MICRO FINANCE- (311) BA(Eco) -V

S.No. Questions A B C D ANSWER

In which year the Regional Rural Banks Act was
1 1986 1976 1992 1988 B
passed?
What is the share of Sponsor Banks in the
2 75% 15% 40% 35% D
Regional Rural Banks?
Which of these was the first RRB to be set up in
3 Gaur Gramin Bank Pratham Bank Himachal Bank Aruchal Rural Bank B
India?

Which microfinance institution is known as the A) Bandhan Financial B) Arohan Financial C) Disha Microfinance D) SKS Microfinance
4 A
Universal Bank? Services Private Ltd Services Private Ltd Private Ltd Private Ltd

B) High rates of C) Complexity of D) None of the

5 What option block the poor to get bank loans? A) Absence of collateral A
interest procedure above
In the self-help group, the loan and saving B) Non-government A) Absence of
6 A) Government C) Bank D
decisions are taken by organisation collateral
In India, which organizations take care of the
7 A) IDBI B) NABARD C) ICAR D) FCI B
agriculture and rural development credits
needs?
What is Pradhan Mantri Suraksha Bima Yojana Overdraft up to
8 Accidental insurance cover Life insurance cover d) None of above A
(PMSBY) Life insurance cover Rs.5,000/-
Inter-lending within
9 Self Help Group involves Group of 5 to 20 people Regular saving habits All of above D
the group members
The Financial statement provides accurate and Marketing
10 Financial Information Liabilities. Assets Information A
time ……………. Which is useful for all. Information
profit and loss
11 Balance sheet is the summary of ………………… General Information Financial position loan status B
position
Trading account , Profit and
12 Financial statements are the …………. Balance sheet (a) and (b) Neither (a) nor (b) C
Loss account
EPS helps in determining the …………. of the
13 market price Earning per share Average price cost price B
equity share of the MFI
Debt equity ratio ascertains soundness of……….
14 long term Short term Yearly all of above A
financial position
(A) Inventory turnover and (B) Current ratio and (C) Gross Profit ratio (D) Current ratio
15 Two basic measures of liquidity are : C
Current ratio Quick ratio and Operating ratio and Average
Collection period
(D) Profitability
16 Current Ratio is : (A) Solvency Ratio (B) Liquidity Ratio (C) Activity Ratio B
Ratio
 MICRO FINANCE- (311) BA(Eco) -V
S.No. Questions A B C D ANSWER
7. Services are characterized by all of the
17 A. Intangibility. B. Homogeneity C. Perishability. D. Inseparability B
following characteristics except for
2. This P is not a part of the 7Ps of marketing
18 (a) Promotion (b) Price (c) People (d) Purpose D
mix?
Nutritional level of food energy is expressed in (b) wheat (c) rice consumption (d) none of the
19 (a) calories per day A
the form of consumption per day above
The calorie requirement is higher in the rural (a) they do not enjoy as (b) food items are (c) they are engaged (d) people are
20 D
areas because: much as people in the urban expensive. in mental work. engaged in physical
areas.
The rate at which The rate at which The rate at which labour.
21 What is 'Bank rate'? none of the above A
commercial banks borrow commercial banks commercial banks
money of
the fraction from
theRBI
deposits lend
the moneyoftothe
fraction lend money to
the fraction of RBI
the
22 What is the Cash Reserve Ratio (CRR)? none of the above C
that commercial banks lend deposits that RBI must deposits that
The NABARD issued policynguidelines for bank to the customers keep with commercial commercial banks
23 1992 2000 2002 2012
linkges with the SHG in the Year
In order to meet the working capital
24 General Credit Card SME Credit Card Swaroj Credit Card Kisan Credit Card D
requirement in agriculture, banks issue the card
termed as
The microfinance movement in India has been
25 SIDBI SBI NABARD RRBs C
initiated by

26 Prudential norms of the banks includes IRAC norms provisioning norms CRAR norms all of the above D

All the scheduled banks are to extend…………%

27 18% 40% 32% 12% B
of the total credit to priority sector
Education loan granted to indivisual for
28 7 lakh 10 lakh 15 lakh 20 lakh B
educational purposes upto rupess…… for
studies
Housinginloan
India
granted to public indivisual upto
29 rupees………….for construction of houses 5 lakh 10 lakh 15 lakh 20 lakh D
treated as priority sector advances
distance from bank
30 In microfinance the demand side constraints is lack of awareness unsuitable product communication A
branch

Short answer type Question

 MICRO FINANCE- (311) BA(Eco) -V
S.No. Questions A B C D ANSWER

1 Define remittance.

2 Explain cooperative society.

3 7 Ps of Product Mix

4 Explain priority sector.

5 Define Ethics.