Home Loan Payment

Home Price $ 265,000 Monthly Payment $ 1,030.54

Down Payment $ 53,000 Total Interest $ 158,994.06
Amount of Loan $ 212,000 Total Cost $ 370,994.06
Period (years) 30
Interest rate (years) 4.15%

Other Financing Options

Increase the monthly payment to: $ 1,100.00
Loan will be paid off in how many months? 318.088381247915
Approximate years? 27

Rental Options
County Arlington County
One Bedroom $ 1,500.00
Two Bedroom $ 1,707.00
 Final FY2020 Virginia FMR Local Area Summary

One Two
Locality Name Metropolitan Area Name Efficiency
Bedroom Bedroom

Accomack County Accomack County, VA $534 $634 $792

Albemarle County Charlottesville, VA HUD Metro FMR Area $854 $1,082 $1,262
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Alexandria city Metro FMR Area
Alleghany County-Clifton Forge city-Covington city, $499 $570 $740
Alleghany County VA HUD Nonmetro FMR Area
Amelia County Richmond, VA MSA $899 $932 $1,061
Amherst County Lynchburg, VA MSA $630 $676 $821
Appomattox County Lynchburg, VA MSA $630 $676 $821
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Arlington County Metro FMR Area
Augusta County Staunton-Waynesboro, VA MSA $678 $683 $899
Bath County Bath County, VA $493 $582 $731
Bedford city Lynchburg, VA MSA $630 $676 $821
Bedford County Lynchburg, VA MSA $630 $676 $821
Bland County Bland County, VA $482 $568 $714
Botetourt County Roanoke, VA HUD Metro FMR Area $555 $668 $844
Bristol city Kingsport-Bristol-Bristol, TN-VA MSA $533 $542 $714
Brunswick County Brunswick County, VA $554 $623 $821
Buchanan County Buchanan County, VA $482 $627 $714
Buckingham County Buckingham County, VA HUD Metro FMR Area $513 $658 $749
Rockbridge County-Buena Vista city-Lexington city, $519 $665 $797
Buena Vista city VA HUD Nonmetro FMR Area
Campbell County Lynchburg, VA MSA $630 $676 $821
Caroline County Richmond, VA MSA $899 $932 $1,061
Carroll County-Galax city, VA HUD Nonmetro FMR $482 $627 $714
Carroll County Area
Charles City County Richmond, VA MSA $899 $932 $1,061
Charlotte County Charlotte County, VA $482 $568 $714
Charlottesville city Charlottesville, VA HUD Metro FMR Area $854 $1,082 $1,262
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Chesapeake city Metro FMR Area
Chesterfield County Richmond, VA MSA $899 $932 $1,061
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Clarke County Metro FMR Area
Alleghany County-Clifton Forge city-Covington city,
$499 $570 $740
Clifton Forge city VA HUD Nonmetro FMR Area
Colonial Heights city Richmond, VA MSA $899 $932 $1,061
Alleghany County-Clifton Forge city-Covington city,
$499 $570 $740
Covington city VA HUD Nonmetro FMR Area
Craig County Roanoke, VA HUD Metro FMR Area $555 $668 $844
Culpeper County Culpeper County, VA HUD Metro FMR Area $763 $768 $1,012
Cumberland County Cumberland County, VA $673 $794 $997
Pittsylvania County-Danville city, VA HUD Nonmetro $504 $542 $714
Danville city FMR Area
Dickenson County Dickenson County, VA $482 $627 $714
Dinwiddie County Richmond, VA MSA $899 $932 $1,061
Greensville County-Emporia city, VA HUD Nonmetro
$553 $623 $820
Emporia city FMR Area
Essex County Essex County, VA $642 $723 $952
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Fairfax city Metro FMR Area
