SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

PLS Savings

Profit & Loss Savings Account

PLS Savings Bank Account is a simple, straight forward Savings Bank Account with a great convenience for
individuals (in single or joint names) minors (to be operated by the guardian) charitable institutions, provident
fund and other funds of benevolent nature local bodies, autonomous corporations, limited companies, firms
associations, educational institutions, etc.
 
The account may be opened with any amount; however accounts with average monthly balance below Rs.5000-
on any day shall be subject to Service Charges as per our Schedule of Charges in force
 
The PLS Savings Account entitle Account Holder to avail amazing facilities such as:
 Chequing Account facility with no limit on a number of transactions
 Free Cash Deposit and Withdrawal facilities through your bank branch
 Free Clearing facility to deposit cheques of other banks within the city
 Online Funds Transfer through Cheques to any account across Pakistan through your bank branch
 Online Cash Deposit, Withdrawal and Funds Transfer through cheques from any of our branch across
Pakistan
 Remittance facilities such as Payment Orders, Demand Draft, Telegraphic Transfers and Free Rupee
Traveler’s Cheque through your bank branch
 Standing Orders facilities
 Safe Deposit Locker at designated branches
 Statement of Account on six monthly basis
 Usage of Electronic Banking through:
o ATMs across Pakistan owned by Soneri Bank and other banks
o Shopping/purchasing/payments through outlets displaying ORIX sign
o Free Online Cash Withdrawal facility upto Rs. 300,000/- from designated branches without
Cheque Book
o Free 24-hours Telephone Banking and Call Centre facility
o Free 24/7 Online Funds Transfer to any customer of Soneri Bank through ATMs owned by
Soneri Bank
o 24/7 Online Inter Bank Funds Transfer through ATMs owned by Soneri Bank to any account of
increasing list of enabled 1 LINK member banks
o Utility Bill Payments through ATM, Internet Banking and Call Centre
o Free 24/7 Internet Banking
 All purchases and cash withdrawals made with the Soneri Banking Cards is deducted directly from your
bank account
 Free Cash Withdrawal on ATMs owned by Soneri Bank
 Govt. Withholding Tax apply on all cash withdrawals and profit credited into account
 Zakat is deductable from Account however Zakat exemption forms are accepted
SHARING PROFIT/LOSS:
 No minimum balance is required to qualify for profit
 Provisional rates are announced on a six monthly basis however profit/loss earned/incurred on PLS
Savings Bank Accounts are determined by the Bank at its sole discretion on the basis of its net working
result at the end of each half-year/ year
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

 Calculation of products on PLS Saving Bank Accounts is computed for each calendar month on the
lowest credit balance in an account
 Profit/loss earned/incurred on PLS Savings Bank Accounts are credited/debited on a six monthly basis
within a reasonable time from the date of the close of half-yearly/ yearly books of accounts of the Bank
 
Provisional Rates
ANNUALISED RATES OF EXPECTED PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS.
Effective: 01.January.2011
Period: January- June, 2011
 
PLS SAVINGS ACCOUNTS
 Rate of Return 5.00% p.a.
 Regular Chequing Account.
 Profit paid bi-annually.
 
SPESPECIAL NOTICE DEPOSITSCIAL NOTICE DEPOSITS
Period Rate of Return

7 days 6.00% p.a

30 days 8.00% p.a

Soneri Savings
Soneri Savings Account is a flexible and fast growing cumulative profit account with a great convenience for
individuals (in single or joint names), minors (to be operated by the guardian), charitable institutions, provident
fund and other funds of benevolent nature local bodies, autonomous corporations, limited companies, firms
associations, educational institutions etc. The rate of Profit in this savings scheme increases as your balance
increases without demanding and negotiating with us. The account may be opened with any amount.
 
