Republic of the Philippines )

Las Piñas City ) S.S.

COMPROMISE AGREEMENT

KNOW ALL MEN BY THESE PRESENTS:

This Compromise Agreement executed this ___day of September 2015 in Las Piñas City,
by and between:

MR. ROEL AGUINALDO, represented by REP Law Phils, with postal

address at Suite 1505 City and Land Megaplaza Building, ADB Ave. cor
Garnet Road, Ortigas, Pasig City, hereinafter referred to as the DEBTOR;

-and-

THE FOLLOWING BANKING INSTITUTIONS AS CREDITORS:

1. BDO, with address at BDO Corporate Center, 7899 Makati Avenue,

Makati City 0726, Philippines;

2. Cebu Pacific Mastercard with current address at Metrobank Card

Corporation, The MCC Center, 6778 Ayala Avenue, Makati City,
Philippines (with SPA);

3. Bank of the Philippine Islands, BPI Makati Main Branch, BPI Head
Office Building, Ayala Avenue cor. Paseo de Roxas, Makati City 1226
(with SPA);

4. METROBANK MASTERCARD, Metrobank Card Corporation, The

MCC Center, 6778 Ayala Avenue, Makati City, Philippines (with SPA);

5. HSBC, The Hongkong and Shanghai Banking corporation Limited,

card Products Centre, PO Box 1096, Makati Central Post Office, 1250
Makati City, Philippines (with SPA);

6. STANDARD CHARTERED BANK, Standard Chartered Credit Card

Division, 6th Floor Sky Plaza Building, Ayala Avenue, Makati City;

7. PS Bank Flexi Card, PS Bank Centre, 777 Paseo de Roxas cor. Sedeño
St., Makati City 1226 (with SPA);

8. UNIONBANK CARD, 31st Floor Unionbank Plaza, Meralco Ave., cor.

Onyx Rd., Ortigas Center, Pasig City;

9. CITIBANK, G/F Citibank-Frabelle Bldg., Madrigal Business Park,

Alabang-Zapote Rd., Muntinlupa City;

10. EASTWEST BANK CREDIT CARD, Eastwest Banking Corporation 38F

PBCom Tower, Ayala Ave., cor. Rufino St., Salcedo Village, Makati
City (with SPA);

11. EQUICOM- Equicom Savings Bank, 6F ODC International Plaza,

Salcedo St. Legaspi Village, Makati City (with SPA);

1
 12. SECURITY SAVINGS BANK, MOB Ayala 6797 Ayala Ave., Makati
City (with SPA)

13. CHINABANK SAVINGS, 6772 VGP Building, Ayala Ave., Makati City
(with SPA);

14. UCPB, UCPB Corporate Offices, 7907 Makati Avenue, Makati City
(with SPA);

15. CHINATRUST, G/F Fort Legend Towers 31st St. cor. 3rd Ave.,
Bonifacio Global City, Taguig City 1634;

16. MAYBANK, Maybank Corporate Centre, 7th Avenue corner 28th Street,
Bonifacio High Street Central, Bonifacio Global City 1634 Taguig City
(with SPA);

17. PBCOM, PBCOM Tower, 6795 Ayala Avenue cor. V.A. Rufino St., 1226
Makati City, Philippines (with SPA).

WITNESSETH: THAT

WHEREAS, the DEBTOR is the Petitioner in Civil Case No. CV-LP 15-0050
(Petition for suspension of payments, pursuant to Sec. 94, Chapter VI, R.A. No. 10142),
pending before Branch 253 of the Regional Trial Court of Las Piñas City, hereinafter
referred to as the "Pending Case";

WHEREAS the CREDITORS are the Respondents in said Pending Case;

WHEREAS, all the parties are desirous of settling amicably the Pending Case, as
agreed upon during the CREDITORS’ MEETING on September 16, 2015 where the 3/5
vote of the creditors was obtained;

NOW, THEREFORE, the parties hereby agree as follows:

A. The Creditors agreed to suspend the payment of Debtor’s indebtedness

subject to the following terms and conditions:

Terms of the Suspension Plan

Credit cards Balance Current 6% p.a. Monthly plus

/mo. for 5 yrs/ interest
48 months
1 BDO 500,000.00 20,833.33 3, 125 23,958.33
2 Cebu PacificMastercard 144,679.63 4,375.00 904.25 5,279.25

3 BPI 713,484.07 20,833.33 4,459.27 25,292.6

4 Metrobank Mastercard 216,346.75 8,375.00 1,352.17 9,727.17
5 HSBC 169,035.25 5,208.33 1,056.47 6,264.8
6 Standard Chartered 288,000.00 12,000.00 1,800.00 13,800.00
7 PS Bank Flexi Visa 142,763.32 6,041.67 892.27 6,933.94
8 UnionBank Visa 206,000.00 8,583.33 1,287.5 9,870.83
9 UnionBank Platinum 82,000.00 3,416.67 512.5 3,929.17
10 Unionbank Miles 82,000.00 3,416.67 512.5 3,929.17
11 Citibank 260,000.00 10,833.33 1,625.00 12,458.33

2
12 Eastwest Bank Visa 192, 397.01 5,791.67 1,202.48 6,994.15
13 Eastwest Bank MC 240,199.55 7,000.00 1,501.25 8,051.25
Total 3,236,905.58 116,708.33

