OMB Approval No.

2502-0265
A. B. TYPE OF LOAN
1 FHA 2 FmHA 3 CONV. UNINS.
4 VA 5 CONV.INS 6X
6. File Number (Escrow) 7. Loan Number
5121-1
ESTIMATED SETTLEMENT STATEMENT 8. Mortgage Insurance Case Number:
4/28/2021 11:53 AM
C. NOTE: This form is furnished to give you a statement of actual settlements costs. Amounts paid to and by the settlement agent are shown. Items marked "(p.o.c.)" were paid outside the closing; they are
shown here for informational purposes and are not included in the totals.

D. NAME OF BORROWER E. NAME OF SELLER: F. NAME OF LENDER:

BLUE JAY REAL ESTATE INVEWSTMENTS, LLC ILYA VASSERMAN
1427 BYBERRY RD., PA ,
,

G. PROPERTY LOCATION H. SETTLEMENT AGENT: I. Closing Date: 04/12/2021

1427 BYBERRY RD. Crossroads Escrow Services Inc. (909)-843-6415
PA 20955 Pathfinder Road, Suite 160 Diamond Bar, CA 91765
County: MONTGOMERY PLACE OF SETTLEMENT:
,

J. SUMMARY OF BORROWER'S TRANSACTION K. SUMMARY OF SELLER'S TRANSACTION

100 GROSS AMOUNT DUE FROM BORROWER: 400 GROSS AMOUNT DUE TO SELLER:
101 Contract Sales Price $620,000.00 401 Contract Sales Price $620,000.00
102 402
103 Settlement Charges to Borrower $20,414.00 403
104 404
105 405
106 - 406 -
107 - 407 -
108 408
Adjustments for items paid by seller in advance Adjustments for items paid by seller in advance
109 409
110 410
111 411
112 County Taxes $10.14 04/12/2021 - 01/01/2022 $2,625.53 412 County Taxes $10.14 04/12/2021 - 01/01/2022 $2,625.53
113 413
114 414
115 415
116 416
117 417
118 418
120 GROSS AMOUNT DUE 420 GROSS AMOUNT DUE
FROM BORROWER $643,039.53 TO SELLER $622,625.53
200 AMOUNTS PAID BY OR IN BEHALF OF BORROWER: 500 REDUCTIONS IN AMOUNT DUE TO SELLER:
201 501
202 502 Settlement Charges to Seller $58,200.00
203 503
203a 504 Payoff To WELLS FARGO HOME MORTAGE (FIRST) of First Mortgage
$480,915.53
Loan
203b 505 Payoff To WELLS FARGO of Second Mortgage Loan $83,510.00
204 505a
204a 505b
204b 505c
205 505d
206 506
206a 506a
206b 506b
206c 506c
206d 506d
206e 506e
206f 506f
206g 506g
207 507
208 - 508 -
209 - 509 -
Adjustments for items unpaid by seller Adjustment for items unpaid by seller
210 510
211 511
212 512
213 513
214 514
215 515
216 516
217 517
218 518
220 TOTAL PAID BY/FOR 520 TOTAL REDUCTION AMOUNT
BORROWER DUE SELLER $622,625.53
300 CASH AT SETTLEMENT FROM/TO BORROWER: 600 CASH AT SETTLEMENT TO/FROM SELLER:
301 Gross amount due from borrower (line 120) $643,039.53 601 Gross amount due to seller (line 420) $622,625.53
302 Less amounts paid by/for borrower (line 220) 602 Less reductions in amount due seller (line 520) $622,625.53
303 CASH FROM BORROWER $643,039.53 603 CASH FROM SELLER
 L. SETTLEMENT CHARGES
700 TOTAL SALES/BROKER'S COMMISSION PAID FROM PAID FROM
Division of Commission (line 700) as follows: BORROWER'S SELLER'S
701 $18,600.00 to PREMIER REALTY ASSOCIATES FUNDS AT FUNDS AT
702 $18,600.00 to PREMIER REALTY ASSOCIATES SETTLEMENT SETTLEMENT
703 Commission paid at Settlement $0.00 $37,200.00
704
800. ITEMS PAYABLE IN CONNECTION WITH LOAN
801 *** Our origination charge: $ (GFE #1)
802 Your credit or charge (points) for the specific interest rate chosen$ (GFE #2)
803 Your adjusted origination charges (GFE A) $0.00
804 Appraisal Fee (GFE #3)
805 Credit Report(s) (GFE #3)
806 Tax Service (GFE #3)
807 Flood Certification (GFE #3)
808 (GFE #3)
809 (GFE #3)
810 (GFE #3)
811 (GFE #3)
812 (GFE #3)
813 (GFE #3)
814 (GFE #3)
815
816
817
900. ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
901 Interest charges from to @$ /day (GFE #10)
902 Mortgage Insurance Premium (GFE #3)
903 Hazard Insurance To buyers choice (GFE #11) $950.00
904
905
1000. RESERVES DEPOSITED WITH LENDER
1001 Initial deposit for your escrow account (impounds) (GFE #9) $0.00
1002 Homeowner's Insurance
1003 Mortgage Insurance
1004 Flood Insurance
1005 Property Tax
1006
1007 Aggregate Adjustment
1100. TITLE CHARGES
1101 Title Services and lender's title insurance (GFE #4) $2,614.00
1102 Settlement or Closing Fee to Crossroads Escrow Services Inc. $1,800.00 $0.00
1103 Owner's title insurance to FIDELITY NATIONAL TITLE (GFE #5) $2,450.00 $0.00
1104 Lender's title insurance to FIDELITY NATIONAL TITLE $0.00
1105 Lender's title policy limit $0.00
1106 Owner's title policy limit $620,000.00
1107 Agent's portion of the total title insurance premium $0.00 to FIDELITY NATIONAL TITLE
1108 Underwriter's portion of the total title insurance premium $0.00 to FIDELITY NATIONAL TITLE
1109 Endorsement Fee (See Attached)
1110 Miscellaneous Closing Charges (See Attached) $604.00 $0.00
1111
1112 Miscellaneous Title Charges (See Attached) $210.00
1113
1114
1115
1200. GOVERNMENT RECORDING AND TRANSFER CHARGES
1201 Government Recording Charges (GFE #7) $200.00
1202 Recording Fee: Deed $200.00/$0.00;Mortgage $0.00/$0.00;Release $0.00/$0.00;Other $0.00/$0.00