Soneri Savings Bank Account entitles Account Holder to avail amazing facilities such as:
 Chequing Account facility with no limit on a number of transactions
 Free Cash Deposit and Withdrawal facilities through your bank branch
 Free Clearing facility to deposit cheques of other banks within the city
 Online Funds Transfer through Cheques to any account across Pakistan through your bank branch
 Online Cash Deposit, Withdrawal and Funds Transfer through cheques from any of our branch across
Pakistan
 Remittance facilities such as Payment Orders, Demand Draft, Telegraphic Transfers and Free Rupee
Traveler’s Cheque through your bank branch
 Standing Orders facilities
 Safe Deposit Locker at designated branches
 Statement of Account on six monthly basis
 Usage of Electronic Banking through
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

o ATMs across Pakistan owned by Soneri Bank and other banks

o Shopping/purchasing/payments through outlets displaying ORIX sign
o Free Online Cash Withdrawal facility upto Rs. 300,000/- from designated branches without
Cheque Book
o Free 24-hours Telephone Banking and Call Centre facility
o Free 24/7 Online Funds Transfer to any customer of Soneri Bank through ATMs owned by
Soneri Bank
o 24/7 Online Inter Bank Funds Transfer through ATMs owned by Soneri Bank to any account of
increasing list of enabled 1 LINK member banks
o Utility Bill Payments through ATM, Internet Banking and Call Centre
o Free 24/7 Internet Banking
 All purchases and cash withdrawals made with the Soneri Visa Debit Cards is deducted directly from
your bank account
 Free Cash Withdrawal on ATMs owned by Soneri Bank
 Govt. Withholding Tax apply on all cash withdrawals and profit credited into account
 Zakat is deductable from Account however Zakat exemption forms are accepted
SHARING PROFIT/LOSS:
 No minimum balance is required to qualify for profit
 Provisional rates are announced on a six monthly basis however profit/loss earned/incurred on Soneri
Savings Accounts are determined by the Bank at its sole discretion on the basis of its net working result at the
end of each half-year/ year
 Calculation of products on Soneri Savings Accounts is computed on daily product basis
 Profit on Soneri Savings Accounts is credited on a monthly basis on the provisional rate of Profit
Provisional Rates
ANNUALISED RATES OF EXPECTED PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS.
Effective: 01.January.2011.
Period: January- June, 2011
 
 Minimum balance requirement 5,000/-.
 Operational facility like Current Accounts without any restriction on amount and number of Cheques.
 Profit paid on monthly basis on daily products.
 
Balance Rate of Return p.a

Upto Rs. 100,000 5.00 %

Over Rs. 100,000 but upto Rs.1.0 Million 7.00 %
Over Rs. 1.0 Million but upto Rs. 5.0 Million 8.00 %
Over Rs. 5.0 Million but upto Rs. 10.0 Million 9.00 %
Over Rs. 10.0 Million 10.00%

Term Deposit Account

 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

Term deposit is offered by Soneri Bank to Individuals (in single or joint names), Minors (to be operated by the
guardian), Charitable Institutions, Provident Fund and other funds of benevolent nature local bodies, Autonomous
Corporations, Limited Companies, Firms, Associations, Educational Institutions etc who have the intention of
retaining their savings for a fixed period thereby earning a higher rate of profit. The Term Deposit allows you to
save a fixed amount in Pak Rupee for a set period ranging from 1 month to 60 months at a provisional and
attractive profit rate. The depositor has the option to reinvest the deposit automatically with or without profit.
Minimum Deposit Amount:
Automatic renewals
Upon maturity, your deposit is automatically renewed for the same tenor at the prevailing profit rate unless you
instruct otherwise.
 
Pre-matured Encashment
Pre-matured encashment is allowed without any penalty however you will receive profit less than originally
contracted.
 
Running Finance facility
You can use your Term Deposit as collateral to apply for Running Finance facility.
 Govt. Withholding Tax apply on all cash withdrawals over Rs. 25,000/- and profit credited into account
 Zakat is deductable from Account however Zakat exemption forms are accepted
 
SHARING PROFIT/LOSS
 Provisional rates are announced on a six monthly basis however profit/loss earned/incurred on Term
Deposits are determined by the Bank at its sole discretion on the basis of its net working result at the end of each
half-year/ year
 Calculation of products on Term Deposit is computed on a daily product basis
 
Provisional Rates
ANNUALISED RATES OF EXPECTED PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS.
Effective: 01.January.2011
Period: January- June, 2011 
 
Term Rate of Return p.a

1 month 8.00 %
3 month 8.50 %
6 month 9.00 %
1 year 10.50 %
2 years 11.50 %
3 years 12.50 %