Personal loans with PDC’s Balance Current 6% p.a. Monthly

/mo. for 5 yrs/ plus
48 months interest
1 Equicom 165, 813.86 8,935.56 1,036.33 9,971.89
2 Security Savings Bank
411,227.45 14,850.44 2,570.17 17,420.61
3 Chinabank Savings 118, 129.06 7,260.46 738.31 7,998.77
4 UCPB 235,328.29 12,834.00 1,470.80 14,304.8
5 Chinatrust 520,859.34 28,228.56 3,255.37 31,483.93
6 Citibank Ready Credit 408,030.00 27,202.00 2,550.19 29,752.19
7 Citibank Ready Credit 245,950.64 4,729.82 1,537.19 6,267.01
8 Maybank 67,482.68 8,456.00 421.76 8,877.76
9 PBCom 284,025.15 12,509.24 1,775.16 14,284.4
Total 2,456,846.47 125,006.08

At 6% interest per annum:

1. Payment of minimum monthly to start on June 1, 2016
2. All balance payable within 48 months from June 1, 2016 – June 2020
3. Payment of interest will reckon from the time of filing of the Petition in
June 2015 until June 2020.
4. Interest of 6% annually will be on straight term basis.

B. The CREDITORS and the DEBTOR agree that the present debt due is as
provided in the third (3rd) column.

C. The parties agree that the CREDITORS shall accept the sum in column six
(6) as minimum monthly payment for four years starting June 2016. The
acceptance of the payment will serve as a complete discharge of the due amount
for the month.

D. The DEBTOR shall be issue twelve (12) post-dated checks, within 90 days
from the execution of this agreement. The succeeding thirty six (36) checks will
be brought personally by the Debtor to the banks on or before 01 June 2016.

E. In addition, upon completion of the payment of the balance, the

CREDITORS will undertake to notify all Credit Reporting Agencies that account
was PAID AS AGREED.

F. This compromise is expressly conditioned upon the payment being

received by the CREDITORS. If the DEBTOR fails to pay two (2) consecutive
monthly dues, the entire original outstanding amount owed by the DEBTOR as
embodied in the credit instrument previously executed minus payments made
will become immediately due and demandable.

G. Should the DEBTOR opt to pay the full balance before the end of the 48
months period, the CREDITOR agrees to accept the same, imposing an
additional six (6) percent per annum.

3
 H. This Agreement shall be binding upon and inure to the benefit of the
parties, their successors and assigns.

I. The PARTIES agreed to waive all counterclaims that they may have
against each other for this case.

J. The PARTIES agree to, and shall cause, the dismissal, without prejudice,
of the Pending Case, including all claims and counterclaims therein, and agree
not to file any similar case, whether civil, administrative or criminal, of any kind
or nature whatsoever, arising from the same facts, incident, claim, cause or
causes of action, upon full payment of the obligation settled in this Agreement.

K. The parties hereby mutually, irrevocably, freely and voluntarily release

and discharge one another, from any and all manner of action, causes of action,
sum of money, damages, liability, responsibility, obligation, claims and demands
whatsoever in law or equity, which they had, now have, or may have against
each other, including, but not limited to, actual, moral, exemplary and all other
damages or causes of action provided for under the law, if any, arising, directly
or indirectly, from the facts and circumstances giving rise to, surrounding or
arising from the complaint and/or counterclaims in the Pending Case , all of
which claims or causes of action by these presents the parties hereby abandon
and waive.

L. In case of material breach of the terms and conditions of this agreement,

the innocent party is hereby authorized to apply for a writ of execution in the
Pending Case for the purpose of compelling compliance with the terms and
conditions of this agreement.

IN WITNESS WHEREOF, the parties have hereunto set their hand this ____ day
of September, 2015 in Las Piñas City.

__________________________
ROEL AGUINALDO

__________________________
BDO

__________________________
METROBANK

__________________________
BPI

__________________________
HSBC

4
__________________________
STANDARD CHARTERED BANK

__________________________
PS BANK

__________________________
UNIONBANK

__________________________
CITIBANK

__________________________
EASTWEST BANK

__________________________
EQUICOM

__________________________
SECURITY SAVINGS BANK

__________________________
CHINABANK

__________________________
UCPB

__________________________
CHINATRUST

__________________________
MAYBANK

__________________________
PBCOM

Witnessed By:

_________________________ __________________________

ACKNOWLEDGMENT

5
BEFORE ME, a Notary Public for and in the City of _______________, personally
appeared:

Name SIGNATURE ID

ATTY. RENELYN J. ARELLANO

ATTY. ELLER ROEL DACLAN

ATTY. JONATHAN ACOSTA

ATTY. ANDREMAR MANGROBANG

ATTY. RICHARD SANTIAGO

ATTY. EDGAR DUMLAO

ATTY. RAYMUND JONAS FLORES

ATTY. JOYSHA MAGMANLAC

ATTY. TITO F. SESE

ATTY. MICHAEL AARON GACUTAN

ATTY. ROGER DIAZ

and they acknowledged to me that they are the same persons who executed the
foregoing instrument, consisting of six (6) pages, including this page; and that they
executed the foregoing instrument as their own free and voluntary act and deed, for
themselves and/or in behalf of their respective principals.

Doc. No. ____;

Page No. ____;
Book No. ____;
Series of 2015.