ESTATE MANAGEMENT

Ownership Documents

SUBMITTED TO:

Maam Maria Ali

SUBMITTED BY:

Maryum Khalid (1725108015)

CLASS: BS- CRP 8TH SEMESTER

DATE OF SUBMISSION: 5-April-2021

DEPAERTMENT OF CITY AND REGIONAL PLANNING

LAHORE COLLEGE FOR WOMEN UNIVERSITY, LAHORE,

2021
PHS OWNERSHIP
DOCUMENTS
Contents
1. PHS Ownership Documents: ............................................................................................................... 4
1.1.Fard-e-malkiyat : ............................................................................................................................... 4
1.2. Registry ............................................................................................................................................ 5
1.3. Inteqal: ............................................................................................................................................. 5
1.4.Aks sharjra......................................................................................................................................... 6
1.4. NEC: .................................................................................................................................................. 7
1.5.Khasra gardawri : .............................................................................................................................. 7
2. Lda checklist to buy property in a private housing scheme: .............................................................. 9
2.1. Documents to check before buying plots ........................................................................................ 9
2.2. For multistory high-rise buildings – above 50’ height ................................................................... 10
2.2.1. Approved private housing schemes ............................................................................................ 10
1. PHS Ownership Documents:
The Lahore Development Authority (LDA) has specific laws with regards to building.

2. Table 1 PHS Ownership Documents

PHS Ownership Documents for Scheme

# Documents Attestation
1 Fard-e-malkiyat (Revenue Officer) if not computerized
2 Registry sub registrar

3 Naqal branch Naqal branch

4 Khasra gardawri Patwari

5 Inteqal Naqal branch

6 Aks sharjra Revenue

7 NEC Sub registrar

1.1.Fard-e-malkiyat :
Fard is considered archaic, meaning it was once in common use but has become rare.

“Fard Malkiat also known as (Record of Rights/ Jama Bandi/Misal Haquiat/Register Haqdaran-
e-Zameen) maintained for determination/record of various types of rights in the immovable
property.”

Figure 1 Fard-e-Malkiyat
1.2. Registry

“Register of Beneficial Ownership The growing pressure on governments and companies to

increase transparency and accountability has resulted in a global shift towards increased
disclosure around beneficial ownership.”

 The nationality of a ship according to its entry in a register.

 A place where official records and documents are kept the registry
 Also called Bay-e-Nama
 Mandatory after a sale
 Records sale of property
 Sale deed

Figure 2 Registry

1.3. Inteqal:

“Inteqal transfers ownership of the property and does not require a sale for that to happen.
All inherited and gifted properties must also undergo this process to ensure that the new
owner of a particular property is officially recorded as one too."

Also called Mutation

 Conveyance Deed
 Optional after a sale
 Records change of ownership
 Conveyance Deed
 Optional after a sale
 Records change of ownership

Figure 3 inteqal

1.4.Aks sharjra:

“Aks-Shajra means image of a specific piece of land/specific khasra number from the map/plan
of an estate or village defining its boundaries.”

 Shajra is comprehensive map of the property issued by patwari.

 It provides detailed information of each Khasra number, its size, location and adjoining
properties.
 Aks Shajra is a specified map drafted by Patwari on a drawing paper on the demand of
property owner.
 Aks Shajra is needed when you are buying or selling Agricultural land.

Figure 4Aks sharjra

1.4. NEC:

“Non-Encumbrance Certificate. Non-Encumbrance Certificate is issued for the purpose

of mortgaging the property for the purpose of seeking loans or for lease.”

 It is issued by the sub-registrar's office for a property which has not seen any transaction
 In the period for which an encumbrance certificate has been sought by the applicant.
 A nil-encumbrance certificate is issued in Form 16.

Figure 5 NEC

1.5.Khasra gardawri :

“Register Kharsa Gardwari is a register maintained for record of possession/cultivation.”

Khasra Girdawari is a document, in which the patwari enters the name of owner, name of
cultivator, land/khasra number, area, kind of land, cultivated and non-cultivated area, source
of irrigation, name of crop and its conditions, revenue and rate of revenue, minimum twice in
a year.

Figure 6 Khasra gardwari

 Checklist for apartments/ converted
commercial/industrial/ public building

Approved private housing scheme, LDA

housing scheme, Converted Are
2. Lda checklist to buy property in a private housing scheme:

Recently, the Lahore Development Authority has issued a checklist of all the factors that buyers
must check before investing in private housing societies in Lahore and its outskirts.

 Check NOC
 Visit the Location
 Be clear about development charges
 Know about the utility approvals
 Confirm the amenities of the society
 Pace of development work
 Bank Draft

2.1. Documents to check before buying plots

The LDA checklist also notes certain documents and issues which you should check before
buying plots in private housing projects – detailed as follows:

 Approval letter from the relevant authority

 Approved map for the housing scheme

 Total number of plots in the housing scheme (with the number of plots in each
category)

 Details, including plot number and block, of the 20% mortgaged plots within the
project. Twenty-percent of the plots within a housing scheme have to be mortgaged
with LDA, in-line with standard procedure.

 Whether or not your plot is among those categorized under LDA’s mortgage category

 Is your plot listed on the approved map? Does it lie on approved land?

 Ensure that your plot is not situated within the area reserved for amenity plots. Also
determine if amenities such as mosques, hospital, and schools are available as indicated
in the approved map/scheme of the project.

 Ensure that there are no cases registered against the housing scheme in any court of law
2.2. For multistory high-rise buildings – above 50’ height
CHECKLIST FOR APARTMENTS / CONVERTED COMMERCIAL / INDUSTRIAL /
PUBLIC BUILDING

2.2.1. Approved private housing schemes

# Approved PHS LDA Housing Scheme Controlled Areas
1 Letter Application/Performa for Registry
Verification of
2 Possession Letter ownership and possession Fard Malkiyat
from
3 Mortgage Release Letter --- Inteqal
(in case the plot was
previously mortage with
Lda
4 --- --- Aks Shajra
5 --- --- Nazri Naqsha