Soneri Premium Deposit

 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

Soneri Premium Deposit is offered by Soneri Bank to individuals (in single or joint names), Minors (to be
operated by the guardian), Charitable Institutions, Provident Fund and other funds of benevolent nature, local
bodies, Autonomous Corporations, Limited Companies, Firms, associations, Educational Institutions, Clubs etc.
who have the intention of retaining their savings for a fixed period of 12 months thereby earning a most lucrative
rate of return thereon. The depositors have the option to reinvest the deposit automatically with or without profit.
Minimum Deposit Amount: Rs.25, 000- 
Annualized rate of Return (Provisional): 12.00% p.a. 
Profit Payment Frequency: Annually at maturity of Deposit
Automatic Renewals: Upon maturity, your deposit is automatically renewed for further 12 months at Provisional
Profit rates prevailing on such renewals unless you instruct otherwise.
Pre-matured Encashment: In the event of pre-mature encashment of the deposit any of the following options
are available for profit payment thereon:
1. Our declared Profit Rates for our Term Deposits for tenor similar to the period Soneri Premium Deposit
being pre-mature en-cashed remained with the Bank.
2. Profit payment at the Provisional Profit Rate prevailing on the date of acceptance of Deposit (agreed
Profit Rate) subject To recovery of Surcharge @ 1% on the amount being en-cashed for re-investment in
our other Term Deposit Schemes OR Surcharge @2% on amount being en-cashed and NOT re-invested in
our other Term Deposit Schemes.
Financing Facility: You may use your Soneri Premium Deposit as collateral to apply for financing facility from
the Bank.
 Govt. Withholding Tax apply on all cash withdrawals over Rs.25, 000- and profit credited into account.
 Zakat on deposit is recoverable however Zakat exemption Forms are accepted.

SHARING PROFIT/LOSS:

 Provisional Profit Rates are announced on a six monthly basis however profit/loss earned/ incurred on
Soneri Premium Deposit are determined by the Bank at its sole discretion on the basis of its net working
result at the end of each half year/year.
 Calculation of profit on Soneri Premium Deposit is computed on a daily product basis.

Diamond Deposit Certificate

Soneri Diamond Deposit Certificates provide investment opportunities to small and medium income group
investors, Charitable / Benevolent Funds, Trusts, Societies, Associations and Clubs with an attractive return.
Salient features of Soneri Diamond Deposit Certificates
 Certificates are issued for fixed periods of 1, 2 and 3 years.
 Annualised Rates of expected Profit: from 11.00 % p.a. to 12.00 % p.a.
 Profit paid at monthly intervals calculated from date of deposit.
 The certificates are issued in multiples of Rs. 10,000/-
 Financing facility upto 90 % of Deposit available.
Provisional Rates
ANNUALISED RATES OF EXPECTED PROFIT FOR DIFFERENT TYPES OF PLS DEPOSITS.
Effective: 01.January.2011
Period: January- June, 2011
CERTIFICATES OF DEPOSITS
Term %age
   1 Year 11.00% p.a.
  2 Years 11.50% p.a.
  3 Years 12.00% p.a.

Current Account
Current is a non profit account, flexible account with a great convenience for individuals (in single or joint names),
minors (to be operated by the guardian), charitable institutions, autonomous corporations, limited companies,
firms, associations, educational institutions, etc.
Current account may be opened with any amount; however accounts with average monthly balance below Rs.10,
000- on any day shall be subject to Service Charges as per our Schedule of Charges in force
 
Current Account entitles account holder to avail amazing facilities such as:
 Chequing Account facility with no limit on a number of transactions
 Free Cash Deposit and Withdrawal facilities through your bank branch
 Free Clearing facility to deposit cheques of other banks within the city
 Online Funds Transfer through Cheques to any account across Pakistan through your bank branch
 Online Cash Deposit, Withdrawal and Funds Transfer through cheques from any of our branch across
Pakistan
 Remittance facilities such as Payment Orders, Demand Draft, Telegraphic Transfers
 Rupee Traveler’s Cheque through your bank branch
 Import, Export and other business transactions
 Standing Orders facilities
 Safe Deposit Locker at designated branches
 Statement of Account on six monthly basis
 Usage of Electronic Banking through:
o ATMs across Pakistan owned by Soneri Bank and other banks
o Shopping/purchasing/payments through outlets displaying ORIX sign
o Free Online Cash Withdrawal facility upto Rs. 300,000/- from designated branches without
Cheque Book
o Free 24-hours Telephone Banking and Call Centre facility
o Free 24/7 Online Funds Transfer to any customer of Soneri Bank through ATMs owned by
Soneri Bank
o 24/7 Online Inter Bank Funds Transfer through ATMs owned by Soneri Bank to any account of
increasing list of enabled 1 LINK member banks
o Utility Bill Payments through ATM, Internet Banking and Call Centre
o Free 24/7 Internet Banking
 All purchases and cash withdrawals made with the Soneri Banking Cards is deducted directly from your
bank account
 Free Cash Withdrawal on ATMs owned by Soneri Bank
 Facility of Running Finance can be requested for specific purpose against collaterals and nominal
markup rates being charged on quarterly basis
 Govt. Withholding Tax apply on all cash withdrawals
All purchases and cash withdrawals made with the Soneri Visa Debit Cards is deducted directly from your bank
account
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

