Detailed Key Statistical Measures (KSM) Report - 2014

This report contains detailed Key Statistical Measures (KSMs) supplemental to the Canadian Workers’ Compensation System – Year at a Glance report.

Please note, differences in population, industry mixes, coverage and legislation/policy may affect comparability between jurisdictions. These measures use
standard definitions that may differ from WCB reports. Please contact the WCB directly with any inquiries about an individual jurisdiction.

Claim Measures
Claim Measures CAN NL PE NS NB QC ON MB SK AB BC NT/NU YT
Claims

1 Claims Reported (#) 46 45

777,904 13,623 4,025 24,974 16,758 109,708 233,645 37,588 35,382 149,701 146,814 3,953 1,733
2 Total Lost Time Claims (#) 10 41 38
239,643 3,762 986 5,998 3,949 66,711 53,688 15,127 9,392 28,528 50,062 994 446
2.1 Lost Time Claims for 54,10 41 37
Assessable Employers (#) 218,484 3,410 952 5,474 2,842 65,513 40,585 13,137 9,182 27,559 48,408 976 446
2.2 Lost Time Claims for Self- 54,10 41 37 55
Insured Employers (#) 21,159 352 34 524 1,107 1,198 13,103 1,990 210 969 1,654 18 0
Injury Frequency

21 Lost Time Injury Frequency 62 10 41 39 50 29

(%) 1.56 1.73 1.39 1.90 1.22 1.80 0.92 3.17 2.24 1.31 2.26 2.33 2.07
Fatalities

3 Fatalities Accepted (#) 6

919 29 1 18 13 164 289 15 39 169 173 5 4
3.1 Fatalities Accepted -
Occupational Disease (#) 558 18 1 12 8 107 209 13 10 81 98 0 1
3.2 Fatalities Accepted - Injury 56
(#) 361 11 0 6 5 57 80 2 29 88 75 5 3
Coverage

22 Workforce Covered (%) 63 52 1 29

(%) 84.80 97.63 97.06 74.12 91.40 93.17 74.48 76.28 73.46 92.63 97.38 100.00 96.66
Duration

18 Average Composite 43 41 39
Duration of Claim (#) U/A 111.12 99.94 102.50 35.54 U/A N/A 48.62 50.01 58.92 72.90 40.76 30.85
Return to Work

24.1 Claims on Wage-Loss 17 17,41 17,39 26 17 34 17

Benefits after 2 years (%) 2.92 5.11 7.23 3.79 4.09 5.22 2.08 1.19 0.74 1.98 1.83 2.47 1.46
24.2 Claims on Wage-Loss 17 17,41 17,39 26 17 34 17
Benefits after 6 years (%) 2.25 3.99 3.88 4.03 2.33 3.00 3.63 0.69 0.14 1.19 0.63 0.43 0.54
25.1 Percentage of Wage-Loss 10 41 39 22
Claims off Wage-Loss 61.18 52.78 48.17 52.87 58.18 57.35 71.83 64.48 61.66 61.15 56.00 56.31 59.82
Benefits at 30 days (%)
25.3 Percentage of Wage-Loss 10 41 39 22
Claims off Wage-Loss 78.74 69.78 63.89 77.18 72.50 74.58 86.00 82.53 76.20 79.66 77.00 78.27 76.56
Benefits at 90 days (%)
Claim Measures CAN NL PE NS NB QC ON MB SK AB BC NT/NU YT
25.4 Percentage of Wage-Loss 10 41 39 22
Claims off Wage-Loss 82.98 74.10 69.98 81.74 78.24 78.65 89.11 86.75 79.86 84.90 82.00 83.41 81.25
Benefits at 120 days (%)
25.5 Percentage of Wage-Loss 10 41 39 21
Claims off Wage-Loss 87.72 80.48 74.44 86.75 84.77 83.69 92.55 90.95 84.78 90.56 87.00 88.79 87.05
Benefits at 180 days (%)
25.6 Percentage of Wage-Loss 10 41 39 22
Claims off Wage-Loss 93.01 89.57 82.56 89.96 92.15 90.67 96.42 95.03 94.24 95.65 91.00 94.98 92.86
Benefits at 360 days (%)
Impairment

