Take complete control of your investment and future

Key Benefits of ICICI Pru Elite Life II

• Get Best value for Money- Low Charge structure

• Optimise Returns- More returns per premium through loyalty additions & Wealth Booster
reducing effective Fund Management Charge.

• Loyalty Addition – Units allocated at end of every year starting from the end of sixth policy
year. Each loyalty addition will be a percentage Fund Value including Top up value if any.

Year Loyalty Addition/ year

6-10 0.30%
11 onwards 0.50%

• Wealth Booster: Wealth Boosters is allocated as extra units at the end of every fifth policy year
starting from the end of the tenth policy year. Each addition will be equal of 1.5% of the the
average Fund value(on the last business day of the last eight policy quarters)

• Invest as per your risk appetite – 7 Funds across Equity , Debt and Balanced

• Manage your investments- unlimited Free switches, capitalize on returns though tax efficient
switching from Debt to Equity etc.

• Insure Your Family- Get higher of Lifecover (SA) or Fund Value on death

• Flexibility in Premium Payment: Pay Premiums for a limited period or entire policy term

• Liquidity post 5 years- Unlimited partial withdrawals per year , upto 20% of FV

• Automatic Transfer Plan: This allows your money to get systematically transferred from Debt
fund to Equity fund and earn higher returns. There would be no additional charges for ATP.

• Tax Benefits : Avail Tax benefit on premium paid under Sec 80 C and get Maturity Tax free
under sec 10(10D)

Elite Life II -Funds and Returns

Since Inception
Fund Name NAV 1 Month 6 Month 1 Year 2 Year 3 Year 5 Year
Category Inception Date
Blue chip Fund 17.6621 3.17% 1.31% 29.22% 2.40% 15.43% 10.97% 8.08% 24-Nov-09
Maximiser V Fund 21.0585 3.35% 3.17% 29.14% 1.57% 14.97% 13.77% 14.36% 29-Aug-11
Multicap Growth Fund 22.2635 3.25% 2.30% 31.01% 6.16% 20.95% 14.88% 11.61% 24-Nov-09
Equity Funds Opportunities Fund 20.3878 3.22% 1.99% 27.34% 3.78% 17.88% 13.59% 10.26% 24-Nov-09
Balanced Fund Multicap Balanced Fund 19.9948 1.30% 3.24% 23.59% 5.95% 15.51% 13.02% 10.00% 24-Nov-09
Income Fund 18.6711 -1.45% 3.26% 12.45% 8.34% 10.89% 9.62% 9.00% 24-Nov-09
Debt Funds Money Market Fund 17.6969 0.52% 3.50% 7.39% 7.69% 8.14% 8.53% 8.16% 24-Nov-09

# Funds and Returns - as of 28th Feb, 2017, . NAV as of 7/3/2017.Source- Ipru Website

Iconic Product Elite Life II closes on 31st Mar due to Regulatory guidelines