SBI Clerk Pre & RBI Assistant Pre 2020

Mock Paper-7
English By Vishal Parihar

Direction (1-5): The following questions consist of Q.4.

a sentence. Four of the words of the sentences are A Masters in International Business himself, he
marked in bold, which may or may not be decided to focus on businesess — software
incorrectly spelled. If there is an incorrectly engineering, construction, international trade and
global outsourcing — in the US and Europe
spelled word in the sentence, find the correct
(a) International
alternatives to replace that mis spelled word from (b) businesses
the sentence. If there is no misspelled word in the (c) construction
sentence then choose (d), i.e., ‘No correction (d) outsourcing
required’ as your answer. (e) No correction required
Q.1 Q.5.
I'm sure it will sound overdone for some people, Khan leapfrogged into the comedy scene pretty
but other people might like it or it could at least much unanounnced: when he won Comedy
hopefully reduce tolarance levels of their favourite Central’s competition in 2012, he had only been in
the game for six months, participating in open mic
video's by adding a small amount of novelty.
events once in a while.
(a) overdone
(a) leapfrogged
(b) least (b) unannounced
(c) tolerance (c) competition
(d) novelty (d) participating
(e)No correction required (e) No correction required
Q.2 Q.6.
The OPPO Voltage Open Loop Multi-step Constant- One of the most notorious bad-weather (1)/ when
Current Charging (VOOC), Flash Charging system is a British European Airways twin-engined (A)/
a propriteary rapid-charge technology created by incidents occurred in February 1958 (B)/ passenger
aircraft crashed while attempting (C)/ to take off
OPPO Electronics, which, at present, is able to
from Munich-Riem Airport (D).
charge certain OPPO devices from 0 to 75% in just
(a) DCAB
30 minutes. (b) ABCD
(a) Charging (c) BACD
(b) proprietary (d) CABD
(c) Electronics (e) No arrangement required
(d) charge Q.7.
(e)No correction required Anthony Bangham, the chief constable of West
Q.3. Mercia(1)/ on road policing, called on police forces
It seems like eons ago that Arvind Swamy set many to (A)/ and the lead for the National Police Chiefs
Council (B)/ who break the speed limit by more
hearts afultter in Bollywood with his suave and
than 10% (C)/ end the practice of only prosecuting
sophisticated persona
drivers (D)/
(a) eons (a) BADC
(b) aflutter (b) ABCD
(c) suave (c) BCAD
(d) sophisticated (d) CABD
(e) No correction required (e) No arrangement required

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Mock Paper-7
English By Vishal Parihar

Q.8. Though cash is king in business, it is the simplest

Ctrip.com International Limited (1)/ services
including travel and hotel (A)/ accommodation, is
currently regarded as (B)/ a Chinese provider of
global travel (C)/ the largest online travel agency in
China (D).
(a) BADC
(b) CABD
(c) BCAD
(d) CABD
(e) No arrangement required
Q.9.
Research shows that motivation is essential to
learning (1)/ another language, whether that
motivation stems from the desire to communicate
(A)/ such as an opera, that were originally
produced in another language (B)/ or to better
understand literature or works of art (C)/with a
relative or loved one in a foreign culture (D).
(a) BADC
(b) CABD
(c) BCAD
(d) ADCB
(e) No arrangement required
Q.10
The two countries are sparring over U.S.
allegations that China (1)/ steals technology and
pressures American companies into handing (A)/
over trade secrets, part of an aggressive campaign
(B)/ to turn Chinese companies into world leaders
in robotics (C)/ electric cars and other advanced
industries (D).
(a) BADC
(b) CABD
(c) BCAD
(d) ADCB
(e) No arrangement required
Directions (11-15): Read the passage carefully and
answer the questions given below it. Certain
words/ phrases are given in bold to help you
locate them while answering some of the
questions.
item to value under any method of valuation. To
value cash there is no need to use complex
methodologies such as discounted cash flow (DCF)
or to make complex assumptions such as growth
rate or discount rate. Nor do you need expert
valuers (like you need for valuation of fixed assets
like land and buildings). The general assumption is
cash is always valued at face value.
The current controversy on valuation in the
proposed merger of Cairn India with Vedanta
Resources centres on valuation of cash and raises
a doubt about the above principle of valuation of
cash.
Valuing cash at face value may not be valid in some
exceptional circumstances. While valuing the
company or shares, if the company has cash
surplus of a normal magnitude the recommended
method is to value the business and add the; cash
surplus at face value to arrive at the total value of
the company.
Then the question arises what is to be done in case
the cash surplus is large. Before answering this we
need clarity on what the definition of large cash
surplus is.
When the surplus generated is held as cash in the
normal course of business cycle or accumulated
and held temporarily as cash to meet a large
defined investment within a short period of time
(say maximum of two or three years) then such
cash fall within the definition of normal cash
surplus to be valued at face value.
In the case of Cairn, cash is about one third of book
value, which doesn't come under the definition of
cash surplus in the normal course of operation.
Hence in this case cash can he valued a face value
only if it is held for a specific identified investment
to be made within a few years and the business
valuation factors the financial benefit flowing from
such identified investment.
There is also a possible exception to this rule of
valuation, i.e. valuing large cash surplus at face
value without a specific investment plan.