19 Average Impairment Rating 9 39 26 28

(%) (%) 8.62 14.49 6.04 8.38 8.08 10.12 10.06 5.55 8.49 10.74 9.10 6.82 5.62
20 Proportion of Claims 9 10 41 39 26
Awarded Impairment 11.53 15.03 15.62 18.62 7.54 23.62 7.74 6.81 6.65 9.29 12.70 9.03 5.72
Benefits (%)

Financial Measures
Financial Measures CAN NL PE NS NB QC ON MB SK AB BC NT/NU YT
Funding / Investment

14 Market Rate of Return (%) 9

10.17 11.20 8.46 10.40 8.46 11.90 10.30 9.90 9.20 10.80 10.60 10.83 10.00
15 Percentage Funded (%) 61 51
99.79 112.10 147.20 76.90 137.30 99.50 74.60 137.80 153.33 136.04 129.68 115.88 160.40
Admin Costs

8 Administration Costs ($ 32,25

millions) ($) 1,583.8 32.9 7.5 37.8 26.6 329.7 563.0 56.6 53.1 179.2 267.1 22.8 7.4
IR1 Administration Costs Per 64
$100 of Assessable Payroll 0.28 0.41 0.41 0.38 0.31 0.25 0.32 0.33 0.26 0.17 0.32 0.86 0.69
($)
IR6 Administration Costs per 64 10 41 37
Lost Time Claim ($) 7,249 9,650 7,838 6,911 9,352 5,033 13,872 4,305 5,787 6,503 5,518 23,359 16,599
OH&S Costs

9 OH&S Costs ($ millions) 36,53 42

($) 590.3 8.5 1.2 12.1 9.2 178.4 195.3 16.4 24.6 61.1 76.3 4.1 2.9
IR4 OH&S Costs per $100 of 64
Assessable Payroll ($) 0.10 0.11 0.07 0.12 0.11 0.13 0.11 0.10 0.12 0.06 0.09 0.16 0.27
Assessment Rate

13.1 Actual Average 60 11

Assessment Rate for 1.90 2.40 1.90 2.67 1.21 2.00 2.53 1.50 1.50 1.03 1.63 1.99 2.08
Assessable Employers ($)
13.2 Provisional Average 60 8 33,57
Assessment Rate for 1.89 2.45 1.90 2.65 1.21 2.02 2.46 1.50 1.51 1.03 1.70 2.05 2.18
Assessable Employers ($)
Revenue

10 Assessment Revenue for 52 49 13

Assessable Employers ($ 10,672.8 170.2 34.3 271.2 98.5 2,597.6 4,437.0 253.7 291.2 1,115.2 1,329.6 52.2 22.1
millions) ($)
11 Total Premium Revenue ($ 48
millions) ($) N/A 180.1 35.5 306.0 147.0 N/A 4,503.0 286.4 294.2 1,115.2 1,343.4 53.7 22.6
Financial Measures CAN NL PE NS NB QC ON MB SK AB BC NT/NU YT
Payroll

12 Assessable Payroll ($ 52 24
billions) ($) 570.9 8.0 1.8 10.0 8.5 132.5 176.3 17.1 20.4 107.9 84.8 2.7 1.1
Benefit Costs

4.1 Current Year Benefit Costs 52 30

($ millions) ($) 92.8 21.1 170.9 85.8 1,632.2 1,402.0 153.5 230.2 786.9 1,034.7 19.6
6 Benefit Costs Incurred ($ 31 52 40 26 12,16 27 47 7
millions) ($) 8,596.0 195.5 30.4 239.7 199.8 2,644.1 2,256.0 212.8 257.9 995.2 1,493.6 55.9 15.1
IR2 Current Year Benefit Costs 64
Per $100 of Assessable 0.99 1.16 1.17 1.72 1.01 1.23 0.80 0.90 1.13 0.73 1.22 0.74 1.23
Payroll ($)
IR5 Current Year Average 64 10 41 37
Benefit Cost per Lost Time 25,827 27,203 22,179 31,224 30,175 24,914 34,545 11,687 25,065 28,554 21,375 20,124 29,500
Claim ($)
Benefit Liabilities

7.1 Benefit Liabilities ($ 52 40 7

millions) ($) 60,774.8 954.6 152.1 1,795.8 938.4 12,388.7 25,652.0 860.2 1,102.4 6,139.0 10,417.0 255.7 118.9
23 Real Rate of Return 5 2 4 18 3 58
Assumption (%) (%) 3.50 3.50 3.50 4.00 3.75 3.19 2.91 3.00 2.75 3.00 3.50
Benefit Payments