Basic Banking Account

Soneri Bank Limited introduces Basic Banking Account Scheme with effect from July 01, 2006. Salient feature of
 Basic Banking Accounts may be opened in the Pak Rupees by individuals including minors under
guardianship.
 The accounts may be opened by initial deposit of any amount.
 No minimum balance requirement is applicable.
 Basic Banking Account is non-profit bearing account.
 4 withdrawals from a Basic Banking Account through cheques in one calander month are free of service
charges. Additional withdrawals through cheques in a calander of month shall be subject to service charge
@ Rs. 25/- per additional cheque.
 Soneri Banking Cards for the use of Bank's Electronic Banking Service are issued without charges for
one time issuance of the cards.
 unrestricted number of withdrawals from the account through ATMs are permissible subject to
applicable per day withdrawal limit for amounts in force.
 Cash withdrawals from Soneri Bank's ATMs are free of Service Charge. Use of another bank's ATMs
shall be subject to Service Charges applicable.
 Basic Banking Account holders may also use Soneri Bank's other Electronic Banking Services subject
to completion of applicable formalities which shall be subject to applicable Service Charges.
 Account have -NIL- balances for six consecutive months shall be closed without prior intimation.
 Statement of Accounts are provided once a calander year at the year end.
 Individuals who already maintain PLS Saving Accounts/ Current Accounts with Soneri Bank's branches
may convert their accounts into Basic Banking Account. Please contact any Soneri Bank branch for further
details.
 Govt. Withholding Tax apply on all cash withdrawals

Ikhtiar Current Account

Ikhtiar current is a non profit account, flexible account with a great convenience and Multiple FREE Services for
individuals (in single or joint names), minors (to be operated by the guardian), charitable institutions, autonomous
corporations, limited companies, firms, associations, educational institutions, etc.
Ikhtiar current account may be opened with minimum amount of Rs. 50,000/-. To avail free facilities maintenance
of balance on or above Rs. 50,000/- is mandatory.

Ikhtiar Current Account entitles account holder to avail amazing facilities such as:

 Chequing Account facility with no limit on a number of transactions

 Free Cash Deposit and Withdrawal facilities through any bank branch
 Free Clearing facility to deposit cheques of other banks within the city
 Free  issuance of Pay orders 
 Online Funds Transfer through Cheques to any account across Pakistan through your bank branch
 Online Cash Deposit, Withdrawal and Funds Transfer through cheques from any of our branch across
Pakistan
 Remittance facilities such as Payment Orders, Demand Draft, Telegraphic Transfers
 Rupee Traveler’s Cheque through your bank branch
 Import, Export and other business transactions
 Standing Orders facilities
 Safe Deposit Locker at designated branches
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