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Mock Paper-7
English By Vishal Parihar

This exception applies when the price Q.12

consideration of the company or share with large What is/are the different methods of valuing cash?
cash surplus is paid to the current owner in cash. In (A) Growth rate method
this case the seller sells cash for cash and hence it (B) Discounted cash flow method
is fair to value cash at face value irrespective of the (C) Discount rate method
size of cash surplus and there is no need for (a) Only (A) and (B)
investment plan for large surplus cash (b) Only (B) and (C)
In case of valuation for mergers, the above (c) Only (A) and (C)
exemption can't apply as the shareholders of the (d) All (A ), (B) and (C)
merging company generally get shares, and not (e) Other than given options
cash. Q.13
Maybe in recognition of this principle, the merger Which of the following is not true in the context of
scheme of Cairn with Vedanta provides for some the given passage?
cash (in the form of short-term security) (a) Valuing cash at face value is valid only in some
component in the swap ratio offered to Cairn exceptional circumstances.
shareholders. Despite this, some minority (b) Not only customers but also cash is the king in
shareholders of Cairn object to the valuation, business.
possibly because this portion of compensation is (c) The different methods of valuing cash failed to
less than 20 per cent of cash surplus of Cairn. clear controversy on valuation of Cairn India and
Then comes the complex question of how to value Vedanta Resources.
cash, which is larger than cash surplus in the (d) Only (a) and (b)
normal course of business, nor held for a specific (e) Only (b) and (c)
investment and the consideration for transfer of Q.14
cash is not paid in cash. What is the possible exception to the rule of
The cash in this case is to be valued based on valuation?
opportunistic value for the seller and the (a) Valuing large cash surplus at market value
alternative cost of raising such cash for the buyer. (b) Valuing large cash surplus at face value without
Both these values are extremely subjective and a specific investment plan
(c) Valuing large cash surplus at face value without
vaguer than well-defined methods of valuations
valuing the fixed assets like and buildings
such as DCF, profit multiple or replacement value.
(d) Valuing cash at face value irrespective of the
Hence, they will always be subject to
size of the cash surplus
controversies.
(e) None of these
Q.11
Q.15
How is the total value of a company with cash
What is the intention of the author behind writing
surplus of a normal magnitude arrived at? Answer
this passage?
in the context of the passage.
(a) How to value cash in corporate world
(a) By calculating the present value of all assets
(b) How to value large cash surplus in the normal
(b) By deducting the net value of all liabilities from course of business and not held for a specific
the net value of all assets investment plan
(c) By adding the cash surplus at face value to the (c) How to value cash on the face value including
value of the business assets like land and building
(d) By calculating the present value of the net (d) To expose Cairn India and Vedanta Resource
assets after adjusting the amount of outstanding Centre controversy
loans. (e) All the above
(e) Not clear from the passage

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 SBI Clerk Pre & RBI Assistant Pre 2020

