Consumer Debt Manager [Date]

% of Total Monthly % of Total

Type of Consumer Debt Balance
Debt Payment Payments
Auto Loans

Education Loans

Personal Installment Loans

Home Improvement Loans

Other Installment Loans

Credit Cards

Home Equity Line of Credit

Loans on Life Insurance

Margin Loans from Broker

Other Loans

Totals
Monthly Income
Safe Ratio and Safe Monthly Payment
Actual Debt Ratio and Monthly Payment
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<-- Enter "as of" date in cell to the left

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2

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1
2
3

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As of December 31, 2001

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Volvo 10,000
Honda 4,000

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200
199

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Providence Co 5,000
UMass Dartmo 4,000
Bryant Colleg 2,000

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100
100
100

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Furniture Worl 2,000

Appliance City 200
Jim's Tractors 250

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130
40
15

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Credit Union 500

American Poo 600

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30
35

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Credit Union 1,000

U.S. Bank 2,000

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EXAMPLE_11

100
120

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Visa 100
Master Card 20
American Exp 0
Sears 25
Jordan Marsh 100
Filenes 100
JC Penney 150
Shell 0
Mobil 0

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15
20
0
0
15
15
20
0
0

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US Bank One 15,000

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150

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Prudential 1,000
US Trust Insu 500

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20
10

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1
2

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1
2
3

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6,000
0

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