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  • Financialbusinessstart Group 6 1

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    pahang nese
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    1) The document outlines a 5-step financial plan for a business start-up including projecting implementation costs, loan amortization, asset depreciation, cash flow, and monthly income statements. 2) In step 1, total initial investment is projected to be RM50 with no loan or own money required. 3) Step 2 provides an example loan amortization schedule but no actual amounts. 4) Step 3 shows an asset depreciation table with asset value of RM1500 but no figures filled in. 5) Step 4 comprises a 14-week cash flow projection table with sales projected to total RM1300 and no expenses. 6) Step 5 lists items for a monthly income statement

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    1) The document outlines a 5-step financial plan for a business start-up including projecting implementation costs, loan amortization, asset depreciation, cash flow, and monthly income statements. 2) In step 1, total initial investment is projected to be RM50 with no loan or own money required. 3) Step 2 provides an example loan amortization schedule but no actual amounts. 4) Step 3 shows an asset depreciation table with asset value of RM1500 but no figures filled in. 5) Step 4 comprises a 14-week cash flow projection table with sales projected to total RM1300 and no expenses. 6) Step 5 lists items for a monthly income statement

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    Download as xlsx, pdf, or txt
    27 views3 pages

    Financialbusinessstart Group 6 1

    Uploaded by

    pahang nese
    1) The document outlines a 5-step financial plan for a business start-up including projecting implementation costs, loan amortization, asset depreciation, cash flow, and monthly income statements. 2) In step 1, total initial investment is projected to be RM50 with no loan or own money required. 3) Step 2 provides an example loan amortization schedule but no actual amounts. 4) Step 3 shows an asset depreciation table with asset value of RM1500 but no figures filled in. 5) Step 4 comprises a 14-week cash flow projection table with sales projected to total RM1300 and no expenses. 6) Step 5 lists items for a monthly income statement

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 3

    FINANCIAL PLANNING FOR BUSINESS START-UP FOR (NAME OF YOUR BUSINESSS)

    Step 1: Project Implementation cost


    Item RM Sources of fund
    Loan (RM) Own Money (RM)
    Asset (equipment) 0 0
    Capital (modal) 0
    Salary (5 member x RM2 x 5days) 50
    Raw Material - bubble rep, sticker fragile 0
    Miscellaneous cost
    Registration cost
    Banner and pamphlet (one time) - promotion Fbads, Igads
    Total investment 50 0 0

    Step 2: Loan Amortization


    Amount of loan = RM1000; loan duration = 5 weeks; interest at RM10 per week (EXAMPLE)
    Period Principal Interest Loan balance
    First week 0 0 0
    Second week 0 0 0
    Third week 0 0 0
    Fourth week 0 0 0
    Fifth week 0 0 0
    Sixth week 0 0 0
    Seventh week 0 0 0
    Eight week 0 0 0
    Nineth week 0 0 0
    Tenth week 0 0 0
    Eleventth week 0 0 0
    Twelveth week 0 0 0
    Thirteenth week 0 0 0
    Fourteenth week 0 0 0

    Step 3: Depreciation Table


    Asset = RM1500; life expectancy = 100 weeks (approximately 2 years); depreciation = RM15 per week
    Period Depreciation Cumulative Book value
    First week 0 depreciation
    0 0
    Second week 0 0 0
    Third week 0 0 0
    Fourth week 0 0 0
    Sixth week 0 0 0
    Seventh week 0 0 0
    Eight week 0 0 0
    Nineth week 0 0 0
    Tenth week 0 0 0
    Eleventth week 0 0 0
    Twelveth week 0 0 0
    Thirteenth week 0 0 0
    Fourteenth week 0 0 0

    Step 4: Cash Flow Projection First week Second Third week Forth week Fifth week Sixth week Seventh Eight week Nineth Tenth week Eleventh Twelveth Thirtheen Fourteenth Total
    week week week week week week week
    Cash inflow
    Balance carry over 0 180 180 290 400 580 1060 0 0 0 0 0 0
    Capital (from Step 1) 0 - - - - 0
    Loan (from Step 1) 0 - - - - 0
    Sale (from sales activity) 0 180 0 110 110 180 480 240 0 0 0 0 0 1300
    Total cash inflow 0 180 180 290 400 580 1060 1300 0 0 0 0 0 0 1300
    Cash outflow
    Asset (equipment) 0 0
    Registration and promotion 0 0 0 0 0 0 0 0 0
    Raw material 0 0 0 0 0 0 0 0 0
    Salary 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
    Interest payment for loan 0 0 0 0 0 0 0 0 - 0
    Loan payment (principal) 0 0 0 0 0 0 0 0 - 0
    Total cash outflow 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
    Cash balance 0 180 180 290 400 580 1060 1300 0 0 0 0 0 0 1300

    Step 5: Project Income Statement per month


    Item RM
    Sales 1300
    Cost of goods sold (raw material) 0
    Gross profit 1300
    Deduct
    Salary 0
    Registration and promotion 0
    Interest 0
    Depreciation 0
    Total payment 0
    Net profit 1300

    Step 6: Balance Sheet Asset


    Item RM
    Cash 1300
    Asset (1500-75=1425) (from Step 3) 0
    Total Asset 1300
    Liability (1000-1000=0) (from Step 2) 0
    Capital paid (own money) (from Step 1) 0
    Accumulated profit (from Step 5) 1300
    Liability + Equity 1300

    Return on investment for 14 weeks = Net profit x 100% 26.00 %


    Project implementation cost

    Return on asset for 14 weeks = Net Profit x100% 1.00 %


    Total asset

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