5.1 Benefits Paid During the 52 19 30 23

Year ($ millions) ($) 7,213.7 134.0 23.6 214.5 119.1 1,942.2 2,419.6 155.1 187.9 714.0 1,261.7 29.1 12.8
16 Average Days from Injury 59,39 65 20 35 44
to First Payment (#) U/A 35.53 36.19 27.00 32.90 N/A 33.91 23.70 44.39 23.56 28.00 24.28 41.14
17 Average Days from 59,39 65 20 35 15,14,44
Registration to First U/A 27.98 19.86 19.00 21.79 N/A 24.66 18.40 36.14 19.51 22.00 12.48 37.46
Payment (#)

(Extracted on: 5/8/2021 6:07:27 PM)

Important Note to Readers:
Differences in population, industry mixes, coverage and legislation/policy may affect comparability between jurisdictions. These measures use standard definitions that may
differ from WCB reports. Please contact the WCB directly with any inquiries about an individual jurisdiction.
Source: Association of Workers’ Compensation Boards of Canada, Key Statistical Measures (www.awcbc.org)
Please find footnotes on the next page
Footnotes______________________________________________________________________________________________________________________________
ID Text
1 2014 Labour Force Survey (LFS) estimates are based on 2006 Census population estimates, whereas years prior to 2011 were based on 2001 Census population
estimates.
2 A real rate of 3.0% is used to discount supplementary benefits, 4.75% is used to discount LTD and survivor pensions, 1.75% is used to discount medical aid and a real
rate of 3.5% is used for rehabilitation and non-income benefits.
3 A real rate of 4.73% is used to discount partially indexed benefits other than health care costs.
4 A real rate of 5.10% is used in the first year following valuation with respect to fully indexed benefits (STD & rehabilitation benefits, LTD and survivor pensions). Health
Care costs are discounted at a real rate of -0.37%.
5 A real rate of 5.55% is used in the first year following valuation with respect to CPI-indexed benefits.
6 Accepted Fatalities excludes Pre-1990 100% Permanent Disability Pension Fatalities.
7 Adjusted to exclude estimated portion of admin costs.
8 All rate group rates remain unchanged from 2013 to 2016 (except for Rate Group 845 “Government and Related Services” that had a rate increase in 2015 due to
expanded coverage for presumptive legislation for firefighters).
9 Arithmetic average. Weighted average unavailable due to lack of data in some areas.
10 As of January 1, 2014, PEI has a waiting period equivalent to 40% of weekly compensation being required before compensation is payable; therefore, the number of
lost time claims listed in this report may not reflect every lost time injury for PEI as of March 31 of the following year.
11 Based on amounts reported in KSM for Assessment Revenue for Assessable Employers and Assessable Payroll for Assessable Employers.
12 Benefits liabilities increased by $83,573,000 due to legislative change.
13 Cost recoveries from self-insured employers are no longer recognized as revenue effective 2012. Total revenue will now equal assessable revenue.
14 Does not exclude appeals.
15 Does not exclude payments made to employers.
16 Does not include any provision for future payments of claims relating to self-insurers, as they are a liability of the self-insurers.
17 Does not include cases involving permanent economic loss payments.
18 Except for the year following the valuation where 4.13% is used.
19 Excludes $59M in LRI contributions and claim administration costs.
20 Excludes certain claims like latent occupation disease claims.
21 Excludes claims from KSM #2 for which no days were paid
22 Excludes claims from KSM #2 for which no days were paid.
23 Excludes estimated admin charges.
24 Excludes insured payroll not reported.
25 Excludes one-time cost charged to reserve against the impairment of software and WSIB's pension costs.
26 Excludes self-insured employers.
27 Figure revised to exclude self-insured portion.
28 Focused health care, combined with consistent assessment and application of policy has led to a notable reduction in the average PI percentage awarded.
29 For injury frequency and workforce covered calculations, NT/NU uses SEPH data, which are 3% to 6% lower than labour force data. This methodology results in the
injury frequency being overestimated due to the characteristics of the data.
30 Health Care and Vocational Rehab are included in this figure.
31 In 2012, Occupational Disease liability was recorded for the first time.
32 In 2013, IAS 19 was adopted by WSIB.
33 Includes a provision for CHOICES rebates.
34 Includes economic loss payment cases.
35 Includes employer paid claims
36 Includes OH&S portion of costs common to all divisions apportioned by # employed as a proportion of total employees - costs are 1) Building operating costs, 2)
Computer maintenance, 3) Depreciation and 4) Miscellaneous
37 NB has a 3 day waiting period therefore, the number of lost time claims listed in this report may not reflect every lost time injury for this province. NB accepted 5,349
lost-time claims (including day of accident) in total in 2014.
38 NB has a 3 day waiting period therefore, the number of lost time claims listed in this report may not reflect every lost time injury for this province. NB accepted 5,349
lost-time claims (including day of accident) in total in 2014.
39 NB has a waiting period. This measure has been restated to include the claims with a waiting period. The total number of lost time claims for 2014 is 5363. The
number of waiting period claims included is 1484.
40 NB includes the future expense of administering claims in the Benefit Costs Incurred (KSM #6) and Total Benefit Liabilities (KSM #7).
41 NS has a 2 day waiting period therefore, the number of lost time claims listed in this report may not reflect every lost time injury for this province. The total number of
lost-time claims published in the WCB of Nova Scotia's 2014 annual report is 5,953.
42 Other category includes costs for WorkSafe Saskatchewan
43 PEI has a waiting period before compensation is payable; therefore,claims which have lost time but did not receive a payment are tracked and included in this stat.