Mock Paper-7
English By Vishal Parihar

Direction (16-20): Which of the phrases (a), (b), (c) Q.20

and (d) given below each sentence should replace It was great to think back of not just that
the phrase printed in bold letters to make the experience, but on why that film still resonates
with people.
sentence grammatically correct? If the sentence is
(a) Think back on
correct as it is, mark (e)., “No correction required”
(b) think about
as the answer. (c) think it through
Q.16 (d) think back about
After our month-long tirp, it was time to get along (e) No correction required
with the neighbors and the news around town. Directions (21-30): In the following passage there
(a) keep track on are blanks, each of which has been numbered and
(b) get going with one word has been suggested alongside the
(c) catch hold of blank. These numbers are printed below the
passage and against each, five options are given.
(d) catch up with
In for options, one word is suggested in each
(e) No correction required option. Find out the appropriate word which fits
Q.17 the blank appropriately. If the word written
Good instructors will look upon early signs of alongside the blanks fits the passage, choose
failure in their students option ‘e’ (No correction required) as the correct
(a) look in choice.
(b) look out for CHINA has long ______ (21) _______ [moved]
(c) look for between the urge to __________ (22) _______
[enrich] its elite with foreign knowledge and skills,
(d) look up with
and an opposing instinct to turn inward and rebuff
(e) No correction required
such ______ (23) ______ [importance]. In the
Q.18 1870s the Qing imperial court ended centuries of
If you talk towards someone in authority such as a educational isolation by sending young men to
parent or teacher, you them in a rude way America, only for the communist regime to shut
(a) talk down with out the world again a few decades later. Today
(b) talk over with record numbers of Chinese study abroad: over half
(c) talk back to a million people left in 2015 alone, many for
(d) talk around of America. The Communist Party officially endorses
international exchanges in education while at the
(e) No correction required
same time preaching the dangers of Western ideas
Q.19 on Chinese campuses. A new front in this
Before we talk this father, let’s consider battlefield is ______ (24) _____[emerging], as the
something the Internet has taught us about government cracks down on international schools
ourselves. catering to Chinese citizens. Only holders of
(a) take that farther foreign passports used to be allowed to go to
(b) took it further international schools in China: children of expat
(c) took it farther workers or the foreign-born offspring of Chinese
returnees. Chinese citizens are still _________ (25)
(d) take that further
________ [illicit] from attending such outfits, but
(e) No correction required
more recently a new type of school has

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 SBI Clerk Pre & RBI Assistant Pre 2020

Mock Paper-7
English By Vishal Parihar

proliferated on the mainland, ____, (26) ____ 25.

[proposing] an international curriculum to Chinese (a) elicited
nationals planning to study at foreign universities. (b) apprehended
Their number has more than doubled since 2011, (c) prohibit
to over 500. Many are clustered on the wealthy (d) Forbidden
eastern seaboard, but even poor interior provinces (e) No correction
such as gansu, Guizhou and Yunnan have them. 26.
Some international schools are ____ (27) _____ (a) providing
[privately run], including offshoots of famous (b) presenting
foreign institutions such as Dulwich college in (c) offering
Britain or Haileybury in Australia. Even wholly (d) contributing
(e) No correction
Chinese ventures often _____ (28) _____ [taken
27.
up] foreign-sounding names to increase their
(a) confidentially run
appeal: withness “Etonkids”, a Beijing based chain
(b) distinctly run
which has no link with the illustrious British (c) personally run
boarding school. Since 2003 some 90 state schools (d) publically run
have _____ (29) _____ [enabled] international (e) No correction
programmes too, many of them at the high schools 28.
in China, including those ________(30)_____ (a) adopt
[acquainted] with Peking. (b) select
21. (c) Refrain
(a) wobbled (d) outcast
(b) wavered (e) No correction
(c) oscillated 29.
(d) rotated (a) conducted
(e) No correction (b) extended
22. (c) convoyed
(a) supply (d) opened
(b) equip (e) No correction
(c) endow 30.
(d) appoint (a) accorded
(e) No correction (b) affiliated
23. (c) provisioned
(a) influences (d) conversant
(b) impact (e) No correction
(c) prevalence
(d) instrument
(e) No correction.
24.
(a) eminent
(b) elusive
(c) requisite
(d) obligatory
(e) No correction

