Division of Negros Occidental

Schools Governance and Operations Division

HUMAN REOURCE DEVELOPMENT SECTION
Email address: dnohrd_032015@yahoo.com
Contact Nos.: 09199469114/09053434976/09063023123/09665538687

2020 SUMMER INSET

Digital Learning Modality

After the session on Financial Literacy,

1. Reflect on how this will affect you as a person and as a teacher in terms of your
financial status.
2. State your commitment on what you will do to sustain or improve your financial
literacy.
3. Please answer directly below. Please observe the same alignment, spacing, font
style, and font size. There are no limits as to the number of words, paragraphs, or
pages.

“There’s a difference between interest and commitment. When you are interested in
doing something, you do it only when it’s convenient. When you’re committed to
something, you accept no excuses; only results.” Kenneth Balanchard

ANSWERS:
1. As I deepen my knowledge about financial literacy, as a person this affect my
ability to provide for myself and for my family, my attitude regarding money and
investment. It enables me to understand what is needed to achieve a lifestyle that is
financially balanced, sustainable and responsible. This helps me think how will I spend
my money responsibly and this includes paying my bills, buying things only necessary
for me and for my family, buy a home, pay for an educational plan for my child, and
even save and invest.
As a teacher, financial literacy is important because it equips me with the
knowledge and skills how to manage my money and salary as a teacher. With this, my
financial actions and decisions that I take will be with foundation. This will help me to
become more self-sufficient and achieve financial stability.Most likely I will be more
control, means less debt as I have a better sense about impact of debt on my budget,
cash flow, savings, etc. And I will be able to set financial goals on myself and my
family and have the desire to work towards those goals, off the wants of today to save
for the needs of tomorrow and this includes being able to budget, save, invest and
even plan for my retirement.
2. In order for me to improve my financial literacy I know that this would not happen
overnight, nor is it accomplished by reading just one book. It happens through
education, practical experience and life lessons. As a beginner, I know that in order for
FINANCIAL LITERACY
Ma. Tressa G. Elbanbuena
Principal III – La Castellana NHS
 Division of Negros Occidental
Schools Governance and Operations Division
HUMAN REOURCE DEVELOPMENT SECTION
Email address: dnohrd_032015@yahoo.com
Contact Nos.: 09199469114/09053434976/09063023123/09665538687

2020 SUMMER INSET

Digital Learning Modality
me to be financial literate I must find ways to improve myself and I would start this by
reading books about finances, financial management, etc., read magazines and search
the internet since there are so many resources to increase my financial literacy, take
financial classes, listen to money podcasts and most especially break my consumer
mentality. This are some of the basics but it allows me to make smarter money choices
and are able to be self-sufficient in financial decisions.

FINANCIAL LITERACY
Ma. Tressa G. Elbanbuena
Principal III – La Castellana NHS