 Statement of Account on six monthly basis

 Usage of Electronic Banking through:
o ATMs across Pakistan owned by Soneri Bank and other local banks
o ATMs internationally displaying VISA or plus logo
o Shopping/purchasing/payments through outlets displaying VISA sign
o Free Online Cash Withdrawal facility upto Rs. 300,000/- from designated branches without
Cheque Book
o Free 24-hours Telephone Banking and Call Centre facility
o Free 24/7 Online Funds Transfer to any customer of Soneri Bank through ATMs owned by
Soneri Bank or through SoneriDirect (internet Banking)
o 24/7 Online Inter Bank Funds Transfer through ATMs owned by Soneri Bank or through
SoneriDirect (internet Banking) to any account of participating 1 LINK member banks
o  Free Payments of Utility Bills through ATMs owned by Soneri Bank or through SoneriDirect
(internet Banking)
o  Free 24/7 Internet Banking
 No one-time and annual fee on VISA Classic Debit Card
 All purchases and cash withdrawals made with the VISA Classic Debit is deducted directly from your
bank account
 Free Cash Withdrawal on ATMs owned by Soneri Bank
 Free SMS Alerts on cash deposits, withdrawals, funds transfers, inward cheque clearing returns and
Purchase transactions etc.
 Facility of Running Finance can be requested for specific purpose against collaterals and nominal
markup rates being charged on quarterly basis
 Govt. Withholding Tax applies on certain transactions

Online Banking
On-Line Banking Services are available for all chequing account holder of our Soneri all branches.
Services
 Cash Payments of cheques drawn on any of our all branches.
 Cash Deposits in to customers account maintained at any of our all branches.
Government Taxes/Duties
 Cash Cheques or Cheques Applicable Government Taxes/duties
 Under Collection if payable recoverable as per rules to third parties
Cash withdrawals
 Per day Cash Withdrawals limit is restricted to Rs. 200,000.
 Cash Cheques tendered by other than the account holders in person are subject to levy of Govt. Taxes
as per rules.
Cash Deposits
 Deposits made by third parties into accounts of customers maintained at all branches are subject to
recovery of applicable with-holding tax, as per rules from the depositors.
Cheques under Collection
 Proceed of Cheques drawn on our all branches are immediately credited to depositors account subject
to fulfillment of other conditions governing payment of cheques.
 Govt. Taxes as per rules are recoverable on outstation collection cheques.
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

ATM / VISA Debit Card

SONERI   Debit Card brings to you the ultimate facility of spending and making payments. You are
privileged to avail the unmatched opportunities and benefits of the   CLASSIC Card and GOLD
Card. With the ‘Buy Now – Pay Now’ facility, you pay directly from your bank account. Use your
SONERI   Debit Card wherever you are and whenever you want.
 Safer than Carrying Cash
 Pay dining, shopping, traveling, hotel and other bills at over 24 million outlets displaying  sign
locally and internationally
 Worldwide cash withdrawal facility at over 1 million ATMs displaying the sign
 Ease of Cash withdrawal on 1 LINK and ATM networks across Pakistan
 Credit facility available for GOLD Card Holders
 Accessibility of multiple accounts from a single card
 Makes money management easier
 24/7 Automated Telephone Banking
 24/7 Call Centre facility
 Cheque-free banking
 Funds Transfer facility between participating 1LINK member banks
 Attractive rewards on spending
 
Soneri   Gold & Classic
Debit Card
SCHEDULE OF CHARGES
VISA GOLD Debit Card
Description Charges

Joining Fee NIL

Annual Charges Rs. 500 Per Card

Supplementry Card Charges Rs. 500 Per Card

Card Replacement Charges Rs. 300 Per Card

PIN Re-issuance Charges NIL

VISA CLASSIC Debit Card

Description Charges

Joining Fee NIL

Annual Charges Rs. 200 Per Card

Supplementry Card Charges Rs. 150 Per Card

Card Replacement Charges Rs. 300 Per Card

 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47
PIN Re-issuance Charges NIL

ATM Cash Withdrawal

Charges
Description

Local (at Soneri ATM) Charges NIL

Local (at 1-LINK/M.Net ATMs)

Rs. 15 Per Card
Charges

International Transactions (ATMs Rs. 300 Per Transaction or 3% of

Displaying PLUS Logo) transaction amount whichever is higher

Purchase: (Point of Sale Terminal)

Description Charges

Local NIL

Rs. 300 Per Transaction or 2% of

International
transaction amount whichever is higher

ATM Funds Transfer

Description Charges

Within any Soneri Bank Branch Rs. 25 Per Transaction

With any participating 1-Link

Rs. 50 Per Transaction
Member Bank

Other Charges
Description Charges

*Arbitration fee on disputed

Rupee equivalent of US $ 500
transaction

*Document Retrieval Charges Local Rs. 250 per retrieval

*Document Retrieval Charges

Rupee equivalent of US $ 15 per retrieval
International
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

Internet Banking
You can Pay Utility Bills, Transfer Funds, and access your Account information Anywhere Round-the-clock
through SoneriDirect Internet Banking.

