ALFALAH GREEN ENERGY FINANCING

System size (PV) kWp 10.0

Battery backup kWh 10.0
Total system price Rs 1,800,000
Grid offpeak tariff (loaded) Rs/kWh 18.0
Grid peak tariff (loaded) Rs/kWh 24.0
Grid tariff hike per annum 20.0%

Financing tenure yrs 4

Downpayment 0.0%
Downpayment Rs -
Financing amount Rs 1,800,000
Financing cost per annum 4.00%
Insurance premium per annum 0.52%
Annual insurance premium advance Rs 9,360
Loan Processing Fee + FED Rs 5,800

Initial Cash Outflow Rs 15,160

Annual Analysis
Bill Saving + Net
Year Bank Installment Insurance Premium Net Saving/(Payment)
Metering
Rs Rs Rs Rs
1 (487,708) (9,360) 331,812 (165,255)
2 (487,708) (9,360) 395,388 (101,680)
3 (487,708) (9,360) 471,144 (25,924)
4 (487,708) - 561,415 73,707
5 - - 668,982 668,982
6 - - 797,159 797,159
7 - - 949,895 949,895
8 - - 1,131,895 1,131,895
9 - - 1,348,766 1,348,766
10 - - 1,607,189 1,607,189

Average Monthly Analysis

Bill Saving + Net
Average Month of Year Bank Installment Insurance Premium Net Saving/(Payment)
Metering
Rs Rs Rs Rs
1 (40,642) (780) 27,651 (13,771)
2 (40,642) (780) 32,949 (8,473)
3 (40,642) (780) 39,262 (2,160)
4 (40,642) - 46,785 6,142
5 - - 55,749 55,749
6 - - 66,430 66,430
7 - - 79,158 79,158
8 - - 94,325 94,325
9 - - 112,397 112,397
10 - - 133,932 133,932
SOLAR FINANCING - RESIDENTIAL

Quotation Amount PKR 1,800,000

Equity Share PKR 0
Loan Amount (PV) PKR 1,800,000
Annual Interest Rate 4.00%
Years to Repay 4
Period Type Monthly
Number of Periods 48

LOAN AMMORTIZATION SCHEDULE

Period Principal Repayment Interest Total Payment Balance
0 1,800,000
1 34,724 5,918 40,642 1,765,276
2 34,839 5,804 40,642 1,730,437
3 34,953 5,689 40,642 1,695,484
4 35,068 5,574 40,642 1,660,416
5 35,183 5,459 40,642 1,625,232
6 35,299 5,343 40,642 1,589,933
7 35,415 5,227 40,642 1,554,518
8 35,532 5,111 40,642 1,518,986
9 35,648 4,994 40,642 1,483,338
10 35,766 4,877 40,642 1,447,572
11 35,883 4,759 40,642 1,411,689
12 36,001 4,641 40,642 1,375,688
13 36,119 4,523 40,642 1,339,569
14 36,238 4,404 40,642 1,303,330
15 36,357 4,285 40,642 1,266,973
16 36,477 4,165 40,642 1,230,496
17 36,597 4,045 40,642 1,193,899
18 36,717 3,925 40,642 1,157,182
19 36,838 3,804 40,642 1,120,344
20 36,959 3,683 40,642 1,083,385
21 37,080 3,562 40,642 1,046,305
22 37,202 3,440 40,642 1,009,102
23 37,325 3,318 40,642 971,778
24 37,447 3,195 40,642 934,330
25 37,571 3,072 40,642 896,760
26 37,694 2,948 40,642 859,066
27 37,818 2,824 40,642 821,248
28 37,942 2,700 40,642 783,306
29 38,067 2,575 40,642 745,238
30 38,192 2,450 40,642 707,046
31 38,318 2,325 40,642 668,729
32 38,444 2,199 40,642 630,285
33 38,570 2,072 40,642 591,715
34 38,697 1,945 40,642 553,018
35 38,824 1,818 40,642 514,194
36 38,952 1,690 40,642 475,242
37 39,080 1,562 40,642 436,162
38 39,208 1,434 40,642 396,954
39 39,337 1,305 40,642 357,616
40 39,467 1,176 40,642 318,150
41 39,596 1,046 40,642 278,553
42 39,727 916 40,642 238,827
43 39,857 785 40,642 198,970
44 39,988 654 40,642 158,982
45 40,120 523 40,642 118,862
46 40,252 391 40,642 78,610
47 40,384 258 40,642 38,227
48 40,517 126 40,642 -2,290
49 8 -8 0 -2,298
50 8 -8 0 -2,305
51 8 -8 0 -2,313
52 8 -8 0 -2,320
53 8 -8 0 -2,328
54 8 -8 0 -2,336
55 8 -8 0 -2,343
56 8 -8 0 -2,351
57 8 -8 0 -2,359
58 8 -8 0 -2,366
59 8 -8 0 -2,374
60 8 -8 0 -2,382
61 8 -8 0 -2,390
62 8 -8 0 -2,398
63 8 -8 0 -2,406
64 8 -8 0 -2,413
65 8 -8 0 -2,421