Date: December 17, 2020

The Managing Director

Meridian Finance & Investment Limited
Level - 6, Silver Tower, 52 Gulshan Ave, Dhaka 1212

Subject: Waiver of 2% charge of the prepayment amount A/C Banga Millers Limited

Sir,
It is our pleasure to have you as our development partner. We acknowledge your timely
support that helps us to maintain this prestigious position. Refer to your sanction no.
MFIL/CAD/SME/CHO/2016/1841 dated October 17, 2016, we have been sanctioned BDT
30 crore against a capital investment. However, the return of this investment has exceeded
our initial analysis which reflected in a quicker payback period. As a result, we have been
able to pay off our loan facility before the approved loan tenure. Therefore, on the basis of
our proven creditworthiness, it is our utmost request to take necessary steps to waive the 2%
charge of the prepayment amount.

We are looking forward to our mutual beneficial relationship strengthen more in coming
days.

Thanking You,

Uzma Chowdhury
Director
Date: December 6, 2020

The Managing Director

CVC Finance Limited (CVCFL) 
Green Grandeur Tower (Level-7), Dhaka

Subject: Waiver of 1% charge of the prepayment amount A/C Habiganj Agro Limited

Sir,
It is our pleasure to have you as our development partner. We acknowledge your timely
support that helps us to maintain this prestigious position. Refer to your sanction no.
CVCFL/CRM/11-17/1626 dated November 12, 2017, we have been sanctioned BDT 30 crore
against a capital investment. However, the return of this investment has exceeded our initial
analysis which reflected in a quicker payback period. As a result, we have been able to pay
off our loan facility before the approved loan tenure. Therefore, on the basis of our proven
creditworthiness, it is our utmost request to take necessary steps to waive the 1% charge of
the prepayment amount.

We are looking forward to our mutual beneficial relationship strengthen more in coming
days.

Thanking You,
Uzma Chowdhury
Director

Date: December 6, 2020

The Managing Director

CVC Finance Limited (CVCFL) 
Green Grandeur Tower (Level-7), Dhaka

Subject: Waiver of 1% charge of the prepayment amount A/C Habiganj Agro Limited

Sir,
It is our pleasure to have CAPM Venture Capital & Finance Limited as our development
partner. We acknowledge your timely support that helps us to maintain this prestigious
position. Refer to your sanction no. CVCFL/CRM/11-17/1626 dated November 12, 2017, we
have been sanctioned BDT 30 crore against a capital investment. However, the return of this
investment has exceeded our initial analysis which reflected in a quicker payback period. As
a result, we have been able to pay off our loan facility before the approved loan tenure.
Therefore, on the basis of our proven creditworthiness, it is our utmost request to take
necessary steps to waive the 1% charge of the prepayment amount.

We are looking forward to our mutual beneficial relationship strengthen more in coming
days.

Thanking You,
Choudhury Atiur Rasul
Director