Features :

 View your balance of account, latest transactions using Today’s Transaction menu
 View your Statement of Account. You can view them online, download them in printable format
 You can pay the utility Bills for you and your dear ones
 Transfer Funds 24/7 from SoneriDirect
 Receive SMS ALERT on your Financial Transactions done from SoneriDirect. (For SMS ALERT
Registration, Please call at 0800-00500 / 111-SONERI (766374) or contact your Bank Branch)

Fund Transfer :

 Transfer funds to any Soneri bank account

 Transfer funds to any 1-LINK participating member bank’s account

Bill Payment :

 Telecom/Mobile : Ufone, Warid, Telenor (Post Paid, prepaid)

 Electricity : KESC, LESCO, GEPCO
 GAS : SSGC,SNGPL

History :

View history of your Soneri Internet Banking activities using History Menu (for the requests sent using Internet
Banking Only) It includes:
 Funds Transfer History
 Bill Payment History
 Login History

Upcoming Attractions :

 Cheque Book Request

 Physical Account Statement Request

Cheque Free Banking

 No Cheque book
 300,000/ Per day
 Time Saving
 No Signature required
 No charges Can be used at POS Terminal deployed branches
At present, our cardholders (ATM/Debit Cards and Soneri Banking Cards) may withdraw cash through use of
their cards at ATM of 1-Link Switch and M.Net Switch member banks. However due to constraints on Cash
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

Dispensing capacity of ATMs, Soneri Banking Card holders may draw only up to Rs. 25000/- per day from ATMs.
Recognizing the fact that our customers do not always carry with them the cheque books issued to them for
operation on their account and that they may need to withdraw cash in excess of the per day withdrawal limit for
ATMs, Soneri Bank has introduced CHEQUE FREE BANKING whereby our cards holders may withdraw cash up
to a maximum of Rs.300, 000/- per day through use of their cards at Point of Sale Terminals installed at our
designated branches.
Eligibility:
If you are having Soneri Banking Card, if you are maintaining a Soneri Bank PKR Current or Savings account
Single or Joint account with either signatory authorized to operate the account, a further supplementary card can
also be issued to the second account holder. All Soneri Banking Card holders use debit card facility.
Service Availability:
CHEQUE FREE BANKING is available at branches equipped with point of sale (POS) Terminals offering the
following services during the counter hours on real time basis:-
Balance Enquiry:
The POS Terminal may also be used for Balance Enquiry of accounts linked to the card.
Cash Withdrawals:
CHEQUE FREE BANKING shall be made available through POS Terminal installed at dedicated cash counters
at branches manned by a cashier.

Telephone Banking
You can conduct your banking from any where and at anytime you want. 

Dial 111 SONERI (111-766374) to reach our Customer Services Call Center. 

With Telephone Banking, You can access all the information you need without making a trip to the branch. This
means no Parking to find, no traffic to flight and no standing in line. At home, at work or on the go, all you need is
a touch-tone telephone, your card number and the T-PIN to access your bank account, 24 hours a day, 7 days a
week.
ELIGBILITY:
If you are having Soneri Banking Card, if you are maintaining a Soneri Bank PKR Current or Savings account
Single or Joint account with either signatory authorized to operate the account, a further supplementary card can
also be issued to the second account holder. All Soneri Banking Card holders use debit card facility.
AVAILABLE SERVICES:
 Balance Enquiry
 Today's Transaction by Voice
 Instant statement of Account through Fax
 Request for Computer Generated Statement of Account
 Request for cheque book
 Stop mark of lost Soneri Banking Card
 Change your T-PIN
 Latest Forex Rates
 Product Information
 
 SONERI BANK : RAFAY JAMSHAID 0323 – 8 47 47 47

Interactive voice prompt in English or Urdu language will guide you through the process. Soneri Banking Card
holders will have access to Telephone Banking basic facilities at no additional cost.
Service Provided
 Request of checkbook
 Lost Card Report
 Balance Inquiry
 Request of detailed statement By Fax
 T-Pin Change
 Request of detailed Statement

Utility Bills Payment

Bills pay karna ab kitna asaan!
Soneri Bank VISA Debit Card and ATM Card holders can pay their bills using ATM Services.
 No need to stand in a bank queue.
 No need to carry cash.
 Easy way of paying bills for you and your dear ones.
 Bills once paid are automatically registered in our system.
 24 hours a day, 7 days a week service from any Soneri Bank ATM across Pakistan.
 