1203 Transfer Taxes (GFE #8)

1204 City/County tax stamps: Deed $
1205 State Tax Stamps: Deed $
1206 County Taxes Property Tax $12,400.00 $12,400.00
1300. ADDITIONAL SETTLEMENT CHARGES
1301 Required Services that you can shop for (GFE #6) $0.00
1302 (GFE #6)
1303 ELITE SALES COACHING For SHORT SALE CONULTANT FEE $21,000.00
1304
1305
1306
1307
1308
1309
1310
1311
1312
1313
1314
1315
1400 TOTAL SETTLEMENT CHARGES (enter on lines 103, Section J and 502, Section K) $18,614.00 $58,200.00
 Comparison of Good Faith Estimate (GFE) and HUD-1 Charges GFE HUD-1
Charges That Cannot Increase HUD-1 Line Number
Our Origination Charge (#801) GFE 1 $0.00
Your credit or charge (points) for the specific interest rate (#802) GFE 2 $0.00
Your adjusted origination charge (#803) GFE A $0.00
Transfer Taxes (#1203) GFE 8 $0.00

Charges That In Total Cannot Increase More Than 10% GFE HUD-1
Government Recording Charges (#1201) GFE 7 $200.00
Title Services & Lender's Insurance (#1101) GFE 4 $0.00
Owner's Title Insurance (#1103) GFE 5 $0.00
Appraisal Fee (#804) GFE 3 $0.00
Credit Report (#805) GFE 3 $0.00
Tax Service (#806) GFE 3 $0.00
Flood Certificate (#807) GFE 3 $0.00
(#808) GFE 3 $0.00
(#809) GFE 3 $0.00
(#810) GFE 3 $0.00
(#811) GFE 3 $0.00
(#812) GFE 3 $0.00
(#813) GFE 3 $0.00
(#814) GFE 3 $0.00
(#815) GFE 3 $0.00
(#1303)
(#1304)
(#1307)
(#1308)
(#1309)
Mortgage Insurance Premium (#902) GFE 3 $0.00
Total $0.00 $200.00
Increase between GFE and HUD-1 Charges $200.00 or #DIV/0!
%

Charges That Can Change GFE HUD-1

Initial deposit for your escrow account (impounds) (#1001) GFE 9 $0.00
Daily interest charges $ /day (#901) GFE 10 $0.00
Homeowner's Insurance (#903) GFE 11 $950.00
(#904) $0.00
(#905) $0.00
(#1303) GFE 6 $0.00
(#1304) GFE 6 $0.00
(#1305) GFE 6 $0.00
(#1306) GFE 6 $0.00
Termite (#1302) GFE 6 $0.00
(#1307) GFE 6 $0.00
(#1308) GFE 6 $0.00
(#1309) GFE 6 $0.00
(#1310) GFE 6 $0.00
Title Services & Lender's Insurance (#1101) GFE 4 $0.00
Owner's Title Insurance (#1103) GFE 5 $0.00

Loan Terms
Your initial loan amount is $
Your loan term is $ Year(s)
Your initial interest rate is %
Your initial monthly amount owed for principal, interest and $ Includes
any mortgage insurance is Principal
Interest
Mortgage Ins.

Can your interest rate rise? No Yes It can rise to a

maximum of % The first change
will be on and can change again
every after
Every change date, your interest rate can increase or decrease
by %. Over the life of the loan, your
interest rate is guaranteed to never be lower than
or higher than %.

Even if you make payments on time, can your loan balance rise? No. Yes
Yes, it can rise to a maximum of $

Even if you make payments on time, can your monthly No Yes, the first increase can be on
amount owed for principal, interest, and mortgage insurance rise? and the monthly amount owed can rise to
The maximum it can ever rise to is

Does Your loan have a prepayment penalty? No Yes

Your maximum prepayment penalty is
Does your loan have a balloon payment? No Yes, you have a
balloon payment due in Years on
Total monthly amount owed including escrow account payments You do not have a monthly payment for items such as property taxes
and homeowner's insurance. You must pay these items directly yourself.
You have an additional monthly amount owed of
that results in a initial monthly amount owed of
This includes principal, interest,any mortgage insurance and below:
Property Tax Homeowner Ins.
Flood Ins.

Previous editions are obsolete HUD-1