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 SBI Clerk Pre & RBI Assistant Pre 2020
Mock Paper-7
English By Vishal Parihar
ANSWERS
Answer1: 3
The correct answer choice is option (c).
Tolerance- the ability or willingness to tolerate the
existence of opinions or behaviour that one
dislikes or disagrees with.
Novelty- the quality of being new, original, or
unusual.
Hence, option (c) is the most viable answer choice.
Answer2: 2
The correct answer choice is option (b).
Proprietary- relating to an owner or ownership/
marketed under and protected by a registered
trade name.
Hence, option (b) is the most viable answer choice.
Answer3: 2
The correct answer choice is option (b).
Aflutter- in a state of tremulous excitement.
Suave- (especially of a man) charming, confident,
and elegant.
Eons- an indefinite and very long period of time.
Hence, option (b) is the most viable answer choice.
Answer4: 2
The correct answer choice is option (b).
Businesses- a person's regular occupation,
profession, or trade.
Hence, option (b) is the most viable answer choice.
Answer5: 2
The correct answer choice is option (b).
Leapfrogged- perform such a vault.
Unannounced- not made known; not publicized.
Hence, option (b) is the most viable answer choice.
Answer6: 3
The correct sequence of the other parts to form a
grammatically correct and contextually meaningful
sentence is BACD. Hence, option (c) is the most
suitable answer choice.
Answer7: 1
The correct sequence of the other parts to form a
grammatically correct and contextually meaningful
sentence is BADC. Hence, option (a) is the most
suitable answer choice.
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Answer8: 2
The correct sequence of the other parts to form a
grammatically correct and contextually meaningful
sentence is CABD. Hence, option (b) is the most
suitable answer choice.
Answer9: 4
The correct sequence of the other parts to form a
grammatically correct and contextually meaningful
sentence is ADCB. Hence, option (d) is the most
suitable answer choice.
Answer10: 5
The given parts of the sentence are in their precise
position forming a coherent sentence. Since, they
do not require any rearrangement option (e)
becomes the most suitable answer choice.
Answer11:3
Refer to the third paragraph of the passage. “Cash
surplus at face value to arrive at the total value of
the company.”
Answer12:4
Refer to the first paragraph of the passage. “To
value cash there is no need to use complex
methodologies such as discounted cash flow (DCF)
or to make complex assumptions such as growth
rate or discount rate.”
Answer13:4
Sentence (1) and (2) are not correct according to
the passage.
Answer14:2
Valuing large cash surplus at face value without a
specific investment plan is the possible exception
to the rule of valuation.
Answer15:2
Refer to third last paragraph of the passage. “Then
comes the complex question of how to value cash,
which is larger than cash surplus in the normal
course of business, nor held for a specific
investment and the consideration for transfer of
cash is not paid in cash.”
Answer16:4
‘Catch up with’ is the correct usage as it means
succeed in reaching a person who is ahead of one.
It is also the most appropriate option if you
consider the consider the context of the sentence
6
 SBI Clerk Pre & RBI Assistant Pre 2020

Mock Paper-7
English By Vishal Parihar

hence option (d) is the correct choice for the given

question.
Answer17:2
‘look out for’ means be vigilant and take notice
hence option (b) is the correct choice for the given
question as other options change the meaning of
the sentence.
Answer18:3
‘Talk back’ means reply defiantly or insolently
hence option (c) is the correct choice for the given
question.
Answer19:4
The use of ‘further’ which means additional to
what already exists or has already taken place,
been done, or been accounted for is correct and
the first form of ‘take’ should be used therefore
option (d) is the correct choice for the given
question.
Answer20:1
‘Think back on’ means to recall and is the most
appropriate choice for the given question.
Solution21. 3
The correct answer is oscillated.
Solution22. 2
The correct answer is equip
Solution23. 1
The correct answer is influences.
Solution24. 5
The correct answer is no correction.
Solution25.4
The correct answer is Forbidden
Solution26. 3
The correct answer is offering.
Solution27. 5
The correct answer is no correction
Solution28. 1
The correct answer is adopt.
Solution29. 4
The correct answer is opened.
Solution30. 2
The correct answer is affiliated.

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