Available Services : Service is currently available for payment of:
 
 KESC
 LESCO
 SNGPL
 SSGC
 Ufone

SMS Alert
Soneri Bank Limited now introduces to its ATM/ VISA Debit Card holders SMS Alert Service, the best feature for
warning about fraudulent transactions conducted against Cards. Now you shall receive SMS Alerts on your
mobile number registered with the bank of all purchase transactions immediately after it has been made.
Remember, an early intimation can save you a lot of trouble later, and also protect your hard-earned money.
 
It is very easy to sign up for our SMS Alert Service. Just fill the form available in our all Branches or call us at the
following numbers for your SMS Alert Activation:
 
111-SONERI (766-374)
0800-00500
Main Branch
Address: 87 Shahrah-e-Quaid-e-Azam Lahore
Telephone No: ((+92) 42) 36368141-48
Fax No: ((+92) 42) 36303266, 36368138
Email: main.lahore@soneribank.com
Defence Branch
Address: G-14 Commercial Area Defense Housing Authority
Telephone No: ((+92) 42) 35897181-83, 35730760-61
Fax No: ((+92) 42)35724325
Email: defence.lahore@soneribank.com
Gulberg Branch
Address: 90-B-C/11 Liberty Market Gulberg 111 Lahore
Telephone No: ((+92) 42) 35713445 - 48
Fax No: ((+92) 42) 35713326
Email: gulberg.lahore@soneribank.com
Circular Road Branch
Address: 49/2 B Circular Road Lahore
Telephone No: ((+92) 42) 37670486 , 37670489 , 37670483
Fax No: ((+92) 42) 37636253
Email: circular.lahore@soneribank.com
Model Town Branch
Address: Blank square Market 1-C Model Town Lahore Tele # Fax #
Telephone No: ((+92) 42) 35889311-12 , 35889313
Fax No: ((+92) 42) 35889315
Email: modeltown.lahore@soneribank.com
Akbar Chowk Branch
Address: 866 D Faisal Town Peco Road Lahore
Telephone No: ((+92) 42) 35177800-02
Fax No: ((+92) 42) 35177803
Email: akbarchowk.lahore@soneribank.com
Cavalary Ground Branch
Address: 101 Commercial Area Cavalry Ground Lahore
Telephone No: ((+92) 42) 36653730, 36653728-29
Fax No: ((+92) 42) 36653731
Email: cavalary.lahore@soneribank.com
Qartaba Chowk Branch
Address: Shop # 6,7 Plot S-57 –R-136/6 Queens Road Lahore
Telephone No: ((+92) 42) 37211991- 4
Fax No: ((+92) 42) 37211995
Email: qartabachowk.lahore@soneribank.com
Allama Iqbal Town Branch
Address: 17 Gulshan Block Allama Iqbal Town Lahore
Telephone No: ((+92) 42) 35437613 - 5 , 35411325
Fax No: ((+92) 42) 35437617
Email: allamaiqbaltown.lahore@soneribank.com
Baghbanpura Branch
Address: 268 G.T Road Baghbanpura
Telephone No: ((+92) 42) 36832811 - 13
Fax No: ((+92) 42) 36832814
Email: baghbanpura.lahore@soneribank.com
Thokar Niaz Baig Branch
Address: Plo t# 04, Block B Judicial Employee Housing Co-operative Society Thokar Niaz
Baig Lahore
Telephone No: ((+92) 42) 35313651 - 53
Fax No: ((+92) 42) 35313655
Email: thokarniazbaig.lahor@soneribank.com
Ghazi Chowk (NESPAK) Branch
Address: 265-c1 Phase 1, NESPAK Employees Housing Society, Lahore
Telephone No: ((+92) 42) 35188505 - 07
Fax No: ((+92) 42) 35185663
Email: ghazichowk.lahore@soneribank.com
Garden Town Branch
Address: 23rd Ali Block New Garden Town Branch Lahore
