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Geriel I Fajardo FM 3 Asssss
Geriel I Fajardo FM 3 Asssss
Over ₱1,500 2% 2%
Take note that the maximum monthly compensation used for computing
employee contributions is ₱5,000, which means that the maximum employee
and employer contributions are both ₱100.
If you’re earning ₱10,000 per month, for example, your Pag-IBIG monthly
contribution is ₱100, which is the maximum currently allowed. Your
employer’s share is ₱100.
Monthly Basic Salary Total Monthly Contribution Employee Share Employer Share
Php 10,000 and below Php 300 Php 150 Php 150
Php 10,000.01 to Php 59,999.99 Php 300 to Php 1,799.99 Php 150 to Php 899.99 Php 150 to Php 899.99
Php 60,000 and above Php 1,800 Php 900 Php 900
As part of the full implementation of the Universal Health Care (UHC) Law, the monthly
PhilHealth contribution rate for employed members will increase from 2.75% to
3% of the monthly basic salary1 starting January 2020.
The monthly premium will continue to be shared equally between the employee and the
employer.
The monthly contribution for employees earning Php 10,000 and below is fixed at Php
300. Those earning Php 60,000 and above have a fixed monthly contribution of Php
1,800.
For those in between, use this formula to compute your PhilHealth contribution:
Php 25,000 x 0.03 = Php 750 (Total monthly contribution) / 2 = Php 375 (Employee or
employer share)
The PhilHealth contribution of employees who are on extended leave without pay
is equivalent to that of voluntary or individually paying members.
Take note that the premium rate will further increase from 3% in the succeeding years
to sustain the National Health Insurance Fund, ensuring all Filipinos–including those
lacking contributions–will have equal access to benefits during confinement.
As shown in the table above, the rate will increase by increments of 0.5% every year
until it caps off to 5% (the maximum limit allowed by the law) in 2025.
Hence, from 3% in 2020, expect the rate to increase to 3.5% of the member’s monthly
income in 2021; 4% in 2022; 4.5% in 2023; and 5% in 2024 and 2025.