FRAUD-IDENTITY THEFT &

CYBERSTALKING
FRAUD-IDENTITY THEFT
 • Fraud is generally defined in the law as
an intentional misrepresentation of
material existing fact made by one
person to another with knowledge of
its falsity and for the purpose of
WHAT IS F R AU D & inducing the other person to act, and
ID E N T IT Y T HEF T upon which the other person relies
“ID E N T IT Y F R AU D ”
with resulting injury or damage.

• Identity theft and identity fraud are

“is a crime where one person uses
another person's personal data,
without authorization, to deceive
or defraud someone else.”
terms used to refer to all types of
crime in which someone wrongfully
obtains and uses another person's
personal data in some way that involves
fraud or deception, typically for
economic gain.
 C ASE OF FRAUD IN THE PHILIPPINES

Man arrested for credit card fraud, identity theft

Maan Macapagal, ABS-CBN News
Posted at Apr 06 2017 10:55 PM | Updated as of Apr 07 2017 12:07 AM

The PNP-Anti Cybercrime Group (PNP-ACG) has arrested a 44-year-old man for credit card fraud and identity theft.
Gabriel Mackay was caught red-handed accepting the delivery of a credit card replacement in his residence in Recto, Manila earlier Thursday.
The suspect's modus is to call the credit card company, pretend to be a legitimate card holder and ask for a replacement card to be delivered to his
address.
A bank came forward to file a complaint to the PNP-ACG.
Supt. Jay Guillermo, spokesperson of the PNP-ACG said, "Someone is assuming the identity of a legitimate depositor, so based on initial report that the
bank provided to us, iyung nahuli natin ay gusto niyang papalitan ang address nung legitimate depositor. Sabi niya sa call center, papalitan yung bagong
card dahil lumipat siya ng address so he assumed the identity of the legitimate depositor kaya pina-deliver niya ang card kung saan siya nahuli dito sa
Recto, Manila."
 C O N T I N UAT I ON …
•
Guillermo said it was good that the bank was able to verify the card replacement with the owner.

"Buti na-icheck nila sa legitimate owner kung nagpabago ba ng information."

"The bank monitored the activity kung kailan niya tatanggapin, they coordinated to us."

Authorities recovered numerous identification cards in the suspect's possession, all possibly used in his modus.

Authorities also found a calendar indicating delivery schedule of the credit cards.

Guillermo said, "We will check if these banks were also victims of this kind of fraud."

Authorities are now investigating if Mackay is part of a syndicate.

Guillermo said, “May mga subpoena siya from CIDG, we will check kung meron siyang pending case. Ang daming na-confiscate sa kanyang mga ID.We assume also
na hindi lang siya isa diyan, kundi mga apat o lima sila.”

Guillermo said there are a lot of ways credit card information can be stolen.

“Maraming sources iyan, pwedeng employees of the call center, can be made through web phishing, through sa mga malls, somebod y is asking you kung gusto mo
magkaroon ng bagong credit card, just give me the old credit card number, may isang magte-text sa iyo na if you want to avail of a credit card, lifetime
membership, mga resibo natin kung saan saan natin inilalagay, billing information, birthday, expiry date, credit limit."

The suspect will be charged with multiple cases including Identity Theft and RA 8484 or Access Device Act and Section 6 of RA 10175 (Cybercrime Prevention
Act of 2012).
 AVOIDANCE TRANSFERENCE

• Never give out personal information to • In case of loss of your debit/credit card
suspicious entity. This can be used to steal or in any situation that shows usage of
your identity and access accounts. different person of your card, inform the
• Do not post pictures of your credit/debit card monetary institution and the authorities.
as well as your ID’s on social media.
• Do not post too much personal data in any
social media.
• Keep in touch with the authorized personnel
of monetary institution.
• Be aware of recent schemes of scammers.
 MITIGATION ACCEPTANCE

• Quick response to the incident. • Take this as an opportunity to tighten the

security for your cards.
CYBERSTALKING
 Cyberstalking is the use of
the Internet or other electronic
means to stalk or harass an
individual, group, or
WHAT IS C Y BE R STALK ING
organization. It may include false
accusations, defamation, slander
and libel. It may also include
monitoring, identity theft, threats,
vandalism, solicitation for sex,
or gathering information that
may be used to threaten,
SOURCE: ACG-CYBER SECURITY BULLETIN NO 132 UNDERSTANDING THE RISK OF
CYBERSTALKING
embarrass or harass.
Created: 05 July 2018, https://acg.pnp.gov.ph/main/29-security-bulletins/263-acg-cyber-security-bulletin-no-132-
 CASE OF CYBERSTALKING IN THE
PHILIPPINES

Philippine journalist convicted of cyber libel

Maria Ressa, who leads Rappler.com, convicted
along with former colleague; verdict draws criticism
Riyaz ul Khaliq |15.06.2020
 CONTINUATION…

A court in Philippines on Monday convicted Filipino journalist Maria Ressa for cyber libel that is defamation or slander
conducted on the internet, local media reported.
A former CNN journalist, Ressa heads Rappler.com, a news website critical of President Rodrigo Duterte. She was convicted
along with former writer for the website, Reynaldo Santos Jr.
The two could face a jail term of up to six years but can seek remedy from the apex court as the conviction is bailable,
according to Rappler.

The case was filed in 2017 by Wilfredo D Keng, a businessman, following a 2012 Rappler story about his links with late former
chief justice Renato Corona.
Keng disputed parts of the article that quoted an intelligence report linking him to drugs and human trafficking.

The Philippines National Bureau of Investigation initially dismissed the case because it was outside the statute of limitatio ns. In
2018, however, the justice department made an exception, allowing the proceedings.
The court said Rappler did not verify the information on Keng, and did not publish his side.

The conviction came under a law which came into force in September 2012, four months after the story was published.
The media fraternity has condemned the verdict, terming it an attack on freedom of the press.
 AVOIDANCE MITIGATION

• As a journalist they should fully • Spread awareness of the issue

confirmed information.
• Monitor news
• Careful approach to sensitive topic.
 TRANSFERENCE ACEPTANCE

• The responsibility should be transferred • Make this as an opportunity to let the

to the writer or journalist and the population know the truth.
publisher of the false information.
THE
END