Telephone No: ((+92) 42) 35940611 - 3
Fax No: ((+92) 42) 35940615
Email: gardentown.Lahore@soneribank.com
DHA Phase III Branch
Address: Plot # 19, Block -Z, Phase III, Defence Housing Authority Lahore Cantt
Telephone No: ((+92) 42) 35734083 - 85
Fax No: ((+92) 42) 35734081
Email: ph3defence.lahore@soneribank.com
Chungi Amer Sadhu Branch
Address: Khasra No. 1055, Kheqat No. 330, Khatooni No. 2331, Hadbast Mouza Chand
Rai, Lahore.
Telephone No: ((+92) 42) 35808611 - 13
Fax No: ((+92) 42) 35808615
Email: chungisadhu.lahore@soneribank.com
Johar Town Branch
Address: 10-B, Main Boulevard, M.A. Johar Town, Branch, Lahore.
Telephone No: ((+92) 42) 35204191 - 93
Fax No: ((+92) 42) 35204191- 3
Email: johartown.lahore@soneribank.com
Wahdat Road Branch
Address: 11-A, Aziz Centre, Main Wahdat Road, Lahore.
Telephone No: ((+92) 42) 37578211 - 13
Fax No: ((+92) 42) 37578214
Email: wahdatroad.lahore@soneribank.com
Gunpat Road Branch
Address: Plot No. S III Is I Gunpat Road, Lahore.
Telephone No: ((+92) 42) 37361607 - 9
Fax No: ((+92) 42) 37361611
Email: gunpatroad.lahore@soneribank.com
Airport Road Branch
Address: Airport Road Branch Plot No.E-27 Main Defence Airport Road Lahore
Telephone No: ((+92) 42) 35700115 - 17
Fax No: ((+92) 42) 35700119
Email: airportroad.lahore@soneribank.com
Ravi Road Road Branch
Address: Khasra # 3084/ 1088, Khatooni # 826, Ravi Road, Lahore
Telephone No: ((+92) 42) 37725356 - 57
Fax No: ((+92) 42) 37725353
Email: raviroad.lahore@soneribank.com
Shahdara Chowk Road Branch
Address: Khasra # 366, Khatooni # 1324, Jia Musa, Shahdara, Lahore
Telephone No: ((+92) 42) 37941741 - 43
Fax No: ((+92) 42) 37941740
Email: shahdara.lahore@soneribank.com
Manga Mandi Branch
Address: Khasra No.10734-10735 Haji Park Bypass Manga Mandi
Telephone No: ((+92) 42) 35383517, 35383518 - 9
Fax No: ((+92) 42) 35383516
Email: mangamandi.lahore@soneribank.com
Badian Road Branch
Address: Khasra # 2265/1 min, Khatooni # 429/604-605 Hadbast Mouza Ladharkay
Badian Road Lahore
Telephone No: ((+92) 42) 35749741- 42 , 35749744
Fax No: ((+92) 42) 35749743
Email: badianroad.lahore@soneribank.com
Mughalpura Branch
Address: No.SE 3R-147/RH/Shop 147 Shalimar Link Road Mughalpura Lahore
Telephone No: ((+92) 42) 36880892 - 4
Fax No: ((+92) 42) 36880896
Email: mughalpura.lahore@soneribank.com
Samnabad More Branch
Address: Property # 33, 2A & 3A, Khasra # 1797 Mor Samnabad Lahore
Telephone No: ((+92) 42) 37591404 - 6
Fax No: ((+92) 42) 37590873
Email: samanabad.lahore@soneribank.com
Islampura Branch
Address: Plot No. SW III - 40 - S 61/ RH Islampura (Khrishan Nagar)
Telephone No: ((+92) 42) 37214394 - 6
Fax No: ((+92) 42) 37214398
Email: islampura.lahore@soneribank.com
Garhi Shahu Lahore
Address: Allama Iqbal Road, Garhi Shahu Lahore
Telephone No: ((+92) 42) 36294201-02
Fax No: ((+92) 42) 36294204
Email: garhishahu.lahore@soneribank.com
Zarar Shaheed Road Lahore
Address: Plot # 12 , Block B , Guldasht Town Zarar , Lahore Cannt
Telephone No: ((+92) 42) 36635167-68
Fax No: ((+92) 42) 36635169
Email: zararshaheedroad.lhr@soneribank.com