Washington-Arlington-Alexandria, DC-VA-MD HUD
Metro FMR Area $1,457 $1,500 $1,707
Fairfax County
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Falls Church city Metro FMR Area
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Fauquier County Metro FMR Area
Floyd County Floyd County, VA HUD Metro FMR Area $609 $627 $714
Fluvanna County Charlottesville, VA HUD Metro FMR Area $854 $1,082 $1,262
Southampton County-Franklin city, VA HUD
Nonmetro FMR Area $625 $719 $818
Franklin city
Franklin County Franklin County, VA HUD Metro FMR Area $489 $544 $717
Frederick County Winchester, VA-WV MSA $778 $783 $1,027
Washington-Arlington-Alexandria, DC-VA-MD HUD $1,457 $1,500 $1,707
Fredericksburg city Metro FMR Area
Carroll County-Galax city, VA HUD Nonmetro FMR $482 $627 $714
Galax city Area
Giles County Giles County, VA HUD Metro FMR Area $495 $592 $733
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Gloucester County Metro FMR Area
Goochland County Richmond, VA MSA $899 $932 $1,061
Grayson County Grayson County, VA $482 $627 $714
Greene County Charlottesville, VA HUD Metro FMR Area $854 $1,082 $1,262
Greensville County-Emporia city, VA HUD Nonmetro
$553 $623 $820
Greensville County FMR Area
Halifax County Halifax County, VA $482 $542 $714
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Hampton city Metro FMR Area
Hanover County Richmond, VA MSA $899 $932 $1,061
Harrisonburg city Harrisonburg, VA MSA $680 $685 $902
Henrico County Richmond, VA MSA $899 $932 $1,061
Henry County-Martinsville city, VA HUD Nonmetro
$539 $542 $714
Henry County FMR Area
Highland County Highland County, VA $482 $568 $714
Hopewell city Richmond, VA MSA $899 $932 $1,061
 Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Isle of Wight County Metro FMR Area
Virginia Beach-Norfolk-Newport News, VA-NC HUD $952 $958 $1,136
James City County Metro FMR Area
King and Queen County King and Queen County, VA $597 $705 $885
King George County King George County, VA $750 $924 $1,112
King William County Richmond, VA MSA $899 $932 $1,061
Lancaster County Lancaster County, VA $671 $792 $995
Lee County Lee County, VA $482 $617 $714
Rockbridge County-Buena Vista city-Lexington city,
$519 $665 $797
Lexington city VA HUD Nonmetro FMR Area
Washington-Arlington-Alexandria, DC-VA-MD HUD
Metro FMR Area $1,457 $1,500 $1,707
Loudoun County
Louisa County Louisa County, VA $652 $850 $967
Lunenburg County Lunenburg County, VA $482 $627 $714
Lynchburg city Lynchburg, VA MSA $630 $676 $821
Madison County Madison County, VA $647 $728 $959
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Manassas city Metro FMR Area
Washington-Arlington-Alexandria, DC-VA-MD HUD
Metro FMR Area $1,457 $1,500 $1,707
Manassas Park city
Henry County-Martinsville city, VA HUD Nonmetro
$539 $542 $714
Martinsville city FMR Area
Virginia Beach-Norfolk-Newport News, VA-NC HUD $952 $958 $1,136
Mathews County Metro FMR Area
Mecklenburg County Mecklenburg County, VA $501 $609 $742
Middlesex County Middlesex County, VA $654 $736 $969
Blacksburg-Christiansburg-Radford, VA HUD Metro
$797 $872 $993
Montgomery County FMR Area
Nelson County Charlottesville, VA HUD Metro FMR Area $854 $1,082 $1,262
New Kent County Richmond, VA MSA $899 $932 $1,061
