Annexure IV: Mandate Return Reason Code. ‘Signature (1- 10) ‘M003 _| Drawers signature differs M004 | Drawers signature required MOOS _| Drawers signature to operate account not received M006 | Drawers authority to operate account not received M007 _| Alterations require drawer's authentication M008 | Company 'FOR' stamp required ‘Stop Payment (11-20) MO11_| Payment stopped by attachment order ‘Moi2__ | Payment stopped by court order M013 _ | Withdrawal stopped owing to death of account holder M014 | Withdrawal stopped owing to lunacy of account holder M015 _ | Withdrawal stopped owing to insolvency of account holder Instrument (21-35) MO24_| Amount in words and figures differ M027 [| Image not clear Account (36-45) MO037_| Account closed M038 _ | No such account M041 | Account blocked M042_ | Account description does not tally M043 | Nature of debit not allowed in A/c type Miscellaneous (56-75) M057 _| Payer Name Mismatch M058 _ | Name of beneficiary not provided or not legible ‘M060 _| Invalid Frequency M061 _| Frequency of payment not mentioned on mandate M062 __| Period of validity not mentioned or invalid end date M063 _| Invalid Bank Name MO72_ | Data mismatch with mandate MO73_| Mandate Incomplete M065 _| Fixed’ or Maximum’ option not specified on mandate Combination (76-85) M076 _| Data Mismatch: Frequency and Period Mo77__| Data Mismatch: Frequency and Signature ‘M078 _| Data Mismatch: Period and Signature Data Mismatch: Debit Type and Signature M079‘Sponsor Bank Rejects (86-95) MO86_| SP_Customer identifier mismatch M087 _ | SP_incorrect amount Amendment ‘001 [ On Customer request Cancellation 001 __[ On Customer request C002 _| On Corporate request C003 __| Account Closed or Frozen or inoperative Acceptance ‘aco1__| Default Ack Accept Reason NPCI system generated sack | Automatic cancel request acceptance ncfe | Default forced not acknowledge acceptance reason ncex_| TAT Expired 10