Name :- Rajat Maheshwari

Enroll No. :- 18BBA44

PERSONAL FINANCE RESEARCH PROJECT

Sr. No. Particular  Content  No of pages 

1. ICICI Bank Ltd - Profile  2
- CEO
- Present status of the company 
2. Stock Return  Price Fluctuation of ICICI Stock ½ pages 
3. Stock Alpha and Beta  Regression, Anova, Coefficient  2 pages 
Interpretation 
4. Valuation Ratios  Profitability Ratios  1 page
Anova 
5. Valuation Ratios  ANOVA  1 page
6. Mutual Fund  Profile and Scheme information details  2 pages
7. Mutual fund  Ratios  1 page
Interpretation 
10 pages 

ICICI BANK LTD

ICICI Bank Limited (the Bank), incorporated on January 5, 1994, is a banking company. It’s
an Indian multinational banking and financial service company with its registered office
in Vadodara, Gujarat and corporate office in Mumbai, Maharashtra  . It offers a wide range of
banking products and financial services for corporate and retail customers through a variety of
delivery channels and specialised subsidiaries in the areas of investment banking, life, non-life
insurance, venture capital and asset management. The bank has a network of 5,275 branches
and 15,589 ATMs across India and has a presence in 17 countries. The Bank's business
segments are Retail banking, Wholesale banking, Treasury, Other banking, Life insurance,
General insurance and Others. The Bank has a network of approximately 18,210 branches and
automated teller machines (ATMs). The Bank's m Visa service allows customers to scan a
Quick Response (QR) Code at merchant outlets and make a payment. Its easy pay enables
customers of all banks to pay merchants online without any registration. 

The Bank offers a suite of banking products and solutions to Small and Medium Enterprises
(SMEs) for meeting their business and growth requirements. The Bank also offers supply chain
financing solutions and small-ticket funding to the channel partners of large corporates. The
Wholesale Banking Group (WBG) provides customized solutions to corporate clients by
analysing their specific business and financial needs. It provides an array of financial solutions
for working capital finance, export finance, trade, transaction and commercial banking, foreign
exchange and derivative products and rupee, as well as foreign currency term loans. The
Commercial Banking Group manages banking transactions, trade based requirements and cash
management needs of corporate customers. Its treasury operations comprise the Asset Liability
Management Group, Markets Group and Proprietary Trading Group. The Asset Liability
Management Group actively manages the Bank's liquidity and securities portfolio held for
compliance with statutory and regulatory requirements. The Markets Group offers foreign
exchange and derivative solutions to clients. The Proprietary Trading Group manages trading
positions within the approved risk limits. The Bank's international banking is focused on
providing end-to end solutions for the international banking requirements of its Indian
corporate clients and leveraging economic corridors between India and the rest of the world.
The Bank's international footprint consists of subsidiaries in the United Kingdom and Canada,
branches in the United States, Singapore, Bahrain, Hong Kong, Sri Lanka, Dubai International
Finance Centre, Qatar Financial Centre, China and South Africa, and representative offices in
the United Arab Emirates, Bangladesh, Malaysia and Indonesia. The Bank's subsidiary, (ICICI
Bank UK Plc), has approximately eight branches in the United Kingdom and a branch each in
Belgium and Germany. ICICI Bank Canada also has over eight branches. The Bank has
developed customized financial products and services to cater to a range of rural customers,
including farmers, traders, processors, as well as rural entrepreneurs. The Bank caters to the
financial needs of women entrepreneurs through its Self-Help Group (SHG) program as a part
of its microfinance initiatives.

CEO :- Mr. Sandeep Bakshi

Revenue :- ₹ 149,786.10 Crore (US$21 billion) 2020

Net Income :- ₹ 9566.31 Crore (US$ 1.3 billion) 2020

Current Share Price :- 368.50 INR

No. of Employees :- 84,922 (2019)

 STOCK RETURN OF ICICI BANK LTD

Date Price Sensex

01-Jun-20 339 33303.52
02-Jun-20 348.5 33825.53
03-Jun-20 356.65 34109.54
04-Jun-20 347.85 33980.7
05-Jun-20 357.25 34287.24
08-Jun-20 360.1 34370.58
09-Jun-20 348.75 33956.69
10-Jun-20 353.4 34247.05
11-Jun-20 341.15 33538.37
12-Jun-20 344.25 33780.89
15-Jun-20 330.9 33228.8
16-Jun-20 342.8 33605.22
17-Jun-20 342.15 33507.92
18-Jun-20 352 34208.05
19-Jun-20 363.9 34731.73
22-Jun-20 367.8 34911.32
23-Jun-20 376.05 35430.43
24-Jun-20 348.4 34868.98
25-Jun-20 351.15 34842.1
26-Jun-20 349 35171.27
29-Jun-20 343.15 34961.52
 STOCK ALPHA & BETA

Alpha Beta Sheet of ICICI Bank Ltd :-

Date Price Sensex Alpha Beta

01-Jun-20 339 33303.52 2 3
02-Jun-20 348.5 33825.53 3 2
03-Jun-20 356.65 34109.54 2 1
04-Jun-20 347.85 33980.7 -2 0
05-Jun-20 357.25 34287.24 3 1
08-Jun-20 360.1 34370.58 1 0
09-Jun-20 348.75 33956.69 -3 -1
10-Jun-20 353.4 34247.05 1 1
11-Jun-20 341.15 33538.37 -3 -2
12-Jun-20 344.25 33780.89 1 1
15-Jun-20 330.9 33228.8 -4 -2
16-Jun-20 342.8 33605.22 4 1
17-Jun-20 342.15 33507.92 0 0
18-Jun-20 352 34208.05 3 2
19-Jun-20 363.9 34731.73 3 2
22-Jun-20 367.8 34911.32 1 1
23-Jun-20 376.05 35430.43 2 1
24-Jun-20 348.4 34868.98 -7 -2
25-Jun-20 351.15 34842.1 1 0
26-Jun-20 349 35171.27 -1 1
29-Jun-20 343.15 34961.52 -2 -1
 Regression Statistics of ICICI Bank Ltd :-

Regression Statistics
Multiple R 0.86
R Square 0.74
Adjusted R Square 0.74
Standard Error 1.68
Observations 245.00

Annova :-

Significance
df SS MS F F
Regression 1 1925.8 1925.8 685.6 0.0
Residual 243 682.5 2.8    
Total 244 2608.3      
Sr.No Particular  Content  No of pages 
.
1. ICICI Bank Ltd - Profile  2
- CEO
- Present status of the company 
2. Stock Return  20 lines chart  ½ pages 
Interpretations of data
Price flections 
3. Stock Alpha and Beta  Regression, Anova, Coefficient  2 pages 
Interpretation 
4. Valuation Ratios  Profitability Ratios  1 page
Anova 
5. Valuation Ratios  ANOVA  1 page
6. Mutual Fund  Profile and Scheme information details  2 pages
7. Mutual fund  Ratios  1 page
Interpretation 
10 pages