44 Please note that KSM 2 includes exposure claims with no associated time loss; and this figure is slightly underestimated as a result.
45 Program for Exposure Incident Reporting (PEIR) and amalgamated claims are excluded.
46 Quebec includes Medical Assist only claims for amounts that exceed predetermined thresholds.
47 Rehabilitation is included in this number.
48 Schedule 2 revenue represents administration fees and KSM #10 before bad debt. Since 2013, Safety Groups classified as funding commitments rather than revenue.
49 Since 2013, Safety Groups are classified as funding commitments rather than revenue. Bad debt is classified as administrative expense.
50 The 2014 Annual Report states that the 2014 preliminary time loss injury rate is 3.2%. The Annual Report's approach differs slightly from the AWCBC approach to this
statistic.
51 The percentage funded for rate setting purposes is 104.5%. It corresponds to the ratio of assets to liabilities excluding latent occupational diseases yet to be reported.
52 The province of PEI became assessed and as such costs and revenues are now included. Liabilities of the province for past claims have been assumed by the WCB of
PEI.
53 The Province of PEI is no longer self-insured. Therefore, no portion of OH&S is recoverable from them.
54 The province of Prince Edward Island became assessed in 2010 and their claims are now included with assessed employers.
55 There may be a small number of self-insured claims for the Government of Yukon. These numbers are too small to identify and break out separately for the KSM
submission.
56 This KSM will not match By the Numbers (BTN) as the traumatic fatality count in BTN is by year of death, whereas this KSM represents traumatic fatalities by year
accepted, regardless of year of death.
57 Variance to actual due to definitional differences, etc.
58 Wage growth is 3.5% (1% over assumed inflation rate of 2.5%) and increase in health care costs is 7% (or 4.5% over assumed inflation rate of 2.5%).
59 Waiting period claims are not captured in this measure because they never received a loss of earning payment.
60 Weighted average calculated as follows: The sum of all jurisdictional assessment revenue, calculated by multiplying the Average Assessment Rate (KSM #13) by $100
of assessable payroll (KSM #12/100), divided by the sum, for all jurisdictions, of $100 of assessable payroll (KSM #12/100).
61 Weighted average calculated as follows: The sum of the estimated jurisdictional assets divided by the sum of the total jurisdictional benefits liabilities for assessable
employers ($M) (KSM #7) expressed as a percentage, where est. assets (in $M) are calculated by multiplying the total benefits liability for assessable employers ($M)
(KSM #7) by the percentage funded (KSM #15).
62 Weighted average is calculated as follows: Total number of lost-time claims for assessable employers (KSM #2.1) divided by the total of the estimated number of
workers of assessable employers (estimated by dividing KSM #2.1 by KSM #21).
63 Weighted average is calculated as follows: Total number of workers covered divided by total Employed Labour Force. Total number of workers covered is the sum, over
all jurisdictions, of the % of workforce covered (KSM #22) multiplied by the Employed Labour Force.
64 Weighted Average.
65 WSIB issues payments approximately 2 weeks following the initial entitlement date.