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Newport News city Metro FMR Area
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Norfolk city Metro FMR Area
Northampton County Northampton County, VA $574 $748 $851
Northumberland County Northumberland County, VA $513 $577 $760
Wise County-Norton city, VA HUD Nonmetro FMR
$482 $542 $714
Norton city Area
Nottoway County Nottoway County, VA $526 $685 $780
Orange County Orange County, VA $603 $755 $894
Page County Page County, VA $499 $598 $739
Patrick County Patrick County, VA $482 $627 $714
Petersburg city Richmond, VA MSA $899 $932 $1,061
 Pittsylvania County-Danville city, VA HUD Nonmetro
$504 $542 $714
Pittsylvania County FMR Area
Virginia Beach-Norfolk-Newport News, VA-NC HUD $952 $958 $1,136
Poquoson city Metro FMR Area
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Portsmouth city Metro FMR Area
Powhatan County Richmond, VA MSA $899 $932 $1,061
Prince Edward County Prince Edward County, VA $611 $688 $906
Prince George County Richmond, VA MSA $899 $932 $1,061
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Prince William County Metro FMR Area
Pulaski County Pulaski County, VA HUD Metro FMR Area $615 $628 $721
Blacksburg-Christiansburg-Radford, VA HUD Metro
FMR Area $797 $872 $993
Radford city
Rappahannock County, VA HUD Metro FMR Area $932 $959 $1,092
Rappahannock County
Richmond city Richmond, VA MSA $899 $932 $1,061
Richmond County Richmond County, VA $600 $676 $890
Roanoke city Roanoke, VA HUD Metro FMR Area $555 $668 $844
Roanoke County Roanoke, VA HUD Metro FMR Area $555 $668 $844
Rockbridge County-Buena Vista city-Lexington city,
VA HUD Nonmetro FMR Area $519 $665 $797
Rockbridge County
Rockingham County Harrisonburg, VA MSA $680 $685 $902
Russell County Russell County, VA $482 $542 $714
Salem city Roanoke, VA HUD Metro FMR Area $555 $668 $844
Scott County Kingsport-Bristol-Bristol, TN-VA MSA $533 $542 $714
Shenandoah County Shenandoah County, VA $547 $637 $839
Smyth County Smyth County, VA $482 $571 $714
Southampton County-Franklin city, VA HUD
$625 $719 $818
Southampton County Nonmetro FMR Area
Washington-Arlington-Alexandria, DC-VA-MD HUD
$1,457 $1,500 $1,707
Spotsylvania County Metro FMR Area
Washington-Arlington-Alexandria, DC-VA-MD HUD
Metro FMR Area $1,457 $1,500 $1,707
Stafford County
Staunton city Staunton-Waynesboro, VA MSA $678 $683 $899
Virginia Beach-Norfolk-Newport News, VA-NC HUD
$952 $958 $1,136
Suffolk city Metro FMR Area
Surry County Surry County, VA $507 $599 $752
Sussex County Richmond, VA MSA $899 $932 $1,061
Tazewell County Tazewell County, VA $485 $582 $719
Virginia Beach-Norfolk-Newport News, VA-NC HUD
Metro FMR Area $952 $958 $1,136
Virginia Beach city
Warren County Warren County, VA HUD Metro FMR Area $671 $772 $1,017
Washington County Kingsport-Bristol-Bristol, TN-VA MSA $533 $542 $714
Waynesboro city Staunton-Waynesboro, VA MSA $678 $683 $899
Westmoreland County Westmoreland County, VA $592 $698 $877
Virginia Beach-Norfolk-Newport News, VA-NC HUD $952 $958 $1,136
Williamsburg city Metro FMR Area
Winchester city Winchester, VA-WV MSA $778 $783 $1,027
Wise County-Norton city, VA HUD Nonmetro FMR
$482 $542 $714
Wise County Area
 Three Four FMR
Bedroom Bedroom Percentile

