February 17, 2021

The Manager
United Commercial Bank Limited
Foreign Exchange Branch
Dhaka

Subject: Request for Capital Machinery LC facility A/C Habiganj Agro Limited.

Sir,
We want to take the opportunity to thank United Commercial Bank Limited for all the support from our
very inception. As you aware, local and export growth every year reflects huge demand for our products.
There is huge gap in supply and demand of our items and annual growth of these sectors is remarkable.
To ensure availability of products in local and overseas market, we need to increase our investment in
capital assets of our existing products. It is expected that inclusion of additional capital expenditure and
improvement in the production areas will contribute to cost savings, value addition, product quality
improvement, increased productivity and revenue generation for more profitable operations of the project.

Therefore we are requesting you to sanction us a Capital Machinery LC facility of USD 3,000,000
(US Dollar Three Million) to enable the company retaining the present market share and capturing the
increasing demand of our product range.

Facility Capital Machinery LC

Amount USD 3,000,000
LC period 180 days
Retirement From own source

We are delighted to have you as one of our esteemed lender and look forward to a cordial and
long-standing relationship with you and your organization.

Kind Regards

Chowdhury Kamruzzaman
Managing Director

Enclosure: Proforma Invoices