundness Level

The results results showed that PT. Bank Danamon Indonesia Tbk for the period
2015-2019 is reviewed from the Risk Profile with the credit risk indicator getting a
healthy predicate and with the liquidity risk indicator getting a fairly healthy
predicate, in terms of Good Corporate Governance, it received a healthy predicate,
in terms of Earnings it received a very healthy predicate, and in terms of Capital it
also received a very healthy predicate.

Bibliography (2002-2018).

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 ABSTRAK

Fajar Dwi Budianto 22216548

ANALISIS TINGKAT KESEHATAN PT. BANK DANAMON INDONESIA,

TBK DENGAN MENGGUNAKAN METODE RGEC PERIODE 2015-2019

Skripsi . Fakultas Ekonomi, Jurusan Akuntansi. 2020

Kata Kunci: Profil Risiko, GCG, Rentabilitas, Modal, Kesehatan Bank
(xi + 53 + lampiran)

Tujuan penelitian ini adalah untuk mengetahui Tingkat Kesehatan PT. Bank
Danamon Indonesia Tbk periode 2015-2019 dengan menggunakan metode RGEC
(Risk Profile, Good Corporate Governance, Earnings, Capital). Variabel yang
digunakan adalah Risk Profile yang diukur dengan rasio NPL dan LDR, Good
Corporate Governance diukur dengan self assesment, Rentabilitas yang diukur
dengan rasio ROA dan NIM dan Capital diukur dengan rasio CAR.

Penelitian ini menggunakan data sekunder yang diperoleh dari Bursa Efek
Indonesia. Teknik analisis data dilakukan melalui analisis laporan keuangan
berdasarkan peraturan Bank Indonesia Nomor 13/PBI/2011 tentang penilaian
Tingkat Kesehatan Bank Umum.

Hasil penelitian menunjukkan bahwa PT. Bank Danamon Indonesia Tbk periode
2015-2019 ditinjau dari Risk profile dengan indikator resiko kredit mendapatkan
predikat sehat dan dengan indikator risiko likuiditas mendapatkan predikat cukup
sehat, ditinjau dari Good Corporate Governance mendapatkan predikat sehat,
ditinjau dari Earnings mendapat predikat sangat sehat, dan ditinjau dari Capital
juga mendapat predikat sangat sehat.

Daftar Pustaka (2002-2018)