$991 $1,073 40
$1,573 $1,942 40

$2,215 $2,707 40

$1,048 $1,056 40

$1,410 $1,686 40
$1,106 $1,339 40
$1,106 $1,339 40

$2,215 $2,707 40

$1,222 $1,285 40
$970 $1,098 40
$1,106 $1,339 40
$1,106 $1,339 40
$935 $1,073 40
$1,146 $1,261 40
$933 $1,029 40
$1,023 $1,112 40
$897 $967 40
$1,008 $1,266 40

$1,060 $1,165 40

$1,106 $1,339 40
$1,410 $1,686 40

$1,004 $1,073 40

$1,410 $1,686 40
$900 $967 40
$1,573 $1,942 40

$1,603 $1,994 40

$1,410 $1,686 40

$2,215 $2,707 40

$1,048 $1,056 40

$1,410 $1,686 40

$1,048 $1,056 40

$1,146 $1,261 40
$1,436 $1,777 40
$1,242 $1,498 40

$943 $1,124 40

$928 $1,180 40
$1,410 $1,686 40

$1,107 $1,122 40

$1,186 $1,430 40

$2,215 $2,707 40

$2,215 $2,707 40

$2,215 $2,707 40

$2,215 $2,707 40

$1,030 $1,254 40
$1,573 $1,942 40

$1,135 $1,436 40

$893 $1,019 40
$1,368 $1,803 40

$2,215 $2,707 40

$1,004 $1,073 40

$916 $1,153 40

$1,603 $1,994 40

$1,410 $1,686 40
$1,001 $1,035 40
$1,573 $1,942 40

$1,107 $1,122 40

$890 $967 40

$1,603 $1,994 40

$1,410 $1,686 40
$1,188 $1,584 40
$1,410 $1,686 40

$955 $1,010 40

$948 $1,073 40
$1,410 $1,686 40
$1,603 $1,994 40

$1,603 $1,994 40

$1,105 $1,329 40
$1,593 $1,693 40
$1,410 $1,686 40
$1,240 $1,348 40
$950 $1,041 40

$1,060 $1,165 40

$2,215 $2,707 40

$1,315 $1,698 40
$968 $1,232 40
$1,106 $1,339 40
$1,195 $1,441 40

$2,215 $2,707 40

$2,215 $2,707 40

$955 $1,010 40

$1,603 $1,994 40

$976 $1,182 40
$1,208 $1,456 40

$1,432 $1,743 40

$1,573 $1,942 40
$1,410 $1,686 40

$1,603 $1,994 40

$1,603 $1,994 40

$1,133 $1,153 40
$1,096 $1,142 40

$908 $967 40

$1,102 $1,367 40
$1,290 $1,390 40
$989 $1,174 40
$938 $1,103 40
$1,410 $1,686 40
$943 $1,124 40

$1,603 $1,994 40

$1,603 $1,994 40

$1,410 $1,686 40
$1,129 $1,227 40
$1,410 $1,686 40

$2,215 $2,707 40

$981 $1,230 40

$1,432 $1,743 40

$1,464 $1,728 40

$1,410 $1,686 40
$1,109 $1,337 40
$1,146 $1,261 40
$1,146 $1,261 40

$1,060 $1,165 40

$1,188 $1,584 40
$890 $967 40
$1,146 $1,261 40
$933 $1,029 40
$1,201 $1,394 40
$917 $1,114 40

$1,135 $1,436 40

$2,215 $2,707 40

$2,215 $2,707 40

$1,222 $1,285 40

$1,603 $1,994 40

$1,085 $1,320 40
$1,410 $1,686 40
$896 $1,262 40

$1,603 $1,994 40

$1,418 $1,709 40
$933 $1,029 40
$1,222 $1,285 40
$1,265 $1,530 40

$1,603 $1,994 40

$1,368 $1,803 40

$908 $967 40
 Savings Plans
Car Down Payment
Monthly savings $500.00
Average annual return 1.50%
Number of months I will be saving 24
How much will I save? $12,174.09

Retirement Account
Monthly contribution $500.00
Years until retirement 25
Average annual return 4.00%
How much will I have at retirement? $257,064.77

Over 30 years, how much will that pay me per month? $1,223.19
 Annuities Options
Annuity 1
Annuity purchase price $20,000.00
Total annuity payments $24,000.00
Value $22,301.67
Number of monthly payments over 10 years 120
Monthly annuity (incoming) $200.00
Annual interest rate 1.50%

Annuity 2
Annuity purchase price $20,000.00
Total annuity payments $24,000.00
Value $21,865.11
Year 1 $1,500.00
Year 2 $1,250.00
Year 3 $1,250.00
Year 4 $1,250.00
Year 5 $5,000.00
Year 6 $1,250.00
Year 7 $5,000.00
Year 8 $1,250.00
Year 9 $1,250.00
Year 10 $5,000.00