UBL AMEEN DRIVE (Diminishing Musharakah)- Tentative Payment Schedule

February 4, 2021
CUSTOMER NAME
TAX FILER STATUS (Yes / No) Yes
MAKE & MODEL
TOTAL COST OF VEHICLE (In PKR) Rs.5,433,000
TENURE IN YEARS 5
CUSTOMER MUSHARAKAH SHARE (%) 80.0%
CUSTOMER MUSHARAKAH SHARE (In PKR) Rs.4,346,400
KIBOR (last working day of the month) 7.97%
Spread% (fixed during the deal tenure) 3.00% ETB
I.R.R 10.97%
BANK MUSHARKA SHARE (In PKR) Rs.1,086,600
FACTOR USED 0.02173
TAKAFUL OPERATOR
TAKAFUL COMPANY UBL Insurer Window Takaful Operations
RATE 1.80%
UP-FRONT PAYMENTS (TCO - In PKR ):
(A) DOWN PAYMENT Rs.4,346,400
(B) 1ST YEAR TAKAFUL Rs.97,794
(C) PROCESSING CHARGES (Rs. 6,375 + FED 13%) Rs.7,204
(D) NON-FILER TAX (4% OF VEHICLE PRICE) Rs.0
PAYABLE IN FORM OF CROSS CHEQUE OR PAY ORDER Rs.4,451,398
PAYMENT SCHEDULE (PKR)
Total Monthly
Months Equal Monthly Installment Monthly Takaful Amount
Payment
1 Rs.23,609 Rs.7,335 Rs.30,944
2 Rs.23,609 Rs.7,335 Rs.30,944
3 Rs.23,609 Rs.7,335 Rs.30,944
4 Rs.23,609 Rs.7,335 Rs.30,944
5 Rs.23,609 Rs.7,335 Rs.30,944
6 Rs.23,609 Rs.7,335 Rs.30,944
7 Rs.23,609 Rs.7,335 Rs.30,944
8 Rs.23,609 Rs.7,335 Rs.30,944
9 Rs.23,609 Rs.7,335 Rs.30,944
10 Rs.23,609 Rs.7,335 Rs.30,944
11 Rs.23,609 Rs.7,335 Rs.30,944
12 Rs.23,609 Rs.7,335 Rs.30,944
PLEASE NOTE:
(1) All of the above calculations are based on current month's KIBOR (In situation where the case is not booked in the current
month due to any reason; next month's KIBOR will be applied) but Spread% as mentioned above will remain fixed during the
deal tenure.
(KIBOR% = Booking month) & (Spread % = Login month)

(2) Please DO NOT PAY CASH to any UBL & UBL Ameen representative for any charges or services.

(3) EMI may vary due to calculation of 365 days as per SBP guidelines. Actual payment Schedule will be delivered to customer's
registered mailing address after deal booking.

(4) For Rental Payments: Please follow the payment schedule delivered after deal booking. Deal payoff will only be entertained if
payoff submitted.

(5) All payments must be made via crossed cheque or cash in UBL & UBL Ameen Authorized Branch.

(6) Processing charges are non-refundable after booking of case.

CUSTOMER SIGNATURE CUSTOMER SIGNATURE (AS PER CNIC)